XML 78 R63.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Accounting Policies and Basis for Preparation (Tables)
12 Months Ended
Dec. 31, 2023
Disclosure of significant accounting policies [abstract]  
Summary of Yield Curves
The Group used the following yield curves to discount the cash flows:
Year/QuarterQ1Q2Q3Q4
202474.0 %30.0 %13.1 %9.0 %
202510.9 %9.0 %9.1 %9.6 %
20267.0 %7.0 %7.0 %7.0 %
20275.5 %5.5 %5.5 %5.5 %
20285.5 %5.5 %5.5 %5.5 %
Summary of Main Commissions Earned by the Bank
Below is a summary of the main commissions earned by the Bank:
CommissionsEarning Frequency
Retail Products and Services
Savings AccountsMonthly
Checking AccountsMonthly
Credit-card RenewalAnnual
Safe Deposit BoxesQuarterly
Bonds and Shares TransactionsOn each transaction
Wholesale Products
Account MaintenanceMonthly
Deposits and Withdrawals among BranchesMonthly
Foreign Trade TransactionsOn each transaction