Exhibit 99.1

FOR IMMEDIATE RELEASE

MEDIA CONTACT:	Sue Atkinson, 615-320-7532
FINANCIAL CONTACT:	Harold Carpenter, 615-744-3742
WEBSITE:	www.pnfp.com

PINNACLE FINANCIAL REPORTS RETURN
TO PROFITABILITY IN THIRD QUARTER 2010

NASHVILLE, Tenn., Oct. 19, 2010 — Pinnacle Financial Partners, Inc. (Nasdaq/NGS: PNFP) today reported its third quarter results. Net income per fully diluted common share available to common stockholders was $0.02 for the quarter ended Sept. 30, 2010, compared to net loss per fully diluted common share available to common stockholders for the quarter ended Sept. 30, 2009, of $0.15. Pinnacle also reported a net loss per fully diluted common share available to common stockholders of $1.00 for the nine months ended Sept. 30, 2010, compared to a net loss per fully diluted common share available to common stockholders of $1.39 for the nine months ended Sept. 30, 2009.

“We are very pleased with the progress we made on a number of credit measures, including reductions in nonperforming assets and potential problem loans. The firm achieved a significant reduction in net charge-offs and continued to decrease exposure to construction and land development loans, both key priorities for our firm,” said M. Terry Turner, Pinnacle’s president and chief executive officer. “These achievements have allowed us to report quarterly net income for the first time this year.”

Aggressively Dealing with Problem Loans

• Reduced exposure to construction and land development loans from $411.5 million at June 30, 2010, to $359.7 million at Sept. 30, 2010, a decrease of 12.6 percent

• $30.4 million in foreclosures during the third quarter

• $43.1 million in nonperforming asset resolutions during the third quarter. Year to date resolutions of $145.5 million through Sept. 30, 2010

• Nonperforming loan inflows decreased from $71.2 in the second quarter of 2010 to $34.0 million during the third quarter of 2010

Expanding the Core Earnings Capacity of the Firm

• Continued growth in core deposits of 5.2 percent during the third quarter and 30.5 percent from Sept. 30, 2009. Average balances of noninterest bearing deposit accounts were $534 million in the third quarter of 2010, an increase of 5.9 percent over the prior quarter average balances.

• Net interest margin increased from 3.05 percent for the quarter ended Sept. 30, 2009, to 3.23 percent for the quarter ended Sept. 30, 2010, which was the same as the net interest margin for the quarter ended June 30, 2010.

• Net interest income increased by 4.4 percent between the third quarter of 2010 and third quarter of 2009.

• Fee income was $8.59 million in third quarter of 2010, compared to $10.57 million in the second quarter of 2010 and $7.74 million in the third quarter of 2009. Excluding securities gains of $2.26 million in the second quarter of 2010, fee income increased from $8.31 million in the second quarter of 2010 to $8.59 million in the third quarter of 2010.

“Pinnacle’s core funding growth, which increased 31 percent year-over-year, has been extraordinary. We believe exchanging $786 million in brokered and other non-core deposits for lower cost core deposits in the past 12 months validates our strength in our markets,” Turner said.

THIRD QUARTER 2010 HIGHLIGHTS:

• Capital

• At Sept. 30, 2010, and Dec. 31, 2009, Pinnacle’s ratio of tangible common stockholders’ equity to tangible assets was 7.2 percent and 7.3 percent, respectively. Pinnacle’s tangible book value per common share was $10.12 at Sept. 30, 2010, compared to $10.71 at Dec. 31, 2009. Book value per common share was $17.61 and $18.41 at Sept. 30, 2010, and Dec. 31, 2009, respectively.

• At Sept. 30, 2010, Pinnacle Financial’s total risk-based capital ratio was 15.1 percent, compared to 14.8 percent at Dec. 31, 2009.

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• Balance sheet and liquidity

• Total deposits at Sept. 30, 2010, were $3.83 billion, up $5.73 million from $3.82 billion at Sept. 30, 2009, but down from the $3.85 billion reported at June 30, 2010.

• Core deposits amounted to $2.93 billion at Sept. 30, 2010, an increase of 30.5 percent from the $2.24 billion at Sept. 30, 2009. Core deposits also increased by an annualized growth rate of 20.7 percent during the third quarter.

• Loans at Sept. 30, 2010, were $3.25 billion, down from $3.61 billion at Sept. 30, 2009, and $3.56 billion at Dec. 31, 2009.

• Operating results

• Revenue for the quarter ended Sept. 30, 2010, amounted to $44.65 million, compared to $42.29 million for the same quarter of last year, an increase of 5.6 percent.

• Net income available to common stockholders for the third quarter of 2010 was $549,000, compared to the prior year’s third quarter net loss available to common stockholders of $4.85 million and second quarter 2010 net loss available to common stockholders of $27.87 million.

• Credit quality

• Net charge-offs were $7.35 million for the three months ended Sept. 30, 2010, compared to $5.23 million for the three months ended Sept. 30, 2009, and $33.46 million for the second quarter of 2010.

• Allowance for loan losses represented 2.60 percent of total loans at Sept. 30, 2010, compared to 2.61 percent at June 30, 2010, and 2.30 percent at Sept. 30, 2009.

• Nonperforming loans plus other real estate were 4.60 percent of total loans plus other real estate at Sept. 30, 2010, compared to 4.77 percent at June 30, 2010, and 4.29 percent at Dec. 31, 2009.

