0001171843-21-007154.txt : 20211026 0001171843-21-007154.hdr.sgml : 20211026 20211026161555 ACCESSION NUMBER: 0001171843-21-007154 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20211026 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20211026 DATE AS OF CHANGE: 20211026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANMI FINANCIAL CORP CENTRAL INDEX KEY: 0001109242 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 954788120 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-30421 FILM NUMBER: 211348730 BUSINESS ADDRESS: STREET 1: 3660 WILSHIRE BLVD SUITE PH-A CITY: LOS ANGELES STATE: CA ZIP: 90010 BUSINESS PHONE: 2133822200 8-K 1 f8k_102621.htm FORM 8-K Form 8-K
0001109242 False 0001109242 2021-10-26 2021-10-26 iso4217:USD xbrli:shares iso4217:USD xbrli:shares
 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  October 26, 2021

HANMI FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Delaware000-3042195-4788120
(State or Other Jurisdiction of Incorporation)(Commission File Number)(I.R.S. Employer Identification No.)

3660 Wilshire Boulevard, Penthouse Suite A

Los Angeles, CA 90010

(Address of Principal Executive Offices) (Zip Code)

(213) 382-2200

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, $0.001 par valueHAFCNasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company,indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 
 
Item 2.02. Results of Operations and Financial Condition.

On October 26, 2021, Hanmi Financial Corporation (“Hanmi Financial”) issued a press release announcing its financial results for the quarter ended September 30, 2021. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K.

This information set forth under “Item 2.02. Results of Operations and Financial Condition,” including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits 

99.1     Press release issued by Hanmi Financial dated October 26, 2021
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

Forward-Looking Statements
This press release contains forward-looking statements, which are included in accordance with the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact are “forward–looking statements” for purposes of federal and state securities laws, including, but not limited to, statements about our anticipated future operating and financial performance, financial position and liquidity, business strategies, regulatory and competitive outlook, investment and expenditure plans, capital and financing needs and availability, plans and objectives of management for future operations, developments regarding our capital and strategic plans, and other similar forecasts and statements of expectation and statements of assumption underlying any of the foregoing. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “could,” “expects,” “plans,” “intends,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” or “continue,” or the negative of such terms and other comparable terminology. Although we believe that our forward-looking statements to be reasonable, we cannot guarantee future results, levels of activity, performance or achievements.

Forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to differ from those expressed or implied by the forward-looking statements. These factors include the following:

• a failure to maintain adequate levels of capital and liquidity to support our operations;
• the effect of potential future supervisory action against us or Hanmi Bank;
• the effect of our rating under the Community Reinvestment Act and our ability to address any issues raised in our regulatory exams;
• general economic and business conditions internationally, nationally and in those areas in which we operate;
• volatility and deterioration in the credit and equity markets;
• changes in consumer spending, borrowing and savings habits;
• availability of capital from private and government sources;
• demographic changes;
• competition for loans and deposits and failure to attract or retain loans and deposits;
• fluctuations in interest rates and a decline in the level of our interest rate spread;
• risks of natural disasters;
• a failure in or breach of our operational or security systems or infrastructure, including cyberattacks;
• the failure to maintain current technologies;
• the inability to successfully implement future information technology enhancements;
• difficult business and economic conditions that can adversely affect our industry and business, including competition, fraudulent activity and negative publicity;
• risks associated with Small Business Administration loans;
• failure to attract or retain key employees;
• our ability to access cost-effective funding;
• fluctuations in real estate values;
• changes in accounting policies and practices;
• the imposition of tariffs or other domestic or international governmental policies impacting the value of the products of our borrowers;
• changes in governmental regulation, including, but not limited to, any increase in FDIC insurance premiums;
• the ability of Hanmi Bank to make distributions to Hanmi Financial Corporation, which is restricted by certain factors, including Hanmi Bank’s retained earnings, net income, prior distributions made, and certain other financial tests;
• the ability to identify a suitable strategic partner or to consummate a strategic transaction;
• the adequacy of our allowance for credit losses;
• our credit quality and the effect of credit quality on our credit losses expense and allowance for credit losses;
• changes in the financial performance and/or condition of our borrowers and the ability of our borrowers to perform under the terms of their loans and other terms of credit agreements;
• our ability to control expenses;
• changes in securities markets; and
• risks as it relates to cyber security against our information technology and those of our third-party providers and vendors.

Further, given its ongoing and dynamic nature, it is difficult to predict the continuing impact of the COVID-19 pandemic on our business and results of operation. The extent of such impact will depend on future developments, which are highly uncertain, including when the coronavirus can be controlled and abated and whether the continued reopening of businesses will result in a meaningful increase in economic activity. As the result of the COVID-19 pandemic and the related adverse local and national economic consequences, we could be subject to any of the following risks, any of which could have a material, adverse effect on our business, financial condition, liquidity, and results of operations:

• demand for our products and services may decline;
• if the economy is unable to substantially reopen, and higher levels of unemployment continue for an extended period of time, loan delinquencies, problem assets, and foreclosures may increase;
• collateral for loans, especially real estate, may decline in value, which could cause loan losses to increase;
• our allowance for credit losses may have to be increased if borrowers experience financial difficulties;
• a worsening of business and economic conditions or in the financial markets could result in an impairment of certain intangible assets, such as goodwill or our servicing assets;
• the net worth and liquidity of loan guarantors may decline, impairing their ability to honor commitments to us;
• a material decrease in net income or a net loss over several quarters could result in the elimination or a decrease in the rate of our quarterly cash dividend;
• litigation, regulatory enforcement risk and reputation risk regarding our participation in the Paycheck Protection Program and the risk that the Small Business Administration may not fund some or all PPP loan guaranties;
• our cyber security risks are increased as the result of an increase in the number of employees working remotely;
• FDIC premiums may increase if the agency experiences additional resolution costs; and
• the unanticipated loss or unavailability of key employees due to the outbreak, which could harm our ability to operate our business or execute our business strategy, especially as we may not be successful in finding and integrating suitable replacements.

In addition, we set forth certain risks in our reports filed with the U.S. Securities and Exchange Commission, including, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2020, our Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K that we will file hereafter, which could cause actual results to differ from those projected. We undertake no obligation to update such forward-looking statements except as required by law.

 

 
 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 HANMI FINANCIAL CORPORATION
   
  
Date: October 26, 2021By: /s/ Bonita I. Lee        
  Bonita I. Lee
  Chief Executive Officer
  

 

EX-99.1 2 exh_991.htm PRESS RELEASE EdgarFiling

EXHIBIT 99.1

Hanmi Reports Third Quarter 2021 Results

2021 Third Quarter Highlights:      

  • Third quarter net income of $26.6 million, or $0.86 per diluted share, up 20.1% from $22.1 million, or $0.72 per diluted share from the prior quarter and up 62.5% from the same quarter last year.
  • Loans receivable were $4.86 billion at quarter-end and third quarter loan production reached $500.0 million; loans receivable increased 3.4% from the second quarter and 5.5% since year-end 2020 when excluding Paycheck Protection Program (“PPP”) loans.
  • Deposits climbed to $5.73 billion and noninterest-bearing deposits increased to 44.5% of the portfolio; deposits increased 1.8% from the second quarter and 8.6% since year-end 2020.
  • A $7.2 million recovery of credit loss expense for the third quarter compared with $3.3 million for the second quarter; allowance for credit losses was 1.58% at September 30, 2021 compared with 1.73% at June 30, 2021.
  • Nonperforming assets declined 58.4% from the second quarter and were 0.32% of total assets at quarter-end compared with 0.80% at June 30, 2021.
  • Net interest income was $50.0 million and included $1.6 million of interest income from PPP loans; up 3.2% quarter-over-quarter when excluding PPP; $21.9 million of PPP loans remain at the end of the third quarter.
  • Net interest margin was 3.07% for the third quarter, or 3.00% excluding interest from PPP loans.
  • Third quarter noninterest income increased 40.8% to $12.5 million from the previous quarter on higher levels of SBA gains as well as higher levels of service charges and fees.
  • Noninterest expense was $32.5 million, up 5.6% from the previous quarter on higher advertising and promotion expenses and compensation from higher loan production; The efficiency ratio for the third quarter was 52.01% compared with 52.66% for the prior quarter.
  • Issued $110 million of fixed-to-floating rate subordinated debt with initial annual interest rate of 3.75%.
  • Hanmi remained well capitalized with a Total risk-based capital ratio of 17.27% and a Common equity Tier 1 capital ratio of 11.85% at September 30, 2021; tangible common equity to tangible assets ratio was 8.98% (9.01% excluding PPP loans) at the end of the third quarter.

For more information about Hanmi, please see the Q3 2021 Investor Update (and Supplemental Financial Information), which is available on the Bank’s website at www.hanmi.com and via a current report on Form 8-K on the website of the Securities and Exchange Commission at www.sec.gov. Also, please refer to “Non-GAAP Financial Measures” herein for further details of the presentation of certain non-GAAP financial measures.

LOS ANGELES, Oct. 26, 2021 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), reported net income for the 2021 third quarter of $26.6 million, or $0.86 per diluted share, compared with $22.1 million, or $0.72 per diluted share for the second quarter and $16.3 million, or $0.53 per diluted share for the 2020 third quarter.

Bonnie Lee, President and Chief Executive Officer, said, “Our performance in the third quarter highlights the strength of the Hanmi franchise and the ongoing success of our strategy to build deeper relationships with both new and existing customers. New loan production of $500 million was nearly two times higher than a year ago and reflects growth across most loan categories, including record SBA loan production. The strength of our loan production platform helped drive a 3.4% increase in loans from the prior quarter and 5.5% growth year-to-date, excluding PPP loans. Importantly, we have a very robust loan pipeline heading into the fourth quarter. In addition, deposit gathering continues to benefit from various initiatives designed to build and expand business banking relationships. Deposits increased solidly in the quarter and are up 8.6% since the end of last year with growth primarily driven by noninterest-bearing demand deposits, which now comprise 44.5% of total deposits.”

Ms. Lee continued, “Comprehensive credit management practices are embedded in the fabric of the Hanmi culture and have delivered steady improvement in asset quality. Nonperforming assets declined 58.4% from the prior quarter to just 0.32% of total assets and we continue to see loans upgraded, as well as payments and payoffs. We also recorded a $7.2 million recovery of credit loss expense in the third quarter illustrating the continued positive asset quality trends and improving macroeconomic outlook. Reducing the risk in our loan portfolio remains a priority and we are committed to reducing loan exposure to riskier asset classes including hospitality loans.”

Ms. Lee concluded, “The strong operational execution in the quarter helped generate substantial earnings growth. Third quarter income expanded to $26.6 million, or $0.86 per diluted share, a new record and a 20% improvement over the prior quarter. Looking ahead to the fourth quarter, momentum continues to build and we currently anticipate a very strong finish to the year.”

Quarterly Highlights
(Dollars in thousands, except per share data)

              
 As of or for the Three Months Ended Amount Change
 September 30, June 30, March 31, December 31, September 30, Q3-21 Q3-21
  2021   2021   2021   2020   2020  vs. Q2-21 vs. Q3-20
              
Net income$26,565  $22,122  $16,659  $14,326  $16,344  $4,443 $10,221
Net income per diluted common share$0.86  $0.72  $0.54  $0.47  $0.53  $0.14 $0.33
              
Assets$6,776,533  $6,578,856  $6,438,401  $6,201,888  $6,106,782  $197,677 $669,751
Loans receivable$4,858,865  $4,820,092  $4,817,151  $4,880,168  $4,834,137  $38,773 $24,728
Deposits$5,729,536  $5,629,830  $5,509,823  $5,275,008  $5,194,292  $99,706 $535,243
              
Return on average assets 1.58%  1.38%  1.08%  0.92%  1.08%  0.20  0.50
Return on average stockholders' equity 17.13%  14.91%  11.63%  10.01%  11.74%  2.22  5.38
              
Net interest margin 3.07%  3.19%  3.09%  3.13%  3.13%  -0.12  -0.06
Efficiency ratio (1) 52.01%  52.66%  52.92%  55.53%  56.73%  -0.65  -4.72
              
Tangible common equity to tangible assets (2) 8.98%  9.01%  8.87%  9.13%  9.05%  -0.02  -0.07
Tangible common equity per common share (2)$19.96  $19.27  $18.59  $18.41  $17.95  $0.69 $2.01
              
              
(1)       Noninterest expense divided by net interest income plus noninterest income.         
(2)       Refer to "Non-GAAP Financial Measures" for further details.          

Results of Operations
Net interest income was $50.0 million for the third quarter of 2021 compared with $49.6 million for the second quarter of 2021. Third quarter interest and fees on loans receivable increased 0.3%, or $0.2 million, from the preceding quarter primarily due to an additional day in the period as well as a four basis point increase in average yields. Total interest expense for the third quarter increased $0.4 million from the preceding quarter primarily due to a $0.5 million charge for the repurchase of $12.7 million of the Company’s $100 million, 5.45% subordinated debentures and interest expense from the $110 million, 3.75% subordinated debentures issued in August, both of which were partially offset by a seven basis point reduction in the average rate paid on interest-bearing deposits. Third quarter loan prepayment penalties were $0.1 million compared with $0.2 million for the second quarter. 

              
 As of or For the Three Months Ended (in thousands) Percentage Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
Net Interest Income 2021   2021   2021   2020   2020  vs. Q2-21 vs. Q3-20
              
Interest and fees on loans receivable(1)$52,961  $52,785  $50,614  $52,372  $52,586   0.3%  0.7%
Interest on securities 1,865   1,404   1,140   1,684   1,972   32.8%  -5.4%
Dividends on FHLB stock 245   242   206   206   204   1.3%  20.1%
Interest on deposits in other banks 329   176   96   97   84   86.9%  291.6%
Total interest and dividend income$55,400  $54,607  $52,056  $54,359  $54,846   1.5%  1.0%
              
Interest on deposits 2,466   3,003   3,958   5,330   7,033   -17.9%  -64.9%
Interest on borrowings 409   447   478   528   582   -8.5%  -29.7%
Interest on subordinated debentures 2,545   1,585   1,619   1,623   1,627   60.5%  56.4%
Total interest expense 5,420   5,035   6,055   7,481   9,242   7.6%  -41.4%
Net interest income$49,980  $49,572  $46,001  $46,878  $45,604   0.8%  9.6%
              
(1)       Includes loans held for sale.             

The net interest margin was 3.07% for the third quarter of 2021, down 12 basis points from the prior quarter, primarily due to a 10 basis point decline in the yield on earning assets combined with a four basis point increase in the cost of interest-bearing liabilities.

The yield on average earning assets was 3.41% for the third quarter of 2021 compared with 3.51% for the second quarter of 2021. The decline was primarily due to higher balances of lower-yielding deposits in other banks. Average interest-bearing deposits in other banks increased 32.3% quarter-over-quarter.

The cost of interest-bearing liabilities was 0.61% for the third quarter of 2021 compared with 0.57% for the second quarter of 2021. The increase in cost of interest-bearing liabilities was driven by a $0.5 million charge for the repurchase of $12.7 million of the Company’s 5.45% subordinated debentures as well as the interest expense from the newly issued 3.75% subordinated debentures, partially offset by a 7 basis point decrease in the cost of interest-bearing deposits. The cost of interest-bearing deposits for the third quarter was 0.30%.

  For the Three Months Ended (in thousands)  Percentage Change
 
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21  Q3-21 
Average Earning Assets and Interest-bearing Liabilities2021 2021 2021 2020 2020 vs. Q2-21  vs. Q3-20 
Loans receivable (1)$4,684,570 $4,753,297 $4,843,825 $4,803,238 $4,734,511 -1.4% -1.1%
Securities (2)878,866 812,805 774,022 743,636 696,285 8.1% 26.2%
FHLB stock16,385 16,385 16,385 16,385 16,385 0.0% 0.0%
Interest-bearing deposits in other banks872,783 659,934 395,602 392,949 340,486 32.3% 156.3%
Average interest-earning assets$6,452,604 $6,242,421 $6,029,834 $5,956,208 $5,787,667 3.4% 11.5%
                
Demand: interest-bearing$115,233 $112,252 $102,980 $101,758 $99,161 2.7% 16.2%
Money market and savings2,033,876 2,032,102 1,967,012 1,895,830 1,771,615 0.1% 14.8%
Time deposits1,061,359 1,136,903 1,238,513 1,315,227 1,357,167 -6.6% -21.8%
Average interest-bearing deposits3,210,468 3,281,257 3,308,505 3,312,815 3,227,943 -2.2% -0.5%
Borrowings143,750 150,091 150,000 150,000 163,364 -4.2% -12.0%
Subordinated debentures163,340 119,170 119,040 118,888 118,733 37.1% 37.6%
Average interest-bearing liabilities$3,517,558 $3,550,518 $3,577,545 $3,581,703 $3,510,040 -0.9% 0.2%
                
Average Noninterest Bearing Deposits               
Demand deposits - noninterest bearing$2,444,759 $2,223,172 $1,991,204 $1,935,564 $1,859,832 10.0% 31.5%
                
(1)       Includes loans held for sale.               
(2)       Amounts calculated on a fully taxable equivalent basis using the federal tax rate in effect for the periods presented.          
                


  For the Three Months Ended  Amount Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
Average Yields and Rates2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Loans receivable(1)4.49% 4.45% 4.24% 4.34% 4.42% 0.04 0.07
Securities (2)0.87% 0.69% 0.59% 0.91% 1.13% 0.18 -0.26
FHLB stock5.93% 5.93% 5.10% 5.00% 4.95% 0.00 0.98
Interest-bearing deposits in other banks0.15% 0.11% 0.10% 0.10% 0.10% 0.04 0.05
Interest-earning assets3.41% 3.51% 3.50% 3.63% 3.77% -0.10 -0.36
              
Interest-bearing deposits0.30% 0.37% 0.49% 0.64% 0.87% -0.07 -0.57
Borrowings1.13% 1.19% 1.29% 1.40% 1.42% -0.06 -0.29
Subordinated debentures6.23% 5.32% 5.44% 5.46% 5.48% 0.91 0.75
Interest-bearing liabilities0.61% 0.57% 0.69% 0.83% 1.05% 0.04 -0.44
              
Net interest margin (taxable equivalent basis)3.07% 3.19% 3.09% 3.13% 3.13% -0.12 -0.06
              
Cost of deposits0.17% 0.22% 0.30% 0.40% 0.55% -0.05 -0.38
              
(1)       Includes loans held for sale.             
(2)       Amounts calculated on a fully taxable equivalent basis using the federal tax rate in effect for the periods presented.        

For the third quarter of 2021, Hanmi recorded a $7.2 million recovery of credit loss expense, comprised of a $7.6 million negative provision for loan losses, a recovery of $0.4 million from an SBA impairment allowance, and a $0.4 million reduction in the allowance for losses on accrued interest receivable for current or previously modified loans, offset by a $1.2 million provision for off-balance sheet items. For the second quarter of 2021, the Company recorded a $3.3 million recovery of credit loss expense, comprised of a $4.1 million recovery for loan losses and a $0.5 million reduction in the allowance for losses on accrued interest receivable for current or previously modified loans, offset by a $1.3 million provision for off-balance sheet items. At September 30, 2021, accrued interest receivable on current and former modified loans was $3.9 million compared with $4.8 million at June 30, 2021 and the related allowance for estimated losses was $0.3 million and $0.7 million at September 30, 2021 and June 30, 2021, respectively.

Third quarter 2021 noninterest income increased to $12.5 million from $8.9 million for the second quarter of 2021, primarily due to a $2.3 million increase in gains on the sale of traditional SBA 7(a) loans and a $1.3 million increase in service charges and fees. The volume of SBA loans sold for the third quarter increased 80.1% to $47.9 million from $26.6 million for the second quarter while trade premiums were 11.85% for the third quarter and 12.55% and for the second quarter. The increase in service charges and fees was driven by updates to the Company’s business deposit account fee schedules and enhanced operational practices that increased fee collections. 

  For the Three Months Ended (in thousands)  Percentage Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
Noninterest Income2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Service charges on deposit accounts$          3,437 $          2,344 $          2,357 $          2,051 $          2,002 46.6% 71.7%
Trade finance and other service charges and fees1,188 1,259 1,034 1,113 972 -5.6% 22.2%
Servicing income768 540 846 361 704 42.2% 9.1%
Bank-owned life insurance income251 252 256 271 289 -0.4% -13.0%
All other operating income978 908 841 1,879 806 7.7% 21.4%
Service charges, fees & other6,622 5,303 5,334 5,675 4,773 24.9% 38.8%
              
Gain on sale of SBA loans5,842 3,508 4,125 1,769 2,324 66.5% 151.4%
Net gain on sales of securities- - 99 - - 0.0% 0.0%
Gain on sale of bank premises45 - - 365 43 0.0% 4.7%
Legal settlement- 75 250 1,000 - -100.0% 0.0%
Total noninterest income$        12,509 $          8,886 $          9,808 $          8,809 $          7,140 40.8% 75.2%

Noninterest expense increased 5.6% to $32.5 million for the third quarter of 2021 from $30.8 million for the second quarter primarily due to a $0.6 million increase in advertising and promotion fees, a $0.5 million increase in salaries and employee benefits and a $0.4 million increase in occupancy and equipment expense. The increase in advertising and promotion fees from the prior quarter was primarily related to costs for the launch of a new marketing campaign, charitable donations and scholarships, and other seasonal promotional expenses. The increase in salaries and employee benefits from the prior quarter primarily reflects increased commissions on higher levels of new loan production. Occupancy and equipment expense was up due to purchases of office and technology equipment. The efficiency ratio improved to 52.01% in the third quarter from 52.66% in the prior quarter.

  For the Three Months Ended (in thousands)  Percentage Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
 2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Noninterest Expense             
Salaries and employee benefits$         18,795 $         18,302 $         16,820 $         17,344 $         17,194 2.7% 9.3%
Occupancy and equipment             5,037              4,602              4,595              4,651              4,650 9.5% 8.3%
Data processing             2,934              2,915              2,926              2,989              2,761 0.7% 6.3%
Professional fees             1,263              1,413              1,447              1,846              1,794 -10.6% -29.6%
Supplies and communication                741                 733                 757                 759                 698 1.2% 6.2%
Advertising and promotion                953                 374                 359                 888                 594 154.7% 60.5%
All other operating expenses             2,906              2,607              2,378              2,006              2,553 11.5% 13.8%
subtotal           32,629            30,946            29,282            30,483            30,244 5.4% 7.9%
              
Other real estate owned expense (income)                  23                  (47                221                 310                (116148.9% 119.8%
Repossessed personal property expense (income)               (150               (116                  32                  (71               (204-29.3% 26.5%
Impairment loss on bank premises                   -                      -                      -                   201                    -   0.0% 0.0%
Total noninterest expense$         32,502 $         30,783 $         29,535 $         30,923 $         29,924 5.6% 8.6%

Hanmi recorded a provision for income taxes of $10.7 million for the third quarter of 2021, representing an effective tax rate of 28.6% compared with $8.9 million, representing an effective tax rate of 28.6% for the second quarter of 2021. The effective tax rate for the first nine months of 2021 was 29.3% compared with 30.0% for the first nine months of 2020.

