Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Matters [Abstract]

Summary of Regulatory Capital Requirement

Pinnacle Financial's and Pinnacle Bank's actual capital amounts and ratios are presented in the following table (in thousands):

	Actual					Minimum Capital Requirement					Minimum To Be Well-Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
At December 31, 2012
Total capital to risk weighted assets:
Pinnacle Financial	$	552,021		13.0	%	$	339,151		8.0	%	$	425,748		10.0	%
Pinnacle Bank	$	545,615		12.9	%	$	338,548		8.0	%	$	425,005		10.0	%
Tier I capital to risk weighted assets:
Pinnacle Financial	$	498,802		11.8	%	$	169,575		4.0	%	$	255,449		6.0	%
Pinnacle Bank	$	492,489		11.6	%	$	169,274		4.0	%	$	255,003		6.0	%
Tier I capital to average assets (*):
Pinnacle Financial	$	498,802		10.6	%	$	188,695		4.0	%		N/A		N/A
Pinnacle Bank	$	492,489		10.5	%	$	187,981		4.0	%	$	234,976		5.0	%
At December 31, 2011
Total capital to risk weighted assets:
Pinnacle Financial	$	579,877		15.3	%	$	302,433		8.0	%	$	380,799		10.0	%
Pinnacle Bank	$	528,436		14.0	%	$	301,838		8.0	%	$	380,063		10.0	%
Tier I capital to risk weighted assets:
Pinnacle Financial	$	523,277		13.8	%	$	151,216		4.0	%	$	228,479		6.0	%
Pinnacle Bank	$	471,928		12.5	%	$	150,919		4.0	%	$	228,038		6.0	%
Tier I capital to average assets (*):
Pinnacle Financial	$	523,277		11.4	%	$	184,138		4.0	%		N/A		N/A
Pinnacle Bank	$	471,928		10.3	%	$	183,431		4.0	%	$	229,289		5.0	%

(*) Average assets for the above calculations were based on the most recent quarter.