-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Hg5pXL0VYJEZ5XyYqi1UEQ6LF894T+HQlUKb+O21JRYzERFzl1kk3/mzT/Zbtnva
 xvdeHgrBL180zX5OlOgz3Q==

<SEC-DOCUMENT>0000950103-05-000123.txt : 20050126
<SEC-HEADER>0000950103-05-000123.hdr.sgml : 20050126
<ACCEPTANCE-DATETIME>20050126150824
ACCESSION NUMBER:		0000950103-05-000123
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20050126
FILED AS OF DATE:		20050126
DATE AS OF CHANGE:		20050126

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ASSURANT INC
		CENTRAL INDEX KEY:			0001267238
		STANDARD INDUSTRIAL CLASSIFICATION:	ACCIDENT & HEALTH INSURANCE [6321]
		IRS NUMBER:				391126612

	MAIL ADDRESS:	
		STREET 1:		ONE CHASE MANHATTAN PLAZA
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10005

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			FORTIS INSURANCE N.V.
		CENTRAL INDEX KEY:			0001114179
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31978
		FILM NUMBER:		05549869

	BUSINESS ADDRESS:	
		STREET 1:		500 BIELENBERG DR
		CITY:			WOODBURY
		STATE:			MN
		ZIP:			55125
		BUSINESS PHONE:		6517384000

	MAIL ADDRESS:	
		STREET 1:		ARCHIMEDESLAAN 6
		CITY:			UTRECHT
		STATE:			P7
		ZIP:			NL-3584 BA

	FORMER NAME:	
		FORMER CONFORMED NAME:	FORTIS INSURANCE N V
		DATE OF NAME CHANGE:	20000510
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>jan2505_form4ex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2005-01-26</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001267238</issuerCik>
        <issuerName>ASSURANT INC</issuerName>
        <issuerTradingSymbol>AIZ</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001114179</rptOwnerCik>
            <rptOwnerName>FORTIS INSURANCE N.V.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>ARCHIMEDESLAAN 6</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>3584 BA UTRECHT</rptOwnerCity>
            <rptOwnerState>P7</rptOwnerState>
            <rptOwnerZipCode></rptOwnerZipCode>
            <rptOwnerStateDescription>NETHERLANDS</rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2005-01-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>27200000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>30.60</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>22999130</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>7.75% Bonds due 2008</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <footnoteId id="F1"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2005-01-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
                <footnoteId id="F2"/>
            </transactionCoding>
            <transactionAmounts>
                <transactionTotalValue>
                    <value>774149000</value>
                </transactionTotalValue>
                <transactionPricePerShare>
                    <value>1000</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F3"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F3"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Assurant Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <footnoteId id="F4"/>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <valueOwnedFollowingTransaction>
                    <value>774149000</value>
                </valueOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Unless exchanged early or accelerated, each bond in the principal amount of
$1,000 will obligate Fortis Insurance N.V. to deliver on January 26, 2008,
referred to as the maturity date, the following number of shares of Assurant,
Inc. (&quot;Assurant&quot;) common stock, subject to anti-dilution adjustments:
if the average of the volume weighted average price of Assurant common stock
over the 20-trading day period ending on the third trading day prior to the
maturity date equals or exceeds the threshold appreciation price of $41.0652,
24.3515; if the average of the volume weighted average price of Assurant common
stock over the same period is less than the threshold appreciation price of
$41.0652 but is greater than the adjusted initial price of $33.6600, between
24.3515 and 29.7089; and if the average of the volume weighted average price of
Assurant common stock over the same period is less than or equal to the
adjusted initial price, 29.7089.</footnote>
        <footnote id="F2">US$774,149,000 7.75% bonds issued by Fortis Insurance N.V. that are mandatorily
exchangeable for a number of shares of common stock of Assurant, Inc. based on
the exchange ratio described above, or the cash value thereof.</footnote>
        <footnote id="F3">The bonds will be exchanged on January 26, 2008, unless exchanged early
following a cash merger of Assurant, Inc. or upon certain tax events or unless
the exchange is accelerated pursuant to the terms of the bonds.</footnote>
        <footnote id="F4">The bonds are mandatorily exchangeable for a maximum number of 22,999,116
shares of common stock of Assurant, Inc. See footnote 1 for an explanation of
the actual number of shares of Assurant common stock that a holder of bonds
will receive on the maturity date.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Jean Dessain, Attorney-in-Fact, on behalf of Fortis Insurance N.V.</signatureName>
        <signatureDate>2005-01-26</signatureDate>
    </ownerSignature>

    <ownerSignature>
        <signatureName>Paul Goris, Attorney-in-Fact, on behalf of Fortis Insurance N.V.</signatureName>
        <signatureDate>2005-01-26</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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