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MORTGAGE OPERATIONS (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
MORTGAGE OPERATIONS [Abstract]          
Real estate mortgage loans serviced $ 202,408   $ 202,408   $ 208,169
Key assumptions used in measuring the fair value of mortgage servicing rights [Abstract]          
Constant prepayment rate     8.58%   15.73%
Discount rate     9.00%   9.50%
Weighted average life     6 years 9 months 25 days   4 years 11 months 12 days
Mortgage servicing rights [Roll Forward]          
Beginning balance     $ 1,807    
Additions     110    
Reductions     (154)    
Ending balance 1,763   1,763   $ 1,807
Valuation allowance [Roll Forward]          
Beginning balance     (276)    
Additions     0    
Reductions     276    
Ending balance 0   0   (276)
Mortgage servicing rights, net of valuation allowance [Roll Forward]          
Beginning balance     1,531    
Additions     110    
Reductions     122    
Ending balance 1,763   1,763    
Fair value of mortgage servicing rights assets 2,062   2,062   $ 1,531
Contractually specified servicing fees $ 129 $ 129 $ 259 $ 263