The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALCOA, INC. COM 13817101 0 0 SH   OTR 0 0 0 0
ALCOA, INC. COM 13817101 25 2,368 SH   OTR 0 2,368 0 0
APPLE COMPUTER COM 37833100 154 275 SH   DFND 0 250 25 0
APPLE COMPUTER COM 37833100 466 830 SH   OTR 0 755 0 75
APPLE COMPUTER COM 37833100 10,686 19,048 SH   SOLE 0 19,048 0 0
ISHARES MSCI ASIA EX-JAPAN INDEX FUND COM 464288182 124 2,050 SH   DFND 0 2,050 0 0
ISHARES MSCI ASIA EX-JAPAN INDEX FUND COM 464288182 181 3,000 SH   OTR 0 2,600 0 400
ISHARES MSCI ASIA EX-JAPAN INDEX FUND COM 464288182 5,211 86,403 SH   SOLE 0 86,403 0 0
ABBVIE INC. COM 00287Y109 11 204 SH   OTR 0 204 0 0
ABBVIE INC. COM 00287Y109 458 8,675 SH   SOLE 0 8,675 0 0
AMERISOURCEBERGEN CORP. COM 03073E105 39 550 SH   OTR 0 550 0 0
AMERISOURCEBERGEN CORP. COM 03073E105 69 975 SH   DFND 0 975 0 0
AMERISOURCEBERGEN CORP. COM 03073E105 2,144 30,500 SH   SOLE 0 30,500 0 0
AMBEV SA - ADR COM 02319V103 4 550 SH   SOLE 0 550 0 0
ABBOTT LABORATORIES COM 2824100 0 0 SH   OTR 0 0 0 0
ABBOTT LABORATORIES COM 2824100 8 204 SH   OTR 0 204 0 0
ABBOTT LABORATORIES COM 2824100 319 8,325 SH   SOLE 0 8,325 0 0
BARRICK GOLD COM 67901108 0 0 SH   OTR 0 0 0 0
BARRICK GOLD COM 67901108 24 1,346 SH   OTR 0 1,346 0 0
ACCENTURE PLC COM G1151C101 58 700 SH   OTR 0 700 0 0
ACCENTURE PLC COM G1151C101 62 758 SH   SOLE 0 758 0 0
ADVANCED CELL TECHNOLOGY INC. COM 00752K105 1 10,000 SH   OTR 0 10,000 0 0
ARCHER-DANIELS-MIDLAND COM 39483102 0 0 SH   OTR 0 0 0 0
ARCHER-DANIELS-MIDLAND COM 39483102 0 0 SH   OTR 0 0 0 0
ARCHER-DANIELS-MIDLAND COM 39483102 175 4,039 SH   SOLE 0 4,039 0 0
AUTOMATIC DATA PROCESSING COM 53015103 28 350 SH   SOLE 0 350 0 0
THE ADT CORPORATION COM 00101J106 23 580 SH   SOLE 0 580 0 0
AMEREN CORP. COM 23608102 7 200 SH   SOLE 0 200 0 0
AMERICAN ELECTRIC POWER COM 25537101 0 0 SH   OTR 0 0 0 0
AMERICAN ELECTRIC POWER COM 25537101 66 1,419 SH   SOLE 0 1,419 0 0
A E S CORPORATION COM 00130H105 15 1,000 SH   SOLE 0 1,000 0 0
AMERICAN FINANCIAL GROUP COM 25932104 58 1,000 SH   SOLE 0 1,000 0 0
AFLAC INC. COM 1055102 0 0 SH   OTR 0 0 0 0
AFLAC INC. COM 1055102 4 60 SH   OTR 0 60 0 0
ALLERGAN INC. COM 18490102 22 200 SH   SOLE 0 200 0 0
ASANKO GOLD INC. COM 04341Y105 2 1,000 SH   OTR 0 1,000 0 0
AK STEEL HOLDING CORPORATION COM 1547108 0 0 SH   OTR 0 0 0 0
AK STEEL HOLDING CORPORATION COM 1547108 41 5,000 SH   OTR 0 5,000 0 0
ALLEGION PUBLIC LIMITED COMPANY COM G0176J109 5 111 SH   OTR 0 111 0 0
ALCATEL-LUCENT - SPONSORED ADR COM 13904305 1 195 SH   OTR 0 195 0 0
ALCATEL-LUCENT - SPONSORED ADR COM 13904305 4 848 SH   SOLE 0 848 0 0
APPLIED MATERIALS INC. COM 38222105 0 0 SH   OTR 0 0 0 0
APPLIED MATERIALS INC. COM 38222105 0 0 SH   OTR 0 0 0 0
APPLIED MATERIALS INC. COM 38222105 14 800 SH   SOLE 0 800 0 0
AMERILITHIUM CORP COM 03077G106 0 10,000 SH   OTR 0 10,000 0 0
AMGEN INC. COM 31162100 0 0 SH   OTR 0 0 0 0
AMGEN INC. COM 31162100 23 200 SH   OTR 0 200 0 0
AMGEN INC. COM 31162100 556 4,875 SH   SOLE 0 4,875 0 0
AMERICAN SUPERCONDUCTOR CORP. COM 30111108 0 200 SH   OTR 0 200 0 0
AMAZON.COM, INC. COM 23135106 254 638 SH   SOLE 0 638 0 0
BLACKROCK MSCI ACWI IMI FD M COM AOJFT 99 8,661 SH   SOLE 0 8,661 0 0
APACHE CORP. COM 37411105 0 0 SH   OTR 0 0 0 0
APACHE CORP. COM 37411105 3 40 SH   SOLE 0 40 0 0
APACHE CORP. COM 37411105 11 130 SH   OTR 0 130 0 0
ANADARKO PETROLEUM CORP COM 32511107 2 19 SH   SOLE 0 19 0 0
AMERIGAS PARTNERS, LP COM 30975106 0 0 SH   OTR 0 0 0 0
AMERIGAS PARTNERS, LP COM 30975106 18 400 SH   OTR 0 400 0 0
ARCOS DORADOS HOLDINGS INC. - A COM G0457F107 1 100 SH   OTR 0 0 0 100
ARIAD PHARMACEUTICALS INC. COM 04033A100 14 2,000 SH   OTR 0 2,000 0 0
ARENA PHARMACEUTICALS INC. COM 40047102 1 200 SH   SOLE 0 200 0 0
ARENA PHARMACEUTICALS INC. COM 40047102 6 1,000 SH   OTR 0 1,000 0 0
ARRIS GROUP COM 04270V106 0 0 SH   OTR 0 0 0 0
ARRIS GROUP COM 04270V106 17 700 SH   OTR 0 700 0 0
ACTIVISION BLIZZARD INC. COM 00507V109 0 0 SH   OTR 0 0 0 0
ACTIVISION BLIZZARD INC. COM 00507V109 0 0 SH   OTR 0 0 0 0
ACTIVISION BLIZZARD INC. COM 00507V109 68 3,800 SH   SOLE 0 3,800 0 0
YAMANA GOLD INC. COM 98462Y100 0 0 SH   OTR 0 0 0 0
YAMANA GOLD INC. COM 98462Y100 1 81 SH   OTR 0 81 0 0
AVAGO TECHNOLOGIES COM Y0486S104 0 0 SH   OTR 0 0 0 0
AVAGO TECHNOLOGIES COM Y0486S104 4 78 SH   SOLE 0 78 0 0
AMERICAN STATES WATER CO. COM 29899101 16 560 SH   SOLE 0 560 0 0
AXA - SPONS ADR COM 54536107 1 42 SH   SOLE 0 42 0 0
AMERICAN EXPRESS CO. COM 25816109 0 0 SH   OTR 0 0 0 0
AMERICAN EXPRESS CO. COM 25816109 186 2,054 SH   SOLE 0 2,054 0 0
BOEING CO. COM 97023105 0 0 SH   OTR 0 0 0 0
BOEING CO. COM 97023105 418 3,062 SH   SOLE 0 3,062 0 0
BANK OF AMERICA CORP. COM 60505104 0 0 SH   OTR 0 0 0 0
BANK OF AMERICA CORP. COM 60505104 0 0 SH   OTR 0 0 0 0
BANK OF AMERICA CORP. COM 60505104 54 3,465 SH   SOLE 0 3,465 0 0
BASF AG - SPON ADR COM 55262505 5 47 SH   SOLE 0 47 0 0
BAXTER INTERNATIONAL COM 71813109 33 475 SH   OTR 0 475 0 0
BAXTER INTERNATIONAL COM 71813109 52 750 SH   DFND 0 750 0 0
BAXTER INTERNATIONAL COM 71813109 2,889 41,546 SH   SOLE 0 41,546 0 0
BED, BATH, AND BEYOND COM 75896100 40 500 SH   SOLE 0 500 0 0
BB&T CORPORATION COM 54937107 1 16 SH   SOLE 0 16 0 0
BCE INC. COM 05534B760 0 0 SH   OTR 0 0 0 0
BCE INC. COM 05534B760 26 600 SH   OTR 0 600 0 0
THE BRINK`S COMPANY COM 109696104 11 321 SH   SOLE 0 321 0 0
BAKER HUGHES INC. COM 57224107 0 0 SH   OTR 0 0 0 0
BAKER HUGHES INC. COM 57224107 0 0 SH   OTR 0 0 0 0
BAKER HUGHES INC. COM 57224107 7 125 SH   SOLE 0 125 0 0
BHP BILLITON LIMITED ADR COM 88606108 0 0 SH   OTR 0 0 0 0
BHP BILLITON LIMITED ADR COM 88606108 9 125 SH   SOLE 0 125 0 0
BAIDU INC. - SPON ADR COM 56752108 0 0 SH   OTR 0 0 0 0
BAIDU INC. - SPON ADR COM 56752108 13 75 SH   SOLE 0 75 0 0
BIOGEN IDEC INC. COM 09062X103 3 10 SH   SOLE 0 10 0 0
BANK OF NEW YORK MELLON CORP COM 64058100 0 0 SH   OTR 0 0 0 0
BANK OF NEW YORK MELLON CORP COM 64058100 0 0 SH   OTR 0 0 0 0
BANK OF NEW YORK MELLON CORP COM 64058100 27 769 SH   SOLE 0 769 0 0
