Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2016

Regulatory Matters [Abstract]

Summary of Regulatory Capital Requirement

Management believes, as of June 30, 2016, that Pinnacle Financial and Pinnacle Bank met all capital adequacy requirements to which they are subject. To be categorized as well-capitalized under applicable banking regulations, Pinnacle Financial and Pinnacle Bank must maintain minimum total risk-based, Tier I risk-based, common equity Tier I and Tier I leverage ratios as set forth in the following table and not be subject to a written agreement, order or directive to maintain a higher capital level. Pinnacle Financial's and Pinnacle Bank's actual capital amounts and ratios are presented in the following table (in thousands):

	Actual					Minimum Capital Requirement					Minimum To Be Well-Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
At June 30, 2016
Total capital to risk weighted assets:
Pinnacle Financial	$	951,868		11.1	%	$	688,798		8.0	%	$	860,997		10.0	%
Pinnacle Bank	$	910,455		10.6	%	$	686,692		8.0	%	$	858,364		10.0	%
Tier I capital to risk weighted assets:
Pinnacle Financial	$	761,868		8.8	%	$	516,598		6.0	%	$	688,798		8.0	%
Pinnacle Bank	$	720,456		8.4	%	$	515,019		6.0	%	$	686,692		8.0	%
Common equity Tier I capital to risk weighted assets
Pinnacle Financial	$	681,746		7.9	%	$	387,449		4.5	%	$	559,648		6.5	%
Pinnacle Bank	$	720,333		8.4	%	$	386,264		4.5	%	$	557,937		6.5	%
Tier I capital to average assets (*):
Pinnacle Financial	$	761,868		8.7	%	$	348,653		4.0	%	N/A		N/A
Pinnacle Bank	$	720,456		8.3	%	$	347,549		4.0	%	$	434,436		5.0	%

(*) Average assets for the above calculations were based on the most recent quarter.