<SEC-DOCUMENT>0001705819-24-000046.txt : 20240807 <SEC-HEADER>0001705819-24-000046.hdr.sgml : 20240807 <ACCEPTANCE-DATETIME>20240807134000 ACCESSION NUMBER: 0001705819-24-000046 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240630 FILED AS OF DATE: 20240807 DATE AS OF CHANGE: 20240807 EFFECTIVENESS DATE: 20240807 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FULTON BREAKEFIELD BROENNIMAN LLC CENTRAL INDEX KEY: 0001119254 ORGANIZATION NAME: IRS NUMBER: 621837767 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05863 FILM NUMBER: 241182872 BUSINESS ADDRESS: STREET 1: 4520 EAST-WEST HIGHWAY STREET 2: SUITE 450 CITY: BETHESDA STATE: MD ZIP: 20814 BUSINESS PHONE: 3016578870 MAIL ADDRESS: STREET 1: 4520 EAST-WEST HIGHWAY STREET 2: SUITE 450 CITY: BETHESDA STATE: MD ZIP: 20814 FORMER COMPANY: FORMER CONFORMED NAME: Fulton Breakefield Broenniman LLC DATE OF NAME CHANGE: 20050202 FORMER COMPANY: FORMER CONFORMED NAME: FULTON BREAKEFIELD BROENNIMAN LLC DATE OF NAME CHANGE: 20000712 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <schemaVersion>X0202</schemaVersion> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001119254</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>06-30-2024</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>06-30-2024</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>FULTON BREAKEFIELD BROENNIMAN LLC</name> <address> <ns1:street1>4520 East-west Highway</ns1:street1> <ns1:street2>Suite 450</ns1:street2> <ns1:city>Bethesda</ns1:city> <ns1:stateOrCountry>MD</ns1:stateOrCountry> <ns1:zipCode>20814</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-05863</form13FFileNumber> <crdNumber>000108967</crdNumber> <secFileNumber>801-57836</secFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Michael J. Mussio</name> <title>President</title> <phone>301-657-8870</phone> <signature>Michael J. Mussio</signature> <city>Bethesda</city> <stateOrCountry>MD</stateOrCountry> <signatureDate>08-07-2024</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>184</tableEntryTotal> <tableValueTotal>1354201875</tableValueTotal> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>infotable.xml <TEXT> <XML> <?xml version="1.0" ?> <informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <infoTable> <nameOfIssuer>ABBOTT LABS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>002824100</cusip> <value>811782</value> <shrsOrPrnAmt> <sshPrnamt>7812</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7812</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ABBVIE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00287Y109</cusip> <value>16207620</value> <shrsOrPrnAmt> <sshPrnamt>94494</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>94494</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer> <titleOfClass>SHS CLASS A</titleOfClass> <cusip>G1151C101</cusip> <value>17714469</value> <shrsOrPrnAmt> <sshPrnamt>58385</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>58385</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ADOBE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00724F101</cusip> <value>15404708</value> <shrsOrPrnAmt> <sshPrnamt>27729</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>27729</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>007903107</cusip> <value>10819731</value> <shrsOrPrnAmt> <sshPrnamt>66702</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>66702</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>012653101</cusip> <value>5660307</value> <shrsOrPrnAmt> <sshPrnamt>59258</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>59258</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL A</titleOfClass> <cusip>02079K305</cusip> <value>49194085</value> <shrsOrPrnAmt> <sshPrnamt>270075</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>270075</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL C</titleOfClass> <cusip>02079K107</cusip> <value>2020926</value> <shrsOrPrnAmt> <sshPrnamt>11018</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11018</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMAZON COM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>023135106</cusip> <value>53022196</value> <shrsOrPrnAmt> <sshPrnamt>274371</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>274371</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>025537101</cusip> <value>416207</value> <shrsOrPrnAmt> <sshPrnamt>4744</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4744</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>025816109</cusip> <value>10313555</value> <shrsOrPrnAmt> <sshPrnamt>44541</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>44541</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>03027X100</cusip> <value>328502</value> <shrsOrPrnAmt> <sshPrnamt>1690</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1690</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMGEN INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>031162100</cusip> <value>2024291</value> <shrsOrPrnAmt> <sshPrnamt>6479</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6479</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>032095101</cusip> <value>296241</value> <shrsOrPrnAmt> <sshPrnamt>4397</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4397</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>03769M106</cusip> <value>14835403</value> <shrsOrPrnAmt> <sshPrnamt>125649</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>125649</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>037833100</cusip> <value>72129592</value> <shrsOrPrnAmt> <sshPrnamt>342463</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>342463</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>038222105</cusip> <value>446021</value> <shrsOrPrnAmt> <sshPrnamt>1890</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1890</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>04010L103</cusip> <value>251789</value> <shrsOrPrnAmt> <sshPrnamt>12082</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>12082</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>040413106</cusip> <value>706217</value> <shrsOrPrnAmt> <sshPrnamt>2015</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2015</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ASML HOLDING N V</nameOfIssuer> <titleOfClass>N Y REGISTRY SHS</titleOfClass> <cusip>N07059210</cusip> <value>602388</value> <shrsOrPrnAmt> <sshPrnamt>589</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>589</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AT&T INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00206R102</cusip> <value>209971</value> <shrsOrPrnAmt> <sshPrnamt>10988</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10988</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>049560105</cusip> <value>486830</value> <shrsOrPrnAmt> <sshPrnamt>4173</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4173</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>053015103</cusip> <value>11032968</value> <shrsOrPrnAmt> <sshPrnamt>46223</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>46223</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer> <titleOfClass>CL B NEW</titleOfClass> <cusip>084670702</cusip> <value>36308801</value> <shrsOrPrnAmt> <sshPrnamt>89255</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>89255</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BLOCK H & R INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>093671105</cusip> <value>543385</value> <shrsOrPrnAmt> <sshPrnamt>10020</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10020</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BOEING CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>097023105</cusip> <value>813954</value> <shrsOrPrnAmt> <sshPrnamt>4472</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4472</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BROADCOM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>11135F101</cusip> <value>353217</value> <shrsOrPrnAmt> <sshPrnamt>220</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>220</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>14040H105</cusip> <value>265714</value> <shrsOrPrnAmt> <sshPrnamt>1919</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1919</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CATERPILLAR INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>149123101</cusip> <value>624106</value> <shrsOrPrnAmt> <sshPrnamt>1874</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1874</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>166764100</cusip> <value>14570327</value> <shrsOrPrnAmt> <sshPrnamt>93149</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>93149</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>169656105</cusip> <value>385298</value> <shrsOrPrnAmt> <sshPrnamt>6150</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6150</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CHURCH & DWIGHT CO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>171340102</cusip> <value>16370100</value> <shrsOrPrnAmt> <sshPrnamt>157891</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>157891</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CISCO SYS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>17275R102</cusip> <value>531732</value> <shrsOrPrnAmt> <sshPrnamt>11192</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11192</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CLOROX CO DEL</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>189054109</cusip> <value>461269</value> <shrsOrPrnAmt> <sshPrnamt>3380</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3380</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COCA COLA CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>191216100</cusip> <value>739062</value> <shrsOrPrnAmt> <sshPrnamt>11611</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11611</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>194162103</cusip> <value>357107</value> <shrsOrPrnAmt> <sshPrnamt>3680</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3680</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>22160K105</cusip> <value>1991742</value> <shrsOrPrnAmt> <sshPrnamt>2343</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2343</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>22788C105</cusip> <value>245242</value> <shrsOrPrnAmt> <sshPrnamt>640</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>640</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>235851102</cusip> <value>25334660</value> <shrsOrPrnAmt> <sshPrnamt>101399</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>101399</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DEERE & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>244199105</cusip> <value>341264</value> <shrsOrPrnAmt> <sshPrnamt>913</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>913</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DIAGEO