13F-HR 1 tower4q2011.txt TOWER TRUST COMPANY UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: December 31, 2011 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Tower Trust Company Address: 116 East Berry Street Fort Wayne, IN 46802 13F File Number: 028-06189 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Gary D Shearer Title: President Phone: (219) 427-7130 Signature, Place, and Date of Signing: /s/ Gary D. Shearer Fort Wayne, IN January 17, 2012 Report Type (Check only one.): [ X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 201 Form 13F Information Table Value Total: $128,335 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional managers with respect to which this report is filed, other than the manager filing this report. NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- 3M CO COM 88579Y101 795 9725 SH SOLE 8600 0 1125 3M CO COM 88579Y101 2 30 SH DEFINED 30 0 0 ABBOTT LABS COM 002824100 85 1516 SH DEFINED 1516 0 0 ABBOTT LABS COM 002824100 778 13838 SH SOLE 11763 0 2075 ABERDEEN ASIA PACIFIC INCOM COM 003009107 181 24710 SH SOLE 24710 0 0 AIR PRODS & CHEMS INC COM 009158106 34 400 SH DEFINED 400 0 0 AIR PRODS & CHEMS INC COM 009158106 341 4004 SH SOLE 3154 0 850 ALTRIA GROUP INC COM 02209S103 39 1300 SH DEFINED 1300 0 0 ALTRIA GROUP INC COM 02209S103 652 21984 SH SOLE 16534 0 5450 APACHE CORP COM 037411105 49 545 SH DEFINED 545 0 0 APACHE CORP COM 037411105 572 6315 SH SOLE 5750 0 565 APPLE INC COM 037833100 3479 8589 SH SOLE 8174 0 415 APPLE INC COM 037833100 105 260 SH DEFINED 260 0 0 AT&T INC COM 00206R102 1070 35380 SH SOLE 34296 0 1084 AT&T INC COM 00206R102 131 4334 SH DEFINED 4334 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 30 550 SH DEFINED 550 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 393 7280 SH SOLE 6880 0 400 BANK NOVA SCOTIA HALIFAX COM 064149107 257 5150 SH SOLE 4725 0 425 BECTON DICKINSON & CO COM 075887109 344 4610 SH SOLE 3910 0 700 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1262 11 SH SOLE 11 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 26 336 SH DEFINED 336 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 257 3363 SH SOLE 3363 0 0 BLACKROCK MUNIVEST FD II INC COM 09253T101 195 12300 SH SOLE 12300 0 0 BP PLC SPONSORED ADR 055622104 583 13638 SH SOLE 13638 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 689 19550 SH SOLE 17950 0 1600 CANADIAN NATL RY CO COM 136375102 469 5976 SH SOLE 5126 0 850 CARDINAL HEALTH INC COM 14149Y108 223 5483 SH SOLE 5483 0 0 CARDINAL HEALTH INC COM 14149Y108 12 300 SH DEFINED 300 0 0 CATERPILLAR INC DEL COM 149123101 715 7890 SH SOLE 2385 0 5505 CHEVRON CORP NEW COM 166764100 17 160 SH DEFINED 160 0 0 CHEVRON CORP NEW COM 166764100 1244 11695 SH SOLE 11195 0 500 CINCINNATI FINL CORP COM 172062101 236 7748 SH SOLE 7748 0 0 COCA COLA CO COM 191216100 539 7700 SH SOLE 4300 0 3400 COLGATE PALMOLIVE CO COM 194162103 18 200 SH DEFINED 200 0 0 COLGATE PALMOLIVE CO COM 194162103 370 4010 SH SOLE 4010 0 0 COMMERCE BANCSHARES INC COM 200525103 209 5492 SH DEFINED 5492 0 0 CONOCOPHILLIPS COM 20825C104 2 25 SH DEFINED 25 0 0 CONOCOPHILLIPS COM 20825C104 228 3127 SH SOLE 2230 0 897 CONSOLIDATED EDISON INC COM 209115104 291 4700 SH SOLE 4700 0 0 CSX CORP COM 126408103 13 600 SH DEFINED 600 0 0 CSX CORP COM 126408103 190 9025 SH SOLE 9025 0 0 DANAHER CORP DEL COM 235851102 33 700 SH DEFINED 700 0 0 DANAHER CORP DEL COM 235851102 181 3850 SH SOLE 3350 0 500 DEERE & CO COM 244199105 311 4025 SH SOLE 2725 0 1300 DISNEY WALT CO COM DISNEY 254687106 17 465 SH