• Past due loans over 30 days, excluding nonperforming loans, were 0.67 percent of total loans at Sept. 30, 2010, compared to 0.66 percent at June 30, 2010, and 0.46 percent at Dec. 31, 2009.

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“Although Pinnacle’s loan growth mirrors the industry’s weak loan demand, over time we believe our Tennessee markets will outperform the rest of the country for business expansions, corporate relocations and job growth,” Turner said. “Recent expansion and relocation announcements included additions in the tourism, hospitality and automotive manufacturing sectors. Recent unemployment statistics for both Nashville and Knoxville reflect improvement from the highs experienced during the second quarter of last year. Improving employment prospects in our target markets should help to foster increased loan demand.”

The following is a summary of the activity in various nonperforming asset and restructured accruing loan categories for the quarter ended Sept. 30, 2010:

			Payments,
	Balances		Sales and								Balances
(in thousands)	June 30, 2010		Reductions			Transfers			Inflows		Sept. 30, 2010
Restructured accruing loans:
Residential construction and development	$	223	$	(223	)	$	—		$	—	$	—
Other		10,638		(10	)		—			2,840		13,468
Totals		10,861		(233	)		—			2,840		13,468
Nonperforming loans:
Residential construction and development		40,108		(5,105	)		(11,415	)		6,308		29,896
Other		78,223		(13,662	)		(19,027	)		27,697		73,231
Totals		118,331		(18,767	)		(30,442	)		34,005		103,127
Other real estate:
Residential construction and development		29,324		(7,483	)		11,415			—		33,256
Other		13,292		(16,865	)		19,027			—		15,454
Totals		42,616		(24,348	)		30,442			—		48,710
Total nonperforming assets and restructured accruing loans	$	171,808	$	(43,348	)	$	—		$	36,845	$	165,305

REVENUE

• Net interest income for the third quarter of 2010 was $36.06 million, compared to $34.55 million for the same quarter last year, an increase of 4.4 percent.

• Net interest margin for the third quarter of 2010 was 3.23 percent, compared to 3.05 percent for the same period last year.

• Noninterest income for the third quarter of 2010 and 2009 was $8.59 million and $7.74 million, respectively.

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“Given the level of liquidity we maintained in the third quarter as a result of continued growth in core deposits, we are pleased with our margin performance during the third quarter,” said Harold R. Carpenter, Pinnacle’s chief financial officer. “Our goal is gradual reduction in liquidity as well as capitalizing on continued deposit repricing over the next few quarters, both of which should benefit our margins and net interest income.”

The increase in net interest income was primarily attributable to better yields on loans as the impact of interest reversals on new nonaccruing loans was less in the third quarter of 2010 compared to the second quarter, as well as continued growth in less expensive funding sources. The continued funding shift from time deposits to money market accounts contributed to the increase in net interest income during the third quarter of 2010 compared to the same quarter last year.

Excluding securities gains of $2.26 million in the second quarter of 2010, third quarter 2010 fee income was approximately 3.4 percent higher than the second quarter of 2010 primarily due to increased mortgage originations and the resulting gains on the sales of those loans into the secondary markets.

NONINTEREST EXPENSE

• Noninterest expense for the quarter ended Sept. 30, 2010, was $37.77 million, compared to $36.49 million in the second quarter of 2010 and $27.28 million in the third quarter of 2009.

• Compensation expense was $16.07 million during the third quarter of 2010, compared to $15.85 million during the second quarter of 2010 and $14.25 million during the third quarter of 2009.

• Included in noninterest expense for the third quarter of 2010 was $8.52 million in other real estate expenses, compared to $1.3 million in the third quarter of 2009. Second quarter 2010 other real estate expense was approximately $7.41 million.

Excluding the impact of other real estate expenses, the third quarter of 2010 noninterest expense was approximately $29.25 million, compared to $29.08 million in the second quarter of 2010, a slight increase. Carpenter also noted that with the opening of its new 100 Oaks office in April 2010, the firm’s distribution system was substantially complete in the Nashville MSA. With respect to Knoxville, the firm has preliminary plans to construct one more facility over the next two years.

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WEBCAST AND CONFERENCE CALL INFORMATION

Pinnacle will host a webcast and conference call at 8:30 a.m. (CST) on Wednesday, Oct. 20, 2010, to discuss third quarter 2010 results and other matters. To access the call for audio only, please call 1-877-602-7944. For the presentation and streaming audio, please access the webcast on the investor relations page of Pinnacle’s website at www.pnfp.com.

For those unable to participate in the webcast, the webcast will be archived on the investor relations page of Pinnacle’s website at www.pnfp.com for 90 days following the presentation.

Pinnacle Financial Partners provides a full range of banking, investment, mortgage and insurance products and services designed for small- to mid-sized businesses and their owners, real estate professionals and individuals interested in a comprehensive relationship with their financial institution. Comprehensive wealth management services, such as financial planning and trust, help clients increase, protect and distribute their assets.

The firm began operations in a single downtown Nashville location in Oct. 2000 and has since grown to over $4.96 billion in assets at Sept. 30, 2010. In 2007, Pinnacle launched an expansion into Knoxville, Tennessee. At Sept. 30, 2010, Pinnacle is the second-largest bank holding company headquartered in Tennessee, with 31 offices in eight Middle Tennessee counties and three in Knoxville. The firm was also added to Standard & Poor’s SmallCap 600 index in 2009.