PLC</nameOfIssuer> <titleOfClass>SPON ADR NEW</titleOfClass> <cusip>25243Q205</cusip> <value>8855357</value> <shrsOrPrnAmt> <sshPrnamt>70236</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>70236</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DISNEY WALT CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>254687106</cusip> <value>614130</value> <shrsOrPrnAmt> <sshPrnamt>6185</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6185</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>25746U109</cusip> <value>240657</value> <shrsOrPrnAmt> <sshPrnamt>4911</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4911</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>26441C204</cusip> <value>476844</value> <shrsOrPrnAmt> <sshPrnamt>4758</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4758</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EATON CORP PLC</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>G29183103</cusip> <value>1040986</value> <shrsOrPrnAmt> <sshPrnamt>3320</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3320</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EBAY INC.</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>278642103</cusip> <value>262745</value> <shrsOrPrnAmt> <sshPrnamt>4891</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4891</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ELEVANCE HEALTH INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>036752103</cusip> <value>431321</value> <shrsOrPrnAmt> <sshPrnamt>796</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>796</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ELI LILLY & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>532457108</cusip> <value>39547263</value> <shrsOrPrnAmt> <sshPrnamt>43680</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>43680</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ENPHASE ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>29355A107</cusip> <value>3123416</value> <shrsOrPrnAmt> <sshPrnamt>31325</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>31325</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>30225T102</cusip> <value>11162665</value> <shrsOrPrnAmt> <sshPrnamt>71827</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>71827</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>30231G102</cusip> <value>2300343</value> <shrsOrPrnAmt> <sshPrnamt>19982</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>19982</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR HIGH YIELD OPPRT 20</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>33741Q107</cusip> <value>151362</value> <shrsOrPrnAmt> <sshPrnamt>10570</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10570</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer> <titleOfClass>US MID CP MLTFCT</titleOfClass> <cusip>35473P884</cusip> <value>322152</value> <shrsOrPrnAmt> <sshPrnamt>6281</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6281</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FS KKR CAP CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>302635206</cusip> <value>213084</value> <shrsOrPrnAmt> <sshPrnamt>10800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>369550108</cusip> <value>12302820</value> <shrsOrPrnAmt> <sshPrnamt>42403</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>42403</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>38141G104</cusip> <value>317752</value> <shrsOrPrnAmt> <sshPrnamt>702</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>702</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>HOME DEPOT INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>437076102</cusip> <value>857757</value> <shrsOrPrnAmt> <sshPrnamt>2492</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2492</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>438516106</cusip> <value>643486</value> <shrsOrPrnAmt> <sshPrnamt>3013</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3013</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>HOWMET AEROSPACE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>443201108</cusip> <value>16833760</value> <shrsOrPrnAmt> <sshPrnamt>216846</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>216846</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>452308109</cusip> <value>1780546</value> <shrsOrPrnAmt> <sshPrnamt>7514</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7514</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTEL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>458140100</cusip> <value>265628</value> <shrsOrPrnAmt> <sshPrnamt>8577</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8577</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>459200101</cusip> <value>458361</value> <shrsOrPrnAmt> <sshPrnamt>2650</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2650</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTUIT</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>461202103</cusip> <value>204392</value> <shrsOrPrnAmt> <sshPrnamt>311</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>311</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>46120E602</cusip> <value>648591</value> <shrsOrPrnAmt> <sshPrnamt>1458</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1458</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL WGT</titleOfClass> <cusip>46137V357</cusip> <value>4322008</value> <shrsOrPrnAmt> <sshPrnamt>26309</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>26309</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer> <titleOfClass>UNIT SER 1</titleOfClass> <cusip>46090E103</cusip> <value>3835011</value> <shrsOrPrnAmt> <sshPrnamt>8004</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8004</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>0-5YR HI YL CP</titleOfClass> <cusip>46434V407</cusip> <value>3216146</value> <shrsOrPrnAmt> <sshPrnamt>76212</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>76212</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>3 7 YR TREAS BD</titleOfClass> <cusip>464288661</cusip> <value>238446</value> <shrsOrPrnAmt> <sshPrnamt>2065</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2065</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>7-10 YR TRSY BD</titleOfClass> <cusip>464287440</cusip> <value>3637085</value> <shrsOrPrnAmt> <sshPrnamt>38837</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38837</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>TIPS BD ETF</titleOfClass> <cusip>464287176</cusip> <value>11097121</value> <shrsOrPrnAmt> <sshPrnamt>103925</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>103925</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>USD INV GRDE ETF</titleOfClass> <cusip>464288620</cusip> <value>11078926</value> <shrsOrPrnAmt> <sshPrnamt>220652</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>220652</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P500 ETF</titleOfClass> <cusip>464287200</cusip> <value>70031305</value> <shrsOrPrnAmt> <sshPrnamt>127974</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>127974</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P MCP ETF</titleOfClass> <cusip>464287507</cusip> <value>36483692</value> <shrsOrPrnAmt> <sshPrnamt>623440</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>623440</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P SCP ETF</titleOfClass> <cusip>464287804</cusip> <value>35461675</value> <shrsOrPrnAmt> <sshPrnamt>332474</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>332474</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE US AGGBD ET</titleOfClass> <cusip>464287226</cusip> <value>36098385</value> <shrsOrPrnAmt> <sshPrnamt>371880</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>371880</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS DEC24 ETF</titleOfClass> <cusip>46434VBG4</cusip> <value>6458350</value> <shrsOrPrnAmt> <sshPrnamt>256998</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>256998</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS DEC25 ETF</titleOfClass> <cusip>46434VBD1</cusip> <value>6964682</value> <shrsOrPrnAmt> <sshPrnamt>280156</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>280156</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS DEC2026</titleOfClass> <cusip>46435GAA0</cusip> <value>6231070</value> <shrsOrPrnAmt> <sshPrnamt>261590</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>261590</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS 27 ETF</titleOfClass> <cusip>46435UAA9</cusip> <value>3012208</value> <shrsOrPrnAmt> <sshPrnamt>126937</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>126937</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBDS DEC28 ETF</titleOfClass> <cusip>46435U515</cusip> <value>2326672</value> <shrsOrPrnAmt> <sshPrnamt>93931</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>93931</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS DEC 29</titleOfClass> <cusip>46436E205</cusip> <value>1383005</value> <shrsOrPrnAmt> <sshPrnamt>61006</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>61006</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBONDS DEC 2030</titleOfClass> <cusip>46436E726</cusip> <value>331468</value> <shrsOrPrnAmt> <sshPrnamt>15591</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15591</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBOXX INV CP ETF</titleOfClass> <cusip>464287242</cusip> <value>13684982</value> <shrsOrPrnAmt> <sshPrnamt>127754</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>127754</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>EAFE GRWTH ETF</titleOfClass> <cusip>464288885</cusip> <value>326337</value> <shrsOrPrnAmt> <sshPrnamt>3190</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3190</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>ISHARES BIOTECH</titleOfClass> <cusip>464287556</cusip> <value>368838</value> <shrsOrPrnAmt> <sshPrnamt>2687</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2687</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>NATIONAL MUN ETF</titleOfClass> <cusip>464288414</cusip> <value>6437430</value> <shrsOrPrnAmt> <sshPrnamt>60417</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>60417</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>PFD AND INCM SEC</titleOfClass> <cusip>464288687</cusip> <value>15538946</value> <shrsOrPrnAmt> <sshPrnamt>492518</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>492518</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS 1000 ETF</titleOfClass> <cusip>464287622</cusip> <value>672372</value> <shrsOrPrnAmt> <sshPrnamt>2260</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2260</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS 1000 GRW ETF</titleOfClass> <cusip>464287614</cusip> <value>263176</value> <shrsOrPrnAmt> <sshPrnamt>722</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>722</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS 