The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2Seventy Bio Inc. COM 901384107   384 41 SH   SOLE   41 0 0
3M Company COM 88579Y101   275,096 2,294 SH   SOLE   2,294 0 0
ABB Ltd-Spon ADR COM 000375204   23,576 774 SH   SOLE   774 0 0
Abbott Laboratories COM 002824100   2,785,372 25,370 SH   SOLE   25,370 0 0
Abbvie Inc COM 00287Y109   5,682,177 35,160 SH   SOLE   35,160 0 0
Accelleron Industries AG COM 00449R109   745 36 SH   SOLE   36 0 0
Accenture PLC Cl-A COM G1151C101   5,070 19 SH   SOLE   19 0 0
Adient PLC COM G0084W101   624 18 SH   SOLE   18 0 0
Advansix Inc COM 00773T101   1,863 49 SH   SOLE   49 0 0
Aflac Inc COM 001055102   1,942 27 SH   SOLE   27 0 0
Air Products & Chemicals COM 009158106   834,460 2,707 SH   SOLE   2,707 0 0
Akamai Technologies Inc COM 00971T101   1,855 22 SH   SOLE   22 0 0
Alcoa Inc COM 013872106   24,463 538 SH   SOLE   538 0 0
Alcon Inc. COM H01301128   3,153 46 SH   SOLE   46 0 0
Alliance Bernstein Hldg LP COM 01881G106   16,498 480 SH   SOLE   480 0 0
Allianz SE Unsp ADR COM 018820100   27,595 1,287 SH   SOLE   1,287 0 0
Alphabet Inc-CL A COM 02079K305   5,412,558 61,346 SH   SOLE   61,346 0 0
Alphabet Inc-CL C COM 02079K107   1,456,947 16,420 SH   SOLE   16,420 0 0
Altria Group Inc COM 02209S103   52,201 1,142 SH   SOLE   1,142 0 0
Amazon.com Inc COM 023135106   1,971,228 23,467 SH   SOLE   23,467 0 0
American Electric Power COM 025537101   43,677 460 SH   SOLE   460 0 0
American Express Co COM 025816109   4,113,464 27,841 SH   SOLE   27,841 0 0
American Financial Group 5.875 Pfd PFD 025932807   19,793 876 SH   SOLE   876 0 0
American Intl Group COM 026874784   253 4 SH   SOLE   4 0 0
American Tower Corp COM 03027X100   2,754 13 SH   SOLE   13 0 0
Ameriprise Financial Inc COM 03076C106   142,296 457 SH   SOLE   457 0 0
AmerisourceBergen Corp COM 03073E105   29,331 177 SH   SOLE   177 0 0
Amgen Inc COM 031162100   217,203 827 SH   SOLE   827 0 0
Anthem Inc COM 036752103   28,726 56 SH   SOLE   56 0 0
Aon Plc - Class A COM G0403H108   41,419 138 SH   SOLE   138 0 0
Apollo Management 6.375 Pfd PFD 037612504   13,014 600 SH   SOLE   600 0 0
Apple Inc COM 037833100   6,186,254 47,612 SH   SOLE   47,612 0 0
Ares Capital Corp COM 04010L103   3,140 170 SH   SOLE   170 0 0
AT & T Inc COM 00206R102   86,122 4,678 SH   SOLE   4,678 0 0
AT&T Inc. 4.75 Pfd PFD 00206R706   2,909 165 SH   SOLE   165 0 0
Automatic Data Processing COM 053015103   3,583 15 SH   SOLE   15 0 0
Avalonbay Communities COM 053484101   157,644 976 SH   SOLE   976 0 0
Avanos Medical Inc. COM 05350V106   298 11 SH   SOLE   11 0 0
Avery Dennison Corp COM 053611109   251,771 1,391 SH   SOLE   1,391 0 0
Aviat Networks Inc COM 05366Y201   405 13 SH   SOLE   13 0 0
AXA Spons ADR COM 054536107   25,388 913 SH   SOLE   913 0 0
BAE Systems PLC ADR COM 05523R107   28,213 685 SH   SOLE   685 0 0
Bank of America Corp COM 060505104   1,100,544 33,229 SH   SOLE   33,229 0 0
Bank of America Corp 5 Pfd PFD 06055H202   2,442 125 SH   SOLE   125 0 0
Bank of New York Mellon COM 064058100   169,980 3,734 SH   SOLE   3,734 0 0
Barnes Group Inc COM 067806109   10,212 250 SH   SOLE   250 0 0
BASF SE ADR COM 055262505   12,328 996 SH   SOLE   996 0 0
Bath & Body Works Inc. COM 070830104   27,728 658 SH   SOLE   658 0 0
Becton Dickinson & Co COM 075887109   72,984 287 SH   SOLE   287 0 0
Berkshire Hathaway Cl B COM 084670702   85,565 277 SH   SOLE   277 0 0
BHP Limited Spons ADR COM 088606108   22,834 368 SH   SOLE   368 0 0
BlackRock Inc COM 09247X101   319,592 451 SH   SOLE   451 0 0
Bloom Energy Corp COM 093712107   669,200 35,000 SH   SOLE   35,000 0 0
Bluebird Bio Inc COM 09609G100   858 124 SH   SOLE   124 0 0
