-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, TzTqr0APiNr7kQnDvNW38Vd/bjtFxSSzeaRaoIR5BT4ANgY8nnaRCe11GExJok44 SYQTpON80ibS3W5nA/Glrg== 0001169232-07-004017.txt : 20071030 0001169232-07-004017.hdr.sgml : 20071030 20071030150517 ACCESSION NUMBER: 0001169232-07-004017 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20071026 ITEM INFORMATION: Entry into a Material Definitive Agreement ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20071030 DATE AS OF CHANGE: 20071030 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ARVINMERITOR INC CENTRAL INDEX KEY: 0001113256 STANDARD INDUSTRIAL CLASSIFICATION: MOTOR VEHICLE PARTS & ACCESSORIES [3714] IRS NUMBER: 383354643 STATE OF INCORPORATION: IN FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-15983 FILM NUMBER: 071199189 BUSINESS ADDRESS: STREET 1: 2135 W MAPLE ROAD CITY: TROY STATE: MI ZIP: 48084 BUSINESS PHONE: 2484351000 FORMER COMPANY: FORMER CONFORMED NAME: MU SUB INC DATE OF NAME CHANGE: 20000501 8-K 1 d72879_8-k.htm CURRENT REPORT

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): October 26, 2007

 

ARVINMERITOR, INC.

(Exact name of registrant as specified in its charter)

 

 

 

Indiana

1-15983

38-3354643

 

(State or other jurisdiction

(Commission

(IRS Employer

 

 

of incorporation)

File No.)

Identification No.)

 

 

2135 West Maple Road

Troy, Michigan

(Address of principal executive offices)

 

48084-7186

(Zip code)

 

Registrant’s telephone number, including area code: (248) 435-1000

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 



 

 

Item 1.01

Entry into a Material Definitive Agreement

 

On October 26, 2007, ArvinMeritor, Inc. (“ArvinMeritor”) entered into Amendment No. 3 to Credit Agreement, among ArvinMeritor, ArvinMeritor Finance Ireland (“AFI”), the financial institutions party thereto and JPMorgan Chase Bank, National Association, as Administrative Agent. The amendment relates to the Credit Agreement, dated as of June 23, 2006, by and among ArvinMeritor, AFI, the institutions from time to time parties thereto as lenders, JPMorgan Chase Bank, National Association, as Administrative Agent, Citicorp North America, Inc. and UBS Securities LLC, as Syndication Agents, ABN AMRO Bank N.V., BNP Paribas and Lehman Commercial Paper Inc., as Documentation Agents, and J.P. Morgan Securities Inc. and Citigroup Global Markets, as Joint Lead Arrangers and Joint Book Runners (the “Credit Agreement”). The primary purposes of the amendment are to (a) increase the amount of outstanding foreign accounts receivable financing permitted under the Credit Agreement; and (b) amend the covenant with respect to permitted acquisitions to be consistent with the current debt ratios required by the Credit Agreement. The amendment is filed as Exhibit 10 to this Form 8-K and is incorporated herein by reference.

 

Item 9.01

Financial Statements and Exhibits

 

(d) Exhibits

 

10 -

Amendment No. 3 to Credit Agreement, dated as of October 26, 2007,

among ArvinMeritor, the financial institutions party thereto and JPMorgan Chase Bank, National Association, as Administrative Agent

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

ARVINMERITOR, INC.

 

 

By: /s/ Vernon G. Baker, II

Vernon G. Baker, II

 

Senior Vice President and General Counsel

Date: October 29, 2007

 



 

 

EXHIBIT INDEX

 

 

Exhibit No.

Description

 

10

Amendment No. 3 to Credit Agreement, dated as of October 26, 2007,

among ArvinMeritor, the financial institutions party thereto and JPMorgan Chase Bank, National Association, as Administrative Agent

 

 

 

 

 

 

 

EX-10 2 d72879_ex-10.htm ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT

Exhibit 10


EXECUTION COPY

 

AMENDMENT NO. 3

TO

CREDIT AGREEMENT

This AMENDMENT NO. 3 TO CREDIT AGREEMENT (this “Amendment”) dated as of October 26, 2007 is among ArvinMeritor, Inc., an Indiana corporation (the “Company”), ArvinMeritor Finance Ireland, a company organized under the laws of Ireland, (the “Subsidiary Borrower” and, collectively with the Company, the “Borrowers”), the financial institutions listed on the signature pages hereto and JPMorgan Chase Bank, National Association, in its capacity as administrative agent for itself and the other Lenders (in such capacity, the “Administrative Agent”). Defined terms used herein and not otherwise defined herein shall have the meanings given to them in the Credit Agreement.

