EXHIBIT 23.4

                Consent of Independent Chartered Accounting Firm



Catuity, Inc.
Detroit, Michigan


We hereby consent to the incorporation of our report dated 15 December 2005
relating to the audited financial statements of Loyalty Magic Pty Ltd for the
years ended 30 June 2004 and 2005 into Catuity's Current Report on Form 8-K/A
dated 16 December 2005 and incorporated by reference into Catuity's Registration
Statement on Form S-3 dated 16 December 2005.

We also consent to the reference to us under the caption "Experts" in the
Registration Statement on Form S-3.

Yours sincerely
McInnes, Graham & Gibbs






Melbourne, Australia
15 December 2005