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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 9 Months Ended
Sep. 30, 2021
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]  
Financial Instruments Whose Contract Amount Represent Credit Risk
Financial instruments, whose contract amounts represent credit risk at the indicated periods, were as follows:
(in thousands)
  
September 30, 2021
    
December 31, 2020
  
 
            
Undisbursed loan commitments
  
$
192,834
    
$
189,097
  
Standby letters of credit
    
2,696
      
1,731
  
Commitments to sell loans
    
2,315
      
1,052
  
 
  
$
197,845
    
$
191,880