10-Q

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Quarterly Period Ended June 30, 2015

or

¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Transition Period From To

Commission File Number: 000-30421

HANMI FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Delaware	95-4788120
(State or Other Jurisdiction of Incorporation or Organization)	(I.R.S. Employer Identification No.)
3660 Wilshire Boulevard, Penthouse Suite A Los Angeles, California	90010
(Address of Principal Executive Offices)	(Zip Code)

(213) 382-2200

(Registrant’s Telephone Number, Including Area Code)

Not Applicable

(Former Name, Former Address and Former Fiscal Year, If Changed Since Last Report)

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  x    No  ¨

Indicate by check mark whether the Registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the Registrant was required to submit and post such files).    Yes  x    No  ¨

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large Accelerated Filer	¨	Accelerated Filer	x
Non-Accelerated Filer	¨  (Do Not Check if a Smaller Reporting Company)	Smaller Reporting Company	¨

Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Act).    Yes  ¨    No  x

As of July 31, 2015, there were 31,977,091 outstanding shares of the Registrant’s Common Stock.

Hanmi Financial Corporation and Subsidiaries

Quarterly Report on Form 10-Q

Three and Six Months Ended June 30, 2015

Table of Contents

Part I – Financial Information
Item 1.	Financial Statements	3
	Consolidated Balance Sheets (Unaudited)	3
	Consolidated Statements of Income (Unaudited)	4
	Consolidated Statements of Comprehensive Income (Unaudited)	5
	Consolidated Statements of Changes in Stockholders’ Equity (Unaudited)	6
	Consolidated Statements of Cash Flows (Unaudited)	7
	Notes to Consolidated Financial Statements (Unaudited)	8
Item 2.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	47
Item 3.	Quantitative and Qualitative Disclosures About Market Risk	74
Item 4.	Controls and Procedures	74
Part II – Other Information
Item 1.	Legal Proceedings	75
Item 1A.	Risk Factors	75
Item 2.	Unregistered Sales of Equity Securities and Use of Proceeds	75
Item 3.	Defaults Upon Senior Securities	75
Item 4.	Mine Safety Disclosures	75
Item 5.	Other Information	75
Item 6.	Exhibits	76
Signatures		77

2

Part I — Financial Information

Item 1. Financial Statements

Hanmi Financial Corporation and Subsidiaries

Consolidated Balance Sheets

(in thousands, except share data)

	(Unaudited) June 30, 2015			December 31, 2014
Assets
Cash and cash equivalents	$	153,231		$	158,320
Securities available for sale, at fair value (amortized cost of $729,763 as of June 30, 2015 and $1,061,703 as of December 31, 2014)	728,683			1,060,717
Loans held for sale, at the lower of cost or fair value	4,158			5,451
Loans receivable, net of allowance for loan losses of $50,820 as of June 30, 2015 and $52,666 as of December 31, 2014	2,826,086			2,735,832
Accrued interest receivable	8,133			9,749
Premises and equipment, net	30,656			30,912
Other real estate owned ("OREO"), net	11,857			15,790
Customers’ liability on acceptances	1,638			1,847
Servicing assets	13,125			13,773
Other intangible assets, net	1,890			2,080
Investment in Federal Home Loan Bank ("FHLB") stock, at cost	16,385			17,580
Investment in Federal Reserve Bank ("FRB") stock, at cost	13,517			12,273
Income tax assets	82,819			84,371
Bank-owned life insurance	48,041			48,866
Prepaid expenses and other assets	30,551			34,882
Total assets	$	3,970,770		$	4,232,443
Liabilities and stockholders’ equity
Liabilities:
Deposits:
Noninterest-bearing	$	1,061,823		$	1,022,972
Interest-bearing	2,377,958			2,533,774
Total deposits	3,439,781			3,556,746
Accrued interest payable	3,443			3,450
Bank’s liability on acceptances	1,638			1,847
FHLB advances	—			150,000
Servicing liabilities	5,368			5,971
Federal Deposit Insurance Corporation ("FDIC") loss sharing liability	116			2,074
Rescinded stock obligation	150			933
Subordinated debentures	18,623			18,544
Accrued expenses and other liabilities	28,911			39,491
Total liabilities	3,498,030			3,779,056
Stockholders’ equity:
Common stock, $0.001 par value; authorized 62,500,000 shares; issued 32,552,736 shares (31,974,842 shares outstanding) as of June 30, 2015 and 32,488,097 shares (31,910,203 shares outstanding) as of December 31, 2014	257			257
Additional paid-in capital	556,289			554,904
Accumulated other comprehensive income, net of tax benefit of $1,486 as of June 30, 2015 and $1,432 as of December 31, 2014	423			463
Accumulated deficit	(14,371		)	(32,379		)
Less: treasury stock, at cost; 577,894 shares as of June 30, 2015 and December 31, 2014	(69,858		)	(69,858		)
Total stockholders’ equity	472,740			453,387
Total liabilities and stockholders’ equity	$	3,970,770		$	4,232,443

See Accompanying Notes to Consolidated Financial Statements (Unaudited)

3

Hanmi Financial Corporation and Subsidiaries

Consolidated Statements of Income (Unaudited)

(in thousands, except share and per share data)

	Three Months Ended June 30,						Six Months Ended June 30,
	2015			2014			2015			2014
Interest and dividend income:
Interest and fees on loans	$	36,915		$	27,522		$	73,949		$	54,851
Taxable interest on securities	2,959			2,375			6,813			4,912
Tax-exempt interest on securities	20			20			40			96
Interest on interest-bearing deposits in other banks	40			18			88			38
Dividends on FRB stock	201			172			385			340
Dividends on FHLB stock	915			236			1,213			472
Total interest and dividend income	41,050			30,343			82,488			60,709
Interest expense:
Interest on deposits	3,802			3,153			7,582			6,375
Interest on FHLB advances	4			30			60			78
Interest on subordinated debentures	151			—			296			—
Total interest expense	3,957			3,183			7,938			6,453
Net interest income before provision for loan losses	37,093			27,160			74,550			54,256
Negative provision for loan losses	(2,495		)	(3,866		)	(4,480		)	(7,166		)
Net interest income after provision for loan losses	39,588			31,026			79,030			61,422
Noninterest income:
Service charges on deposit accounts	3,169			2,568			6,380			5,041
Trade finance and other service charges and fees	1,109			1,166			2,376			2,188
Gain on sales of Small Business Administration ("SBA") loans	1,573			498			3,257			1,045
Net gain on sales of securities	1,912			364			4,096			1,785
Disposition gains on Purchased Credit Impaired ("PCI") loans	2,470			—			3,693			—
Other operating income	900			892			2,181			1,643
Total noninterest income	11,133			5,488			21,983			11,702
Noninterest expense:
Salaries and employee benefits	15,542			10,280			31,926			20,539
Occupancy and equipment	4,224			2,469			8,527			4,866
Merger and integration costs	136			72			1,747			157
Data processing	1,335			1,112			3,467			2,270
OREO expense	(13		)	—			404			5
Professional fees	1,701			652			4,042			1,400
Supplies and communications	928			595			1,758			1,097
Advertising and promotion	1,046			753			1,569			1,333
Other operating expenses	2,219			2,206			5,382			4,270
Total noninterest expense	27,118			18,139			58,822			35,937
Income from continuing operations before provision for income taxes	23,603			18,375			42,191			37,187
Provision for income taxes	9,619			6,866			17,153			14,710
Income from continuing operations, net of taxes	13,984			11,509			25,038			22,477
Discontinued operations:
(Loss) income from operations of discontinued subsidiaries	—			(1		)	—			37
Income tax expense	—			466			—			481
Loss from discontinued operations, net of taxes	—			(467		)	—			(444		)
Net income	$	13,984		$	11,042		$	25,038		$	22,033
Basic earnings per share:
Income from continuing operations, net of taxes	$	0.44		$	0.36		$	0.79		$	0.71
Loss from discontinued operations, net of taxes	—			(0.01		)	—			(0.01		)
Basic earnings per share	$	0.44		$	0.35		$	0.79		$	0.70
Diluted earnings per share:
Income from continuing operations, net of taxes	$	0.44		$	0.36		$	0.79		$	0.70
Loss from discontinued operations, net of taxes	—			(0.01		)	—			(0.01		)
Diluted earnings per share	$	0.44		$	0.35		$	0.79		$	0.69
Weighted-average shares outstanding:
Basic	31,774,692			31,681,033			31,761,067			31,670,436
Diluted	31,908,719			31,974,253			31,874,484			31,950,313

See Accompanying Notes to Consolidated Financial Statements (Unaudited)

4

Hanmi Financial Corporation and Subsidiaries

Consolidated Statements of Comprehensive Income (Unaudited)

(in thousands)

	Three Months Ended June 30,						Six Months Ended   June 30,
	2015			2014			2015			2014
Net income	$	13,984		$	11,042		$	25,038		$	22,033
Other comprehensive income, net of tax
Unrealized gain on securities
Unrealized holding (loss) gain arising during period	(8,041		)	6,340			4,002			14,438
Less: reclassification adjustment for net gain included in net income	(1,912		)	(364		)	(4,096		)	(1,785		)
Unrealized gain on interest-only strip of servicing assets	—			—			—			1
Income tax benefit (expense) related to items of other comprehensive income	4,177			(2,617		)	54			(5,424		)
Other comprehensive (loss) income	(5,776		)	3,359			(40		)	7,230
Comprehensive income	$	8,208		$	14,401		$	24,998		$	29,263

See Accompanying Notes to Consolidated Financial Statements (Unaudited)

5

Hanmi Financial Corporation and Subsidiaries

Consolidated Statements of Changes in Stockholders’ Equity (Unaudited)

(in thousands, except share data)

	Common Stock - Number of Shares				Stockholders’ Equity
	Shares Issued	Treasury Shares		Shares Outstanding	Common Stock		Additional Paid-in Capital		Accumulated Other Comprehensive (Loss) Income			Accumulated Deficit			Treasury Stock, at Cost			Total Stockholders’ Equity
Balance at January 1, 2014	32,339,444	(577,894	)	31,761,550	$	257	$	552,270	$	(9,380	)	$	(73,212	)	$	(69,858	)	$	400,077
Exercises of stock options	33,695	—		33,695	—		418		—			—			—			418
Exercises of stock warrants	363	—		363	—		2		—			—			—			2
Restricted stock awards, net of shares forfeited	65,348	—		65,348	—		—		—			—			—			—
Share-based compensation expense	—	—		—	—		1,051		—			—			—			1,051
Cash dividends declared	—	—		—	—		—		—			(4,463		)	—			(4,463		)
Comprehensive income:
Net income	—	—		—	—		—		—			22,033			—			22,033
Change in unrealized gain on securities available for sale and interest-only strips, net of income taxes	—	—		—	—		—		7,230			—			—			7,230
Balance at June 30, 2014	32,438,850	(577,894	)	31,860,956	$	257	$	553,741	$	(2,150	)	$	(55,642	)	$	(69,858	)	$	426,348
Balance at January 1, 2015	32,488,097	(577,894	)	31,910,203	$	257	$	554,904	$	463		$	(32,379	)	$	(69,858	)	$	453,387
Exercises of stock options	26,455	—		26,455	—		363		—			—			—			363
Restricted stock awards, net of shares forfeited	38,184	—		38,184	—		—		—			—			—			—
Share-based compensation expense	—	—		—	—		1,022		—			—			—			1,022
Cash dividends declared	—	—		—	—		—		—			(7,030		)	—			(7,030		)
Comprehensive income:
Net income	—	—		—	—		—		—			25,038			—			25,038
Change in unrealized loss on securities available for sale and interest-only strips, net of income taxes	—	—		—	—		—		(40		)	—			—			(40		)
Balance at June 30, 2015	32,552,736	(577,894	)	31,974,842	$	257	$	556,289	$	423		$	(14,371	)	$	(69,858	)	$	472,740

See Accompanying Notes to Consolidated Financial Statements (Unaudited)

6

Hanmi Financial Corporation and Subsidiaries

Consolidated Statements of Cash Flows (Unaudited)

(in thousands)

	Six Months Ended June 30,
	2015			2014
Cash flows from operating activities:
Net income	$	25,038		$	22,033
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	9,573			3,283
Share-based compensation expense	1,022			1,051
Negative provision for loan losses	(4,480		)	(7,166		)
Gain on sales of securities	(4,096		)	(1,785		)
Gain on sales of loans	(3,257		)	(1,045		)
Disposition gains on PCI loans	(3,693		)	—
Loss on sale of OREO	—			2
Loss on sales of subsidiaries	—			419
Valuation adjustment on OREO	(228		)	—
Origination of loans held for sale	(37,942		)	(16,569		)
Proceeds from sales of SBA loans	43,443			14,009
Change in accrued interest receivable	1,616			700
Change in FDIC loss sharing liability	(1,958		)	—
Change in bank-owned life insurance	(498		)	(447		)
Change in prepaid expenses and other assets	4,225			(4,777		)
Change in income tax assets	1,606			5,202
Change in accrued interest payable	(7		)	57
Change in accrued expenses and other liabilities	(14,405		)	11,416
Net cash provided by operating activities	15,959			26,383
Cash flows from investing activities:
Proceeds from redemption of FHLB stock	1,195			—
Proceeds from matured or called securities	62,863			36,553
Proceeds from sales of securities	307,442			126,056
Proceeds from sales of OREO	6,096			734
Proceeds from sales of loans held for sale	360			—
Proceeds from bank-owned life insurance	1,323			—
Net proceeds from sales of subsidiaries	—			398
Change in loans receivable, net of purchases	(23,135		)	(118,166		)
Purchases of securities	(40,484		)	(124,442		)
Purchases of premises and equipment	(1,292		)	(611		)
Purchases of loans receivable	(64,553		)	—
Purchases of FRB stock	(1,244		)	(2,643		)
Net cash provided by (used in) investing activities	248,571			(82,121		)
Cash flows from financing activities:
Change in deposits	(116,965		)	32,524
Change in FHLB advances	(150,000		)	(30,546		)
Redemption of rescinded stock obligation	(783		)	—
Proceeds from exercise of stock options	363			418
Cash dividends paid	(2,234		)	(2,233		)
Net cash (used in) provided by financing activities	(269,619		)	163
Net decrease in cash and cash equivalents	(5,089		)	(55,575		)
Cash and cash equivalents at beginning of year	158,320			179,357
Cash and cash equivalents at end of period	$	153,231		$	123,782
Supplemental disclosures of cash flow information:
Cash paid during the period for:
Interest	$	7,945		$	6,396
Income taxes	$	14,338		$	8,916
Non-cash activities:
Transfer of loans receivable to OREO	$	2,711		$	1,714
Transfer of loans receivable to loans held for sale	$	360		$	—
Note receivable from sale of insurance subsidiaries	$	—		$	1,394
Conversion of stock warrants into common stock	$	—		$	2
Income tax benefit (expense) related to items of other comprehensive income	$	54		$	(5,424	)
Change in unrealized gain in accumulated other comprehensive income	$	(4,002	)	$	(14,438	)
Cash dividends declared	$	(7,030	)	$	(2,230	)

See Accompanying Notes to Consolidated Financial Statements (Unaudited)

7

Hanmi Financial Corporation and Subsidiaries

Notes to Consolidated Financial Statements (Unaudited)

Three and Six months ended June 30, 2015 and 2014

Note 1 — Basis of Presentation

Hanmi Financial Corporation (“Hanmi Financial,” the “Company,” “we,” “us” or “our”) was formed as a holding company of Hanmi Bank (the “Bank”) and registered with the Securities and Exchange Commission under the Securities Exchange Act of 1934 in 2000. Our primary operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money through operation of the Bank.