BLACKROCK INC. COM 09247X101 8 25 SH   OTR 0 25 0 0
BLACKROCK INC. COM 09247X101 32 100 SH   DFND 0 100 0 0
BLACKROCK INC. COM 09247X101 1,112 3,512 SH   SOLE 0 3,512 0 0
BRISTOL MYERS SQUIBB COM 110122108 104 1,961 SH   SOLE 0 1,961 0 0
BANK OF NOVA SCOTIA COM 64149107 63 1,000 SH   SOLE 0 1,000 0 0
WISDOMTREE DREYFUS NEW ZEALAND COM 97717W216 4 200 SH   SOLE 0 200 0 0
BP PLC ADR COM 55622104 25 508 SH   DFND 0 508 0 0
BP PLC ADR COM 55622104 89 1,824 SH   SOLE 0 1,824 0 0
BUCKEYE PARTNERS L.P. LTD COM 118230101 0 0 SH   OTR 0 0 0 0
BUCKEYE PARTNERS L.P. LTD COM 118230101 85 1,200 SH   SOLE 0 1,200 0 0
BROADRIDGE FINANCIAL SOLUTIONS LLC COM 11133T103 2 50 SH   SOLE 0 50 0 0
BROADCOM CORP. CLASS A COM 111320107 12 400 SH   OTR 0 400 0 0
BROADCOM CORP. CLASS A COM 111320107 37 1,250 SH   DFND 0 1,250 0 0
BROADCOM CORP. CLASS A COM 111320107 2,193 73,977 SH   SOLE 0 73,977 0 0
BERKSHIRE HATHAWAY INC. CLASS B COM 84670702 18 151 SH   OTR 0 151 0 0
BERKSHIRE HATHAWAY INC. CLASS B COM 84670702 491 4,145 SH   SOLE 0 4,145 0 0
BUFFALO WILD WINGS INC. COM 119848109 0 2 SH   SOLE 0 2 0 0
WISDOMTREE BRAZILIAN REAL FUND COM 97717W240 5 275 SH   SOLE 0 275 0 0
CITIGROUP INC. COM 172967424 0 0 SH   OTR 0 0 0 0
CITIGROUP INC. COM 172967424 5 89 SH   SOLE 0 89 0 0
CABELA`S INC. CLASS `A` COM 126804301 13 200 SH   OTR 0 200 0 0
CONAGRA INC. COM 205887102 4 106 SH   SOLE 0 106 0 0
CARDINAL HEALTH INC. COM 14149Y108 0 0 SH   OTR 0 0 0 0
CARDINAL HEALTH INC. COM 14149Y108 22 323 SH   SOLE 0 323 0 0
THE CHEESECAKE FACTORY INCORPORATED COM 163072101 7 150 SH   OTR 0 150 0 0
CATERPILLAR TRACTOR COM 149123101 0 0 SH   OTR 0 0 0 0
CATERPILLAR TRACTOR COM 149123101 123 1,350 SH   OTR 0 1,350 0 0
CATERPILLAR TRACTOR COM 149123101 816 8,984 SH   SOLE 0 8,984 0 0
CHUBB CORP. COM 171232101 39 400 SH   OTR 0 400 0 0
CHUBB CORP. COM 171232101 58 600 SH   DFND 0 600 0 0
CHUBB CORP. COM 171232101 4,064 42,057 SH   SOLE 0 42,057 0 0
CINCINNATI BELL INC COM 171871106 2 500 SH   SOLE 0 500 0 0
CHICAGO BRIDGE & IRON COM 167250109 58 700 SH   OTR 0 700 0 0
CHICAGO BRIDGE & IRON COM 167250109 166 2,000 SH   DFND 0 1,500 500 0
CHICAGO BRIDGE & IRON COM 167250109 2,187 26,304 SH   SOLE 0 26,304 0 0
CBIZ, INC. COM 124805102 14 1,500 SH   OTR 0 1,500 0 0
CELGENE CORP. COM 151020104 3 15 SH   SOLE 0 15 0 0
CAREFUSION CORP. COM 14170T101 5 125 SH   SOLE 0 125 0 0
YOSEN GROUP INC. COM 98740Q101 0 121 SH   OTR 0 121 0 0
CHEVIOT FINANCIAL CORP COM 16677X105 2 205 SH   OTR 0 205 0 0
CHESAPEAKE ENERGY CORP COM 165167107 7 250 SH   SOLE 0 250 0 0
CHESAPEAKE ENERGY CORP COM 165167107 11 400 SH   OTR 0 400 0 0
CHINA MOBILE LTD COM 16941M109 3 50 SH   SOLE 0 50 0 0
CHINA FUND COM 169373107 8 397 SH   SOLE 0 397 0 0
COMPUTER HORIZONS CORP. COM 205908304 0 300 SH   OTR 0 300 0 0
CINCINNATI FINANCIAL COM 172062101 0 0 SH   OTR 0 0 0 0
CINCINNATI FINANCIAL COM 172062101 60 1,140 SH   SOLE 0 1,140 0 0
CIT GROUP INC. COM 125581801 8 154 SH   SOLE 0 154 0 0
SEACOR HOLDINGS INC. COM 811904101 18 200 SH   OTR 0 200 0 0
COLGATE PALMOLIVE COM 194162103 26 400 SH   SOLE 0 400 0 0
CELLDEX THERAPEUTICS INC. COM 15117B103 12 500 SH   OTR 0 500 0 0
CLOROX CO. COM 189054109 0 0 SH   OTR 0 0 0 0
CLOROX CO. COM 189054109 30 319 SH   SOLE 0 319 0 0
CLOROX CO. COM 189054109 31 338 SH   OTR 0 338 0 0
COMCAST CORP-CL A COM 20030N101 165 3,175 SH   SOLE 0 3,175 0 0
COMCAST CORP. - SPECIAL CLASS A COM 20030N200 274 5,500 SH   SOLE 0 5,500 0 0
CUMMINS INC. COM 231021106 7 50 SH   SOLE 0 50 0 0
CMS ENERGY CORP. COM 125896100 27 1,000 SH   SOLE 0 1,000 0 0
CMS ENERGY CORP. COM 125896100 54 2,000 SH   OTR 0 2,000 0 0
CANADIAN NATIONAL RAILWAY COMPANY COM 136375102 46 800 SH   SOLE 0 800 0 0
CONSOLIDATED ENERGY INC. COM 20854P109 0 0 SH   OTR 0 0 0 0
CONSOLIDATED ENERGY INC. COM 20854P109 15 400 SH   SOLE 0 400 0 0
SPANSION INC. CLASS A COM 84649R200 12 850 SH   OTR 0 850 0 0
CAPITAL ONE FINANCIAL CORP. COM 14040H105 0 0 SH   OTR 0 0 0 0
CAPITAL ONE FINANCIAL CORP. COM 14040H105 2 24 SH   SOLE 0 24 0 0
COACH INC COM 189754104 0 0 SH   OTR 0 0 0 0
COACH INC COM 189754104 6 100 SH   OTR 0 100 0 0
COACH INC COM 189754104 58 1,025 SH   SOLE 0 1,025 0 0
CONOCOPHILLIPS COM 20825C104 35 500 SH   DFND 0 500 0 0
CONOCOPHILLIPS COM 20825C104 120 1,700 SH   OTR 0 1,200 0 500
CONOCOPHILLIPS COM 20825C104 3,462 49,003 SH   SOLE 0 49,003 0 0
COSTCO WHOLESALE CORP. COM 22160K105 18 152 SH   SOLE 0 152 0 0
COVIDIEN PLC COM G2554F113 0 0 SH   OTR 0 0 0 0
COVIDIEN PLC COM G2554F113 20 300 SH   OTR 0 300 0 0
COMPOSITE TECHNOLOGY CORPORATION COM 20461S108 0 2,000 SH   OTR 0 2,000 0 0
CROCS INC. COM 227046109 11 675 SH   OTR 0 675 0 0
CISCO SYSTEMS COM 17275R102 0 0 SH   OTR 0 0 0 0
CISCO SYSTEMS COM 17275R102 0 0 SH   OTR 0 0 0 0
CISCO SYSTEMS COM 17275R102 20 875 SH   SOLE 0 875 0 0
CST BRANDS, INC. COM 12646R105 0 0 SH   OTR 0 0 0 0
CST BRANDS, INC. COM 12646R105 0 11 SH   OTR 0 11 0 0
CSX CORP. COM 126408103 0 0 SH   OTR 0 0 0 0
CSX CORP. COM 126408103 0 0 SH   OTR 0 0 0 0
CSX CORP. COM 126408103 90 3,111 SH   SOLE 0 3,111 0 0
CINTAS CORP. COM 172908105 0 0 SH   OTR 0 0 0 0
CINTAS CORP. COM 172908105 6 100 SH   OTR 0 100 0 0
CINTAS CORP. COM 172908105 220 3,700 SH   SOLE 0 3,700 0 0
CONVERGYS COM 212485106 3 140 SH   SOLE 0 140 0 0
CONVERGYS COM 212485106 14 685 SH   OTR 0 685 0 0
CHEVRON CORPORATION COM 166764100 0 0 SH   OTR 0 0 0 0
CHEVRON CORPORATION COM 166764100 523 4,190 SH   SOLE 0 4,190 0 0
CALIFORNIA WATER SERVICE GROUP COM 130788102 23 1,000 SH   SOLE 0 1,000 0 0
FAMOUS DAVES OF AMERICA COM 307068106 4 200 SH   OTR 0 200 0 0
POWERSHARES DB COMMODITY COM 73935S105 5 200 SH   DFND 0 0 200 0
POWERSHARES DB COMMODITY COM 73935S105 55 2,150 SH   SOLE 0 2,150 0 0
POWERSHARES DB COMMODITY COM 73935S105 73 2,850 SH   OTR 0 2,550 0 300
DIEBOLD INC. COM 253651103 1 21 SH   OTR 0 21 0 0
E. I. DUPONT DE NEMOURS COM 263534109 50 775 SH   DFND 0 775 0 0
E. I. DUPONT DE NEMOURS COM 263534109 203 3,125 SH   OTR 0 2,525 0 600
E. I. DUPONT DE NEMOURS COM 263534109 3,594 55,319 SH   SOLE 0 55,319 0 0