1000 VAL ETF</titleOfClass> <cusip>464287598</cusip> <value>225415</value> <shrsOrPrnAmt> <sshPrnamt>1292</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1292</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUSSELL 2000 ETF</titleOfClass> <cusip>464287655</cusip> <value>10269944</value> <shrsOrPrnAmt> <sshPrnamt>50618</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>50618</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS 2000 GRW ETF</titleOfClass> <cusip>464287648</cusip> <value>396158</value> <shrsOrPrnAmt> <sshPrnamt>1509</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1509</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS 2000 VAL ETF</titleOfClass> <cusip>464287630</cusip> <value>637160</value> <shrsOrPrnAmt> <sshPrnamt>4184</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4184</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUSSELL 3000 ETF</titleOfClass> <cusip>464287689</cusip> <value>591720</value> <shrsOrPrnAmt> <sshPrnamt>1917</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1917</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUS MID CAP ETF</titleOfClass> <cusip>464287499</cusip> <value>1954399</value> <shrsOrPrnAmt> <sshPrnamt>24105</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>24105</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>S&P 100 ETF</titleOfClass> <cusip>464287101</cusip> <value>5835777</value> <shrsOrPrnAmt> <sshPrnamt>22080</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>22080</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>S&P MC 400GR ETF</titleOfClass> <cusip>464287606</cusip> <value>4790717</value> <shrsOrPrnAmt> <sshPrnamt>54372</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>54372</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>SELECT DIVID ETF</titleOfClass> <cusip>464287168</cusip> <value>1942848</value> <shrsOrPrnAmt> <sshPrnamt>16059</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16059</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>JOHNSON & JOHNSON</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>478160104</cusip> <value>17762848</value> <shrsOrPrnAmt> <sshPrnamt>121530</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>121530</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>JPMORGAN CHASE & CO.</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>46625H100</cusip> <value>1352884</value> <shrsOrPrnAmt> <sshPrnamt>6689</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6689</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>494368103</cusip> <value>783732</value> <shrsOrPrnAmt> <sshPrnamt>5671</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5671</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LINDE PLC</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>G54950103</cusip> <value>21497528</value> <shrsOrPrnAmt> <sshPrnamt>48991</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>48991</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>539830109</cusip> <value>386006</value> <shrsOrPrnAmt> <sshPrnamt>826</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>826</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LOWES COS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>548661107</cusip> <value>25023340</value> <shrsOrPrnAmt> <sshPrnamt>113505</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>113505</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>571903202</cusip> <value>1764437</value> <shrsOrPrnAmt> <sshPrnamt>7298</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7298</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARSH & MCLENNAN COS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>571748102</cusip> <value>14441746</value> <shrsOrPrnAmt> <sshPrnamt>68535</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>68535</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>573874104</cusip> <value>587859</value> <shrsOrPrnAmt> <sshPrnamt>8410</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8410</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>57636Q104</cusip> <value>229336</value> <shrsOrPrnAmt> <sshPrnamt>520</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>520</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MCDONALDS CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>580135101</cusip> <value>18868761</value> <shrsOrPrnAmt> <sshPrnamt>74042</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>74042</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MERCK & CO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>58933Y105</cusip> <value>1107665</value> <shrsOrPrnAmt> <sshPrnamt>8947</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8947</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>595017104</cusip> <value>530609</value> <shrsOrPrnAmt> <sshPrnamt>5799</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5799</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROSOFT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>594918104</cusip> <value>84683596</value> <shrsOrPrnAmt> <sshPrnamt>189470</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>189470</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MODERNA INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>60770K107</cusip> <value>214938</value> <shrsOrPrnAmt> <sshPrnamt>1810</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1810</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>609207105</cusip> <value>448671</value> <shrsOrPrnAmt> <sshPrnamt>6856</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6856</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MONSTER