CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income:
Loans	$ 10,815	$ 9,642	$ 29,752	$ 29,110
Due from banks interest bearing accounts	160	700	852	1,979
Investment securities
Taxable	1,500	1,660	4,924	4,890
Non-taxable	131	82	355	202
Other earning assets	82	114	289	337
Total interest and dividend income	12,688	12,198	36,172	36,518
Interest expense:
Deposits	314	487	1,217	1,310
Total interest expense	314	487	1,217	1,310
Net interest income	12,374	11,711	34,955	35,208
Provision for loan losses	800	0	2,250	0
Net interest income after provision for loan losses	11,574	11,711	32,705	35,208
Non-interest income:
Service charges on deposit accounts	325	514	980	1,481
Gains on sales of loans held-for-sale	834	155	1,584	340
Investment and brokerage services income	138	165	422	463
Mortgage brokerage income	0	68	54	206
Loan servicing income	50	88	178	274
Debit card income	581	568	1,588	1,626
Gains (losses) on sales/calls of available-for-sale securities	254	0	296	(6)
Other income	207	231	584	935
Total non-interest income	2,389	1,789	5,686	5,319
Non-interest expenses:
Salaries and employee benefits	6,049	5,511	17,212	16,313
Occupancy and equipment	935	797	2,722	2,241
Data processing	640	718	1,968	1,961
Stationery and supplies	66	51	220	185
Advertising	131	106	304	282
Directors' fees	103	76	224	206
Other real estate owned (recovery) expense	0	17	(1)	388
Other expense	1,326	1,039	3,678	3,562
Total non-interest expenses	9,250	8,315	26,327	25,138
Income before provision for income taxes	4,713	5,185	12,064	15,389
Provision for income taxes	1,288	1,431	3,255	4,244
Net income	$ 3,425	$ 3,754	$ 8,809	$ 11,145
Basic earnings per common share (in dollars per share)	$ 0.27	$ 0.29	$ 0.69	$ 0.87
Diluted earnings per common share (in dollars per share)	$ 0.27	$ 0.29	$ 0.68	$ 0.86