Additional information concerning Pinnacle can be accessed at www.pnfp.com.

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Certain of the statements in this release may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The words “expect,” “anticipate,” “goal,” “objective,” “intend,” “plan,” “believe,” “should,” “seek,” “estimate” and similar expressions are intended to identify such forward-looking statements, but other statements not based on historical information may also be considered forward-looking. All forward-looking statements are subject to risks, uncertainties and other factors that may cause the actual results, performance or achievements of Pinnacle Financial to differ materially from any results expressed or implied by such forward-looking statements. Such factors include, without limitation, (i) deterioration in the financial condition of borrowers resulting in significant increases in loan losses and provisions for those losses; (ii) continuation of the historically low short-term interest rate environment; (iii) the continued reduction of Pinnacle Financial’s loan balances, and conversely, the inability of Pinnacle Financial to ultimately grow its loan portfolio in the Nashville-Davidson-Murfreesboro-Franklin MSA and the Knoxville MSA; (iv) changes in loan underwriting, credit review or loss reserve policies associated with economic conditions, examination conclusions, or regulatory developments; (v) increased competition with other financial institutions; (vi) greater than anticipated deterioration or lack of sustained growth in the national or local economies including the Nashville-Davidson-Murfreesboro-Franklin MSA and the Knoxville MSA, particularly in commercial and residential real estate markets; (vii) rapid fluctuations or unanticipated changes in interest rates; (viii) the results of regulatory examinations; (ix) the development of any new market other than Nashville or Knoxville; (x) a merger or acquisition; (xi) any matter that would cause Pinnacle Financial to conclude that there was impairment of any asset, including intangible assets; (xii) the impact of governmental restrictions on entities participating in the Capital Purchase Program, of the U.S. Department of the Treasury (the “Treasury”); (xiii) further deterioration in the valuation of other real estate owned; (xiv) inability to comply with regulatory capital requirements and to secure any required regulatory approvals for capital actions; and (xv) changes in state and federal legislation, regulations or policies applicable to banks and other financial service providers, including regulatory or legislative developments arising out of current unsettled conditions in the economy, including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; and (xvi) Pinnacle Financial recording a further valuation allowance related to its deferred tax asset. A more detailed description of these and other risks is contained in Pinnacle Financial’s most recent annual report on Form 10-K filed with the Securities and Exchange Commission on February 26, 2010 and most recent quarterly reports on Form 10-Q filed with the Securities and Exchange Commission on May 7, 2010 and July 21, 2010. Many of such factors are beyond Pinnacle Financial’s ability to control or predict, and readers are cautioned not to put undue reliance on such forward-looking statements. Pinnacle Financial disclaims any obligation to update or revise any forward-looking statements contained in this release, whether as a result of new information, future events or otherwise.

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PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS — UNAUDITED

	September 30, 2010			December 31, 2009
ASSETS
Cash and noninterest-bearing due from banks	$	59,038,190		$	55,651,737
Interest-bearing due from banks		142,990,988			19,338,499
Federal funds sold and other		3,549,454			41,611,838
Short-term discount notes		44,995,432			50,000,000
Cash and cash equivalents		250,574,064			166,602,074
Securities available-for-sale, at fair value		964,206,124			931,012,091
Securities held-to-maturity (fair value of $4,456,899 and $6,737,336 at September 30, 2010 and December 31, 2009, respectively)		4,325,401			6,542,496
Mortgage loans held-for-sale		21,804,306			12,440,984
Loans		3,251,923,355			3,563,381,741
Less allowance for loan losses		(84,550,007	)		(91,958,789	)
Loans, net		3,167,373,348			3,471,422,952
Premises and equipment, net		82,528,409			80,650,936
Other investments		42,466,941			40,138,660
Accrued interest receivable		16,921,996			19,083,468
Goodwill		244,096,729			244,107,086
Core deposit and other intangible assets		11,449,597			13,686,091
Other real estate owned		48,710,475			29,603,439
Other assets		107,145,887			113,520,727
Total assets	$	4,961,603,277		$	5,128,811,004
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits:
Noninterest-bearing	$	581,181,037		$	498,087,015
Interest-bearing		526,164,256			483,273,551
Savings and money market accounts		1,439,594,226			1,198,012,445
Time		1,278,694,666			1,644,226,290
Total deposits		3,825,634,185			3,823,599,301
Securities sold under agreements to repurchase		191,392,048			275,465,096
Federal Home Loan Bank advances		121,435,261			212,654,782
Subordinated debt		97,476,000			97,476,000
Accrued interest payable		5,766,337			6,555,801
Other liabilities		33,370,673			12,039,843
Total liabilities		4,275,074,504			4,427,790,823
Stockholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized; 95,000 shares issued and outstanding at September 30, 2010 and December 31, 2009		90,455,129			89,462,633
Common stock, par value $1.00; 90,000,000 shares authorized; 33,660,462 issued and outstanding at September 30, 2010 and 33,029,719 issued and outstanding at December 31, 2009		33,660,462			33,029,719
Common stock warrants		3,348,402			3,348,402
Additional paid-in capital		528,956,550			524,366,603
Retained earnings		10,721,466			43,372,743
Accumulated other comprehensive income, net of taxes		19,386,764			7,440,081
Stockholders’ equity		686,528,773			701,020,181
Total liabilities and stockholders’ equity	$	4,961,603,277		$	5,128,811,004

This information is preliminary and based on company data available at the time of the presentation.

