XML 35 R32.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans and Allowance for Loan Losses (Details) (USD $)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Loans and Allowance for Loan Losses [Abstract]      
Percentage of loan portfolio as commercial loan (in hundredths) 76.00%    
Risk rated loans $ 500,000    
Financing Receivable, Recorded Investment [Line Items]      
Loans 3,969,302,182   3,712,162,430
Potential problem loans not included in nonperforming assets 71,100,000   105,400,000
Average balance of impaired loans 21,035,000   38,413,000
Estimated increase in interest income if nonaccrual loans had been on accrual status 901,000 1.5  
Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,326,839,000   1,178,196,000
Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 687,258,000   679,926,000
Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 319,974,000   313,552,000
Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,513,631,000   1,446,578,000
Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 121,600,000   93,910,000
Accruing Loans [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 3,929,651,000   3,661,887,000
Accruing Loans [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,302,846,000   1,148,641,000
Accruing Loans [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 678,065,000   667,709,000
Accruing Loans [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 318,551,000   308,972,000
Accruing Loans [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,509,125,000   1,442,853,000
Accruing Loans [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 121,064,000   93,712,000
Accruing Loans [Member] | Pass [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 3,792,044,000   3,486,996,000
Accruing Loans [Member] | Pass [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,270,788,000   1,093,628,000
Accruing Loans [Member] | Pass [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 664,152,000   649,571,000
Accruing Loans [Member] | Pass [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 275,561,000   259,878,000
Accruing Loans [Member] | Pass [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,460,479,000   1,390,207,000
Accruing Loans [Member] | Pass [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 121,064,000   93,712,000
Accruing Loans [Member] | Special Mention [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 66,529,000   69,517,000
Accruing Loans [Member] | Special Mention [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 10,298,000   12,670,000
Accruing Loans [Member] | Special Mention [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,095,000   4,242,000
Accruing Loans [Member] | Special Mention [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 33,292,000   29,472,000
Accruing Loans [Member] | Special Mention [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 21,844,000   23,133,000
Accruing Loans [Member] | Special Mention [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   0
Accruing Loans [Member] | Substandard [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 71,078,000 [1]   105,374,000 [1]
Accruing Loans [Member] | Substandard [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 21,760,000 [1]   42,343,000 [1]
Accruing Loans [Member] | Substandard [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 12,818,000 [1]   13,896,000 [1]
Accruing Loans [Member] | Substandard [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 9,698,000 [1]   19,622,000 [1]
Accruing Loans [Member] | Substandard [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 26,802,000 [1]   29,513,000 [1]
Accruing Loans [Member] | Substandard [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [1]   0 [1]
Nonaccrual Loans [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 19,990,000   22,823,000
Nonaccrual Loans [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 10,517,000   9,291,000
Nonaccrual Loans [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 5,195,000   5,906,000
Nonaccrual Loans [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,307,000   4,509,000
Nonaccrual Loans [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 2,728,000   3,038,000
Nonaccrual Loans [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 243,000   79,000
Nonaccrual Loans [Member] | Substandard [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 19,990,000   22,790,000
Nonaccrual Loans [Member] | Substandard [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 10,517,000   9,290,000
Nonaccrual Loans [Member] | Substandard [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 5,195,000   5,877,000
Nonaccrual Loans [Member] | Substandard [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,307,000   4,509,000
Nonaccrual Loans [Member] | Substandard [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 2,728,000   3,035,000
Nonaccrual Loans [Member] | Substandard [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 243,000   79,000
Nonaccrual Loans [Member] | Doubtful [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   33,000
Nonaccrual Loans [Member] | Doubtful [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   1,000
Nonaccrual Loans [Member] | Doubtful [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   29,000
Nonaccrual Loans [Member] | Doubtful [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   0
Nonaccrual Loans [Member] | Doubtful [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   3,000
Nonaccrual Loans [Member] | Doubtful [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0   0
Troubled Debt Restructurings [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 19,661,000 [2]   27,452,000 [2]
Troubled Debt Restructurings [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 13,476,000 [2]   20,264,000 [2]
Troubled Debt Restructurings [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 3,998,000 [2]   6,311,000 [2]
Troubled Debt Restructurings [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 116,000 [2]   71,000 [2]
Troubled Debt Restructurings [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,778,000 [2]   687,000 [2]
Troubled Debt Restructurings [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 293,000 [2]   119,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 3,581,000 [2]   9,020,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 145,000 [2]   4,705,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 2,749,000 [2]   3,623,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 116,000 [2]   71,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 278,000 [2]   502,000 [2]
Troubled Debt Restructurings [Member] | Pass [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 293,000 [2]   119,000 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 2,441,000 [2]   0 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 2,441,000 [2]   0 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Troubled Debt Restructurings [Member] | Special Mention [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Troubled Debt Restructurings [Member] | Substandard [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 13,639,000 [2]   18,432,000 [2]
Troubled Debt Restructurings [Member] | Substandard [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 10,890,000 [2]   15,559,000 [2]
Troubled Debt Restructurings [Member] | Substandard [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,249,000 [2]   2,688,000 [2]
Troubled Debt Restructurings [Member] | Substandard [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Troubled Debt Restructurings [Member] | Substandard [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,500,000 [2]   185,000 [2]
Troubled Debt Restructurings [Member] | Substandard [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 0 [2]   0 [2]
Impaired Loans [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 39,651,000   50,275,000
Impaired Loans [Member] | Commercial Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 23,993,000   29,555,000
Impaired Loans [Member] | Consumer Real Estate - Mortgage [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 9,193,000   12,217,000
Impaired Loans [Member] | Construction and Land Development [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 1,423,000   4,580,000
Impaired Loans [Member] | Commercial and Industrial [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans 4,506,000   3,725,000
Impaired Loans [Member] | Consumer and Other [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans $ 536,000   $ 198,000
[1] Potential problem loans represent those loans with a well-defined weakness and where information about possible credit problems of borrowers has caused management to have doubts about the borrower’s ability to comply with present repayment terms. This definition is believed to be substantially consistent with the standards established by Pinnacle Bank’s primary regulators for loans classified as substandard, excluding the impact of substandard nonaccrual loans and substandard troubled debt restructurings. Potential problem loans, which are not included in nonaccrual loans, amounted to approximately $71.1 million at September 30, 2013, compared to $105.4 million at December 31, 2012.
[2] Troubled debt restructurings are presented as an impaired loan; however, they continue to accrue interest at contractual rates