United States Securities and Exchange Commision
"Washington, D.C. 20549"
03/31/2013 13F Holdings Report
Description						                               Inves Oth  Sol
Equities			                 Market Value	Shares	        Price	Desc mgrs Vote
ApacheCorp	        Stocks	37411105	2,340,322.68	30,330.7	77.16	Sole None Y
Applied Mat             Stock	38222105	6,620,072.58	191,103.30	13.48	Sole None Y
Allison Trans.		Stocks	01973R101	1,978,424.00	82,400		24.01	Sole None Y
BankofAmerica   	Stocks	60505104	2,232,912.17	183,326.12	12.18	Sole None Y
BankofNY Mellon 	Stocks	64058100	4,006,832.42	143152.28	27.99	Sole None Y
Berkley WR Corp        Stocks	84423102	4,317,201.00	97,300  	44.37	Sole None Y
Berkshire Hathaway 	Stocks	84670207	7,746,749.00"	"74,345  	104.20	Sole None Y
Big Lots Inc.		stocks	89302103	2,318,120.75	 65,725		35.27   Sole None Y
Cloud PeakEne Inc	Stocks	18911Q102	3,499,653.00"	"186,350"	18.78	Sole None Y
Fiserv Inc."	        Stocks	337738108	6,134,033.76"	 69,816"	87.86	Sole None Y
Goldman Sachs     	Stocks	38141G104	1,754,910.90"	"11,926"	147.15	Sole None Y
Greenlight Cap  	Stocks	G4095J109	5,194,915.95"	"212,471"	24.450	Sole None Y
iSharMSCI EAFE	        Stocks	464287465	1,752,654.46	29,716.08	58.98	Sole Non  Y
iShares MSCI            Stock	464287234	1,393,922.81	32,591.13	42.77	Sole None Y
Johnson&Johnson	        Stock	478160104	5,022,900.24	61,608   	81.53	Sole None Y
Masco    	        Stocks	574599106	4,884,300.00"	"241,200"	20.25	Sole None Y
Microsoft	        Stocks	594918104	2,007,517.89"	"70,180.66"	28.60	Sole None Y
Mohawk    	        Stocks	        	1,372,711.20	12,135   	113.12	Sole N    Y
Oracle Corp.	        Stocks	68389x105	2,524,559.37	78,087.20	33.33	Sole None Y
Paychex Inc	        Stocks	704326107	2,046,960.57	58,384.5	35.06	Sole None Y
Pepsico Inc     	Stocks	713448108	3,858,526.65	"48,774.19"	79.11	Sole None Y
Proassurance Corp.	Stocks	74267C106	1,836,640.65	"38,805"	47.33	Sole None Y
Procter&Gamble	        Stocks	742718109	2,371,014.45	30,768.42	77.06	Sole None Y
SchwUS Lcap Etf	        Stocks	808524201	1,375,040.25	"36,815"	37.35	Sole None Y
SectorSpdr           	Stock	81369Y506	6,144,145	 77,47	        79.31	Sole Non  Y
SpdrS&PPharm      	Stocks	78464A722	1,579,120.92	"24,994"	63.18	Sole None Y
SPDR Tr Un      	Stocks	78462f103	9,782,318.13	 62,439        156.67	Sole None Y
United Hea       	Stocks	91324P102	3,191,381.94	55,783.63	57.21	Sole None Y
Wabco Hold.	        Stocks  92927K102	1,651,453.05	23,395		70.59   sole None Y
Wal-Mart        	Stocks	931142103	4,461,163.91	59,617.31	74.83	Sole None Y
Wells Fargo     	Stocks	949746101	5,851,118.56	158,181.09	36.99	Sole None Y


			"111,251,638.26"