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PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS — UNAUDITED

	Three Months Ended					Nine Months Ended
	September 30					September 30
	2010		2009			2010			2009
Interest income:
Loans, including fees	$	41,105,351	$	41,665,915		$	122,504,151		$	119,818,533
Securities:
Taxable		7,004,256		8,607,924			24,150,109			26,088,836
Tax-exempt		1,942,650		1,694,323			5,978,849			4,742,447
Federal funds sold and other		598,181		473,663			1,635,934			1,338,587
Total interest income		50,650,438		52,441,825			154,269,043			151,988,403
Interest expense:
Deposits		12,306,145		15,099,627			38,695,099			49,253,606
Securities sold under agreements to repurchase		435,054		363,302			1,352,015			1,147,363
Federal Home Loan Bank advances and other borrowings		1,849,300		2,430,839			5,904,792			7,826,936
Total interest expense		14,590,499		17,893,768			45,951,906			58,227,905
Net interest income		36,059,939		34,548,057			108,317,137			93,760,498
Provision for loan losses		4,789,322		22,134,025			48,523,927			101,063,950
Net interest income after provision for loan losses		31,270,617		12,414,032			59,793,210			(7,303,452	)
Noninterest income:
Service charges on deposit accounts		2,444,077		2,559,394			7,238,588			7,604,774
Investment services		1,234,421		1,112,059			3,786,067			3,044,444
Insurance sales commissions		954,015		906,298			2,957,393			3,130,849
Gain on loans and loan participations sold, net		1,310,169		977,662			2,733,977			4,386,467
Net gain on sale of investment securities		—		—			2,623,674			6,462,241
Trust fees		726,094		585,737			2,377,182			1,885,091
Other noninterest income		1,925,459		1,595,942			5,932,154			4,961,175
Total noninterest income		8,594,235		7,737,092			27,649,035			31,475,041
Noninterest expense:
Salaries and employee benefits		16,069,360		14,245,485			48,921,007			41,672,578
Equipment and occupancy		5,230,730		4,445,666			16,089,323			12,991,928
Other real estate owned		8,522,346		1,250,152			21,335,705			5,864,375
Marketing and other business development		748,206		512,063			2,295,820			1,417,780
Postage and supplies		636,492		515,110			2,070,536			2,174,796
Amortization of intangibles		744,492		776,784			2,236,494			2,411,351
Other noninterest expense		5,822,252		5,535,079			17,482,907			16,596,965
Total noninterest expense		37,773,878		27,280,339			110,431,792			83,129,773
Income (loss) before income taxes		2,090,974		(7,129,215	)		(22,989,547	)		(58,958,184	)
Income tax expense (benefit)		—		(3,782,045	)		5,106,734			(25,925,471	)
Net Income (loss)		2,090,974		(3,347,170	)		(28,096,281	)		(33,032,713	)
Preferred dividends		1,213,889		1,213,889			3,602,083			3,602,083
Accretion on preferred stock discount		328,037		290,105			992,496			819,059
Net income (loss) available to common stockholders	$	549,048	$	(4,851,164	)	$	(32,690,860	)	$	(37,453,855	)
Per share information:
Basic net income (loss) per common share available to common stockholders	$	0.02	$	(0.15	)	$	(1.00	)	$	(1.39	)
Diluted net income (loss) per common share available to common stockholders	$	0.02	$	(0.15	)	$	(1.00	)	$	(1.39	)
Weighted average shares outstanding:
Basic		32,857,428		32,460,614			32,697,985			27,011,749
Diluted		33,576,963		32,460,614			32,697,985			27,011,749

This information is preliminary and based on company data available at the time of the presentation.

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PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
ANALYSIS OF INTEREST INCOME AND EXPENSE, RATES AND YIELDS — UNAUDITED

	Three months ended							Three months ended
	September 30, 2010							September 30, 2009
	Average							Average
(dollars in thousands)	Balances		Interest		Rates/ Yields			Balances		Interest		Rates/ Yields
Interest-earning assets:
Loans (1)	$	3,295,531	$	41,105		4.96	%	$	3,583,182	$	41,666		4.61	%
Securities:
Taxable		750,427		7,004		3.70	%		749,457		8,608		4.56	%
Tax-exempt (2)		204,442		1,943		4.97	%		169,171		1,694		5.24	%
Federal funds sold and other		269,556		598		0.95	%		74,663		474		2.76	%
Total interest-earning assets		4,519,956	$	50,650		4.51	%		4,576,473	$	52,442		4.60	%
Nonearning assets
Intangible assets		256,011							259,016
Other nonearning assets		225,406							193,366
Total assets	$	5,001,373						$	5,028,855
Interest-bearing liabilities:
Interest-bearing deposits:
Interest checking	$	540,387	$	890		0.65	%	$	348,300	$	508		0.58	%
Savings and money market		1,397,396		4,787		1.36	%		916,669		2,967		1.28	%
Time		1,387,170		6,629		1.90	%		2,018,814		11,625		2.28	%
Total interest-bearing deposits		3,324,953		12,306		1.47	%		3,283,783		15,100		1.82	%
Securities sold under agreements to repurchase		210,037		435		0.82	%		223,737		363		0.64	%
Federal Home Loan Bank advances and other borrowings		126,130		921		2.90	%		236,660		1,481		2.48	%
Subordinated debt		97,476		928		3.78	%		97,476		950		3.86	%
Total interest-bearing liabilities		3,758,596		14,590		1.54	%		3,841,656		17,894		1.85	%
Noninterest-bearing deposits		534,171		—		—			462,783		—		—
Total deposits and interest-bearing liabilities		4,292,767	$	14,590		1.35	%		4,304,439	$	17,894		1.65	%
Other liabilities		21,708							8,572
Stockholders’ equity		686,898							715,844
Total liabilities and stockholders’ equity	$	5,001,373						$	5,028,855
Net interest income			$	36,060						$	34,548
Net interest spread (3)						2.97	%						2.75	%
Net interest margin (4)						3.23	%						3.05	%