Financial Position
Total assets were $6.78 billion at September 30, 2021, a 3.0% increase from $6.58 billion at June 30, 2021 driven by higher cash balances associated with the continued growth in customer noninterest-bearing deposits as well as the net increase in subordinated debentures resulting from the recent debt issuance.

Loans receivable, before the allowance for credit losses, were $4.86 billion at September 30, 2021, up 0.8% from $4.82 billion at June 30, 2021, or up 3.4% when excluding Paycheck Protection Program (“PPP”) loans. Loans held for sale representing the guaranteed portion of SBA 7(a) loans were $17.9 million at the end of the third quarter of 2021, compared with $22.0 million at the end of the second quarter of 2021. Total loans held for sale at the end of the second quarter also included $14.1 million in second draw PPP loans.

  As of (in thousands)  Percentage Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
 2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Loan Portfolio             
Commercial real estate loans$   3,528,506 $   3,452,014 $   3,372,288 $   3,353,818 $   3,264,447 2.2% 8.1%
Residential/consumer loans354,860 348,730 328,228 345,831 370,883 1.8% -4.3%
Commercial and industrial loans516,357 587,729 707,073 757,255 765,484 -12.1% -32.5%
Leases459,142 431,619 409,562 423,264 433,323 6.4% 6.0%
Loans receivable4,858,865 4,820,092 4,817,151 4,880,168 4,834,137 0.8% 0.5%
Loans held for sale17,881 36,030 32,674 8,568 12,834 -50.4% 39.3%
Total $   4,876,746 $   4,856,122 $   4,849,825 $   4,888,736 $   4,846,971 0.4% 0.6%

Hanmi generated solid loan production during the third quarter. New loan production totaled $500.0 million at an average rate of 3.90% partially offset by $291.7 million of loans paid-off during the quarter at an average rate of 3.18%. Payoffs for the 2021 third and second quarters included $120.1 million and $114.0 million of first-draw PPP loan forgiveness, respectively. 

New Loan Production         
(In thousands)         
 For the Three Months Ended (in thousands)
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30,
  2021   2021   2021   2020   2020 
New Loan Production         
Commercial real estate loans$214,380  $186,136  $103,051  $187,050  $99,618 
Commercial and industrial loans 114,263   99,429   42,255   71,412   78,594 
SBA loans 46,264   42,560   155,908   27,516   31,335 
Leases receivable 83,642   70,923   34,055   39,830   21,271 
Residential/consumer loans 41,497   66,581   12,722   2,011   25,766 
            subtotal 500,046   465,629   347,991   327,819   256,584 
          
          
Payoffs (291,686)  (264,822)  (166,730)  (160,006)  (139,797)
Amortization (63,435)  (90,348)  (94,852)  (78,632)  (66,907)
Loan sales (65,253)  (35,760)  (136,590)  (21,580)  (36,068)
Net line utilization (39,941)  (70,287)  (9,331)  (18,815)  (2,199)
Charge-offs & OREO (958)  (1,471)  (3,505)  (2,755)  (3,118)
          
Loans receivable-beginning balance 4,820,092   4,817,151   4,880,168   4,834,137   4,825,642 
Loans receivable-ending balance$4,858,865  $4,820,092  $4,817,151  $4,880,168  $4,834,137 
          

Deposits totaled $5.73 billion at the end of the third quarter of 2021, compared with $5.63 billion at the end of the preceding quarter. Growth was primarily driven by an increase in noninterest-bearing demand deposits, partially offset by an $86.5 million decrease in time deposits and a $12.1 million decrease in money market and savings deposits. Wholesale time deposits, comprised of public, brokered, and listing-services deposits represented $61.6 million of the decrease in total time deposits. Noninterest-bearing demand deposits now represent 44.5% of total deposits up from 37.8% at September 30, 2020. At September 30, 2021, the loan-to-deposit ratio was 84.8% compared with 85.6% at the end of the previous quarter.

  As of (in thousands)  Percentage Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
 2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Deposit Portfolio             
Demand: noninterest-bearing$   2,548,591 $   2,354,671 $   2,174,624 $   1,898,766 $   1,961,006 8.2% 30.0%
Demand: interest-bearing118,334 113,893 111,362 100,617 100,155 3.9% 18.2%
Money market and savings2,033,000 2,045,143 2,029,824 1,991,926 1,794,627 -0.6% 13.3%
Time deposits1,029,611 1,116,124 1,194,013 1,283,699 1,338,504 -7.8% -23.1%
Total deposits$   5,729,536 $   5,629,831 $   5,509,823 $   5,275,008 $   5,194,292 1.8% 10.3%

At September 30, 2021, stockholders’ equity was $619.1 million, compared with $603.0 million at June 30, 2021. Tangible common stockholders’ equity was $607.6 million, or 8.98% of tangible assets, at September 30, 2021 compared with $591.5 million, or 9.01% of tangible assets at the end of the second quarter. The ratio of tangible common equity to tangible assets excluding the $21.9 million of PPP loans was 9.01% at September 30, 2021. Tangible book value per share increased to $19.96 at September 30, 2021 from $19.27 at the end of the prior quarter.

Hanmi continues to be well capitalized for regulatory purposes, with a preliminary Tier 1 risk-based capital ratio of 12.25% and a Total risk-based capital ratio of 17.27% at September 30, 2021, versus 12.30% and 15.53%, respectively, at the end of the second quarter of 2021. The increase in the Total risk-based capital ratio reflects the August issuance of the $110 million of subordinated debentures.

  As of  Amount Change
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21 Q3-21
 2021 2021 2021 2020 2020 vs. Q2-21 vs. Q3-20
Regulatory Capital ratios (1)             
Hanmi Financial             
Total risk-based capital17.27% 15.53% 15.54% 15.21% 15.16% 1.74 2.11
Tier 1 risk-based capital12.25% 12.30% 12.26% 11.93% 11.85% -0.05 0.4
Common equity tier 1 capital11.85% 11.88% 11.84% 11.52% 11.43% -0.03 0.42
Tier 1 leverage capital ratio9.50% 9.57% 9.61% 9.49% 9.53% -0.07 -0.03
Hanmi Bank             
Total risk-based capital15.25% 15.25% 15.26% 14.86% 14.77% 0.00 0.48
Tier 1 risk-based capital13.99% 13.99% 14.01% 13.60% 13.51% 0.00 0.48
Common equity tier 1 capital13.99% 13.99% 14.01% 13.60% 13.51% 0.00 0.48
Tier 1 leverage capital ratio10.87% 10.89% 10.99% 10.83% 10.88% -0.02 -0.01
              
(1)       Preliminary ratios for September 30, 2021             

Asset Quality
Loans and leases 30 to 89 days past due and still accruing were 0.12% of loans and leases at the end of the third quarter of 2021, compared with 0.09% at the end of the second quarter.

Special mention loans were $130.6 million at the end of the third quarter compared with $121.8 million at June 30, 2021. The quarter-over-quarter change reflected upgrades from classified loans of $6.4 million and downgrades from pass loans and other additions of $28.2 million. Reductions include payoffs/paydowns of $14.0 million, $10.3 million of upgrades to pass and $1.7 million of downgrades to classified. The September 30, 2021 balance of special mention loans included $76.6 million of loans adversely affected by the COVID-19 pandemic.

Classified loans were $82.4 million at September 30, 2021 compared with $110.1 million at the end of the second quarter. The quarter-over-quarter change reflected payoffs/sales of $16.6 million, upgrades of $8.7 million and paydowns and other reductions of $5.4 million. Additions to classified loans, representing downgrades from pass and special mention, totaled $3.0 million. At September 30, 2021, classified loans included $40.4 million of loans adversely affected by the COVID-19 pandemic.

Nonperforming loans were $21.2 million at the end of the third quarter of 2021, or 0.44% of loans, compared with $52.0 million at the end of the second quarter of 2021, or 1.08% of the portfolio. The quarter-over-quarter change reflected payoffs, paydowns, and charge-offs of $31.2 million and upgrades to accrual of $1.8 million. Additions to nonperforming loans totaled $2.2 million for the quarter. At September 30, 2021, nonperforming loans included $5.4 million of loans and leases adversely affected by the COVID-19 pandemic.

Nonperforming assets were $21.9 million at the end of the third quarter of 2021, or 0.32% of total assets, compared with $52.7 million, or 0.80% of assets, at the end of the prior quarter.

Loans modified under the CARES Act declined to $12.0 million at September 30, 2021 from $72.3 million at June 30, 2021. All of the remaining modified loans are making interest only or other reduced payments that are less than the contractually required amount. Of the modified loan portfolio, $6.4 were special mention and $3.0 million were classified. In addition, modified loans on nonaccrual totaled $1.4 million.   

Gross charge-offs for the third quarter of 2021 were $1.0 million compared with $1.5 million for the preceding quarter. Recoveries of previously charged-off loans for the third quarter of 2021 were $1.8 million compared with $0.6 million for the preceding quarter. As a result, there were net recoveries of $0.9 million for the third quarter of 2021, compared with net charge-offs of $0.9 million for the preceding quarter. For the third quarter of 2021, net recoveries represented 0.07% of average loans on an annualized basis compared with net charge-offs of 0.08% of average loans for the second quarter on an annualized basis.

The allowance for credit losses was $76.6 million as of September 30, 2021 generating an allowance for credit losses to loans of 1.58% compared with 1.73% (1.78% excluding the PPP loans) at the end of the prior quarter. Although macroeconomic assumptions continue to improve, the risk factors associated with the impact of the COVID-19 pandemic on the Bank’s loan portfolio continue to be considered in establishing the allowance for credit losses.

 

  As of or for the Three Months Ended (in thousands)  Amount Change  
 Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, Q3-21  Q3-21 
 2021 2021 2021 2020 2020 vs. Q2-21  vs. Q3-20 
Asset Quality Data and Ratios               
                
Delinquent loans:               
Loans, 30 to 89 days past due and still accruing$           6,017 $           4,332 $           6,926 $           9,473 $           9,428 $       1,685  $     (3,411)
Delinquent loans to total loans0.120.090.140.190.200.03  -0.07 
                
Criticized loans:               
Special mention$       130,564 $       121,826 $         96,057 $         76,978 $         57,105 $       8,738  $     73,459 
Classified           82,436          110,120          147,426          140,168          106,211      (27,684)      (23,775)
Total criticized loans$       213,000 $       231,946 $       243,483 $       217,146 $       163,316 $   (18,946) $     49,684 
                
Nonperforming assets:               
Nonaccrual loans$         21,223 $         39,573 $         55,058 $         83,032 $         64,333 $   (18,350) $   (43,110)
Loans 90 days or more past due and still accruing                  13            12,446                      -                      -                      -      (12,433)               13 
Nonperforming loans           21,236            52,019            55,058            83,032            64,333      (30,783)      (43,097)
Other real estate owned, net                675                 712              1,545              2,360              1,052             (37)           (377)
Nonperforming assets$         21,911 $         52,731 $         56,603 $         85,392 $         65,385 $   (30,820) $   (43,474)
                
Nonperforming loans to total loans0.441.081.141.701.33     
Nonperforming assets to assets0.320.800.881.381.07     
                
Allowance for credit losses:               
Balance at beginning of period$         83,372 $         88,392 $         90,426 $         86,620 $         86,330      
Credit loss expense (recovery) on loans            (7,623            (4,112                964              5,731                 696      
Net loan (charge-offs) recoveries                864                (908            (2,998            (1,925               (406     
Balance at end of period$         76,613 $         83,372 $         88,392 $         90,426 $         86,620      
                
Net loan charge-offs to average loans (1)-0.070.080.250.160.03     
Allowance for credit losses to loans1.581.731.831.851.79     
                
Allowance for credit losses related to off-balance sheet items:               
Balance at beginning of period$           3,643 $           2,342 $           2,791 $           5,689 $           6,347      
Credit loss expense on off-balance sheet items             1,208              1,301                (450            (2,898               (658     
Balance at end of period$           4,851 $           3,643 $           2,342 $           2,791 $           5,689      
                
Allowance for Losses on Accrued Interest Receivable:               
Balance at beginning of period$680 $1,196 $1,666 $                         - $                          -      
Interest reversal for loans placed on nonaccrual- - - (584)-      
Credit loss expense on interest accrued on CARES Act modifications(369)(516)(470)2,250 -      
Balance at end of period$311 $680 $1,196 $1,666 $                          -      
                
Commitments to extend credit$       536,149 $       552,773 $       463,841 $       453,899 $       444,782      
                
(1)       Annualized               

Corporate Developments
On July 29, 2021 Hanmi’s Board of Directors declared a cash dividend on its common stock for the 2021 third quarter of $0.12 per share. The dividend was paid on August 26, 2021 to stockholders of record as of the close of business on August 9, 2021.

Also during the third quarter, Hanmi purchased 249,920 shares of common stock under the previously authorized stock repurchase program at an average price of approximately $18.77 per share. Hanmi’s cumulative 2021 purchases represent approximately 1% of year-end 2020 outstanding shares.

In addition, Hanmi issued $110 million of fixed-to-floating rate subordinated debentures with initial annual interest rate of 3.75%. Hanmi plans to use the net proceeds from the issuance for general corporate purposes, which may include refinancing activities, including repayment of all or a portion of the remaining $87.3 million in outstanding principal amount of our, 5.45% subordinated notes redeemable March 30, 2022. During the third quarter, Hanmi repurchased $12.7 million of these notes resulting in a charge to interest expense of $0.5 million.

Conference Call                            
Management will host a conference call today, October 26, 2021 at 2:00 p.m. PT (5:00 p.m. ET) to discuss these results. This call will also be broadcast live via the internet. Investment professionals and all current and prospective stockholders are invited to access the live call by dialing 1-877- 407-9039 before 2:00 p.m. PT, using access code HANMI. To listen to the call online, either live or archived, visit the Investor Relations page of Hanmi’s website at www.hanmi.com.

About Hanmi Financial Corporation
Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. Hanmi Bank specializes in real estate, commercial, SBA and trade finance lending to small and middle market businesses. Additional information is available at www.hanmi.com.

Forward-Looking Statements
This press release contains forward-looking statements, which are included in accordance with the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact are “forward–looking statements” for purposes of federal and state securities laws, including, but not limited to, statements about our anticipated future operating and financial performance, financial position and liquidity, business strategies, regulatory and competitive outlook, investment and expenditure plans, capital and financing needs and availability, plans and objectives of management for future operations, developments regarding our capital and strategic plans, and other similar forecasts and statements of expectation and statements of assumption underlying any of the foregoing. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “could,” “expects,” “plans,” “intends,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” or “continue,” or the negative of such terms and other comparable terminology. Although we believe that our forward-looking statements to be reasonable, we cannot guarantee future results, levels of activity, performance or achievements.

Forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to differ from those expressed or implied by the forward-looking statements. These factors include the following:

  • a failure to maintain adequate levels of capital and liquidity to support our operations;
  • the effect of potential future supervisory action against us or Hanmi Bank;
  • the effect of our rating under the Community Reinvestment Act and our ability to address any issues raised in our regulatory exams;
  • general economic and business conditions internationally, nationally and in those areas in which we operate;
  • volatility and deterioration in the credit and equity markets;
  • changes in consumer spending, borrowing and savings habits;
  • availability of capital from private and government sources;
  • demographic changes;
  • competition for loans and deposits and failure to attract or retain loans and deposits;
  • fluctuations in interest rates and a decline in the level of our interest rate spread;
  • risks of natural disasters;
  • a failure in or breach of our operational or security systems or infrastructure, including cyberattacks;
  • the failure to maintain current technologies;
  • the inability to successfully implement future information technology enhancements;
  • difficult business and economic conditions that can adversely affect our industry and business, including competition, fraudulent activity and negative publicity;
  • risks associated with Small Business Administration loans;
  • failure to attract or retain key employees;
  • our ability to access cost-effective funding;
  • fluctuations in real estate values;
  • changes in accounting policies and practices;
  • the imposition of tariffs or other domestic or international governmental policies impacting the value of the products of our borrowers;
  • changes in governmental regulation, including, but not limited to, any increase in FDIC insurance premiums;
  • the ability of Hanmi Bank to make distributions to Hanmi Financial Corporation, which is restricted by certain factors, including Hanmi Bank’s retained earnings, net income, prior distributions made, and certain other financial tests;
  • the ability to identify a suitable strategic partner or to consummate a strategic transaction;
  • the adequacy of our allowance for credit losses;
  • our credit quality and the effect of credit quality on our credit losses expense and allowance for credit losses;
  • changes in the financial performance and/or condition of our borrowers and the ability of our borrowers to perform under the terms of their loans and other terms of credit agreements;
  • our ability to control expenses;
  • changes in securities markets; and
  • risks as it relates to cyber security against our information technology and those of our third-party providers and vendors.

Further, given its ongoing and dynamic nature, it is difficult to predict the continuing impact of the COVID-19 pandemic on our business and results of operation. The extent of such impact will depend on future developments, which are highly uncertain, including when the coronavirus can be controlled and abated and whether the continued reopening of businesses will result in a meaningful increase in economic activity. As the result of the COVID-19 pandemic and the related adverse local and national economic consequences, we could be subject to any of the following risks, any of which could have a material, adverse effect on our business, financial condition, liquidity, and results of operations:

  • demand for our products and services may decline;
  • if the economy is unable to substantially reopen, and higher levels of unemployment continue for an extended period of time, loan delinquencies, problem assets, and foreclosures may increase;
  • collateral for loans, especially real estate, may decline in value, which could cause loan losses to increase;
  • our allowance for credit losses may have to be increased if borrowers experience financial difficulties;
  • a worsening of business and economic conditions or in the financial markets could result in an impairment of certain intangible assets, such as goodwill or our servicing assets;
  • the net worth and liquidity of loan guarantors may decline, impairing their ability to honor commitments to us;
  • a material decrease in net income or a net loss over several quarters could result in the elimination or a decrease in the rate of our quarterly cash dividend;
  • litigation, regulatory enforcement risk and reputation risk regarding our participation in the Paycheck Protection Program and the risk that the Small Business Administration may not fund some or all PPP loan guaranties;
  • our cyber security risks are increased as the result of an increase in the number of employees working remotely;
  • FDIC premiums may increase if the agency experiences additional resolution costs; and
  • the unanticipated loss or unavailability of key employees due to the outbreak, which could harm our ability to operate our business or execute our business strategy, especially as we may not be successful in finding and integrating suitable replacements.

In addition, we set forth certain risks in our reports filed with the U.S. Securities and Exchange Commission, including, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2020, our Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K that we will file hereafter, which could cause actual results to differ from those projected. We undertake no obligation to update such forward-looking statements except as required by law.

Investor Contacts:

Romolo (Ron) Santarosa
Senior Executive Vice President & Chief Financial Officer
213-427-5636

Lasse Glassen
Investor Relations / Addo Investor Relations
310-829-5400



Hanmi Financial Corporation and Subsidiaries
Consolidated Balance Sheets (Unaudited)
(Dollars in thousands) 

 September 30, June 30, Percentage September 30, Percentage
  2021   2021  Change  2020  Change
Assets         
Cash and due from banks$824,347  $697,789  18.1% $359,755  129.1%
Securities available for sale, at fair value 906,996   862,119  5.2%  723,601  25.3%
Loans held for sale, at the lower of cost or fair value 17,881   36,030  -50.4%  12,834  39.3%
Loans receivable, net of allowance for credit losses 4,782,252   4,736,720  1.0%  4,747,517  0.7%
Accrued interest receivable 11,943   14,397  -17.0%  21,417  -44.2%
Premises and equipment, net 25,582   26,225  -2.5%  27,956  -8.5%
Customers' liability on acceptances 352   1,907  -81.5%  208  69.3%
Servicing assets 6,838   6,199  10.3%  6,348  7.7%
Goodwill and other intangible assets, net 11,450   11,504  -0.5%  11,677  -1.9%
Federal Home Loan Bank ("FHLB") stock, at cost 16,385   16,385  0.0%  16,385  0.0%
Bank-owned life insurance 54,653   54,402  0.5%  53,623  1.9%
Prepaid expenses and other assets 117,854   115,178  2.3%  125,461  -6.1%
Total assets$ 6,776,533  $ 6,578,856  3.0% $ 6,106,782  11.0%
          
Liabilities and Stockholders' Equity         
Liabilities:         
Deposits:         
Noninterest-bearing$2,548,591  $2,354,671  8.2% $1,961,006  30.0%
Interest-bearing 3,180,945   3,275,159  -2.9%  3,233,286  -1.6%
Total deposits 5,729,536   5,629,830  1.8%  5,194,292  10.3%
Accrued interest payable 1,235   1,855  -33.4%  5,427  -77.2%
Bank's liability on acceptances 352   1,907  -81.5%  208  69.3%
Borrowings 137,500   150,000  -8.3%  150,000  -8.3%
Subordinated debentures 214,844   119,243  80.2%  118,821  80.8%
Accrued expenses and other liabilities 74,011   73,044  1.3%  74,831  -1.1%
Total liabilities 6,157,478   5,975,879  3.0%  5,543,579  11.1%
          
Stockholders' equity:         
Common stock 33   33  0.0%  33  0.0%
Additional paid-in capital 580,259   579,595  0.1%  577,727  0.4%
Accumulated other comprehensive income (5,357)  (2,859) -87.4%  1,721  -411.3%
Retained earnings 169,534   146,651  15.6%  102,751  65.0%
Less treasury stock (125,414)  (120,443) -4.1%  (119,029) -5.4%
Total stockholders' equity 619,055   602,977  2.7%  563,203  9.9%
Total liabilities and stockholders' equity$ 6,776,533  $ 6,578,856  3.0% $ 6,106,782  11.0%
          


Hanmi Financial Corporation and Subsidiaries
Consolidated Statements of Income (Unaudited)
(Dollars in thousands) 

 Three Months Ended
 September 30, June 30, Percentage September 30, Percentage
  2021   2021  Change  2020 Change
Interest and dividend income:         
Interest and fees on loans receivable$52,961  $52,785  0.3% $52,586 0.7%
Interest on securities 1,865   1,404  32.8%  1,972 -5.4%
Dividends on FHLB stock 245   242  1.1%  204 20.1%
Interest on deposits in other banks 329   176  86.7%  84 291.6%
Total interest and dividend income 55,400   54,607  1.5%  54,846 1.0%
Interest expense:         
Interest on deposits 2,466   3,003  -17.9%  7,032 -64.9%
Interest on borrowings 409   447  -8.5%  582 -29.7%
Interest on subordinated debentures 2,545   1,585  60.5%  1,627 56.4%
Total interest expense 5,420   5,035  7.6%  9,241 -41.4%
Net interest income before credit loss expense 49,980   49,572  0.8%  45,605 9.6%
Credit loss expense (recovery) (7,234)  (3,327) -117.5%  38 0.0%
Net interest income after credit loss expense 57,214   52,899  8.2%  45,567 25.6%
Noninterest income:         
Service charges on deposit accounts 3,437   2,344  46.6%  2,002 71.7%
Trade finance and other service charges and fees 1,188   1,259  -5.6%  972 22.3%
Gain on sale of Small Business Administration ("SBA") loans 5,842   3,508  66.5%  2,324 151.4%
Other operating income 2,042   1,775  15.1%  1,842 10.9%
Total noninterest income 12,509   8,886  40.8%  7,140 75.2%
Noninterest expense:         
Salaries and employee benefits 18,795   18,302  2.7%   17,194 9.3%
Occupancy and equipment 5,037   4,602  9.4%  4,650 8.3%
Data processing 2,934   2,915  0.7%  2,761 6.3%
Professional fees 1,263   1,413  -10.6%  1,794 -29.6%
Supplies and communications 741   733  1.2%  698 6.2%
Advertising and promotion 953   374  154.8%  594 60.4%
Other operating expenses 2,779   2,444  13.7%  2,233 24.5%
Total noninterest expense 32,502   30,783  5.6%  29,924 8.6%
Income before tax 37,221   31,002  20.1%  22,783 63.4%
Income tax expense 10,656   8,880  20.0%   6,439 65.5%
Net income$ 26,565  $ 22,122  20.1%  $ 16,344 62.5%
           