BNP Paribas ADR COM 05565A202   11,338 399 SH   SOLE   399 0 0
Boeing Co COM 097023105   939,687 4,933 SH   SOLE   4,933 0 0
Booking Holdings Inc. COM 09857L108   1,495,338 742 SH   SOLE   742 0 0
Boston Properties Inc COM 101121101   2,771 41 SH   SOLE   41 0 0
Bristol-Myers Squibb Co COM 110122108   3,564,403 49,540 SH   SOLE   49,540 0 0
Broadcom Inc COM 11135F101   4,441,134 7,943 SH   SOLE   7,943 0 0
Brunswick Corp 6.5 Pfd PFD 117043406   225,419 9,338 SH   SOLE   9,338 0 0
Brunswick Corp 6.625 Pfd PFD 117043505   21,531 871 SH   SOLE   871 0 0
Canon Inc SP ADR COM 138006309   8,520 393 SH   SOLE   393 0 0
Canopy Growth Corp COM 138035100   635 275 SH   SOLE   275 0 0
Capital One Financial Corp COM 14040H105   15,710 169 SH   SOLE   169 0 0
Cardinal Health Inc COM 14149Y108   39,819 518 SH   SOLE   518 0 0
Carnival Corp COM 143658300   1,249 155 SH   SOLE   155 0 0
Carnival PLC ADR COM 14365C103   1,424 198 SH   SOLE   198 0 0
Carrier Global COM 14448C104   714,161 17,313 SH   SOLE   17,313 0 0
Caterpillar Inc COM 149123101   2,589,164 10,808 SH   SOLE   10,808 0 0
Cedar Fair Ltd Partnership COM 150185106   4,134 100 SH   SOLE   100 0 0
Centerpoint Energy COM 15189T107   33,949 1,132 SH   SOLE   1,132 0 0
CH Robinson Worldwide Inc COM 12541W209   824 9 SH   SOLE   9 0 0
Charles Schwab 4.45 Pfd PFD 808513865   670,625 36,250 SH   SOLE   36,250 0 0
Charles Schwab Corp COM 808513105   1,154,186 13,862 SH   SOLE   13,862 0 0
Charter Communications Inc COM 16119P108   4,408 13 SH   SOLE   13 0 0
Chemours Co COM 163851108   888 29 SH   SOLE   29 0 0
Chevron Corp COM 166764100   3,432,618 19,124 SH   SOLE   19,124 0 0
Chipotle Mexican Grill Inc COM 169656105   219,223 158 SH   SOLE   158 0 0
Chubb Ltd COM H1467J104   49,856 226 SH   SOLE   226 0 0
Cigna Corp COM 125523100   1,475,457 4,453 SH   SOLE   4,453 0 0
Cincinnati Financial Corp COM 172062101   34,915 341 SH   SOLE   341 0 0
Cisco Systems Inc COM 17275R102   744,423 15,626 SH   SOLE   15,626 0 0
Citigroup Inc COM 172967424   158,983 3,515 SH   SOLE   3,515 0 0
Cleveland - Cliffs Inc COM 185899101   4,092 254 SH   SOLE   254 0 0
CMS Energy Corp COM 125896100   2,470 39 SH   SOLE   39 0 0
Coca-Cola Co COM 191216100   1,630,070 25,626 SH   SOLE   25,626 0 0
Cognizant Technology Cl A COM 192446102   1,201 21 SH   SOLE   21 0 0
Colgate-Palmolive Co COM 194162103   143,792 1,825 SH   SOLE   1,825 0 0
Comcast Corp-Class A COM 20030N101   25,353 725 SH   SOLE   725 0 0
Conagra Inc COM 205887102   16,680 431 SH   SOLE   431 0 0
ConocoPhillips COM 20825C104   487,340 4,130 SH   SOLE   4,130 0 0
Consolidated Edison Inc COM 209115104   32,310 339 SH   SOLE   339 0 0
Constellation Energy COM 21037T109   14,397 167 SH   SOLE   167 0 0
Corning Inc COM 219350105   3,992 125 SH   SOLE   125 0 0
Corporate Office Property COM 22002T108   2,464 95 SH   SOLE   95 0 0
Corteva Inc. COM 22052L104   12,520 213 SH   SOLE   213 0 0
CrowdStrike Holdings Inc COM 22788C105   758,299 7,202 SH   SOLE   7,202 0 0
CSX Corp COM 126408103   1,067,082 34,444 SH   SOLE   34,444 0 0
Cummins Inc COM 231021106   613,813 2,533 SH   SOLE   2,533 0 0
CVS Health Corp COM 126650100   131,864 1,415 SH   SOLE   1,415 0 0
Danaher Corp COM 235851102   1,010,985 3,809 SH   SOLE   3,809 0 0
Darden Restaurants Inc COM 237194105   54,364 393 SH   SOLE   393 0 0
Davita Inc COM 23918K108   1,344 18 SH   SOLE   18 0 0
DBS Group Hldgs Ltd ADR COM 23304Y100   28,831 285 SH   SOLE   285 0 0
Deere & Company COM 244199105   12,863 30 SH   SOLE   30 0 0
Diageo PLC-Sponsored ADR COM 25243Q205   25,659 144 SH   SOLE   144 0 0
Discover Financial Services COM 254709108   16,925 173 SH   SOLE   173 0 0
