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Loans and Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2016
Loans and Allowance for Loan Losses [Abstract]  
Summary of Amount of Each Loan Classification, Categorized into Each Risk Rating Class
The following table outlines the amount of each loan classification categorized into each risk rating category as of December 31, 2016 and 2015 (in thousands):

December 31, 2016
 
Commercial real estate - mortgage
  
Consumer real estate - mortgage
  
Construction and land development
  
Commercial and industrial
  
Consumer
and other
  
Total
 
Accruing loans:
                  
Pass
 
$
3,137,239
  
$
1,159,003
  
$
897,549
  
$
2,782,000
  
$
264,682
  
$
8,240,473
 
Special Mention
  
21,449
   
1,620
   
2,716
   
25,641
   
802
   
52,228
 
Substandard (1)
  
29,674
   
13,833
   
5,788
   
65,215
   
129
   
114,639
 
Total
  
3,188,362
   
1,174,456
   
906,053
   
2,872,856
   
265,613
   
8,407,340
 
Impaired loans:
                        
Nonaccruing loans
                        
Substandard-nonaccrual
  
4,921
   
8,073
   
6,613
   
7,492
   
475
   
27,574
 
Doubtful-nonaccrual
  
-
   
-
   
-
   
3
   
-
   
3
 
Total nonaccruing loans(3)
  
4,921
   
8,073
   
6,613
   
7,495
   
475
   
27,577
 
Troubled debt restructurings(2)
                        
Pass
  
213
   
1,358
   
7
   
713
   
41
   
2,332
 
Special Mention
  
-
   
236
   
-
   
-
   
-
   
236
 
Substandard
  
-
   
1,794
   
-
   
10,646
   
-
   
12,440
 
Total troubled debt restructurings
  
213
   
3,388
   
7
   
11,359
   
41
   
15,008
 
Total impaired loans
  
5,134
   
11,461
   
6,620
   
18,854
   
516
   
42,585
 
Total loans
 
$
3,193,496
  
$
1,185,917
  
$
912,673
  
$
2,891,710
  
$
266,129
  
$
8,449,925
 

December 31, 2015
                  
Accruing loans:
                  
Pass
 
$
2,217,639
  
$
1,020,239
  
$
732,662
  
$
2,143,006
  
$
239,874
  
$
6,353,420
 
Special Mention
  
18,162
   
1,894
   
1,133
   
26,037
   
118
   
47,344
 
Substandard (1)
  
33,638
   
11,346
   
6,295
   
53,671
   
74
   
105,024
 
Total
  
2,269,439
   
1,033,479
   
740,090
   
2,222,714
   
240,066
   
6,505,788
 
Impaired loans:
                        
Nonaccruing loans
                        
Substandard-nonaccrual
  
5,819
   
9,344
   
7,607
   
1,591
   
4,902
   
29,263
 
Doubtful-nonaccrual
  
2
   
2
   
-
   
92
   
-
   
96
 
Total nonaccruing loans(3)
  
5,821
   
9,346
   
7,607
   
1,683
   
4,902
   
29,359
 
Troubled debt restructurings(2)
                        
Pass
  
223
   
409
   
-
   
553
   
28
   
1,213
 
Special Mention
  
-
   
422
   
-
   
-
   
-
   
422
 
Substandard
  
-
   
2,861
   
-
   
3,592
   
-
   
6,453
 
Total troubled debt restructurings
  
223
   
3,692
   
-
   
4,145
   
28
   
8,088
 
Total impaired loans
  
6,044
   
13,038
   
7,607
   
5,828
   
4,930
   
37,447
 
Total loans
 
$
2,275,483
  
$
1,046,517
  
$
747,697
  
$
2,228,542
  
$
244,996
  
$
6,543,235
 

(1)
Potential problem loans represent those loans with a well-defined weakness and where information about possible credit problems of borrowers has caused management to have doubts about the borrower's ability to comply with present repayment terms.  This definition is believed to be substantially consistent with the standards established by Pinnacle Bank's primary regulators for loans classified as substandard, excluding the impact of substandard nonperforming loans and substandard troubled debt restructurings. Potential problem loans, which are not included in nonperforming assets, amounted to approximately $114.6 million at December 31, 2016, compared to $105.0 million at December 31, 2015.
(2)
Troubled debt restructurings are presented as an impaired loan; however, they continue to accrue interest at contractual rates.
(3)
Included in nonaccrual loans at December 31, 2016 and 2015 are $8.8 million and $12.1 million, respectively, in loans acquired with deteriorated credit quality and accounted for as purchase credit impaired.
As discussed in Note 2, during 2016, the Company acquired loans of $952.5 million from Avenue. Of the $952.5 million of net loans acquired in 2016, $951.1 million were determined to have no evidence of deteriorated credit quality and are accounted for under ASC Topics 310-10 and 310-20. Our acquired loans were recorded at fair value upon acquisition. These loans are subject to additional allowance or provisioning charges in the event there is evidence of credit deterioration. The remaining acquired loans of $1.4 million were determined to have deteriorated credit quality under ASC Topic 310-30. The table below details these two subsections of the acquired loans by loan classification into each risk rating category as of December 31, 2016 (dollars in thousands):