DEFINED 465 0 0 DISNEY WALT CO COM DISNEY 254687106 384 10239 SH SOLE 10239 0 0 EATON CORP COM 278058102 16 360 SH DEFINED 360 0 0 EATON CORP COM 278058102 554 12725 SH SOLE 12325 0 400 EBAY INC COM 278642103 4 125 SH DEFINED 125 0 0 EBAY INC COM 278642103 260 8587 SH SOLE 8587 0 0 EXXON MOBIL CORP COM 30231G102 81 950 SH DEFINED 950 0 0 EXXON MOBIL CORP COM 30231G102 1841 21724 SH SOLE 20724 0 1000 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 31 1570 SH DEFINED 1570 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2198 110787 SH SOLE 108352 0 2435 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 25 1055 SH DEFINED 1055 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 4584 193890 SH SOLE 192735 0 1155 FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 598 27243 SH SOLE 27243 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 100 7575 SH DEFINED 7575 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 3100 235029 SH SOLE 232389 0 2640 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 54 1986 SH DEFINED 1986 0 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4452 164213 SH SOLE 161465 0 2748 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 57 3180 SH DEFINED 3180 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 1615 90049 SH SOLE 88644 0 1405 FIRST TR ISE REVERE NAT GAS COM 33734J102 307 16904 SH SOLE 16904 0 0 FIRST TR ISE REVERE NAT GAS COM 33734J102 6 340 SH DEFINED 340 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 209 19436 SH SOLE 19436 0 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 21 580 SH DEFINED 580 0 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 1051 28566 SH SOLE 27066 0 1500 GENERAL ELECTRIC CO COM 369604103 11 600 SH DEFINED 600 0 0 GENERAL ELECTRIC CO COM 369604103 1675 93572 SH SOLE 86672 0 6900 GENUINE PARTS CO COM 372460105 236 3863 SH SOLE 3863 0 0 HANCOCK JOHN PFD INCOME FD I COM 41021P103 171 10025 SH DEFINED 10025 0 0 HANCOCK JOHN PFD INCOME FD I COM 41021P103 2352 137865 SH SOLE 130365 0 7500 HOME DEPOT INC COM 437076102 27 650 SH DEFINED 650 0 0 HOME DEPOT INC COM 437076102 424 10085 SH SOLE 8085 0 2000 ILLINOIS TOOL WKS INC COM 452308109 6 125 SH DEFINED 125 0 0 ILLINOIS TOOL WKS INC COM 452308109 379 8120 SH SOLE 8120 0 0 INTEL CORP COM 458140100 603 24883 SH SOLE 24533 0 350 INTEL CORP COM 458140100 19 800 SH DEFINED 800 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 37 200 SH DEFINED 200 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1172 6372 SH SOLE 6072 0 300 INVESCO HIGH YIELD INVST FD COM 46133K108 76 12400 SH DEFINED 12400 0 0 ISHARES INC MSCI PAC J IDX 464286665 570 14642 SH SOLE 14642 0 0 ISHARES INC MSCI UTD KINGD 464286699 583 36092 SH SOLE 36092 0 0 ISHARES TR MSCI EAFE INDEX 464287465 353 7122 SH SOLE 7122 0 0 ISHARES TR MSCI EAFE INDEX 464287465 84 1696 SH DEFINED 1696 0 0 ISHARES TR S&P 500 INDEX 464287200 31 247 SH DEFINED 247 0 0 ISHARES TR S&P 500 INDEX 464287200 869 6899 SH SOLE 6899 0 0 ISHARES TR S&P 500 VALUE 464287408 265 4586 SH SOLE 4586 0 0 ISHARES TR S&P MC 400 GRW 464287606 957 9692 SH SOLE 9692 0 0 ISHARES TR S&P MC 400 GRW 464287606 22 222 SH DEFINED 222 0 0 ISHARES TR S&P MIDCAP 400 464287507 299 3414 SH SOLE 3414 0 0 ISHARES TR S&P MIDCP VALU 464287705 23 308 SH DEFINED 308 0 0 ISHARES TR S&P MIDCP VALU 464287705 855 11249 SH SOLE 11249 0 0 ISHARES TR S&P SMLCP VALU 464287879 1335 19136 SH SOLE 19136 0 0 ISHARES TR US PFD STK IDX 464288687 10 275 SH DEFINED 275 0 0 ISHARES TR US PFD STK IDX 464288687 306 8596 SH SOLE 8596 0 0 JOHNSON & JOHNSON COM 478160104 43 650 SH DEFINED 650 0 0 JOHNSON & JOHNSON COM 478160104 750 11435 SH SOLE 8485 0 2950 JPMORGAN CHASE & CO COM 46625H100 3 86 SH DEFINED 86 0 0 JPMORGAN CHASE & CO COM 46625H100 1193 35867 SH SOLE 35167 0 700 KRAFT FOODS INC CL A 50075N104 411 10997 SH SOLE 8864 0 2133 KRAFT FOODS INC CL A 50075N104 9 235 SH DEFINED 235 0 0 LINCOLN NATL CORP IND COM 534187109 19 1000 SH DEFINED 1000 0 0 LINCOLN NATL CORP IND COM 534187109 1037 53406 SH SOLE 52656 0 750 MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 22 910 SH DEFINED 910 0 0 MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 658 26651 SH SOLE 26426 0 225 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 11 465 SH DEFINED 465 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 692 30343 SH SOLE 29623 0 720 MCDONALDS CORP COM 580135101 239 2378 SH DEFINED 2378 0 0 MCDONALDS CORP COM 580135101 2667 26578 SH SOLE 25633 0 945 MERCK & CO INC NEW COM 58933Y105 11 300 SH DEFINED 300 0 0 MERCK & CO INC NEW COM 58933Y105 375 9944 SH SOLE 9119 0 825 MFA FINANCIAL INC COM 55272X102 371 55276 SH SOLE 55276 0 0 MFA FINANCIAL INC COM 55272X102 18 2725 SH DEFINED 2725 0 0 MICROSOFT CORP COM 594918104 787 30315 SH SOLE 30315 0 0 MICROSOFT CORP COM 594918104 31 1188 SH DEFINED 1188 0 0 NORFOLK SOUTHERN CORP COM 655844108 3958 54325 SH SOLE 54325 0 0 NOVARTIS A G SPONSORED ADR 66987V109 28 491 SH DEFINED 491 0 0 NOVARTIS A G SPONSORED ADR 66987V109 299 5237 SH SOLE 4007 0 1230 NUVEEN INSD MUN OPPORTUNITY COM 670984103 153 10250 SH SOLE 10250 0 0 ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 234 4052 SH SOLE 4052 0 0 PEPSICO INC COM 713448108 140 2116 SH DEFINED 2116 0 0 PEPSICO INC COM 713448108 1713 25816 SH SOLE 25216 0 600 PFIZER INC COM 717081103 1377 63672 SH SOLE 62222 0 1450 PFIZER INC COM 717081103 51 2362 SH DEFINED 2362 0 0 PHILIP MORRIS INTL INC COM 718172109 911 11612 SH SOLE 8162 0 3450 PHILIP MORRIS INTL INC COM 718172109 63 800 SH DEFINED 800 0 0 PIMCO ETF TR INV GRD CRP BD 72201R817 207 2056 SH SOLE 2056 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 18 650 SH DEFINED 650 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 1203 42930 SH SOLE 41930 0 1000 POWERSHARES ETF TRUST DWA TECH LDRS 73935X153 872 36614 SH SOLE 36614 0 0 POWERSHARES ETF TRUST DWA TECH LDRS 73935X153 17 715 SH DEFINED 715 0 0 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 4545 119172 SH SOLE 117327 0 1845 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 92 2415 SH DEFINED 2415 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 97 1619 SH DEFINED 1619 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 321 5342 SH SOLE 5342 0 0 POWERSHARES ETF TRUST II DWA EMRG MKTS 73936Q207 11 720 SH DEFINED 720 0 0 POWERSHARES ETF TRUST II DWA EMRG MKTS 73936Q207 296 18544 SH SOLE 18544 0 0 PRAXAIR INC COM 74005P104 310 2900 SH SOLE 2900 0 0 PROCTER & GAMBLE CO COM 742718109 261 3907 SH DEFINED 3907 0 0 PROCTER & GAMBLE CO COM 742718109 2117 31737 SH SOLE 31437 0 300 QUALCOMM INC COM 747525103 937 17126 SH SOLE 16076 0 1050 QUALCOMM INC COM 747525103 37 675 SH DEFINED 675 0 0 REYNOLDS AMERICAN INC COM 761713106 398 9600 SH DEFINED 9600 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 18 720 SH DEFINED 720 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 970 39170 SH SOLE 39170 0 0 RYDEX ETF TRUST S&P 500 EQ TRD 78355W106 265 5730 SH SOLE 5730 0 0 SANDISK CORP COM 80004C101 290 5900 SH SOLE 5900 0 0 SCHLUMBERGER LTD COM 806857108 360 5274 SH SOLE 5274 0 0 SCHLUMBERGER LTD COM 806857108 2 