PROSHARES ULTRA DOW 30 COM 74347R305 1 13 SH   SOLE 0 13 0 0
DEERE & CO. COM 244199105 8 86 SH   SOLE 0 86 0 0
DEJOUR ENTERPRISES LTD COM 24486R103 0 3,000 SH   OTR 0 3,000 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 0 0 SH   OTR 0 0 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 2 31 SH   SOLE 0 31 0 0
DISNEY WALT HOLDING CO. COM 254687106 57 750 SH   DFND 0 750 0 0
DISNEY WALT HOLDING CO. COM 254687106 67 875 SH   OTR 0 875 0 0
DISNEY WALT HOLDING CO. COM 254687106 4,193 54,884 SH   SOLE 0 54,884 0 0
DISH NETWORK CORP. - A COM 25470M109 2 29 SH   SOLE 0 29 0 0
DOVER CORPORATION COM 260003108 19 200 SH   OTR 0 200 0 0
DOW CHEMICAL COM 260543103 0 0 SH   OTR 0 0 0 0
DOW CHEMICAL COM 260543103 0 0 SH   OTR 0 0 0 0
DOW CHEMICAL COM 260543103 17 381 SH   SOLE 0 381 0 0
DARDEN RESTAURANTS INC. COM 237194105 0 0 SH   OTR 0 0 0 0
DARDEN RESTAURANTS INC. COM 237194105 92 1,700 SH   DFND 0 0 1,700 0
DTE ENERGY CO. COM 233331107 4 60 SH   SOLE 0 60 0 0
DIRECTV COM 25490A309 0 0 SH   OTR 0 0 0 0
DIRECTV COM 25490A309 3 49 SH   OTR 0 49 0 0
DUKE ENERGY CORP. COM 26441C204 0 0 SH   OTR 0 0 0 0
DUKE ENERGY CORP. COM 26441C204 0 0 SH   OTR 0 0 0 0
DUKE ENERGY CORP. COM 26441C204 774 11,216 SH   SOLE 0 11,216 0 0
DEVON ENERGY CORP. COM 25179M103 0 0 SH   OTR 0 0 0 0
DEVON ENERGY CORP. COM 25179M103 201 3,250 SH   SOLE 0 3,250 0 0
DYNEX CAPITAL INC. COM 26817Q506 8 1,000 SH   SOLE 0 1,000 0 0
ELECTRONIC ARTS INC. COM 285512109 0 0 SH   OTR 0 0 0 0
ELECTRONIC ARTS INC. COM 285512109 0 0 SH   OTR 0 0 0 0
ELECTRONIC ARTS INC. COM 285512109 9 400 SH   SOLE 0 400 0 0
EMERGENT BIOSOLUTIONS INC. COM 29089Q105 0 5 SH   SOLE 0 5 0 0
ENCANA CORP. COM 292505104 0 0 SH   OTR 0 0 0 0
ENCANA CORP. COM 292505104 4 200 SH   OTR 0 200 0 0
CONSOLIDATED EDISON INC. COM 209115104 0 0 SH   OTR 0 0 0 0
CONSOLIDATED EDISON INC. COM 209115104 21 375 SH   SOLE 0 375 0 0
NEW ORIENTAL EDUCATION & TECHNOLOGY GROUP INC. COM 647581107 0 3 SH   SOLE 0 3 0 0
ISHARES MSCI EMERGING MARKETS COM 464287234 138 3,300 SH   DFND 0 3,300 0 0
ISHARES MSCI EMERGING MARKETS COM 464287234 149 3,570 SH   OTR 0 3,520 0 50
ISHARES MSCI EMERGING MARKETS COM 464287234 6,328 151,413 SH   SOLE 0 151,413 0 0
ENBRIDGE ENERGY PARTNERS LP COM 29250R106 30 1,000 SH   SOLE 0 1,000 0 0
ISHARES MSCI EAFE INDEX FUND COM 464287465 0 0 SH   OTR 0 0 0 0
ISHARES MSCI EAFE INDEX FUND COM 464287465 11 170 SH   OTR 0 170 0 0
ISHARES MSCI EAFE INDEX FUND COM 464287465 310 4,613 SH   SOLE 0 4,613 0 0
ISHARES MSCI EAFE GROWTH INDEX COM 464288885 125 1,750 SH   DFND 0 1,750 0 0
ISHARES MSCI EAFE GROWTH INDEX COM 464288885 295 4,125 SH   OTR 0 4,025 0 100
ISHARES MSCI EAFE GROWTH INDEX COM 464288885 8,118 113,570 SH   SOLE 0 113,570 0 0
EMULEX CORP. COM 292475209 4 500 SH   SOLE 0 500 0 0
EMC CORP. COM 268648102 58 2,300 SH   OTR 0 1,300 0 1,000
EMC CORP. COM 268648102 108 4,300 SH   DFND 0 4,000 300 0
EMC CORP. COM 268648102 3,483 138,505 SH   SOLE 0 138,505 0 0
EMERSON ELECTRIC COM 291011104 39 550 SH   OTR 0 0 0 550
EMERSON ELECTRIC COM 291011104 3,708 52,836 SH   SOLE 0 52,836 0 0
EOG RESOURCES INC COM 26875P101 0 0 SH   OTR 0 0 0 0
EOG RESOURCES INC COM 26875P101 1 8 SH   SOLE 0 8 0 0
ENTERPRISE PRODUCTS INC. COM 293792107 45 675 SH   SOLE 0 675 0 0
ISHARES MSCI PACIFIC EX JAPAN COM 464286665 0 0 SH   OTR 0 0 0 0
ISHARES MSCI PACIFIC EX JAPAN COM 464286665 0 0 SH   OTR 0 0 0 0
ISHARES MSCI PACIFIC EX JAPAN COM 464286665 5 100 SH   SOLE 0 100 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 211 3,003 SH   SOLE 0 3,003 0 0
ISHARES MSCI CANADA INDEX FUND COM 464286509 71 2,425 SH   DFND 0 2,425 0 0
ISHARES MSCI CANADA INDEX FUND COM 464286509 179 6,125 SH   OTR 0 6,125 0 0
ISHARES MSCI CANADA INDEX FUND COM 464286509 2,449 83,974 SH   SOLE 0 83,974 0 0
ISHARES MSCI SOUTH KOREA INDEX COM 464286772 16 250 SH   SOLE 0 250 0 0
ISHARES MSCI BRAZIL INDEX COM 464286400 0 0 SH   OTR 0 0 0 0
ISHARES MSCI BRAZIL INDEX COM 464286400 20 450 SH   SOLE 0 450 0 0
EXELON CORPORATION COM 30161N101 0 0 SH   OTR 0 0 0 0
EXELON CORPORATION COM 30161N101 8 300 SH   SOLE 0 300 0 0
EXELIXIS INC. COM 30161Q104 2 300 SH   OTR 0 300 0 0
EXTERRAN HOLDINGS INC. COM 30225X103 68 2,000 SH   OTR 0 2,000 0 0
FORD MOTOR COMPANY COM 345370860 23 1,500 SH   DFND 0 1,500 0 0
FORD MOTOR COMPANY COM 345370860 88 5,675 SH   OTR 0 4,675 0 1,000
FORD MOTOR COMPANY COM 345370860 3,305 214,175 SH   SOLE 0 214,175 0 0
FACEBOOK INC. COM 30303M102 4 67 SH   OTR 0 67 0 0
FACEBOOK INC. COM 30303M102 24 440 SH   SOLE 0 440 0 0
FEDEX CORPORATION COM 31428X106 47 325 SH   OTR 0 225 0 100
FEDEX CORPORATION COM 31428X106 58 400 SH   DFND 0 400 0 0
FEDEX CORPORATION COM 31428X106 3,972 27,625 SH   SOLE 0 27,625 0 0
FIRSTENERGY CORP. COM 337932107 2 50 SH   OTR 0 50 0 0
FIRSTENERGY CORP. COM 337932107 47 1,417 SH   SOLE 0 1,417 0 0
FIFTH THIRD BANCORP COM 316773100 2 111 SH   OTR 0 111 0 0
FIFTH THIRD BANCORP COM 316773100 57 2,700 SH   SOLE 0 2,700 0 0
FLUOR CORP COM 343412102 44 550 SH   OTR 0 550 0 0
FLUOR CORP COM 343412102 1,433 17,848 SH   SOLE 0 17,848 0 0
FREDDIE MAC COM 313400301 29 10,000 SH   OTR 0 10,000 0 0
FIRST MARBLEHEAD CORP. COM 320771207 0 15 SH   OTR 0 15 0 0
FIRSTMERIT CORP. COM 337915102 2 90 SH   SOLE 0 90 0 0
TWENTY-FIRST CENTURY FOX, INC. COM 90130A101 0 0 SH   OTR 0 0 0 0
TWENTY-FIRST CENTURY FOX, INC. COM 90130A101 0 10 SH   OTR 0 10 0 0
FRONTIER COMMUNICATIONS CORP. COM 35906A108 0 0 SH   OTR 0 0 0 0
FRONTIER COMMUNICATIONS CORP. COM 35906A108 1 126 SH   OTR 0 126 0 0
FRONTIER COMMUNICATIONS CORP. COM 35906A108 40 8,612 SH   SOLE 0 8,612 0 0
CURRENCYSHARES AUSTRALIAN DOLLAR TRUST COM 23129U101 7 75 SH   SOLE 0 75 0 0
CURRENCYSHARES AUSTRALIAN DOLLAR TRUST COM 23129U101 94 1,050 SH   OTR 0 1,050 0 0
CURRENCYSHARES CANADIAN DOLLAR TRUST COM 23129X105 0 0 SH   OTR 0 0 0 0
CURRENCYSHARES CANADIAN DOLLAR TRUST COM 23129X105 5 50 SH   SOLE 0 50 0 0
FOX PETROLEUM INC. COM 351465208 0 1,600 SH   OTR 0 1,600 0 0