WHEREAS, the signatories hereto are parties to that certain Credit Agreement, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”), among the Borrowers, the financial institutions from time to time parties thereto (the “Lenders”) and the Administrative Agent; and

WHEREAS, the Borrowers wish to amend the Credit Agreement in certain respects, and the Lenders party hereto and the Administrative Agent are willing to amend the Credit Agreement on the terms and conditions set forth herein.

NOW, THEREFORE, in consideration of the premises set forth above, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Borrowers, the Lenders party hereto and the Administrative Agent agree as follows:

1.          Amendments. Effective as of the date first above written and subject to the satisfaction of the conditions precedent set forth in Section 2 below, the Credit Agreement shall be and hereby is amended as follows:

(a)        The definition of “Permitted Foreign Receivables Financing” set forth in Section 1.1 of the Credit Agreement is hereby amended to delete therefrom the figure “$200,000,000” and to insert therefor the following figure: “$300,000,000”.

(b)        Section 7.3(A) of the Credit Agreement is hereby amended to delete from clause (vii) thereof the figure “$250,000,000” and to insert therefor the following figure: “$300,000,000”.

(c)        Section 7.3(G) of the Credit Agreement is hereby amended to delete the proviso to clause (iii) thereof in its entirety and to insert therefor the following proviso:

provided, that notwithstanding the terms of Section 7.4(A), the Company shall be required to demonstrate that the Debt Ratio, as of the last day of such fiscal quarter (calculated on a pro forma consolidated basis as described above), does not exceed the lesser of (A) a ratio equal to (x) the maximum Debt Ratio specified in Section 7.4(A) with respect to the last day of such fiscal quarter minus (y) 0.25 and (B) 4.75 to 1.00.

 

 

 



 

 

2.          Conditions Precedent. This Amendment shall become effective as of the date first above written if, and only if, (a) the Administrative Agent has received (i) duly executed copies of this Amendment from the Borrowers and the Required Lenders and (ii) duly executed copies of the Reaffirmation in the form of Attachment A attached hereto from each Subsidiary Guarantor and (b) the Company shall have paid all fees and expenses (including, to the extent invoiced, reimbursement of fees and expenses of the Administrative Agent’s counsels) in connection with this Amendment and the other Loan Documents.

3.          Representations and Warranties of the Borrowers. The Borrowers hereby represent and warrant as follows:

(a)        Each Borrower has the corporate or other power and authority and legal right to execute and deliver this Amendment and to perform its obligations hereunder and under the Credit Agreement, as amended hereby. The execution and delivery by each Borrower of this Amendment, and the performance of its obligations under this Amendment and the Credit Agreement, as amended hereby, have been duly authorized by proper corporate, partnership or limited liability company proceedings (or analogous acts in the case of the Subsidiary Borrower).

(b)        This Amendment and the Credit Agreement, as amended hereby, constitute the legal, valid and binding obligations of each Borrower enforceable against such Borrower in accordance with their terms, except as such enforceability may be limited by bankruptcy, insolvency, or similar laws affecting the enforcement of creditors’ rights generally.

(c)        Neither the execution and delivery by the Borrowers of this Amendment, nor the consummation of the transactions contemplated herein and in the Credit Agreement, as amended hereby, nor compliance with the provisions hereof or thereof will violate any law, rule, regulation, order, writ, judgment, injunction, decree or award binding on the Company or any of its Subsidiaries or the Company’s or any Subsidiary’s articles of incorporation or by-laws or comparable constitutive documents or the provisions of any indenture, instrument or agreement to which the Company or any of its Subsidiaries is a party or is subject, or by which it, or its Property, is bound, or conflict with or constitute a default thereunder, or result in the creation or imposition of any Lien (other than any Lien permitted by Section 7.3(F) of the Credit Agreement) in, of or on the Property of the Company or a Subsidiary pursuant to the terms of any such indenture, instrument or agreement, except any such violation, conflict or default as would not reasonably be expected to have a Material Adverse Effect. No order, consent, approval, license, authorization, or validation of, or filing, recording or registration with, or exemption by, any Governmental Authority, or any other third party, is required to authorize, or is required in connection with the execution or delivery of this Amendment or the performance of, or the legality, validity, binding effect or enforceability of, this Amendment or the Credit Agreement, as amended hereby.

(d)        Each representation and warranty by the Borrowers in Article VI of the Credit Agreement, as amended hereby, is true and correct as of the date hereof in all material respects, except to the extent that such representation or warranty expressly relates to an earlier date (in which case such representation and warranty shall be true and correct as of such earlier date).

