The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR Tr Unit Ser 1 TR UNIT 78462F103 13,240 64,424 SH   SOLE   64,424 0 0
Schwab US Lcap ETF US LRG CAP ETF 808524201 11,555 236,581 SH   SOLE   236,581 0 0
Berkshire Hathaway CL B CL B NEW 084670702 10,882 76,697 SH   SOLE   76,697 0 0
Wells Fargo & Co. COM 949746101 6,948 143,676 SH   SOLE   143,676 0 0
Sector Spdr Engy Select SBI INT-ENERGY 81369Y506 5,027 81,230 SH   SOLE   81,230 0 0
Fiserv COM 337738108 4,195 40,892 SH   SOLE   40,892 0 0
Procter & Gamble COM 742718109 4,191 50,918 SH   SOLE   50,918 0 0
Vanguard Info Tech COM 92204A702 4,001 36,525 SH   SOLE   36,525 0 0
Johnson & Johnson COM 478160104 3,932 36,339 SH   SOLE   36,339 0 0
Berkley W R Corporation COM 084423102 3,747 66,665 SH   SOLE   66,665 0 0
Bank of NY Mellon Corp COM 064058100 3,730 101,283 SH   SOLE   101,283 0 0
Vanguard ST Corp SHRT TRM CORP BD 92206C409 3,207 40,075 SH   SOLE   40,075 0 0
Wal-Mart Stores COM 931142103 3,171 46,299 SH   SOLE   46,299 0 0
Vanguard Intermediate Corp INT-TERM CORP 92206C870 3,098 35,634 SH   SOLE   35,634 0 0
Allison Transmission COM 01973R101 2,917 108,100 SH   SOLE   108,100 0 0
Vanguard Value ETF VALUE ETF 922908744 2,891 35,088 SH   SOLE   35,088 0 0
Microsoft COM 594918104 2,815 50,967 SH   SOLE   50,967 0 0
Schwab US Agg Bnd ETF US AGGREGATE B 808524839 2,760 52,262 SH   SOLE   52,262 0 0
Continental Bldg Prods COM 211171103 2,727 146,950 SH   SOLE   146,950 0 0
Pepsico Incorporated COM 713448108 2,542 24,803 SH   SOLE   24,803 0 0
Installed Building Products COM 45780R101 2,460 92,455 SH   SOLE   92,455 0 0
Oracle Corp. COM 68389X105 2,388 58,374 SH   SOLE   58,374 0 0
Mohawk Industries Inc. COM 608190104 2,272 11,900 SH   SOLE   11,900 0 0
United Health Group COM 91324P102 2,088 16,200 SH   SOLE   16,200 0 0
Eagle Materials Inc COM 26969P108 2,048 29,215 SH   SOLE   29,215 0 0
Wabco Holdings Inc COM 92927K102 2,038 19,060 SH   SOLE   19,060 0 0
Leucadia National Corp COM 527288104 1,977 122,255 SH   SOLE   122,255 0 0
JP Morgan Chase 2018 Warrants *W EXP 10/28/201 46634E114 1,619 91,445 SH   SOLE   91,445 0 0
Apache Corp COM 037411105 1,421 29,117 SH   SOLE   29,117 0 0
Schwab Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 1,396 67,209 SH   SOLE   67,209 0 0
American Int'l Group COM NEW 026874784 1,362 25,200 SH   SOLE   25,200 0 0
Advanced Emissions Sol COM 00770C101 1,119 168,202 SH   SOLE   168,202 0 0
Darling Ingredients Inc COM 237266101 1,092 82,940 SH   SOLE   82,940 0 0
General Motors Company COM 37045V100 929 29,570 SH   SOLE   29,570 0 0
United Technologies Corp. COM 913017109 926 9,247 SH   SOLE   9,247 0 0
Vanguard Total Bond COM 921937835 909 10,975 SH   SOLE   10,975 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 858 23,925 SH   SOLE   23,925 0 0
iShares MSCI Emerging Markets MSCI EMERG MKT 464287234 828 24,171 SH   SOLE   24,171 0 0
General Motors Cl B 2019 Warra *W EXP 07/10/201 37045V126 727 53,210 SH   SOLE   53,210 0 0
Schwab Intl Eq ETF INTL EQTY ETF 808524805 676 24,950 SH   SOLE   24,950 0 0
JP Morgan Chase & Co COM 46625H100 653 11,027 SH   SOLE   11,027 0 0
Vanguard Muni Bond TAX-EXEMPT BD 922907746 607 11,804 SH   SOLE   11,804 0 0
Schw US Brd Mkt ETF US BRD MKT ETF 808524102 434 8,809 SH   SOLE   8,809 0 0
iShares MSCI EAFE MSCI EAFE INDEX 464287465 423 7,408 SH   SOLE   7,408 0 0