The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR Tr Unit Ser 1 TR UNIT 78462F103 13,388 63,912 SH   SOLE   63,912 0 0
Schwab US Lcap ETF US LRG CAP ETF 808524201 11,830 237,692 SH   SOLE   237,692 0 0
Berkshire Hathaway CL B CL B NEW 084670702 11,105 76,697 SH   SOLE   76,697 0 0
Wells Fargo & Co. COM 949746101 6,909 145,976 SH   SOLE   145,976 0 0
Sector Spdr Engy Select SBI INT-ENERGY 81369Y506 5,536 81,130 SH   SOLE   81,130 0 0
Vanguard Value ETF VALUE ETF 922908744 5,266 61,963 SH   SOLE   61,963 0 0
Fiserv COM 337738108 4,446 40,892 SH   SOLE   40,892 0 0
Johnson & Johnson COM 478160104 4,408 36,339 SH   SOLE   36,339 0 0
Procter & Gamble COM 742718109 4,311 50,918 SH   SOLE   50,918 0 0
Berkley W R Corporation COM 084423102 3,995 66,665 SH   SOLE   66,665 0 0
Bank of NY Mellon Corp COM 064058100 3,935 101,283 SH   SOLE   101,283 0 0
Vanguard Info Tech COM 92204A702 3,911 36,525 SH   SOLE   36,525 0 0
Wal-Mart Stores COM 931142103 3,381 46,299 SH   SOLE   46,299 0 0
Vanguard ST Corp SHRT TRM CORP BD 92206C409 3,363 41,595 SH   SOLE   41,595 0 0
Vanguard Intermediate Corp INT-TERM CORP 92206C870 3,303 36,938 SH   SOLE   36,938 0 0
Continental Bldg Prods COM 211171103 3,260 146,650 SH   SOLE   146,650 0 0
Allison Transmission COM 01973R101 3,052 108,100 SH   SOLE   108,100 0 0
Schwab US Agg Bnd ETF US AGGREGATE B 808524839 2,801 52,132 SH   SOLE   52,132 0 0
Pepsico Incorporated COM 713448108 2,628 24,803 SH   SOLE   24,803 0 0
Microsoft COM 594918104 2,608 50,967 SH   SOLE   50,967 0 0
Oracle Corp. COM 68389X105 2,389 58,374 SH   SOLE   58,374 0 0
United Health Group COM 91324P102 2,288 16,200 SH   SOLE   16,200 0 0
Mohawk Industries Inc. COM 608190104 2,254 11,880 SH   SOLE   11,880 0 0
Eagle Materials Inc COM 26969P108 2,250 29,165 SH   SOLE   29,165 0 0
Leucadia National Corp COM 527288104 2,207 127,355 SH   SOLE   127,355 0 0
JP Morgan Chase 2018 Warrants *W EXP 10/28/201 46634E114 1,852 91,445 SH   SOLE   91,445 0 0
Wabco Holdings Inc COM 92927K102 1,743 19,035 SH   SOLE   19,035 0 0
Apache Corp COM 037411105 1,617 29,041 SH   SOLE   29,041 0 0
Schwab Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 1,558 73,164 SH   SOLE   73,164 0 0
Installed Building Products COM 45780R101 1,443 39,750 SH   SOLE   39,750 0 0
American Int'l Group COM NEW 026874784 1,251 23,645 SH   SOLE   23,645 0 0
Advanced Emissions Sol COM 00770C101 1,196 168,202 SH   SOLE   168,202 0 0
Axalta Coating Syste COM G0750C108 989 37,275 SH   SOLE   37,275 0 0
Vanguard Total Bond COM 921937835 955 11,325 SH   SOLE   11,325 0 0
United Technologies Corp. COM 913017109 948 9,247 SH   SOLE   9,247 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 846 23,925 SH   SOLE   23,925 0 0
General Motors Company COM 37045V100 837 29,570 SH   SOLE   29,570 0 0
iShares MSCI Emerging Markets MSCI EMERG MKT 464287234 824 23,974 SH   SOLE   23,974 0 0
Schwab Intl Eq ETF INTL EQTY ETF 808524805 791 29,179 SH   SOLE   29,179 0 0
JP Morgan Chase & Co COM 46625H100 704 11,327 SH   SOLE   11,327 0 0
Vanguard Muni Bond TAX-EXEMPT BD 922907746 683 12,965 SH   SOLE   12,965 0 0
General Motors Cl B 2019 Warra *W EXP 07/10/201 37045V126 557 53,210 SH   SOLE   53,210 0 0
Schw US Brd Mkt ETF US BRD MKT ETF 808524102 492 9,789 SH   SOLE   9,789 0 0
Source Capital CEF COM 836144105 409 11,098 SH   SOLE   11,098 0 0
iShares MSCI EAFE MSCI EAFE INDEX 464287465 409 7,323 SH   SOLE   7,323 0 0
Loews Corporation COM 540424108 159 3,860 SH   SOLE   3,860 0 0
Ishares Tr Barclays Bond CREDIT BD ETF 464288620 107 946 SH   SOLE   946 0 0