Basic earnings per share:$0.87  $0.72    $0.53  
Diluted earnings per share:$0.86  $0.72    $0.53  
          
Weighted-average shares outstanding:         
Basic 30,474,391   30,442,993     30,464,263  
Diluted 30,552,196   30,520,456     30,464,263  
Common shares outstanding 30,441,601   30,697,652     30,719,591  
          


Hanmi Financial Corporation and Subsidiaries
Consolidated Statements of Income (Unaudited)
(Dollars in thousands)

  Nine Months Ended 
 September 30, September 30, Percentage
 2021 2020 Change
Interest and dividend income:     
Interest and fees on loans receivable$         156,361 $         159,464 -1.9%
Interest on securities               4,409                8,852 -50.2%
Dividends on FHLB stock                  693                   696 -0.4%
Interest on deposits in other banks                  601                   495 21.4%
Total interest and dividend income           162,064            169,507 -4.4%
Interest expense:     
Interest on deposits               9,419              28,663 -67.1%
Interest on borrowings               1,332                1,838 -27.5%
Interest on subordinated debentures               5,759                4,984 15.6%
Total interest expense             16,510              35,485 -53.5%
Net interest income before credit loss expense           145,554            134,022 8.6%
Credit loss expense (recovery)             (8,452)              40,371 -120.9%
Net interest income after credit loss expense           154,006              93,651 64.4%
Noninterest income:     
Service charges on deposit accounts               8,036                6,434 24.9%
Trade finance and other service charges and fees               3,468                2,920 18.8%
Gain on sale of Small Business Administration ("SBA") loans             13,475                3,478 287.4%
Net gain on sales of securities                    99              15,712 -99.4%
Other operating income               6,123                5,751 6.5%
Total noninterest income             31,201              34,295 -9.0%
Noninterest expense:     
Salaries and employee benefits             53,917              49,645 8.6%
Occupancy and equipment             14,235              13,633 4.4%
Data processing               8,775                8,233 6.6%
Professional fees               4,123                5,255 -21.5%
Supplies and communications               2,231                2,337 -4.6%
Advertising and promotion               1,685                1,783 -5.5%
Other operating expenses               7,852                7,245 8.4%
Total noninterest expense             92,818              88,131 5.3%
Income before tax             92,389              39,815 132.0%
Income tax expense             27,042              11,945 126.4%
Net income$           65,346 $           27,870 134.5%
      
Basic earnings per share:$               2.13 $               0.91  
Diluted earnings per share:$               2.13 $               0.91  
      
Weighted-average shares outstanding:     
Basic      30,222,978       30,276,462  
Diluted      30,298,553       30,276,462  
Common shares outstanding      30,441,601       30,719,591  


Hanmi Financial Corporation and Subsidiaries
Average Balance, Average Yield Earned, and Average Rate Paid (Unaudited)
(Dollars in thousands) 

 Three Months Ended
 September 30, 2021 June 30, 2021 September 30, 2020
   InterestAverage   InterestAverage   InterestAverage
 Average Income /Yield / Average Income /Yield / Average Income /Yield /
 Balance ExpenseRate Balance ExpenseRate Balance ExpenseRate
Assets              
Interest-earning assets:              
Loans receivable (1)$4,684,570  $52,9614.49% $4,753,297  $52,7874.45% $4,734,511  $52,5864.42%
Securities (2) 878,866   1,8650.87%  812,805   1,4040.69%  696,285   1,9721.13%
FHLB stock 16,385   2455.93%  16,385   2425.93%  16,385   2044.95%
Interest-bearing deposits in other banks 872,783   3290.15%  659,934   1760.11%  340,486   840.10%
Total interest-earning assets 6,452,604   55,4003.41%  6,242,421   54,6093.51%  5,787,667   54,8463.77%
               
Noninterest-earning assets:              
Cash and due from banks 64,454      61,560      64,814    
Allowance for credit losses (83,252)     (88,049)     (86,615)   
Other assets 223,261      220,779      245,589    
               
Total assets$ 6,657,067     $ 6,436,711     $ 6,011,455    
               
Liabilities and Stockholders' Equity              
Interest-bearing liabilities:              
Deposits:              
Demand: interest-bearing$115,233  $150.05% $112,252  $230.05% $99,161  $170.07%
Money market and savings 2,033,876   1,2070.24%  2,032,102   1,2980.26%  1,771,615   2,1920.49%
Time deposits 1,061,359   1,2440.46%  1,136,903   1,6820.59%  1,357,167   4,8231.41%
Total interest-bearing deposits 3,210,468   2,4660.30%  3,281,257   3,0030.37%  3,227,943   7,0320.87%
Borrowings 143,750   4091.13%  150,091   4471.19%  163,364   5821.42%
Subordinated debentures 163,340   2,5456.23%  119,170   1,5855.32%  118,733   1,6275.48%
Total interest-bearing liabilities 3,517,558   5,4200.61%  3,550,518   5,0350.57%  3,510,040   9,2411.05%
               
Noninterest-bearing liabilities and equity:              
Demand deposits: noninterest-bearing 2,444,759      2,223,171      1,859,832    
Other liabilities 79,348      67,771      87,811    
Stockholders' equity 615,402      595,250      553,772    
               
Total liabilities and stockholders' equity$ 6,657,067     $ 6,436,711     $ 6,011,455    
               
Net interest income (tax equivalent basis)  $ 49,980    $ 49,574    $ 45,605 
               
Cost of deposits   0.17%    0.22%    0.55%
Net interest spread (taxable equivalent basis)   2.80%    2.94%    2.72%
Net interest margin (taxable equivalent basis)   3.07%    3.19%    3.13%
               
(1)       Includes average loans held for sale             
(2)       Amounts calculated on a fully taxable equivalent basis using the federal tax rate in effect for the periods presented.     
               


Hanmi Financial Corporation and Subsidiaries
Average Balance, Average Yield Earned, and Average Rate Paid (Unaudited)
(Dollars in thousands)

 Nine Months Ended
 September 30, 2021 September 30, 2020
   InterestAverage   InterestAverage
 Average Income /Yield / Average Income /Yield /
 Balance ExpenseRate Balance ExpenseRate
Assets         
Interest-earning assets:         
Loans receivable (1)$  4,759,980 $     156,3614.39% $  4,644,647 $     159,4644.59%
Securities (2)       822,282            4,4090.73%        636,860            8,8521.85%
FHLB stock         16,385               6935.66%          16,385               6965.68%
Interest-bearing deposits in other banks       644,521               6010.12%        277,698               4950.24%
Total interest-earning assets    6,243,168        162,0643.47%     5,575,590        169,5074.06%
          
Noninterest-earning assets:         
Cash and due from banks         60,923             77,263   
Allowance for credit losses        (86,970)            (71,587)   
Other assets       225,687           223,675   
          
Total assets$  6,442,808    $  5,804,941   
          
Liabilities and Stockholders' Equity         
Interest-bearing liabilities:         
Deposits:         
Demand: interest-bearing$     110,200 $              440.05% $       91,618 $              560.08%
Money market and savings    2,011,242            3,9840.26%     1,712,121            9,2810.72%
Time deposits    1,144,942            5,3910.63%     1,445,763          19,3271.79%
Total interest-bearing deposits    3,266,384            9,4190.39%     3,249,502          28,6641.18%
Borrowings       147,924            1,3321.20%        211,976            1,8391.16%
Subordinated debentures       134,012            5,7595.73%        118,587            4,9845.60%
Total interest-bearing liabilities    3,548,320          16,5100.62%     3,580,065          35,4871.32%
          
Noninterest-bearing liabilities and equity:         
Demand deposits: noninterest-bearing    2,221,373        1,595,368   
Other liabilities         75,720             75,487   
Stockholders' equity       597,395           554,021   
          
Total liabilities and stockholders' equity$  6,442,808    $  5,804,941   
          
Net interest income (tax equivalent basis)  $     145,554    $     134,020 
          
Cost of deposits   0.23%    0.79%
Net interest spread (taxable equivalent basis)   2.85%    2.74%
Net interest margin (taxable equivalent basis)   3.12%    3.21%
          
          
(1)       Includes average loans held for sale         
(2)       Amounts calculated on a fully taxable equivalent basis using the federal tax rate in effect for the periods presented. 

Non-GAAP Financial Measures

Tangible Common Equity to Tangible Assets Ratio

Tangible common equity to tangible assets ratio is supplemental financial information determined by a method other than in accordance with U.S. generally accepted accounting principles (“GAAP”). This non-GAAP measure is used by management in the analysis of Hanmi’s capital strength. Tangible common equity is calculated by subtracting goodwill and other intangible assets from stockholders’ equity. Banking and financial institution regulators also exclude goodwill and other intangible assets from stockholders’ equity when assessing the capital adequacy of a financial institution. Management believes the presentation of this financial measure excluding the impact of these items provides useful supplemental information that is essential to a proper understanding of the capital strength of Hanmi. This disclosure should not be viewed as a substitution for results determined in accordance with GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies.

The following table reconciles this non-GAAP performance measure to the GAAP performance measure for the periods indicated:

Tangible Common Equity to Tangible Assets Ratio (Unaudited)
(In thousands, except share, per share data and ratios) 

          
 September 30, June 30, March 31, December 31, September 30,
Hanmi Financial Corporation 2021   2021   2021   2020   2020 
Assets$6,776,533  $6,578,856  $6,438,401  $6,201,888  $6,106,782 
Less goodwill and other intangible assets (11,450)  (11,504)  (11,558)  (11,612)  (11,677)
Tangible assets$6,765,083  $6,567,352  $6,426,843  $6,190,276  $6,095,105 
          
Stockholders' equity (1)$619,055  $602,977  $581,822  $577,044  $563,203 
Less goodwill and other intangible assets (11,450)  (11,504)  (11,558)  (11,612)  (11,677)
Tangible stockholders' equity (1)$607,605  $591,473  $570,264  $565,433  $551,526 
          
Stockholders' equity to assets 9.14%  9.17%  9.04%  9.30%  9.22%
Tangible common equity to tangible assets (1) 8.98%  9.01%  8.87%  9.13%  9.05%
          
Common shares outstanding 30,441,601   30,697,652   30,682,533   30,717,835   30,719,591 
Tangible common equity per common share$19.96  $19.27  $18.59  $18.41  $17.95 
          
          
(1)       There were no preferred shares outstanding at the periods indicated.        
          

Paycheck Protection Program

In response to the COVID-19 pandemic, the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”) was adopted, which included authorization for the U.S. Small Business Administration (the “SBA”) to introduce a new program, entitled the “Paycheck Protection Program,” which provides loans for eligible businesses through the SBA’s 7(a) loan guaranty program. These loans are fully guaranteed and available for loan forgiveness of up to the full principal amount so long as certain employee and compensation levels of the business are maintained and the proceeds of the loan are used as required under the program. The Paycheck Protection Program (“PPP”) and loan forgiveness are intended to provide economic relief to small businesses nationwide adversely impacted under the COVID-19 pandemic.

Hanmi participated in this program and the financial information for the 2021 third quarter reflects this participation. This table below shows financial information excluding the effect of the origination of the PPP loans, including the corresponding interest income earned on such loans, which constitutes a non-GAAP measure. Management believes the presentation of certain financial measures excluding the effect of PPP loans provides useful supplemental information that is essential to a proper understanding of the financial condition and results of operations of Hanmi. This disclosure should not be viewed as a substitution for results determined in accordance with GAAP, nor is it necessarily comparable to non-GAAP financial measures that may be used by other companies.

PPP Non-GAAP Financial Data (Unaudited)
(In thousands, except ratios)

     
 As of September 30, 2021 As of June 30, 2021 
     
Tangible assets 6,765,083   6,567,352  
  Less first and second draw PPP loans (21,895)  (158,134) 
Tangible assets adjusted for PPP loans$6,743,188  $6,409,218  
     
Tangible stockholders' equity 607,605   591,473  
     
Tangible common equity to tangible assets (1) 8.98%  9.01% 
Tangible common equity to tangible assets adjusted for PPP loans (1) 9.01%  9.23% 
     
(1) There were no preferred shares outstanding at June 30, or March 31, 2021    
     
Allowance for credit losses 76,613   83,372  
     
Loans receivable 4,858,865   4,820,092  
  Less first draw PPP loans (21,895)  (144,077) 
Loans receivable adjusted for PPP loans$4,836,970  $4,676,015  
     
Allowance for credit losses to loans receivable 1.58%  1.73% 
Allowance for credit losses to loans receivable adjusted for PPP loans 1.58%  1.78% 
     
 For the Nine Months Ended
September 30, 2021
 For the Three Months Ended
September 30, 2021
 
Net interest income$145,553  $49,980  
  Less PPP loan interest income (5,893)  (1,564) 
Net interest income adjusted for PPP loans$139,660  $48,416  
     
Average interest-earning assets 6,243,168   6,452,604  
  Less average PPP loans (171,174)  (55,831) 
Average interest-earning assets adjusted for PPP loans$6,071,994  $6,396,773  
     
Net interest margin (1) 3.12%  3.07% 
Net interest margin adjusted for PPP loans (1) 3.08%  3.00% 
     
(1) Net interest income (as applicable) divided by average interest-earning assets (as applicable), annualized   
     
Noninterest expense 92,818   32,502  
  Add back PPP deferred origination costs 1,403   -  
Noninterest expense adjusted for PPP loans$94,221  $32,502  
     
Net interest income plus noninterest income$176,755  $62,489  
  Less securities and PPP gains (3,096)  (339) 
Net interest income plus noninterest income adjusted for securities and PPP gains$173,659  $62,150  
     
Efficiency ratio (1) 52.51%  52.01% 
Efficiency ratio adjusted for PPP loans and securities gains (1) 54.26%  52.30% 
     
(1) Noninterest expense (as applicable) divided by the sum of net interest income and noninterest income (as applicable)   
     