  
Commercial real estate - mortgage
 
Consumer real estate - mortgage
 
Construction and land development
 
Commercial and industrial
 
Consumer
and other
 
Fair Value Adjustment
 
Net total acquired loans
 
December 31, 2016
               
Gross contractual accruing loans
               
        Pass
 $ 365,797 $119,430 $ 114,849 $ 280,415  11,897 $ (18,893
$
873,495
 
        Special Mention
   9,075   -   -   570  -   (142 
9,503
 
        Substandard
   -   3,382   1,835   -  -   (132 
5,085
 
        Total
  
374,872
  
122,812
  
116,684
  
280,985
  
11,897
  
(19,167
 
888,083
 
Gross contractual impaired loans(1)
                      
        Nonaccrual loans
                      
                Substandard-nonaccrual
   -   295   404   388   73   (594 
566
 
                Doubtful-nonaccrual
   -   -   -   -   -   -  
-
 
        Total nonaccrual loans
  
-
  
295
  
404
  
388
  
73
  
(594
 
566
 
Total gross contractual  acquired impaired loans
  
-
  
295
  
404
  
388
  
73
  
(594
 
566
 
Total gross contractual acquired loans
 
$
374,872
 
$
123,107
 
$
117,088
 
$
281,373
 
$
11,970
 $
(19,761
$
888,649
 

(1)
All of the acquired impaired loans have been deemed to be collateral dependent and as such were placed on nonaccrual. As such, no accretable difference has been recorded on these loans.

Purchase Credit Impaired Loans
The following table provides a rollforward of purchase credit impaired loans from December 31, 2015 through December 31, 2016 (in thousands):

  
Gross Contractual Receivable
  
Accretable Yield
  
Nonaccretable Yield
  
Carrying Value
 
             
Acquisition Date $19,960   -  $ (5,703 $ 14,257 
Settlements
  (3,803   -    1,560    (2,243
Additional fundings
   117    -    -    117 
December 31, 2015
 
 
16,274
  
 
-
  
 
(4,143
)
 
 
12,131
 
Acquisitions
  
1,359
   
-
   
(812
)
  
547
 
Settlements
  
(6,017
)
  
-
   
1,322
   
(4,695
)
Additional fundings
  
852
   
-
   
-
   
852
 
December 31, 2016
 
$
12,468
  
$
-
  
$
(3,633
)
 
$
8,835
 

Summary of Recorded Investment, Unpaid Principal Balance and Related Allowance and Average Recorded Investment of Impaired Loans
These loans have been deemed to be collateral dependent and as such, no accretable yield has been recorded for these loans. At the date of acquisition, the Day 1 Fair Value represents the carrying value. The carrying value is adjusted for additional draws, pursuant to contractual arrangements, offset by loan paydowns. Year-to-date settlements include both loans that were charged-off as well as loans that were paid off, typically as a result of refinancings at other institutions.
The following tables detail the recorded investment, unpaid principal balance and related allowance and average recorded investment of our nonaccrual loans at December 31, 2016, 2015 and 2014 by loan classification and the amount of interest income recognized on a cash basis throughout the year-to-date period then ended, respectively, on these loans that remain on the balance sheets (in thousands):

  
December 31, 2016
  
For the year ended
December 31, 2016
 
  
Recorded investment
  
Unpaid principal balance
  
Related allowance(1)
  
Average recorded investment
  
Cash basis
interest income recognized
 
Collateral dependent nonaccrual loans:
               