Disney (Walt) Co/The COM 254687106   132,840 1,529 SH   SOLE   1,529 0 0
Dominion Resources Inc COM 25746U109   34,155 557 SH   SOLE   557 0 0
Donnelley Financial Solutions COM 25787G100   2,937 76 SH   SOLE   76 0 0
Dover Corp COM 260003108   1,625 12 SH   SOLE   12 0 0
Dow Inc COM 260557103   19,602 389 SH   SOLE   389 0 0
Duke Energy Corp COM 26441C204   71,784 697 SH   SOLE   697 0 0
Duke Energy Corp 5.75 Pfd PFD 26441C501   2,954 125 SH   SOLE   125 0 0
DuPont De Nemours Inc COM 26614N102   26,011 379 SH   SOLE   379 0 0
Eaton Corp PLC COM G29183103   3,547,070 22,600 SH   SOLE   22,600 0 0
Ebay Inc COM 278642103   71,411 1,722 SH   SOLE   1,722 0 0
Edison International COM 281020107   12,406 195 SH   SOLE   195 0 0
Embecta Corp COM 29082K105   1,214 48 SH   SOLE   48 0 0
Emerson Electric Co COM 291011104   1,271,883 13,241 SH   SOLE   13,241 0 0
Enbridge Inc COM 29250N105   84,612 2,164 SH   SOLE   2,164 0 0
Energy Transfer Equity LP COM 29273V100   13,401 1,129 SH   SOLE   1,129 0 0
Eni Spa-Sponsored ADR COM 26874R108   7,595 265 SH   SOLE   265 0 0
Enterprise Products Part COM 293792107   35,698 1,480 SH   SOLE   1,480 0 0
EOG Resources Inc COM 26875P101   828,021 6,393 SH   SOLE   6,393 0 0
Equity Residential COM 29476L107   35,400 600 SH   SOLE   600 0 0
Ericsson LM TEL-SP ADR COM 294821608   10,547 1,806 SH   SOLE   1,806 0 0
Etsy Inc, COM 29786A106   316,219 2,640 SH   SOLE   2,640 0 0
Exelon Corporation COM 30161N101   211,049 4,882 SH   SOLE   4,882 0 0
Expedia Group Inc COM 30212P303   92,593 1,057 SH   SOLE   1,057 0 0
Exxon Mobil Corp COM 30231G102   5,141,936 46,618 SH   SOLE   46,618 0 0
Fastenal Co COM 311900104   241,427 5,102 SH   SOLE   5,102 0 0
FedEx Corp COM 31428X106   11,431 66 SH   SOLE   66 0 0
Fidelity National Info Serv COM 31620M106   33,925 500 SH   SOLE   500 0 0
Fifth Third Bancorp COM 316773100   36,485 1,112 SH   SOLE   1,112 0 0
Financial Sel Sec SPDR Fd COM 81369Y605   17,100 500 SH   SOLE   500 0 0
First Republic Bank 4.125 Pfd PFD 33616C761   2,000 125 SH   SOLE   125 0 0
First Republic Bank 5.5 Pfd PFD 336158803   12,672 600 SH   SOLE   600 0 0
FirstEnergy COM 337932107   14,973 357 SH   SOLE   357 0 0
Fiserv Inc COM 337738108   16,171 160 SH   SOLE   160 0 0
Fluor Corp (New) COM 343412102   4,021 116 SH   SOLE   116 0 0
Ford Motor Co 6.5 Pfd PFD 345370811   2,969 125 SH   SOLE   125 0 0
Ford Motor Company COM 345370860   31,134 2,677 SH   SOLE   2,677 0 0
Fortive Corp COM 34959J108   5,140 80 SH   SOLE   80 0 0
Fortune Brands Innovations Inc. COM 34964C106   7,025 123 SH   SOLE   123 0 0
Four Corners Property Trust COM 35086T109   311 12 SH   SOLE   12 0 0
Freeport-McMoran Copper-B COM 35671D857   5,472 144 SH   SOLE   144 0 0
Frontline PLC COM G3682E192   668 55 SH   SOLE   55 0 0
Gabelli Utility Trust COM 36240A101   5,407 720 SH   SOLE   720 0 0
Garrett Motion Inc COM 366505105   884 116 SH   SOLE   116 0 0
General Electric Co. COM 369604301   286,828 3,423 SH   SOLE   3,423 0 0
General Mills Inc COM 370334104   57,437 685 SH   SOLE   685 0 0
General Motors Co COM 37045V100   908,280 27,000 SH   SOLE   27,000 0 0
Genuine Parts Co COM 372460105   45,980 265 SH   SOLE   265 0 0
GEO Group Inc. New COM 36162J106   10,950 1,000 SH   SOLE   1,000 0 0
Georgia Power Co 5 Pfd PFD 373334440   2,951 125 SH   SOLE   125 0 0
GlaxoSmithKline PLC COM 37733W105   8,820 251 SH   SOLE   251 0 0
Global X Funds ETF COM 37954Y483   3,978 250 SH   SOLE   250 0 0
Goldman Sachs Gp 4 Pfd PFD 38144G804   9,261 500 SH   SOLE   500 0 0
Goldman Sachs Group Inc COM 38141G104   1,156,160 3,367 SH   SOLE   3,367 0 0
Green Plains Inc. COM 393222104   22,875 750 SH   SOLE   750 0 0
