The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AXIS CAPITAL HOLDINGS LTD FOREIGN EQUITIES G0692U109 6,077 102,264 SH   DFND   101,649 0 615
MEDTRONIC PLC NPV FOREIGN EQUITIES G5960L103 414 3,649 SH   DFND   3,649 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104 433 2,782 SH   DFND   2,782 0 0
ASML HOLDING NV NY REG SHS FOREIGN EQUITIES N07059210 1,297 4,384 SH   DFND   4,384 0 0
CORE LABORATORIES N V FOREIGN EQUITIES N22717107 3,276 86,982 SH   DFND   86,382 0 600
AT&T INC COMMON STOCK 00206R102 1,171 29,977 SH   DFND   29,977 0 0
ABBOTT LABS COMMON STOCK 002824100 809 9,312 SH   DFND   9,312 0 0
ABERDEEN ASIA PACIFIC INCOME ETF - FIXED 003009107 2,721 640,298 SH   DFND   622,298 0 18,000
ADOBE SYS INC COMMON STOCK 00724F101 368 1,117 SH   DFND   1,117 0 0
ALPHABET INC COMMON STOCK 02079K107 1,044 781 SH   DFND   781 0 0
ALPHABET INC COMMON STOCK 02079K305 1,005 750 SH   DFND   750 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 306 6,124 SH   DFND   6,124 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,281 693 SH   DFND   693 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 9,666 77,645 SH   DFND   77,185 0 460
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100 11,960 52,042 SH   DFND   51,727 0 315
AMERICAN WTR WKS CO INC NEW COMMON STOCK 030420103 239 1,946 SH   DFND   1,946 0 0
AMGEN INC COMMON STOCK 031162100 393 1,630 SH   DFND   1,630 0 0
APPLE INC COMMON STOCK 037833100 3,565 12,140 SH   DFND   12,140 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,645 9,648 SH   DFND   9,648 0 0
AUTOZONE INC COMMON STOCK 053332102 417 350 SH   DFND   350 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 207 1,583 SH   DFND   1,583 0 0
BALL CORP COMMON STOCK 058498106 232 3,584 SH   DFND   3,584 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 799 22,690 SH   DFND   22,690 0 0
BAR HARBOR BANKSHARES COMMON STOCK 066849100 10,762 424,026 SH   DFND   19,000 0 405,026
BARRICK GOLD CORP FOREIGN EQUITIES 067901108 7,579 407,685 SH   DFND   405,035 0 2,650
BERKSHIRE HATHAWAY INC CL B NEW COMMON STOCK 084670702 2,603 11,493 SH   DFND   11,493 0 0
BEST BUY INC COMMON STOCK 086516101 280 3,194 SH   DFND   3,194 0 0
BOEING COMPANY COMMON STOCK 097023105 973 2,987 SH   DFND   2,987 0 0
BOOKINGS HOLDINGS INC COMMON STOCK 09857L108 271 132 SH   DFND   132 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7,534 117,373 SH   DFND   116,648 0 725
CSX CORP COMMON STOCK 126408103 343 4,745 SH   DFND   245 0 4,500
CAMDEN NATL CORP COMMON STOCK 133034108 256 5,562 SH   DFND   5,562 0 0
CANADIAN NAT RES LTD FOREIGN EQUITIES 136385101 6,104 188,754 SH   DFND   187,504 0 1,250
CATERPILLAR INC COMMON STOCK 149123101 213 1,444 SH   DFND   1,444 0 0
CHENIERE ENERGY INC 4.25 03/15/45 CONVERTIBLE CORPORATE BONDS 16411RAG4 2,325 2,952,000 PRN   DFND   2,917,000 0 35,000
CHEVRON CORP NEW COMMON STOCK 166764100 994 8,245 SH   DFND   7,861 0 384
CISCO SYS INC COMMON STOCK 17275R102 1,287 26,851 SH   DFND   26,851 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 326 2,125 SH   DFND   2,125 0 0
COCA COLA CO COM COMMON STOCK 191216100 603 10,890 SH   DFND   10,890 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 382 5,555 SH   DFND   5,555 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 499 1,698 SH   DFND   1,698 0 0
DANAHER CORPORATION COMMON STOCK 235851102 665 4,330 SH   DFND   4,330 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,237 8,550 SH   DFND   8,550 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 214 2,583 SH   DFND   2,583 0 0