31 SH DEFINED 31 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 8 195 SH DEFINED 195 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 373 9558 SH SOLE 9558 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 38 1115 SH DEFINED 1115 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2653 78600 SH SOLE 76615 0 1985 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15 590 SH DEFINED 590 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 480 18868 SH SOLE 18868 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 1752 11526 SH SOLE 10926 0 600 SPDR GOLD TRUST GOLD SHS 78463V107 46 300 SH DEFINED 300 0 0 SPDR SERIES TRUST BRCLYS YLD ETF 78464A417 134 3495 SH DEFINED 3495 0 0 SPDR SERIES TRUST BRCLYS YLD ETF 78464A417 2543 66131 SH SOLE 66131 0 0 SPDR SERIES TRUST DJ REIT ETF 78464A607 205 3183 SH SOLE 3183 0 0 STEEL DYNAMICS INC COM 858119100 609 46295 SH SOLE 46295 0 0 TARGET CORP COM 87612E106 81 1579 SH DEFINED 1579 0 0 TARGET CORP COM 87612E106 320 6241 SH SOLE 6241 0 0 TJX COS INC NEW COM 872540109 276 4274 SH SOLE 4274 0 0 TJX COS INC NEW COM 872540109 3 39 SH DEFINED 39 0 0 TOWER FINANCIAL CORP COM 891769101 2126 255877 SH SOLE 252777 0 3100 TOWER FINANCIAL CORP COM 891769101 21 2500 SH DEFINED 2500 0 0 UNION PAC CORP COM 907818108 25 235 SH DEFINED 235 0 0 UNION PAC CORP COM 907818108 256 2418 SH SOLE 2418 0 0 UNITED TECHNOLOGIES CORP COM 913017109 42 575 SH DEFINED 575 0 0 UNITED TECHNOLOGIES CORP COM 913017109 771 10548 SH SOLE 10548 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 19 222 SH DEFINED 222 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 199 2284 SH SOLE 2284 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 39 477 SH DEFINED 477 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 261 3233 SH SOLE 3233 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 608 7273 SH SOLE 7273 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2712 68425 SH SOLE 68425 0 0 VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 54 1414 SH DEFINED 1414 0 0 VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 434 11358 SH SOLE 11358 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 91 1480 SH DEFINED 1480 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 5922 96505 SH SOLE 94310 0 2195 VERIZON COMMUNICATIONS INC COM 92343V104 10 244 SH DEFINED 244 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 605 15084 SH SOLE 13284 0 1800 WAL MART STORES INC COM 931142103 208 3475 SH SOLE 3475 0 0 WALGREEN CO COM 931422109 362 10950 SH SOLE 10450 0 500 WELLS FARGO & CO NEW COM 949746101 1663 60364 SH SOLE 59564 0 800 WESTERN ASSET HIGH INCM OPP COM 95766K109 139 22500 SH DEFINED 22500 0 0 WISDOMTREE TRUST DEFA FD 97717W703 892 21800 SH SOLE 21800 0 0 WISDOMTREE TRUST EMERG MKTS ETF 97717W315 12 225 SH DEFINED 225 0 0 WISDOMTREE TRUST EMERG MKTS ETF 97717W315 370 7211 SH SOLE 7061 0 150 WISDOMTREE TRUST EQTY INC ETF 97717W208 6551 152662 SH SOLE 149077 0 3585 WISDOMTREE TRUST EQTY INC ETF 97717W208 89 2085 SH DEFINED 2085 0 0 WISDOMTREE TRUST LARGECAP DIVID 97717W307 96 1950 SH DEFINED 1950 0 0 WISDOMTREE TRUST LARGECAP DIVID 97717W307 2649 54037 SH SOLE 53762 0 275 WISDOMTREE TRUST MDCP EARN FUND 97717W570 34 625 SH DEFINED 625 0 0 WISDOMTREE TRUST MDCP EARN FUND 97717W570 682 12645 SH SOLE 12645 0 0 WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 5571 107021 SH SOLE 106016 0 1005 WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 193 3699 SH DEFINED 3699 0 0 WISDOMTREE TRUST SMALLCAP DIVID 97717W604 210 4685 SH SOLE 4685 0 0