Haleon PLC ADR COM 405552100   2,528 316 SH   SOLE   316 0 0
Harley-Davidson Inc COM 412822108   6,614 159 SH   SOLE   159 0 0
HCA Holdings Inc COM 40412C101   70,068 292 SH   SOLE   292 0 0
HCP Inc COM 40414L109   1,955 78 SH   SOLE   78 0 0
Hewlett Packard Enterprise COM 42824C109   8,938 560 SH   SOLE   560 0 0
Home Depot Inc COM 437076102   1,657,002 5,246 SH   SOLE   5,246 0 0
Honda Motor Co Ltd ADR COM 438128308   5,715 250 SH   SOLE   250 0 0
Honeywell International COM 438516106   5,167,301 24,112 SH   SOLE   24,112 0 0
HP Inc COM 40434L105   334,961 12,466 SH   SOLE   12,466 0 0
HSBC Holdings Plc Spon ADR COM 404280406   16,297 523 SH   SOLE   523 0 0
Huntington Bank 4.50 Pfd PFD 446150823   505,408 29,800 SH   SOLE   29,800 0 0
Iberdrola SA-Sponsored ADR COM 450737101   20,530 440 SH   SOLE   440 0 0
IBM Corp COM 459200101   458,033 3,251 SH   SOLE   3,251 0 0
Idex Corp COM 45167R104   17,125 75 SH   SOLE   75 0 0
Idexx Labs Inc COM 45168D104   12,239 30 SH   SOLE   30 0 0
Illinois Tool Works COM 452308109   289,034 1,312 SH   SOLE   1,312 0 0
Illumina Inc COM 452327109   71,377 353 SH   SOLE   353 0 0
Infosys Ltd-SP ADR COM 456788108   17,073 948 SH   SOLE   948 0 0
Ingersol-Rand Inc COM 45687V106   76,703 1,468 SH   SOLE   1,468 0 0
Ingevity Corp COM 45688C107   493 7 SH   SOLE   7 0 0
Intel Corp COM 458140100   765,492 28,963 SH   SOLE   28,963 0 0
Intercontinental Hotels ADR COM 45857P806   17,735 304 SH   SOLE   304 0 0
International Paper Co COM 460146103   18,389 531 SH   SOLE   531 0 0
Interpublic Group of COS COM 460690100   35,675 1,071 SH   SOLE   1,071 0 0
Intl Flavors & Fragrances COM 459506101   1,573 15 SH   SOLE   15 0 0
Invesco Ltd COM G491BT108   4,803 267 SH   SOLE   267 0 0
Invesco Senior Loan ETF COM 46138G508   11,764 573 SH   SOLE   573 0 0
ISHARES 0-3M Tresaury Bond COM 46436E718   1,010,813 10,094 SH   SOLE   10,094 0 0
iShares 0-5yr TIPS Bond ETF COM 46429B747   96,960 1,000 SH   SOLE   1,000 0 0
iShares 1-3 Year Treasury Bond ETF COM 464287457   405,850 5,000 SH   SOLE   5,000 0 0
IShares 1-5 Year Investment Grade Corp COM 464288646   1,082,937 21,737 SH   SOLE   21,737 0 0
IShares 5-10 Year Investment Grade Corp COM 464288638   1,863,705 37,643 SH   SOLE   37,643 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440   476,410 4,974 SH   SOLE   4,974 0 0
iShares Barclays Agg Bond COM 464287226   6,362,447 65,599 SH   SOLE   65,599 0 0
IShares Broad USD HY Corp Bond ETF COM 46435U853   1,145,360 33,170 SH   SOLE   33,170 0 0
iShares Core Russell U.S. Value ETF COM 464287663   63,567 900 SH   SOLE   900 0 0
iShares DJ US Telecommunic COM 464287713   3,409 152 SH   SOLE   152 0 0
iShares DJ US Util Sector COM 464287697   6,923 80 SH   SOLE   80 0 0
iShares Floating Rate Bond ETF COM 46429B655   25,165 500 SH   SOLE   500 0 0
iShares iBoxx Inv Grade Corp Bd ETF COM 464287242   147,602 1,400 SH   SOLE   1,400 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513   132,902 1,805 SH   SOLE   1,805 0 0
iShares JP Morgan EMB COM 464288281   6,767 80 SH   SOLE   80 0 0
iShares MBS Bond ETF COM 464288588   14,490,611 156,233 SH   SOLE   156,233 0 0
iShares Morningstar Mid Co COM 464288208   10,795 184 SH   SOLE   184 0 0
iShares MSCI EAFE Index Fd COM 464287465   1,689,048 25,732 SH   SOLE   25,732 0 0
iShares MSCI Emrg Mkt Indx COM 464287234   1,344,502 35,475 SH   SOLE   35,475 0 0
iShares Natl Muni Bd ETF COM 464288414   4,396,491 41,665 SH   SOLE   41,665 0 0
iShares Preferred & Income Sec ETF COM 464288687   258,314 8,461 SH   SOLE   8,461 0 0
iShares S&P Global 100 Fd COM 464287572   2,583,136 40,330 SH   SOLE   40,330 0 0
iShares S&P Midcap 400 COM 464287507   645,121 2,667 SH   SOLE   2,667 0 0