 

 

2

 



 

 

(e)        Upon the effectiveness of this Amendment, no Default or Unmatured Default exists under the terms of the Credit Agreement.

4.          Reference to and Effect on the Credit Agreement.

(a)        Upon the effectiveness of Section 1 hereof, on and after the date hereof, each reference in the Credit Agreement to “this Credit Agreement,” “hereunder,” “hereof,” “herein” or words of like import shall mean and be a reference to the Credit Agreement, as amended hereby.

(b)        Except as specifically amended above, the Credit Agreement, as amended hereby, and all other documents, instruments and agreements executed and/or delivered in connection therewith, shall remain in full force and effect, and are hereby ratified and confirmed. Without limiting the foregoing, each Borrower hereby reaffirms all Liens on the Collateral which have been granted by it in favor of the Administrative Agent (for itself and the other Holders of Secured Obligations) pursuant to any of the Loan Documents.

(c)        Except as expressly provided herein, the execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of the Administrative Agent or the Lenders, nor constitute a waiver of any provision of the Credit Agreement or any other documents, instruments and agreements executed and/or delivered in connection therewith.

5.          GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.

6.          Headings. Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose.

7.          Counterparts. This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts and all of said counterparts taken together shall be deemed to constitute one and the same instrument. Delivery of an executed counterpart of a signature page of this Amendment by facsimile or e-mail transmission shall be effective as delivery of a manually executed counterpart of this Amendment.

Remainder of page intentionally left blank.

 

3

 




EXECUTION COPY

 

 

IN WITNESS WHEREOF, this Amendment has been duly executed and delivered on the date first above written.

ARVINMERITOR, INC., as a Borrower

 

 

By: /s/ Mary A. Lehmann
       —

Name: Mary A. Lehmann

Title: Senior Vice President, Strategic
Initiatives, and Treasurer

 

 

 

ARVINMERITOR FINANCE IRELAND,
as a Borrower

 

 

By: /s/ Scott E. Stevens
       —

Name: Scott E. Stevens

Title: Director

 



 

 

 

JPMORGAN CHASE BANK, NATIONAL

ASSOCIATION, as Administrative Agent and
as a Lender

 

 

By: /s/ Robert P. Kellas
      ————————————————————

Name: Robert P. Kellas

Title: Executive Director

 

5

 



 

 

 

CITICORP NORTH AMERICA, INC.,

as a Lender

 

 

By: /s/ Edward D. Herko
       ————————————————

Name: Edward D. Herko

Title: Vice President

 

6

 



 

 

 

UBS LOAN FINANCE LLC, as a Lender

 

 

By: /s/ Irja R. Otsa
       ———————————————————

Name: Irja R. Otsa

Title: Associate Director, Banking Products
Services, US

 

By: /s/ Mary E. Evans

Name: Mary E. Evans

Title: Associate Director, Banking Products
Services, US

 

7

 



 

 

 

ABN AMRO BANK N.V., as a Lender

 

 

By: /s/ David Carrington
       ———————————————————

Name: David Carrington

Title: Director

 

 

By: /s/ Sunee Gill
       ———————————————————

Name: Sunee Gill

Title: Assistant Vice President

 

8

 



 

 

 

BNP PARIBAS, as a Lender

 

 

By: /s/ Andrew Strait
       ———————————————————

Name: Andrew Strait

Title: Managing Director

 

 

By: /s/ Michael Penric
       ———————————————————

Name: Michael Penric

Title: Director

 

9

 



 

 

 

LEHMAN COMMERCIAL PAPER INC.,

as a Lender

 

 

By: /s/ Randall Braunfeld
       ———————————————————

Name: Randall Braunfeld

Title: Authorized Signatory

 

10

 



 

 

 

NATIONAL CITY BANK, as a Lender

 

 

By: /s/ Kenneth M. Blackwell
       ———————————————————

Name: Kenneth M. Blackwell

Title: Vice President

 

11

 



 

 

 

BANK OF AMERICA, N.A., as a Lender

 

 

By: /s/ Jeff Armitage
       ———————————————————

Name: Jeff Armitage

Title: Senior Vice President

 

12

 



 

 

 

SUNTRUST BANK, as a Lender

 

 

By: /s/ Mike Lapresi
       ———————————————————

Name: Mike Lapresi

Title: Managing Director

 

13

 



 

 

 

BANK OF TOKYO-MITSUBISHI UFJ

TRUST COMPANY, as a Lender

 

 

By: /s/ H. Kambara
       ———————————————————

Name: H. Kambara

Title: Vice President

 

14

 



 

 

 

COMERICA BANK, as a Lender

 

 