EX-101.SCH 3 gnw-20190101.xsd XBRL SCHEMA FILE 00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.DEF 4 gnw-20190101_def.xml XBRL DEFINITION FILE EX-101.LAB 5 gnw-20190101_lab.xml XBRL LABEL FILE Cover [Abstract] Document Type Amendment Flag Amendment Description Document Registration Statement Document Annual Report Document Quarterly Report Document Transition Report Document Shell Company Report Document Shell Company Event Date Document Period Start Date Document Period End Date Document Fiscal Period Focus Document Fiscal Year Focus Current Fiscal Year End Date Entity File Number Entity Registrant Name Entity Central Index Key Entity Primary SIC Number Entity Tax Identification Number Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Three Entity Address, City or Town Entity Address, State or Province Entity Address, Country Entity Address, Postal Zip Code Country Region City Area Code Local Phone Number Extension Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security No Trading Symbol Flag Trading Symbol Security Exchange Name Title of 12(g) Security Security Reporting Obligation Annual Information Form Audited Annual Financial Statements Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Elected Not To Use the Extended Transition Period Document Accounting Standard Other Reporting Standard Item Number Entity Shell Company Entity Public Float Entity Bankruptcy Proceedings, Reporting Current Entity Common Stock, Shares Outstanding Documents Incorporated by Reference [Text Block] EX-101.PRE 6 gnw-20190101_pre.xml XBRL PRESENTATION FILE XML 7 f8k_102621_htm.xml IDEA: XBRL DOCUMENT 0001109242 2021-10-26 2021-10-26 iso4217:USD shares iso4217:USD shares 0001109242 false 8-K 2021-10-26 HANMI FINANCIAL CORPORATION DE 000-30421 95-4788120 3660 Wilshire Boulevard, Penthouse Suite A Los Angeles CA 90010 213 382-2200 false false false false Common Stock, $0.001 par value HAFC NASDAQ false XML 8 R1.htm IDEA: XBRL DOCUMENT v3.21.2
Cover
Oct. 26, 2021
Cover [Abstract]  
Document Type 8-K
Amendment Flag false
Document Period End Date Oct. 26, 2021
Entity File Number 000-30421
Entity Registrant Name HANMI FINANCIAL CORPORATION
Entity Central Index Key 0001109242
Entity Tax Identification Number 95-4788120
Entity Incorporation, State or Country Code DE
Entity Address, Address Line One 3660 Wilshire Boulevard, Penthouse Suite A
Entity Address, City or Town Los Angeles
Entity Address, State or Province CA
Entity Address, Postal Zip Code 90010
City Area Code 213
Local Phone Number 382-2200
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Title of 12(b) Security Common Stock, $0.001 par value
Trading Symbol HAFC
Security Exchange Name NASDAQ
Entity Emerging Growth Company false
EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.21.2 html 1 96 1 false 0 0 false 3 false false R1.htm 00000001 - Document - Cover Sheet http://globenewswire.com/role/Cover Cover Cover 1 false false All Reports Book All Reports f8k_102621.htm exh_991.htm gnw-20190101.xsd gnw-20190101_def.xml gnw-20190101_lab.xml gnw-20190101_pre.xml http://xbrl.sec.gov/dei/2021 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "f8k_102621.htm": { "axisCustom": 0, "axisStandard": 0, "contextCount": 1, "dts": { "definitionLink": { "local": [ "gnw-20190101_def.xml" ] }, "inline": { "local": [ "f8k_102621.htm" ] }, "labelLink": { "local": [ "gnw-20190101_lab.xml" ] }, "presentationLink": { "local": [ "gnw-20190101_pre.xml" ] }, "schema": { "local": [ "gnw-20190101.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "https://xbrl.sec.gov/dei/2021/dei-2021.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd", "https://xbrl.sec.gov/country/2021/country-2021.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" ] } }, "elementCount": 59, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2021": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 96, "memberCustom": 0, "memberStandard": 0, "nsprefix": "gnw", "nsuri": "http://globenewswire.com/20190101", "report": { "R1": { "firstAnchor": { "ancestors": [ "p", "body", "html" ], "baseRef": "f8k_102621.htm", "contextRef": "Form8K", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "00000001 - Document - Cover", "role": "http://globenewswire.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "p", "body", "html" ], "baseRef": "f8k_102621.htm", "contextRef": "Form8K", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentDescription": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Description of changes contained within amended document.", "label": "Amendment Description" } } }, "localname": "AmendmentDescription", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AnnualInformationForm": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.", "label": "Annual Information Form" } } }, "localname": "AnnualInformationForm", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AuditedAnnualFinancialStatements": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.", "label": "Audited Annual Financial Statements" } } }, "localname": "AuditedAnnualFinancialStatements", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CountryRegion": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Region code of country", "label": "Country Region" } } }, "localname": "CountryRegion", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2021", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAccountingStandard": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.", "label": "Document Accounting Standard" } } }, "localname": "DocumentAccountingStandard", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "accountingStandardItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r9", "r11", "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentPeriodStartDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.", "label": "Document Period Start Date" } } }, "localname": "DocumentPeriodStartDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r10" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentRegistrationStatement": { "auth_ref": [ "r18" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a registration statement.", "label": "Document Registration Statement" } } }, "localname": "DocumentRegistrationStatement", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentShellCompanyEventDate": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "Date of event requiring a shell company report.", "label": "Document Shell Company Event Date" } } }, "localname": "DocumentShellCompanyEventDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentShellCompanyReport": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.", "label": "Document Shell Company Report" } } }, "localname": "DocumentShellCompanyReport", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r13" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine3": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 3 such as an Office Park", "label": "Entity Address, Address Line Three" } } }, "localname": "EntityAddressAddressLine3", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCountry": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "ISO 3166-1 alpha-2 country code.", "label": "Entity Address, Country" } } }, "localname": "EntityAddressCountry", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "countryCodeItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityBankruptcyProceedingsReportingCurrent": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.", "label": "Entity Bankruptcy Proceedings, Reporting Current" } } }, "localname": "EntityBankruptcyProceedingsReportingCurrent", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityExTransitionPeriod": { "auth_ref": [ "r17" ], "lang": { "en-us": { "role": { "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.", "label": "Elected Not To Use the Extended Transition Period" } } }, "localname": "EntityExTransitionPeriod", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r15" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityPrimarySicNumber": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.", "label": "Entity Primary SIC Number" } } }, "localname": "EntityPrimarySicNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "sicNumberItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_Extension": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Extension number for local phone number.", "label": "Extension" } } }, "localname": "Extension", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_NoTradingSymbolFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a security having no trading symbol.", "label": "No Trading Symbol Flag" } } }, "localname": "NoTradingSymbolFlag", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_OtherReportingStandardItemNumber": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.", "label": "Other Reporting Standard Item Number" } } }, "localname": "OtherReportingStandardItemNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "otherReportingStandardItemNumberItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_Security12gTitle": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(g) registered security.", "label": "Title of 12(g) Security" } } }, "localname": "Security12gTitle", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SecurityReportingObligation": { "auth_ref": [ "r7" ], "lang": { "en-us": { "role": { "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.", "label": "Security Reporting Obligation" } } }, "localname": "SecurityReportingObligation", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "securityReportingObligationItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r8" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r16" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://globenewswire.com/role/Cover" ], "xbrltype": "booleanItemType" } }, "unitCount": 3 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23" }, "r10": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r11": { "Name": "Form 20-F", "Number": "249", "Publisher": "SEC", "Section": "220", "Subsection": "f" }, "r12": { "Name": "Form 40-F", "Number": "249", "Publisher": "SEC", "Section": "240", "Subsection": "f" }, "r13": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r14": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r15": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r16": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" }, "r17": { "Name": "Securities Act", "Number": "7A", "Publisher": "SEC", "Section": "B", "Subsection": "2" }, "r18": { "Name": "Securities Act", "Number": "Section", "Publisher": "SEC", "Section": "12" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "g" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12, 13, 15d" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r6": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r7": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d" }, "r8": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r9": { "Name": "Form 10-K", "Number": "249", "Publisher": "SEC", "Section": "310" } }, "version": "2.1" } ZIP 15 0001171843-21-007154-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001171843-21-007154-xbrl.zip M4$L#!!0 ( .^!6E,#DH)A&I0 -?W"@ + 97AH7SDY,2YH=&WLO?MV MVSBR+_P$WSM@,LEL9RV(X9U4G,Y:[B0]G3GI[G22O><[?](29'%"D6I>['@_ M_:D"+Z)$299LDB(I[+6G(TLD4/6K0E6A !3>_.W]'^^^_=_/'\BOWW[[1#[_ M]\^?/KXCST:O7OU;>_?JU?MO[],?=$DFWT+'C]S8#7S'>_7JP^_/WKZ9QPN/ M>(Y_\],SYH_^^RM^Q9SIVS>Q&WOL[8?IC1/^XGJN?_/F5?K5FP6+'3()_)CY M\4_/8O8C?H6M7)+)W DC%O]TY_K3X"X:*:JA/B/9"[ZS8#\]^^>'WS]\N?KV MQY=GJQ9^^\H)M"59EBQ35B3%EL4ZF-Z3ZYM)X 7A3\_^/N/_!X0N M213?>RRE8>1X[HW_FH3NS3R^A%^C. S\F[O MECM>GP!)+,3W9T!?_@1^'D7N_[+71-&7Y>9_=?R%2[ZP91#&$?DV=\,I^3-Q M0FB$J+*JP$]1XL51J6ML[" *BC?6J'[[_Q'X3_XC[V.]VU\! 0]1B%[_X^^* M*5^2M7_2_ZX:O0X);YF0-XE'XOLET#-UHPD0X+EOTZ;_RIKV64QU22]3#6#D3!=8\U MB)X@7$.."4@ M:)GC8#WP7-9)%\>@:J,&.I_F; M*Z;@75U'ND$QN,!@0,P":.5RV].*9.