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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2013
Regulatory Matters [Abstract]  
Summary of Regulatory Capital Requirement
Quantitative measures established by regulation to ensure capital adequacy require Pinnacle Financial and Pinnacle Bank to maintain minimum amounts and ratios of Total and Tier I capital to risk-weighted assets and for Pinnacle Bank of Tier I capital to average assets. Management believes, as of March 31, 2013, that Pinnacle Financial and Pinnacle Bank met all capital adequacy requirements to which they are subject.  To be categorized as well-capitalized under applicable banking regulations, Pinnacle Financial and Pinnacle Bank must maintain minimum Total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the following table and not be subject to a written agreement, order or directive to maintain a higher capital level.  Pinnacle Financial's and Pinnacle Bank's actual capital amounts and ratios are presented in the following table (in thousands):

 
Actual
 
 
Minimum Capital
Requirement
 
 
Minimum
To Be Well-Capitalized
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
At March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pinnacle Financial
 
$
568,850
 
 
 
13.0
%
 
$
351,067
 
 
 
8.0
%
 
$
440,555
 
 
 
10.0
%
Pinnacle Bank
 
$
560,476
 
 
 
12.8
%
 
$
350,388
 
 
 
8.0
%
 
$
439,717
 
 
 
10.0
%
Tier I capital to risk weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pinnacle Financial
 
$
513,781
 
 
 
11.7
%
 
$
175,534
 
 
 
4.0
%
 
$
264,333
 
 
 
6.0
%
Pinnacle Bank
 
$
505,511
 
 
 
11.6
%
 
$
175,194
 
 
 
4.0
%
 
$
263,830
 
 
 
6.0
%
Tier I capital to average assets (*):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pinnacle Financial
 
$
513,781
 
 
 
10.8
%
 
$
175,534
 
 
 
4.0
%
 
$
264,333
 
 
 
N/A
 
Pinnacle Bank
 
$
505,511
 
 
 
10.7
%
 
$
175,194
 
 
 
4.0
%
 
$
263,830
 
 
 
5.0
%
 
(*) Average assets for the above calculations were based on the most recent quarter.