On August 31, 2014, Hanmi Financial completed its acquisition of Central Bancorp, Inc., a Texas corporation (“CBI”). See Note 2 - Acquisition and Note 6 - Loans for accounting policies regarding purchased loans. During the second quarter of 2014, we sold two subsidiaries, Chun-Ha Insurance Services, Inc., a California corporation (“Chun-Ha”), and All World Insurance Services, Inc., a California corporation (“All World”). See Note 4 - Sale of Insurance Subsidiaries and Discontinued Operations.

In management’s opinion, the accompanying unaudited consolidated financial statements of Hanmi Financial and its subsidiaries reflect all adjustments of a normal and recurring nature that are necessary for a fair presentation of the results for the interim period ended June 30, 2015, but are not necessarily indicative of the results that will be reported for the entire year or any other interim period. Certain information and footnote disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted. The aforementioned unaudited consolidated financial statements are in conformity with GAAP. Such interim consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q pursuant to the rules and regulations of the Securities and Exchange Commission. The interim information should be read in conjunction with our Annual Report on Form 10-K for the fiscal year ended December 31, 2014 (the “2014 Annual Report on Form 10-K”).

The preparation of interim consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates subject to change include, among other items, the fair value estimates of assets acquired and liabilities assumed in the CBI acquisition as discussed in Note 2 - Acquisition. The acquired assets and assumed liabilities of CBI were measured at their estimated fair values. The Company made significant estimates and exercised significant judgment in estimating fair values and accounting for such acquired assets and assumed liabilities. Certain prior period amounts have been reclassified to conform to current period presentation.

Descriptions of our significant accounting policies are included in Note 1 - Summary of Significant Accounting Policies in our 2014 Annual Report on Form 10-K. During the second quarter of 2014, we adopted an accounting policy related to accounting for investments in low-income housing tax credit according toFinancial Accounting Standards Board (“FASB”) ASU2014-01, Accounting for Investments in Qualified Affordable Housing Projects. See Note 3 - Accounting for Investments in Qualified Affordable Housing Projects.

Note 2 — Acquisition

Acquisition of Central Bancorp, Inc.

On August 31, 2014, Hanmi Financial completed its acquisition of CBI, the parent company of United Central Bank (“UCB”). In the merger with CBI, each share of CBI common stock was exchanged for $17.64 per share or $50.0 million in the aggregate. In addition, Hanmi Financial paid $28.7 million to redeem CBI preferred stock immediately prior to the consummation of the merger. The merger consideration was funded from consolidated cash of Hanmi Financial. At August 31, 2014, CBI had total assets, liabilities and net assets of $1.27 billion, $1.17 billion and $93.3 million respectively. Total loans and deposits were $297.3 million and $1.10 billion, respectively, at August 31, 2014.

CBI was headquartered in Garland, Texas and through UCB, operated 23 branch locations within Texas, Illinois, Virginia, New York, New Jersey and California. The combined companies operate as Hanmi Financial Corporation and Hanmi Bank, respectively, with banking operations under the Hanmi Bank brand. The acquisition was accounted for under the acquisition method of accounting pursuant to ASC 805, Business Combinations. The assets and liabilities, both tangible and intangible, were recorded at their estimated fair values as of the acquisition date. The Company made significant estimates and exercised significant judgment in estimating the fair values and accounting for such acquired assets and assumed liabilities.

8

Such fair values are preliminary estimates and are subject to adjustment for up to one year after the acquisition date or when additional information relative to the closing date fair values becomes available and such information is considered final, whichever is earlier. The fair values are based on provisional valuation estimates of the fair values of the acquired assets and assumed liabilities. The valuation of acquired income tax assets and liabilities were based on a preliminary estimates and are subject to change as the provisional amounts are finalized. Such changes to the preliminary estimates during the measurement period are recorded as retrospective adjustments to the consolidated financial statements. During the measurement period, the Company identified retrospective adjustments to certain of the provisional amounts recorded that had the net effect of increasing the bargain purchase gain, net of deferred taxes by $8.0 million.

The following table presents the purchase price allocation reported as of the acquisition date:

	(in thousands)
Consideration paid:
CBI Stockholders	$	50,000
Redemption of preferred stock and cumulative unpaid dividends	28,675
	78,675
Assets acquired:
Cash and cash equivalents	197,209
Securities available for sale	663,497
Loans	297,272
Premises and equipment	17,925
OREO	25,952
Income tax assets, net	12,011
Core deposit intangible	2,213
FDIC loss sharing assets	11,413
Bank-owned life insurance	18,296
Servicing assets	7,497
Other assets	14,636
Total assets acquired	1,267,921
Liabilities assumed:
Deposits	1,098,997
Subordinated debentures	18,473
Rescinded stock obligation	15,485
FHLB advances	10,000
Servicing liabilities	6,039
Other liabilities	25,675
Total liabilities assumed	1,174,669
Total identifiable net assets	$	93,252
Bargain purchase gain, net of deferred taxes	$	14,577

The provisional application of the acquisition method of accounting resulted in a bargain purchase gain of $14.6 million. The operations of CBI are included in our operating results since the acquisition date. Acquisition-related costs of $6.6 million for the year ended December 31, 2014 were expensed as incurred as merger and integration costs. These expenses are comprised primarily of system conversion costs and professional fees. For the three and six months ended June 30, 2015, acquisition costs of $136,000 and $1.7 million, respectively, were expensed as incurred as merger and integration costs. The $297.3 million estimated fair value of loans acquired from CBI was determined by utilizing a discounted cash flow methodology considering credit and interest rate risk. Cash flows were determined by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value based on a current market rate for similar loans. There was no carryover of CBI’s allowance for loan losses associated with the loans acquired as loans were initially recorded at fair value.

9

The following table summarizes the accretable yield on the purchased credit impaired loans acquired from the CBI merger at August 31, 2014.

	(in thousands)
Undiscounted contractual cash flows	$	93,623
Nonaccretable discount	(17,421		)
Undiscounted cash flow to be collected	76,202
Estimated fair value of PCI loans	65,346
Accretable yield	$	10,856

The core deposit intangible (“CDI”) of $2.2 million was recognized for the core deposits acquired from CBI. The CDI is amortized over its useful life of approximately ten years on an accelerated basis and reviewed for impairment at least quarterly. The amortization of the CDI for the three and six months ended June 30, 2015 was $95,000 and $190,000, respectively.

The fair value of savings and transactional deposit accounts was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. Expected cash flows were utilized for fair value calculation of the certificates of deposit based on the contractual terms of the certificates of deposit and the cash flows were discounted based on a current market rate for certificates of deposit with corresponding maturities. The premium of $11.3 million was recognized for certificates of deposit acquired from CBI. The amortization of premium for the three and six months ended June 30, 2015 were $1.5 million and $3.1 million, respectively.

The fair value of subordinated debentures was determined by estimating projected future cash flows and discounting them at a market rate of interest. A discount of $8.3 million was recognized for subordinated debentures, which will be amortized over their contractual term. The amortization of discount for the three and six months ended June 30, 2015 were $41,000 and $79,000, respectively.

Unaudited Pro Forma Results of Operations

The following table presents our unaudited pro forma results of operations for the periods presented as if the CBI acquisition had been completed on January 1, 2014. The unaudited pro forma results of operations include the historical accounts of Hanmi Financial and CBI and pro forma adjustments as may be required, including the amortization of intangibles with definite lives and the amortization or accretion of any premiums or discounts arising from fair value adjustments for assets acquired and liabilities assumed. The unaudited pro forma information is intended for informational purposes only and is not necessarily indicative of our future operating results or operating results that would have occurred had the CBI acquisition been completed at the beginning of 2014. No assumptions have been applied to the pro forma results of operations regarding possible revenue enhancements, expense efficiencies or asset dispositions.

	Three Months Ended June 30,				Six Months Ended June 30,
	2015		2014		2015		2014
	(in thousands, except per share data)
Pro forma revenues (net interest income plus noninterest income)	$	53,491	$	49,343	$	107,022	$	105,589
Pro forma net income from continuing operations	$	15,276	$	8,521	$	27,887	$	24,801
Pro forma earnings per share from continuing operations:
Basic	$	0.48	$	0.27	$	0.88	$	0.78
Diluted	$	0.48	$	0.27	$	0.87	$	0.78

Note 3 — Accounting for Investments in Qualified Affordable Housing Projects

The Bank invests in qualified affordable housing projects (low income housing) and previously accounted for them under the equity method of accounting. The Bank recognized its share of partnership losses in other operating expenses with the tax benefits recognized in the income tax provision. In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects, which amends ASC 323 to provide the ability to elect the proportional amortization method with the amortization expense and tax benefits recognized through the income tax provision. This ASU is effective for the annual period beginning after December 15, 2014, with early adoption being permitted. The Bank elected to early adopt the provisions of the ASU in the second quarter of 2014 and elected the proportional amortization method as

10

retrospective transition. This accounting change in the amortization methodology resulted in changes to account for amortization recognized in prior periods, which impacted the balance of tax credit investments and related tax accounts. The investment amortization expense is presented as a component of the income tax provision.

The cumulative effect of the retrospective application of this accounting principle was a $1.1 million charge to stockholders' equity as of January 1, 2012. Net income in the three months ended March 31, 2014 decreased by $44,000 due to the change in accounting principle.

The Bank determined that there were no events or changes in circumstances indicating that it is more likely than not that the carrying amount of the investment will not be realized. Therefore, no impairment was recognized as of June 30, 2015 or December 31, 2014. The investment in low income housing was $20.1 million and $21.3 million as of June 30, 2015 and December 31, 2014, respectively. The Bank’s unfunded commitments related to low income housing investments were $8.5 million and $11.9 million as of June 30, 2015 and December 31, 2014, respectively. As a component of income tax expense, the Bank recognized amortizations of $586,000 and $1.2 million during the three and six months ended June 30, 2015, respectively and $276,000 and $447,000 during the three and six months ended June 30, 2014, respectively. Tax credits and other benefits received from the tax expenses were $832,000 and $1.6 million during the three and six months ended June 30, 2015 and $423,000 and $665,000 during the three and six months ended June 30, 2014, respectively.

Note 4 — Sale of Insurance Subsidiaries and Discontinued Operations

In June, 2014, Hanmi Financial sold its insurance subsidiaries, Chun-Ha and All World, and entered into a stock purchase agreement for their sale. The subsidiaries were classified as held for sale in April 2014 and accounted for as discontinued operations. The operations and cash flows of the businesses have been eliminated and in accordance with the provisions of ASC 205, Presentation of Financial Statements, the results are reported as discontinued operations for all periods presented.

Hanmi Financial completed the sale of its two insurance subsidiaries to Chunha Holding Corporation on June 30, 2014 when total assets and net assets of Chun-Ha and All World were $5.6 million and $3.3 million as of June 30, 2014, respectively. The total sales price was $3.5 million, of which $2.0 million was paid upon signing. The remaining $1.5 million will be payable in three equal installments on each anniversary of the closing date through June 30, 2017.

The sale resulted in a $51,000 gain, offset by a $470,000 capital gain tax, a $14,000 operating loss and an $11,000 income tax expense. Consequently, the net loss from discontinued operations for the second quarter of 2014 was $444,000, or $0.01 per diluted share. For the three and six months ended June 30, 2014, the discontinued operations generated noninterest income, primarily in the line item for insurance commissions, of $1.3 million and $2.7 million, respectively. They also incurred noninterest expense in various line items of $1.4 million and $2.7 million for the three and six months ended June 30, 2014.