Commercial real estate – mortgage
 
$
2,308
  
$
2,312
  
$
-
  
$
2,540
  
$
-
 
Consumer real estate – mortgage
  
2,880
   
2,915
   
-
   
2,907
   
-
 
Construction and land development
  
3,128
   
3,135
   
-
   
3,132
   
159
 
Commercial and industrial
  
6,373
   
6,407
   
-
   
8,841
   
-
 
Consumer and other
  
-
   
-
   
-
   
-
   
-
 
Total
 
$
14,689
  
$
14,769
  
$
-
  
$
17,420
  
$
159
 
                     
Cash flow dependent nonaccrual loans:
                    
Commercial real estate – mortgage
 
$
2,613
  
$
3,349
  
$
59
  
$
2,688
  
$
-
 
Consumer real estate – mortgage
  
5,193
   
5,775
   
688
   
5,966
   
-
 
Construction and land development
  
3,485
   
4,154
   
20
   
3,476
   
-
 
Commercial and industrial
  
1,122
   
2,714
   
77
   
2,884
   
-
 
Consumer and other
  
475
   
851
   
227
   
2,624
   
-
 
Total
 
$
12,888
  
$
16,843
  
$
1,071
  
$
17,638
  
$
-
 
                     
Total Nonaccrual Loans
 
$
27,577
  
$
31,612
  
$
1,071
  
$
35,058
  
$
159
 

  
December 31, 2015
  
For the year ended
December 31, 2015
 
  
Recorded investment
  
Unpaid principal balance
  
Related allowance(1)
  
Average recorded investment
  
Cash basis
interest income recognized
 
Collateral dependent nonaccrual loans:
               
Commercial real estate – mortgage
 
$
4,411
  
$
5,659
  
$
-
  
$
2,253
  
$
-
 
Consumer real estate – mortgage
  
5,596
   
6,242
   
-
   
3,067
   
-
 
Construction and land development
  
7,531
   
7,883
   
-
   
4,317
   
308
 
Commercial and industrial
  
1,420
   
3,151
   
-
   
1,527
   
-
 
Consumer and other
  
-
   
-
   
-
   
-
   
-
 
Total
 
$
18,958
  
$
22,935
  
$
-
  
$
11,164
  
$
308
 
                     
Cash flow dependent nonaccrual loans:
                    
Commercial real estate – mortgage
 
$
1,410
  
$
1,661
  
$
20
  
$
1,466
  
$
-
 
Consumer real estate – mortgage
  
3,750
   
4,098
   
616
   
3,815
   
-
 
Construction and land development
  
76
   
125
   
12
   
87
   
-
 
Commercial and industrial
  
263
   
281
   
19
   
168
   
-
 
Consumer and other
  
4,902
   
5,341
   
3,002
   
4,913
   
-
 
Total
 
$
10,401
  
$
11,506
  
$
3,669
  
$
10,449
  
$
-
 
                     
Total Nonaccrual Loans
 
$
29,359
  
$
34,441
  
$
3,669
  
$
21,613
  
$
308
 
 
  
December 31, 2014
  
For the year ended
December 31, 2014
 
  
Recorded investment
  
Unpaid principal balance
  
Related allowance(1)
  
Average recorded investment
  
Cash basis
interest income recognized
 
Collateral dependent nonaccrual loans:
               
Commercial real estate – mortgage
 
$
2,422
  
$
2,641
  
$
-
  
$
2,624
  
$
-
 
Consumer real estate – mortgage
  
1,472
   
1,901
   
-
   
1,552
   
-
 
Construction and land development
  
4,810
   
4,810
   
-
   
5,016
   
256
 
Commercial and industrial
  
1,325
   
1,804
   
-
   
1,561
   
-
 
Consumer and other
  
-
   
-
   
-
   
-
   
-
 
Total
 
$
10,029
  
$
11,156
  
$
-
  
$
10,753
  
$
256
 
                     
Cash flow dependent nonaccrual loans:
                    
Commercial real estate – mortgage
 
$
1,891
  
$
2,107
  
$
108
  
$
1,958
  
$
-
 
Consumer real estate – mortgage
  
2,986
   
3,205
   
654
   
3,080
   
-
 
Construction and land development
  
363
   
406
   
79
   
384
   
-
 
Commercial and industrial
  
284
   
294
   
62
   
316
   
-
 
Consumer and other
  
1,152
   
1,184
   
252
   
972
   
-
 
Total
 
$
6,676
  
$
7,196
  
$
1,155
  
$
6,710
  
$
-
 
                     
Total Nonaccrual Loans
 
$
16,705
  
$
18,352
  
$
1,155
  
$
17,463
  
$
256
 

(1)
Collateral dependent loans are typically charged-off to their net realizable value and no specific allowance is carried related to those loans.

