The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COMMON STOCK 00206R102 390 9,960 SH   SOLE   9,960 0 0
ADOBE SYS INC COMMON STOCK 00724F101 56,331 600,546 SH   SOLE   600,546 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 2,665 3,578 SH   SOLE   3,578 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 4,165 5,460 SH   SOLE   5,460 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 77 1,230 SH   SOLE   1,230 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,565 58,062 SH   SOLE   58,062 0 0
AMERIGAS PARTNERS LP COMMON STOCK 030975106 395 9,091 SH   SOLE   9,091 0 0
APPLE INCORPORATED COMMON STOCK 037833100 4,255 39,045 SH   SOLE   39,045 0 0
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103 234 2,613 SH   SOLE   2,613 0 0
BARCLAYS BK PLC EIN&SEL MLP ADR ETF 06742C723 19 1,050 SH   SOLE   1,050 0 0
BAXTER INTL INC COMMON STOCK 071813109 90 2,188 SH   SOLE   2,188 0 0
BERKSHIRE HATHAWAY INC CLB COMMON STOCK 084670702 85 600 SH   SOLE   600 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 192 3,000 SH   SOLE   3,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN EQUITIES 110448107 185 1,580 SH   SOLE   1,580 0 0
CALIFORNIA RES CORP COMMON STOCK 13057Q107 0 9 SH   SOLE   9 0 0
COCA COLA CO COMMON STOCK 191216100 336 7,250 SH   SOLE   7,250 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4,487 63,505 SH   SOLE   63,505 0 0
CORNING INC COMMON STOCK 219350105 49 2,333 SH   SOLE   2,333 0 0
DANAHER CORPORATION COMMON STOCK 235851102 3,057 32,224 SH   SOLE   32,224 0 0
DIAGEO P L C SPON ADR NEW COMMON STOCK 25243Q205 90 830 SH   SOLE   830 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 4,097 41,257 SH   SOLE   41,257 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 203 2,700 SH   SOLE   2,700 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF ETF 268461779 3,212 142,195 SH   SOLE   142,195 0 0
ETFS GOLD TR SHS ETF 26922Y105 219 1,825 SH   SOLE   1,825 0 0
EBAY INC COMMON STOCK 278642103 945 39,622 SH   SOLE   39,622 0 0
ENTERPRISE PRODUCTS LP COMMON STOCK 293792107 99 4,043 SH   SOLE   4,043 0 0
EXPRESS SCRIPTS HOLDING CO COMMON STOCK 30219G108 4,549 66,227 SH   SOLE   66,227 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,584 18,947 SH   SOLE   18,947 0 0
GENERAL ELEC CO COMMON STOCK 369604103 5,872 184,725 SH   SOLE   184,725 0 0
INTEL CORP COMMON STOCK 458140100 157 4,862 SH   SOLE   4,862 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 793 1,320 SH   SOLE   1,320 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 76 367 SH   SOLE   367 0 0
ISHARES CORE U.S.AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 15 132 SH   SOLE   132 0 0
ISHARES TR 20 YR TR BD ETF COMMON STOCK 464287432 9,208 70,499 SH   SOLE   70,499 0 0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND ETF - FIXED INCOME 464287457 8 97 SH   SOLE   97 0 0
ISHARES TR CORE S&P SCP ETF COMMON STOCK 464287804 12 104 SH   SOLE   104 0 0
ISHARES TR SP SMCP600GR ETF COMMON STOCK 464287887 3,562 28,680 SH   SOLE   28,680 0 0
ISHARES 1-3 YR CREDIT BOND FUND ETF - FIXED INCOME 464288646 186 1,763 SH   SOLE   1,763 0 0
ISHARES TR EAFE MIN VOL ETF COMMON STOCK 46429B689 5,256 79,115 SH   SOLE   79,115 0 0
ETF ISHARES MSCI USA M COMMON STOCK 46429B697 1,268 28,860 SH   SOLE   28,860 0 0
ISHARES TR CORE MSCI EAFE COMMON STOCK 46432F842 4,148 78,072 SH   SOLE   78,072 0 0
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 9 209 SH   SOLE   209 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 5,317 89,781 SH   SOLE   89,781 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,155 47,639 SH   SOLE   47,639 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 98 444 SH   SOLE   444 0 0
MCDONALDS CORP COMMON STOCK 580135101 583 4,639 SH   SOLE   4,639 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 1,401 26,490 SH   SOLE   26,490 0 0
MICROSOFT CORP COMMON STOCK 594918104 81 1,460 SH   SOLE   1,460 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 83 1,719 SH   SOLE   1,719 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 19 500 SH   SOLE   500 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 7 100 SH   SOLE   100 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 1,487 38,530 SH   SOLE   38,530 0 0
PEPSICO INC COMMON STOCK 713448108 3,678 35,891 SH   SOLE   35,891 0 0
PFIZER INC COMMON STOCK 717081103 104 3,500 SH   SOLE   3,500 0 0
POWERSHARES QQQQ TRUST ETF 73935A104 796 7,290 SH   SOLE   7,290 0 0
QUALCOMM INC COMMON STOCK 747525103 3,505 68,555 SH   SOLE   68,555 0 0
RAYTHEON COMMON STOCK 755111507 99 805 SH   SOLE   805 0 0
SPDR S & P DEPOSIT RCPTS ETF 78462F103 1,824 8,876 SH   SOLE   8,876 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 3,539 47,984 SH   SOLE   47,984 0 0
SPDRFUND INDUSTRIAL ETF 81369Y704 23 413 SH   SOLE   413 0 0
SPROTT PHYSICAL GOLD TRUST UNIT COMMON STOCK 85207H104 354 35,000 SH   SOLE   35,000 0 0
SYSCO CORP COMMON STOCK 871829107 349 7,460 SH   SOLE   7,460 0 0
3M CO COMMON STOCK 88579Y101 3,061 18,369 SH   SOLE   18,369 0 0
UNION PACIFIC COMMON STOCK 907818108 3,625 45,572 SH   SOLE   45,572 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6,461 64,549 SH   SOLE   64,549 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 13 100 SH   SOLE   100 0 0
VISA INC COMMON STOCK 92826C839 4,694 61,379 SH   SOLE   61,379 0 0