Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST AND DIVIDEND INCOME:
Interest and Fees on Loans	$ 29,355	$ 33,681	$ 89,509	$ 104,862
Taxable Interest on Investment Securities	2,022	1,592	7,789	4,035
Tax-Exempt Interest on Investment Securities	39	62	116	216
Dividends on Federal Reserve Bank Stock	112	102	336	323
Dividends on Federal Home Loan Bank Stock	17	33	58	74
Interest on Interest-Bearing Deposits in Other Banks	75	165	243	319
Interest on Federal Funds Sold and Securities Purchased Under Resale Agreements	5	8	22	41
Interest on Term Federal Funds Sold	49	32	94	29
Total Interest and Dividend Income	31,674	35,675	98,167	109,899
INTEREST EXPENSE:
Interest on Deposits	5,730	8,299	18,657	26,816
Interest on Federal Home Loan Bank Advances	46	342	618	1,027
Interest on Other Borrowings		22	1	53
Interest on Junior Subordinated Debentures	739	739	2,148	2,100
Total Interest Expense	6,515	9,402	21,424	29,996
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	25,159	26,273	76,743	79,903
Provision for Credit Losses	8,100	22,000	8,100	117,496
NET INTEREST INCOME (LOSS) AFTER PROVISION FOR CREDIT LOSSES	17,059	4,273	68,643	(37,593)
NON-INTEREST INCOME:
Service Charges on Deposit Accounts	3,225	3,442	9,644	10,770
Insurance Commissions	940	1,089	3,403	3,573
Remittance Fees	469	484	1,430	1,469
Trade Finance Fees	341	381	966	1,144
Other Service Charges and Fees	389	409	1,090	1,193
Bank-Owned Life Insurance Income	237	237	700	703
Net Gain on Sales of Investment Securities	1,704	4	1,634	117
Net Gain (Loss) on Sales of Loans	(1,445)	229	(1,860)	443
Impairment Loss on Investment Securities:
Total Other-than-temporary Impairment Loss on Investment Securities		(790)		(790)
Less: Portion of Loss Recognized in Other Comprehensive Income
Net Impairment Loss Recognized in Earnings		(790)		(790)
Other Operating Income	118	186	496	731
Total Non-Interest Income	5,978	5,671	17,503	19,353
NON-INTEREST EXPENSE:
Salaries and Employee Benefits	8,146	9,552	26,032	27,349
Deposit Insurance premiums and Regulatory Assessments	1,552	2,253	4,999	8,552
Occupancy and Equipment	2,605	2,702	7,820	8,101
Other Real Estate Owned Expense	(86)	2,580	1,549	9,998
Data Processing	1,383	1,446	4,269	4,432
Professional Fees	1,147	753	3,074	2,841
Directors and Officers Liability Insurance	737	716	2,204	2,149
Supplies and Communications	712	683	1,786	1,774
Advertising and Promotion	631	567	2,105	1,605
Loan-Related Expense	222	322	631	939
Amortization of Other Intangible Assets	161	273	569	902
Expenses Related to Unconsummated Capital Offerings			2,220
Other Operating Expenses	1,642	2,232	5,541	6,428
Total Non-Interest Expense	18,852	24,079	62,799	75,070
INCOME (LOSS) BEFORE PROVISION (BENEFIT) FOR INCOME TAXES	4,185	(14,135)	23,347	(93,310)
Provision (Benefit) for Income Taxes	(18)	442	706	11
NET INCOME (LOSS)	$ 4,203	$ (14,577)	$ 22,641	$ (93,321)
EARNINGS (LOSS) PER SHARE:
Basic	$ 0.03	$ (0.12)	$ 0.15	$ (1.24)
Diluted	$ 0.03	$ (0.12)	$ 0.15	$ (1.24)
WEIGHTED-AVERAGE SHARES OUTSTANDING:
Basic	151,107,790	122,789,120	151,091,317	75,204,528
Diluted	151,258,390	122,789,120	151,246,741	75,204,528
DIVIDENDS DECLARED PER SHARE