EX-99.1 6 a15-9660_8ex99d1.htm EX-99.1

Exhibit 99.1

 

TABLE 1

 

DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

CONTRACT INTEREST
RATE

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (1)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (1)

 

1.750% - 2.000%

 

238

 

0.66

%

$

3,902,344.95

 

0.71

%

2.001% - 3.000%

 

1,312

 

3.64

 

20,594,461.65

 

3.76

 

3.001% - 4.000%

 

2,388

 

6.62

 

35,369,697.44

 

6.45

 

4.001% - 5.000%

 

2,302

 

6.38

 

31,545,560.28

 

5.76

 

5.001% - 6.000%

 

2,407

 

6.67

 

34,264,035.92

 

6.25

 

6.001% - 7.000%

 

2,863

 

7.94

 

43,065,658.07

 

7.86

 

7.001% - 8.000%

 

3,275

 

9.08

 

54,208,818.38

 

9.89

 

8.001% - 9.000%

 

3,210

 

8.90

 

53,060,443.95

 

9.68

 

  9.001% - 10.000%

 

2,959

 

8.21

 

51,631,729.76

 

9.42

 

10.001% - 11.000%

 

2,201

 

6.10

 

36,738,814.20

 

6.70

 

11.001% - 12.000%

 

1,311

 

3.64

 

22,748,409.08

 

4.15

 

12.001% - 13.000%

 

863

 

2.39

 

13,809,907.21

 

2.52

 

13.001% - 14.000%

 

770

 

2.14

 

11,244,246.88

 

2.05

 

14.001% - 15.000%

 

1,007

 

2.79

 

15,306,523.02

 

2.79

 

15.001% - 16.000%

 

1,179

 

3.27

 

17,847,305.92

 

3.26

 

16.001% - 17.000%

 

728

 

2.02

 

9,154,664.65

 

1.67

 

17.001% - 18.000%

 

589

 

1.63

 

8,905,081.66

 

1.63

 

18.001% - 19.000%

 

609

 

1.69

 

7,975,874.45

 

1.46

 

19.001% - 20.000%

 

993

 

2.75

 

13,981,199.14

 

2.55

 

20.001% - 21.000%

 

1,575

 

4.37

 

21,254,380.05

 

3.88

 

21.001% - 22.000%

 

678

 

1.88

 

9,066,957.29

 

1.65

 

22.001% - 23.000%

 

2,227

 

6.18

 

27,407,920.90

 

5.00

 

23.001% - 24.000%

 

375

 

1.04

 

4,849,919.94

 

0.89

 

24.001% - 24.490%

 

1

 

0.00

(2)

11,252.79

 

0.00

(2)

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)           Percentages may not add to 100.00% because of rounding.

(2)           Less than 0.005% but greater than 0.000%.

 


 

TABLE 2

 

DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY

OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

REMAINING
TERM (MONTHS)
TO MATURITY

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (1)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (1)

 

5 – 12

 

33

 

0.09

%

$

114,220.63

 

0.02

%

13 – 24

 

258

 

0.72

 

1,343,920.24

 

0.25

 

25 – 36

 

620

 

1.72

 

4,860,302.31

 

0.89

 

37 – 48

 

3,564

 

9.88

 

41,112,723.76

 

7.50

 

49 – 60

 

10,630

 

29.48

 

143,839,524.47

 

26.25

 

61 – 72

 

12,092

 

33.53

 

168,049,606.88

 

30.67

 

73 – 83

 

8,863

 

24.58

 

188,624,909.29

 

34.42

 

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)   Percentages may not add to 100.00% because of rounding.

 

TABLE 3

 

DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)

OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

ORIGINAL
TERM (MONTHS)
TO MATURITY (1)

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (2)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (2)

 

24

 

156

 

0.43

%

$

685,366.19

 

0.13

%

25 – 36

 

457

 

1.27

 

3,153,252.72

 

0.58

 

37 – 48

 

803

 

2.23

 

7,609,629.74

 

1.39

 

49 – 60

 

11,625

 

32.24

 

153,347,579.80

 

27.99

 

61 – 72

 

12,328

 

34.19

 

159,334,465.82

 

29.08

 

73 – 84

 

10,691

 

29.65

 

223,814,913.31

 

40.85

 

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)           Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).