EATON VANCE TAX MNGD GBL DV ETF - EQUITY 27829F108 141 16,020 SH   DFND   16,020 0 0
ECOLAB INC COMMON STOCK 278865100 236 1,221 SH   DFND   1,221 0 0
EDWARD LIFESCIENCES CORP COMMON STOCK 28176E108 221 947 SH   DFND   947 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 911 11,948 SH   DFND   11,948 0 0
EQUITY COMWLTH CUM PFD S D 6.5 CONVERTIBLE PREFERRED STOCK 294628201 2,191 77,630 SH   DFND   75,502 0 2,128
EXXON MOBIL CORP COMMON STOCK 30231G102 1,203 17,239 SH   DFND   16,939 0 300
FACEBOOK INC CL A COMMON STOCK 30303M102 381 1,856 SH   DFND   1,856 0 0
FEDEX CORP COMMON STOCK 31428X106 205 1,355 SH   DFND   1,355 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 222 7,347 SH   DFND   7,347 0 0
FISERV INC COMMON STOCK 337738108 289 2,499 SH   DFND   2,499 0 0
GENERAL MLS INC COMMON STOCK 370334104 8,252 154,077 SH   DFND   153,227 0 850
GILEAD SCIENCES INC COMMON STOCK 375558103 239 3,684 SH   DFND   3,684 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,695 7,760 SH   DFND   7,760 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 786 4,440 SH   DFND   4,440 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 238 1,323 SH   DFND   1,323 0 0
INTEL CORP COM COMMON STOCK 458140100 2,005 33,514 SH   DFND   33,514 0 0
INTERNATIONAL BUSINESS MACH COMMON STOCK 459200101 585 4,363 SH   DFND   4,363 0 0
ISHARES CORE S&P 500 ETF - EQUITY 464287200 558 1,727 SH   DFND   1,727 0 0
ISHARES IBOXX INV CP ETF ETF - FIXED 464287242 295 2,305 SH   DFND   2,305 0 0
ISHARES 7-10 Y TR BD ETF - FIXED 464287440 298 2,700 SH   DFND   2,700 0 0
ISHARES MSCI EAFE ETF ETF - EQUITY 464287465 455 6,552 SH   DFND   6,552 0 0
ISHARES TR RUS MID-CAP ETF ETF - EQUITY 464287499 275 4,618 SH   DFND   4,618 0 0
ISHARES CORE S&P MIDCAP ETF - EQUITY 464287507 217 1,053 SH   DFND   1,053 0 0
ISHARES TR NASDQ BIO INDX ETF - EQUITY 464287556 216 1,793 SH   DFND   1,793 0 0
ISHARES TR S&P GLB100 INDX ETF - EQUITY 464287572 248 4,590 SH   DFND   4,590 0 0
ISHARES RUSSELL 2000 ETF ETF - EQUITY 464287655 785 4,740 SH   DFND   4,740 0 0
ISHARES MSCI EAFE GROWTH INDEX ETF ETF - EQUITY 464288885 3,735 43,200 SH   DFND   43,103 0 97
ISHARES GLOBAL REIT ETF ETF - EQUITY 46434V647 919 33,301 SH   DFND   33,297 0 4
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,449 10,392 SH   DFND   10,392 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 12,647 86,704 SH   DFND   85,399 0 1,305
KIMBERLY CLARK CORP COMMON STOCK 494368103 207 1,504 SH   DFND   1,504 0 0
KINDER MORGAN INC DEL COMMON STOCK 49456B101 6,884 325,324 SH   DFND   323,274 0 2,050
LIBERTY MEDIA CORP 3.50 01/15/2031 CONVERTIBLE CORPORATE BONDS 530715AN1 9 10,287 PRN   DFND   10,287 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 490 3,725 SH   DFND   3,725 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 240 2,000 SH   DFND   2,000 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 994 8,925 SH   DFND   8,925 0 0
MASCO CORP COMMON STOCK 574599106 6,449 134,388 SH   DFND   133,488 0 900
MCDONALDS CORP COMMON STOCK 580135101 1,683 8,517 SH   DFND   8,517 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,384 15,216 SH   DFND   15,216 0 0
MICROSOFT CORP COMMON STOCK 594918104 19,123 121,262 SH   DFND   120,617 0 645
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 252 4,568 SH   DFND   4,568 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,020 4,211 SH   DFND   4,211 0 0