Summarized financial information for our discontinued operations related to Chun-Ha and All World are as follows:

	June 30, 2014
	(in thousands)
Cash and cash equivalents	$	1,602
Premises and equipment, net	90
Other intangible assets, net	1,089
Other assets	2,855
Total assets	$	5,636
Income tax payable	$	415
Accrued expenses and other liabilities	1,878
Total liabilities	$	2,293
Net assets of discontinued operations	$	3,343

11

	June 30, 2014
	Three Months Ended			Six Months Ended
	(in thousands)
Noninterest loss	$	(52	)	$	(14	)
Gain on disposal	51			51
(Loss) income before taxes	(1		)	37
Provision for income taxes	466			481
Net loss from discontinued operations	$	(467	)	$	(444	)

Note 5 — Securities

The following is a summary of securities available for sale as of June 30, 2015 and December 31, 2014:

	Amortized Cost		Gross Unrealized Gain		Gross Unrealized Loss		Estimated Fair Value
	(in thousands)
June 30, 2015
Mortgage-backed securities (1) (2)	$	379,574	$	1,374	$	1,380	$	379,568
Collateralized mortgage obligations (1)	154,968		1,061		660		155,369
U.S. government agency securities	63,969		4		1,312		62,661
SBA loan pool securities	71,960		83		357		71,686
Municipal bonds-tax exempt	3,589		37		—		3,626
Municipal bonds-taxable	15,607		271		46		15,832
Corporate bonds	17,019		1		44		16,976
U.S. treasury securities	161		1		—		162
Other securities	22,916		—		113		22,803
Total securities available for sale	$	729,763	$	2,832	$	3,912	$	728,683
December 31, 2014
Mortgage-backed securities (1) (2)	$	571,678	$	2,811	$	1,203	$	573,286
Collateralized mortgage obligations (1)	188,704		417		1,074		188,047
U.S. government agency securities	129,857		172		1,822		128,207
SBA loan pool securities	109,983		52		588		109,447
Municipal bonds-tax exempt	4,319		71		—		4,390
Municipal bonds-taxable	16,615		398		91		16,922
Corporate bonds	17,018		2		72		16,948
U.S. treasury securities	163		—		—		163
Other securities	22,916		57		80		22,893
Equity securities	450		—		36		414
Total securities available for sale	$	1,061,703	$	3,980	$	4,966	$	1,060,717

⁽¹⁾  Collateralized by residential mortgages and guaranteed by U.S. government sponsored entities

⁽²⁾  A portion of the mortgage-backed securities is comprised of home mortgage-backed securities backed by home equity conversion mortgages

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The amortized cost and estimated fair value of securities as of June 30, 2015, by contractual maturity, are shown below. Although mortgage-backed securities and collateralized mortgage obligations have contractual maturities through 2064, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

	Available for Sale
	Amortized Cost		Estimated Fair Value
	(in thousands)
Within one year	$	11,998	$	11,973
Over one year through five years	17,329		17,208
Over five years through ten years	98,196		97,498
Over ten years	44,782		44,264
Mortgage-backed securities	379,574		379,568
Collateralized mortgage obligations	154,968		155,369
Other securities	22,916		22,803
Total	$	729,763	$	728,683

FASB ASC 320, Investments – Debt and Equity Securities, requires us to periodically evaluate our investments for other-than-temporary impairment (“OTTI”). There was no OTTI charge during the six months ended June 30, 2015 and 2014.

Gross unrealized losses on securities available for sale, the estimated fair value of the related securities and the number of securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows as of June 30, 2015 and December 31, 2014

	Holding Period
	Less Than 12 Months					12 Months or More					Total
	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities
	(in thousands, except number of securities)
June 30, 2015
Mortgage-backed securities	$	595	$	94,908	32	$	785	$	22,781	9	$	1,380	$	117,689	41
Collateralized mortgage obligations	114		28,201		8	546		28,654		12	660		56,855		20
U.S. government agency securities	394		29,596		11	918		30,061		10	1,312		59,657		21
SBA loan pool securities	19		13,971		3	338		11,362		4	357		25,333		7
Municipal bonds-taxable	46		6,086		5	—		—		—	46		6,086		5
Corporate bonds	17		5,004		1	27		7,971		2	44		12,975		3
Other securities	25		21,861		3	88		937		3	113		22,798		6
Total	$	1,210	$	199,627	63	$	2,702	$	101,766	40	$	3,912	$	301,393	103
December 31, 2014
Mortgage-backed securities	$	288	$	102,704	21	$	915	$	50,625	19	$	1,203	$	153,329	40
Collateralized mortgage obligations	350		78,191		21	724		33,308		13	1,074		111,499		34
U.S. government agency securities	—		5,000		1	1,822		73,142		26	1,822		78,142		27
SBA loan pool securities	155		85,062		15	433		11,975		4	588		97,037		19
Municipal bonds-taxable	—		—		—	91		5,538		5	91		5,538		5
Corporate bonds	4		5,021		1	68		7,925		2	72		12,946		3
Other securities	—		—		—	80		1,945		4	80		1,945		4
Equity securities	36		214		1	—		—		—	36		214		1
Total	$	833	$	276,192	60	$	4,133	$	184,458	73	$	4,966	$	460,650	133

All individual securities that have been in a continuous unrealized loss position for 12 months or longer as of June 30, 2015 and December 31, 2014 had investment grade ratings upon purchase. The issuers of these securities have not established

13

any cause for default on these securities and the various rating agencies have reaffirmed these securities’ long-term investment grade status as of June 30, 2015 and December 31, 2014. These securities have fluctuated in value since their purchase dates as market interest rates have fluctuated.

FASB ASC 320 requires OTTI securities to be written down when fair value is below amortized cost in circumstances where: (1) an entity has the intent to sell a security; (2) it is more likely than not that an entity will be required to sell the security before recovery of its amortized cost basis; or (3) an entity does not expect to recover the entire amortized cost basis of the security. If an entity intends to sell a security or if it is more likely than not the entity will be required to sell the security before recovery, an OTTI write-down is recognized in earnings equal to the entire difference between the security’s amortized cost basis and its fair value. If an entity does not intend to sell the security or it is not more likely than not that it will be required to sell the security before recovery, the OTTI write-down is separated into an amount representing credit loss, which is recognized in earnings, and the amount related to all other factors, which is recognized in other comprehensive income.

The Company does not intend to sell these securities and it is more likely than not that we will not be required to sell the investments before the recovery of its amortized cost basis. In addition, the unrealized losses on municipal and corporate bonds are not considered other-than-temporarily impaired, as the bonds are rated investment grade and there are no credit quality concerns with the issuers. Interest payments have been made as scheduled, and management believes this will continue in the future and that the bonds will be repaid in full as scheduled. Therefore, in management’s opinion, all securities that have been in a continuous unrealized loss position for the past 12 months or longer as of June 30, 2015 and December 31, 2014 were not other-than-temporarily impaired, and therefore, no impairment charges as of June 30, 2015 and December 31, 2014 were warranted.

Realized gains and losses on sales of securities and proceeds from sales of securities were as follows for the periods indicated:

	Three Months Ended June 30,						Six Months Ended June 30,
	2015			2014			2015			2014
	(in thousands)
Gross realized gains on sales of securities	$	2,067		$	365		$	4,262		$	1,786
Gross realized losses on sales of securities	(155		)	(1		)	(166		)	(1		)
Net realized gains on sales of securities	$	1,912		$	364		$	4,096		$	1,785
Proceeds from sales of securities	$	130,594		$	40,822		$	307,442		$	126,056

For the three months ended June 30, 2015, there was a $1.9 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $4.1 million in comprehensive income. For the three months ended June 30, 2014, there was a $364,000 net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $100,000 in comprehensive income.

For the six months ended June 30, 2015, there was a $4.1 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $1.2 million in comprehensive income. For the three months ended June 30, 2014, there was a $1.8 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized losses of $177,000 in comprehensive income.

Securities available for sale with market values of $71.1 million and $76.2 million as of June 30, 2015 and December 31, 2014, respectively, were pledged to secure FHLB advances, public deposits and for other purposes as required or permitted by law.

Note 6 — Loans

The loan portfolio includes originated and purchased loans. Loans are originated by the Company with the intent to hold them for investment and are stated at the principal amount outstanding, net of unearned income. Unearned income includes deferred unamortized nonrefundable loan fees and direct loan origination costs. Net deferred fees or costs are recognized as an adjustment to interest income over the contractual life of the loans using the effective interest method or taken into income when the related loans are paid off or sold. The amortization of loan fees or costs is discontinued when a loan is placed on nonaccrual status. Interest income is recorded on an accrual basis in accordance with the terms of the respective loan and includes prepayment penalties.

14

Purchased loans, which are loans we have acquired through our acquisition of other banks or purchased from other institutions, are stated at the principal amount outstanding, net of unearned discounts or unamortized premiums. All loans acquired in acquisitions are initially measured and recorded at their fair value on the acquisition date. A component of the initial fair value measurement is an estimate of the credit losses over the life of the purchased loans. Purchased loans are also evaluated for impairment as of the acquisition date and are accounted for as "acquired non-impaired" or "purchased credit impaired" loans.

Purchased non-impaired loans are those loans for which there was no evidence of credit deterioration at their acquisition date and it was probable that we would be able to collect all contractually required payments. Purchased non-impaired loans, together with originated loans, are referred to as non-purchased credit impaired ("Non-PCI") loans. Purchase discounts or premiums on Non-PCI loans is recognized as an adjustment to interest income over the contractual life of such loans using the effective interest method or taken into income when the related loans are paid off or sold.

Purchased credit impaired ("PCI") loans are accounted for in accordance with ASC Subtopic 310-30, "Loans and Debt Securities Acquired with Deteriorated Credit Quality." A purchased loan is deemed to be credit impaired when there is evidence of credit deterioration since its origination and it is probable at the acquisition date that we would be unable to collect all contractually required payments. We apply PCI loan accounting when we acquire loans deemed to be impaired.

For PCI loans, at the time of acquisition we (i) calculated the contractual amount and timing of undiscounted principal and interest payments (the "undiscounted contractual cash flows") and (ii) estimated the amount and timing of undiscounted expected principal and interest payments (the "undiscounted expected cash flows"). The difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference represents an estimate of the loss exposure of principal and interest related to the PCI loan portfolios; such amount is subject to change over time based on the performance of such loans. The carrying value of PCI loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.

The excess of expected cash flows at acquisition over the initial fair value of acquired impaired loans is referred to as the "accretable yield" and is recorded as interest income over the estimated life of the loans using the effective yield. If estimated cash flows are indeterminable, the recognition of interest income will cease to be recognized.

At acquisition, the Company may aggregate PCI loans into pools having common credit risk characteristics such as product type, geographic location and risk rating. Increases in expected cash flows over those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in the amount and changes in the timing of expected cash flows compared to those previously estimated decrease the accretable yield and usually result in a provision for loan losses and the establishment of an allowance for loan losses. As the accretable yield increases or decreases from changes in cash flow expectations, the offset is a decrease or increase to the nonaccretable difference. The accretable yield is measured at each financial reporting date based on information then currently available and represents the difference between the remaining undiscounted expected cash flows and the current carrying value of the loans.

The Board of Directors and management review and approve the Bank’s loan policy and procedures on a regular basis to reflect issues such as regulatory and organizational structure changes, strategic planning revisions, concentrations of credit, loan delinquencies and nonperforming loans, problem loans, and policy adjustments.

Real estate loans are loans secured by liens or interest in real estate, to provide purchase, construction, and refinance on real estate properties. Commercial and industrial loans consist of commercial term loans, commercial lines of credit, and Small Business Administration (“SBA”) loans. Consumer loans consist of auto loans, personal loans, and home equity lines of credit. We maintain management loan review and monitoring departments that review and monitor pass graded loans as well as problem loans to prevent further deterioration.

The majority of the Bank’s loan portfolio consists of commercial real estate, and commercial and industrial loans. The Bank has been diversifying and monitoring commercial real estate loans based on property types, tightening underwriting standards and portfolio liquidity and management, and has not exceeded certain specified limits set forth in the Bank’s loan policy.

15

Loans receivable consisted of the following as of the dates indicated:

	June 30, 2015									December 31, 2014
	Non-PCI Loans			PCI Loans			Total			Non-PCI Loans			PCI Loans			Total
	(in thousands)
Real estate loans:
Commercial property (1)
Retail	$	690,097		$	9,358		$	699,455		$	675,072		$	10,343		$	685,415
Hospitality	492,289			10,345			502,634			454,499			12,862			467,361
Gas station	337,566			5,955			343,521			362,240			7,745			369,985
Other	840,735			5,885			846,620			842,126			10,680			852,806
Construction	21,310			—			21,310			9,517			—			9,517
Residential property	171,071			2,055			173,126			120,932			2,499			123,431
Total real estate loans	2,553,068			33,598			2,586,666			2,464,386			44,129			2,508,515
Commercial and industrial loans:
Commercial term	111,676			267			111,943			116,073			327			116,400
Commercial lines of credit	115,382			—			115,382			93,860			—			93,860
International loans	33,864			—			33,864			38,929			—			38,929
Total commercial and industrial loans	260,922			267			261,189			248,862			327			249,189
Consumer loans	26,274			43			26,317			27,512			45			27,557
Total gross loans	2,840,264			33,908			2,874,172			2,740,760			44,501			2,785,261
Allowance for loans losses	(49,468		)	(1,352		)	(50,820		)	(51,640		)	(1,026		)	(52,666		)
Deferred loan costs	2,734			—			2,734			3,237			—			3,237
Loans receivable, net	$	2,793,530		$	32,556		$	2,826,086		$	2,692,357		$	43,475		$	2,735,832

⁽¹⁾  Includes owner-occupied property loans of $1.16 billion and $1.12 billion as of June 30, 2015 and December 31, 2014, respectively.

Accrued interest on loans receivable was $6.1 million and $6.4 million at June 30, 2015 and December 31, 2014, respectively. At June 30, 2015 and December 31, 2014, loans receivable totaling $735.2 million and $840.0 million respectively, were pledged to secure advances from the FHLB and the FBR discount window.

16

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	7,226		$	1,451		$	—	$	8,677
Origination of loans held for sale	6,807			8,027			—		14,834
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(12,321		)	(7,368		)	—		(19,689		)
Principal payoffs and amortization	(5		)	(19		)	—		(24		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	390		$	—		$	—	$	390
Origination of loans held for sale	8,124			2,091			—		10,215
Sales of loans held for sale	(5,944		)	(815		)	—		(6,759		)
Principal payoffs and amortization	(2		)	(2		)	—		(4		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

For the three months ended June 30, 2015, a Non-PCI loan receivable of $360,000 was reclassified as loans held for sale and Non-PCI loans held for sale of $19.7 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the three months ended June 30, 2015. For the three months ended June 30, 2014, there was no reclassification of Non-PCI loans receivable as Non-PCI loans held for sale and Non-PCI loans held for sale of $6.8 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the three months ended June 30, 2014.

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	3,323		$	2,128		$	—	$	5,451
Origination of loans held for sale	23,734			14,208			—		37,942
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(25,335		)	(14,208		)	—		(39,543		)
Principal payoffs and amortization	(15		)	(37		)	—		(52		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	—		$	—		$	—	$	—
Origination of loans held for sale	14,393			2,176			—		16,569
Sales of loans held for sale	(11,818		)	(899		)	—		(12,717		)
Principal payoffs and amortization	(7		)	(3		)	—		(10		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

For the six months ended June 30, 2015, a Non-PCI loan receivable of $360,000 was reclassified as loans held for sale and Non-PCI loans held for sale of $39.5 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the six months ended June 30, 2015. For the six months ended June 30, 2014, there was no reclassification of Non-PCI loans receivable as Non-PCI loans held for sale, and Non-PCI loans held for sale of $12.7

17

million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the six months ended June 30, 2014.