(2)           Percentages may not add to 100.00% because of rounding.

 


 

TABLE 4

 

DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE

OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

OUTSTANDING PRINCIPAL
BALANCE

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (1)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (1)

 

$     594.52 -

 $5,000.00

 

1,356

 

3.76

%

$

5,073,910.01

 

0.93

%

$  5,000.01 -

 $10,000.00

 

8,085

 

22.42

 

63,882,497.64

 

11.66

 

$10,000.01 -

 $15,000.00

 

10,224

 

28.35

 

126,924,979.19

 

23.16

 

$15,000.01 -

 $20,000.00

 

7,778

 

21.57

 

134,858,242.14

 

24.61

 

$20,000.01 -

 $25,000.00

 

5,065

 

14.05

 

112,890,736.17

 

20.60

 

$25,000.01 -

 $30,000.00

 

2,359

 

6.54

 

64,016,645.81

 

11.68

 

$30,000.01 -

 $35,000.00

 

856

 

2.37

 

27,488,794.10

 

5.02

 

$35,000.01 -

 $40,000.00

 

269

 

0.75

 

9,950,514.16

 

1.82

 

$40,000.01 -

 $45,000.00

 

60

 

0.17

 

2,484,387.06

 

0.45

 

$45,000.01 -

 $49,263.46

 

8

 

0.02

 

374,501.30

 

0.07

 

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)                                 Percentages may not add to 100.00% because of rounding.

 


 

TABLE 5

 

GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

GEOGRAPHIC LOCATION(1)

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (2)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (2)

 

ALABAMA

 

664

 

1.84

%

$

10,697,594.62

 

1.95

%

ALASKA

 

48

 

0.13

 

721,281.52

 

0.13

 

ARIZONA

 

1,125

 

3.12

 

18,796,595.97

 

3.43

 

ARKANSAS

 

298

 

0.83

 

4,664,277.76

 

0.85

 

CALIFORNIA

 

3,821

 

10.60

 

58,898,929.47

 

10.75

 

COLORADO

 

630

 

1.75

 

9,958,113.79

 

1.82

 

CONNECTICUT

 

300

 

0.83

 

4,366,655.26

 

0.80

 

DELAWARE

 

135

 

0.37

 

1,782,462.50

 

0.33

 

DISTRICT OF COLUMBIA

 

13

 

0.04

 

157,292.48

 

0.03

 

FLORIDA

 

3,245

 

9.00

 

51,760,095.94

 

9.45

 

GEORGIA

 

1,048

 

2.91

 

16,328,240.70

 

2.98

 

HAWAII

 

105

 

0.29

 

1,751,623.77

 

0.32

 

IDAHO

 

195

 

0.54

 

3,031,897.77

 

0.55

 

ILLINOIS

 

1,300

 

3.61

 

18,058,590.74

 

3.30

 

INDIANA

 

756

 

2.10

 

11,121,515.91

 

2.03

 

IOWA

 

516

 

1.43

 

7,560,307.72

 

1.38

 

KANSAS

 

294

 

0.82

 

4,353,496.10

 

0.79

 

KENTUCKY

 

331

 

0.92

 

4,679,396.12

 

0.85

 

LOUISIANA

 

622

 

1.72

 

10,660,866.66

 

1.95

 

MAINE

 

166

 

0.46

 

2,476,413.02

 

0.45

 

MARYLAND

 

609

 

1.69

 

9,180,976.94

 

1.68

 

MASSACHUSETTS

 

458

 

1.27

 

6,269,387.54

 

1.14

 

MICHIGAN

 

739

 

2.05

 

11,225,117.96

 

2.05

 

MINNESOTA

 

672

 

1.86

 

10,398,935.23

 

1.90

 

MISSISSIPPI

 

370

 

1.03

 

6,342,199.28

 

1.16

 

MISSOURI

 

835

 

2.32

 

12,222,836.13

 

2.23

 