iShares S&P SmallCap 600 COM 464287804   2,304,484 24,350 SH   SOLE   24,350 0 0
iShares Short-term Ntl Muni Bond ETF COM 464288158   104,270 1,000 SH   SOLE   1,000 0 0
J P Morgan Alerian MLP ETN COM 46625H365   20,510 943 SH   SOLE   943 0 0
J P Morgan Chase COM 46625H100   5,741,962 42,819 SH   SOLE   42,819 0 0
Janus AAA CLO COM 47103U845   172,410 3,500 SH   SOLE   3,500 0 0
JBG Smith Properties COM 46590V100   380 20 SH   SOLE   20 0 0
JM Smucker Co COM 832696405   1,902 12 SH   SOLE   12 0 0
Johnson & Johnson COM 478160104   3,813,414 21,587 SH   SOLE   21,587 0 0
Johnson Controls International COM G51502105   23,360 365 SH   SOLE   365 0 0
JPMorgan Chase & Co 4.75 Pfd PFD 48128B622   2,426 125 SH   SOLE   125 0 0
JPMorgan Chase & Co. 6 Pfd PFD 48128B648   3,085 125 SH   SOLE   125 0 0
Juniper Networks Inc COM 48203R104   2,876 90 SH   SOLE   90 0 0
Kellogg Co COM 487836108   64,828 910 SH   SOLE   910 0 0
Keysight Technologies Inc W/I COM 49338L103   395,514 2,312 SH   SOLE   2,312 0 0
Kimberly Clark Corp COM 494368103   82,808 610 SH   SOLE   610 0 0
Kimco Realty Corp 5.25 Pfd PFD 49446R711   13,205 655 SH   SOLE   655 0 0
Kinder Morgan Inc COM 49456B101   93,889 5,193 SH   SOLE   5,193 0 0
KLA-Tencor Corporation COM 482480100   117,633 312 SH   SOLE   312 0 0
Komatsu Ltd Spons ADR COM 500458401   16,958 778 SH   SOLE   778 0 0
Kyndryl Holdings COM 50155Q100   1,601 144 SH   SOLE   144 0 0
L3Harris Technologies Inc. COM 502431109   17,906 86 SH   SOLE   86 0 0
Lamb Weston Holding Inc. COM 513272104   12,778 143 SH   SOLE   143 0 0
Lazard Ltd-Class A COM G54050102   10,990 317 SH   SOLE   317 0 0
Leggett & Platt Inc COM 524660107   47,346 1,469 SH   SOLE   1,469 0 0
Lilly (Eli) & Co COM 532457108   3,436,535 9,394 SH   SOLE   9,394 0 0
Lincoln National Corp COM 534187109   26,112 850 SH   SOLE   850 0 0
Linde PLC COM G5494J103   2,515,581 7,712 SH   SOLE   7,712 0 0
Lockheed Martin Corp COM 539830109   115,298 237 SH   SOLE   237 0 0
Lowe's Companies Inc COM 548661107   1,051,987 5,280 SH   SOLE   5,280 0 0
LVMH Moet Hennessy-Unsp ADR COM 502441306   53,551 369 SH   SOLE   369 0 0
Lyondellbasell Indu Cl A COM N53745100   12,288 148 SH   SOLE   148 0 0
Magellan Midstream Prtnrs COM 559080106   59,951 1,194 SH   SOLE   1,194 0 0
Marathon Petroleum Corp COM 56585A102   69,950 601 SH   SOLE   601 0 0
Marsh & McLennan Cos Inc COM 571748102   1,090,235 6,588 SH   SOLE   6,588 0 0
Masterbrand Inc. COM 57638P104   929 123 SH   SOLE   123 0 0
Mastercard Inc COM 57636Q104   448,572 1,290 SH   SOLE   1,290 0 0
Mattel Inc COM 577081102   10,704 600 SH   SOLE   600 0 0
McDonald's Corp COM 580135101   218,730 830 SH   SOLE   830 0 0
McKesson Corp W/RTS COM 58155Q103   234,450 625 SH   SOLE   625 0 0
Medtronic PLC COM G5960L103   372,046 4,787 SH   SOLE   4,787 0 0
Merck & Company COM 58933Y105   2,329,434 20,995 SH   SOLE   20,995 0 0
Meta Platforms Inc. COM 30303M102   398,205 3,309 SH   SOLE   3,309 0 0
Micro Focus International ADR COM 594837403   139 22 SH   SOLE   22 0 0
Micron Technology Inc COM 595112103   4,848 97 SH   SOLE   97 0 0
Microsoft Corp COM 594918104   12,067,862 50,320 SH   SOLE   50,320 0 0
Mimedx Group Inc COM 602496101   9,961 3,583 SH   SOLE   3,583 0 0
Mitsubishi Financial Group ADR COM 606822104   18,929 2,838 SH   SOLE   2,838 0 0
Mitsui & Co Ltd ADR COM 606827202   34,458 59 SH   SOLE   59 0 0
Molson Coors Brewing Co-B COM 60871R209   90,160 1,750 SH   SOLE   1,750 0 0
Mondelez International Inc COM 609207105   469,816 7,049 SH   SOLE   7,049 0 0
Morgan Stanley COM 617446448   179,137 2,107 SH   SOLE   2,107 0 0
Motorola Solutions Inc COM 620076307   29,379 114 SH   SOLE   114 0 0