Amount of Troubled Debt Restructuring Categorized by Loan Classification
The following table outlines the amount of each troubled debt restructuring by loan classification made during the years ended December 31, 2016, 2015 and 2014 (in thousands):

December 31, 2016
Number
of contracts
  
Pre
Modification Outstanding Recorded Investment
  
Post Modification Outstanding Recorded Investment, net of related allowance
 
Commercial real estate – mortgage
 -  $-  $ - 
Consumer real estate – mortgage
 -
   -    - 
Construction and land development
 -   -    - 
Commercial and industrial
 6   11,084    11,083 
Consumer and other
 -   -    - 
 
 6
  
$
11,084
  
$
11,083
 
December 31, 2015
  
Commercial real estate – mortgage
1
  
$
223
  
$
185
 
Consumer real estate – mortgage
-
   
-
   
-
 
Construction and land development
-
   
-
   
-
 
Commercial and industrial
1
   
434
   
337
 
Consumer and other
-
   
-
   
-
 
 
2
  
$
657
  
$
522
 
December 31, 2014
          
Commercial real estate – mortgage
-
  
$
-
  
$
-
 
Consumer real estate – mortgage
1
   
47
   
38
 
Construction and land development
1
   
436
   
403
 
Commercial and industrial
10
   
3,628
   
2,646
 
Consumer and other
-
   
-
   
-
 
 
12
  
$
4,111
  
$
3,087
 
 
  During the years ended December 31, 2016, 2015 and 2014, Pinnacle Financial had no troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. A default is defined as an occurrence which violates the terms of the receivable's contract.
Summary of Loan Portfolio Credit Risk Exposure
In addition to the loan metrics above, Pinnacle Financial analyzes its commercial loan portfolio to determine if a concentration of credit risk exists to any industries.  Pinnacle Financial utilizes broadly accepted industry classification systems in order to classify borrowers into various industry classifications.  Pinnacle Financial has a credit exposure (loans outstanding plus unfunded lines of credit) exceeding 25% of Pinnacle Bank's total risk-based capital to borrowers in the following industries at December 31, 2016 with the comparative exposures for December 31, 2015 (in thousands):

  
At December 31, 2016
   
  
Outstanding Principal Balances
  
Unfunded Commitments
  
Total exposure
  
Total Exposure at
 December 31, 2015
 
             
Lessors of nonresidential buildings
 
$
1,294,366
  
$
407,487
  
$
1,701,853
  
$
1,078,211
 
Lessors of residential buildings
  
526,259
   
347,975
   
874,234
   
500,266
 
New housing operative builders
  
229,035
   
157,370
   
386,405
   
206,538
 
Hotels and motels
  
127,296
   
164,569
   
291,865
   
167,317
 

Past Due Balances by Loan Classification
The table below presents past due balances at December 31, 2016 and 2015, by loan classification and segment allocated between performing and nonperforming status (in thousands):

December 31, 2016
 
30-89 days past due and performing
  
90 days or more past due and performing
  
Total past due and performing
  
Nonperforming(1)
  
Current
and performing
  
Total
Loans
 
Commercial real estate:
                  
Owner-occupied
 
$
3,505
  
$
-
  
$
3,505
  
$
4,254
  
$
1,347,134
  
$
1,354,893
 
All other
  
-
   
-
   
-
   
667
   
1,837,936
   
1,838,603
 
Consumer real estate – mortgage
  
3,838
   
53
   
3,891
   
8,073
   
1,173,953
   
1,185,917
 
Construction and land development
  
2,210
   
-
   
2,210
   
6,613
   
903,850
   
912,673
 
Commercial and industrial
  
4,475
   
-
   
4,475
   
7,495
   
2,879,740
   
2,891,710
 
Consumer and other
  
7,168
   
1,081
   
8,249
   
475
   
257,405
   
266,129
 
  
$
21,196
  
$
1,134
  
$
22,330
  
$
27,577
  
$
8,400,018
  
$
8,449,925
 
                         
December 31, 2015
                        
Commercial real estate:
                        
Owner-occupied
 
$
-
  
$
-
  
$
-
  
$
5,103
  
$
1,078,394
  
$
1,083,497
 
All other
  
-
   
-
   
-
   
718
   
1,191,268
   
1,191,986
 
Consumer real estate – mortgage
  
6,380
   
1,396
   
7,776
   
9,346
   
1,029,395
   
1,046,517
 
Construction and land development
  
309
   
-
   
309
   
7,607
   
739,781
   
747,697
 
Commercial and industrial
  
4,798
   
-
   
4,798
   
1,683
   
2,222,061
   
2,228,542
 
Consumer and other
  
6,721
   
373
   
7,094
   
4,902
   
233,000
   
244,996
 
  
$
18,208
  
$
1,769
  
$
19,977
  
$
29,359
  
$
6,493,899
  
$
6,543,235
 

(1)
Approximately $16.7 million and $19.0 million of nonaccrual loans as of December 31, 2016 and 2015, respectively, are currently performing pursuant to their contractual terms.
 