BEVERAGE CORP NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>61174X109</cusip> <value>327372</value> <shrsOrPrnAmt> <sshPrnamt>6554</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6554</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NETFLIX INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>64110L106</cusip> <value>9148673</value> <shrsOrPrnAmt> <sshPrnamt>13556</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>13556</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>65339F101</cusip> <value>27055884</value> <shrsOrPrnAmt> <sshPrnamt>382091</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>382091</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NIKE INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>654106103</cusip> <value>5138590</value> <shrsOrPrnAmt> <sshPrnamt>68178</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>68178</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>655844108</cusip> <value>286039</value> <shrsOrPrnAmt> <sshPrnamt>1332</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1332</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>666807102</cusip> <value>983787</value> <shrsOrPrnAmt> <sshPrnamt>2257</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2257</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NRG ENERGY INC</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>629377508</cusip> <value>202592</value> <shrsOrPrnAmt> <sshPrnamt>2602</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2602</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>67066G104</cusip> <value>2579127</value> <shrsOrPrnAmt> <sshPrnamt>20877</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>20877</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>679580100</cusip> <value>496069</value> <shrsOrPrnAmt> <sshPrnamt>2809</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2809</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ORACLE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>68389X105</cusip> <value>342128</value> <shrsOrPrnAmt> <sshPrnamt>2423</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2423</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PACER FDS TR</nameOfIssuer> <titleOfClass>US CASH COWS 100</titleOfClass> <cusip>69374H881</cusip> <value>431506</value> <shrsOrPrnAmt> <sshPrnamt>7919</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7919</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PACER FDS TR</nameOfIssuer> <titleOfClass>PACER US SMALL</titleOfClass> <cusip>69374H857</cusip> <value>333800</value> <shrsOrPrnAmt> <sshPrnamt>7663</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7663</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>701094104</cusip> <value>604443</value> <shrsOrPrnAmt> <sshPrnamt>1195</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1195</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PENNANTPARK FLOATING RATE CA</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>70806A106</cusip> <value>136149</value> <shrsOrPrnAmt> <sshPrnamt>11798</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11798</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PEPSICO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>713448108</cusip> <value>15192995</value> <shrsOrPrnAmt> <sshPrnamt>92118</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>92118</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PFIZER INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>717081103</cusip> <value>254674</value> <shrsOrPrnAmt> <sshPrnamt>9102</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>9102</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PHATHOM PHARMACEUTICALS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>71722W107</cusip> <value>242864</value> <shrsOrPrnAmt> <sshPrnamt>23579</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>23579</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PIMCO CORPORATE & INCOME OPP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>72201B101</cusip> <value>239621</value> <shrsOrPrnAmt> <sshPrnamt>16745</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16745</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>693475105</cusip> <value>906915</value> <shrsOrPrnAmt> <sshPrnamt>5833</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5833</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>742718109</cusip> <value>1685881</value> <shrsOrPrnAmt> <sshPrnamt>10222</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10222</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>743315103</cusip> <value>29624976</value> <shrsOrPrnAmt> <sshPrnamt>142627</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>142627</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROLOGIS INC.