MPLX LP COM 55336V100   59,605 1,815 SH   SOLE   1,815 0 0
National Rural Util Corp 5.5 Pfd PFD 637432105   231,938 9,612 SH   SOLE   9,612 0 0
Nestle Spon ADR COM 641069406   27,677 239 SH   SOLE   239 0 0
NetApp Inc COM 64110D104   901 15 SH   SOLE   15 0 0
Netflix Inc COM 64110L106   86,990 295 SH   SOLE   295 0 0
Newell Rubbermaid Inc COM 651229106   3,649 279 SH   SOLE   279 0 0
Nextera Energy Capital 5.65 Pfd PFD 65339K860   204,372 8,948 SH   SOLE   8,948 0 0
Nextera Energy Inc COM 65339F101   1,429,393 17,098 SH   SOLE   17,098 0 0
Nike Inc Cl-B COM 654106103   71,142 608 SH   SOLE   608 0 0
Nippon Teleg & Tel Sp ADR COM 654624105   33,245 1,166 SH   SOLE   1,166 0 0
NiSource Inc COM 65473P105   29,504 1,076 SH   SOLE   1,076 0 0
Norfolk Southern Corp COM 655844108   25,628 104 SH   SOLE   104 0 0
Northern Trust Corp COM 665859104   8,407 95 SH   SOLE   95 0 0
Novartis AG ADR COM 66987V109   21,954 242 SH   SOLE   242 0 0
Nucor Corp COM 670346105   78,032 592 SH   SOLE   592 0 0
NuStar Energy LP COM 67058H102   5,872 367 SH   SOLE   367 0 0
Nutrien LTD COM 67077M108   2,118 29 SH   SOLE   29 0 0
Nvent Electric PLC COM G6700G107   808 21 SH   SOLE   21 0 0
NVIDIA Corp COM 67066G104   438,420 3,000 SH   SOLE   3,000 0 0
O'Reilly Automotive Inc COM 67103H107   2,027,360 2,402 SH   SOLE   2,402 0 0
Oaktree Capital Group LLC 6.125 Pfd PFD 674001300   2,681 125 SH   SOLE   125 0 0
Occidental Petroleum Corp COM 674599105   1,701 27 SH   SOLE   27 0 0
Occidental Petroleum Corp Warrants COM 674599162   124 3 SH   SOLE   3 0 0
Office Properties Income Trust COM 67623C109   334 25 SH   SOLE   25 0 0
Omnicom Group Inc COM 681919106   19,740 242 SH   SOLE   242 0 0
Oneok Inc New COM 682680103   56,765 864 SH   SOLE   864 0 0
Oracle Corp COM 68389X105   58,771 719 SH   SOLE   719 0 0
Organon & Company COM 68622V106   186,070 6,662 SH   SOLE   6,662 0 0
Orion Office Reit Inc. COM 68629Y103   85 10 SH   SOLE   10 0 0
Orix Corp Spon ADR COM 686330101   19,325 240 SH   SOLE   240 0 0
Otis Worldwide Corp COM 68902V107   264,653 3,380 SH   SOLE   3,380 0 0
Parker Hannifin Corp COM 701094104   1,359,335 4,671 SH   SOLE   4,671 0 0
Paychex Inc COM 704326107   109,204 945 SH   SOLE   945 0 0
Paycom Software Inc COM 70432V102   79,129 255 SH   SOLE   255 0 0
PayPal Holdings Inc COM 70450Y103   1,436,009 20,163 SH   SOLE   20,163 0 0
Pentair PLC COM G7S00T104   2,519 56 SH   SOLE   56 0 0
PepsiCo Inc COM 713448108   3,480,156 19,264 SH   SOLE   19,264 0 0
PetIQ Inc COM 71639T106   4,149 450 SH   SOLE   450 0 0
Pfizer Inc COM 717081103   3,116,007 60,812 SH   SOLE   60,812 0 0
Philip Morris Intl Inc COM 718172109   9,311 92 SH   SOLE   92 0 0
Phillips 66 COM 718546104   1,304,435 12,533 SH   SOLE   12,533 0 0
Pinterest Inc. COM 72352L106   586,605 24,160 SH   SOLE   24,160 0 0
Plains All American Pipe COM 726503105   16,734 1,423 SH   SOLE   1,423 0 0
Plug Power Inc COM 72919P202   521,037 42,121 SH   SOLE   42,121 0 0
PPG Industries Inc COM 693506107   121,339 965 SH   SOLE   965 0 0
Principal Financial Group COM 74251V102   34,827 415 SH   SOLE   415 0 0
Procter & Gamble Co COM 742718109   2,908,436 19,190 SH   SOLE   19,190 0 0
Progressive Corp COM 743315103   43,323 334 SH   SOLE   334 0 0
Prudential Financial Inc COM 744320102   1,591 16 SH   SOLE   16 0 0
Public Serv Enterprise Grp COM 744573106   27,449 448 SH   SOLE   448 0 0
Public Storage COM 74460D109   67,246 240 SH   SOLE   240 0 0
Qualcomm Inc COM 747525103   2,260,996 20,566 SH   SOLE   20,566 0 0
Quest Diagnostics Inc COM 74834L100   2,034 13 SH   SOLE   13 0 0
Raytheon Technologies Corp COM 75513E101   1,433,047 14,200 SH   SOLE   14,200 0 0
