The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LIBERTY GLOBAL PLC NPV SERIES C COMMON STOCK G5480U120 1,355 27,200 SH   DFND   27,200 0 0
MEDTRONIC PLC NPV COMMON STOCK G5960L103 6,393 81,976 SH   DFND   81,511 0 465
FLEXTRONICS INTL COMMON STOCK Y2573F102 1,411 111,370 SH   DFND   111,370 0 0
ABERDEEN ASIA PACIFIC INCOM FOREIGN EQUITIES 003009107 737 136,930 SH   DFND   136,930 0 0
AIR LEASE CORP CL A COMMON STOCK 00912X302 1,178 31,235 SH   DFND   31,235 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 229 4,578 SH   DFND   4,578 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 260 3,327 SH   DFND   3,327 0 0
AMGEN INC COMMON STOCK 031162100 5,818 36,395 SH   DFND   36,185 0 210
APPLE INC COMMON STOCK 037833100 7,793 62,629 SH   DFND   62,339 0 290
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 570 6,655 SH   DFND   6,655 0 0
BAR HARBOR BANKSHARES COMMON STOCK 066849100 8,363 257,001 SH   DFND   55,200 0 201,801
BECTON DICKINSON & CO COMMON STOCK 075887109 7,408 51,590 SH   DFND   51,340 0 250
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 435 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY INC CL B NEW COMMON STOCK 084670702 1,405 9,736 SH   DFND   9,736 0 0
BLACKSTONE MTG TR INC NOTE 5.25% 12/01/18 CONVERTIBLE CORPORATE BONDS 09257WAA8 1,603 1,540,000 PRN   DFND   1,500,000 0 40,000
BLACKSTONE MTG TR INC COM CL A COMMON STOCK 09257W100 4,782 168,628 SH   DFND   167,578 0 1,050
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 569 8,822 SH   DFND   8,822 0 0
BROOKDALE SR LIVING INC COMMON STOCK 112463104 1,301 34,475 SH   DFND   34,475 0 0
BROOKFIELD ASSET MGMT INC FOREIGN EQUITIES 112585104 7,507 140,040 SH   DFND   139,290 0 750
CELGENE CORP COMMON STOCK 151020104 213 1,850 SH   DFND   1,850 0 0
CHESAPEAKE ENERGY CORP 2.75% 11/15/35 CONVERTIBLE CORPORATE BONDS 165167BW6 3,328 3,320,000 PRN   DFND   3,270,000 0 50,000
CHEVRON CORP NEW COMMON STOCK 166764100 258 2,454 SH   DFND   2,070 0 384
CHICAGO BRIDGE & IRON CO N V NY REGISTRY SH FOREIGN EQUITIES 167250109 6,083 123,505 SH   DFND   122,880 0 625
CISCO SYS INC COMMON STOCK 17275R102 1,017 36,955 SH   DFND   36,955 0 0
CITIGROUP INC NEW COMMON STOCK 172967424 1,211 23,500 SH   DFND   23,500 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 233 2,110 SH   DFND   2,110 0 0
COACH INC COM COMMON STOCK 189754104 5,152 124,361 SH   DFND   123,486 0 875
COCA COLA CO COM COMMON STOCK 191216100 371 9,150 SH   DFND   9,150 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 206 3,302 SH   DFND   3,302 0 0
CREDIT SUISSE GROUP ADR FOREIGN EQUITIES 225401108 5,073 188,390 SH   DFND   187,275 0 1,115
DISNEY WALT CO COMMON STOCK 254687106 453 4,315 SH   DFND   4,315 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 232 3,240 SH   DFND   3,240 0 0
EMC CORP MASS COMMON STOCK 268648102 4,564 178,644 SH   DFND   177,459 0 1,185
EATON VANCE TAX MNGD GBL DV OTHER FUNDS - STOCK 27829F108 372 38,320 SH   DFND   38,320 0 0
EXPRESS SCRIPTS HOLDING CO COMMON STOCK 30219G108 1,433 16,520 SH   DFND   16,520 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 7,368 86,681 SH   DFND   85,156 0 1,525
GENERAL MLS INC COMMON STOCK 370334104 637 11,250 SH   DFND   11,250 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,850 18,854 SH   DFND   18,854 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 256 5,548 SH   DFND   5,548 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 5,339 28,406 SH   DFND   28,221 0 185
ICONIX BRAND GROUP INC COMMON STOCK 451055107 940 27,920 SH   DFND   27,920 0 0
INTEL CORP 3.25% 08/01/39 CONVERTIBLE CORPORATE BONDS 458140AF7 434 275,000 PRN   DFND   275,000 0 0
INTERNATIONAL BUSINESS MACH COMMON STOCK 459200101 6,178 38,490 SH   DFND   38,280 0 210
ISHARES CORE S&P 500 OTHER FUNDS - STOCK 464287200 785 3,777 SH   DFND   3,777 0 0
ISHARES 7-10 Y TR BD OTHER FUNDS - BONDS 464287440 1,226 11,315 SH   DFND   11,315 0 0
ISHARES CORE S&P SMALL-CAP OTHER FUNDS - STOCK 464287804 263 2,231 SH   DFND   2,231 0 0
JETBLUE AIRWAYS CORP COMMON STOCK 477143101 233 12,078 SH   DFND   12,078 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 9,722 96,638 SH   DFND   95,313 0 1,325