MONTANA

 

125

 

0.35

 

1,691,499.40

 

0.31

 

NEBRASKA

 

264

 

0.73

 

3,388,595.26

 

0.62

 

NEVADA

 

547

 

1.52

 

8,531,465.29

 

1.56

 

NEW HAMPSHIRE

 

340

 

0.94

 

4,623,830.85

 

0.84

 

NEW JERSEY

 

751

 

2.08

 

10,087,993.36

 

1.84

 

NEW MEXICO

 

301

 

0.83

 

4,709,173.39

 

0.86

 

NEW YORK

 

1,063

 

2.95

 

13,966,895.18

 

2.55

 

NORTH CAROLINA

 

1,368

 

3.79

 

20,815,165.67

 

3.80

 

NORTH DAKOTA

 

179

 

0.50

 

2,639,732.73

 

0.48

 

OHIO

 

1,546

 

4.29

 

22,281,305.89

 

4.07

 

OKLAHOMA

 

532

 

1.48

 

9,164,452.12

 

1.67

 

OREGON

 

335

 

0.93

 

4,612,958.09

 

0.84

 

PENNSYLVANIA

 

1,716

 

4.76

 

22,281,003.27

 

4.07

 

RHODE ISLAND

 

100

 

0.28

 

1,238,898.59

 

0.23

 

 


 

TABLE 5

 

GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS

(AS OF THE CUTOFF DATE)

 

GEOGRAPHIC LOCATION(1)

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (2)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (2)

 

SOUTH CAROLINA

 

542

 

1.50

 

8,067,861.32

 

1.47

 

SOUTH DAKOTA

 

139

 

0.39

 

1,942,170.25

 

0.35

 

TENNESSEE

 

893

 

2.48

 

13,822,851.55

 

2.52

 

TEXAS

 

3,386

 

9.39

 

57,110,270.47

 

10.42

 

UTAH

 

228

 

0.63

 

3,412,375.89

 

0.62

 

VERMONT

 

65

 

0.18

 

848,182.41

 

0.15

 

VIRGINIA

 

737

 

2.04

 

11,647,544.80

 

2.13

 

WASHINGTON

 

605

 

1.68

 

9,319,989.21

 

1.70

 

WEST VIRGINIA

 

261

 

0.72

 

3,807,930.85

 

0.69

 

WISCONSIN

 

523

 

1.45

 

6,943,660.42

 

1.27

 

WYOMING

 

97

 

0.27

 

1,626,931.75

 

0.30

 

OTHER (3)

 

122

 

0.34

 

1,897,368.67

 

0.35

 

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)           Based on billing addresses of obligors as of the cutoff date.

(2)           Percentages may not add to 100.00% because of rounding.

(3)           Includes U.S. territories and military bases.

 

TABLE 6

 

DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE

(AS OF ORIGINATION)

OF THE POOL OF CONTRACTS

 

FICO® SCORE

 

NUMBER OF
CONTRACTS

 

PERCENT OF
NUMBER OF
CONTRACTS (1)

 

TOTAL OUTSTANDING
PRINCIPAL BALANCE

 

PERCENT OF
POOL BALANCE (1)

 

510 – 539

 

138

 

0.38

%

$

1,692,647.49

 

0.31

%

540 – 589

 

1,895

 

5.26

 

23,347,256.76

 

4.26

 

590 – 639

 

4,984

 

13.82

 

68,786,512.34

 

12.55

 

640 – 689

 

7,621

 

21.13

 

119,185,881.68

 

21.75

 

690 – 739

 

8,119

 

22.52

 

128,262,071.64

 

23.41

 

740 – 789

 

7,541

 

20.91

 

118,758,461.67

 

21.67

 

790 – 839

 

5,109

 

14.17

 

77,935,408.79

 

14.22

 

840 – 850

 

653

 

1.81

 

9,976,967.21

 

1.82

 

 

 

 

 

 

 

 

 

 

 

TOTALS:

 

36,060

 

100.00

%

$

547,945,207.58

 

100.00

%

 

(1)           Percentages may not add to 100.00% because of rounding.