(1)	Average balances of nonperforming loans are included in the above amounts.
(2)	Yields computed on tax-exempt instruments on a tax equivalent basis.
(3)	Yields realized on interest-bearing assets less the rates paid on interest-bearing liabilities. The net interest spread calculation excludes the impact of demand deposits. Had the impact of demand deposits been included, the net interest spread for the quarter ended September 30, 2010 would have been 3.16% compared to a net interest spread of 2.95% for the quarter ended September 30, 2009.
(4)	Net interest margin is the result of annualized net interest income calculated on a tax equivalent basis divided by average interest-earning assets for the period.

This information is preliminary and based on company data available at the time of the presentation.

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PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
ANALYSIS OF INTEREST INCOME AND EXPENSE, RATES AND YIELDS — UNAUDITED

	Nine months ended							Nine months ended
	September 30, 2010							September 30, 2009
	Average							Average
(dollars in thousands)	Balances		Interest		Rates/ Yields			Balances		Interest		Rates/ Yields
Interest-earning assets:
Loans (1)	$	3,410,648	$	122,504		4.81	%	$	3,506,243	$	119,819		4.57	%
Securities:
Taxable		778,117		24,150		4.15	%		739,480		26,089		4.72	%
Tax-exempt (2)		205,006		5,979		5.14	%		159,086		4,742		5.26	%
Federal funds sold and other		173,732		1,636		1.36	%		82,614		1,338		2.35	%
Total interest-earning assets		4,567,503	$	154,269		4.58	%		4,487,423	$	151,988		4.58	%
Nonearning assets
Intangible assets		256,754							259,894
Other nonearning assets		215,492							219,859
Total assets	$	5,039,749						$	4,967,176
Interest-bearing liabilities:
Interest-bearing deposits:
Interest checking	$	516,024	$	2,593		0.67	%	$	355,677	$	1,405		0.53	%
Savings and money market		1,312,209		13,623		1.39	%		802,946		7,322		1.22	%
Time		1,503,524		22,479		2.00	%		2,106,428		40,527		2.57	%
Total interest-bearing deposits		3,331,757		38,695		1.55	%		3,265,051		49,254		2.02	%
Securities sold under agreements to repurchase		231,580		1,352		0.78	%		232,450		1,147		0.66	%
Federal Home Loan Bank advances and other borrowings		150,772		3,249		2.88	%		254,145		4,657		2.45	%
Subordinated debt		97,476		2,656		3.64	%		97,476		3,170		4.35	%
Total interest-bearing liabilities		3,811,585		45,952		1.61	%		3,849,122		58,228		2.02	%
Noninterest-bearing deposits		511,519		—		—			445,616		—		—
Total deposits and interest-bearing liabilities		4,323,104	$	45,952		1.42	%		4,294,738	$	58,228		1.81	%
Other liabilities		17,297							5,436
Stockholders’ equity		699,348							667,002
	$	5,039,749						$	4,967,176
Net interest income			$	108,317						$	93,760
Net interest spread (3)						2.97	%						2.56	%
Net interest margin (4)						3.24	%						2.84	%

(1)	Average balances of nonperforming loans are included in the above amounts.
(2)	Yields computed on tax-exempt instruments on a tax equivalent basis.
(3)	Yields realized on interest-earning assets less the rates paid on interest-bearing liabilities.The net interest spread calculation excludes the impact of demand deposits. Had the impact of demand deposits been included, the net interest spread for the nine months ended September 30, 2010 would have been 3.16% compared to a net interest spread of 2.77% for the nine months ended September 30, 2009.
(4)	Net interest margin is the result of annualized net interest income calculated on a tax equivalent basis divided by average interest-earning assets for the period.

This information is preliminary and based on company data available at the time of the presentation.