Activity in the allowance for loan losses and allowance for off-balance sheet items was as follows for the periods indicated:

	As of and for the Three Months Ended												As of and for the Six Months Ended
	June 30, 2015									June 30, 2014			June 30, 2015								June 30, 2014
	Non-PCI Loans			PCI Loans			Total						Non-PCI Loans			PCI Loans		Total
	(in thousands)
Allowance for loan losses:
Balance at beginning of period	$	51,515		$	1,436		$	52,951		$	56,593		$	51,640		$	1,026	$	52,666		$	57,555
Charge-offs	(1,221		)	52			(1,169		)	(2,547		)	(1,255		)	—		(1,255		)	(4,151		)
Recoveries on loans previously charged off	1,793			(352		)	1,441			1,741			3,485			—		3,485			5,992
Net loan recoveries (charge-offs)	572			(300		)	272			(806		)	2,230			—		2,230			1,841
(Negative provision) provision charged to operating expense	(2,619		)	216			(2,403		)	(3,901		)	(4,402		)	$	326	(4,076		)	(7,510		)
Balance at end of period	$	49,468		$	1,352		$	50,820		$	51,886		$	49,468		$	1,352	$	50,820		$	51,886
Allowance for off-balance sheet items:
Balance at beginning of period	$	1,054		$	—		$	1,054		$	1,557		$	1,366		$	—	$	1,366		$	1,248
(Negative provision) provision charged to operating expense	(92		)	—			(92		)	35			(404		)	$	—	(404		)	344
Balance at end of period	$	962		$	—		$	962		$	1,592		$	962		$	—	$	962		$	1,592

The allowance for off-balance sheet items is maintained at a level believed to be sufficient to absorb probable losses related to these unfunded credit facilities. The determination of the allowance adequacy is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. As of June 30, 2015 and 2014, the allowance for off-balance sheet items amounted to $1.0 million and $1.6 million, respectively. Net adjustments to the allowance for off-balance sheet items are included in the provision for loan losses.

18

The following table details the information on the allowance for loan losses by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	42,550		$	7,786		$	185		$	994	$	51,515
Charge-offs	(101		)	(1,120		)	—			—		(1,221		)
Recoveries on loans previously charged off	1,263			530			—			—		1,793
(Negative provision) provision	(3,814		)	1,049			(13		)	159		(2,619		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	1,318		$	118		$	—		$	—	$	1,436
Charge-offs	52			—			—			—		52
Recoveries on loans previously charged off	$	—		(352		)	—			—		(352		)
Provision	(81		)	297			—			—		216
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	44,230		$	10,425		$	633		$	1,305	$	56,593
Charge-offs	(60		)	(2,474		)	(13		)	—		(2,547		)
Recoveries on loans previously charged off	87			1,652			2			—		1,741
(Negative provision) provision	(3,954		)	135			(82		)	—		(3,901		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

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The following table details the information on the allowance for loan losses by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	41,194		$	9,142		$	220		$	1,084	$	51,640
Charge-offs	(101		)	(1,154		)	—			—		(1,255		)
Recoveries on loans previously charged off	1,295			2,190			—			—		3,485
(Negative provision) provision	(2,490		)	(1,933		)	(48		)	69		(4,402		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	895		$	131		$	—		$	—	$	1,026
Provision	394			(68		)	—			—		326
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	43,550		$	11,287		$	1,427		$	1,291	$	57,555
Charge-offs	(1,188		)	(2,896		)	(67		)	—		(4,151		)
Recoveries on loans previously charged off	3,005			2,973			14			—		5,992
(Negative provision) provision	(5,064		)	(1,626		)	(834		)	14		(7,510		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

Credit Quality Indicators

As part of the on-going monitoring of the credit quality of our loan portfolio, we utilize an internal loan grading system to identify credit risk and assign an appropriate grade, from 0 to 8, for each loan in our loan portfolio. A third party loan review is performed on an annual basis. Additional adjustments are made when determined to be necessary. The loan grade definitions are as follows:

Pass and Pass-Watch: Pass and pass-watch loans, grades 0-4, are in compliance in all respects with the Bank’s credit policy and regulatory requirements, and do not exhibit any potential or defined weaknesses as defined under “Special Mention,” “Substandard” or “Doubtful.” This category is the strongest level of the Bank’s loan grading system. It incorporates

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all performing loans with no credit weaknesses. It includes cash and stock/security secured loans or other investment grade loans.

Special Mention: A special mention credit, grade 5, has potential weaknesses that deserve management’s close attention. If not corrected, these potential weaknesses may result in deterioration of the repayment prospects of the debt and result in a Substandard classification. Loans that have significant actual, not potential, weaknesses are considered more severely classified.

Substandard: A substandard credit, grade 6, has a well-defined weakness that jeopardizes the liquidation of the debt. A credit graded Substandard is not protected by the sound worth and paying capacity of the borrower, or of the value and type of collateral pledged. With a Substandard loan, there is a distinct possibility that the Bank will sustain some loss if the weaknesses or deficiencies are not corrected.

Doubtful: A doubtful credit, grade 7, is one that has critical weaknesses that would make the collection or liquidation of the full amount due improbable. However, there may be pending events which may work to strengthen the credit, and therefore the amount or timing of a possible loss cannot be determined at the current time.

Loss: A loan classified as loss, grade 8, is considered uncollectible and of such little value that their continuance as an active bank asset is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this asset even though partial recovery may be possible in the future. Loans classified as loss are charged off in a timely manner.

Under regulatory guidance, loans graded special mention or worse are considered criticized loans and loans graded substandard or worse are considered classified loans.

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    As of June 30, 2015 and December 31, 2014, pass/pass-watch, special mention and classified loans (excluding PCI loans), disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	676,646	$	11,599	$	1,852	$	690,097
Hospitality	440,360		41,436		10,493		492,289
Gas station	321,327		9,515		6,724		337,566
Other	823,627		6,222		10,886		840,735
Construction	21,310		—		—		21,310
Residential property	169,287		62		1,722		171,071
Commercial and industrial loans:
Commercial term	101,985		1,373		8,318		111,676
Commercial lines of credit	112,553		195		2,634		115,382
International loans	33,864		—		—		33,864
Consumer loans	24,034		111		2,129		26,274
Total Non-PCI loans	$	2,724,993	$	70,513	$	44,758	$	2,840,264
December 31, 2014
Real estate loans:
Commercial property
Retail	$	654,360	$	18,013	$	2,699	$	675,072
Hospitality	397,437		46,365		10,697		454,499
Gas station	345,775		8,899		7,566		362,240
Other	822,037		9,543		10,546		842,126
Construction	9,517		—		—		9,517
Residential property	118,688		66		2,178		120,932
Commercial and industrial loans:
Commercial term	106,326		1,225		8,522		116,073
Commercial lines of credit	92,312		993		555		93,860
International loans	36,121		252		2,556		38,929
Consumer loans	25,313		131		2,068		27,512
Total Non-PCI loans	$	2,607,886	$	85,487	$	47,387	$	2,740,760

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The following is an aging analysis of gross loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Accruing 90 Days or More Past Due
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	543	$	177	$	1,166	$	1,886	$	688,211	$	690,097	$	—
Hospitality	3,837		—		4,356		8,193		484,096		492,289		—
Gas station	1,085		1,687		842		3,614		333,952		337,566		—
Other	1,209		447		3,477		5,133		835,602		840,735		—
Construction	—		—		—		—		21,310		21,310		—
Residential property	—		—		108		108		170,963		171,071		—
Commercial and industrial loans:
Commercial term	390		337		1,991		2,718		108,958		111,676		—
Commercial lines of credit	500		570		220		1,290		114,092		115,382		—
International loans	—		—		—		—		33,864		33,864		—
Consumer loans	250		—		338		588		25,686		26,274		—
Total Non-PCI loans	$	7,814	$	3,218	$	12,498	$	23,530	$	2,816,734	$	2,840,264	$	—
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,554	$	281	$	1,920	$	3,755	$	671,317	$	675,072	$	—
Hospitality	1,531		2,340		433		4,304		450,195		454,499		—
Gas station	2,991		1,113		353		4,457		357,783		362,240		—
Other	1,674		2,156		1,142		4,972		837,154		842,126		—
Construction	—		—		—		—		9,517		9,517		—
Residential property	167		—		687		854		120,078		120,932		—
Commercial and industrial loans:
Commercial term	1,107		490		2,847		4,444		111,629		116,073		—
Commercial lines of credit	—		—		227		227		93,633		93,860		—
International loans	200		—		—		200		38,729		38,929		—
Consumer loans	489		349		248		1,086		26,426		27,512		—
Total Non-PCI loans	$	9,713	$	6,729	$	7,857	$	24,299	$	2,716,461	$	2,740,760	$	—

Impaired Loans

Loans are considered impaired when the Bank will be unable to collect all interest and principal payments per contractual terms of the loan agreement, unless the loan is both well-collateralized and in the process of collection; or they are classified as Troubled Debt Restructurings (“TDRs”) because, due to the financial difficulties of the borrowers, we have granted concessions to the borrowers we would not otherwise consider; or when current information or events make it unlikely to collect in full according to the contractual terms of the loan agreements; or there is a deterioration in the borrower’s financial condition that raises uncertainty as to timely collection of either principal or interest; or full payment of both interest and principal is in doubt according to the original contractual terms.

We evaluate loan impairment in accordance with applicable GAAP. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent, less estimated costs to sell. If the measure of the impaired loan is less than the recorded investment in the loan, the deficiency is either charged off against the allowance for loan losses or we establish a specific allocation in the allowance for loan losses. Additionally, loans that are considered impaired are specifically excluded from the quarterly migration analysis when determining the amount of the allowance for loan losses required for the period.

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The allowance for collateral-dependent loans is determined by calculating the difference between the outstanding loan balance and the value of the collateral as determined by recent appraisals. The allowance for collateral-dependent loans varies from loan to loan based on the collateral coverage of the loan at the time of designation as nonperforming. We continue to monitor the collateral coverage, using recent appraisals, on these loans on a quarterly basis and adjust the allowance accordingly.

The following tables provide information on impaired loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	Recorded Investment		Unpaid  Principal Balance		With No Related Allowance Recorded		With an Allowance Recorded		Related Allowance
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	3,223	$	3,485	$	3,046	$	177	$	42
Hospitality	7,109		7,796		5,329		1,780		3,276
Gas station	8,538		9,299		8,104		434		127
Other	11,247		12,893		9,783		1,464		353
Residential property	2,678		2,843		2,678		—		—
Commercial and industrial loans:
Commercial term	7,055		7,492		3,640		3,415		1,481
Commercial lines of credit	2,064		2,186		417		1,647		5
International loans	1,282		1,282		597		685		17
Consumer loans	1,807		2,004		1,807		—		—
Total Non-PCI loans	$	45,003	$	49,280	$	35,401	$	9,602	$	5,301
December 31, 2014
Real estate loans:
Commercial property
Retail	$	4,436	$	4,546	$	1,938	$	2,498	$	220
Hospitality	5,835		6,426		4,581		1,254		1,828
Gas station	8,974		9,594		8,526		448		150
Other	10,125		11,591		8,890		1,235		319
Residential property	3,127		3,268		3,127		—		—
Commercial and industrial loans:
Commercial term	7,614		8,133		2,999		4,615		2,443
Commercial lines of credit	466		575		466		—		—
International loans	3,546		3,546		2,628		918		286
Consumer loans	1,742		1,907		1,742		—		—
Total Non-PCI loans	$	45,865	$	49,586	$	34,897	$	10,968	$	5,246

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	Average Recorded Investment for the Three Months Ended		Interest Income Recognized  for the Three Months Ended		Average Recorded Investment  for the Six Months Ended		Interest Income Recognized for the Six Months Ended
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	4,278	$	126	$	5,134	$	198
Hospitality	7,128		118		6,700		300
Gas station	8,712		189		8,352		282
Other	11,294		196		10,774		404
Residential property	2,689		28		2,896		60
Commercial and industrial loans:
Commercial term	7,190		97		7,634		196
Commercial lines of credit	2,071		29		2,255		36
International loans	1,182		—		1,271		—
Consumer loans	1,812		17		1,821		34
Total Non-PCI loans	$	46,356	$	800	$	46,837	$	1,510
June 30, 2014
Real estate loans:
Commercial property
Retail	$	5,286	$	108	$	6,295	$	179
Hospitality	4,712		80		4,121		129
Gas station	12,432		181		10,944		369
Other	10,624		228		11,124		451
Residential property	2,833		30		2,692		57
Commercial and industrial loans:
Commercial term	9,085		140		10,952		317
Commercial lines of credit	713		11		729		25
International loans	1,131		—		1,130		—
Consumer loans	1,535		16		1,547		30
Total Non-PCI loans	$	48,351	$	794	$	49,534	$	1,557

The following is a summary of interest foregone on impaired loans (excluding PCI loans) for the periods indicated:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	(in thousands)
Interest income that would have been recognized had impaired loans performed in accordance with their original terms	$	1,177		$	1,215		$	1,917		$	2,427
Less: Interest income recognized on impaired loans	(800		)	(794		)	(1,510		)	(1,557		)
Interest foregone on impaired loans	$	377		$	421		$	407		$	870

There were no commitments to lend additional funds to borrowers whose loans are included above.

Nonaccrual Loans

Loans are placed on nonaccrual status when, in the opinion of management, the full timely collection of principal or interest is in doubt. Generally, the accrual of interest is discontinued when principal or interest payments become more than 90

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days past due, unless management believes the loan is adequately collateralized and in the process of collection. However, in certain instances, we may place a particular loan on nonaccrual status earlier, depending upon the individual circumstances surrounding the loan’s delinquency. When a loan is placed on nonaccrual status, previously accrued but unpaid interest is reversed against current income. Subsequent collections of cash are applied as principal reductions when received, except when the ultimate collectability of principal is probable, in which case interest payments are credited to income. Nonaccrual loans may be restored to accrual status when principal and interest payments become current and full repayment is expected.

