Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Capital Ratios of Hanmi Financial and Bank

The capital ratios of Hanmi Financial and the Bank were as follows as of December 31, 2012 and 2011:

	Actual					Minimum Regulatory Requirement					Minimum to Be Categorized as “Well Capitalized”
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(In Thousands)
December 31, 2012
Total Capital (to Risk-Weighted Assets):
Hanmi Financial	$	451,784		20.65	%	$	175,050		8.00	%		N/A		N/A
Hanmi Bank	$	433,570		19.85	%	$	174,734		8.00	%	$	218,418		10.00	%
Tier 1 Capital (to Risk-Weighted Assets):
Hanmi Financial	$	423,937		19.37	%	$	87,525		4.00	%		N/A		N/A
Hanmi Bank	$	405,801		18.58	%	$	87,367		4.00	%	$	131,051		6.00	%
Tier 1 Capital (to Average Assets):
Hanmi Financial	$	423,937		14.95	%	$	113,464		4.00	%		N/A		N/A
Hanmi Bank	$	405,801		14.33	%	$	113,278		4.00	%	$	141,597		5.00	%
December 31, 2011
Total Capital (to Risk-Weighted Assets):
Hanmi Financial	$	387,328		18.66	%	$	166,082		8.00	%		N/A		N/A
Hanmi Bank	$	364,041		17.57	%	$	165,795		8.00	%	$	207,243		10.00	%
Tier 1 Capital (to Risk-Weighted Assets):
Hanmi Financial	$	360,500		17.36	%	$	83,041		4.00	%		N/A		N/A
Hanmi Bank	$	337,309		16.28	%	$	82,897		4.00	%	$	124,346		6.00	%
Tier 1 Capital (to Average Assets):
Hanmi Financial	$	360,500		13.34	%	$	108,106		4.00	%		N/A		N/A
Hanmi Bank	$	337,309		12.50	%	$	107,924		4.00	%	$	134,905		5.00	%