NIKE INC. CLASS B COMMON STOCK 654106103 323 3,192 SH   DFND   3,192 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,068 5,500 SH   DFND   5,500 0 0
NUVEEN MUN VALUE FD INC ETF TAX EXEMPT 670928100 5,708 533,456 SH   DFND   525,456 0 8,000
ONEOK INC NEW COMMON STOCK 682680103 470 6,215 SH   DFND   6,215 0 0
PAYCHEX INC COMMON STOCK 704326107 218 2,564 SH   DFND   2,564 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 576 5,324 SH   DFND   5,324 0 0
PEOPLES UTD FINL INC COMMON STOCK 712704105 1,546 91,559 SH   DFND   91,441 0 118
PEPSICO INC COM COMMON STOCK 713448108 1,995 14,599 SH   DFND   13,999 0 600
PFIZER INC COM COMMON STOCK 717081103 1,005 25,653 SH   DFND   23,168 0 2,485
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 469 5,513 SH   DFND   5,513 0 0
PHILLIPS 66 COMMON STOCK 718546104 241 2,162 SH   DFND   2,162 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,766 14,141 SH   DFND   14,141 0 0
REPUBLIC SVCS INC COMMON STOCK 760759100 503 5,617 SH   DFND   5,617 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 378 1,385 SH   DFND   1,385 0 0
SPDR S&P 500 ETF TR UNIT SER 1 ETF - EQUITY 78462F103 4,119 12,797 SH   DFND   12,797 0 0
SPDR PORTFOLIO INT TERM CORP BD ETF ETF - FIXED 78464A375 213 6,027 SH   DFND   6,027 0 0
SPDR SERIES TRUST S&P DIVID ETF ETF - EQUITY 78464A763 794 7,384 SH   DFND   7,384 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP ETF - EQUITY 78467Y107 428 1,140 SH   DFND   1,140 0 0
SANDSTORM GOLD LTD NEW FOREIGN EQUITIES 80013R206 9,153 1,228,578 SH   DFND   1,196,808 0 31,770
SCIENCE APPLICATNS INTL CP N COMMON STOCK 808625107 5,901 67,810 SH   DFND   67,360 0 450
STARBUCKS CORP COMMON STOCK 855244109 220 2,506 SH   DFND   2,506 0 0
TJX COMPANIES INC COMMON STOCK 872540109 688 11,263 SH   DFND   11,263 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 759 2,336 SH   DFND   2,336 0 0
3M COMPANY COMMON STOCK 88579Y101 1,330 7,539 SH   DFND   7,539 0 0
UNION PAC CORP COM COMMON STOCK 907818108 902 4,992 SH   DFND   4,992 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 578 3,857 SH   DFND   3,857 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 846 2,877 SH   DFND   2,877 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF - EQUITY 921943858 219 4,970 SH   DFND   4,970 0 0
VANGUARD MSCI EMERGING MARKETS ETF ETF - EQUITY 922042858 203 4,572 SH   DFND   4,572 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP ETF - FIXED 92206C409 1,946 24,015 SH   DFND   24,015 0 0
VANGUARD INT-TERM TREASURY ETF ETF - FIXED 92206C706 317 4,810 SH   DFND   4,810 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP ETF - FIXED 92206C870 297 3,251 SH   DFND   3,251 0 0
VANGUARD REAL ESTATE ETF ETF - OTHER 922908553 412 4,442 SH   DFND   4,442 0 0
VANGUARD TOTAL STK MKT ETF - EQUITY 922908769 324 1,982 SH   DFND   1,982 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,138 18,533 SH   DFND   18,533 0 0
VISA INC COMMON STOCK 92826C839 12,263 65,264 SH   DFND   64,904 0 360
WPP PLC NEW FOREIGN EQUITIES 92937A102 6,274 89,260 SH   DFND   88,680 0 580
WASTE MANAGEMENT INC DEL COMMON STOCK 94106L109 433 3,800 SH   DFND   3,800 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 6,842 226,550 SH   DFND   225,125 0 1,425
WISDOMTREE EUROPE HEDGED EQ FUND ETF ETF - EQUITY 97717X701 1,878 26,607 SH   DFND   26,540 0 67
YUM BRANDS INC COM COMMON STOCK 988498101 293 2,910 SH   DFND   2,910 0 0
ZOETIS INC COMMON STOCK 98978V103 276 2,086 SH   DFND   2,086 0 0