UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 12b-25

SEC FILE NUMBER

CUSIP NUMBER

NOTIFICATION OF LATE FILING

(Check One): [ ]Form 10-K [ ]Form 20-F [ ]Form 11-K [ ]Form 20-F

[ X ] -Form 10-QSB [ ] Form N-SAR

For Period Ended: _March 31, 2003___
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended: ___________________

Read Instruction (on back page) Before Preparing Form. Please Print or Type.

Nothing in this form shall be construed to imply that the Commission has verified any information contained herein.

If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:
_________________________________________________________________________________

PART I - REGISTRANT INFORMATION

_Delta Mutual, Inc._________________________________________________________________

Full Name of Registrant

_Not Applicable_______________________________________________________________________

Former Name if Applicable

_111 North Branch Street____________________________________________________________

Address of Principal Executive Office (Street and Number)

Sellersville, Pennsylvania 18960

_________________________________________________________________________________

City, State and Zip Code

PART II -RULES 12B-25(B) and (c)

If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)

X_(a) The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;

X_ (b) The subject quarterly report on Form 10-QSB will be filed on or before the fifth calendar day following the prescribed due date; and
___(c) The accountant's statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.

PART III -- NARRATIVE

State below in reasonable detail the reasons why the Form 10-K, 20-F, 11-K, 10-Q, N-SAR, or the transition report portion thereof, could not be filed within the prescribed time period.

(Attach Extra Sheets if Needed)

PART IV-- OTHER INFORMATION

(1) Name and telephone number of person to contact in regard to this notification

Peter F. Russo 215 258-2800
________________________ (Name)	__________________ (Area Code)	__________________ (Telephone Number)

(2) Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? If answer is no, identify report(s). Yes _X_ No ___

(3) Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof? Yes ___ No _X_

If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made.

______________Delta Mutual, Inc.__________________________
(Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the undersigned hereunto duly authorized.

Date __May 13, 2003______ By: _/s/ Peter F. Russo__

				               Peter F. Russo, President

http://www.sec.gov/divisions/corpfin/forms/12b-25.htm
Last update: 10/21/2002

PART III - NARATIVE

(a) Registrant shall be unable to file its Form 10-QSB for the quarter ended March 31, 2003 in timely fashion without unreasonable effort and expense because its financial statements for the subject quarter are not completed.

(b) The Form 10-QSB for the quarter ended March 31, 2003 will be completed and filed on or before May 19, 2003, the 5^th calendar day following the prescribed due date.