Page 11

PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
SELECTED QUARTERLY FINANCIAL DATA — UNAUDITED

	September			June			March			December			September			June
(dollars in thousands)	2010			2010			2010			2009			2009			2009
Balance sheet data, at quarter end:
Total assets	$	4,961,603			4,958,478			5,021,689			5,128,811			5,094,710			5,036,742
Total loans		3,251,923			3,333,900			3,479,536			3,563,382			3,607,886			3,544,176
Allowance for loan losses		(84,550	)		(87,107	)		(90,062	)		(91,959	)		(82,981	)		(66,075	)
Securities		968,532			907,296			989,325			937,555			932,440			926,085
Noninterest-bearing deposits		581,181			529,867			522,928			498,087			504,481			470,049
Total deposits		3,825,634			3,853,400			3,836,362			3,823,599			3,819,909			3,761,444
Securities sold under agreements to repurchase		191,392			159,490			200,489			275,465			215,674			215,135
FHLB advances and other borrowings		121,435			131,477			157,319			212,655			222,986			228,317
Subordinated debt		97,476			97,476			97,476			97,476			97,476			97,476
Total stockholders’ equity		686,529			681,915			700,261			701,020			710,091			703,772
Balance sheet data, quarterly averages:
Total assets	$	5,001,373			4,996,448			5,122,773			5,143,832			5,028,855			5,001,489
Total loans		3,295,531			3,418,928			3,520,012			3,580,790			3,583,182			3,517,254
Securities		954,869			962,401			1,032,957			984,893			918,628			912,192
Total earning assets		4,519,956			4,527,471			4,651,695			4,690,347			4,576,473			4,523,003
Noninterest-bearing deposits		534,171			504,354			495,610			517,296			462,783			455,709
Total deposits		3,859,124			3,816,973			3,853,671			3,786,680			3,746,566			3,735,789
Securities sold under agreements to repurchase		210,037			210,798			274,614			303,801			223,737			243,765
Advances from FHLB and other borrowings		126,130			147,491			179,280			229,734			236,660			255,263
Subordinated debt		97,476			97,476			97,476			97,476			97,476			97,476
Total stockholders’ equity		686,898			704,186			707,210			714,741			715,844			649,792
Statement of operations data, for the three months ended:
Interest income	$	50,650			50,929			52,690			53,728			52,442			50,028
Interest expense		14,590			15,231			16,130			16,697			17,894			19,516
Net interest income		36,060			35,697			36,560			37,031			34,548			30,512
Provision for loan losses		4,789			30,509			13,226			15,694			22,134			65,320
Net interest income (loss) after provision for loan losses		31,271			5,189			23,334			21,336			12,414			(34,808	)
Noninterest income		8,594			10,569			8,486			8,177			7,737			10,602
Noninterest expense		37,774			36,491			36,167			35,448			27,281			30,607
Income (loss) before taxes		2,091			(20,734	)		(4,347	)		(5,935	)		(7,130	)		(54,813	)
Income tax expense (benefit)		—			5,630			(525	)		(3,467	)		(3,782	)		(23,036	)
Preferred dividends and accretion		1,542			1,507			1,545			1,509			1,504			1,470
Net income (loss) available to common stockholders	$	549			(27,871	)		(5,368	)		(3,977	)		(4,852	)		(33,247	)
Profitability and other ratios:
Return on avg. assets (1)		0.04	%		(2.24	%)		(0.42	%)		(0.31	%)		(0.38	%)		(2.67	%)
Return on avg. equity (1)		0.32	%		(15.88	%)		(3.08	%)		(2.21	%)		(2.69	%)		(20.52	%)
Net interest margin (1) (2)		3.23	%		3.23	%		3.25	%		3.19	%		3.05	%		2.75	%
Noninterest income to total revenue (3)		19.25	%		22.84	%		18.84	%		18.09	%		18.30	%		25.79	%
Noninterest income to avg. assets (1)		0.68	%		0.85	%		0.67	%		0.63	%		0.61	%		0.85	%
Noninterest exp. to avg. assets (1)		3.00	%		2.93	%		2.86	%		2.73	%		2.15	%		2.45	%
Efficiency ratio (4)		84.59	%		78.87	%		80.29	%		78.41	%		64.52	%		74.44	%
Avg. loans to average deposits		85.40	%		89.57	%		91.34	%		94.56	%		95.64	%		94.15	%
Securities to total assets		19.52	%		18.30	%		19.70	%		18.28	%		18.30	%		18.39	%
Average interest-earning assets to average interest-bearing liabilities		120.26	%		120.14	%		118.99	%		120.25	%		119.13	%		116.67	%
Brokered time deposits to total deposits (15)		1.80	%		3.70	%		5.40	%		8.67	%		11.50	%		14.71	%

This information is preliminary and based on company data available at the time of the presentation.