The following table details nonaccrual loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Real estate loans:
Commercial property
Retail	$	1,599	$	2,160
Hospitality	6,133		3,835
Gas station	5,664		3,478
Other	6,404		4,961
Residential property	1,141		1,588
Commercial and industrial loans:
Commercial term	5,108		7,052
Commercial lines of credit	417		466
Consumer loans	1,557		1,742
Total nonaccrual Non-PCI loans	$	28,023	$	25,282

The following table details nonperforming assets (excluding PCI loans) as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Nonaccrual Non-PCI loans	$	28,023	$	25,282
Loans 90 days or more past due and still accruing	—		—
Total nonperforming Non-PCI loans	28,023		25,282
OREO	11,857		15,790
Total nonperforming assets	$	39,880	$	41,072

As of June 30, 2015, OREO consisted of 19 properties with a combined carrying value of $11.9 million. Of the $11.9 million, $10.6 million were OREO acquired in the CBI acquisition or were obtained as a result of PCI loan collateral foreclosures subsequent to the acquisition date. As of December 31, 2014, OREO consisted of 25 properties with a combined carrying value of $15.8 million. Of the $15.8 million, $15.3 million were OREO acquired in the CBI acquisition or were obtained as a result of PCI loan collateral foreclosures subsequent to the acquisition date.

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Troubled Debt Restructurings

The following table details TDRs (excluding PCI loans), disaggregated by concession type and by loan type, as of June 30, 2015 and December 31, 2014:

	Nonaccrual TDRs											Accrual TDRs
	Deferral of Principal		Deferral of Principal and Interest			Reduction of Principal and Interest		Extension of Maturity		Total		Deferral of Principal		Deferral of Principal and Interest		Reduction of Principal and Interest		Extension of Maturity		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	371	$	371	$	—	$	—	$	—	$	—	$	—
Hospitality	1,852		(74		)	—		—		1,778		—		—		—		—		—
Gas station	2,868		—			—		—		2,868		349		—		—		—		349
Other	920		1,749			384		16		3,069		2,249		—		760		1,370		4,379
Residential property	716		—			—		—		716		—		—		—		304		304
Commercial and industrial loans:
Commercial term	10		5			2,396		1,557		3,968		49		220		307		1,085		1,661
Commercial lines of credit	220		—			114		83		417		1,647		—		—		—		1,647
Consumer loans	—		—			123		—		123		250		—		—		—		250
Total Non-PCI loans	$	6,586	$	1,680		$	3,017	$	2,027	$	13,310	$	4,544	$	220	$	1,067	$	2,759	$	8,590
December 31, 2014
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	2,032	$	2,032	$	306	$	—	$	—	$	—	$	306
Hospitality	1,115		(53		)	—		—		1,062		1,807		—		—		—		1,807
Gas station	1,075		—			—		—		1,075		2,335		—		—		—		2,335
Other	943		1,498			433		24		2,898		2,343		—		782		1,372		4,497
Residential property	742		—			—		—		742		—		—		—		308		308
Commercial and industrial loans:
Commercial term	14		(1		)	2,556		1,481		4,050		57		226		567		1,358		2,208
Commercial lines of credit	227		—			126		113		466		2,156		—		—		—		2,156
International loans	—		—			—		—		—		—		—		200		—		200
Consumer loans	—		—			131		—		131		—		—		—		—		—
Total Non-PCI loans	$	4,116	$	1,444		$	3,246	$	3,650	$	12,456	$	9,004	$	226	$	1,549	$	3,038	$	13,817

As of June 30, 2015 and December 31, 2014, total TDRs, excluding loans held for sale, were $21.9 million and $26.3 million, respectively. A debt restructuring is considered a TDR if we grant a concession that we would not have otherwise considered to the borrower, for economic or legal reasons related to the borrower’s financial difficulties. Loans are considered to be TDRs if they were restructured through payment structure modifications such as reducing the amount of principal and interest due monthly and/or allowing for interest only monthly payments for three months or more. All TDRs are impaired and are individually evaluated for specific impairment using one of these three criteria: (1) the present value of expected future cash flows discounted at the loan’s effective interest rate; (2) the loan’s observable market price; or (3) the fair value of the collateral if the loan is collateral dependent.

At June 30, 2015 and December 31, 2014, TDRs, excluding loans held for sale, were subjected to specific impairment analysis, and $2.0 million and $2.9 million, respectively, of reserves relating to these loans were included in the allowance for loan losses.

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The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the three months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		1	65		62
Residential property (3)	—	—		—		1	316		313
Commercial and industrial loans:
Commercial term (4)	1	9		9		2	59		53
Commercial lines of credit (5)	—	—		—		1	146		140
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	3	$	572	$	572	6	$	2,588	$	2,450

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the three months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the three months ended June 30, 2015 and a modification of $62,000 through an extension of maturity for the three months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the three months ended June 30, 2014.

⁽⁴⁾  Includes a modification of $9,000 through a reduction of principal or accrued interest for the three months ended June 30, 2015 and modifications of $41,000 through a payment deferral and $12,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁵⁾  Includes a modification of $140,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

During the three months ended June 30, 2015, we restructured monthly payments on three loans, with a net carrying value of $572,000 as of June 30, 2015, through temporary payment structure modifications. For the restructured loans on accrual status, we determined that, based on the financial capabilities of the borrowers at the time of the loan restructuring and the borrowers’ past performance in the payment of debt service under the previous loan terms, performance and collection under the revised terms are probable.

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The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the six months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		2	1,011		1,005
Residential property (3)	—	—		—		1	317		313
Commercial and industrial loans:
Commercial term (4)	5	553		486		5	327		287
Commercial lines of credit (5)	—	—		—		2	400		378
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	7	$	1,116	$	1,049	11	$	4,057	$	3,865

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the six months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the six months ended June 30, 2015 and modifications of $62,000 through an extension of maturity and $943,000 through a payment deferral for the six months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the six months ended June 30, 2014.

⁽⁴⁾  Includes modifications of $476,000 through extensions of maturity and a modification of $9,000 through a reduction of principal or accrued interest for the six months ended June 30, 2015, and modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁵⁾  Includes modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

The following table details TDRs (excluding PCI loans) that defaulted subsequent to the modifications occurring within the previous twelve months, disaggregated by loan class, for the three and six months ended June 30, 2015 and 2014, respectively:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail	—	$	—	—	$	—	—	$	—	1	$	309
Hospitality	1	821		—	—		1	821		1	996
Gas station	1	1,856		—	—		1	1,856		—	—
Other	1	379		—	—		1	379		1	364
Commercial and industrial loans:
Commercial term	—	—		2	212		—	—		2	212
Commercial lines of credit	—	—		1	140		—	—		1	140
Total Non-PCI loans	3	$	3,056	3	$	352	3	$	3,056	6	$	2,021

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Purchased Credit Impaired Loans

As part of the acquisition of CBI, the Company purchased loans for which there was, at acquisition, evidence of deterioration of credit quality subsequent to origination and it was probable, at acquisition, that all contractually required payments would not be collected. Outstanding balance of PCI loans, the undiscounted sum of all amounts including amounts deemed principal, interest, fees and penalties, were $49.0 million and $64.3 million, respectively as of June 30, 2015 and December 31, 2014. The following table summarizes the changes in carrying value of PCI loans during the six months ended June 30, 2015:

	Carrying Amount			Accretable Yield
	(in thousands)
Balance at January 1, 2015	$	43,475		$	(11,025	)
Accretion	1,758			1,758
Payments received	(13,792		)	—
Disposal/transfer to OREO	1,441			—
Change in expected cash flows, net	—			92
Provision for credit losses	(326		)	—
Balance at June 30, 2015	$	32,556		$	(9,175	)

As of June 30, 2015, pass/pass-watch, special mention and classified PCI loans, disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total		Allowance		Total PCI Loans
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,199	$	177	$	7,982	$	9,358	$	257	$	9,101
Hospitality	191		—		10,154		10,345		317		10,028
Gas station	—		188		5,767		5,955		503		5,452
Other	51		—		5,834		5,885		16		5,869
Residential property	—		—		2,055		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		267		267		63		204
Consumer loans	—		—		43		43		—		43
Total PCI loans	$	1,441	$	365	$	32,102	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,207	$	219	$	8,917	$	10,343	$	401	$	9,942
Hospitality	—		—		12,862		12,862		99		12,763
Gas station	—		1,242		6,503		7,745		302		7,443
Other	—		—		10,680		10,680		65		10,615
Residential property	—		—		2,499		2,499		28		2,471
Commercial and industrial loans:
Commercial term	—		—		327		327		131		196
Consumer loans	—		—		45		45		—		45
Total PCI loans	$	1,207	$	1,461	$	41,833	$	44,501	$	1,026	$	43,475

Loans accounted for as PCI are generally considered accruing and performing loans as the accretable discount is accreted to interest income over the estimated life of the loan when cash flows are reasonably estimable. Accordingly, PCI

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loans that are contractually past due are still considered to be accruing and performing loans. If the timing and amount of future cash flows is not reasonably estimable, the loans are classified as nonaccrual loans and interest income is not recognized until the timing and amount of future cash flows can be reasonably estimated. As of June 30, 2015 and December 31, 2014, we had no PCI loans on nonaccrual status and included in the delinquency table below.

The following table presents a summary of the borrowers' underlying payment status of PCI loans as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Allowance Amount		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,759	$	—	$	4,851	$	6,610	$	2,748	$	9,358	$	257	$	9,101
Hospitality	36		—		5,614		5,650		4,695		10,345		317		10,028
Gas station	63		—		1,874		1,937		4,018		5,955		503		5,452
Other	8		—		5,330		5,338		547		5,885		16		5,869
Residential property	—		—		1,406		1,406		649		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		70		70		197		267		63		204
Consumer loans	—		—		43		43		—		43		—		43
Total PCI loans	$	1,866	$	—	$	19,188	$	21,054	$	12,854	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	93	$	287	$	5,623	$	6,003	$	4,340	$	10,343	$	401	$	9,942
Hospitality	312		—		7,670		7,982		4,880		12,862		99		12,763
Gas station	1,139		1,053		3,178		5,370		2,375		7,745		302		7,443
Other	—		—		10,119		10,119		561		10,680		65		10,615
Residential property	—		—		1,722		1,722		777		2,499		28		2,471
Commercial and industrial loans:
Commercial term	30		—		135		165		162		327		131		196
Consumer loans	—		17		28		45		—		45		—		45
Total PCI loans	$	1,574	$	1,357	$	28,475	$	31,406	$	13,095	$	44,501	$	1,026	$	43,475

Servicing Assets and Liabilities

The changes in servicing assets for the six months ended June 30, 2015 and 2014 were as follows:

	2015			2014
	(in thousands)
Servicing assets:
Balance at beginning of period	$	13,773		$	6,833
Addition related to sale of SBA loans	1,181			413
Amortization	(1,829		)	(891		)
Balance at end of period	$	13,125		$	6,355
Servicing liabilities:
Balance at beginning of period	$	5,971		$	106
Amortization	(603		)	(3		)
Balance at end of period	$	5,368		$	103

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At June 30, 2015 and 2014, we serviced loans sold to unaffiliated parties in the amounts of $486.1 million and $333.0 million respectively. These represented loans that have been sold for which the Bank continues to provide servicing. These loans are maintained off balance sheet and are not included in the loans receivable balance. All of the loans being serviced were SBA loans.

FDIC Loss Sharing Asset and Liability

The FDIC loss sharing asset related to the assumption of Single Family and Commercial Shared-Loss Agreement (“SLAs”) between CBI and the FDIC arising from the CBI’s acquisition of Mutual Bank. The loss sharing asset was measured at its fair value as of August 31, 2014 in conjunction with the acquisition of CBI. During the third quarter of 2014, the Bank submitted losses in excess of the stated reimbursement threshold of $611.0 million, increasing the reimbursable percentage to 95 percent from 80 percent. The three-year recovery period on the Commercial Share-Loss Portfolio commenced on October 1, 2014. During this period, 95 percent of any recoveries of previously charged-off and reimbursed Commercial SLA loans need to be reimbursed to the FDIC, less any reasonable recovery costs incurred until cumulative submitted losses fall below the stated reimbursement threshold. As of June 30, 2015, the FDIC loss sharing liability was a net payable to the FDIC of $116,000, which consisted of $806,000 of FDIC recoveries partially offset by $690,000 of reimbursable expenses owed to the Bank. Of the $116,000 net payable to the FDIC, all activity is related to the Non-Single Family SLA Portfolio.

Note 7 — Income Taxes

The Company’s income tax expenses for the continuing operations were $9.6 million and $17.2 million for the three and six months ended June 30, 2015, respectively, compared to $6.9 million and $14.7 million for the same periods in 2014. The effective income tax rates were 40.75 percent and 40.66 percent, respectively, for the three and six months ended June 30, 2015, compared to 37.37 percent and 39.56 percent for the same periods in 2014. Management concluded that no valuation allowance is required for the deferred tax assets as of June 30, 2015.

As of June 30, 2015, the Company was subject to examinations by various federal and state tax authorities for the tax years ended December 31, 2004 through 2013. As of June 30, 2015, the Company was subjected to audits or examinations by the Internal Revenue Service for the 2009 tax year and the California Franchise Tax Board for the 2008 and 2009 tax years. Management does not anticipate any material changes in our financial statements due to the results of the audits.

Note 8 — Subordinated Debentures and Rescinded Stock Obligation

Subordinated Debentures

During the third quarter of 2014, the Company assumed CBI’s Junior Subordinated Deferrable Interest Debentures (“Subordinated Debentures”) with an unpaid principal balance of $26.8 million and an estimated fair value of $18.5 million. The $8.3 million discount will be amortized to interest expense over the remaining term. In December 2005, a trust was formed by CBI and issued $26.0 million of Trust Preferred Securities (“TPS”) at 6.26 percent fixed rate for the first five years and a variable rate at the 3 month LIBOR plus 140 basis thereafter and invested the proceeds in Subordinated Debentures. The Subordinated Debentures will mature on December 31, 2035, however, the Bank may redeem the Subordinated Debentures at an earlier date if certain conditions are met. The TPS will be subject to mandatory redemption if the Subordinated Debentures are repaid by the Company. Interest is payable quarterly, and the Company has the option to defer interest payments on the Subordinated Debentures from time to time for a period not to exceed five consecutive years. The amortization was $41,000 and $79,000 for the three and six months ended June 30, 2015.

Rescinded Stock Obligation

Hanmi Financial assumed a rescinded stock obligation of $15.5 million and related accrued interest payable of $4.5 million at the closing date of the CBI acquisition. The obligation resulted from the issuance of CBI common shares that CBI was not legally authorized to issue in 2010 and 2009. Interest has been accrued on the obligation at statutory interest rates that vary from state to state. The rescinded stock obligation and accrued interest as of June 30, 2015 were $150,000 and $65,000, respectively and were $933,000 and $288,000, respectively, as of December 31, 2014.