GENERAL DYNAMICS CORP. COM 369550108 0 0 SH   OTR 0 0 0 0
GENERAL DYNAMICS CORP. COM 369550108 43 450 SH   SOLE 0 450 0 0
GENERAL ELECTRIC COM 369604103 0 0 SH   OTR 0 0 0 0
GENERAL ELECTRIC COM 369604103 161 5,741 SH   OTR 0 5,491 0 250
GENERAL ELECTRIC COM 369604103 4,320 154,117 SH   SOLE 0 154,117 0 0
GOLDCORP INC. COM 380956409 50 2,300 SH   DFND 0 2,300 0 0
GOLDCORP INC. COM 380956409 84 3,890 SH   OTR 0 3,390 0 500
GOLDCORP INC. COM 380956409 1,125 51,900 SH   SOLE 0 51,900 0 0
GILEAD SCIENCES INC. COM 375558103 0 0 SH   OTR 0 0 0 0
GILEAD SCIENCES INC. COM 375558103 30 400 SH   SOLE 0 400 0 0
GENERAL MILLS COM 370334104 0 0 SH   OTR 0 0 0 0
GENERAL MILLS COM 370334104 100 2,000 SH   DFND 0 0 2,000 0
GENERAL MILLS COM 370334104 1,125 22,532 SH   SOLE 0 22,532 0 0
CORNING INC. COM 219350105 4 250 SH   SOLE 0 250 0 0
GENERAL MOTORS COM 37045V100 3 72 SH   SOLE 0 72 0 0
GOOGLE INC. COM 38259P508 10 9 SH   OTR 0 9 0 0
GOOGLE INC. COM 38259P508 451 402 SH   SOLE 0 402 0 0
GOLDSANDS DEVELOPMENT COMPANY COM 381454107 0 25,000 SH   OTR 0 25,000 0 0
GLAXOSMITHKLINE PLC ADR COM 37733W105 101 1,900 SH   OTR 0 1,900 0 0
GLAXOSMITHKLINE PLC ADR COM 37733W105 174 3,258 SH   SOLE 0 3,258 0 0
GOODYEAR TIRE & RUBBER COM 382550101 0 0 SH   OTR 0 0 0 0
GOODYEAR TIRE & RUBBER COM 382550101 4 150 SH   OTR 0 150 0 0
GUNPOWDER GOLD CORP. COM 403073109 0 4,550 SH   OTR 0 4,550 0 0
W. W. GRAINGER COM 384802104 0 0 SH   OTR 0 0 0 0
W. W. GRAINGER COM 384802104 26 100 SH   OTR 0 100 0 0
HALLIBURTON COMPANY COM 406216101 17 337 SH   SOLE 0 337 0 0
HUNTINGTON BANCSHARES COM 446150104 0 0 SH   OTR 0 0 0 0
HUNTINGTON BANCSHARES COM 446150104 1 78 SH   OTR 0 78 0 0
HSBC HOLDINGS PLC-SPONS ADR COM 404280406 67 1,210 SH   SOLE 0 1,210 0 0
HCP INC. COM 40414L109 0 0 SH   OTR 0 0 0 0
HCP INC. COM 40414L109 8 225 SH   OTR 0 225 0 0
HOME DEPOT INC. COM 437076102 0 0 SH   OTR 0 0 0 0
HOME DEPOT INC. COM 437076102 0 0 SH   OTR 0 0 0 0
HOME DEPOT INC. COM 437076102 190 2,311 SH   SOLE 0 2,311 0 0
HAWAIIAN ELECTRIC INDUSTRIES COM 419870100 6 242 SH   OTR 0 242 0 0
HELEN OF TROY LTD COM G4388N106 0 0 SH   OTR 0 0 0 0
HELEN OF TROY LTD COM G4388N106 119 2,400 SH   OTR 0 2,400 0 0
HILLENBRAND, INC. COM 431571108 3 100 SH   SOLE 0 100 0 0
HARTFORD FINANCIAL SVCS GROUP COM 416515104 0 0 SH   OTR 0 0 0 0
HARTFORD FINANCIAL SVCS GROUP COM 416515104 72 2,000 SH   OTR 0 2,000 0 0
HANCOCK FABRICS INC. COM 409900107 1 1,200 SH   SOLE 0 1,200 0 0
HARLEY-DAVIDSON INC. COM 412822108 0 0 SH   OTR 0 0 0 0
HARLEY-DAVIDSON INC. COM 412822108 0 0 SH   OTR 0 0 0 0
HARLEY-DAVIDSON INC. COM 412822108 3 50 SH   SOLE 0 50 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 461 5,040 SH   SOLE 0 5,040 0 0
HEWLETT-PACKARD COMPANY COM 428236103 15 550 SH   SOLE 0 550 0 0
HILL-ROM HOLDINGS, INC. COM 431475102 4 100 SH   SOLE 0 100 0 0
HERSHEY FOODS CORP. COM 427866108 29 300 SH   SOLE 0 300 0 0
HUMANA INC COM 444859102 28 275 SH   OTR 0 275 0 0
HUMANA INC COM 444859102 67 650 SH   DFND 0 650 0 0
HUMANA INC COM 444859102 2,556 24,758 SH   SOLE 0 24,758 0 0
HEADWATERS, INC. COM 42210P102 4 400 SH   OTR 0 400 0 0
HEADWATERS, INC. COM 42210P102 20 2,000 SH   SOLE 0 2,000 0 0
ISHARES NASDAQ BIOTECHNOLOGY FD COM 464287556 79 350 SH   SOLE 0 350 0 0
INT`L BUSINESS MACHINES COM 459200101 47 250 SH   DFND 0 250 0 0
INT`L BUSINESS MACHINES COM 459200101 127 675 SH   OTR 0 675 0 0
INT`L BUSINESS MACHINES COM 459200101 5,407 28,827 SH   SOLE 0 28,827 0 0
ISHARES COHEN & STEERS REALTY MAJORS INDEX FUND COM 464287564 4 58 SH   SOLE 0 58 0 0
INNOVATIVE CLINICAL SOLUTION, LTD. COM 45767E305 0 16 SH   SOLE 0 16 0 0
ISHARES D.J. US OIL EQUIPMENT & SVCS COM 464288844 71 1,100 SH   SOLE 0 1,100 0 0
MS INDIA FUND COM 61745C105 0 0 SH   OTR 0 0 0 0
MS INDIA FUND COM 61745C105 5 300 SH   SOLE 0 300 0 0
ISHARES CORE S&P MID-CAP ETF COM 464287507 181 1,350 SH   DFND 0 1,350 0 0
ISHARES CORE S&P MID-CAP ETF COM 464287507 642 4,800 SH   OTR 0 4,725 0 75
ISHARES CORE S&P MID-CAP ETF COM 464287507 13,498 100,873 SH   SOLE 0 100,873 0 0
ISHARES S&P MIDCAP 400 VALUE COM 464287705 9 79 SH   SOLE 0 79 0 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 12 82 SH   SOLE 0 82 0 0
ISHARES CORE S&P SMALL-CAP ETF COM 464287804 218 2,000 SH   DFND 0 1,750 250 0
ISHARES CORE S&P SMALL-CAP ETF COM 464287804 339 3,105 SH   OTR 0 2,905 0 200
ISHARES CORE S&P SMALL-CAP ETF COM 464287804 12,734 116,688 SH   SOLE 0 116,688 0 0
ISHARES S & P LATIN AMERICA 40 FUND COM 464287390 2 50 SH   SOLE 0 50 0 0
INTEL CORPORATION COM 458140100 0 0 SH   OTR 0 0 0 0
INTEL CORPORATION COM 458140100 6 250 SH   OTR 0 250 0 0
INTEL CORPORATION COM 458140100 482 18,567 SH   SOLE 0 18,567 0 0
ION GEOPHYSICAL CORPORATION COM 462044108 1 300 SH   OTR 0 300 0 0
IMPERIAL RESOURCES INC. COM 45308Q106 0 5,200 SH   OTR 0 5,200 0 0
INGERSOLL-RAND PLC COM G47791101 0 0 SH   OTR 0 0 0 0
INGERSOLL-RAND PLC COM G47791101 21 335 SH   OTR 0 335 0 0
IRIDIUM COMMUNICATIONS INC. COM 46269C102 9 1,425 SH   OTR 0 1,425 0 0
INTUITIVE SURGICAL INC. COM 46120E602 0 0 SH   OTR 0 0 0 0
INTUITIVE SURGICAL INC. COM 46120E602 0 0 SH   OTR 0 0 0 0
INTUITIVE SURGICAL INC. COM 46120E602 106 275 SH   SOLE 0 275 0 0
ISHARES S&P 500 VALUE INDEX FUND COM 464287408 4 50 SH   SOLE 0 50 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 242 1,305 SH   SOLE 0 1,305 0 0
ISHARES S&P 500 GROWTH INDEX FD COM 464287309 20 200 SH   OTR 0 200 0 0
ISHARES S&P 500 GROWTH INDEX FD COM 464287309 857 8,681 SH   SOLE 0 8,681 0 0
ISHARES RUSSELL 1000 INDEX FUND COM 464287622 165 1,602 SH   SOLE 0 1,602 0 0
ISHARES RUSSELL 1000 VALUE COM 464287598 10 103 SH   SOLE 0 103 0 0
ISHARES RUSSELL 1000 GROWTH COM 464287614 19 225 SH   SOLE 0 225 0 0
ISHARES RUSSELL 2000 INDEX FUND COM 464287655 19 168 SH   SOLE 0 168 0 0
ISHARES RUSSELL 2000 VALUE INDEX COM 464287630 12 121 SH   SOLE 0 121 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND COM 464287481 105 1,245 SH   SOLE 0 1,245 0 0
ISHARES RUSSELL MIDCAP VALUE COM 464287473 17 266 SH   SOLE 0 266 0 0