Page 12

PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
SELECTED QUARTERLY FINANCIAL DATA — UNAUDITED

	September			June			March			December			September			June
(dollars in thousands)	2010			2010			2010			2009			2009			2009
Asset quality information and ratios:
Nonperforming assets:
Nonaccrual loans	$	103,127			118,331			131,381			124,709			121,726			100,328
Other real estate (ORE)		48,710			42,616			24,704			29,603			22,769			18,845
Past due loans over 90 days and still accruing interest		3,639			3,116			395			181			65			—
Restructured accruing loans		13,468			10,861			9,534			26,978			12,827			—
Totals	$	168,944			174,924			166,014			181,471			157,387			119,173
Net loan charge-offs	$	7,346			33,463			15,123			6,718			5,228			44,579
Allowance for loan losses to nonaccrual loans		82.0	%		73.6	%		68.5	%		73.7	%		68.2	%		65.9	%
As a percentage of total loans:
Past due accruing loans over 30 days		0.67	%		0.66	%		1.54	%		0.46	%		0.86	%		0.52	%
Potential problem loans (5)		8.23	%		9.30	%		8.63	%		7.18	%		7.24	%		4.03	%
Allowance for loan losses		2.60	%		2.61	%		2.59	%		2.58	%		2.30	%		1.86	%
Nonperforming assets to total loans and ORE		4.60	%		4.77	%		4.45	%		4.29	%		3.98	%		3.34	%
Nonperforming assets to total assets		3.06	%		3.25	%		3.11	%		3.01	%		2.84	%		2.37	%
Annualized net loan charge-offs year-to-date to avg. loans (6)		2.26	%		2.84	%		1.74	%		1.71	%		2.04	%		2.81	%
Avg. commercial loan internal risk ratings (5)		4.9			4.9			4.9			4.8			4.7			4.6
Interest rates and yields:
Loans		4.96	%		4.74	%		4.74	%		4.71	%		4.61	%		4.52	%
Securities		3.97	%		4.45	%		4.63	%		4.57	%		4.69	%		4.60	%
Total earning assets		4.51	%		4.58	%		4.66	%		4.60	%		4.60	%		4.49	%
Total deposits, including non-interest bearing		1.27	%		1.43	%		1.42	%		1.45	%		1.60	%		1.76	%
Securities sold under agreements to repurchase		0.82	%		0.69	%		0.82	%		0.71	%		0.64	%		0.70	%
FHLB advances and other borrowings		2.90	%		2.88	%		2.87	%		2.50	%		2.48	%		2.52	%
Subordinated debt		3.78	%		3.63	%		3.52	%		3.38	%		3.86	%		4.39	%
Total deposits and interest-bearing liabilities		1.35	%		1.43	%		1.49	%		1.50	%		1.65	%		1.81	%
Capital ratios (7):
Stockholders’ equity to total assets		13.8	%		13.8	%		13.9	%		13.7	%		13.9	%		14.0	%
Leverage		10.5	%		10.4	%		10.6	%		10.7	%		10.9	%		11.1	%
Tier one risk-based		13.5	%		13.1	%		13.4	%		13.1	%		13.1	%		13.3	%
Total risk-based		15.1	%		14.8	%		15.0	%		14.8	%		14.7	%		15.0	%
Tangible common equity to tangible assets		7.2	%		7.1	%		7.4	%		7.3	%		7.5	%		7.4	%
Tangible common equity to risk weighted assets		9.3	%		9.0	%		9.1	%		8.9	%		9.1	%		9.0	%

This information is preliminary and based on company data available at the time of the presentation.

Page 13

PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
SELECTED QUARTERLY FINANCIAL DATA — UNAUDITED

(dollars in thousands,	September			June			March			December			September			June
except per share data)	2010			2010			2010			2009			2009			2009
Per share data:
Earnings (loss) — basic	$	0.02			(0.85	)		(0.16	)		(0.12	)		(0.15	)		(1.33	)
Earnings (loss) — diluted	$	0.02			(0.85	)		(0.16	)		(0.12	)		(0.15	)		(1.33	)
Book value per common share at quarter end (8)	$	17.61			17.61			18.20			18.41			18.74			18.57
Weighted avg. common shares — basic		32,857,428			32,675,221			32,558,016			32,502,101			32,460,614			24,965,291
Weighted avg. common shares — diluted		33,576,963			32,675,221			32,558,016			32,502,101			32,460,614			24,965,291
Common shares outstanding		33,660,462			33,421,741			33,351,118			33,029,719			32,956,737			32,929,747
Investor information:
Closing sales price	$	9.19			12.85			15.11			14.22			12.71			13.32
High closing sales price during quarter	$	14.33			18.93			16.88			14.47			17.03			24.01
Low closing sales price during quarter	$	8.51			11.81			13.10			11.45			12.15			12.86
Other information:
Gains on sale of loans and loan participations sold:
Mortgage loan sales:
Gross loans sold	$	137,094			92,144			72,196			120,760			114,049			213,218
Gross fees (9)	$	2,503			1,669			1,157			1,942			1,910			3,317
Gross fees as a percentage of mortgage loans originated		1.83	%		1.81	%		1.60	%		1.61	%		1.67	%		1.56	%
Gains on sales of investment securities, net	$	—			2,259			365			—			—			2,116
Brokerage account assets, at quarter-end (10)	$	966,000			921,000			974,000			933,000			898,000			786,000
Trust account assets, at quarter-end	$	647,000			627,000			648,000			635,000			607,000			580,000
Floating rate loans as a percentage of total loans (11)		37.9	%		37.8	%		38.9	%		38.0	%		38.0	%		39.8	%
Balance of commercial loan participations sold to other banks and serviced by Pinnacle, at quarter end	$	57,964			66,503			78,529			81,630			92,837			102,515
Core deposits (12)	$	2,925,673			2,781,748			2,676,016			2,586,685			2,242,245			2,094,399
Core deposits to total funding (12)		69.0	%		65.2	%		62.4	%		58.7	%		51.5	%		48.7	%
Risk-weighted assets	$	3,679,436			3,748,498			3,878,884			3,970,193			4,000,359			3,942,844
Total assets per full-time equivalent employee	$	6,349			6,229			6,389			6,601			6,634			6,752
Annualized revenues per full-time equivalent employee		235.0			233.1			232.4			234.0			221.4			221.7
Number of employees (full-time equivalent)		781.0			796.0			786.0			777.0			768.0			746.0
Associate retention rate (13)		95.2	%		97.3	%		96.6	%		95.5	%		94.2	%		92.5	%
Selected economic information (in thousands) (14):
Nashville MSA nonfarm employment		714.5			712.0			713.7			724.7			728.3			725.1
Knoxville MSA nonfarm employment		321.0			320.1			317.2			322.1			323.2			322.5
Nashville MSA unemployment		8.8	%		9.0	%		9.5	%		9.4	%		9.2	%		10.0	%
Knoxville MSA unemployment		7.8	%		8.1	%		8.8	%		8.7	%		8.6	%		9.3	%
Nashville residential median home price	$	178.0			171.3			159.4			160.8			163.7			170.7
Nashville inventory of residential homes for sale		14.9			14.9			14.1			13.3			14.7			15.0