Details of Changes in the Allowance for Loan Losses
The following table shows the allowance allocation by loan classification for accruing and nonperforming loans at December 31, 2016 and 2015 (in thousands):

    
Impaired Loans
   
  
Accruing Loans
 
Nonaccrual Loans
 
Troubled Debt Restructurings(1)
 
Total Allowance
for Loan Losses
 
  
December 31, 2016
 
December 31, 2015
 
December 31, 2016
 
December 31, 2015
 
December 31, 2016
 
December 31, 2015
 
December 31, 2016
 
December 31, 2015
 
Commercial real estate –mortgage
 
$
13,595
 
$
15,452
 
$
59
 
$
20
 
$
1
 
$
41
 
$
13,655
 
$
15,513
 
Consumer real estate – mortgage
  
5,874
  
6,109
  
688
  
616
  
2
  
495
  
6,564
  
7,220
 
Construction and land development
  
3,604
  
2,891
  
20
  
12
  
-
  
-
  
3,624
  
2,903
 
Commercial and industrial
  
24,648
  
22,669
  
77
  
19
  
18
  
955
  
24,743
  
23,643
 
Consumer and other
  
9,293
  
12,609
  
227
  
3,002
  
-
  
5
  
9,520
  
15,616
 
Unallocated
  
-
  
-
  -  
-
  
-
  
-
  
874
  
537
 
  
$
57,014
 
$
59,730
 
$
1,071
 
$
3,669
 
$
21
 
$
1,496
 
$
58,980
 
$
65,432
 

(1)
Troubled debt restructurings of $15.0 million and $8.1 million as of December 31, 2016 and 2015, respectively, are classified as impaired loans pursuant to U.S. GAAP; however, these loans continue to accrue interest at contractual rates.

The following table details the changes in the allowance for loan losses from December 31, 2014 to December 31, 2015 to December 31, 2016 by loan classification and the allocation of allowance for loan losses (in thousands):

 
 
Commercial real estate - mortgage
 
Consumer real estate - mortgage
 
Construction and land development
 
Commercial and industrial
 
Consumer and other
 
Unallocated
 
Total
 
Allowance for Loan Losses:
               
 Balance at December 31, 2013
 
$
21,372
 
$
8,355
 
$
7,235
 
$
25,134
 
$
1,632
 
$
4,242
 
$
67,970
 
    Charged-off loans
  
(875
)
 
(1,621
)
 
(301
)
 
(3,095
)
 
(1,811
)
 
-
  
(7,703
)
    Recovery of previously charged-off loans
  
538
  
671
  
277
  
1,484
  
487
  
-
  
3,457
 
Provision for loan losses
1,167
    
(1,981
)
 
(1,487
)
 
5,644
  
1,262
  
(970
)
 
3,635
Balance at December 31, 2014
 
$
22,202
 
$
5,424
 
$
5,724
 
$
29,167
 
$
1,570
 
$
3,272
 
$
67,359
 
 
                      
Collectively evaluated for impairment
 
$
22,094
 
$
3,963
 
$
5,555
 
$
28,329
 
$
1,261
    
$
61,202
 
Individually evaluated for impairment
  
108
  
1,461
  
169
  
838
  
309
     
2,885
 
Loans acquired with deteriorated credit quality
  
-
  
-
  
-
  
-
  
-
     
-
 
Balance at December 31, 2014
 
$
22,202
 
$
5,424
 
$
5,724
 
$
29,167
 
$
1,570
 3,272  
$
67,359
 
 
                      
Loans:
                      
Collectively evaluated for impairment
 
$
1,539,778
 
$
712,774
 
$
316,857
 
$
1,779,347
 
$
216,155
    
$
4,564,911
 
Individually evaluated for impairment
  
4,313
  
8,384
  
5,609
  
5,382
  
1,428
     
25,116
 
Loans acquired with deteriorated credit quality
  
-
  
-
  
-
  
-
  
-
     
-
 
Balance at December 31, 2014
 
$
1,544,091
 
$
721,158
 
$
322,466
 
$
1,784,729
 
$
217,583
    
$
4,590,027
 
 
                      