^'P);,K1"LJ+\BSRU)S0%'I(-;%MYC M_]#+U(V!W2@"M);,CT"30'VPKW5I@BHO0<^FY,Z-Y^2Y)FE%@_D+Z\1=$L?S M@CL'"<,G2EVQB-PY$;!F &^@1U_9,F: :T@TF:;&8+T[!:#F3_XK\5GQT(K# MWP,?1@3TLD#,'>@!,)PRD)8/31CV0VK$U5N6-#452A [7M[*AIJOTP6#6-Y+ M%[<"J4KDY@ YAR&P&@&< O@15!5'A[*R%$C,YNN<#5#55$4O<7!K$M"=$XFB M'>6\;8Z"SY\OP:0HTKC<0]$8:,;"C-;T"G48XS MQJ(UO2PHS8<7E[]6HHW;? -'\2%$.E,0<.Q&7-&A0S"PBX#;LZR#E [44_C+ MB0OF<_+7K?(EN$00]6SF3ESF3^Y)B*_LL %(NJ%*,GBG]7$ 7YKF2N)K+FB% MQL2?WT[#]) M%+NS^V=O?P&Y+8(0!Q1:TU1]G.L@B0E'DI*EA^,,=)_QUM^PQ=L_M=1F?_1O M01+0PG\OIRB-"P3K:[*$5Q80J@$TOX X_0F*[^.J_9=O7D$C%(R5.P'Y@O[> M.J['(P'H'#OYV?&_HVM6K$LW=W)\V1,@E@!+[><@G=N@Y( M:9*$(?0+TD<7BXT!>PMBC_Y/WG#>5@;55P:O@'IE8^C##QC9_@WCXG:C*(MZ MLE[!C4@WP2WVB2!(G MRY45! 5+(9B!RD&@688 Y&/WSZNIS"8??X,$$%#B+ M/ @,4>:F+G66A#&.V"E,"MS4XF2V(4(TXVSX3, .+K'$IBUJK M\O[TQU=R]?L_/WSZ\)62/R:Q1(AJ9BZ87/SSTQ\_?R"_?_CWUW]__/+A)1F- MR'HTO^+C71 "R"E1%[]??7U_]>=K\NO5+^^XP<_XYR_E,5815].4+8?+BML5 MG\W*!3V2-Y,J ;=!,MC!@2P%W;H8X%^L6[+A8?"/F.3P6WQH0<9UZ MKIBKR"EOQ-#V-,+#V^[S+RB0'QGT'P[A0QQ7[?S5TV XT_= M6T;^0(N/[CARW"G-L?TC"4D62/&XS?6W>(%Y,6M*F8Q!<#> 3Z:?J=AF,(&> MS%T8!.G$ ,?R38#&*DHF$Q9Q=0Z@.W@=;,4--WS7B>NAK6>(1L@\KD[1W%U& MJ02N _B/S^YXF^R'&W%O,0'N0>QA))'?X;?-:0>*'&8-SI(QX/D, 5XOVF6[S(!+YN, 1Y?BQ=P\VF9&YP_OE,X8PN$YRMI?N MDF%\33#UD$5Q 2=A%J#E*K05;#U$+5.>3:'Y% ?"*S1N7'XPRW?]!*2 *L!\ M-G.S2/ 6YE 8!:4^'_46H_H(=#Z=1J7ZDBK#$O\!ZH BD,XU&(E4"B4EDLC[ MZOPJ@IG7%'0A4_4R<#@*(30K3;!*KK68-:>JF>$+Z$,<[$)[7%X^N;[?,2U< M8 _Y?"]W?GYPQXU.B -G-4GDP4G^K)09OYU&X#=@%"Q @>MJ>+_#IAG,"2+4 MI6Q"!H0X-]Q! _4.*-\$W1^PC@'+%*P%P7>)?&%@0_*6 M,:1%(E8F)L\V9$$Q-)H"B]UDJ*'T,2IUXS@=:&'>)&\"> LPKN"_0/L8_J;D M3CR'S^Y79G >1&FP#:VG!N8(]4VGQ(7Z9F83' D)0&N<-#T+Y'"G!L+8&,.9 MY;P!DY+/*"(T;!BOP#B$47F36W6)K$\QLT@B-2M9ON?PN,'A3BKS .F,084) M;WDHH-)LF2N13R!"/A30JI*M!I6"[\$VDL6&Z2RL(2I^&OMZ*%,8TNX2 (8AQ(EN-,_[X G AV231W]9 A5:7Z50R4:B%*+AB_>!YSEAE H&+#D0%W&W M _,A#EP:ZH W^=.X_EK199?7!*<$;)P-,%FEQ%[G7\@ M?W-SKW5YN?D0R3]=$N @#N%_TU13?WHV3VY<_]G;/-,;3ZL_XNL1J,%/S[3] M#XI6GM2*VD0KK[BX#Q%YWH R?I9K7J9($'5"?/DZC13(M>=,OA,%]!>F\)7% M"/B2\/S,Q/'R7Q;N=.JERI<-D*LT^@V+&/_;/ 2+]QN,YGE$/J#%*2UE'(1& M3K[1 O6+( $+]H[/C3?H/!YO[=GNI9W#Z%E+KCP6MZ>3D:> 3T?!;TX(,:2F MG)"$]VR2B>*45-2B$>KF2(J#99W#Z$]MI"I5XAKILTL\'FPB#K5C2YQ<^C.R&9$VD+/0J9" MID*FYRM362LF-8VQD/?9R%NGFFH*>9^-O$VJZ7HGY+T>YQU# MR6#D>62_.M5U3>#W:/P4F:HXH=\Q?WCLM&!M3TRVO9WO]-ADLP'DFK 1N,_G MX7[JL/6U6/'>H&I5XFB!ZM-1-2K>3*#Z=%1U2Z#:@*YJ#:-ZR Z#5M Z&AI% M'P 3FB;RZEW/8'>3JF,W:?6FMR?'V5?\A$-/3;Y)+VLW/JK\.GA"\(;5I7EA5VJ 5I6I/!;9NR:@52RJ&"+0: ):6Z:* M*0*-)J#5=*IH3:=(^^J@8>Y@63O6*7O$AJI32[5K"C/R4AP]57D#H!A30Q.3 M[0:@-0%:6Y,%M/5#:\@ K2JR;PU JUH&E6417C0 K3+6J=KX?*.O?GD,TW_9 M[#T;A@9C2!<+AIU?FNLF56+!<%=C7UB@57\4]Z)>Z]E#5&6I_@!.H-JLKG9K9!^M<&HEA= S M_3A^/Z7<6,P0Q<'D^SSPIBR,_BNK5M_KD6-)2NUYD*X.G1K@TJ5Q[:M2 X9+ MD/^/5.08Q-QQ6RQJUFX M?O?6S?Q9-ZEJ-ZM7+P;=R/YMN:2MSZX*[Y83 4#]J"J5&B<"U1IT5:#:A*Z* MF57/4.WU#& D2\J930& Y7Q'P9,#D ^;EXN^B9+EVPL%;P"$#WT>-/PR5&&+ M&H#5K'UCI8 58!5+< W :C10QD+ :IB2)2*2G>ZY>K"M9QIR+,MZ42[J=%G) M;N;(!%5]ITID.9\ZR?CF^#9W3O9] M&F)+8[%AK794QV)NUXBNVB)_WX"NBIQH(Q:@]O(1PYF!R&>8$[6:#5>P;G*Y M7G)[P4HK!_F4L31N^L!T9TZ_U0*7>C8E%6J RY:J%W74#%>W#%U;L.JB'$T3 MV\_'3=>FZLS@/K)%63+'O6=BM31X>+ZRW=/%XHQRM_)\)[HL<,A;;<7R0%U4 M-6E4FE?QXAES*Z@/>];51$QYF?:R_[^D/%N#3[\'?K$)E_U8,C]B9.K>NE,V M)=?WQ"]OTLTOT?&2B/BE]]+O)=[R(314_]LL,NJCD/G"9C#KC0/R## :_?/J MZC/YQ?4=?^(Z'OF-.5$"S#\CLR DLR2,YWBU$(L=UXN>@D0%CU9B:!=OD\<,P!(F_U-RY\9S\EP?2V;E MS8A- K_RJD2^K;584.+ LS/&(CS0Z6T4>$4R0\ 9.I0E[04ET,5S65+S/BF9 MA<&"][K$MS L*GI8AN[""5WOGDP3AE)T?(*1$V(#\ILZ]]!\^BX+W6!* (L[ MYGGXKP/<)"&Y=B(W(LL B"U(P9?R@Z?W+O.F$; 6Q-!B911MQW+%$["BK^ [ MAA-\U2A>GEMPH2A@V M1JZ2&U!I2JX#4"N@\6[N3N8@C1#@ Q@O 'SP6P6@0Z#37) R6Z9OR8?T,ID M@K+-I9H+"48#MN)."?\M)7QTS0!1P'B:%?O;U$]4113%TKE? +V@(Z TLYQ_( MW]S%,@ACQX\O+S5@MW["%D_9RO&AMZH4KCE31!C! M<;!X3:+ @Q%W[3F3[T19QAN3U G#40^^!BGK#P=.O#L\P4W!$$2@<6*7JX>29W\[A#T$.)V 6(UC\=G%N+C:-K> MS1W_AI4X.V %X"G<;8_[CR'^*UL23:8;)'>1TG\E?D\H_@C.W:[@@23Q(T ^MN>#UP^.$0#.^YX.RO8T]^,Q:1E9(5,A4R'3&O?O"OD^ M0KZRD*^0;Z]L\NXPL?XI]6TDD3_5?1%QWYB!T'=3)<3":H?2?,--'&8R7#@_ M1FDR6]5?7)+2QX7KEWZY/&[Z54RY]BT;E5=$]VQ-79&H%!0J:P3"7Y<-;.!9 M=6P7'=MK'=NECNL]9TW'9F7+W'% U+NQ[K"^:]EF<)[RMNS*7CXA[\'*6Z:F M4BF7>1)Y;XGRA>P;'NN:53GX(F1_)K(W[,KY%6'G:Y7W0[VW+719JARL;$?B ME>.70M@M"+MRWJI583]YX:R8N>$)0C9)0A=W4VWRU*'>)K:Z7'O9 M=X%MAJVB-WV#;5.58?J%LVDWK<,"9\1Y7)WW"%M1"[::*HGZ/;6C.C*DINXT M>7*<]IX?_?&G/+/^RZ^??B;\>JT^PZWJ(DQK"EEA>!M"5FZ\'(D('03*+:$L MIG(-A;[5%*"(SIZNKE)3U15KS:+E1Q?QP&/ 3Q]?._[W7J?4-/6\RB2U:"FL MICW=N2+;?-TX$4*\'3=>;4Z _+;Q;.79 FM*XK:U^N.TL2(U=1?/ED!MUSND MT@-^MTZ')DOR\@>VOU$J!+>Q3K.,6U:499.C_8N##X36 M[5QZT',]O?58RQI9F>JST5.I7O]-S\)+I\M\5)9K7[@6V&;8CHW:MVR*Q9+J M+(!JFMA%WSS.%I4U82L:VH>,5_V(^5+ML)IZ8[#6&J==!V$8W %5O8[4=%EL M&FH(6;WI;1=GBZPE8K068C15H-P"RG;3AT"Z=1]Q#0&"W62:>G!HJ>-J\8,N MAE,[[KGI,_8J-<3AN::65:A1KE8@?#_'66TZ.R-P3G$6<[%F ML#5EL6F@@5F!V6:-@T8V9V>7&QZWTZ-O(T-]=,@P5NTTR>T3AQ&V$-2K2N)8SJVGW;R\2!*.V/8 MA%X=M8[8U0TJ0D>$CI1TQ*!FM:Y? MQW3D7&-_651M;B _T&:UF7I,8[<.HIT'5?4?8CP_"@55!S;X9,M1OBLU;7C_ M?TGY0E7X]-&?>,F41=DEK'/F3$S*GCTC>726JNZ/^>Y3**@ZQBJ] MBO$NYK?DS9+PAW]Z]I\DBMW9_;.WW^:,^.4,\,();UR?W#D1T239>L%-2 Q/ MQ7,WG)*_$B?$^\^#&5%E5:$P<[CSB:*2:R=R([(,H*&(S,)@P5]:ABZ\GKU$ M\4]HW_7NR32!%@/B$$4NOTJF;.*Y/L-"ROC^O8M6+/ )FY([-YY#*[,@"=?:0=V[8)DDI8KKR &)(^M()<](UR2B]$;%)X%=>D0CVGR.#_51P MG(-6\*K3GN-/\"KN&7B!.YC@<:J1RATEJB5RE;%306;'&P6T4Z*IDO8BIW84 M0$.C[(_]4!XB#,ZG+)E'XBE+AG48GF4-.9B@:>C>,I]^8-1YG@M* M,9G#N&%%QR%;)B%\!\U#L\\55;**1^$+?.0=TNW?_^/OMJI8EQ$Q)-UXL6OC M.B@9N6.>A__&Q#,+8\>/+R\V'2/Z)QUO[]ZVEJ1&RST(K>F&B'ZPJ5;;A$X:H[#/B>XAY M$\5AX-]D1/V2H?AM'C)&?@O\>!Z1#_X4)'W!)18DD>-/HY15 M^RO .R5VGUF([:#9>S=W_!NVHC/_]SHD;W>BU1[%1\PP:NOGX0BP%B%\94NB MR;1YE3P!;_]*_,'R]IL3$DT9)F_OV62PO+4VWAYR 4WU]Z][0A'UA*$(3DBZ8&X$YX+S5CB7!>1/=9^'.\LS3N7%N/(ZVP9@*SI79*Y3N4GD@_G[/516=B.MNK>+ M[NVU[NT:N]>I:>O4L"I;G-M%8?OP/3-)6(9&U>I5;$(2K4O"UC5JJY43@T(2 M[4M"AC&A5;;;"4FT;YTT\!-*96M[MR31!A2C+0>_CD?A"8%-9:_H6N$%L3P=?V20)TT7J5=RJ;HU;G[JU9P\5MF53NUJHOR%5:I(1105?4O'H M_6/$LG0JJY639SUD!&(L4QN :IECDZK54G/-FMO:QD75CC;EI?H!B&I*>P=7 MEWW&+[]^^AF:#";?V]![Q:1::VHO^!!\"#Y:LX)R]4ZZ\W8+C0/2G%>H+*#O MV 3,Z#+5 M[;8F1G43KTI[1_?Y>0[%,)N&I.Y[7HVT8FM-1%8.HZP?LMFQ7OWH&@?U)]Q7 M9P,V]YJNQZDEE8 ML[@*/@0?@H_NMOX$NW9JTGL!3'/9[O=LX?C3UY4B!4U!MC M#Z5J"2&5JD9;:>Q>(B2KVTJ9"X1*""G4,EJ>7O8*H?&8*F;+>:S:-O94;[D] M\[E=CW7=U+5@P+)A<]73@:F=7; M"\[;4XQ4Y02N8E=C7=CVM+G]=M^PVK^>6]MR)U45F>IF6RF/4S)J@]TW3F@H MVV)4D\&YG?*@8VN,XHG.UB86IU1=U:)CO:?)_Y':=)*I=XC()]A245,'/P=A M&-RUE6A3=(U:QA"R((9,Y7%;>?.F&9&'(I%!,&*")S1;WK9:FRG4A7/80$11 M^WO0\.OV.RE:&P;Z$,:S,J9*M1I?/QF1AR$1F]KV":?(=3)B]743D6:)I9@* M(@VG''N:7_/*]>'%68XG9!X,Q:)&VQNBNL)^7V0$,QE#$3+JM(PL&$=ZRWL@ MNL)^7V1D*]1J;7V[8^SW14:*W.*U!!^" M#\%'AUH79QF;!::YA/KF[7B_!WYQ2?3/6;;C?;&;Z("K\'HI.<&'X$/PT:'6 MA4-IW:%T:-J2'K!?%9$=$;_DEG:R MR6*2)O@0? QXCBM:;[KUFO/)Z?=9/GEU 7K:X_[_DO)MD_#IHS_QDBF+B,>O M5I\S;TIF04@BQV-2]NS QI?@0_ A^!"MGU'K9?]3J.EXJYK6XHO41_FBJT60 M^'%$H/5)XO$C1X%/'#)+/.^>Q,X/!U,'[*_$O07OY,?DVHGW8Q9XU*@_6N1= M[>W\7J@[(2"WG! 8C.J)WGHR8CKX A_$KV+T%F_)&_ MUR&!+Y;P!_\R;^[. MG<;SUXHLORCV/(-H/&<9L=?Y!_(W=[$,PMCQX\O+S8=(_HE[OR??>#'>E33? M7XID@GXL?*1)R?/?L T:MWB0A?-CE.J:IH"JE3XN7+_TRV5MA&X?/BLZQ@49 MXS4JQG42D:/UE2V))M.=NK,B:X7..CC#Q>9?B2^PV8'-;TY(-$5@LPV;]VPB ML.F'O7G(HYT6K#^U$=YB*:!Z'%3'776VN?G[_[K,FT:\V/T7)V9;-GR?+,11 MY3UJT;#=$-P*;FOE5A;-'>HZ1-?.P[9 MA+FWF& I+TJ7<_P-K73HDCZN;'$[V;H+4&-TB1I5[Q(U6J>HT=7N4"-+U9W8 MIR3&:MIJ?&63).0UG4AYY; %@R%+MM4EP9L=,E^R9'2*FK'2'6H42=&Z0XTL M56M$G8R8D2RI9M,6XY=?/_T,30:3[TVQ84CC#DFX:]0HHD3M$C2Z-.Q3T M@?>N'"4YI0FWFS8,'W==R(([@()X#G.J:\?_7BD>6:,I[I3XE0XY3;E39D-0 MTY\9B-&:V0"KX:/9<**(Q8U9"4W2.S0N-=QQ-EGA!O'#Z+<=-1\7-^6RM0T8. M5LGO;E!C-)Z*WW()W*!3IT!-AP:C(JF=HD;OD!%7.K5&AZ:A(L=K+I!UP8U.- M,6R'$E@8IG6)FF[M*; [9-052>[48DV'DNX04>AZT[:BX_D8\<*YO-"["EB\;&[=0.Z02](Z-><&;#I%39>R(]VB!M>;*B5=NY ! MZ%7QT*[97O'"N;S0G)=]%X!W#68M+&LI'?*CLJ1V*"?5M26_+N6N90[AKH(H7SN6%K25035$"M882J.*% MAM1U5<.0\*=_>O:?)(K=V?VSMWFEOGCNAE/R5^*$6#@ )D-8W(.27QU_X>*) M?*P^, 4%>FY)*BBJY[F@3_@]T'&/ST]"-G5C,-U11-B/)?,C1F& +):A&Z'V MS=*7S>)EG]TXL7L+>A0&MVZ$7Z%FH>WGK;"(PBOE+IY#6%Z\/@N!6WCTZ\]7 MQ%TL'3=-Q,J(YPYQOS!:11'+A1 ""OT4Z^-L[@-CQ[]=DI$G:XV6D2TKUY0W) MK+ U.H*M=BRV5S'YRI;P^1H0U62:0;J/.&@RIPWYA^87\.XZ8>3.B5 XX(> MQ-QU"(,==\.\S,'E?]!Z,$88:326X9 M.J"B$^Q@[L0E-/%]K*'+N &*I-P#=KY4KZ)WN%8ON>"6'.PO2"1ZF?-PZH)( MG2C=^YF%V Y6WSNT?&]3-<(>N"^DE5J8?>;MH=JY?>;MH=JW?>;MH=JU?>:M MM?%V8/6YENO%#I*]Q]5X_;T46G_DH?4>CZB>T".>I!JHX%QP?BK.VZ\&>T:< M=[LJJJ@,>VAEV$?=6?*D8I#KB8K WTPV5+;W'%^%IY*-;UR-D0(KS?",\3(ZZWP9*-R@%,( MKS?"DRL'!KHEO$/OK7E225)3JI[//C\8+$7*-V\WMQ/]&U_.F[D^7_/%=;"T MZ.BNY;=##=%65U,8-<9I&P,V0;I9S;UZ9+', 9M;0*S4]^\>$K5>*,_6/ M"TLE2M:=<3TA5-DANWN%>> MER43LAVUK<:V8VL L>U8'@ 3MCX ,Z50VQI ,L>N%H'MA\FRI&HABWY0KBJ% MGZB[7H!<:[V C8T,-#UN\0]GL;Q,[?@!NX+B8/G0?I GU=BEIGK"Z+,=)@VJ MR2?,5+;&Y"FSRFTQ:5J5PB5#8U*GEM66NM9MFG6I6DJO'Z1KMF3WPJNT%]LT M"[C@0_ A^!"M/ZWUYK(M_W3PPEB_.']>G YO90V.VOH LL(:-8:0<-&IHIXP M[*POY6*9 TBYJ%13>[JD:)I2M0QD/TA7C+UIEYJ,+E9+ORD9W@@M;\0F2;A^ M?TB#ZC7J_P@9 OC 1BJ 8BA+19J;EV6JK5_^T9Y>Y'MM>-_3PL01>V86'T MP908W%U@03,'H$IZ3[.]_;6R>@L'03ZQ&\>#V#6./89U+<6(/FQ=>@ #6C4& ML(-:H;(\ #9Z&L&.%+F_YG5O$+NKO4.6TK1ZE]*^!3&8Z&KETTU<]J_[;A3O MF 8)5JM,G]!J71E^7ATPRH&+T^T1><3Q7$6EAMSR;M6NP#0P6:[)U::VW?*V MN*X@-F2QCJG=VFI.QQ ;LEAAM HC/#RQ6E1I[2!GW=-SN=B+U3?2+6/]:/.> M>SO*94&SJQQ*]=#Q=#@F2[\L)&Z?EMU?CE4L7ZQ.Z $M1AM^)2GCD]S8 M)I,@ B)S!#TG\2?S](8-G]WA7<[?&3^#,W'P\I(;G_*=WFY:K7X:^+SF?&_'\\=#):9FV&!_:BD9S#?6;A1 MQ"D%H.:@^_"*QVZ9QQ=?D55^;0A0F-T.(I$_]DN&0YHL<]U:)B$ $Z6+N<%L MYF:%46(VF?N!%]S6;XD,NP WYS %X/$P:WJ5@,59*5%_D5)>LC@2, M#YAF\< :%J5[,4YXJ\ )I[R[$B_B%H.'R!O.+08]4,U(]TZ4 /ZPD^!!^B]5,> FW]TIJ]F?E-$$3M_KW;@FQJC2O;0+M5KU[( M;:O]K1ICM^#"C"B*_AH0[@8HTZ M\6CM>HM^X&&U=D=4[8>$^UJ WFS!J7T.@QGCV_(=K[5[0FM32X6JY@#NAJP1 M#WT(=V76B8%C5!&D_G,-(D7M[+^M('1>T-W@Q:[)<>OE2 M.1X_2WQX$@^6]4E'MVBM-81[F9K$1Q,^<"\^AO")^_$14[]]^)CCEJMSU-6Z MTMN+=LT6+C*_VG6JO>?J.C:$.]B'CV:)S/!>?(0[V(N/;0_@ZHT&\3'Z.L54 M#+V_N5.Y6,ML]Z+DO*A*GY06ESM:NU^V'WB8LI@CE?'0AG K=XUXR&*\K.%A MM!9DU^WDE-YN>E&TIJX2K;GZ3I19].MW/G[=,F N 6U!/.!?H D4S' MU16F-@GO.8#JF*IV9;NM / 8#=3MBB\2 !X#H%H][=,/CV@45P?VC7*KN-"\ MN>EJVX'E4 )DP8?@H\=\B-:WMM[@*3B>$@P9EEB.8B=F)+CSV;2H6GR1WO[R MLD]3_(?"5K'$]C!(%_OW(CY!XUX. 26BJF)?T][(7!G /6G-C"Q%V9N.K7%H MU9W#T^TB\N^;-U64\;X$9$T"^,*6012Q""\16+*PN,8 /L?W@_&IH,+[3XV> MKW=HE(\5*#UU).J9@N[53[B M[4$AOS_' X^*M_!<._YW\*5LX?9LQ\I!NCPJ_R6LHL!.8->/FGLXAX@H[5R:!T#:Z 2E:E5W3 B M)-H9(H^/*L;4T-JJ[M0QL(8I4=Q6V-H28\? &J9$88R.U=[N,NMKX0U[O>S& MGDO#?W7\A4M"-D$5PMNS\5YD-\JO^DY76TCL_$AO6WZNR))%#KH]G$*K2PA@ MF1^G)XWQ%F8VB=U;WAY>Q,SXLT@LUNU8.B%0<.?&<_+UL^-^\HRF MXC;HS??SUV9N"!$WQ-Z,+-(+@_.[T/$*:IYYW" 50_H7#[XOERZ*WB:&_':F M7US?\28(F#K#![J;L&G0A@89 ,Z+$XVI17%4.JHR93W@(FHBB M!*F5=N+^*7#\B+_CWN(8H>2:@2P9;\KQO. .W^?B!6JF;II2Q5OJ4_!UR38? M C]9$EFR7V2@PQOJ3M I@8[@>4W27Y"[.<#/?DR\!&>0Y+-S/YDSL.B?PR!F M_.)T_'@3.@MR\8^_VZHJ7W[^_)E_4BY?\DO6(XFD',Z9-^5<1(['U@<4#2:Q#RID%OO_Y\1:P+)VLJXUBQ5D,3ZKOW>%HX>;,/QH@!5"L $*IXKNJ04!*""I4]/0^>. (@9>*>^U_V -%<' M[EF_XD9.7*F^D[@:KE1_=,*S7U8@,^ \N"@V\V/SM0^:8R) MWGK06]=>Z,"EU.^"Q8*%/#U=/O7(DV6;7)WME9U$HX9J4Z-:.*I;=U&>GUAT M0Z6RTO&+4L]/+)JE4K5:6U2(Y<1B,31J*T(L'1.+:NK;+KLY#)(G(-W.!<[5 MNNV#8,R6E!;.ST;N%-=T'>_5)/"C!!?=UT.S!C?':X9.;7, Y]8UW::6-@1& M( A5U0%4<]5T@]K: Z0:)9,[>H6Y*-M5VWG^HM3_1T@9J2W< MB:0*+-U^X M_C2)XM#--Y6TH02&8D)H-8"BTX9M4>N495+KZLF2+2I; RAL9!D658T!7'=L MF0;5[1@I56H.X1)-&X+[ 22&%14M8V<, MT]H$L44.D/DIL ,DRJJ MJ#G4'X'I8YA5B@(T_1&8C6O[PB3V1V"Z2+^8 SSE -AYW MSVNS:-)8?@%19(B[D[Q[^&H6L1AKBSQ7QTJIH@P\FY9W6#KN= 2/E:DJ:CGL MZ$.Q7TA8)@-;+RJR\%HF*3^XY+]>%B(JEX10Y5)-"'SVN:+H)=:@#U[>9;16 M)0([NL%**2R*L%1-M$QKRWCW4B[^=HM('!.5K\[,H(C3$,^# MEGI/C99Q4ZIU ^AL0TK2C70_1!I01JQGC%0.T0'WC I>F^A+H) M=1/J)M1-J-NYJMON&BU"W;;TI19]J6M]J4+=AJAN3T_N')6(VS_).3Y746_" M0U EJ*IC3!Q3;^8!ZW, Z95S_D>;N ,Z416=:G9E+]Q^8_0P4DTH0[^ 56R3 M*M6U70'LDX&5-2I7MY,+8)^NL18 *TQ![<".Q]2L%JZI$]@^BU ;]? MH+6J-7@XU:R<5!NT6K>'+NBV7CUT+\"M!5Q=W79^7H!;"[B60G6ELKM5@%L/ MN#8UQI6C$)UR>7B;4.^=FVYN.TXNE+@N\VM42X@)<.L)RPR#CN5&H^(S1E>U MJ*&<5_*A/7 UA6K5>WX[Y=S28CG;2COT$&];HV:U'(]0YGHBM:U7' MPZ[$4 M.I7%!*XI<,?4KI[B%^#6$T H5*T>=.J4CSN@P' /@=<5JH\KI56$5M<"KFE2 MHUK 1(!;SXQ.I5;UN+@ MQY[3&5%*&Y#V!K4,AN=+#_9UY7/(3_EOU%RS0_* M;C*[_[QU4\(\K-36<;FI!LYP*@N"[D2E8MJ,^SZ0MUK%#3KGT^_?+L\Q07>->B77^*32![H9CFMEOV!+(U M("M3N7KWM$#VZL]'MB9AI4-6K? MZB>T]T+#!60Q>6@BQ#6I,1;(-I!*4*A1?]D' >P%WBU5OS6%Z2/[Y\^*/7>(\-D1-KP#Q0O?[S+ +7"XT: MLK"Z35A=J_Z3@P)7T%>E_EI_/;H_'JY6,'HFMVXO@\C MDEP[GN-/>EV^ /?LR%0>BZ-QC>&K6%0YLY*@K>)KRU2I/ZDI\,WQU72J:.