Realty Income Corp COM 756109104   70,154 1,106 SH   SOLE   1,106 0 0
Regeneron Pharmaceuticals COM 75886F107   692,630 960 SH   SOLE   960 0 0
Reinsurance GRP of Amer VRN Pfd PFD 759351802   54,702 2,366 SH   SOLE   2,366 0 0
Resideo Technologies Inc. COM 76118Y104   4,540 276 SH   SOLE   276 0 0
Rio Tinto PLC-SPON ADR COM 767204100   23,638 332 SH   SOLE   332 0 0
RMR Group Inc COM 74967R106   198 7 SH   SOLE   7 0 0
Robert Half Intl Inc COM 770323103   46,218 626 SH   SOLE   626 0 0
Rockwell Automation Inc COM 773903109   5,151 20 SH   SOLE   20 0 0
Roper Industries COM 776696106   494,768 1,145 SH   SOLE   1,145 0 0
S & P Global Inc COM 78409V104   108,521 324 SH   SOLE   324 0 0
Salesforce Inc. COM 79466L302   943,643 7,117 SH   SOLE   7,117 0 0
Sanofi ADR COM 80105N105   19,275 398 SH   SOLE   398 0 0
Schlumberger Ltd COM 806857108   56,668 1,060 SH   SOLE   1,060 0 0
Schwab US Dividend Equity ETF COM 808524797   1,387,217 18,364 SH   SOLE   18,364 0 0
Science Applications Int COM 808625107   444 4 SH   SOLE   4 0 0
Scotts Miracle-Gro Co Cl-A COM 810186106   7,191 148 SH   SOLE   148 0 0
Shell PLC - ADR COM 780259305   490,510 8,613 SH   SOLE   8,613 0 0
Shopify Inc - Class A COM 82509L107   845,674 24,364 SH   SOLE   24,364 0 0
Siemens AG-Spons ADR COM 826197501   20,200 292 SH   SOLE   292 0 0
Simon Property Group LP COM 828806109   17,974 153 SH   SOLE   153 0 0
Sony Corp Spons ADR COM 835699307   763 10 SH   SOLE   10 0 0
Southern Co 4.20 Pfd PFD 842587883   175,235 10,100 SH   SOLE   10,100 0 0
Southern Company COM 842587107   76,766 1,075 SH   SOLE   1,075 0 0
Southern Copper Corp COM 84265V105   24,639 408 SH   SOLE   408 0 0
SPDR Barclays ST HY Bond COM 78468R408   805,689 33,238 SH   SOLE   33,238 0 0
SPDR BBG Barclays High Yld Bond COM 78468R622   1,547,190 17,191 SH   SOLE   17,191 0 0
SPDR Bloomberg Barclays Inv Grade FR ETF COM 78468R200   108,401 3,567 SH   SOLE   3,567 0 0
SPDR Dow Jones Indu Avg Tr COM 78467X109   176,599 533 SH   SOLE   533 0 0
SPDR Interm TSY ETF COM 78464A672   1,132,904 40,117 SH   SOLE   40,117 0 0
SPDR Port Long Term Treasury ETF COM 78464A664   830,752 28,617 SH   SOLE   28,617 0 0
SPDR S & P 500 ETF Trust COM 78462F103   17,997,642 47,061 SH   SOLE   47,061 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107   6,168,091 13,930 SH   SOLE   13,930 0 0
Stanley Black & Decker Inc COM 854502101   901 12 SH   SOLE   12 0 0
Stem Inc COM 85859N102   16,986 1,900 SH   SOLE   1,900 0 0
Sylvamo Corp COM 871332102   2,138 44 SH   SOLE   44 0 0
Synchrony Financial COM 87165B103   347,264 10,568 SH   SOLE   10,568 0 0
Sysco Corp COM 871829107   216,736 2,835 SH   SOLE   2,835 0 0
Taiwan Semiconductor ADR COM 874039100   26,965 362 SH   SOLE   362 0 0
Target Corp COM 87612E106   1,520,804 10,204 SH   SOLE   10,204 0 0
TE Connectivity LTD COM H84989104   51,086 445 SH   SOLE   445 0 0
TESLA Inc COM 88160R101   2,956 24 SH   SOLE   24 0 0
Texas Instruments Inc COM 882508104   261,708 1,584 SH   SOLE   1,584 0 0
Thermo Fisher Corp COM 883556102   2,342,644 4,254 SH   SOLE   4,254 0 0
TJX Companies Inc COM 872540109   32,716 411 SH   SOLE   411 0 0
Toronto-Dominion Bank COM 891160509   21,500 332 SH   SOLE   332 0 0
Total SA-Spon ADR COM 89151E109   20,797 335 SH   SOLE   335 0 0
Toyota Motor Corp ADR COM 892331307   23,765 174 SH   SOLE   174 0 0
Trane Technologies PLC COM G8994E103   946,011 5,628 SH   SOLE   5,628 0 0
Travelers Companies Inc COM 89417E109   663,340 3,538 SH   SOLE   3,538 0 0
Tripadvisor Inc COM 896945201   432 24 SH   SOLE   24 0 0
Truist Financial Corp COM 89832Q109   127,326 2,959 SH   SOLE   2,959 0 0
