EXHIBIT 23.1




               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

WIENER, GOODMAN & COMPANY, P.C., certified public accountants, hereby consents
to the use of our opinion dated March 18, 2002, on the financial statements and
schedules of Delta Mutual, Inc. as of December 31, 2001, for filing with the
Delta Mutual, Inc. Form S-8.

                                             /s/ WIENER, GOODMAN & COMPANY, P.C.
                                             -------------------------------
                                             WIENER, GOODMAN & COMPANY, P.C.
Dated: February 13, 2003