FILED PURSUANT TO RULE 425
                                FILING PERSON: PINNACLE FINANCIAL PARTNERS, INC.
                                          SUBJECT COMPANY: CAVALRY BANCORP, INC.
                                                     COMMISSION FILE NO. 0-23605


From:
Sent: Friday, October 07, 2005 2:11 PM
To:
Subject: Merger Update - Integration Team In Place


As we committed to you, we have been working diligently this past week to define
the best approach to integrating Cavalry and Pinnacle. First of all, we continue
to be  impressed  with each  other's  companies.  The teamwork has been great in
getting us through the first week.


Our  primary  goals in the  integration  process  are to 1)  minimize  impact on
clients and associates and 2) maintain the excellence in service that clients at
both companies have grown to expect.


With this in mind we have  developed a  team-based  approach  that will  involve
virtually  all functions  within both  companies.  There will be an  Integration
Oversight  Team that that will  coordinate the overall  integration  efforts and
will be supported by multiple  other teams that will be very  specific in focus.
The oversight team will be composed of:

Hugh Queener - Co Team Leader

Bill Jones - Co Team Leader

Harold Carpenter - Pinnacle

Cannon Loughry - Cavalry

Jamie Sweeney - Cavalry

Randy Withrow - Pinnacle

These members will be responsible for the planning,  monitoring and execution of
the integration. They will also serve as members and leaders on additional teams
that will be divided into three distinct groups:

*        Infrastructure Integration
*        Finance
*        Human Resources
*        Information Technology
*        Client Transition
*        Retail Products and Delivery
*        Treasury Management
*        Non-Bank Services (brokerage, insurance, trust, and secondary mortgage)
*        Process and System Integration
*        Deposit Operations / Conversion
*        Loan Operations / Conversion
*        Credit Processes

In  addition,  we will assign  resources  to two very key  components  that will
provide general support to all teams as we move forward:

*        Communications
*        Training

We view internal  communication  and the training of our  associates as THE most
important  aspects of this plan. We will devote  considerable time and energy to
making  sure  every  associate  is updated  on a regular  basis with  decisions,
directions, etc., and training is conducted in a timely and efficient manner.

What you should expect next:

By the end of this month we will have made  decisions  on a number of key issues
and have set a target date of October 31 to communicate  these to you. Among the
issues to be decided over the next few weeks are:

* Compensation and benefit plans (what will change, when, etc.)
* Information  technology  (what systems we will use,  what the  operations  and
technology   organization  will  look  like  and  more  information  related  to
geographic  locations)
* The finance  infrastructure  (budget  process for 2006,systems  that will be
utilized,  location of  functions  and  associates)
* An overall  integration  plan  detailing  high level tasks and targeted
completion dates
* An  internal  website  along with a  question  and  answer  process  for
associates.  This will complement the ongoing  dialogue  between  associates and
your team leaders.

We will need everyone's support as we bring our two organizations  together.  We
are excited about the power of this  partnership  and our vision to be "the best
financial services firm and the best place to work in Middle Tennessee."

INVESTORS  AND  SECURITY   HOLDERS  ARE  ENCOURAGED  TO  READ  THE  JOINT  PROXY
STATEMENT/PROSPECTUS  WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS
TO BE FILED WITH THE SECURITIES AND EXCHANGE  COMMISSION IN CONNECTION  WITH THE
PROPOSED  TRANSACTION  BECAUSE THEY WILL  CONTAIN  IMPORTANT  INFORMATION  ABOUT
PINNACLE, CAVALRY AND THE PROPOSED TRANSACTION.

Investors and security  holders may obtain free copies of these  documents  once
they   are   available   through   the   website   maintained   by  the  SEC  at
http://www.sec.gov. Free copies of the joint proxy statement/prospectus also may
be obtained by directing a request by  telephone  or mail to Pinnacle  Financial
Partners Inc., 211 Commerce Street, Suite 300, Nashville,  TN 37201,  Attention:
Investor  Relations  ((615) 744-3710) or Cavalry Banking Corp., 114 West College
Street,  P.O. Box 188,  Murfreesboro,  TN 37133,  Attention:  Investor Relations
(615) 849-2272.

The directors and executive officers of Pinnacle and Cavalry may be deemed to be
participants  in the  solicitation  of  proxies  with  respect  to the  proposed
transaction.  Information about Pinnacle's  directors and executive  officers is
contained  in the proxy  statement  filed by Pinnacle  with the  Securities  and
Exchange Commission on March 14, 2005, which is available on Pinnacle's web site
(www.pnfp.com)  and at the address provided above.  Information  about Cavalry's
directors and executive  officers is contained in the proxy  statement  filed by
Cavalry with the  Securities  and Exchange  Commission on March 18, 2005.  Other
information   regarding  the  participants  in  the  proxy  solicitation  and  a
description  of their  direct and  indirect  interests  by  security  holding or
otherwise,  will be contained in the joint proxy  statement/prospectus and other
relevant  material to be filed with the Securities and Exchange  Commission when
they become available.