+0 M=W/VUVBZ@DS]/I#YTST.\*D7Y#X=UDKIW+I(JEGVADUMLS*3JI_8SHQ-H1I/ M"\N$:@C5V!%1"M40JK$C&!:J(51C1QS?)=7HZD'%>B[6'O(!Q/I3=J]BG&B\ M)6^6A#_\T[/_)%'LSNZ?O7W/ED'DQA'AU6+8E#PW)$LCUZ[GN8%/G)A?[@U3 M%!+,^,=X[H93\E?BA'A-&7R)%T)2H'JQ=$)X_\Z-Y]B(N:^1)4Y_^*PG:T@B M_PR#.WCSSHG@5W?AA*YW3Z:A>\M\>V*1D 5TK!S^X)4/H=FL:'(^<6Z(B*%B3R[WG@,=Q/O-YT"E?H1HPCL@1# MX$XHN0Z#[\#2E/+6/!=$!,8@8N&M.V&K9F'N"/A%>$\4 MZWKW$OG]8?@ XKM53T37)>,%;Y^W5SR5+,DL#!9$LR3[!4KZ*UO&;'$-NJ') M%)5#ELC5EJ]!9Y!4+.,'!G.4-4A"W*G&M<#6L<5UO;)!KUYLUZ=;-TBB0IW> MO%J"NG.USP=1?L<@WCF8F6(8:IZSC-CK_ /YF[M8!F'L^'%QD5_Q$,D_X1C; M2 'L&HRD8L'QNW4[K\F2O/QQG*W?_#YU*F3?"H"B/]OP4[NO*"R3\O"%A'N( MR2\73(FZBE!@%ZB5WEDO9#Z;DH)L-VX?I,PNQ'>>&D7=SQ[]A M>ZZ [X_FJ5L=62V @5E!@]*\^IR MW\E_F!Y^\T!1Z ,D[?W;#)8WEH;;P^9 MZZ;Z^U,;[;G??)#LU>Q4U+:=2OMN&L/7+@QOP;G@O!7.=]^)+CAORQ>TS_YM M))$_U2[YPQ-A $YS4P\.<)I;0\,TR_$Y".,9$!_LF8>N%/_P47/T"Z*W?O;6 MM1>V#(>%\V.4YMPTY<4E*7UEMJ>).I%6DKRM8)0[KV M]%59IEJU:!F@:.M&;HU*R> M+A)(UXZT8@'2:J6^L4"Z9J05:H_M;;=B"*1K1WIL*MLJ)#Z9RX? &Q?-CM>: M'=?(JBVI+P;)&*Z1O*AEZ^\!L]5'1A2JF97MJCUD1):IJ52V2?63$:5Z2O=HTU6;49+&%6M[,F*4E>UOSD+^ MMF.S31O25ZFL:>"Y*U6T^J?(P(IN4$4?@)4$5M0QM:MSA/ZQHN#5272L5D+# M/K)BC7'F5C'Z)S-/(UDR.V0L-4EKW%A^*^_V:T?J.!;-ZL65?51@13&I,@RS MHL!8E)4!&'N%JK9&S6IYJCZRHFDV->2*@IW.0N+>W>Y0HVJ2LMM$[FKQF/V. M^TSGVO;F'>N/CS[@<5"J:K5C=W/I^]']-I+0,J@%1M_0VHI:A RVR<#$(+A: M9U+(H$49&#).1-IRLT(&VV2@6@9,T2NG-84,6I0!AIMJ]9S]Z29;78IK%'E] MYK?G4-Z.\U)1'$R^SP,/A!O]X^^VJEB7A/V5N/$]/S#UW%3&JZ-JE2-YIJQ) M IYXL#?96IT\HR0(B2V-[?2,6-Z4$T4, MC[MM.Q>F5,X,CI75N3S>X%B2E6T-;CD!%K%)X$]7QPF_P7?I6;+RZQEK&1MQ M4&F8_9AX"3^8B(T^!US&Y<-UGS]_YB?6(@Y!2MY6WDIP7@?!=W+K> DC2W@B MF@/+Q5G&*1+Q'.0V-G> Q$_7X1.JM?7@FPLXK9UZVZ90OSK^P@7N_=CU$X:' M/$P?A/5DF(83!#.3'!>3@,3O/7;B^ M S]^QRW@<0>>%$=6E$38IB:G M;2J&9&@O*% <+=DD=F^9=T\?5(W\R&JJ(N4SI?CL U2&;.9!5Q%_]BJY 7R) M&T4)%N[)NWNN*')99Z($[3& ALV[&WK!%82CA M8]5+C;MQS/"!G:2/2 6<\F#@U2)(_/C@0X&M[+T[0"D>O6+?RF&EX[>XU+G# M_;38/'2X\)RQ>>APXCEC\]#AQG/&IAY[TQ=N]Y^4;%D/#CP_TB&H:E[].]P9 MG\G1.<&MX+:G!P)[P6T/Z!?G%^L^O_AEE1QZ5TZ,1*O6HV3)/1"Y4%YF_H=_ M=53F_&CEJCES+_H?>O^=>:'F+0Z*\> 6AWPPITGA7US?\2>NX]5GZ<4+XH5. M#8J#]_U4$_^-K0;RQ8[N+$[RM91.D:-WBAQ5Z10Y2I>V-$M6=_8RJE*^"?D$ M-F37DFACR/,%ULY@GZ[-=HDF^-TCITM3?%VRNT6.U:'X!P97I8+**2-S M^WSRA)HT[E"PUS5R=#S'TQUR-,GLT!P*R#$ZA(XP(J?,$W9LX':,'&%'A!WI MG1TY29I0D26[0Y$IDM,E0R)WRZX!.AU*SB$Y'5H=PNQ<=RH>(#6'[W_H3Z)' MO' N+W3PBM/RV:I\>_N%\K)<_&37?TEY"SQ\^ERJH)#NG.=%%ZH%#[8>W>J, MD,0+Y_+"0Z5JB@(%6#^%_)G [_']F^N0O"W6B3[Q@BG\2G,LM1&!CF,!$GM, MILY]!.,UBLDT86E5Y]CU/.),)F&"15CN6,B(+"DJKP+C;3;TR-OIP22,M]TB MOE%#9F%R(O3P+M)/%[ M<.>77P*Y1"7( Z ^)&A;D>>T"=66U+P-B7QATV22_NCZ6$:'01OWP6P6O8)_ ML?GT+9PGK\K\/,>Z2.5Z*07IH".0F8UV<%-J"^2L* MLE3O"OK:7E:H,C16>J#+):G4JP>_!_Z2A>#Y%\A:615@F*L'FX_"OD$( <3J M*RM9J?YEJ.O%OPZJD<0;5B0YJ^J%]:;RBPL?H5*T4 _*!0?/A3=LA#]QU=#6 M6/>G:Y: NP20,E?(E9'&\R\9?Y:J:[;XPJ2I3'!(IBF0R\! M$%*!O+OZ\N$KN9I 2, FGNOG%=(VU'=GH31++7F3J@>]\KRY-M[8J %@T!3X ML$9I%(/U"U@K&%ENZH7@@5LW2"* ."5EBK1DO!Y&D+V+H'(PMX>@*] :K$.7 M>#'%9T*6-NU#3!RN$0LMCBLM'A2U8EN;)G-;8UO(^V5_/QM4%FX7>L:-<.F( MS]+#A08Y^/\^QOM8.?#:B=SH88+EW)>L-Y>3ONF%MO:RVZB@1X*1%MSQ2 \; MG0 Q;@R]1&B.>=G*M>C.X51M,28WS&+Z^]M%*Q3$5.#^@)[ZRA X*J] M(!?P#_RT7EZRJ";Y\D%#"H8KG@?)S1PLTR0,$*< O 8:XF2Q3/U?7MX127(7 MRQ#D25-+YT;?R0SL4!!&^$8 MB3.Z<,'X&GX->^YXIM0$/@#[O[+*H%&&\9J MK?-K;ODB%VPZ].+Z!"PH3"#=:)YSO@?0W>(M&:,6RR:>.OFT>R*_J@NL=Z/D M(CK(?"A_FX>,D=] *^81^>!CN'3!:VR"H0:UBEX^4"FCM$#QN3V>T-:*3/7E!:TP=M#92G[S-M#927[S-M#92'[S%MK MX^U@5]4@L_NK.C;L8 22G7*5:MNN\DS*%PK.!>>GXKS]\I5GQ/DCW$X7JV*> M>IYYAO+84J'SU/)X7(70M7T@Y+T3.WRQXLM&E= ]$FAPZXOH3?36;_(>-R@? M.0VJ_[Z\AEH7? @^!!_#YT.@U)"#>,\\U_\K@= Q79!^+7R%X$/P(?CH+Q\" MIKJABQU_8HL=?..K">L"7Q*-RL??")D$Y;CKQE["GC/=W=O%]W; M:]W;-79_R(&SG0?13"HKE9IV[<*W7;.%" \5H4XUK7+46(BP3R(TZ5@UA0C[ M+,(QU:U*A6$APIZ)4+6?#E]]>R&$!'=(2J&F7;D6X/P&6Q=HZ*BZD N-ZOF= M+R<:S2]WSJ=JZF S/X>SI?3H'O^SC6DIGL+?-RE] G;,Z-="F)*=@0; @V!LU&;UH? M@K ?M_#_+G3A$7ZXOI,+_P,9"8(-P89@0WB)DPO[."^Q4>BP*9R?5R%6&H+X MH72S)E/#;"JWTJRV=@A%5:%V=9E3H/C8Q2LR-JELM)%[.!= +9..KK8L+MA:B/W'!A MJU376@H(.H0!4129*HVM#W69<=VB>ELA8+<8!XF;+446G6)<-JE:W8EJ%A4$6.QYU)43(UJBI!B+Z1(+A1[F_^KD]8> M3%TZ)J'>J=&:2NGC;9/9CFC4XW.B;<]V!Y+N$&P(-@0;IV2CYUF_SBV.Y1M< MM]V>M]KCFOTK=KT*-@0;@HU>LB$\QR,\1TV]_+ZZ1G/K@LX@]K_L205256TW MGSML0+4Q-:JU902@C]^5:%#9$-L\ZP/4UJA"1P%9@*[#MU 9>-'J-1:D#WOK<92?<:%:LM.;2 M6H7")T&.N:PS/*&TAH&A4KFQDGQ]P:#%C%%7,6@SR=-5#-K,R^P.EW9LQ&K> MX6LRM:I;M0^GJI_AP*E1UV'@C2ME'MI$O;F@X(]XSD(2,L^UW1K,->1\RDG/(&RVQPK=-Q6'0DAE,-30Y8F MA-(QH9C4W']M@Q!*ZT*Q#:J-V]TA)83RX 0=^Z)&6&[$ZNH1Y\8G(VW/] :2$!!L"#8$&\>ST9O6!X%2JWMW3G+9 MJ#Z "RX526YJ)TFK7 SALE%%L@9P3:9-5-3Q 8R#18K1WC*L' M<&P!R!P/I0B4\.M=X:/!_34LYIZ;7$SF3GC#1L%L%KTDF6=W64\\^IY 6]CN M[7Y_W-C6TEYY?7*ATO%80,&A4.A8;>J08Z^@V!HHRTTY]M:A$9Z]*WP"1U>.;_;NC.E!EL"0/XNBM/(CB)K+4V(I) MJUPH32UNM*M1HKA)EUH?!$K-;;[8LG% +PB:%13EQD*?R+\R:"GPH(-P89@8]!L]*;U0:!4>SD4$C+/B=D4IQK! M;#:ZSC9[17/&8N+&;"$JI@@V!!N"C3Z:2^%43CL7$153MN_#T:BIMWOCVOE@ MJU)-%W54FL+6&K=[?>/Y8&M0TVXJT7CNV)I@$YI:+!]B1"#BIM/&3=L*K03^ MK@EZ>Z@^_;]$H6IC.S[:5K):X-!D44ECQUE;HZFMZKTZAHR'TVUQ.'T7.&9C MVQ;$B>Q.FIF.Y-E/>*)!G,CNP&&J-2ND4]MH=V+<%=B&+]OVDW5=@6WXLFT_ M6=@5V,Y!MFTG*[L"V_!EVV*R=!#QK(CZ:XKZ.XK 0-1=L"'8$&P(5W!Z/NK8 M:/DIW6$9^.1J,@D3-B4?_9B%+(K)%S9A[JT#L97872G8$&P(-GIH(X4G>:0G M$;LK'^K$M,5%4SL[4:C2UO42_83'-/M_^\;S+-/5P#\C ?_J/CH@ NL5' M,X$I)\P^_&W@VO_Q(S@X/0<7AMW4 MG3TO3RX!82"%&^F2&]FQW=S-O8N3I2_ANW=77SY\)5>3F"R"J3N#!F,W:*= MU85F-K7DVXI)N# :*Z_7#OVZU=A^[#;H5ZG:V(;RCKAV83*%8ZG%L>QJ46QV M'L;F*TT1.^,Z*YRVD]]=X;L7PFD_^=X5SGLBGE,F_[N"PLGRXR*T$@%H(P%H M1Q'HQ911L"'8Z+%U&! ? J539KF#Q<*-%\R/^<4*T"CF$])JJ#MB[HY$U2V0 MD8I@_W^)H9E4T=LM4B4DL542ADJMQFZZ$)(X7!*ZJ5%;/TDV34AB71(&2&(L MK%,')*'KU++WGJL788\(#AM)%)QPI>IAQ(\&4?0F>JNSMRZ35_/,+_V>]U*^ MIO4@!U:^RQ4^7?E^ JW^+YMF/YR!IHC>^ME;E\GC(_Q5C,>>WY(W2\*?_NG9 M?Y(H=F?WJV/4[X)P&81.S,A[=LN\8,F3-F^N0_*V."W]AT_^E7CW1!U3\..J M0GYU_(7[C[_;JF)=1N3GP GY9I'W;L@F<1!&9,HFGA.R*7'(Q(GF9.K>NE.^ MI<0G;AP!$(L%?(SB *)FW$,68B-/IZ(:F94QD':P3SP(&*/L#&@#\)WXO _L,^)%^ & MS!FY3B+79U%4:BCC5GKS:OF6;,/PRHL",DU"/ N(C:W13E.4R#())W,G BQ4 M?4S'JISRP2E8@R'Q@4K>SC)DMVZ01 "YD\3S($1SF#T5LKQ!>"RX"9T%[M9Q M_.*V[&7H3CA'SA(>^.$N0+;0T'/%EBRKC..Z$"?)(O&.>$()0%OR21(XBAV?(S[,C9WH_<1:(8($?>TYEBY481[7Y\K MB@P^Q?-<7HB9S-P?;#J*@]',"X!$:)LK;)3@7,SU^9U*4W8-)"8([)T;SXGK M0\N.!\B@/UGMK^5O0IN:9!DOI%Q&'I[B 'U)(L8EX+,8X9TP-HW(+(3QA=\B M>47%@1OF ^ >R# ?0 #9$K0IHN1N[D[F9.'<0[\3+YDR '$&A/H3)-Z9 ,Q M'3Z9_LY98DOG'@C#(=!TG*& %(1LX;C\[.ESVY*T B377X,>= "Z M6B+[BR!)FPP24$E#THT7Z\#Y04.[=6AEQ?P9-(&R>0?8 M-;@D7XY=UJWD;XX/XX]+\ [H)O, MW.#?A2D35"L<3!U[BGY PSE-0S&PEK! M*%9?RS)92@N)?/Y&+HSBKP_?7B),4S>:)&"A4DQ3-".TAVZ4-LV[== H73-R M'0;.%(QO3#PND^HP8@WJ+9&/_BU@SND%59^![0.HX6T8,E.N@),D#/FP MA[_AB6C))MP^K!E5&./0)JAS>J^9,YFPE,2T6T[7]3W0#J(#R2LCV[)&1)>M MT5C6QD HC"6VQCDE:(IO\J8F 0R?7Z]^_^TCL!I JU',?.R*FV\^4'QHFE'" M8-P#HKQ?'#R@E/!Q2H'WR(WY\RG/\.,7O(H-=].#][CA"K=N#N_8-;S#=T)B M5/HF>7MW=R?-\1D)K/:;5\E;'I\^K)I7US RLZ'R2VH#8%SF;A=(6->B7YDS MS088( H#Y5,0D2O_AGEH+D"Y70#,=QVZKTD2W %GZ0,_._[WW")%+ 3^R0*' MX8C%<]^="%]'YW(=0I>@A%PS MQOP,'"K(-)EDMFH&3T5(?)G>;^R' RQ\A"'M!RY\^A\WO''Y3[^S._(OT"9V MGW[^O] Q,!MXP,\TH.3?$$. 2L30.';Y3Q; FXY4XI"@=KI\XL [#AD@ J(& M$T0! K@T MY8@+]%BCJ,0^?6<3UN1I^N.;\$X1U$5J-/0? =B?N*W&P)S[@!0!_- M;QAD&!J T8G!443HJ7@;7M9&5+21ZT0Z@+F7XOH&PPZ< T>%.U(<-C@L5/DR M*+A+P41P#8FO?S@BP"4,78U\R Q_**<\HR]CDPU>YK#*;DXN. M.W?3/+( MQ[H*4T'V MT/P-#R)"=H.Q6Q#>\\=!RY8L=KFM!HH0#62CL/;X#/>TT"22QJ,?&"7.THTS M+%;!BL]#(.X24M5V/4Y(&C+A]\'U?U+'P!%=K+P@@KW.?8#]3$OS#"3="?G0 M0]S*).0,3G+Z>%]<-R+ 'Z87V %##Q>MY%Y%F/3-P%\B7Z21,$"?0V/[>Z#!#["8(?Y!X[7/4,,'1_8\078.R^X MN8>X"\=;E"LMQ(OXT>" =]C,Z+'T!3"K[@%S]AY9_2B/PF MG9V @#B."&Q44@K4>B?DIK>$.5H7F$&A4[L#QY5R@,8E':A[9!?S* K\2 1V M'EJEV ('@W #3AH (JQ7+^S8(R"(P'E3E4LC?)QJ*R&.(]+("R!IW@ONYW M+[LI@Z$<>,#%=Q_"4\SAL1=+ '\*1\3Z0#;P1^?XF4 MAP1HU/B\&HRMXT:ID^?MK[P&1&:+$G_YU);!8 P68(&Q^<+SP)=I]!-EDPDG M#84\4)'59_X.])1J@H/C"/],8XZ[W".P5:>@T_ RIQY?G;(8CQYE\2QOB.77 M*7,'!O*"1]/@K$0[S"HA6.9] :%@Y=%?+-/PCN*V\)#K3^H3G%OX&$%(<^V6 MVRA[NK*B<-5>9O$--G 3W +_7 H10 I![ZJ1*5M@>F8YQQ@[):I$9>ZB@;=5 M&8F4;^[ZTS]*BNS$X ]1.5!P7*.K[ZS:GWD)#NA<2NOIC\R=\R0=B#0'EP^, M7/G6\R41C&-GNFJ>VQE\%.2=H*; Z ,_#!%\"<2">M2W$"8-#"Q&WGXQK!R> MZ,BB+G"1]Q%>L\4-AC\+H=$0.0E9.54RN;_&MV-G\GUC5&X;^?DT-F:3.7<* M+MMX"X*=U;@!YX+S3ISPW'.CE04SZ=@NA_M%@S" _#F:16Z_2BK@XDP(#.IJ M\'#5S8=5:21QDXQAA3.]Q8D0#J#,&G!I3,$O9.%=WM8:(BM]@B@R=))IXO%0 M+S/>_,7"A2Z3:P^E='?M%GYE#^*1ZDQ1')G"1^]N[6[--DCMXZ7L.WV &3R.>;+D\$ MPFN3.(T&LE@E]_=EM5YU621F4GV"-YD38B(4GL=D+;P#\J!HG4$>ZW0MP/>G MTX>\JRP<*L@$FQCO8!S3DWFD[X!QB=]:JVDY6Q2(V1TWVTU^X6)J-[_408N.!('7Z:RT6^=8L MX_=PSR4UY.9VVS066WN%3>36K:+6!;4E[5I_ )#,6BS%/VG$GXX9M^PSLXQ! M_G,>)=R$;-,B;]@;G&R$@9?CL)W14D8@CS:PUXKI)"[6AO*X@\6VT4FM'%L> M :;F?*L325')UJ/P.9YN'Z&"W:>)EFD.WBT$-#!6I)2(5XFW8Q*1A @-)3=@ M1].5M\#GT]HT;KCW'?1#W(NCAXUQ=*Z\%DHAG<*ET5,)?&[,,EFDR?!W M?_S/Q_( M'^&M+!U5\,^0"R ^+P&Z2@RFU*8LIFL<"^;@8Q!,K)G>56"=^6>8ID;9 @]_ M.7,,54SSD9,JVC0/%V P3+*93.&&RF%&!%8&ER"B=!:+N0/D.TIX[H:[WG+N M(YMDY?/)[+<4Y_3EN7.+%@X-7>/Z^8Y,V?77=IEE@^'R&4;D/*A&%PZT%5Z73P72U';$I\598%Q8@V,[ M4>E1>7+XKY:>*G$1.//W/EX^2# MUJ9'*D #T@H-7'8N>D">C9\R8("+G"<(@57H?H'Q'8NS5!I/GH%]YTNFV5(E M5]!'LST!O4%]*)?&HZEQ8%EZGK-0;OE@R);SJI+@1@)#=#];M0O367G1/K?T MV88%A#UKR;M?WU7S:+:\8F%F;1&!87R2SF:Y"\B,\S+)\NG\N_7,/08I:=ZX ME*[Y[-Q/YFSRG7P.@YBEF;#/^::5W)%A6WSVBW_MGW"B]'%6@Q/"-"C]VR""\L&P)GTU_CL/+71>1)_;Q2^ MMM'I#I<8^=H8V+O<\J8*5N1E,?D< 0U>GH=!=/Y;^BJ5%U61M \_TGD*3PV[ M? /'6AK@8PQ.7[G*S4>ZMY9\86EVVR>_X 1+D4?_I]B#A]NY2!I8O&? '^JO MIO M*C+EC?Q9V* O&:&EAOY,8XMW6N)C_8ZEL3+R2"#J8O[UA8GMZPP0WF 8RZ82^3=+)XPQIB=\T)1K+U]Z1@^PG*8;QZ"3/4L_[,>$ M+6/4D1#3S&&:I_"&3H MLESA.MU_@/_9MPD%->$KA+O@S1TP0!N[%MYL_ L \C(NW'KDA\N?R+;+ T)L\D\,MW9T[ MC>>O%5E^412/X?'L,F*O\P_D;Y@3##%\O[S0)6 M=/=N8&WK,:$)PZSBOFWXJZTB7T%?L\$JTRVW'+5$QK]@RO(4"K:?ESJ&@L\L MQ,?!]9T.A5J$T2 4Y<,?>XG9?N*Q6FPI/^G%CYZ])O+&& M6G( <5MF57R/)ZT>3%I&5LBT^S+=71UM-RN/!? =#SAW0BBT\XG:*3>EG0^= MZ:MJU9%^JEV5>^()QM+^;)[ >L!-E\.#XW!JLA6UN[1L$<_"^3%*HVQ=@R"[ M]''A^J5?+I]RS%S)CID_>_L.,V1\E0N3YCA9O';\[]'FJ%I1I11$*6LTP5^7 M#XSQ!\_%QV/USH>ESH^V-P<0(JMZE33K:-IP4,1ANEJ]"8"3P=VNUB;& ACV:3C:@7U-N<) M/43--E6J*!5OVDO4#*E2&:PA9S4 P5NJ1DVY8O-Z*7C5D"H5*[MNEC_Q#9US MYDW7C3$_G( [;M*2&1'?5SX,"ZU8U+:'H7'M@::95-8JU[;T$K21(4N5NS>% MA=X=DU);JQVODTA>&_?50(=LPMS;]$@L;GA+R]7LVDK99W7CE56I:M0>0PW< M0 -N8*,M=1@V6I%JYV.X%AI$KUO44"K9Y5Z*7I9JYZ-I&WV5W1^\.L!;F.L^ MZY6BT+%>N\,9G%7F\W&NU,JA1O6N@EVK5(F@F5=7*:E0O01NI4NV,#-@(6W1L#&/U M960W)OC&;/"[)(J#!0NC_R*>6YP_XF5 V#+&;$6ODQ.:2$L<&P[3L3R0F,A6 MA"$^PA#+]B#$;O8P9_QUXZ1XG_7(I+8V#$UJ$S.E>D]<+S$#G6YJ] U2[IH^ MC+%B]2\)_,^\7,>J.M:6XAX]3T8H"M6-82PQM0J:(0]C!7TDBQCX*,&;UD!F M/XI4>T31M$7^);MHX%>L6H/[*-)"FA?/?OGUT\_/7A)^IPK?[88;W'JM:.#Y M[6&D.P5HCUHS%^MT0NZ],,IH@D?!'583]MP96Q5#[K-*&3HU#;%3XFC0='D8 M^701%1\C=XV:ZC &2P^#XL]XYZ4[+9L\7'MY&5OO@7\ZJL=Q6^RIK.2/G&PW%;/ M9Z/@SS1(,+N3=A=!>RIC>1\OCJS+*52_+M579!./U0G5WX:/HIQ ]P^N M!_M C=SCX\DN]K:]\&[=O=53BJ]6FFL++3]ENVWS*O5?<6UK'GA3OA?W [^X MGUJ*0J=.97.U)-W?)_=ERL422C2(Q1)+13I]\#/SUF/ MKIF#=U'5'QM6*BLVLD6>&KI-C7'3";A:%+!OT&JX)FN=%[1V_RO/M:(="AV; M"I7EIL\)=DL[M-[L%ED9^X\/6/JG7EKP:''4?V?!(1*DBBW3L5[9;-"I:PK. M5#2J95#%J.P'Z*)H:EAM4QO;^2#4:[MZ:? _N^*Q!JI>BE2[;V[&56F%JTH7 M=Z?9-+?/VP(,:JEC:FC#**/0)FXFX&8/I$RJ(M6^(VBX.VG ]8]UJHZ'L9VU MP5.W[=7@6SKWO2_ !UY_& <5VL3,KEY#TDO,1IHFZE0?8X)U=2!G+2VK?]7W M\%S/?T6BZE.']:I-(RRJ/IVE$195GTYH@8,P#.[@EUX;6T6SJ"$/8PK=(FJ& M3.6!H#:RQ1D>(?F^6-VO":;@7=^)V91,V37SXR3L=[RK*CJU=7&*\LB!J(RI M.I#K$FRY_SM)VI2\36UU&,-\"_-WK4S$7!M6,VO7KY6 'Y(5*[?K=5]MXC6Q+G(8YO"<%;/! UD!UI;GE M[\;,\!<6.RY>W_5,=H,^WPE%U_T9;%6K']K[[M?ZC/6,UB,'MAA X*;IA:E25:[JT:V"*/I9V;XCL[+Z_G0<$^/FLYD('<054 MA6IQ)Y[0BJU:(>[$.X.3!4+UMZF^N!-O_TD#<2?>MA\[LE.ZCS1S\;Z*L2CK M6_)F6:C!F^N0O%VI0O;OKXZ_<,DOKN_X$Q?BQW=!N Q"![<7IA?<)=>1.W6= M$$^<;FTA__==X//QR[?$?(WAGP7SXX@$,_*1;X8AJU?9XNW%?_M.,G7AX9=9 MN_#E^A/O \]SPHBX/HGG01(!/='+]#GX7\XS?VT)K'*6O:N[B,M MPA:?H4@M2<7Q_?4'D'JS*,JB!) B0])%)LB@.Y?-QK=C>[U!_"7:$X76P1) M\?;M_D-@_:D4I68#_0Q$K=F-W!_VM&#SN6IWR"EAQ7=//!7,,D+ [VE2S'+P M.0E)*$@;M)G4+5E0=-S1QTT#-NJ_MF\7-]^_+Q/2R50/*X V4_U*,O9X\$". MM*$\?QAQ$^\6$P()?;) G2KZ@IU4'-U0;>B'#=Q\R?)"-],9R."#+TXL[6!D MS=,+=(:PW?KC+$BZT=PJ(O4"6#:?LE1'!S?_\;H'7&GVA]&W*"1)N,IC?].Z MIW7_XBKKO&0ROH2_443IIYVIAU M\QQ$KF57]'*]H=S+ZZHLWJZD]\G^]KRVZST#N2;P7<(][I>XNFI'R]1G3J;+ M3/G*H@AZSC"409X'KS;8Y2[I]E39]%!