This information is preliminary and based on company data available at the time of the presentation.

Page 14

PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
RECONCILIATION OF NON-GAAP SELECTED QUARTERLY FINANCIAL DATA — UNAUDITED

	As of September 30,			As of December 31,
(dollars in thousands, except per share data)	2010			2009
Reconciliation of certain financial measures:
Tangible assets:
Total assets	$	4,961,603		$	5,128,811
Less: Goodwill		(244,097	)		(244,107	)
Core deposit and other intangibles		(11,450	)		(13,686	)
Net tangible assets	$	4,706,057		$	4,871,018
Tangible common equity:
Total stockholders’ equity	$	686,529		$	701,020
Less: Preferred stock		(90,455	)		(89,463	)
Goodwill		(244,097	)		(244,107	)
Core deposit and other intangibles		(11,450	)		(13,686	)
Net tangible common equity	$	340,527		$	353,764
Ratio of tangible common equity to tangible assets		7.24	%		7.26	%
Tangible common equity per common share	$	10.12		$	10.71

	For the three months ended
(dollars in thousands)	September 30, 2010		June 30, 2010
Noninterest expense		37,774		36,491
Other real estate owned expense		8,522		7,411
Noninterest expense excluding the impact of other real estate owned expense	$	29,252	$	29,080

This information is preliminary and based on company data available at the time of the presentation.

Page 15

PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES
SELECTED QUARTERLY FINANCIAL DATA — UNAUDITED

1.	Ratios are presented on an annualized basis.
2.	Net interest margin is the result of net interest income on a tax equivalent basis divided by average interest earning assets.
3.	Total revenue is equal to the sum of net interest income and noninterest income.
4.	Efficiency ratios are calculated by dividing noninterest expense by the sum of net interest income and noninterest income.
5.	Average risk ratings are based on an internal loan review system which assigns a numeric value of 1 to 10 to all loans to commercial entities based on their underlying risk characteristics as of the end of each quarter. A “1” risk rating is assigned to credits that exhibit Excellent risk characteristics, “2” exhibit Very Good risk characteristics, “3” Good, “4” Satisfactory, “5” Acceptable or Average, “6” Watch List, “7” Criticized, “8” Classified or Substandard, “9” Doubtful and “10” Loss (which are charged-off immediately). Additionally, loans rated “8” or worse that are not nonperforming or restructured loans are considered potential problem loans. Generally, consumer loans are not subjected to internal risk ratings.
6.	Annualized net loan charge-offs to average loans ratios are computed by annualizing year-to-date net loan charge-offs and dividing the result by average loans for the year-to-date period.
7.	Capital ratios are for Pinnacle Financial Partners, Inc. and are defined as follows:
	Equity to total assets — End of period total stockholders’ equity as a percentage of end of period assets.
	Leverage — Tier one capital (pursuant to risk-based capital guidelines) as a percentage of adjusted average assets.
	Tier one risk-based — Tier one capital (pursuant to risk-based capital guidelines) as a percentage of total risk-weighted assets.
	Total risk-based — Total capital (pursuant to risk-based capital guidelines) as a percentage of total risk-weighted assets.
8.	Book value per share computed by dividing total stockholders’ equity less preferred stock and common stock warrants by common shares outstanding.
9.	Amounts are included in the statement of operations in “Gains on the sale of loans and loan participations sold”, net of commissions paid on such amounts.
10.	At fair value, based on information obtained from Pinnacle’s third party broker/dealer for non-FDIC insured financial products and services.
11.	Floating rate loans are those loans that are eligible for repricing on a daily basis subject to changes in Pinnacle’s prime lending rate or other factors.
12.	Core deposits include all transaction deposit accounts, money market and savings accounts and all certificates of deposit issued in a denomination of less than $100,000. The ratio noted above represents total core deposits divided by total funding, which includes total deposits, FHLB advances, securities sold under agreements to repurchase, subordinated indebtedness and all other interest-bearing liabilities.
13.	Associate retention rate is computed by dividing the number of associates employed at quarter-end less the number of associates that have resigned in the last 12 months by the number of associates employed at quarter-end.
14.	Employment and unemployment data is from the US Dept. of Labor Bureau of Labor Statistics. Labor force data is not seasonally adjusted. The most recent quarter data presented is as of the most recent month that data is available as of the release date. The Nashville home data is from the Greater Nashville Association of Realtors.
15.	Brokered deposits do not include reciprocal balances under the Certificate of Deposit Account Registry Service (CDARS).

Page 16