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Note 9 — Stockholders’ Equity

Stock Warrants

As part of an agreement dated as of July 27, 2010 with Cappello Capital Corp., the placement agent in connection with our best efforts offering and the financial advisor in connection with our completed rights offering, we issued warrants to purchase 250,000 shares of our common stock for services performed. The warrants had an exercise price of $9.60 per share. According to the agreement, the warrants vested on October 14, 2010 and were exercisable until their expiration on October 14, 2015. The Company followed the guidance of FASB ASC Topic 815-40, Derivatives and Hedging—Contracts in Entity’s Own Stock, which established a framework for determining whether certain freestanding and embedded instruments are indexed to a company’s own stock for purposes of evaluation of the accounting for such instruments under existing accounting literature. Under GAAP, the issuer is required to measure the fair value of the equity instruments in the transaction as of the earlier of (i) the date at which a commitment for performance by the counterparty to earn the equity instruments is reached or (ii) the date at which the counterparty’s performance is complete. The fair value of the warrants at the date of issuance totaling $2.0 million was recorded as a liability and a cost of equity, which was determined by the Black-Scholes option pricing model. The expected stock volatility was based on historical volatility of our common stock over the expected term of the warrants. We used a weighted average expected stock volatility of 111.46 percent. The expected life assumption was based on the contract term of five years. The dividend yield of zero was based on the fact that we had no intention to pay cash dividends for the term at the grant date. The risk free rate of 2.07 percent used for the warrants was equal to the zero coupon rate in effect at the time of the grant. During the years of 2012, 2013 and 2014, all the stock warrants were exercised and there were no outstanding stock warrants as of December 31, 2014.

Note 10 – Accumulated Other Comprehensive Income

Activity in accumulated other comprehensive income for the three months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the three months ended June 30, 2015
Balance at beginning of period	$	8,874		$	16	$	(2,691	)	$	6,199
Other comprehensive income before reclassification	(8,041		)	—		4,177			(3,864		)
Reclassification from accumulated other comprehensive income	(1,912		)	—		—			(1,912		)
Period change	(9,953		)	—		4,177			(5,776		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the three months ended June 30, 2014
Balance at beginning of period	$	(11,510	)	$	17	$	5,984		$	(5,509	)
Other comprehensive income before reclassification	6,340			—		(2,617		)	3,723
Reclassification from accumulated other comprehensive income	(364		)	—		—			(364		)
Period change	5,976			—		(2,617		)	3,359
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

For the three months ended June 30, 2015, there was a $1.9 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $1.9 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized gain of $4.1 million in accumulated other comprehensive income as of March 31, 2015.

For the three months ended June 30, 2014, there was a $364,000 reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $364,000 reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest

33

income. The securities sold had a recorded unrealized gain of $100,000 in accumulated other comprehensive income as of March 31, 2014.

Activity in accumulated other comprehensive income for the six months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses  on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the six months ended June 30, 2015
Balance at beginning of period	$	(985	)	$	16	$	1,432		$	463
Other comprehensive income before reclassification	4,002			—		54			4,056
Reclassification from accumulated other comprehensive income	(4,096		)	—		—			(4,096		)
Period change	(94		)	—		54			(40		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the six months ended June 30, 2014
Balance at beginning of period	$	(18,187	)	$	16	$	8,791		$	(9,380	)
Other comprehensive income before reclassification	14,438			1		(5,424		)	9,015
Reclassification from accumulated other comprehensive income	(1,785		)	—		—			(1,785		)
Period change	12,653			1		(5,424		)	7,230
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

For the six months ended June 30, 2015, there was a $4.1 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $4.1 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized gain of $1.2 million in accumulated other comprehensive income as of December 31, 2014.

For the six months ended June 30, 2014, there was a $1.8 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $1.8 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized loss of $177,000 in accumulated other comprehensive income as of December 31, 2013.

Note 11 — Regulatory Matters

Risk-Based Capital

In July 2013, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation approved the Basel III regulatory capital framework and related Dodd-Frank Wall Street Reform and Consumer Protection Act changes. The rules revise minimum capital requirements and adjust prompt corrective action thresholds. The rules also revise the regulatory capital elements, add a new common equity Tier I capital ratio, and increase the minimum Tier I capital ratio requirement. The revisions permit banking organizations to retain, through a one-time election, the existing treatment for accumulated other comprehensive income. Additionally, a new rule on the capital conservation buffer will be implemented beginning January 1, 2016. Under the final rules, institutions are subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if certain capital levels fall below newly required amounts. The rules became effective January 1, 2015 for smaller, non-complex banking organizations with full implementation of certain deductions and adjustments to regulatory capital through January 1, 2019. All prior period data is based on Basel I rules.

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The capital ratios of Hanmi Financial and the Bank as of June 30, 2015 and December 31, 2014 were as follows:

	Actual				Minimum Regulatory Requirement				Minimum to Be Categorized as “Well Capitalized”
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(in thousands)
June 30, 2015
Total capital (to risk-weighted assets):
Hanmi Financial	$	476,897	15.27	%	$	249,810	8.00	%	N/A		N/A
Hanmi Bank	$	474,037	15.20	%	$	249,492	8.00	%	$	311,866	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	187,357	6.00	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	187,119	6.00	%	$	249,492	8.00	%
Common equity Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	140,518	4.50	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	140,340	4.50	%	$	202,713	6.5	%
Tier 1 capital (to average assets):
Hanmi Financial	$	437,453	11.05	%	$	158,364	4.00	%	N/A		N/A
Hanmi Bank	$	434,642	10.99	%	$	158,157	4.00	%	$	197,696	5.00	%
December 31, 2014
Total capital (to risk-weighted assets):
Hanmi Financial	$	493,598	15.89	%	$	248,501	8.00	%	N/A		N/A
Hanmi Bank	$	470,934	15.18	%	$	248,157	8.00	%	$	310,196	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	454,582	14.63	%	$	124,250	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	13.93	%	$	124,078	4.00	%	$	186,118	6.00	%
Tier 1 capital (to average assets):
Hanmi Financial	$	454,582	10.91	%	$	166,600	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	10.39	%	$	166,332	4.00	%	$	207,915	5.00	%

Note 12 — Fair Value Measurements

Fair Value Measurements

FASB ASC 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for measuring fair value including a three-level valuation hierarchy, and expands disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The three-level fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The three levels of inputs that may be used to measure fair value are defined as follows:

• Level 1 - Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

• Level 2 - Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data.

• Level 3 - Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

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Fair value is used on a recurring basis for certain assets and liabilities in which fair value is the primary basis of accounting. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes.

We record securities available for sale at fair value on a recurring basis. Certain other assets, such as loans held for sale, impaired loans, OREO, and other intangible assets, are recorded at fair value on a non-recurring basis. Non-recurring fair value measurements typically involve assets that are periodically evaluated for impairment and for which any impairment is recorded in the period in which the re-measurement is performed.

The following methods and assumptions were used to estimate the fair value of each class of financial instrument below:

Securities available for sale - The fair values of securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges. If quoted prices are not available, fair values are measured using matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities, or other model-based valuation techniques requiring observable inputs other than quoted prices such as yield curve, prepayment speeds, and default rates. Level 1 securities include U.S. treasury securities and mutual funds that are traded on an active exchange or by dealers or brokers in active over-the-counter markets. The fair value of these securities is determined by quoted prices on an active exchange or over-the-counter market. Level 2 securities primarily include mortgage-backed securities, collateralized mortgage obligations, U.S. government agency securities, SBA loan pool securities, municipal bonds and corporate bonds in markets that are not active. In determining the fair value of the securities categorized as Level 2, we obtain reports from nationally recognized broker-dealers detailing the fair value of each investment security held as of each reporting date. The broker-dealers use prices obtained from nationally recognized pricing services to value our fixed income securities. The fair value of the municipal bonds is determined based on a proprietary model maintained by the broker-dealers. We review the prices obtained for reasonableness based on our understanding of the marketplace, and also consider any credit issues related to the bonds. As we have not made any adjustments to the market quotes provided to us and as they are based on observable market data, they have been categorized as Level 2 within the fair value hierarchy. Level 3 securities are instruments that are not traded in the market. As such, no observable market data for the instrument is available, which necessitates the use of significant unobservable inputs.

SBA loans held for sale - SBA loans held for sale are carried at the lower of cost or fair value. As of June 30, 2015 and December 31, 2014, we had $4.2 million and $5.5 million SBA loans held for sale, respectively. Management obtains quotes, bids or pricing indication sheets on all or part of these loans directly from the purchasing financial institutions. Premiums received or to be received on the quotes, bids or pricing indication sheets are indicative of the fact that cost is lower than fair value. At June 30, 2015, the entire balance of SBA loans held for sale was recorded at its cost. We record SBA loans held for sale on a nonrecurring basis with Level 2 inputs.

Impaired loans (excluding PCI loans) - Nonaccrual loans and performing restructured loans are considered impaired for reporting purposes and are measured and recorded at fair value on a non-recurring basis. Nonaccrual Non-PCI loans with an unpaid principal balance over $100,000 and all performing restructured loans are reviewed individually for the amount of impairment, if any. Nonaccrual Non-PCI loans with an unpaid principal balance of $100,000 or less are evaluated for impairment collectively. The Company does not record loans at fair value on a recurring basis. However, from time to time, nonrecurring fair value adjustments to collateral dependent impaired loans are recorded based on either the current appraised value of the collateral, a Level 2 measurement, or management’s judgment and estimation of value reported on older appraisals that are then adjusted based on recent market trends, a Level 3 measurement.

OREO - Fair value of OREO is based primarily on third party appraisals, less costs to sell and result in a Level 2 classification of the inputs for determining fair value. Appraisals are required annually and may be updated more frequently as circumstances require and the fair value adjustments are made to OREO based on the updated appraised value of the property.

Nonperforming loans held for sale- We reclassify certain nonperforming loans as held for sale when we decide to sell those loans. The fair value of nonperforming loans held for sale is generally based upon the quotes, bids or sales contract prices which approximate their fair value. Nonperforming loans held for sale are recorded at estimated fair value less anticipated liquidation cost. As of June 30, 2015 and December 31, 2014, we did not have nonperforming loans held for sale, which are measured on a nonrecurring basis with Level 2 inputs.

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Assets and Liabilities Measured at Fair Value on a Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs with No Active Market with Identical Characteristics		Significant Unobservable Inputs		Balance
	(in thousands)
June 30, 2015
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	379,568	$	—	$	379,568
Collateralized mortgage obligations	—		155,369		—		155,369
U.S. government agency securities	—		62,661		—		62,661
SBA loan pools securities	—		71,686		—		71,686
Municipal bonds-tax exempt	—		3,626		—		3,626
Municipal bonds-taxable	—		15,832		—		15,832
Corporate bonds	—		16,976		—		16,976
U.S. treasury securities	162		—		—		162
Other securities	22,803		—		—		22,803
Total securities available for sale	$	22,965	$	705,718	$	—	$	728,683
December 31, 2014
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	573,286	$	—	$	573,286
Collateralized mortgage obligations	—		188,047		—		188,047
U.S. government agency securities (1)	—		128,207		—		128,207
SBA loan pools securities	—		109,447		—		109,447
Municipal bonds-tax exempt	—		3,681		709		4,390
Municipal bonds-taxable	—		16,922		—		16,922
Corporate bonds	—		16,948		—		16,948
U.S. treasury securities	163		—		—		163
Other securities (2)	22,893		—		—		22,893
Equity securities	—		—		414		414
Total securities available for sale	$	23,056	$	1,036,538	$	1,123	$	1,060,717

⁽¹⁾  U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets.

⁽²⁾  Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

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The table below presents a reconciliation and income statement classification of gains and losses for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2015:

	Beginning Balance as of January 1, 2015		Purchases, Issuances and Settlement			Realized Gains or (Losses) in Earnings			Unrealized Gains or Losses in Other Comprehensive Income		Ending Balance as of June 30, 2015
	(in thousands)
Assets:
Municipal bonds-tax exempt (1)	$	709	$	(709	)	$	—		$	—	$	—
Equity securities (2)	$	414	$	(339	)	$	(75	)	$	—	$	—

⁽¹⁾  A zero coupon tax credit municipal bond matured during the first quarter of 2015.

⁽²⁾  Reflects two equity securities that were not actively traded. During the second quarter of 2015, one equity security with a book value of $200,000 with a fair value of $200,000 as of December 31, 2014 was sold at $75,000 loss and the other equity security with a book value of $250,000 with a fair value of $214,000 as of December 31, 2014 was reclassified to other assets.

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a non-recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the six Months Ended June 30, 2015
	(in thousands)
June 30, 2015
Assets:
Impaired loans (excluding PCI loans) (1)	$	—	$	28,607	$	3,217	$	1,579
OREO (2)	$	—	$	11,857	$	—	$	632
	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the Twelve Months Ended December 31, 2014
	(in thousands)
December 31, 2014
Assets:
Impaired loans (excluding PCI loans) (3)	$	—	$	32,171	$	781	$	2,774
OREO (4)	$	—	$	15,790	$	—	$	—

⁽¹⁾  Consists of real estate loans of $29.0 million, commercial and industrial loans of $1.0 million, and consumer loans of $1.8 million.

⁽²⁾  Consists of properties obtained from the foreclosure of commercial property loans of $11.7 million and residential property loans of $163,000.

⁽³⁾  Consists of real estate loans of $30.0 million, commercial and industrial loans of $1.2 million and consumer loans of $1.7 million.

⁽⁴⁾  Consists of properties obtained from the foreclosure of commercial property loans of $13.2 million and residential property loans of $2.6 million.

FASB ASC 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring

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basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are measured on a recurring basis or non-recurring basis are discussed above.

The estimated fair value of financial instruments has been determined by using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data in order to develop estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that we could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.