=NV@NUYT/GJI-(^-D9%C0 MJ3>3'2XR>)PTNNI8>\*>-Q:@MT>U9SD=[[JHRU(>%P;[5\V\V@?XSX8$I^19 M.63C*L83QIA-U2TVZ+'V,%*_$:!G:,RJ(LI;HDM5R4?;:D^F4**VN MM;W.-2WV%4^,6K+C28IFIG26%H:WS (1E4]G"TU'EHJUC:-5[ M$C"<>AL)25AH.ZID9S6&KU8.MK'Z:SE@ %I81ZPT, X PS!K"GZXP+B<8&YG MQ>5UP.K2LA?R'%=C.MTC_ ';E/,P*F&0FC L1IGC=M MLRI9Z)8/?8][Y%!JC=0I<6UW7)G0AKYT<@HP;.@8=L<:UUOI85[;@ M*B/3E+[^Z;7*JN'*A9A_UZ4:2231"AW2U80F_P:5LM+U&B%7^YM.";A['2O; M3CL\7V[LF,4)MNU83E )ATI[7 M,32,KI/S7*1>;MX?61 2<%]V4B#EK>6J3$2^IY/7M2%55A8((H][<$%J9=$E M;;$]KNSSZ^ZZWJNLB+LOCH:QL,J?PM3PWP)6H"1 3UGOF=A[$,?BPS*.$ MM:N_">=1$M$C7]7BYNJ'VP\W/[RNBO2JK#5LZ(VLT%>7QP[;&-=NYS@ZE'7: MF0EW7=('V9TF:_%1RO\H+>%T09C:31X:ROBHI!/HJ4CK6V$6L.N.ZZH*LG75 MRI. L6OD=*1O#54N9.]?04EJP8ZQAL\XH !3&W!$<6*-C%,GZD&OWOIAN,#@ MX':7*B]Y+$!OZX"'R#(ZWFE=6UAJB9 $ ETZ36<02)1!, ^^7U==KRWSU5NP M\W$>)3N_>%MQIL:PW^#F;T6(OD7&KT=S.Q49<>&%Z71);:OI M4V6,_'L9+>8D*53V@;/B%CK54=!=<.C4M^=!T]87%C(<4GB!XL+NVNGAJ9=A M\RDH K#(TBG)<_I[E34!AC[_F]]2:X).:8O&%<45UVEY2%H60]?INL*1HYZ6 M_9JE]TS!IDD0#R!?'#OC*K+?)6TM-"[:7B-#)XR?ED?5Y+<0QQNL8&VCV^5B M$:]C&=-T/E\F]*4L05QIK>M:W)/*I-8+'5+6')?&13(5?9!6WSI^UZ6-G"XS M)OCHVINP? _S')3J=I&E\Y2I6I7U@6^/2Q]T>/?&'9=_!MF63.EQTNI:NW/+ MUC'4OW>S2EE3VJK%T'55NA_==PYIM^G0&%KU,B+C3GA&IDQ^897@V!I[>.=< MUM$5>4O83=D.KP?I"J.7FJGL?E#M+#;<:R :&2GIC("XV='6# M4\B$GUD*'7FU3/6\6BME2[7L$-I^(0,Z-O>-36J%T!UQV>W\<;54P^+:G2B@ M0_M&;%OM"RW3[UKCVUUZK-J]9W/-GFQ+UNQ?KC_G!!2FR[N8K)XP.9W,UI/] M4?@<>6K$]:P!=J#MV!W.G;>2/?<=&CF7(@=#A/$(D<./AM61J(& EQ)@/0;D/4$GLVZ3;BB9RJE4/#1.42! =/FO<@48*P:Z><5K1%SI(YE6A[03V8GO\0Y!'4T""+*%3RL&"M;.8!1FK><6;&C]VX0XP)MZX+M5W1%4U M.JOWIZ&ZY&=KYMDG^IQ/6^W%.N=3%"\+$@Y+ZXCV[W:S8PU%FW" N9;^%Z7_ MG->97'C%YRT7"!5$HY!^FRR(L@84!\4Y\[ MKS-*M^>TKO'2;2G2?(R'4.Y4,X"T/?%WU; M3M4-7I!7E='=L9[5X)!90:Q. (HCW;8Q1/XP#/]N"8T MC^E\SIHYUBQ-Q3%N60@ZAK8?6A/.\5WHV-I!T+5R<)$/;?_$NFW:5]"]K^!T MDO]4!'0_>+38!TG=W&7C_2Y#,(_!SV< \"F+P,>L'>\J=W?[53)_?_6O)%B&$7WX M]>J]](?/G_B4QG&0Y2!*0#%+ESF=3_YZ]=R"+J5U\&5P6 MT_PL)_7R1MQW'2.QE MY49?".U^M1]G07(A?->O^G5]_9[MKF'T+0H)_5#E/1_K*K9E=FMZ700M@:.U M^P)GSQ.R*\_3D=&?L8I5XP74*(K3(,E!1J8D^L;LCV/8?]'*/C)X+>S'Z\45 M34__FU+*@:93.[;RG<\8R.@S;\O%XL)K ==HXHNYM-=&M)B?ATR7651$.Q6J M+@V-<>3;2;RUH%5O%"Q(0%2CC0>]NNNF/]3;Q@3W!OM/J_V^W$E^_N6W#W3< M=/JGJKP]P&VG'N;3!#P%H$6G:6.M]5,4>%R^A"4:B9&A=QNW(X%5]M^C(Z?($!\*YI85D0!5 M#H9&W<#N3K:&040?VD;MOH2\0G=MM1&Z8PZ9$UJ[B]*C0]D/I#%G=M\NASVC MZJ8,?&@A?;;=T@-[T*GWM>K/<'?<"9+"T=E?CY?/>#IEGS58P7 MZWNT\6\^9^3;YA'H_VCDK01K6R:_JX>2X]31M:'C=W3]]DN;;--AO4SC>K M.F@KN8J>U1B>9B2,"A"G>7Z*Q,G 8H L&]IVCVX9.:A@6M# \L3!/%%;QPG6 MT\J;T+$5$B3G4D?\EYW>1&WR(;4K M7KOB&T>_)=FW:$HMYUF0/509G"N// BFTW29*.R9]Z!A]JAPI:8-*[(MCZ<& M6SWF6OZ1!2$!]^45+U(F!E1Y-?F>:*RSG)7EN0DMI^:AUO)0T@9#']=\5?UY M+KV)UYL\_"U@J64)R(.8L-N)M_,@CL&'91XEA-KK-^$\2B)J=U27(*]^N/UP M\\/K*N]?)?8#1.7!K?G3M#RL=84K3S0+>VZ/Z9?L'/NP(Q3EG5WUL_)?.E_I M(->.KK"AB^3Q3E[[?H_RL-] _>7T2=GXN6<*(ZR3\@_3A@6[5?*QB,IY.#G@ MF]2<-&/RR9D(XCZS]P='3PMBE3+\K_V)PB.YZIG3([!#&A8\J33M\JB,G[=GA0!&"1I5.2Y[O5+A5@XS.6 M>M#5?L=&VF")T.[TJ,V_9ND] WJ:T&.ETG$G2SM8FNTYB&UYK)=KC'J\-7*[ M7"SBM9D^3>?S94*?9%$F=;&/J3[3Y0R::&.:E]^DYGA1NC]E?Q.6OV1F38E^ M:N7,4X9\99F+H%._K*"!OZ*-Z\ECY%S;/>K\_5C2RNFGKL)W#Y7SZMP#KHZ/ M>X]XF(,OIS,:>+W7LTGJ_O(QQ4=\##W48TJ;>A3S/(CJ!JF\(F9/S+,"2K\^ MNQ=8!-]5VE 8KDU/Y]]L"6+Z5-#E.2OJMS)HP7;*V*-43YN6$ M.3#E'X^D+*#SC+$.9GT1AAT;FI9S4L>#2^9Z%/G24'*$_*=*W7-/ZWAQ@4XX M2?'Q)M6!-"5D6J7/I+,&03JE2;64IDL0OS-*V1<:D"!+6.$XL&#WTEC?QS>B MEO7C,94EF^GT7 5-4%=11DWS%8U9T]D:9WV[VMC[4 QQM"O7UE6 M%3-'E^HZT'(NOXTJ+:Q6]I@DU/8]:-N#SU^4$U@[W_R8SN?L GYM1Y*#=I:% MX @Z%X$#;>^[@(GX_NPW*Y/G0Q"S0D 0K'_P/Q&)0_"9G@U)",N7KG_SSZ @ MX&L0A3Q;M^_W2^^HD_LT#O+\KS_,E@]1<@1NCJB>REOGZA^SC#SOQW[$T7K: MM#WQLW[6FQQP;'S=ZZK^ODS(D07)2_W]4$1[S)AG]K$_Y?1R"=2Q_@-_#)KA:WU\SH=] 36"YL$.Q5?+J@:#QH/&@\C MP<.%J1T[VW2>$U;1J7%]ARV!%_VE7$*2W+VXXE_(=U::^)KX2A"?=\AS=9US MVQCU>I5J!H)281U(JM#LTK*BB2_/K.0D_@%%-0^^7UB:6+4;X]T ZY7&5+=JQ+5-B/U: MZ2RM1N1D>7LUXGI'F"MDX--F*DG2L5 MQ%.WY6L1)61M*[U\ML:D;AQPWWH5XPP'W",,/:.171KW;7!O&;76PCQP[]3. MMQKWEX[D^ [$]4*]&O?GX-YW:S;/Y;-%!^[;RVXC_?S+;Q_H&]/IGRK+!G*@ MJ46#AV@BP]ULM!RT_ZU)FX\W%YR9*[7 MS-:;Q<5'9MN'OMFHYC3J6^R[;J.G^2+4UV):&O67CF1:!K3J\22-^C.V32'> M451+*Y/41++7)E+5PB8ZG!*]OYCCU;)%\?JT4;GN+M"R,73J9G3;J4@CAQJ'M2=/Z_SXO TMHU%F+U#4$TN1[6\\(HTM#"U<8XL6Z8&)M$45MX!SG#FQ MM4A+)=(V2]&$CE/+Q- B/3B1]BP!AU1SXHK*XGGA,G5[5NB;63(L4Q-?$U\) MX@N[//UEV^Q6WY_6XJ*)KXDOF:[:AG\_!OFLK!4=+@FXS]*Y^M%>QX*6K438 M2W+0*1OGX( A!&V'>Z!"8VA4&*)'="H%^G0^-'X.1$_#G3X9_2-"S_" M-KU_E#F]1Y-7>@N?M F07#X5C.D^62^$=&&P1IMPG04!1X-3 [IN;3_6.-4X ME0NGE@UM3^.T'^M >^65U1::^#(L4Q.?F_YY66=OFFB6N?5!0SN$PSM(F"Y9 M =]J"S$Y[:/K"?W(818\-]7UO ]4]LN-%@J'\<)ZIVV5XMPK%"V3 >ZJ+GU MK(:RAK(B4#80@I9M:RA+9']H*U IA:*)+\,R-?%[./_\%@5W45R5Z65I>+>L M&-TLC>F6D?\G^/SO950\Z39Q6F T\37Q98DE'V@3MRX>%6_5F;[K(-'OS?;&E,K>VJ?NI<[+FM= M?H24J44VQ.:XZFV>0-BV5!32E(5_[Q!9:PYV!'4LXJ[%R*".&W6%AKHT4/=] MB.K9TAKI[?1%8S6=BY#>88T>/A;/[VE"GL \R/XD1>GXSH-O]#FE[]UA:)@F M])IK!0]21DZE;UM!@;@9U9?("N9^)5?67:%;Y&.(C''90>*0[WM"D,]=,6GD M(^BZ2,1MQS$BGZH07T O(F/"_S*S\)KCT9QL6K&\D%(V\&M%"!H.@J8]C(M% M"K*P_?YE">D\A!/9#K0-VHN'"V>DHJGXPG99.L*6HNG#.)I MVBY$C17 M7C*)9X6]$1XPY&X;AM=]=W9;U#8P)O!U_0W(48&M)R:CV"@-?UE MX5SKPZSE".D:9XIJH#5*KG*11X^>>>RQ]-B0A7.MV634SRA/56"X9O$Y ]IEJ6/JH>_D65"UU:B:+;L@1!+ M1'$;^D4JAW3&@Z2A2WEQWUM@AO M/)I8W'-Q1%M!MTMF<49)4) 0A.2.),4R4[L2?RDFEC:)N.2&V): "Q'.I-G; MKK>'LW&/?(AB.[.*;,-P[6,!QP)Y8C;FU MDAE&+\5!=VIMJ.DPY.'JM9$+;7LLH="^\Q[Z:V\.+=QH3ESB+.9_H4T';RZ4 M:-N@4JTE>O 2;9A"+KC7X_!:HOO>HPUHU+T@6J*')=$^Q,TYAI>X,H7=XQ=6 M%T\7VY%PF9KXFOA*$%^86OJ2)L>\"&4=!E*6'-8E\N1:IB:^)KX2Q!=8O).5 MR-M<_G@#DKHR4SET@*%E6=#E?XENA"!4-D;" T:LJS%RE4A(TS"2%48(>K8/ M/?XQXA'"2' G]R-A0)40Y_K0Y!^:'2'<1JRU')=58](8TA@Z?R3/A1[2&))X MVWO>(HNL6F0=C(4H42""@]Y#-K3JQ1>5K/ A.:K%A!)'@E/;MR&NWQ#4.-4X ME0NGMDD-2:U/^[$2M-=>66VAB2_#,C7QN>F?EW7VNI%OE:2_'TW/#YY5+NX4 M?_[6MI[NCUS[U?.;%W"@8[O08/4*.4Y0[\.]VHMCA;)E.M!EWB0-90UEM:%L M( 0MV]90EL@ZT3:B4@I%$U^&96KB]W Z^D**S05F^F&:S@FX*H+OY9'H6Q"3 MI !W01[EK^L;C)R<4]XZ.-<4L'SH>\81-FFQU^ Y A[;M31X-'C. 8\-'>/ M"43;W+T;"EJ$-?$U\>6RN3^FU-9.[W?ZI:AA68O"HD3O=5(@SYP8^ERG@7,.<%@;&@T< M#9SVP#$E!(Z.DDCR0DU\3?P1$G]7_VS>;&W>W/224VZ:FZN;YFT5Y7+Q_AV9 MO[]"U"*G_U*%N?I)->_C?X/J._3/K\DT7H;L_@@=+'@@($Z#) D#MVUANM/PR%/"A6'+U-Q-_-TF10Y MH*-,EW'9[R]-0 #NEW'\!)H<'6"9LX*UQ8R >T+-WB!FCX*,?A]$"2#W]V1: ME"J2/;(@692&.5AD)*>O(.'D1:6I@2U#@H/F@K9>Y:.5)OY@B%_JGY\*ML>\ M!^^J_>O=70;>KS:(Q7M0_GCE[_@E2.81^#E*@F0:T3WG8YHM4KKI1&S+2D)P MN[S+HS *,E: L7K-VE.R]^_-RJ#_$,3T702"]0_^)V+&_><@2T@(RY>N?_-/ MMKE]#:(0;-_*-N!_)<$RC.BN]GIWYKM/?$KC.,ARMC,6LW29T[?FK[N M?TW-QR@L9F^08;S:- J9LN\OX:X M,7K5C/'67^AV-,FGU^%H@MI6'AE]?5:Z)D&6L-A@4 +P0//*H=%:_NGU"[QY M\/VZF-*&]E6_GCS;3 M1\]F3__WME40Y,@L?VP>WML,[ST;WN,X_"H]H.Q^6-46ZI,8AZ$X0H8RUT IJ#'5D\%LR76954?:F'#9>J09G,.@9LSR,(?9JK4<$R4G/JVVD@@4M MH]8(F=?,C(EKUO:/81(8.*8#/:=F40USM2.Y3NF95_LNR#Y,Y>%98"=DFQ<.SEK@!K":&),$!Z)*@38=:'CU]JG#W.U M;0X2OK ]P9A@2XS^,U_6?U6WL>AP_..$>&>1+EX*+?+E(G @MDR(G!XQ>GSM MK>*NP@4:.1@:=:<-KSF8$\OM43?VAD(;VB[]X_=X(E8+A3ZTC9IOEY]3T'!. M5Z$][D=#V5<[6H>FTFC6T7W2QY%_0QR&?E MI=EP2MGS]T!?2S,^3M$/*E/I1;P<%V('0T/J=7-31RGCRSAO2PU M,\U(&!4@3JD%(IG* 5>> WW7>*WQ)-';)8&&BZ#MN1H:4JN:?Y2!K).=NI(X MC3"VH>,)%X+.M(9>%N7JVFOZ6!>FZBS96'H&1Z?O@SBV*88MZ%NG%5/3.-:FTWC6H:DTFG6<9SK]%@5W45S=_RHKMK+[$K,TIJH\ M_T_P^=_+J'@:J*(;T#HTE4:SCAXKB:SO$\1;G:'32F1=AZ;2:-;1??#ET^I& MD19_6=>AJ32:=71_P^83F=.SPIOM'9N59;"_VB.O^+'. ]19T!\@9$!L='71 M@?/;>R7=>7\#2]AM'8I6NZO;.D-E)/ 1=%!7M\^&2L46XF +NWE.Q4'0S?,3 M]H7?TX0\@7F0_4F*TIN4!]_H"WK*_0,8&@A!;(V]8I )?4^@_L7#+*H!$'01 MAFCLA0F #[$GL!"!B_N[*1[-R:8ZAJ3Y8!2&R&+AS1ZUF%3I<,V;*C1]@3AU M^BR,UB\ +] 15W(%35!_]=(^ MI%F6/O9W3CVTJU@N]'&/2DP*-86@:0HL38J-0:JI0\*+$/1=83XGN59[!$Z> M*6S7HQJL1;D>SAKL=LF,CB@)"A)2^^R.),4RD^?*+4"F!0TTPFUS[WSJVL+P M9X^H<#="'KN@.X[5-E+!$NG5M2>.(=O!V)8'3:SKY[7?FAUH M(V%T,R9.G\5N^P2D9T##Z?'FL*J -&UHB=MAT,04%/18I_/N/ZG(5CB4+5W- M3(J!4FD0Z^BWEN0!$ZS,[R#E_2"=!2SK.C251K../BX!S,O*DNN[ ""I:XS> M,K\P1M!T=;E F=[>=?J6[=O0[+.I@GI5/&$>DE?8TY4BE7R[KA2I*T7*IW,' M39(!K4-3:33K.$^0OY!BDZ1'/TS3.0%71?"]M)B^!3%)"G 7Y%'^>KC"KG?: M@]K]4#C&LJ%M6\)W7BW]&L8B8!:P)8SHB#8" MT.")9VNEHLHZ^L"':PE0*O,@>X@2K52&"1IS@K!6*JJLHP]\8'294NF;9D/A MO9)O'PJ5!K$.WG+;>E&RCB;Y]#H<35 9D/TGVX"Y^OEJ4UHNWK\C\_=7B%J= M]%^Z,:U^H+_-D)E-HXKA2S@RV3A9IXNDR('=)CI,BZ+BZ4)",#],HZ?0-.I#RQS M=E6\F!%P3ZA-&L3L49#1[].C(R#W]V1:E++$'EF0+$K#'"SHB9*^@H23Y])U M!I=^*MB\WH-W"U ^_=36(TP 1^" MY$_V-O:279I3-A;+DN89>6 32#.Z<<1Y"LCW&Y3<#O6[+?D3@BWR@'2]FK9*Y"#7U!P?BW?<>:@=5:UB-'\P6E M;?4X_3J("C)GXIM^B]BV25E-U<-SF.Z"D^*O8"RC:Z&_9,-0M ?L^U03@&7" MED_I4PY7C5%#P@8K*\2%43Z-TW*J^2Q=THTZ2=E*P;>(/#((4YXP4&RYQ90/ M7?LRIL3?D98#8L&0#.G[,C;GJ )F=*9!UE$983";7L>?#$IK51=0RL%2;*5R41R2?-NH+ITS2.RTJUH%1Q= W3E/(J+@?8 ME;T#X,, MX]6FW!3=ON-@D9,WZP_@+Q34:49A5[Q]N_\06'\JM]:U!1!3_Y<"Q<,K@E1TS'_J>-(>W/+/(CKYN^X)SB;4&_BW;%.=W M]''3@ >\VQU-X^_+A/0[@]^#;#H#)NIQ"I^H*JY8T>,VH]I1A5;N?,V>O*W4]K.Z/F$V'Q>O-BZ M/M*4+JDWP&CK<6[2:]OI^9OI^<^FY[>97G7B,EZ>F5Y[,MA,&<:#K.M V:\4<>9+XI2.C:B2S70]Z]3;3FF3-)+-,#UI& MK5J2)EDSR;"!H.?5*FQJDC63#!E4GWFU7DB"MXM+PM/KVGH_O/^-Y/E)(:T7 MLA.[\Q[QMS-.F,H50M"R:]5"A9L,KUM)S/AX8ANU?DF:)WWSQ*[M'IHG/?/$ MJ;?JTSSIFR=NK;QP5SRY^/3YQTG&P6D]H@Y<;!!@^O&:$N=CL&-#PZL=@_E/ M5KBUKEE^ZC'><:%I-ZECS?(!LMS"#O0L+>4C8CGR#8CK_;DURX?+%1B(&1C#7A895\R%K@C42S#$A-H3&[76LJW_?I(YU MR<<3'>N2D"#"'6=:B)U*'CJ/:8G7BZE:_9OA@&6[3,Q"6.LRI8UYZ--5C M7JR@DJ#[7L>]T3QUA3]!W!WMK_9?R'7UBE"5>X!,4]6?U)VMFJJ74]6LA14T M52^G*O^([RO>OK,7RV$*2>OHC@G>Q.=^9U)#FZIA[I=W-56]B:=-!A&&&/>T M"$U5J@&X)\PU;VYB' /*U>'4!_0C+UL5R"TKU^8@71;KXL8JBYEI0,M"T!E( MK8Q.">?X+G3J%[HTX5XDG(<'4P.H4\*YR(6>.8Q$\HX)YT/;%ZKC1!V9%U5- M^0/(W_BZQ)6;E'O+P3YSUD$8O*PN=KLB5H,<_QOLM8O[8T8R M A[97TG*^A;=DRPCX0%W!@B*P\V#]MJY24-GF=ZB1:L[,F^; VZJ07\-GJ8S M,OT3?,W2@DS+#F'TXT,6S%]NX? M36'UXY2^*?@69_CS3\_W[*?KMOM@4?6URQ,69<^"!YGT71&I:[L.A>"8%G,TBSZWV#3[HR] MJNSQ=SL/XAA\8$T:V0W'FW >)1%=9?7H[I"W'VXV@]&E10DE1;B<$A" A#RR MEFV,1!"P/FY%3$?=^>X1FL+52U=SWG2.JQJMLKE2NE2'VKO5+,O^9EFZ?)B5 M8ZPF5K8)=*^"U^57P<,RR(*$'7ZK<5AW.-:@KGHOZQQ6]:UR6R']GC04AWJIQ0%E0]!)_-NB8TS9WPJB9' MBX#M>I0/1=6YKVR MUK[AGZ'&V2NY8&UMV#?RT+P;PH*9A/2+2ZF9%KUT]N. M4?91++L-5MWE[DB MWA9R#>I:9\B\<9&;U0AM#+F=T)21IWQ-V1APU=J1/L:^7+X_E[QKY 'B[O:, M7'=0;6H7N=W,*.4/=+?]Q)HF7M*&<;?9XBC;+#:_I8]&A#WGX]O[TR ;[VUAMJI[6@BPLO9:B8G$'=\K&VHD:HT:R\.#.ZZ=[LR#4H1#-D>1";W2PNG4(QW-7%Z MK&0G0VH>,_N\$<_ZBN:I&Z5E0E1OZ2/3)X/&_JJBT-? MC%.56EC@O3F]<9V39%3E%X%VR4*;0 &5Y=^#;#H#)EI'#1H3AE2CIT;*LY%N MXCA]+*.D3(-/*3BB@BIQEB>@LDYR'>CPO\T[\).(9T+3[>\:G);2QI%^*ZVJ MC$Q)](V%^%5&F04]VX.>H_T$K>FCX<@@HSP"8CGJ-..IE6=#@WR&HDZC7 MOE;682_.^LYTH.\V]3&1/P:B6=Z:Y0XUW VD;DEY;<.><])DGL5X0"8NFM2[ MRFC_83.U^$>_.G&3MT3TB>:!6JS30&\%]%ZHI=Y=QC[2]W]>W4#Z$B4$_)XF MQ2P'G]GUJO(6AE1Y_>NI_C'+"/^Y7JP7OY!B_U(4?['MIF"$94/;'H8?N1." M63[T/>XEHGOT4*VW:?& [M#I8D//YP[J(3NIH%UO@J2$B^J *M9>*JX[A.E# MQ]$^JM$PW/*@A:3NER3564 E!Q7]5?! -OKRFEWD+U-CE._YI[=V8LV^H*&U M9M7E[FBM@'F1T!-7O:9@3)*IQV@!W?G-B M".P:U3%RAWGQB+)(QU/;4$M@-\JQ;S*75SI>74(ZY(.^8J7\%HN8?I/:"J]! M&+&*A&4YO> %(W_OJQ $2;*D@_\O"=O4-=:WCV2P2=)D@PSRG55D53JPYF/H MU6MV:!_;<2V.H6T,Y%+#34A5&#OV,(LD7-^VW"TM.TUSM5W)"%K&,!(BNJ/9 MM;KH/J"AM9N-ZYYA08QK[EAE'"Z:WURV.V7XK8W95KDVBWB9LX+B TF'=!WH MVL.XN-L)P1P,+:^_?G;\@\=YU0LE8NT+DK#<_!^"2/$8L@D-_BTM!QQ!-DWN MD.XM&;)!03^W<4]%O3:!3MQ&3.C4VWPJ8P-IAK??!I&M;HZLMGD;1_I\?Q]- M(Y),GZIN-*H'X&P\L77IOS;D4K3$90VX#0'E57.&]?9?;OO*@]R:8.[V[J!! M;HXBSLSYWBZW^/$!%_21^#&[&)LOYZSS57+H]E,2'K+W]U[8;8=<11F]ZMO* M6L^]6X#JWY_NTO")_C,KYO'[_P-02P,$% @ [X%:4P7^F[/:%P ,%8 M X !F.&M?,3 R-C(Q+FAT;=5<>U/D.)+_*CKV>@\BZ@W] +K9H(&>K9MN M8(&^F;A_-E2VJDJ+;7DDFZ+NTU]F2O*[> W3=S,1TU39_[#UMZ./RPQ&P@]&(XWM_?'][CF"T[Z."^<]QD-!H/?_WV]3I8BICW96(RG@2B>"B2 MR>UF^GBW&#K3D:P-Q2M^DMUABS3<#W-VM"L<^A;.S3S0Z51>Y/Q M^X?XL".*!^XWC1TCSR"A^/7SU==R>-8]OAPZS#1/S%SIF&>P@DCI;7\TZ4_> M58CTC0AJA.#[8*'N'J7SH;\[]G1:BU.7%&_/N"DT'HJ&NOV<< .>F!1TM9AO M)/MN"'?]P-ST%YRGQ> Y-S,:Z&X0U?YH7.$9[F@5"=/Y#-WI>"A0>9+I=3?W M[F9- J.S]@1PL4H;7$CP\.AC)K-(''T!/;,/_9\_#NWWCT-[=Z;"-3/9.A*? MMN8J@863_R,.V'B49D AE'?^9BA-&O'U 4M4(@[AGKP_0!)"VX\R#$5"'V' M>1X++0.6\!@?%?+@+(%YUR<"1.'1- G%_<]BO<4"F%+<9U>X(LCBAY^WCD;@ ML^/1_F1O\G%8(W?$&N2M\7S: H,[F"E0+D_F/$*+*"<^CD42PO_9EX@ONB?\ M@L\TYZ+O%:G +(0&G!(&V$#3.S"$*4")$5 <+,FN%LFJ#Z:\/QJ/QH-[$VZY MN]DZ!8Z,C--(@/:&=1) <]BR6NX8:R_ M4TQ;S#.LJ: @E2?2ZN/[]6FIC%APDVMQY/#P &YZ OY601$IM,E=+SGHOTW1 MB41WGTD2F+ALD@4? V77QI(-\DSI%TO3IH!73T6B8IET4GZR5'4BPX80=?