</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>74340W103</cusip> <value>381966</value> <shrsOrPrnAmt> <sshPrnamt>3401</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3401</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>QUALCOMM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>747525103</cusip> <value>344583</value> <shrsOrPrnAmt> <sshPrnamt>1730</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1730</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>756109104</cusip> <value>235155</value> <shrsOrPrnAmt> <sshPrnamt>4452</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4452</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>75886F107</cusip> <value>227022</value> <shrsOrPrnAmt> <sshPrnamt>216</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>216</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>776696106</cusip> <value>17757794</value> <shrsOrPrnAmt> <sshPrnamt>31504</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>31504</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>RTX CORPORATION</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>75513E101</cusip> <value>718792</value> <shrsOrPrnAmt> <sshPrnamt>7160</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7160</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>S&P GLOBAL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>78409V104</cusip> <value>236380</value> <shrsOrPrnAmt> <sshPrnamt>530</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>530</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SALESFORCE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>79466L302</cusip> <value>15986887</value> <shrsOrPrnAmt> <sshPrnamt>62182</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>62182</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US BRD MKT ETF</titleOfClass> <cusip>808524102</cusip> <value>276372</value> <shrsOrPrnAmt> <sshPrnamt>4396</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4396</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US LRG CAP ETF</titleOfClass> <cusip>808524201</cusip> <value>780381</value> <shrsOrPrnAmt> <sshPrnamt>12146</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>12146</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US MID-CAP ETF</titleOfClass> <cusip>808524508</cusip> <value>1418719</value> <shrsOrPrnAmt> <sshPrnamt>18228</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>18228</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US SML CAP ETF</titleOfClass> <cusip>808524607</cusip> <value>1179522</value> <shrsOrPrnAmt> <sshPrnamt>24858</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>24858</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US TIPS ETF</titleOfClass> <cusip>808524870</cusip> <value>1755869</value> <shrsOrPrnAmt> <sshPrnamt>33760</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>33760</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>TECHNOLOGY</titleOfClass> <cusip>81369Y803</cusip> <value>1490588</value> <shrsOrPrnAmt> <sshPrnamt>6589</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6589</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>824348106</cusip> <value>290969</value> <shrsOrPrnAmt> <sshPrnamt>975</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>975</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SOUTHERN CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>842587107</cusip> <value>293059</value> <shrsOrPrnAmt> <sshPrnamt>3778</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3778</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR GOLD TR</nameOfIssuer> <titleOfClass>GOLD SHS</titleOfClass> <cusip>78463V107</cusip> <value>486783</value> <shrsOrPrnAmt> <sshPrnamt>2264</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2264</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR S&P 500 ETF TR</nameOfIssuer> <titleOfClass>TR UNIT</titleOfClass> <cusip>78462F103</cusip> <value>20452254</value> <shrsOrPrnAmt> <sshPrnamt>37581</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>37581</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR S&P MIDCAP 400 ETF TR</nameOfIssuer> <titleOfClass>UTSER1 S&PDCRP</titleOfClass> <cusip>78467Y107</cusip> <value>454602</value> <shrsOrPrnAmt> <sshPrnamt>850</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>850</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR SER TR</nameOfIssuer> <titleOfClass>BBG CONV SEC ETF</titleOfClass> <cusip>78464A359</cusip> <value>23984654</value> <shrsOrPrnAmt> <sshPrnamt>332843</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>332843</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR SER TR</nameOfIssuer> <titleOfClass>PORTFLI TIPS ETF</titleOfClass> <cusip>78464A656</cusip> <value>1455863</value> <shrsOrPrnAmt> <sshPrnamt>57272</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>57272</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR SER TR</nameOfIssuer> <titleOfClass>BLOOMBERG SHT TE</titleOfClass> <cusip>78468R408</cusip> <value>13147738</value> <shrsOrPrnAmt> <sshPrnamt>526541</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>526541</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STARBUCKS CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>855244109</cusip> <value>230136</value> <shrsOrPrnAmt> <sshPrnamt>2956</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2956</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>863667101</cusip> <value>1101389</value> <shrsOrPrnAmt> <sshPrnamt>3237</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3237</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SYNOPSYS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>871607107</cusip> <value>546265</value> <shrsOrPrnAmt> <sshPrnamt>918</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>918</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer> <titleOfClass>SPONSORED ADS</titleOfClass> <cusip>874039100</cusip> <value>40203874</value> <shrsOrPrnAmt> <sshPrnamt>231309</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>231309</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TESLA INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>88160R101</cusip> <value>5203106</value> <shrsOrPrnAmt> <sshPrnamt>26294</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>26294</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>882508104</cusip> <value>10259870</value> <shrsOrPrnAmt> <sshPrnamt>52742</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>52742</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>THE CIGNA GROUP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>125523100</cusip> <value>226440</value> <shrsOrPrnAmt> <sshPrnamt>685</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>685</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>883556102</cusip> <value>369159</value> <shrsOrPrnAmt> <sshPrnamt>668</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>668</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TJX COS INC NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>872540109</cusip> <value>16199073</value> <shrsOrPrnAmt> <sshPrnamt>147131</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>147131</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNION PAC CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>907818108</cusip> <value>15486415</value> <shrsOrPrnAmt> <sshPrnamt>68445</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>68445</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>91324P102</cusip> <value>31771248</value> <shrsOrPrnAmt> <sshPrnamt>62387</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>62387</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer> <titleOfClass>INTERMED TERM</titleOfClass> <cusip>921937819</cusip> <value>349502</value> <shrsOrPrnAmt> <sshPrnamt>4667</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4667</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL BND MRKT</titleOfClass> <cusip>921937835</cusip> <value>244610</value> <shrsOrPrnAmt> <sshPrnamt>3395</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3395</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer> <titleOfClass>TOTAL INT BD ETF</titleOfClass> <cusip>92203J407</cusip> <value>273769</value> <shrsOrPrnAmt> <sshPrnamt>5625</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5625</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>S&P 500 ETF SHS</titleOfClass> <cusip>922908363</cusip> <value>328432</value> <shrsOrPrnAmt> <sshPrnamt>657</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>657</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL STK MKT</titleOfClass> <cusip>922908769</cusip> <value>2855800</value> <shrsOrPrnAmt> <sshPrnamt>10675</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10675</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer> <titleOfClass>ALLWRLD EX US</titleOfClass> <cusip>922042775</cusip> <value>245781</value> <shrsOrPrnAmt> <sshPrnamt>4191</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4191</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>VNG RUS2000IDX</titleOfClass> <cusip>92206C664</cusip> <value>701594</value> <shrsOrPrnAmt> <sshPrnamt>8559</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8559</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer> <titleOfClass>DIV APP ETF</titleOfClass> <cusip>921908844</cusip> <value>6998453</value> <shrsOrPrnAmt> <sshPrnamt>38337</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38337</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer> <titleOfClass>VG TL INTL STK F</titleOfClass> <cusip>921909768</cusip> <value>337198</value> <shrsOrPrnAmt> <sshPrnamt>5592</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5592</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD TAX-MANAGED FDS</nameOfIssuer> <titleOfClass>VAN FTSE DEV MKT</titleOfClass> <cusip>921943858</cusip> <value>4431050</value> <shrsOrPrnAmt> <sshPrnamt>89661</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>89661</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer> <titleOfClass>INF TECH ETF</titleOfClass> <cusip>92204A702</cusip> <value>295501</value> <shrsOrPrnAmt> <sshPrnamt>513</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>513</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>92343V104</cusip> <value>207066</value> <shrsOrPrnAmt> <sshPrnamt>5021</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5021</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VISA INC</nameOfIssuer> <titleOfClass>COM CL A</titleOfClass> <cusip>92826C839</cusip> <value>30980152</value> <shrsOrPrnAmt> <sshPrnamt>118033</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>118033</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WALMART INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>931142103</cusip> <value>319768</value> <shrsOrPrnAmt> <sshPrnamt>4723</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4723</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WESTERN ASSET HIGH INCOM FD</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>95766J102</cusip> <value>99180</value> <shrsOrPrnAmt> <sshPrnamt>22800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>22800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ZOETIS INC</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>98978V103</cusip> <value>311380</value> <shrsOrPrnAmt> <sshPrnamt>1796</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1796</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>