KENNEDY-WILSON HLDGS INC COMMON STOCK 489398107 1,710 65,450 SH   DFND   65,450 0 0
KINDER MORGAN INC DEL COMMON STOCK 49456B101 5,860 139,315 SH   DFND   138,475 0 840
LIBERTY BROADBAND CORP SERIES A COMMON STOCK 530307107 1,020 18,060 SH   DFND   18,060 0 0
LIBERTY MEDIA CORP 3.50% 01/15/2031 CONVERTIBLE CORPORATE BONDS 530715AN1 8 15,058 PRN   DFND   15,058 0 0
MCDONALDS CORP COMMON STOCK 580135101 476 4,885 SH   DFND   4,885 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 528 9,191 SH   DFND   9,191 0 0
MICROSOFT CORP COMMON STOCK 594918104 7,826 192,527 SH   DFND   191,777 0 750
NEW JERSEY RES COM COMMON STOCK 646025106 311 10,000 SH   DFND   10,000 0 0
NIKE INC. CLASS B COMMON STOCK 654106103 419 4,180 SH   DFND   4,180 0 0
NUVEEN MUN VALUE FD INC OTHER FUNDS - STOCK 670928100 6,055 611,592 SH   DFND   583,092 0 28,500
ORACLE CORP COMMON STOCK 68389X105 5,809 134,619 SH   DFND   133,869 0 750
PPL CORP COMMON STOCK 69351T106 252 7,500 SH   DFND   7,500 0 0
PEPSICO INC COM COMMON STOCK 713448108 770 8,050 SH   DFND   7,450 0 600
P T TELEKOMUNIKASI INDONESIASPONSORED ADR FOREIGN EQUITIES 715684106 992 22,785 SH   DFND   22,785 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 272 3,605 SH   DFND   3,605 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 6,869 83,829 SH   DFND   83,464 0 365
QORVO INC COMMON STOCK 74736K101 1,054 13,220 SH   DFND   13,220 0 0
RETAIL OPPORTUNITY INVTS COR COMMON STOCK 76131N101 6,242 341,290 SH   DFND   339,140 0 2,150
SPDR SERIES TRUST BRC HGH YLD BD OTHER FUNDS - BONDS 78464A417 356 9,088 SH   DFND   9,088 0 0
SPDR SERIES TRUST S&P DIVID ETF COMMON STOCK 78464A763 4,614 58,999 SH   DFND   58,999 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF OTHER FUNDS - STOCK 808524508 257 5,951 SH   DFND   5,951 0 0
SCHWAB STRATEGIC TR US SML CAP ETF OTHER FUNDS - STOCK 808524607 255 4,431 SH   DFND   4,431 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF OTHER FUNDS - STOCK 808524706 338 13,860 SH   DFND   13,860 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF OTHER FUNDS - STOCK 808524805 688 22,766 SH   DFND   22,766 0 0
SCHWAB STRATEGIC TR US TIPS ETF OTHER FUNDS - BONDS 808524870 373 6,783 SH   DFND   6,783 0 0
STARBUCKS CORP COMMON STOCK 855244109 234 2,472 SH   DFND   2,472 0 0
SYSCO CORP COMMON STOCK 871829107 5,792 153,563 SH   DFND   153,013 0 550
TJX COMPANIES INC COMMON STOCK 872540109 1,633 23,315 SH   DFND   23,315 0 0
TARGET CORP COMMON STOCK 87612E106 6,166 75,140 SH   DFND   74,590 0 550
TEMPLETON EMERG MKTS INCOME OTHER FUNDS - BONDS 880192109 1,870 173,644 SH   DFND   173,644 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 5,306 54,737 SH   DFND   54,637 0 100
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 258 2,200 SH   DFND   2,200 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF OTHER FUNDS - STOCK 921943858 2,724 68,407 SH   DFND   68,407 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP OTHER FUNDS - BONDS 92206C409 6,584 82,080 SH   DFND   82,080 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP OTHER FUNDS - STOCK 92206C870 1,645 18,754 SH   DFND   18,754 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS OTHER FUNDS - STOCK 922908363 593 3,136 SH   DFND   3,136 0 0
VANGUARD INDEX FDS REIT ETF OTHER FUNDS - REAL ESTATE 922908553 2,255 26,753 SH   DFND   26,753 0 0
VANGUARD TOTAL STK MKT OTHER FUNDS - STOCK 922908769 1,295 12,075 SH   DFND   12,075 0 0
VOYA FINANCIAL INC COMMON STOCK 929089100 1,172 27,190 SH   DFND   27,190 0 0
WAL MART STORES INC COMMON STOCK 931142103 8,385 101,949 SH   DFND   101,549 0 400
WELLS FARGO & COMPANY NEW COMMON STOCK 949746101 6,847 125,855 SH   DFND   125,180 0 675
WISDOMTREE TRUST EMERG MKTS ETF OTHER FUNDS - STOCK 97717W315 387 9,114 SH   DFND   9,114 0 0
WISDOM TREE TR MIDCAP DIVI FD OTHER FUNDS - STOCK 97717W505 698 8,115 SH   DFND   8,115 0 0
WORLD FUEL SVCS CORP COMMON STOCK 981475106 1,070 18,615 SH   DFND   18,615 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 335 4,260 SH   DFND   4,260 0 0