&' M-1NV+N4P8PB/U FYGHADWZFT@.VFV:'S%V8J2Q3,4#2!"[6,:D*6/C$3&F@ M;4E\CGAPR^ 99E0DP^*F)V?OC\O[*QEF2T2^T1N8YJ]_&;\;'3HN[;]IU[1[ M."]=6 FY6&8',$\$U-!"^SR2B^2 !> X0A<"$7OO.B0^/COY?C6]F9Y=L^/S4W;VZ\G?C\]_.F,G%]^^3:^OIQ?G M/X:;=\3-+]PL(2/,5-)CIX.3 9N,WN[MUSGHH+YU],_F?Z_/==?B6:Z_7%Q] M:T:I,A:=JB#'4'0#L: [%%&$;@:BUQ1Y\NHB@]%0LP/(+5W>>8#&>656$B#CV;G<*=;3H"Q;U/V97I^?'XR/?X* M@'8%IGI\0XCV5)&?9 >C#5:P?7;/P=B0>5Q\73#-N&$F%0%F6B&3"9.986"> M8 MZAYC)^"P2GB$7HSY B/(3::M(GF>JN!:)N;^TY>+>IRTHLP,112;E 57: M[GO*P]!]A\FTGPGJ\TP&//+2@GBX&%G88&5W]XU;TJJ>GN;FK<6M6#D6D)@V M9B+5Z@X55S=SN_K3)% :/(^6SL$N^O2[Y MNNR@+?.CQOM%1@+N@0]NK(3ZNZ.]+L_L9O8U%Z/)[ V_G[JB("!]/\3Y_MO^ MWOL/'\:343?K4/P_R]J>L@+@9F0"& N /,U^T^ ?!-*&QG [VKFLM-4XA/G M.%%Q+ TVKQBN'[-J>"FUZ>!J<#U@9U 6JC6P7%#G8K&AH0&1Q__K=]G MEPK<(V+'80@9MF'.\#_5TD?&^OW?@V<6Z#NRQ9=8N^/4_?DJ$S'N-I[==^]& M[!<900*H!?NL\DC<<1WVV"6PN%2Y@7">2UCHX]>&[]>7]@0^7N@;M4JZ9?VJ M##N&9"3"JJLN3&]S(EF;@HS^0E\"3DIJ0';-<]+2U1.I6S/[;YENAM3]T6C< MX>>OOA0NEGJ+!X>^U""Q3,$-SNXAP87;8-C#-D&L;2,EGEBKQ M'ON(:[QJ:;6]4==H'\=:\,W:G8QWF[K=V;QV7Q7 *(GY$#SO?ICT)Y/1#URT M,D_[#P-T(I'24B3$9 \RGR#*,0]A$)HY\%Q=->0:U@L3O!^Y:..4^@N.-2O:< QU05;+V M]^8J@LGQ.4P;)49I<[ QCZ9>SY/D;655?TPR_:;;D)K/QS(,HX[BJ)D_8T]\ MQD$C&:Q+-7O^!4IA6 1,9?+$Y1JF&RK^^I?]]WM[AT_,0/??O^DPL:TC-R', M4)V1I94*_@K"/-N;O'6+VBC:L5;?'K]G)U^NV&1W-("!.R]+)7^TKJ\5( @( MD2R^@8> FT1_I*++V<",[71M+8_W>'\\J2BZUA(IU+PW&MB1?Q)-7VJ!%HW[ M)]1E0Y31D YLBH*OHW&8M1]4IGW4QL=[87^R/=MYFO[MV#_G"DR-R87^?[L. MNZ*_MQT\;1WWB3J"Z&/1[MFU_-."LC?O_3>/;>]L'=W@MK?MO 9+%D 295Y2LC^+LNV>5$GX7GZ^O $MLY=KY+4);Q?@"6MEA*NE.;V5&1ZK@W M>##"UI&"#@"I!EOK$.OQ9$8+#GDJH !P?9VIX+;'_GTT@&*5I5RS.Q[E'5U M.^?SE^!%[+JUMTN/C>HO)_\G'#4!'M>[W7/URO4H21UW,!03\M_83Y&"D !X M$P'BL&]K""@>&W8+-"VHH-LH/*&9XPH3G>&$Y#AS'W+!0S&5B&_LVO1V]9>T-J7(? M:I=MX_[/^T-*[)5]2[!LLC-P+(216$> M>Z(X"MARM37NIDD*_?;\#"J5IHK6./=*PLRH^D2LT*BT@&H9G@-[Y4F 50,/ MZ.09#L:3C2'7H;%5=;@IQ]C=YD6.437$ 2OTGFX\\[&Q^=H9J?:*@QN-LQH5 MZBE?B/Y,"W[;GPD0']:31RN^-D]MS=0((SAA(V.:B=@V6?Q\&\^D6"H?8=E4 MLCC"!]ED,)H,V)4P>911"_,B%=IEJ*!D]J70_XD">\ ;X)R.0EO$CMG2HXN$ M-;=V>^SO/(EEC7RQ$X+X\&$R&1TVQM#5\>$.X!SD\2'CL/S8>-5@?!P,CB<) M6$A ;1T0IC0=[<1#DT-;^"VG#4UF3?-: .90!W9W9+D;L&,PS;3HXM2G093- M,DA#D 5$N*6@ >V2N"_![J"<>6W5OXT-NJNK@8G5A1H71;04 P$P^^Q<&<%*L8)'D,QG9 MV6A^#FYG6>J!--K)):MBR6*7#;X EA6'&C$,(N2XSM[&/H^+A54I>DRU*[0> M@B+ 4N1V Y#V0B2P=E&%"=1>!(_D@ ;(@#O<*1[V(-3L8;8[DL_;Z7\HFX0!G-GSK.)^^<_]_?%@ MF<5;1VC;'X?\\6S4%T"C]+[ 45;[\QB)32Q<-K"!D FLK(EO(9E?$P=9R;VK M6![F83S:>Y&LCTMWHJ!&8I=HE%/,UGE NU>G/.-V7WD;,3)$#\98#8:+YC^E MX_,,S\^ST)WTZ>I)I(6= C*NP$?Z7Y6ZI3*S,-'"*)D]*46868=>3*&X3 C) MB4KDJ)B"2L\5A%P+!X8VW\7T08?X1H3--2HH9/A<0!*CP5X][)7=>@]SEUK> M83)4P8:O\,=M!5QA/(]+M-A_"S$$@*CDRV(:(E92NSIG(&:F-%:G;(ZGIEY9) '!W)WW() M\6N-+!BP(UAI3"DS2"V%(33-(SS7NZ;AF"P*R*_1+($CU :*<2=,1OTU'"/N M4X$A$5E+ 66!2L!3F3E=.$: VT2(T((BO^,RLE$%&*&'Z+JBP .3D49!$G - MF@>579=>X3RAN!.12JW.;""@_2+06Y4%+V#@^:.YR#8,Z#_BM.,F FX<:->- M!04,,E[HL'Z7 _S$*=VD:&9SZ]I^%'"F,-2 ZT+"&H-/@6,!&VN5P\>$N8/V MZP=<#.$-$"*6B8K48FTC&,1&9[0Q7Q?IB+NTDE'4O&:6*H_"YM6@ZZ(5VC0O M6P4V+MK=O-;ETG1;MV8BDK!VK>M@5S+N>@ P"0_QM*^K#'7'2U&5+N7"TB47 MU5NX((E !+FCUA;I$15K*D9!U9BF0%O1.:(+'CU9+-E*,">!38?0X!Y8.TBD M9EB]<:,2I-I# @&FSAF#G 0+.B&\?;O$N0=5)ABW-3'T">LJI8NC-)!?(A,T MBT][OVSF QQ71<#S;:)6UI3SQ'[6TMS"E)#)"XUH7Z265B&(D4H;*RS8&C"/ MU2;A4Y#E9;K_;*Y1-Z'$?0$VURJ&&0!/T>,P!@'DP7!\74;: ._<:8-\ W:S M%/"TY]:%HOJF\(%3$]G$NT,H:.: 1:AXX"1&T3E&KE! P0(87HI3!90"16G_ M.D_I7"]JHP2G0Q=1_3Q4F8.<-EH59NM7'8@(#>&/@->F^WR!83>#NAZU8'.; MSSRY?9@RX/=*5- ;0RYY; [K#/G\6X #JAA0%^DK )<_!0@E+G3!,L+0F#J5K26S50;- M"TP;[!/A0=W$17"EM3UF0#&!W\%' RD-YNM-2M5X5[4E,OG493E(9H$984*+ MX]Z8:9(*1:P6FJ=+;.-:!EM\^Z -,F/@C)2/KZ&@9,!^J=@]E*J8?-HF$#E M^YGF+/,H1]?W*VD7$T^SX[JX, \/!Y2L.M63-WDKK3T BH4U#IN3$"[A V 9 M.=I4* W'/8>VB@MYT$@UPYX/F(J;J_!+(($5J^MB,[,VU,I!F$GF&DAKE$J+ MZG&D8#W#IZ&:O^UTZRX ?H:5S$3P9+"AVRO$SX+R5'I>!",8,7-/$<'H+<$ M;?)C(:+:RBC(@@D-*I0))*2_5 M#=Q&.0PC)U BUA3V::LLZ'S+N6P%JLZ=MVZO2!$-:$I#/9'V+LBC M/"<4>,PGP 8!!FTU0'M-#V%,I=F:T@D.YT4IU84=4$#V$Q?I/::;7,.*FZ*= M _5AC"E58 V\@K85I*$2P="JF@;!DRK6O>"H2/3$N8 MTMJ\>J@EZJM:B:4%/A:X9I;+D7R>476#*G*T97'P"J=10K MV9@M-ZQ;R6IX=NT*?]LG*@LMNN&] 558[V@5>9T\)'2E-5$D/\A!-QIC;U>+ MB.(ZSH/QL(RA/D^U<:(S1ED]82;G-)0M):3P:(-KOY_DU'D'^14X55'-Y!J5 MTF,+@%W[:I1*J)JVR5HTW];$5(NQ6$=![<3B[^ M:WK:'^^#6\ R(45G;;6XJE ;[OI(:J */U3/AECW!K!+U@1H$3/U:WK'TQ MC%( \PGU2>:%?+"RQ*T5D<(1BP7'89".U,"X3.M=;(?"V+C]27IXHTZ]NUA; M"GVJ 1X0N,*J"$_5%,4 S- /(MBZ&;L5*'=EFZ+S]*^K:=T]JV?[\)+?(<[Y MPY&]@A&//?6UKS;3"C#H55MIFXS#-*M-T .EWAB@888BIE()@05@0!ZY]HES M W7=/K!5#A9G8"VV38')XPSW:+&HC-9ND2UG:%A@!64IFRVWC]V>,>I58J1"G *^@"U:#FH7@@ P?8P9F\A<8XU::0"[8.M6%F\\A\TR M)4(SP*R^J%)ZD"WAJY!.AB)[ZE65@D9(J4FOMJJV)T%5MW15GF8%H 49E*D6=)?J. M:\AH:\6 R:-]NZZRW2MWL?&&&F[J)46QB5?V],AEUIE;G<8 M/BXTCTN015I4U='VZH,E%"X5YN!8UM@.M2+_8)>7E[5U;=LTI63UA,"E#;KJ M-[P9(=!>D[J>[8M U''WQ1G:&G7Y(.,'2:-6P4B5@:\':FCCP9(OP$'7%5\U MV."2+L[@+Y-$E'93B6?3H+;9 \Q6]F&L@6F\VFCLU"I+%N;";Z*K/*-3*+U& M((+$L)'%N5ITFA-8K"Y5D*CS-VU8L.(;9$\3Q(Y(MXU,)W?,]UT^&% M\J7:6GU(F^SC8^^ QTF"_6;W6PKX BXFU^,1OE[D^OOX@PCNG,FI"-PQDS%M M_HYZ1.0?A1=?.48KA/YAP]B)Z^ T1^#Y'W*KE; I$\I(9SSX/,-,M1V3ZCWR M[I8W1-)_T7&N ?M%V&(APXHU4=77GQ 9TY#Z972$87.O7]P'(J7?%M#8Y=2V M=(WX:E"D),69@NKIAP=_D^?/<#[K6BYL-?">H'_>OK3^?'-]ZN'?HEG MU/HQ$HMVI/EBJ_ )YS1[70?]PCQR6RZA/>IDWS?UF M"=F1&X FFB=H?$B.YV!W&K@/!P^_&_?JOQ[QQ.,176N!.2,>'_ZT-7GD)SU^ MQYLR>_MO-I[A\.<\'AW1)O)4;AITGWR8Y'5^5,'^6LU!Z]#,X_-_7A]TLTI^ M!CF5:ZL=N&URK&[:KU0>#'-DM59=;YLP%'W>I/T'BWJ%*,REF7A2$'J(BD2D3^O"_ M/5S?WGKHZO++YU@GS[0@"!A"S[QG8\HIQLOE,EB>!U+E^"P,(_S[Q_S!X;P: M.%UQ)O[VP:/)9(+=; O=0ZX6BK?2Y]A.+XBF:V6890-X)K0A(MG"IV9-Z(*_ MXGIR"\IZH1,D6#1!: CR9A% *:WN<+%G1;.9!W[PVT_T!SH+P"8M MPBH/;#>W\+N+T>1M)8A*]E3VC@,0D255AH%C.WN^KIP92__528-L'NTA_ X= M<[(XM6.@4/Z!K)S:BH*W/G!J%K1 6 M4O@"+B3%DN,,TF7>U43KD(EU2'3QQF+&%3*ZBBWC);(21KV>XM4NI7T9Y]G= MGZWC_-&R:F_8_Z\W^+3_]VUL(8==&N-:$X;_ 5!+ P04 " #O@5I3AQT0 MI5<( "Q9 % &=N=RTR,#$Y,#$P,5]D968N>&ULU5U=<^(X%GV?JOT/ M%/-,#,GTS"35F2F:3K:H_@@;,CN[^Y(2MC"J"(F2Y #_?B5_$!OKVF8F4>P\ M)&".I'//D65=6R(??]^M:>\9"TDXN^Z/SH;]'F8^#P@+K_M_S ?C^60Z[?>D M0BQ E#-\W6>\__MO__CA(R7LZ[H>)J]VDESW5TIMKCQON]V>;2_. MN B]\^%PY/WGV]>YO\)K-"#,U.?C?E;*U&(K-[J\O/3B3S-H";E;")JU<>%E M= XUZT\#=2B0!W_PD@_S4%)1=8ZT)%!\(T"D MF> FQ ]QXRM=A?"C!1X$9(V9Z8/]7MI0/KY#+80I3T.]%.-9*WA[WH?&!@%? M(W(BZ7)I!XSCE@9KO%X8NT^B6RSZ]EP1I:-38HH4V*8_(QZ@]YG[D>: MD-(O$V3*)6-#N5^@0,U S$59.YD%O41R$4<>R4&(T$:K>#[R,%4R.S(P1P;# M43KT_I@>?IPKI+ AHP/'4_U29LU0M, T;OPQ!=NP7ANX/Z#%2]>JX)WBCCF_ MN#\6&?NTZS0\/Y/^>N5SIG1_N:%Q:[K/X]"\R)@M!5_7"IJ*QRLCR"NLB?1[ M7 18Z"G.\(4+Y1('UWTE(DO([V+3A"(I[Y9SQ?VG\8XTZ6GE(J]JGO426V=6 MT0/ *"A6BV?OZTZ>Z.?TD@W98L.^JA_EV4.=&:#.O)8Y9,CYL,N./(XL]%_+ ME.SJ^7?'N[_L6AP=9-S%>QO'UVO.8M+C;^F,$C2NA'T#XXJ36\"4BE.#-Z$, MCFOO/+#-=&58"!PT,\0*?[2-!6WR!&8-CFZO8HO$_EG(G[T D\01_2(V(IFN M8_*837(?=(T6U34DCWC\Z7V$KI^!V8A"VK[*^%,O[5B3"0RA6XI"N[8%2*O% M+3-]TXG2">I^QM(79*-RDT) Y!RR&UH?$P8'"[=CQ3T.B50BONMX"*AZ\+ 6 M:;4)]XPT7-2;DD9W0OD08DOPGMY+_*T)"84'W350_ G=" M>!MG2/L/CBS41!A];OUOF")J?TLH_AX!]\DT[!C5:KVM9$&='66Z":DL]6/J.UH#?=R&[(#>%L*@ MYH[RV8381-,7B$Y9@'=?\+Y*]"-H!U2W,09E=Y33)LQF@JR1V,^)7S^P'&,[ M(+R5,JB\HXPVH?: =M- !T&6)%G'5V\ 4*0#/E0Q!^UPE.$F#*?,YT+G>R_W M^R8\TF?M?L*#RDM 9<$.6%//'S3(4?:;\!P'@5]Y"/4:W6V$H6 MU-E5NFIV)$EP>#A\W&IEBRQ!21VEGW\*HC0?L\(Y8ND=)-OV%(VU0ELM-K7T 9=<)1F'M&;2AEA<:H7I5)=!S#=PS/?K!:?P%@8+L-5J0WQ!P1UE ME 56=JD+D%:+7&8*RNLHH\Q.LIN=OT(LQ/"*#ANRU6*#A$'-'66:+P-;V&BL M#KLT5H<-QFI'F69&*EFHK,^[NP4E(8)W1%44Z(3Z$&_0"$?Y:;)?9XD.>%%!'/3"Z<+C^$2=Z'A"7KUVH #L@/)EOJ#@3M<;S]>(TD^1 MU '(RO&G .R X&6^H.!.5Q3?K+$(]3#X3\&W:I5N9*P2WEJ@ P; O$$CG*X< MOMF];*Q.MM95NE!"=\$".VE0?\<[9<>^;Y::)',"%B !. #C6^U!#6W0!4=I M\IU:89&?E<743#!5"T'J2K7:D4;D(5\^.$V3\]O<*R_+.5RKM0?H@FH[S8)G MT8(2_Y9R5#GOS\$ZH/4Q6U!JIYGO)\2>1+11_GXFN(^Q>3 D#^=D@^2K404= ML*=Y'*!Q;K?BQE\D&7^YX7R%!)9WD8K_!X-F6WGCHJ)5B?G,S0EF.:8Q31LG%B++1CS_\^4]? MTH2^G,L?*YP1).JAV?D^2RY&SWF^/9],WM[>3MY.3QA?3V:?/T\G__SY=A$] MDPT>)U36%Y&1BI*UV.*F9V=GDZ)420WE?L53M8_3B;)3URQ*DPY]PTF6G&>% MO5L6X;PX'+V[0:!"_C96LK'<-)[.QJ?3DWT6C\310^)?>00Y2\DC>4)%,\_S MPU8 .VZZQ55Q4T<6WV@?"$Q5?T8Z[U:$_V%SGF^?_0@&:\\R8L68[3#YEO M1CJW?4<^=L2/<>Z/M!AXR<>.="/R_V([-RV_^_#:CVLJ-]Z*3RV+9)\3&I-8 MF915=(S Q1Z*B:&JNZZ=1:UZ4SF:,VZV/1/U%G5F)#I9L]=)3!)1]VPJ/XSE MAZ+9XI<_YDS,D)>K+.H_7R;'6AQT]#<6[3:$YDM1HZ4%[6)7W6PSI7JY619$ M)UL,Z7VL)$AJ''?PI=AQ+'=^G>*UQ;Y6[JJ+K;94'[<*@^ADFR.]EVL-DB)? MW?R-9!%/MG(YW]6.ELQYIUM,&GW?T(2%@&D,)J&A]32P/Y)U(J<6:4&LL7,B M-W8,8X#>]=#?:5N?"ZSB(* 9XA"<+9I!J([RQ-$EI3NR S102J0L+!YNI5KL[%,FE@8QMZG_ 8MKOXJ<7!(J0[ M'$A1$89DG">2&KA@RE*[I :SJW&BRH(BQ>P-9*>6HT/N'Y(K&@Q"I=7X MT6S:\:A$ <+1=M:'AE#[!.,ZR2*)U'N!9+[CO.4:GG%@J;.; MLCUFZ_NS@"X(4'K,&7=M2WD+%$\ST!7-D_QPG:3D;K=9$6YIG"EQQ09D3C&A MEP?! F!*9Z"4(:E#I=!+SZN[!#2_PQO;"&&7N27 ;K)-05L3$ E68P -1RV2 M8B]$S,7(Q'%Z0V.R_XDO(<2 M4.\6EA[;;68 <4#H=#L$"!)!J!WE$Z0;&C&^98W''>9L)P; PYS%\ JE)\HM M5(.:T$:K,R0@P(;X!#!KA7XJGTE!C*.J B1K\$+<91R+ Y55_]TFE$S!]ENU M;NGJL-MFRB(,B"38'PCT"S? M6"#0G+ZCJ:?^H3D="LUIT-"QYJY^'C/E^S-]G VJ/2"C&G5"LQ1 M%AXNAK<^6&2 7,_($)^8% NK>_[ V6M"(WC)#,F] .8ME*C:<-#QVZPCY]Z M0:SBO(XUY:*\]X]$R?R,,FV3]B&FU(0'2=M8[^!2JGTB\<"R'*?_3K:=)^)V ML1<\K(:MD+24X:%BL]<'3!F#1)"/$^L*5WE#P_HJF5;N[A5@BZWC*\"-PB @ ML#DR7P$NKYZ4(M?=+!GE! ,C0KO862=;3-5]W"@+HXM-0T8/%W_70N/C#UEF M=TD?GAF%'Q P):YZ&C*G>ELO#Z+' 5-ZKQ>Y&+/<[;9[&AUE\?VW""@<]7+G395CUM%0?1^ MES.=A$J+VF+'6"Q8FD1)GM#US^+DDR?8UBJ;R!40L$%%@ZD( @70EL[!48B4 MTC$$#YQ("(GHB.(E0)E8B-\_/5EG^RZQ*RCZ#2LX8&40D/3:TV$1 >.H$8'* M$%3$^,7F)LMVA+\+'DN()X1 \P!(ACY$G""3O5"5@3[96I!H)^;'PW2V6B9Y M:CNY-"7.YB3 7#TC:>5!L &8TEDHRA![0M/97U=_0RK*$X9:W[%P%K;XN =<\B8!WB(F ]=!&P]K8(4+LM4X2(<>E^E29K#"0G[%2[ MAJ+#LLZ'11H4*K _<,RH0] QQG5&RR+%V0U]8GQ3[/]:?+"T$M YRVG99;-. M:FD3!<%(ES,CK669=*XA1E+MFHM=G.0D+LU<)Q33*,%IG1[1=D6\/\09+0/- MU^#TZ,-@:)A) ZO=/C'38[O]T P@#@*G(0Z!1V=DT/A%1B$55ET)\T+2KRS=T1SSXEUR;AN9 M )U;<@";;6(T44"DV)T!A-1B5*K]O*!=9H^H%UERP+.F@.F6.WY=N].T]M:V M51L0,YT&H7>XJYP?Q[5Q&>7I%8+8*&0(J7UPL+5AO"U MF-[^P=E;_ESE9P7;!JC=LM%IN5QAXB8G&_!MA_X05P0--:\XZM,'0=- DSI315C[Y+H(1#+29S:C9G)[>(G7 M$CE>&5L,:@OCAB((1D!;T+*X^5T!?G+G[59I$EVG#,-765H:QQGS3'M:LKRC M(" "3%=0BKQ"B JEE_[_BND+WVWSZ/# 642(?,HJJT>KONMO Z/=,O.N)K5I M&A0:$&?O\0L0>*P"->KXU)BQ?%[,DP^-RVQN+'I9/&-Q .]W>29G4&$,O@K> M&>3X]L* !F@W&3HB D)O@$WHAD,1B8K03Z@,1HUH3^=GV3$+((F_'A[)$^'R MO8,EV>=?Q8Y>.LXP!L2Z/GL;W!S]9*XW, @(W^L6.M7+4+,"M)+/B%55H-]E M):BHQ?;]Y6?/UAE?+6&U6:27'3[IV=MUM41#)F(KEI?QEW;L>#T:C=TAD1,>%2T)NV MD.T/?_SXPS5GXO7*_IH235MF/4)?K32[:<^S;''5[2Z7R[/EQ9E42;=_?M[K M_O/I<1S-:4HZ3-CU1;2];677XFK7N[R\[!;?;J5'RM54\>TV+KK;<'9K-M^R M@'XO$LVN=!'>HXQ(5N"HW4S+J[#_=;:RCEW4Z?4[%[VSE8[;AE[+_)0$E>3T MA13+M6T1U(DRT3;M%VKNCLIIV(I=E"[_*\ M=UZL_Z>*)ELO3-(T2Q?J].ZEU&>F@V:CZ5R$\TV'BZC2@CV+41:!-" 5S3Z"R1;]V8 M,@.^W[,?.O9# <+\\ZW8T.U49XI$V79-G$PI+];_S6@.)-T&HMJ2F)@UNH.J M*@YCVL_D) M=!^4V40S-&_-]F,;PY"3Q(WS0 +DV<, ZG2#1?2>ZDBQA>52 [:B!/+MH_)U M>&L8\_;8>:$)L_':4,:&$K4+P_V"IPD0_ 5F3Q%TBY2!6R%RPE_H0JH:\%4E MD/?/F+Q=WI P_Y43E5'%UQ#21V(@[%\P87L<(O&>*"(TLWP@P(_50.*_HEYX M>#PB(1_/*><#F2Z( .WE+CT0^V^8V/T^WP'XAS=[?C>G%CC[O29 _+^_%_Q' M;I$R\$P5D[$YI2L ^R,QD/HE)G6/0U3>#R*&TMY)P?4//NP#>TBHATQ'A)<1 M#LK=OE5#>B.6JVQPFYV>I,\+_ M8XNZ*TFW'LH4Z$ "Y8M2JSKM-(W49EA1XM]]JPHH M4)0"U&6F89Z/TC[[F$L1O!][K()R1:DD?:::[GCM:&+M/?3WO@:/8$/I5@]M M-(SQJV*9B6 @TS07FWLTGJ=B'BD4+TKY%[37,.JQY"QB&1/))W.%J!CA;LXN M'10R2K'G-]8PX6=%;::IN>PNQG'9Z0;J:3;S];PA/90X2JU7;Q27_$CKG*I3 M^3M:0;. 4O9!33?=S] H-]W>NM>?3NR,&4\OHA3""6,4N %K#4,N1*'&^^!! H6I;)SVD'J$QY6T9R(A/I'+[B5 M4, HE5[('%K?FX#ZWN3$OA>EXO.90F);C@TW1]33E+.$^&>2!1N Y]E@$@]8 M;7K^7C'E9R1F4J5%'$/SP8W=(X4"QYDB&;+7-.H\9AF-RY"&3! 1F9)J-Z_- M4YW7MX(F &<.)= TRNW]KY3SCT(NQ9@2+06-RTO]T!U^;Q-H%A"?(=;814G! MWY+GAI(J!H(JSS'@D4*1(SX[]-C#&7M9#FK>G7OL0>@;*1]N 06/^! Q;!9I M?%I&;#Q;#H10R(AC7IW64" _I%0EIE/[4\EE-M_,[0S!]C2 0D<< MV1JTB@-_]7T>>3G_+4C>H0:_G0 1N]6++%H_*QE1:A^?Z-W1!BB( M@"N I@2Q/CT)!<[M IFF=C*1C%['-+Y;O] 957:8PH2NLCNSH=?P11&@.30_J&\4 F-PI.FZ>^3KT2RP M+ZHMO[&_[,M8S9+_ 5!+ 0(4 Q0 ( .^!6E,#DH)A&I0 -?W"@ + M " 0 !E>&A?.3DQ+FAT;5!+ 0(4 Q0 ( .^!6E,%_INS MVA< #!6 . " 4.4 !F.&M?,3 R-C(Q+FAT;5!+ 0(4 M Q0 ( .^!6E//CF:XN0( !<, 0 " 4FL !G;G'-D4$L! A0#% @ [X%:4X<=$*57" L60 !0 M ( !,*\ &=N=RTR,#$Y,#$P,5]D968N>&UL4$L! A0#% @ M[X%:4WR0K4F6"@ F(4 !0 ( !N;< &=N=RTR,#$Y,#$P M,5]L86(N>&UL4$L! A0#% @ [X%:4WND8FWY!@ ]E8 !0 M ( !@<( &=N=RTR,#$Y,#$P,5]P&UL4$L%!@ & 8 >0$ ' *S) $! end