ISHARES RUSSELL 3000 VALUE INDEX COM 464287663 4 32 SH   SOLE 0 32 0 0
ISHARES DJ U.S. FINANCIAL INDEX COM 464287788 16 200 SH   SOLE 0 200 0 0
ISHARES DOW JONES REAL ESTATE COM 464287739 0 0 SH   OTR 0 0 0 0
ISHARES DOW JONES REAL ESTATE COM 464287739 0 0 SH   OTR 0 0 0 0
ISHARES DOW JONES REAL ESTATE COM 464287739 114 1,800 SH   SOLE 0 1,800 0 0
ISHARES DOW JONES US INDEX FUND COM 464287846 5 55 SH   SOLE 0 55 0 0
JACK IN THE BOX INC COM 466367109 10 200 SH   SOLE 0 200 0 0
JOHNSON CONTROLS, INC. COM 478366107 0 0 SH   OTR 0 0 0 0
JOHNSON CONTROLS, INC. COM 478366107 0 0 SH   OTR 0 0 0 0
JOHNSON CONTROLS, INC. COM 478366107 15 283 SH   SOLE 0 283 0 0
JOHNSON & JOHNSON COM 478160104 0 0 SH   OTR 0 0 0 0
JOHNSON & JOHNSON COM 478160104 117 1,272 SH   OTR 0 1,272 0 0
JOHNSON & JOHNSON COM 478160104 608 6,640 SH   SOLE 0 6,640 0 0
J.P. MORGAN CHASE & CO. COM 46625H100 44 750 SH   DFND 0 750 0 0
J.P. MORGAN CHASE & CO. COM 46625H100 95 1,625 SH   OTR 0 1,625 0 0
J.P. MORGAN CHASE & CO. COM 46625H100 3,414 58,376 SH   SOLE 0 58,376 0 0
KINROSS GOLD COM 496902404 1 222 SH   OTR 0 222 0 0
KINDER MORGAN ENERGY PARTNERS LP COM 494550106 81 1,000 SH   SOLE 0 1,000 0 0
COCA COLA COM 191216100 33 800 SH   DFND 0 800 0 0
COCA COLA COM 191216100 89 2,150 SH   OTR 0 2,150 0 0
COCA COLA COM 191216100 3,373 81,642 SH   SOLE 0 81,642 0 0
MARKET VECTORS - COAL ETF COM 57060U837 5 250 SH   SOLE 0 250 0 0
KROGER CO. COM 501044101 0 0 SH   OTR 0 0 0 0
KROGER CO. COM 501044101 88 2,225 SH   SOLE 0 2,225 0 0
SPDR S & P REGIONAL BANKING COM 78464A698 0 0 SH   OTR 0 0 0 0
SPDR S & P REGIONAL BANKING COM 78464A698 0 0 SH   OTR 0 0 0 0
SPDR S & P REGIONAL BANKING COM 78464A698 59 1,450 SH   SOLE 0 1,450 0 0
KRAFT FOODS GROUP, INC. COM 50076Q106 158 2,938 SH   OTR 0 2,538 0 400
KRAFT FOODS GROUP, INC. COM 50076Q106 1,643 30,470 SH   SOLE 0 30,470 0 0
LIBERTY STAR URANIUM & METAL COM 53123T206 0 1,750 SH   OTR 0 1,750 0 0
LARGO RESOURCES LTD. COM 517103107 1 4,000 SH   OTR 0 4,000 0 0
ELI LILLY COM 532457108 73 1,428 SH   SOLE 0 1,428 0 0
ELI LILLY COM 532457108 510 10,000 SH   OTR 0 10,000 0 0
LOCKHEED MARTIN CORP. COM 539830109 37 250 SH   SOLE 0 250 0 0
LINCOLN NATIONAL CORP. IND. COM 534187109 0 0 SH   OTR 0 0 0 0
LINCOLN NATIONAL CORP. IND. COM 534187109 0 0 SH   OTR 0 0 0 0
LINCOLN NATIONAL CORP. IND. COM 534187109 5 100 SH   OTR 0 100 0 0
LOWES COMPANIES INC. COM 548661107 62 1,259 SH   SOLE 0 1,259 0 0
L`OREAL COMPANY - ADR COM 502117203 7 195 SH   SOLE 0 195 0 0
LSI LOGIC COM 502161102 2 215 SH   SOLE 0 215 0 0
LIMITED STORES COM 501797104 44 708 SH   SOLE 0 708 0 0
LVMH MOET HENNESSY LOUIS ADR COM 502441306 11 309 SH   SOLE 0 309 0 0
LLOYDS TSB GROUP PLC - SP ADR COM 539439109 0 0 SH   OTR 0 0 0 0
LLOYDS TSB GROUP PLC - SP ADR COM 539439109 3 500 SH   SOLE 0 500 0 0
LSI INDUSTRIES INC. COM 50216C108 3 300 SH   SOLE 0 300 0 0
MACY`S INC. COM 55616P104 48 896 SH   SOLE 0 896 0 0
MASTERCARD INC. COM 57636Q104 0 0 SH   OTR 0 0 0 0
MASTERCARD INC. COM 57636Q104 3 4 SH   SOLE 0 4 0 0
MARRIOTT INTERNATIONAL CLASS A COM 571903202 0 0 SH   OTR 0 0 0 0
MARRIOTT INTERNATIONAL CLASS A COM 571903202 5 100 SH   OTR 0 100 0 0
MASCO CORPORATION COM 574599106 2 76 SH   SOLE 0 76 0 0
MCDONALD`S CORP. COM 580135101 0 0 SH   OTR 0 0 0 0
MCDONALD`S CORP. COM 580135101 56 575 SH   OTR 0 575 0 0
MCDONALD`S CORP. COM 580135101 1,322 13,625 SH   SOLE 0 13,625 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 44 1,242 SH   OTR 0 1,242 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 2,847 80,662 SH   SOLE 0 80,662 0 0
MEDTRONIC, INC. COM 585055106 0 0 SH   OTR 0 0 0 0
MEDTRONIC, INC. COM 585055106 13 225 SH   OTR 0 225 0 0
MEDTRONIC, INC. COM 585055106 61 1,057 SH   SOLE 0 1,057 0 0
S&P MIDCAP 400 SPDR TRUST COM 78467Y107 39 158 SH   SOLE 0 158 0 0
METLIFE, INC. COM 59156R108 4 66 SH   SOLE 0 66 0 0
MANULIFE FINANCIAL CORPORATION COM 56501R106 15 760 SH   SOLE 0 760 0 0
MARKEL CORPORATION COM 570535104 58 100 SH   SOLE 0 100 0 0
MARSH & MCLENNAN COM 571748102 4 82 SH   SOLE 0 82 0 0
3M COMPANY COM 88579Y101 0 0 SH   OTR 0 0 0 0
3M COMPANY COM 88579Y101 11 75 SH   OTR 0 75 0 0
3M COMPANY COM 88579Y101 255 1,818 SH   SOLE 0 1,818 0 0
MALLINCKRODT PLC COM G5785G107 2 37 SH   OTR 0 37 0 0
ALTRIA GROUP INC. COM 02209S103 63 1,639 SH   OTR 0 1,639 0 0
ALTRIA GROUP INC. COM 02209S103 78 2,035 SH   SOLE 0 2,035 0 0
THE MOSAIC COMPANY COM 61945C103 0 0 SH   OTR 0 0 0 0
THE MOSAIC COMPANY COM 61945C103 5 100 SH   OTR 0 0 0 100
MERCK & CO. INC. COM 58933Y105 100 2,000 SH   DFND 0 2,000 0 0
MERCK & CO. INC. COM 58933Y105 142 2,843 SH   OTR 0 2,743 0 100
MERCK & CO. INC. COM 58933Y105 5,165 103,196 SH   SOLE 0 103,196 0 0
MORGAN STANLEY DEAN WITTER & CO. COM 617446448 0 0 SH   OTR 0 0 0 0
MORGAN STANLEY DEAN WITTER & CO. COM 617446448 0 0 SH   OTR 0 0 0 0
MORGAN STANLEY DEAN WITTER & CO. COM 617446448 2 72 SH   SOLE 0 72 0 0
MICROSOFT CORP. COM 594918104 0 0 SH   OTR 0 0 0 0
MICROSOFT CORP. COM 594918104 2 50 SH   OTR 0 50 0 0
MICROSOFT CORP. COM 594918104 450 12,019 SH   SOLE 0 12,019 0 0
MANITOWOC CO. COM 563571108 0 0 SH   OTR 0 0 0 0
MANITOWOC CO. COM 563571108 5 200 SH   SOLE 0 200 0 0
MAXIM INTEGRATED PRODUCTS COM 57772K101 0 10 SH   SOLE 0 10 0 0
MYLAN LABORATORIES, INC. COM 628530107 0 0 SH   OTR 0 0 0 0
MYLAN LABORATORIES, INC. COM 628530107 99 2,273 SH   SOLE 0 2,273 0 0
MYR GROUP INC / DELAWARE COM 55405W104 13 500 SH   OTR 0 500 0 0
NETSUITE INC. COM 64118Q107 21 200 SH   SOLE 0 200 0 0
NORTHERN DYNASTY MINERALS COM 66510M204 6 5,000 SH   OTR 0 5,000 0 0
NOBLE CORP COM G65431101 0 0 SH   OTR 0 0 0 0
NOBLE CORP COM G65431101 21 550 SH   SOLE 0 550 0 0
NEXTERA ENERGY INC. COM 65339F101 17 200 SH   DFND 0 200 0 0
NEXTERA ENERGY INC. COM 65339F101 64 750 SH   OTR 0 350 0 400
NEXTERA ENERGY INC. COM 65339F101 1,807 21,109 SH   SOLE 0 21,109 0 0
NEWMONT MINING CORP. COM 651639106 0 0 SH   OTR 0 0 0 0
NEWMONT MINING CORP. COM 651639106 6 278 SH   OTR 0 278 0 0
NGP CAPITAL RESOURCES COMPANY COM 62912R107 1 100 SH   SOLE 0 100 0 0