The estimated fair values of financial instruments were as follows:

	June 30, 2015
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	153,231	$	153,231	$	—	$	—
Securities available for sale	728,683		22,965		705,718		—
Loans receivable, net of allowance for loan losses	2,826,086		—		—		2,829,963
Loans held for sale	4,158		—		4,158		—
Accrued interest receivable	8,133		8,133		—		—
Servicing assets	13,125		—		—		13,125
Investment in FHLB stock	16,385		—		16,385		—
Investment in FRB stock	13,517		—		13,517		—
Financial liabilities:
Noninterest-bearing deposits	1,061,823		—		1,061,823		—
Interest-bearing deposits	2,377,958		—		—		2,361,096
Servicing liabilities	5,368		—		—		5,368
Borrowings	18,623		—		—		18,623
Accrued interest payable	3,443		3,443		—		—
Off-balance sheet items:
Commitments to extend credit	244,766		—		—		244,766
Standby letters of credit	5,426		—		—		5,426

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	December 31, 2014
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	158,320	$	158,320	$	—	$	—
Securities available for sale (1)	1,060,717		23,056		1,036,538		1,123
Loans receivable, net of allowance for loan losses	2,735,832		—		—		2,738,401
Loans held for sale	5,451		—		5,451		—
Accrued interest receivable	9,749		9,749		—		—
Servicing assets	13,773		—		—		13,773
Investment in FHLB stock	17,580		—		17,580		—
Investment in FRB stock	12,273		—		12,273		—
Financial liabilities:
Noninterest-bearing deposits	1,022,972		—		1,022,972		—
Interest-bearing deposits	2,533,774		—		—		2,528,304
Servicing liabilities	5,971		—		—		5,971
Borrowings	168,544		—		—		168,544
Accrued interest payable	3,450		3,450		—		—
Off-balance sheet items:
Commitments to extend credit	309,584		—		—		309,584
Standby letters of credit	8,982		—		—		8,982

⁽¹⁾  Level 1 and Level 2 previously reported as $128.4 million and $931.2 million, respectively. U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets. Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

The methods and assumptions used to estimate the fair value of each class of financial instruments for which it was practicable to estimate that value are explained below:

Cash and cash equivalents - The carrying amounts of cash and cash equivalents approximate fair value due to the short-term nature of these instruments (Level 1).

Securities - The fair value of securities, consisting of securities available for sale, is generally obtained from market bids for similar or identical securities, from independent securities brokers or dealers, or from other model-based valuation techniques described above (Level 1, 2 and 3).

Loans receivable, net of allowance for loan losses - Loans receivable include Non-PCI loans, PCI loans and Non-PCI impaired loans. The fair value of Non-PCI loans receivable is estimated based on the discounted cash flow approach. The discount rate was derived from the associated yield curve plus spreads and reflects the offering rates offered by the Bank for loans with similar financial characteristics. Yield curves are constructed by product type using the Bank’s loan pricing model for like-quality credits. The discount rates used in the Bank’s model represent the rates the Bank would offer to current borrowers for like-quality credits. These rates could be different from what other financial institutions could offer for these loans. No adjustments have been made for changes in credit within the loan portfolio. It is our opinion that the allowance for loan losses relating to performing and nonperforming loans results in a fair valuation of such loans. Additionally, the fair value of our loans may differ significantly from the values that would have been used had a ready market existed for such loans and may differ materially from the values that we may ultimately realize (Level 3).

The fair value of PCI loans receivable was estimated based on discounted expected cash flows. Increases in expected cash flows and improvements in the timing of cash flows over those previously estimated increase the amount of accretable yield and are recognized as an increase in yield and interest income prospectively. Decreases in the amount and delays in the timing of expected cash flows compared to those previously estimated decrease the amount of accretable yield and usually result in a provision for loan losses and the establishment of an allowance for loan losses (Level 3).

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The fair value of impaired loans (excluding PCI loans) is estimated based on the net realizable fair value of the collateral or the observable market price of the most recent sale or quoted price from loans held for sale.  The Company does not record loans at fair value on a recurring basis.  Nonrecurring fair value adjustments to collateral dependent impaired loans are recorded based on the current appraised value of the collateral (Level 3).

Loans held for sale - Loans held for sale are carried at the lower of aggregate cost or fair market value, as determined based upon quotes, bids or sales contract prices, or as may be assessed based upon the fair value of the collateral which is obtained from recent real estate appraisals (Level 2). Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustment is typically significant and results in Level 3 classification of the inputs for determining fair value.

Accrued interest receivable - The carrying amount of accrued interest receivable approximates its fair value (Level 1).

Servicing assets or servicing liabilities - Servicing assets or servicing liabilities are carried at implied fair value. The fair values of the servicing assets or servicing liabilities are estimated by discounting future cash flows using market-based discount rates and prepayments speeds. The discount rate is based on the current U.S. Treasury yield curve, as published by the Department of the Treasury, plus a spread for the marketplace risk associated with these assets. (Level 3)

Investment in FHLB and FRB stock - The carrying amounts of investments in FHLB and FRB stock approximate fair value as such stock may be resold to the issuer at carrying value (Level 2). Subsequent to the issuance of the Company's consolidated financial statements, the Company determined that investments in FHLB and FRB stock of $17.6 million and $12.3 million, respectively, should be classified as Level 2 rather than Level 1 as originally classified as ownership of these investments is restricted to member banks, the securities are non-marketable equity investments and purchases and sales of these securities are at par with the issuer. Accordingly, the Company has revised the classification of these investments from Level 1 to Level 2 in the table of fair value measurements as of December 31, 2014.

Noninterest-bearing deposits - The fair value of noninterest-bearing deposits is the amount payable on demand at the reporting date (Level 2).

Interest-bearing deposits - The fair value of interest-bearing deposits, such as savings accounts, money market checking, and certificates of deposit, is estimated based on discounted cash flows. The cash flows for non-maturity deposits, including savings accounts and money market checking, are estimated based on their historical decaying experiences. The discount rate used for fair valuation is based on interest rates currently being offered by the Bank on comparable deposits as to amount and term (Level 3).

Borrowings- Borrowings consist of FHLB advances, subordinated debentures and other borrowings. Discounted cash flows based on current market rates for borrowings with similar remaining maturities are used to estimate the fair value of borrowings (Level 3).

Accrued interest payable - The carrying amount of accrued interest payable approximates its fair value (Level 1).

Commitments to extend credit and standby letters of credit - The fair values of commitments to extend credit and standby letters of credit are based upon the difference between the current value of similar loans and the price at which the Bank has committed to make the loans (Level 3).

Note 13 — Share-Based Compensation

Share-Based Compensation Expense

For the three months ended June 30, 2015 and 2014, share-based compensation expenses were $494,000 and $447,000, respectively, and net tax benefits recognized from stock option exercises and restricted stock awards were $161,000 and $149,000, respectively. For the six months ended June 30, 2015 and 2014, share-based compensation expenses were $1.0 million and $1.1 million, respectively, and net tax benefits recognized from stock option exercises and restricted stock awards were $337,000 and $368,000, respectively.

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Unrecognized Share-Based Compensation Expense

As of June 30, 2015, unrecognized share-based compensation expense was as follows:

	Unrecognized Expense		Average Expected Recognition Period
	(in thousands)
Stock option awards	$	1,002	1.5 years
Restricted stock awards	2,877		2.1 years
Total unrecognized share-based compensation expense	$	3,879	2.0 years

The table below provides stock option information for the three months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted- Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	583,665		$	24.09	8.0 years	$	2,383	(1)
Options granted	28,000		$	23.47	9.9 years	—
Options exercised	(6,874	)	$	12.54	7.5 years	—
Options forfeited	(51,126	)	$	21.20	8.9 years	—
Options expired	(225	)	$	144.00	0.8 years	—
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.15 as of March 31, 2015, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

The table below provides stock option information for the six months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	603,872		$	23.78	8	$	2,853	(1)
Options granted	28,000		$	23.47	9.9 years
Options exercised	(26,455	)	$	13.77	7.7 years
Options forfeited	(51,627	)	$	21.12	8.9 years
Options expired	(350	)	$	144.00	0.8 years
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.81 as of December 31, 2014, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

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There were 6,874 and 18,500 stock options exercised during the three months ended June 30, 2015 and 2014, respectively and 26,455 and 33,695 stock options exercised during the six months ended June 30, 2015 and 2014.

Restricted Stock Awards

Restricted stock awards under the Company’s 2007 and 2013 Equity Compensation Plans typically vest over three to five years, and are subject to forfeiture if employment terminates prior to the lapse of restrictions. Hanmi Financial becomes entitled to an income tax deduction in an amount equal to the taxable income reported by the holders of the restricted shares when the restrictions are released and the shares are issued. Forfeitures of restricted stock are treated as canceled shares.

The table below provides information for restricted stock awards for the three and six months ended June 30, 2015:

	Three Months Ended				Six Months Ended
	Number of Shares		Weighted- Average Grant Date Fair Value Per Share		Number of Shares		Weighted- Average Grant Date Fair Value Per Share
Restricted stock at beginning of period	175,072		$	19.55	173,222		$	19.58
Restricted stock granted	49,334		$	22.59	53,184		$	22.43
Restricted stock vested	(16,151	)	$	22.26	(18,151	)	$	22.50
Restricted stock forfeited	(15,000	)	$	21.83	(15,000	)	$	21.83
Restricted stock at end of period	193,255		$	19.92	193,255		$	19.92

Note 14 — Earnings Per Share

Earnings per share (“EPS”) is calculated on both a basic and a diluted basis. Basic EPS excludes dilution and is computed by dividing income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted from the issuance of common stock that then shared in earnings, excluding common shares in treasury. Unvested restricted stock is excluded from the calculation of weighted-average common shares for basic EPS. For diluted EPS, weighted-average common shares include the impact of restricted stock under the treasury method.

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The following table is a reconciliation of the components used to derive basic and diluted EPS for the periods indicated:

	2015					2014
	Net Income (Numerator)		Weighted-Average Shares (Denominator)	Per Share Amount		Net Income (Numerator)			Weighted-Average Shares (Denominator)	Per Share Amount
	(in thousands, except share and per share data)
Three months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	13,984	31,774,692	$	0.44	$	11,509		31,681,033	$	0.36
Income from discontinued operations, net of tax	—		31,774,692	—		(467		)	31,681,033	(0.01		)
Basic EPS	$	13,984	31,774,692	$	0.44	$	11,042		31,681,033	$	0.35
Effect of dilutive securities - options and unvested restricted stock			134,027						293,220
Diluted EPS
Income from continuing operations, net of tax	$	13,984	31,908,719	$	0.44	$	11,509		31,974,253	$	0.36
Income from discontinued operations, net of tax	—		31,908,719	—		(467		)	31,974,253	(0.01		)
Diluted EPS	$	13,984	31,908,719	$	0.44	$	11,042		31,974,253	$	0.35
Six months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	25,038	31,761,067	$	0.79	$	22,477		31,670,436	$	0.71
Income from discontinued operations, net of tax	—		31,761,067	—		(444		)	31,670,436	(0.01		)
Basic EPS	$	25,038	31,761,067	$	0.79	$	22,033		31,670,436	$	0.70
Effect of dilutive securities - options and unvested restricted stock			113,417						279,877
Diluted EPS
Income from continuing operations, net of tax	$	25,038	31,874,484	$	0.79	$	22,477		31,950,313	$	0.70
Income from discontinued operations, net of tax	—		31,874,484	—		(444		)	31,950,313	(0.01		)
Diluted EPS	$	25,038	31,874,484	$	0.79	$	22,033		31,950,313	$	0.69

For the three months ended June 30, 2015 and 2014, stock options totaling 83,500 and 88,975, respectively, were not included in the computation of diluted EPS. For the six months ended June 30, 2015 and 2014, stock options totaling 113,500 and 58,975, respectively, were not included in the computation of diluted EPS.

Note 15 — Off-Balance Sheet Commitments

The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk similar to the risk involved with on-balance sheet items recognized in the Consolidated Balance Sheets.

The Bank’s exposure to loan losses in the event of non-performance by the other party to commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for extending loan facilities to customers. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, was based on management’s credit evaluation of the counterparty.

44

Collateral held varies but may include accounts receivable, inventory, premises and equipment, and income-producing or borrower-occupied properties. The following table shows the distribution of undisbursed loan commitments as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Commitments to extend credit	$	270,702	$	309,584
Standby letters of credit	5,426		8,982
Commercial letters of credit	4,645		7,046
Total undisbursed loan commitments	$	280,773	$	325,612

Note 16 — Liquidity

Hanmi Financial

Management believes that Hanmi Financial, on a stand-alone basis, has adequate liquid assets to meet its operating cash needs through June 30, 2016.

Hanmi Bank

The principal objective of our liquidity management program is to maintain the Bank’s ability to meet the day-to-day cash flow requirements of our customers who either wish to withdraw funds or to draw upon credit facilities to meet their cash needs. Management believes that the Bank, on a stand-alone basis, has adequate liquid assets to meet its current obligations. The Bank’s primary funding source will continue to be deposits originating from its branch platform. The Bank’s wholesale funds historically consisted of FHLB advances and brokered deposits. As of June 30, 2015, the Bank had $99,000 of brokered deposits assumed in the CBI acquisition.

We monitor the sources and uses of funds on a regular basis to maintain an acceptable liquidity position. The Bank’s primary source of borrowings is the FHLB, from which the Bank is eligible to borrow up to 30 percent of its assets. As of June 30, 2015, the total borrowing capacity available based on pledged collateral and the remaining available borrowing capacity were $604.8 million and $604.8 million, respectively, compared to $649.5 million and $499.5 million, respectively, as of December 31, 2014. The Bank’s FHLB borrowings as of June 30, 2015 and December 31, 2014 totaled zero and $150.0 million, respectively, which represented zero percent and 3.54 percent of assets as of June 30, 2015 and December 31, 2014, respectively.

The amount that the FHLB is willing to advance differs based on the quality and character of qualifying collateral pledged by the Bank, and the advance rates for qualifying collateral may be adjusted upwards or downwards by the FHLB from time to time. To the extent deposit renewals and deposit growth are not sufficient to fund maturing and withdrawable deposits, repay maturing borrowings, fund existing and future loans and securities and otherwise fund working capital needs and capital expenditures, the Bank may utilize the remaining borrowing capacity from its FHLB borrowing arrangement.

As a means of augmenting its liquidity, the Bank had an available borrowing source of $42.9 million from the Federal Reserve Discount Window, to which the Bank pledged loans with a carrying value of $60.3 million, and had no borrowings as of June 30, 2015. The Bank has a line of credit with Raymond James & Associates, Inc. for repurchase agreements up to $100.0 million. The Bank established unsecured federal funds lines of credit totaling $95.0 million from three financial institutions to support short-term liquidity.