By: /s/ Thomas VanderMeulen
       ———————————————————

Name: Thomas VanderMeulen

Title: Account Officer

 

15

 



 

 

 

THE BANK OF NEW YORK, as a Lender

 

 

By: /s/ Mark F. Johnston
       ———————————————————

Name: Mark F. Johnston

Title: Vice President

 

16

 



 

 

 

BAYERISCHE LANDESBANK,

as a Lender

 

 

By: /s/ Michael Hintz
       ———————————————————

Name: Michael Hintz

Title: Vice President

 

 

By: /s/ Annette Schmidt
       ———————————————————

Name: Annette Schmidt

Title: First Vice President

 

17

 



 

 

 

THE BANK OF NOVA SCOTIA,

as a Lender

 

 

By: /s/ J. F. Todd
       ———————————————————

Name: J. F. Todd

Title: Managing Director

 

18

 



 

 

 

FIFTH THIRD BANK, as a Lender

 

 

By: /s/ Brian Jelinski
       ———————————————————

Name: Brian Jelinski

Title: Portfolio Manager

 

19

 



 

 

 

THE ROYAL BANK OF SCOTLAND PLC,

as a Lender

 

 

By: /s/ James P. Welch
       ———————————————————

Name: James P. Welch

Title: Senior Vice President

 

20

 



 

 

 

LANDESBANK BADEN-
WUERTTEMBERG NEW YORK AND/OR
CAYMAN ISLANDS BRANCH
, as a Lender

 

 

By: /s/ Karen Richard
       ———————————————————

Name: Karen Richard

Title: Vice President

 

By: /s/ Rainer Bucher

Name: Rainer Bucher

Title: Senior Credit Analyst

 

21

 



 

 

 

GENERAL ELECTRIC CAPITAL CORP.,
as a Lender

 

 

By: /s/ Rebecca L. Milligan
       ———————————————————

Name: Rebecca L. Milligan

Title: Duly Authorized Signatory

 

22

 




EXECUTION COPY

 

 

ATTACHMENT A

 

Reaffirmation

 

dated as of October 26, 2007

Each of the undersigned hereby acknowledges receipt of a copy of the foregoing Amendment No. 3 to that certain Credit Agreement, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”), among ArvinMeritor, Inc., an Indiana corporation (the “Company”), ArvinMeritor Finance Ireland, the financial institutions from time to time parties thereto (the “Lenders”) and JPMorgan Chase Bank, National Association, as Administrative Agent (in such capacity, the “Administrative Agent”), which Amendment No. 3 is dated as of October 26, 2007 (the “Amendment”). Capitalized terms used herein without definition shall have the meanings assigned to such terms in the Credit Agreement. Without in any way establishing a course of dealing by the Administrative Agent or any Lender, each of the undersigned reaffirms the terms and conditions of that certain Subsidiary Guaranty, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, including to add additional Subsidiary Guarantors, the “Subsidiary Guaranty”), by and among each of the undersigned in favor of the Administrative Agent, for the ratable benefit of the Holders of Secured Obligations, and acknowledges and agrees that the Subsidiary Guaranty and each other Loan Document executed by the undersigned in connection with the Credit Agreement remains in full force and effect and is hereby reaffirmed, ratified and confirmed. Without limiting the foregoing, each of the undersigned hereby reaffirms all Liens on the Collateral which have been granted by it in favor of the Administrative Agent (for itself and the other Holders of Secured Obligations) pursuant to any of the Loan Documents. All references to the Credit Agreement contained in the above referenced documents shall be a reference to the Credit Agreement as so modified by the Amendment and as the same may from time to time hereafter be amended, modified or restated.

Remainder of page intentionally left blank.

 

A-1

 



EXECUTION COPY

 

 

IN WITNESS WHEREOF, this Reaffirmation has been duly executed and delivered on the date first above written.

 

ARVINYL WEST, INC

ARVIN INTERNATIONAL HOLDINGS, LLC

ARVINMERITOR ASSEMBLY, LLC

ARVINMERITOR BRAKE HOLDINGS, INC.

ARVINMERITOR HOLDINGS MEXICO, LLC (successor to
ArvinMeritor Holdings Mexico, Inc.)

ARVINMERITOR INVESTMENTS, LLC (successor to each
of Meritor I Acquisition Corporation and
Meritor Finance Cayman Islands, Ltd.)

ARVINMERITOR OE, LLC

ARVINMERITOR TECHNOLOGY, LLC

ARVIN REPLACEMENT PRODUCTS FINANCE, LLC

EUCLID INDUSTRIES, LLC

GABRIEL EUROPE, INC.

GABRIEL RIDE CONTROL PRODUCTS, INC.