NISOURCE INC. COM 65473P105 20 612 SH   SOLE 0 612 0 0
NIKE, INC. CLASS B COM 654106103 16 200 SH   SOLE 0 200 0 0
ANNALY MORTGAGE MANAGEMENT COM 35710409 35 3,500 SH   SOLE 0 3,500 0 0
ANNALY MORTGAGE MANAGEMENT COM 35710409 4 400 SH   SOLE 0 400 0 0
NRG ENERGY INC. COM 629377508 3 88 SH   OTR 0 88 0 0
NORTEL NETWORKS CORP COM 656568508 0 67 SH   SOLE 0 67 0 0
NUSTAR ENERGY L.P. COM 67058H102 5 100 SH   OTR 0 100 0 0
NORFOLK SOUTHERN COM 655844108 42 450 SH   SOLE 0 450 0 0
NESTLE S A SPON. REG. ADRF COM 641069406 10 142 SH   SOLE 0 142 0 0
NORTHERN TR CL AGG BD IDX FUND COM NTCAT 35 297 SH   SOLE 0 297 0 0
NORTHEAST UTILITIES COM 664397106 44 1,039 SH   SOLE 0 1,039 0 0
NUANCE COMMUNICATION INC. COM 67020Y100 2 150 SH   OTR 0 150 0 0
NUCOR CORP. COM 670346105 45 850 SH   DFND 0 850 0 0
NUCOR CORP. COM 670346105 71 1,325 SH   OTR 0 825 0 500
NUCOR CORP. COM 670346105 2,729 51,120 SH   SOLE 0 51,120 0 0
NOVO-NORDISK A/S ADR COM 670100205 8 45 SH   SOLE 0 45 0 0
NOVARTIS AG-ADR COM 66987V109 7 90 SH   SOLE 0 90 0 0
NEWELL RUBBERMAID INC. COM 651229106 6 200 SH   SOLE 0 200 0 0
NEWS CORP NEW CL A COM 65249B109 0 2 SH   OTR 0 2 0 0
ISHARES NYSE COMPOSITE INDEX COM 464287143 1 10 SH   SOLE 0 10 0 0
OWENS CORNING COM 690742101 8 200 SH   OTR 0 200 0 0
IPATH S&P GSCI CRUDE OIL TOTAL RETURN INDEX COM 06738C786 12 500 SH   OTR 0 500 0 0
OCEAN POWER TECHNOLOGIES INC. COM 674870308 1 600 SH   OTR 0 600 0 0
ORACLE CORP. COM 68389X105 40 1,050 SH   OTR 0 1,050 0 0
ORACLE CORP. COM 68389X105 57 1,500 SH   DFND 0 1,500 0 0
ORACLE CORP. COM 68389X105 3,153 82,405 SH   SOLE 0 82,405 0 0
ORAMED PHARMACEUTICALS INC. COM 68403P203 5 334 SH   OTR 0 334 0 0
OCCIDENTAL PETROLEUM COM 674599105 38 400 SH   OTR 0 400 0 0
OCCIDENTAL PETROLEUM COM 674599105 100 1,050 SH   DFND 0 750 300 0
OCCIDENTAL PETROLEUM COM 674599105 5,307 55,809 SH   SOLE 0 55,809 0 0
PANACOS PHARMACEUTICALS INC COM 69811Q106 0 100 SH   OTR 0 100 0 0
PETROLEO BRASILEIRO S.A.-ADR COM 71654V408 0 0 SH   OTR 0 0 0 0
PETROLEO BRASILEIRO S.A.-ADR COM 71654V408 8 550 SH   OTR 0 300 0 250
PACCAR INC. COM 693718108 3 43 SH   SOLE 0 43 0 0
PLUM CREEK TIMBER CO. INC. COM 729251108 0 0 SH   OTR 0 0 0 0
PLUM CREEK TIMBER CO. INC. COM 729251108 98 2,100 SH   SOLE 0 2,100 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC. COM 744573106 7 227 SH   SOLE 0 227 0 0
PEPSICO, INC. COM 713448108 0 0 SH   OTR 0 0 0 0
PEPSICO, INC. COM 713448108 490 5,910 SH   SOLE 0 5,910 0 0
PETSMART INC. COM 716768106 0 0 SH   OTR 0 0 0 0
PETSMART INC. COM 716768106 7 90 SH   OTR 0 90 0 0
PFIZER, INC. COM 717081103 0 0 SH   OTR 0 0 0 0
PFIZER, INC. COM 717081103 137 4,469 SH   OTR 0 4,469 0 0
PFIZER, INC. COM 717081103 1,224 39,956 SH   SOLE 0 39,956 0 0
PROCTER & GAMBLE COM 742718109 204 2,500 SH   DFND 0 2,300 200 0
PROCTER & GAMBLE COM 742718109 386 4,740 SH   OTR 0 4,740 0 0
PROCTER & GAMBLE COM 742718109 10,862 133,422 SH   SOLE 0 133,422 0 0
PROGRESSIVE CORP. COM 743315103 11 400 SH   SOLE 0 400 0 0
PIPER JAFFRAY COS COM 724078100 0 0 SH   OTR 0 0 0 0
PIPER JAFFRAY COS COM 724078100 0 5 SH   SOLE 0 5 0 0
PROTECTIVE LIFE CORP COM 743674103 46 900 SH   SOLE 0 900 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 48 550 SH   DFND 0 550 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 65 750 SH   OTR 0 750 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 1,884 21,621 SH   SOLE 0 21,621 0 0
PNC FINANCIAL SERVICES GP INC. COM 693475105 2 25 SH   OTR 0 25 0 0
PNC FINANCIAL SERVICES GP INC. COM 693475105 18 238 SH   SOLE 0 238 0 0
PENTAIR, LTD COM H6169Q108 21 276 SH   SOLE 0 276 0 0
PANERA BREAD COMPANY CLASS `A` COM 69840W108 18 100 SH   OTR 0 0 0 100
PIEDMONT NATURAL GAS CO. COM 720186105 10 300 SH   SOLE 0 300 0 0
PORTLAND GENERAL ELECTRIC CO COM 736508847 60 2,000 SH   OTR 0 2,000 0 0
POTASH CORP SASKATCH COM 73755L107 0 0 SH   OTR 0 0 0 0
POTASH CORP SASKATCH COM 73755L107 12 350 SH   SOLE 0 350 0 0
PPL CORPORATION COM 69351T106 14 470 SH   SOLE 0 470 0 0
PROSAFE SE ADR COM 74346V109 31 4,000 SH   OTR 0 4,000 0 0
PRUDENTIAL FINANCIAL INC. COM 744320102 2 23 SH   OTR 0 23 0 0
PRUDENTIAL FINANCIAL INC. COM 744320102 46 500 SH   SOLE 0 500 0 0
PHILLIPS 66 COM 718546104 0 0 SH   OTR 0 0 0 0
PHILLIPS 66 COM 718546104 0 0 SH   OTR 0 0 0 0
PHILLIPS 66 COM 718546104 19 250 SH   OTR 0 250 0 0
E-TRACS UBS LONG PLATINUM ETN COM 902641786 8 500 SH   OTR 0 500 0 0
PRUDENTIAL PLC-ADR COM 74435K204 2 38 SH   SOLE 0 38 0 0
POWER RESOURCE EXPLORATION COM 73933D100 0 20 SH   OTR 0 20 0 0
POWERSHARES DYNAMIC LARGE CAP VALUE COM 73935X708 43 1,500 SH   SOLE 0 1,500 0 0
PRAXAIR INC. COM 74005P104 0 0 SH   OTR 0 0 0 0
PRAXAIR INC. COM 74005P104 16 125 SH   OTR 0 125 0 0
PRAXAIR INC. COM 74005P104 105 806 SH   SOLE 0 806 0 0
POWERSHARES CLEANTECH PORTFOLIO COM 73935X278 0 0 SH   OTR 0 0 0 0
POWERSHARES CLEANTECH PORTFOLIO COM 73935X278 21 650 SH   OTR 0 650 0 0
POWERSHARES CLEANTECH PORTFOLIO COM 73935X278 263 8,290 SH   SOLE 0 8,290 0 0
QUALCOMM, INC. COM 747525103 89 1,200 SH   DFND 0 1,000 200 0
QUALCOMM, INC. COM 747525103 226 3,050 SH   OTR 0 1,850 0 1,200
QUALCOMM, INC. COM 747525103 5,330 71,785 SH   SOLE 0 71,785 0 0
QEP RESOURCES, INC. COM 74733V100 0 0 SH   OTR 0 0 0 0
QEP RESOURCES, INC. COM 74733V100 3 114 SH   OTR 0 114 0 0
NASDAQ 100 UNIT TRUST COM 73935A104 12 138 SH   SOLE 0 138 0 0
QUANTUM FUEL SYSTEMS TECHNOLOGIES WORLDWIDE COM 74765E307 0 4 SH   OTR 0 4 0 0
RYDER SYSTEM INC. COM 783549108 44 600 SH   OTR 0 600 0 0
REYNOLDS AMERICAN INC. COM 761713106 8 166 SH   SOLE 0 166 0 0
ROYAL BANK OF SCOTLAND GROUP - SPON ADR COM 780097689 11 1,000 SH   SOLE 0 1,000 0 0
RENT-A-CENTER INC. COM 76009N100 9 275 SH   OTR 0 275 0 0
ROYAL DUTCH SHELL PLC-ADR A COM 780259206 7 94 SH   SOLE 0 94 0 0
ROYAL DUTCH SHELL PLC-ADR B COM 780259107 40 530 SH   SOLE 0 530 0 0
EVEREST RE GROUP LTD. COM G3223R108 94 600 SH   SOLE 0 600 0 0
RED HOT CONCEPTS, INC. COM 756601308 0 5,153 SH   OTR 0 5,153 0 0