Truist Financial Corp 4.75 Pfd PFD 89832Q695   2,386 125 SH   SOLE   125 0 0
Unilever PLC-Sponsored ADR COM 904767704   506,118 10,052 SH   SOLE   10,052 0 0
Union Pacific Corp COM 907818108   53,838 260 SH   SOLE   260 0 0
United Parcel Services B COM 911312106   971,244 5,587 SH   SOLE   5,587 0 0
UnitedHealth Care Group COM 91324P102   242,822 458 SH   SOLE   458 0 0
Unum Group 6.25 Pfd PFD 91529Y601   2,894 125 SH   SOLE   125 0 0
Urban Edge Properties COM 91704F104   282 20 SH   SOLE   20 0 0
US Bancorp COM 902973304   654,150 15,000 SH   SOLE   15,000 0 0
US Bank 4.00 Pfd PFD 902973718   1,450,715 89,165 SH   SOLE   89,165 0 0
Valero Energy Corp COM 91913Y100   48,461 382 SH   SOLE   382 0 0
Vanguard Cons Discretionary COM 92204A108   17,522 80 SH   SOLE   80 0 0
Vanguard Consumer Staples COM 92204A207   11,111 58 SH   SOLE   58 0 0
Vanguard Energy ETF COM 92204A306   3,881 32 SH   SOLE   32 0 0
Vanguard Financials ETF COM 92204A405   7,280 88 SH   SOLE   88 0 0
Vanguard FTSE All-World Fd COM 922042775   30,435 607 SH   SOLE   607 0 0
Vanguard Growth ETF COM 922908736   445,187 2,089 SH   SOLE   2,089 0 0
Vanguard Health Care ETF COM 92204A504   18,356 74 SH   SOLE   74 0 0
Vanguard Industrials ETF COM 92204A603   10,228 56 SH   SOLE   56 0 0
Vanguard Info Tech ETF COM 92204A702   22,998 72 SH   SOLE   72 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813   670,791 8,860 SH   SOLE   8,860 0 0
Vanguard Materials ETF COM 92204A801   7,319 43 SH   SOLE   43 0 0
Vanguard MSCI Emerging Mkt COM 922042858   27,286 700 SH   SOLE   700 0 0
Vanguard REIT Index ETF COM 922908553   52,292 634 SH   SOLE   634 0 0
Vanguard S&P 500 ETF COM 922908363   2,844,800 8,097 SH   SOLE   8,097 0 0
Vanguard Short-Term Treasury COM 92206C102   917,603 15,870 SH   SOLE   15,870 0 0
Verizon Communications Inc COM 92343V104   369,572 9,380 SH   SOLE   9,380 0 0
Viatris Inc. COM 92556V106   90,576 8,138 SH   SOLE   8,138 0 0
Victoria's Secret COM 926400102   7,299 204 SH   SOLE   204 0 0
Visa Inc Cl-A Shares COM 92826C839   2,411,085 11,605 SH   SOLE   11,605 0 0
Vodafone Group PLC COM 92857W308   4,979 492 SH   SOLE   492 0 0
Vontier Corp COM 928881101   503 26 SH   SOLE   26 0 0
Vornado Realty Trust COM 929042109   832 40 SH   SOLE   40 0 0
W.W. Grainger Inc COM 384802104   31,150 56 SH   SOLE   56 0 0
Wabtec Corp COM 929740108   1,098 11 SH   SOLE   11 0 0
Wal Mart Inc. COM 931142103   242,036 1,707 SH   SOLE   1,707 0 0
Walgreens Boots Alliance COM 931427108   757,138 20,266 SH   SOLE   20,266 0 0
Warner Bros Discovery Inc. COM 934423104   10,921 1,152 SH   SOLE   1,152 0 0
Waste Management Inc COM 94106L109   82,205 524 SH   SOLE   524 0 0
Waters Corp COM 941848103   54,813 160 SH   SOLE   160 0 0
WEC Energy Group Inc COM 92939U106   21,377 228 SH   SOLE   228 0 0
Wells Fargo & Co COM 949746101   143,772 3,482 SH   SOLE   3,482 0 0
Wells Fargo & Co 5.625 Pfd PFD 94988U656   2,168 100 SH   SOLE   100 0 0
Welltower Inc COM 95040Q104   14,945 228 SH   SOLE   228 0 0
Western Union Co COM 959802109   21,302 1,547 SH   SOLE   1,547 0 0
Westrock Co COM 96145D105   809 23 SH   SOLE   23 0 0
WEX INC COM 96208T104   14,401 88 SH   SOLE   88 0 0
Woodside Energy Group LTD COM 980228308   3,147 130 SH   SOLE   130 0 0
WPP PLC-Spon ADR COM 92937A102   9,291 189 SH   SOLE   189 0 0
Yum Brands Inc COM 988498101   78,129 610 SH   SOLE   610 0 0
Zebra Technologies Corp Cl COM 989207105   1,309,742 5,108 SH   SOLE   5,108 0 0
Zimmer Holdings Inc COM 98956P102   95,625 750 SH   SOLE   750 0 0
Zimvie Inc. COM 98888T107   65 7 SH   SOLE   7 0 0
Zions Bancorp 6.30 Pfd PFD 989701859   12,660 500 SH   SOLE   500 0 0
Zoetis Inc COM 98978V103   21,982 150 SH   SOLE   150 0 0