 
               
Allowance for Loan Losses:
               
Balance at December 31, 2014
 
$
22,202
 
$
5,424
 
$
5,724
 
$
29,167
 
$
1,570
 
$
3,272
 
$
67,359
 
    Charged-off loans
  
(384
)
 
(365
)
 
(190
)
 
(2,207
)
 
(18,002
)
 
-
  
(21,148
)
    Recovery of previously charged-off loans
  
85
  
874
  
1,479
  
1,730
  
5,865
  
-
  
10,033
 
    Provision for loan losses
  
(6,390
)
 
1,287
 
 
(4,110
)
 
(5,047
)
 
26,183
  
(2,735
)
 
9,188
 
Balance at December 31, 2015
 
$
15,513
 
$
7,220
 
$
2,903
 
$
23,643
 
$
15,616
 
$
537
 
$
65,432
 
 
                      
Collectively evaluated for impairment
 
$
15,452
 
$
6,109
 
$
2,891
 
$
22,669
 
$
12,609
    
$
59,730
 
Individually evaluated for impairment
  
61
  
1,111
  
12
  
974
  
3,007
     
5,165
 
Loans acquired with deteriorated credit quality
  
-
  
-
  
-
  
-
  
-
     
-
 
Balance at December 31, 2015
 
$
15,513
 
$
7,220
 
$
2,903
 
$
23,643
 
$
15,616
  $537  
$
65,432
 
 
                      
Loans:
                      
Collectively evaluated for impairment
 
$
2,269,439
 
$
1,033,479
 
$
740,090
 
$
2,222,714
 
$
240,066
    
$
6,505,788
 
Individually evaluated for impairment
  
2,420
  
8,986
  
3,689
  
5,288
  
4,930
     
25,313
 
Loans acquired with deteriorated credit quality
  
3,624
  
4,052
  
3,918
  
540
  
-
     
12,134
 
Balance at December 31, 2015
 
$
2,275,483
 
$
1,046,517
 
$
747,697
 
$
2,228,542
 
$
244,996
    
$
6,543,235
 
 
                      

 
 
Commercial real estate - mortgage
 
Consumer real estate - mortgage
 
Construction and land development
 
Commercial and industrial
 
Consumer and other
 
Unallocated
 
Total
 
Allowance for Loan Losses:
               
 Balance at December 31, 2015
 
$
15,513
 
$
7,220
 
$
2,903
 
$
23,643
 
$
15,616
 
$
537
 
$
65,432
 
    Charged-off loans
  
(276
)
 
(788
)
 
(231
)
 
(5,801
)
 
(24,016
)
 
-
  
(31,112
)
    Recovery of previously charged-off loans
  
208
  
546
  
545
  
2,138
  
2,895
  
-
  
6,332
 
    Provision for loan losses
  
(1,790
)
 
(414
)
 
407
  
4,763
 
 
15,025
  
337
 
 
18,328
 
Balance at December 31, 2016
 
$
13,655
 
$
6,564
 
$
3,624
 
$
24,743
 
$
9,520
 
$
874
 
$
58,980
 
 
                      
Collectively evaluated for impairment
 
$
13,595
 
$
5,874
 
$
3,604
 
$
24,648
 
$
9,293
    
$
57,014
 
Individually evaluated for impairment
  
60
  
690
  
20
  
95
  
227
     
1,092
 
Loans acquired with deteriorated credit quality
  
-
  
-
  
-
  
-
  
-
     
-
 
Balance at December 31, 2016
 
$
13,655
 
$
6,564
 
$
3,624
 
$
24,743
 
$
9,520
 $874 
$
58,980
 
 
                      
Loans:
                      
Collectively evaluated for impairment
 
$
3,188,362
 
$
1,174,456
 
$
906,053
 
$
2,872,856
 
$
265,613
    
$
8,407,340
 
Individually evaluated for impairment
  
2,750
  
8,941
  
3,212
  
18,331
  
516
     
33,750
 
Loans acquired with deteriorated credit quality
  
2,384
  
2,520
  
3,408
  
523
  
-
     
8,835
 
Balance at December 31, 2016
 
$
3,193,496
 
$
1,185,917
 
$
912,673
 
$
2,891,710
 
$
266,129
    
$
8,449,925