ROBERT HALF INTERNATIONAL, INC. COM 770323103 0 0 SH   OTR 0 0 0 0
ROBERT HALF INTERNATIONAL, INC. COM 770323103 0 0 SH   OTR 0 0 0 0
ROBERT HALF INTERNATIONAL, INC. COM 770323103 6 150 SH   SOLE 0 150 0 0
ROCK-TENN COMPANY-CL A COM 772739207 11 105 SH   OTR 0 105 0 0
ROSS STORES INC. COM 778296103 37 500 SH   OTR 0 500 0 0
ROSS STORES INC. COM 778296103 60 800 SH   SOLE 0 800 0 0
RPM INTERNATIONAL, INC. COM 749685103 8 200 SH   OTR 0 200 0 0
RADIOSHACK CORP. COM 750438103 3 1,000 SH   SOLE 0 1,000 0 0
RAYTHEON COMPANY COM 755111507 0 0 SH   OTR 0 0 0 0
RAYTHEON COMPANY COM 755111507 10 109 SH   OTR 0 109 0 0
ROYAL BANK OF CANADA COM 780087102 8 121 SH   SOLE 0 121 0 0
RYLAND GROUP INC. COM 783764103 4 100 SH   SOLE 0 100 0 0
SAP AG - SPONS ADR COM 803054204 9 105 SH   SOLE 0 105 0 0
CHARLES SCHWAB CORP. COM 808513105 47 1,800 SH   SOLE 0 1,800 0 0
SPECTRA ENERGY CORP. COM 847560109 0 0 SH   OTR 0 0 0 0
SPECTRA ENERGY CORP. COM 847560109 0 0 SH   OTR 0 0 0 0
SPECTRA ENERGY CORP. COM 847560109 89 2,498 SH   SOLE 0 2,498 0 0
SEALED AIR CORPORATION COM 81211K100 28 825 SH   OTR 0 825 0 0
SEALED AIR CORPORATION COM 81211K100 159 4,675 SH   DFND 0 4,675 0 0
SEALED AIR CORPORATION COM 81211K100 2,726 80,047 SH   SOLE 0 80,047 0 0
SWIFT ENERGY CO COM 870738101 14 1,000 SH   OTR 0 1,000 0 0
SIGNATURE GROUP HOLDINGS INC. COM 82670C209 0 20 SH   OTR 0 20 0 0
SILEX SYSTEMS LTD COM Q85045104 1 300 SH   OTR 0 300 0 0
SIRIUS XM RADIO, INC. COM 82968B103 0 0 SH   OTR 0 0 0 0
SIRIUS XM RADIO, INC. COM 82968B103 5 1,470 SH   SOLE 0 1,470 0 0
THE JM SMUCKER CO. COM 832696405 12 118 SH   OTR 0 110 0 8
THE JM SMUCKER CO. COM 832696405 110 1,058 SH   SOLE 0 1,058 0 0
SCHLUMBERGER LTD. COM 806857108 45 500 SH   OTR 0 350 0 150
SCHLUMBERGER LTD. COM 806857108 50 550 SH   DFND 0 550 0 0
SCHLUMBERGER LTD. COM 806857108 3,311 36,740 SH   SOLE 0 36,740 0 0
SM ENERGY CO. COM 78454L100 8 100 SH   OTR 0 100 0 0
THE SCOTTS COMPANY - CL A COM 810186106 25 400 SH   OTR 0 400 0 0
SCRIPPS NETWORKS INTER - CLASS `A` COM 811065101 346 4,000 SH   SOLE 0 4,000 0 0
SANOFI-AVENTIS - ADR COM 80105N105 11 200 SH   SOLE 0 200 0 0
SOUTHERN COMPANY COM 842587107 4 100 SH   OTR 0 100 0 0
SOUTHERN COMPANY COM 842587107 66 1,597 SH   SOLE 0 1,597 0 0
STRATA OIL & GAS INC. COM 86270C105 2 12,000 SH   OTR 0 12,000 0 0
SONUS NETWORKS INC. COM 835916107 1 300 SH   SOLE 0 300 0 0
SIMON PROPERTY GROUP INC. COM 828806109 15 100 SH   SOLE 0 100 0 0
SUBURBAN PROPANE PARTNERS LP COM 864482104 6 120 SH   SOLE 0 120 0 0
SPIRIT AEROSYSTEMS HOLDINGS INC. COM 848574109 18 525 SH   OTR 0 525 0 0
SPDR S & P 500 ETF TRUST COM 78462F103 28 150 SH   DFND 0 150 0 0
SPDR S & P 500 ETF TRUST COM 78462F103 235 1,275 SH   OTR 0 975 0 300
SPDR S & P 500 ETF TRUST COM 78462F103 2,968 16,070 SH   SOLE 0 16,070 0 0
SCRIPPS E.W. CO. CLASS A COM 811054402 17 773 SH   SOLE 0 773 0 0
SUNCOR ENERGY INC. COM 867224107 0 0 SH   OTR 0 0 0 0
SUNCOR ENERGY INC. COM 867224107 112 3,200 SH   OTR 0 3,200 0 0
SWK HOLDINGS CORP. COM 78501P104 0 31 SH   OTR 0 31 0 0
SKYWORKS SOLUTIONS INC. COM 83088M102 5 175 SH   SOLE 0 175 0 0
SUNCOKE ENERGY INC. COM 86722A103 1 53 SH   OTR 0 53 0 0
SYSCO CORP. COM 871829107 0 0 SH   OTR 0 0 0 0
SYSCO CORP. COM 871829107 0 0 SH   OTR 0 0 0 0
SYSCO CORP. COM 871829107 7 200 SH   OTR 0 200 0 0
AT&T INC COM 00206R102 1 15 SH   OTR 0 15 0 0
AT&T INC COM 00206R102 433 12,305 SH   SOLE 0 12,305 0 0
TERADATA CORP. COM 88076W103 7 150 SH   SOLE 0 150 0 0
TE CONNECTIVITY LTD. COM H84989104 0 0 SH   OTR 0 0 0 0
TE CONNECTIVITY LTD. COM H84989104 6 100 SH   OTR 0 100 0 0
TEVA PHARMACEUTICALS - SP ADR COM 881624209 0 0 SH   OTR 0 0 0 0
TEVA PHARMACEUTICALS - SP ADR COM 881624209 0 0 SH   OTR 0 0 0 0
TEVA PHARMACEUTICALS - SP ADR COM 881624209 14 350 SH   OTR 0 350 0 0
TFS FINANCIAL CORP COM 87240R107 1 100 SH   SOLE 0 100 0 0
TARGET CORP. COM 87612E106 0 0 SH   OTR 0 0 0 0
TARGET CORP. COM 87612E106 0 0 SH   OTR 0 0 0 0
TARGET CORP. COM 87612E106 145 2,299 SH   SOLE 0 2,299 0 0
TIBCO SOFTWARE INC COM 88632Q103 4 200 SH   OTR 0 200 0 0
TITAN MEDICAL INC. COM 88830X108 1 1,000 SH   SOLE 0 1,000 0 0
TJX COMPANIES COM 872540109 0 0 SH   OTR 0 0 0 0
TJX COMPANIES COM 872540109 0 0 SH   OTR 0 0 0 0
TJX COMPANIES COM 872540109 64 1,000 SH   SOLE 0 1,000 0 0
TOYOTA MOTOR CORP-SPONS ADR COM 892331307 10 80 SH   SOLE 0 80 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 0 0 SH   OTR 0 0 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 14 125 SH   SOLE 0 125 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 17 150 SH   OTR 0 150 0 0
TRIQUINT SEMICONDUCTOR INC. COM 89674K103 0 0 SH   OTR 0 0 0 0
TRIQUINT SEMICONDUCTOR INC. COM 89674K103 1 100 SH   OTR 0 100 0 0
TRAVELERS COMPANIES INC. COM 89417E109 59 650 SH   DFND 0 600 50 0
TRAVELERS COMPANIES INC. COM 89417E109 88 975 SH   OTR 0 975 0 0
TRAVELERS COMPANIES INC. COM 89417E109 2,405 26,563 SH   SOLE 0 26,563 0 0
TENARIS SA-ADR COM 88031M109 11 250 SH   SOLE 0 250 0 0
TITAN PHARMACEUTICALS INC. COM 888314101 2 2,850 SH   SOLE 0 2,850 0 0
TUFFNELL LTD. COM 89904P104 0 30,000 SH   OTR 0 30,000 0 0
TIME WARNER INC. COM 887317303 0 0 SH   OTR 0 0 0 0
TIME WARNER INC. COM 887317303 6 81 SH   SOLE 0 81 0 0
TEXAS INSTRUMENTS COM 882508104 0 0 SH   OTR 0 0 0 0
TEXAS INSTRUMENTS COM 882508104 0 0 SH   OTR 0 0 0 0
TEXAS INSTRUMENTS COM 882508104 13 300 SH   SOLE 0 300 0 0
TYCO INTERNATIONAL LTD COM H89128104 0 0 SH   OTR 0 0 0 0
TYCO INTERNATIONAL LTD COM H89128104 48 1,161 SH   SOLE 0 1,161 0 0
UNITED BANKSHARES INC. COM 909907107 241 7,677 SH   SOLE 0 7,677 0 0
UIL HOLDINGS CORP COM 902748102 0 0 SH   OTR 0 0 0 0
UIL HOLDINGS CORP COM 902748102 3 83 SH   OTR 0 83 0 0
UNILEVER PLC - SPON ADR COM 904767704 4 107 SH   SOLE 0 107 0 0
UNITEDHEALTH GROUP INC COM 91324P102 473 6,279 SH   SOLE 0 6,279 0 0
UNION PACIFIC COM 907818108 0 0 SH   OTR 0 0 0 0
UNION PACIFIC COM 907818108 0 0 SH   OTR 0 0 0 0
UNION PACIFIC COM 907818108 197 1,175 SH   SOLE 0 1,175 0 0
ULTRA PETROLEUM CORP. COM 903914109 38 1,750 SH   OTR 0 1,750 0 0