MAREMONT CORPORATION

MAREMONT EXHAUST PRODUCTS, INC.

MERITOR HEAVY VEHICLE BRAKING SYSTEMS (U.S.A.), INC.

MERITOR HEAVY VEHICLE SYSTEMS, LLC

MERITOR HEAVY VEHICLE SYSTEMS (MEXICO), INC.

MERITOR HEAVY VEHICLE SYSTEMS (SINGAPORE) PTE., LTD.

MERITOR HEAVY VEHICLE SYSTEMS (VENEZUELA), INC.

MERITOR LIGHT VEHICLE SYSTEMS (SPAIN) INC.

MERITOR MANAGEMENT CORP.

MERITOR TECHNOLOGY, INC.

MERITOR TRANSMISSION CORPORATION

ARVINMERITOR FILTERS OPERATING CO., LLC

ARVINMERITOR FILTERS HOLDING CO., LLC

ARVIN TECHNOLOGIES, INC.

ARVINMERITOR, INC., a Nevada corporation

ARVIN INDUSTRIES FOREIGN SALES CORPORATION

ARVINMERITOR HOLDINGS, LLC

AVM, INC.

 

 

By: /s/ Mary A. Lehmann
      —

Name: Mary A. Lehmann

Title: Vice President and Treasurer

 

 

Signature Page to

Reaffirmation

(Amendment No. 3 to Credit Agreement)

 



 

 

 

ARVINMERITOR B.V.

 

 

By:

/s/ M. Vingerling

 

Name: M. Vingerling

 

Title: Director

 

 

 

 

 

MERITOR HOLDINGS NETHERLANDS B.V.

 

 

 

 

 

By:

/s/ M. Vingerling

 

 

Name: M. Vingerling

 

Title: Director

 

 

 

 

 

ARVINMERITOR LIMITED

 

 

 

 

 

By:

/s/ Daniel Hopgood

 

 

Name: Daniel Hopgood

 

Title: Director

 

 

 

 

 

ARVIN EUROPEAN HOLDINGS (UK) LIMITED

 

 

 

 

 

By:

/s/ Daniel Hopgood

 

 

Name: Daniel Hopgood

 

Title: Director

 

 

 

 

 

ARVINMERITOR SWEDEN AB

 

 

 

 

 

By:

/s/ Dan Johansson

 

 

Name: Dan Johansson

 

Title: Board of Directors

 

 

 

 

 

MERITOR LUXEMBOURG S.A.R.L.

 

 

 

By:

/s/ John A. Crable

 

 

Name: John A. Crable

 

Title: Sole Manager

 

 

Signature Page to

Reaffirmation

(Amendment No. 3 to Credit Agreement)

 



 

 

IN WITNESS whereof the undersigned has executed this Reaffirmation as a deed the day and year first above written.

 

 

 

 

 

 

EXECUTED AS A DEED by ARVIN
CAYMAN ISLANDS, LTD.

)

/s/ Mary A. Lehmann

)

Duly Authorised Signatory

 

)

 

 

)

Name:

Mary A. Lehmann

 

)

 

 

)

Title:

Vice President and Treasurer

 

)

 

 

 

 

 

 

 

 

 

 

in the presence of:

 

 

 

 

 

 

 

 

 

/s/ Bonnie Wilkinson

 

Signature of Witness

 

 

 

Name:

Bonnie Wilkinson

 

Address:

2135 West Maple Road
Troy, MI 48084

 

 

 

Occupation:

Attorney

 

 

 

 

(Note: These details are to be completed in the witness’s own hand writing.)

 

 

 

Signature Page to

Reaffirmation

(Amendment No. 3 to Credit Agreement)

 



 

 

IN WITNESS whereof the undersigned has executed this Reaffirmation as a deed the day and year first above written.

 

 

 

 

 

 

EXECUTED AS A DEED by MERITOR CAYMAN ISLANDS, LTD.

)

/s/ Mary A. Lehmann

)

Duly Authorised Signatory

 

)

 

 

)

Name:

Mary A. Lehmann

 

)

 

 

)

Title:

Treasurer

 

)

 

 

 

 

 

 

 

 

 

 

in the presence of:

 

 

 

 

 

 

 

 

 

/s/ Bonnie Wilkinson

 

Signature of Witness

 

 

 

Name:

Bonnie Wilkinson

 

Address:

2135 West Maple Road
Troy, MI 48084

 

 

 

Occupation:

Attorney

 

 

 

 

(Note: These details are to be completed in the witness’s own hand writing.)

 

 

 

 

 

Signature Page to

Reaffirmation

(Amendment No. 3 to Credit Agreement)

 

 

 

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