UNITED PARCEL SERVICE COM 911312106 0 3 SH   SOLE 0 3 0 0
U.S. BANCORP COM 902973304 65 1,600 SH   OTR 0 1,600 0 0
U.S. BANCORP COM 902973304 73 1,800 SH   DFND 0 1,800 0 0
U.S. BANCORP COM 902973304 2,695 66,705 SH   SOLE 0 66,705 0 0
COHEN & STEERS INFRASTRUCTURE FUND COM 19248A109 62 3,000 SH   DFND 0 3,000 0 0
COHEN & STEERS INFRASTRUCTURE FUND COM 19248A109 101 4,917 SH   OTR 0 2,417 0 2,500
COHEN & STEERS INFRASTRUCTURE FUND COM 19248A109 2,845 138,089 SH   SOLE 0 138,089 0 0
UNITED TECHNOLOGIES COM 913017109 14 125 SH   DFND 0 125 0 0
UNITED TECHNOLOGIES COM 913017109 83 729 SH   OTR 0 729 0 0
UNITED TECHNOLOGIES COM 913017109 421 3,702 SH   SOLE 0 3,702 0 0
VISA INC. - CLASS `A` COM 92826C839 86 385 SH   OTR 0 285 0 100
VISA INC. - CLASS `A` COM 92826C839 95 425 SH   DFND 0 425 0 0
VISA INC. - CLASS `A` COM 92826C839 4,091 18,371 SH   SOLE 0 18,371 0 0
MARRIOTT VACATIONS WORLDWIDE CORPORATION COM 57164Y107 0 0 SH   OTR 0 0 0 0
MARRIOTT VACATIONS WORLDWIDE CORPORATION COM 57164Y107 1 10 SH   OTR 0 10 0 0
VALE SA - SP ADR COM 91912E105 0 0 SH   OTR 0 0 0 0
VALE SA - SP ADR COM 91912E105 15 1,000 SH   OTR 0 1,000 0 0
VASOMEDICAL INC. COM 922321104 0 1,000 SH   OTR 0 0 0 1,000
VANGUARD SMALL CAP GROWTH FUND COM 922908595 4 30 SH   OTR 0 30 0 0
VANGUARD MSCI EAFE COM 921943858 21 500 SH   SOLE 0 500 0 0
VF CORP. COM 918204108 25 400 SH   SOLE 0 400 0 0
VIACOM INC-B COM 92553P201 47 542 SH   SOLE 0 542 0 0
MERIDIAN BIOSCIENCE INC. COM 589584101 3 100 SH   SOLE 0 100 0 0
VALERO ENERGY CORP COM 91913Y100 5 100 SH   OTR 0 100 0 0
VALERO ENERGY CORP COM 91913Y100 301 5,975 SH   SOLE 0 5,975 0 0
VANGUARD REIT ETF COM 922908553 56 875 SH   OTR 0 375 0 500
VANGUARD REIT ETF COM 922908553 113 1,750 SH   DFND 0 1,750 0 0
VANGUARD REIT ETF COM 922908553 3,521 54,542 SH   SOLE 0 54,542 0 0
VODAFONE GROUP PLC-SP ADR COM 92857W209 11 279 SH   SOLE 0 279 0 0
VANGUARD ETF TELECOMMUNICATION SERVICES COM 92204A884 1 10 SH   SOLE 0 10 0 0
VIRTUAL SCOPICS INC. COM 928269208 1 150 SH   OTR 0 150 0 0
VITESSE SEMICONDUCTOR CORP. COM 928497304 0 5 SH   SOLE 0 5 0 0
VANGUARD VALUE ETF COM 922908744 8 100 SH   SOLE 0 100 0 0
VANGUARD GROWTH ETF COM 922908736 0 0 SH   OTR 0 0 0 0
VANGUARD GROWTH ETF COM 922908736 151 1,625 SH   SOLE 0 1,625 0 0
VANGUARD EMERGING MARKETS COM 922042858 337 8,200 SH   SOLE 0 8,200 0 0
BARCLAYS BANK PLC IPATH S&P 500 VIX S-T FUTURES ET COM 06742E711 3 68 SH   SOLE 0 68 0 0
VERIZON COMMUNICATIONS COM 92343V104 10 200 SH   DFND 0 200 0 0
VERIZON COMMUNICATIONS COM 92343V104 42 850 SH   OTR 0 850 0 0
VERIZON COMMUNICATIONS COM 92343V104 2,768 56,339 SH   SOLE 0 56,339 0 0
WALGREEN CO. COM 931422109 0 0 SH   OTR 0 0 0 0
WALGREEN CO. COM 931422109 0 0 SH   OTR 0 0 0 0
WALGREEN CO. COM 931422109 47 825 SH   SOLE 0 825 0 0
WELLS FARGO & CO. COM 949746101 0 0 SH   OTR 0 0 0 0
WELLS FARGO & CO. COM 949746101 10 225 SH   OTR 0 225 0 0
WELLS FARGO & CO. COM 949746101 1,437 31,649 SH   SOLE 0 31,649 0 0
W HOLDING COMPANY INC. COM 929251874 0 238 SH   SOLE 0 238 0 0
WINDSTREAM CORP. COM 97382A101 2 310 SH   OTR 0 310 0 0
WILLIAMS COMPANIES INC. COM 969457100 39 1,000 SH   SOLE 0 1,000 0 0
WAL-MART STORES, INC. COM 931142103 0 0 SH   OTR 0 0 0 0
WAL-MART STORES, INC. COM 931142103 0 0 SH   OTR 0 0 0 0
WAL-MART STORES, INC. COM 931142103 602 7,650 SH   SOLE 0 7,650 0 0
WPCS INTERNATIONAL INC COM 92931L302 0 1 SH   OTR 0 1 0 0
WPX ENERGY INC. COM 98212B103 7 333 SH   SOLE 0 333 0 0
WESBANCO INC. COM 950810101 21 657 SH   OTR 0 657 0 0
AQUA AMERICA IN. COM 03836W103 14 609 SH   SOLE 0 609 0 0
WEYERHAEUSER CO. COM 962166104 9 300 SH   SOLE 0 300 0 0
SPDR BASIC INDUSTRIES INDEX COM 81369Y100 16 350 SH   SOLE 0 350 0 0
SPDR ENERGY INDEX COM 81369Y506 0 0 SH   OTR 0 0 0 0
SPDR ENERGY INDEX COM 81369Y506 18 200 SH   OTR 0 200 0 0
SPDR ENERGY INDEX COM 81369Y506 1,033 11,668 SH   SOLE 0 11,668 0 0
SPDR FINANCIAL INDEX COM 81369Y605 0 0 SH   OTR 0 0 0 0
SPDR FINANCIAL INDEX COM 81369Y605 0 0 SH   OTR 0 0 0 0
SPDR FINANCIAL INDEX COM 81369Y605 820 37,500 SH   SOLE 0 37,500 0 0
SPDR INDUSTRIAL INDEX COM 81369Y704 0 0 SH   OTR 0 0 0 0
SPDR INDUSTRIAL INDEX COM 81369Y704 33 625 SH   OTR 0 525 0 100
SPDR INDUSTRIAL INDEX COM 81369Y704 703 13,445 SH   SOLE 0 13,445 0 0
SPDR TECHNOLOGY INDEX COM 81369Y803 89 2,500 SH   DFND 0 2,000 500 0
SPDR TECHNOLOGY INDEX COM 81369Y803 134 3,750 SH   OTR 0 3,750 0 0
SPDR TECHNOLOGY INDEX COM 81369Y803 3,066 85,787 SH   SOLE 0 85,787 0 0
SPDR CONSUMER STAPLES SELECT COM 81369Y308 0 0 SH   OTR 0 0 0 0
SPDR CONSUMER STAPLES SELECT COM 81369Y308 74 1,720 SH   SOLE 0 1,720 0 0
SPDR UTILITIES SELECT SECTOR COM 81369Y886 25 650 SH   OTR 0 650 0 0
SPDR UTILITIES SELECT SECTOR COM 81369Y886 38 1,000 SH   DFND 0 1,000 0 0
SPDR UTILITIES SELECT SECTOR COM 81369Y886 1,220 32,142 SH   SOLE 0 32,142 0 0
SPDR HEALTH CARE SELECT SECTOR COM 81369Y209 0 0 SH   OTR 0 0 0 0
SPDR HEALTH CARE SELECT SECTOR COM 81369Y209 11 200 SH   OTR 0 200 0 0
SPDR HEALTH CARE SELECT SECTOR COM 81369Y209 210 3,793 SH   SOLE 0 3,793 0 0
SPDR CONSUMER DISCRETIONARY COM 81369Y407 0 0 SH   OTR 0 0 0 0
SPDR CONSUMER DISCRETIONARY COM 81369Y407 0 0 SH   OTR 0 0 0 0
SPDR CONSUMER DISCRETIONARY COM 81369Y407 48 719 SH   SOLE 0 719 0 0
EXXON MOBIL CORPORATION COM 30231G102 0 0 SH   OTR 0 0 0 0
EXXON MOBIL CORPORATION COM 30231G102 308 3,039 SH   OTR 0 2,839 0 200
EXXON MOBIL CORPORATION COM 30231G102 2,588 25,573 SH   SOLE 0 25,573 0 0
EXETER RESOURCE COM 301835104 1 1,000 SH   OTR 0 1,000 0 0
YANDEX NV - A COM N97284108 4 100 SH   OTR 0 0 0 100
YUM! BRANDS INC COM 988498101 1 17 SH   OTR 0 17 0 0
YUM! BRANDS INC COM 988498101 2 31 SH   SOLE 0 31 0 0
ZAZA ENERGY CORP. COM 98919T100 1 1,000 SH   OTR 0 1,000 0 0
ZWEIG FUND INC. COM 989834205 21 1,382 SH   SOLE 0 1,382 0 0
ZIMMER HOLDINGS INC COM 98956P102 0 0 SH   OTR 0 0 0 0
ZIMMER HOLDINGS INC COM 98956P102 0 0 SH   OTR 0 0 0 0
ZIMMER HOLDINGS INC COM 98956P102 11 120 SH   SOLE 0 120 0 0
ZYNEX INC. COM 98986M103 1 4,000 SH   OTR 0 0 0 4,000