The Bank has Contingency Funding Plans (“CFPs”) designed to ensure that liquidity sources are sufficient to meet its ongoing obligations and commitments, particularly in the event of a liquidity contraction. The CFPs are designed to examine and quantify its liquidity under various “stress” scenarios. Furthermore, the CFPs provide a framework for management and other critical personnel to follow in the event of a liquidity contraction or in anticipation of such an event. The CFPs address authority for activation and decision making, liquidity options and the responsibilities of key departments in the event of a liquidity contraction.

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Note 17 — Segment Reporting

Through our branch network and lending units, we provide a broad range of financial services to individuals and companies. These services include demand, time and savings deposits; and real estate, commercial and industrial and consumer lending. While our chief decision makers monitor the revenue streams of our various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, we consider all of our operations to be aggregated in one reportable operating segment.

Note 18 — Subsequent Events

Management has evaluated subsequent events through the date of issuance of the financial data included herein. There have been no subsequent events that occurred during such period that would require disclosure in this Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2015, or would be required to be recognized in the Consolidated Financial Statements (Unaudited) as of June 30, 2015.

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Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

The following is management’s discussion and analysis of the major factors that influenced our results of operations and financial condition as of and for the three and six months ended June 30, 2015. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2014 (the “2014 Annual Report on Form 10-K”) and with the unaudited consolidated financial statements and notes thereto set forth in this Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2015 (this “Report”).

Forward-Looking Statements

Some of the statements under “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations” and elsewhere in this Report constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). All statements in this Report other than statements of historical fact are “forward-looking statements” for purposes of federal and state securities laws, including, but not limited to, statements about anticipated future operating and financial performance, financial position and liquidity, business strategies, regulatory and competitive outlook, investment and expenditure plans, capital and financing needs and availability, developments regarding our capital plans, plans and objectives of management for future operations, strategic alternatives for a possible business combination, merger or sale transactions, and other similar forecasts and statements of expectation and statements of assumption underlying any of the foregoing. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “could,” “expects,” “plans,” “intends,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” or “continue,” or the negative of such terms and other comparable terminology. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. These statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to differ from those expressed or implied by the forward-looking statement. These factors include the following: failure to maintain adequate levels of capital and liquidity to support our operations; the effect of potential future supervisory action against us or Hanmi Bank; general economic and business conditions internationally, nationally and in those areas in which we operate, including, but not limited to, California, Illinois and Texas; volatility and deterioration in the credit and equity markets; changes in consumer spending, borrowing and savings habits; availability of capital from private and government sources; demographic changes; competition for loans and deposits and failure to attract or retain loans and deposits; fluctuations in interest rates and a decline in the level of our interest rate spread; risks of natural disasters related to our real estate portfolio; risks associated with Small Business Administration loans; failure to attract or retain key employees; changes in governmental regulation; enforcement actions against us and litigation we may become a party to; ability of Hanmi Bank to make distributions to Hanmi Financial, which is restricted by certain factors, including Hanmi Bank's retained earnings, net income, prior distributions made, and certain other financial tests; ability to successfully and efficiently integrate the operations of banks and other institutions we acquire; adequacy of our allowance for loan losses; credit quality and the effect of credit quality on our provision for loan losses and allowance for loan losses; changes in the financial performance and/or condition of our borrowers and the ability of our borrowers to perform under the terms of their loans and other terms of credit agreements; our ability to control expenses; and changes in securities markets. In addition, for a discussion of some of the other factors that might cause such a difference, see the discussion contained in this Report under the heading “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations.” Also see “Item 1A. Risk Factors,” “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations-Interest Rate Risk Management”and “Capital Resources and Liquidity” in our 2014 Annual Report on Form 10-K, as well as other factors we identify from time to time in our periodic reports, including our Quarterly Reports on Form 10-Q, filed pursuant to the Exchange Act. We undertake no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date, on which such statements were made, except as required by law.

Critical Accounting Policies

We have established various accounting policies that govern the application of GAAP in the preparation of our financial statements. In addition to our significant accounting policies described in the Notes to Consolidated Financial Statements in our 2014 Annual Report on Form 10-K, during the third quarter of 2014, we applied ASC 805, Business Combinations, and ASC 310‑30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, due to the acquisition of CBI. See Note 2 -Acquisition and Note 6 - Loans for accounting policies regarding purchased loans.

Certain accounting policies require us to make significant estimates and assumptions that have a material impact on the carrying value of certain assets and liabilities, and we consider these critical accounting policies. For a description of these critical accounting policies, see “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations - Critical Accounting Policies” in our 2014 Annual Report on Form 10-K. We use estimates and assumptions based

47

on historical experience and other factors that we believe to be reasonable under the circumstances. Actual results could differ significantly from these estimates and assumptions, which could have a material impact on the carrying value of assets and liabilities at the balance sheet dates and our results of operations for the reporting periods. Management has discussed the development and selection of these critical accounting policies with the Audit Committee of Hanmi Financial’s Board of Directors.

Selected Financial Data

The following table set forth certain selected financial data for the periods indicated:

	As of or For the
	Three Months Ended June 30,						Six Months Ended June 30,
	2015			2014			2015			2014
	(in thousands, except share and per share data)
Summary balance sheets:
Cash and cash equivalents	$	153,231		$	123,782		$	153,231		$	123,782
Securities	728,683			505,977			728,683			505,977
Loans receivable (1)	2,826,086			2,300,810			2,826,086			2,300,810
Assets	3,970,770			3,094,775			3,970,770			3,094,775
Deposits	3,439,781			2,544,849			3,439,781			2,544,849
Liabilities	3,498,030			2,668,427			3,498,030			2,668,427
Stockholders’ equity	472,740			426,348			472,740			426,348
Tangible equity	470,850			426,348			470,850			426,348
Average gross loans, net of deferred loan costs	2,839,601			2,298,996			2,829,813			2,278,193
Average securities	844,064			526,474			922,245			530,890
Average interest-earning assets	3,749,011			2,854,031			3,823,942			2,839,927
Average assets	4,023,750			3,001,050			4,101,420			2,989,551
Average deposits	3,484,267			2,522,269			3,505,379			2,511,345
Average borrowings	26,233			39,146			85,953			47,967
Average interest-bearing liabilities	2,467,440			1,718,887			2,554,301			1,737,917
Average stockholders’ equity	474,134			417,874			467,019			411,526
Average tangible equity	472,183			417,874			465,020			410,951
Per share data:
Earnings per share – basic (2)	$	0.44		$	0.36		$	0.79		$	0.71
Earnings per share – diluted(2)	$	0.44		$	0.36		$	0.79		$	0.70
Book value per share (3)	$	14.78		$	13.38		$	14.78		$	13.38
Tangible book value per share (4)	$	14.73		$	13.38		$	14.73		$	13.38
Cash dividends per share	$	0.11		$	0.07		$	0.22		$	0.14
Common shares outstanding	31,974,842			31,860,956			31,974,842			31,860,956
Performance ratios:
Return on average assets(5) (6)	1.39		%	1.54		%	1.23		%	1.52		%
Return on average stockholders’ equity (5) (7)	11.83		%	11.05		%	10.81		%	11.01		%
Return on average tangible equity(5) (8)	11.88		%	11.05		%	10.86		%	11.03		%
Net interest spread(9)	3.75		%	3.53		%	3.72		%	3.56		%
Net interest spread (excluding purchase accounting) (9)	3.18		%	3.53		%	3.09		%	3.56		%
Net interest margin(10)	3.97		%	3.82		%	3.93		%	3.86		%
Net interest margin (excluding purchase accounting)(10)	3.48		%	3.82		%	3.38		%	3.86		%
Efficiency ratio(11)	56.23		%	55.56		%	60.93		%	54.48		%
Efficiency ratio (excluding merger and integration costs)(11)	55.95		%	55.34		%	59.12		%	54.25		%
Dividend payout ratio(12)	25.14		%	20.19		%	28.06		%	20.07		%
Average stockholders’ equity to average assets	11.78		%	13.92		%	11.39		%	13.77		%

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Capital ratios (15):
Total risk-based capital:
Hanmi Financial	15.64	%	17.90	%	15.64	%	17.90	%
Hanmi Bank	15.57	%	17.17	%	15.57	%	17.17	%
Tier 1 risk-based capital:
Hanmi Financial	14.39	%	16.64	%	14.39	%	16.64	%
Hanmi Bank	14.32	%	15.91	%	14.32	%	15.91	%
Common equity Tier 1 capital:
Hanmi Financial	14.39	%	—		14.39	%	—
Hanmi Bank	14.32	%	—		14.32	%	—
Tier 1 leverage:
Hanmi Financial	11.52	%	14.09	%	11.52	%	14.09	%
Hanmi Bank	11.47	%	13.49	%	11.47	%	13.49	%
Asset quality ratios:
Nonperforming Non-PCI loans to gross loans(13)	0.97	%	0.88	%	0.97	%	0.88	%
Nonperforming assets to assets(14)	1.00	%	1.08	%	1.00	%	1.08	%
Nonperforming Non-PCI loans to allowance for loan losses	55.14	%	48.92	%	55.14	%	48.92	%
Net loan (recoveries) charge-offs to average gross loans	(0.04	)%	0.14	%	(0.08	)%	(0.08	)%
Allowance for loan losses to gross loans	1.77	%	2.21	%	1.77	%	2.21	%
Allowance for loan losses to non-performing Non-PCI loans	181.35	%	204.43	%	181.35	%	204.43	%

⁽¹⁾  Loans receivable, net of allowance for loan losses, deferred loan fees, deferred loan costs and discounts

⁽²⁾  Calculation based on net income from continuing operations

⁽³⁾  Stockholders’ equity divided by common shares outstanding

⁽⁴⁾  Tangible equity divided by common shares outstanding

⁽⁵⁾  Calculation based on annualized net income

⁽⁶⁾  Net income divided by average assets

⁽⁷⁾  Net income divided by average stockholders’ equity

⁽⁸⁾  Net income divided by average tangible equity

⁽⁹⁾  Average yield earned on interest-earning assets less average rate paid on interest-bearing liabilities. Computed on a tax-equivalent basis using an effective marginal rate of 35 percent

⁽¹⁰⁾  Net interest income before provision for loan losses divided by average interest-earning assets. Computed on a tax-equivalent basis using an effective marginal rate of 35 percent

⁽¹¹⁾  Noninterest expenses divided by the sum of net interest income before provision for loan losses and noninterest income

⁽¹²⁾  Dividend declared per share divided by basic earnings per share

⁽¹³⁾  Nonperforming loans (excluding PCI loans) consist of nonaccrual loans and loans past due 90 days or more and still accruing interest.

⁽¹⁴⁾  Nonperforming assets consist of nonperforming loans (see footnote (13) above) and OREO.

⁽¹⁵⁾  Basel III rules became effective January 1, 2015, with transitional provisions, and all prior period data is based on Basel I rules.

Non-GAAP Financial Measures

Tangible Stockholders’ Equity to Tangible Assets Ratio

Tangible stockholders' equity to tangible assets ratio is supplemental financial information determined by a method other than in accordance with U.S. generally accepted accounting principles (“GAAP”). This non-GAAP measure is used by management in analyzing Hanmi Financial’s capital strength. Tangible equity is calculated by subtracting goodwill and other intangible assets from stockholders’ equity. Banking and financial institution regulators also exclude goodwill and other intangible assets from stockholders’ equity when assessing the capital adequacy of a financial institution. Management believes the presentation of this financial measure excluding the impact of these items provides useful supplemental information that is essential to a proper understanding of the capital strength of Hanmi Financial. This disclosure should not be viewed as a substitution for results determined in accordance with GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies.

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The following table reconciles this non-GAAP performance measure to the GAAP performance measure as of the dates indicated:

	Six Months Ended June 30,
	2015			2014
	(in thousands, except share and per share data)
Assets	$	3,970,770		$	3,094,775
Less other intangible assets	(1,890		)	—
Tangible assets	$	3,968,880		$	3,094,775
Stockholders’ equity	$	473,365		$	426,348
Less other intangible assets	(1,890		)	—
Tangible stockholders' equity	$	471,475		$	426,348
Book value per share	$	14.78		$	13.38
Effect of other intangible assets	(0.05		)	—
Tangible book value per share	$	14.73		$	13.38

Executive Overview

For the three months ended June 30, 2015, we recognized net income of $14.0 million, or $0.44 per diluted share, compared to net income of $11.0 million, or $0.35 per diluted share, for the same period of 2014. For the six months ended June 30, 2015, we recognized net income of $25.0 million, or $0.79 per diluted share, compared to net income of $22.0 million, or $0.69 per diluted share, for the same period of 2014. Financial highlights include:

• Net interest margin for the second quarter of 2015 improved to 3.97 percent, an increase of 15 basis points, from 3.82 percent for the same period of 2014.

• Interest and dividend income totaled $41.0 million and $82.5 million for the three and six months ended June 30, 2015, respectively, compared to $30.3 million and $60.7 million for the three and six months ended June 30, 2014, respectively.

• Noninterest income totaled $11.1 million and $22.0 million for the three and six months ended June 30, 2015, respectively, compared to $5.5 million and $11.7 million for the three and six months ended June 30, 2014, respectively.

• Asset quality in the second quarter of 2015 improved with classified loans (excluding PCI loans) of $44.8 million, compared to $46.2 million in the same period of 2014. Negative provision for loan losses of $2.5 million and $4.5 million were recorded for the three months and six months ended June 30, 2015, respectively.

• New loan production, excluding loan purchases of $20.6 million, totaled $208.1 million, up 80.6 percent, compared to $115.2 million in the same quarter of 2014.

• A cash dividend of $0.11 per share for the second quarter of 2015 was paid on July 15, 2015.

Results of Operations

Acquisition’s Impact on Earnings Performance

The comparability of financial information is affected by our acquisition of CBI on August 31, 2014 ($1.27 billion in assets). The transaction has been accounted for using the acquisition method of accounting and, accordingly, the related operating results have been included in the consolidated financial statements from the respective acquisition date. See Note 2 - Acquisition.

Net Interest Income

Our primary source of revenue is net interest income, which is the difference between interest and fees derived from earning assets, and interest paid on liabilities obtained to fund those assets. Our net interest income is affected by changes in the level and mix of interest-earning assets and interest-bearing liabilities, referred to as volume changes. Net interest income is also affected by changes in the yields earned on assets and rates paid on liabilities, referred to as rate changes. Interest rates charged on loans are affected principally by changes to interest rates, the demand for such loans, the supply of money available for lending purposes, and other competitive factors. Those factors are, in turn, affected by general economic conditions and other factors beyond our control, such as federal economic policies, the general supply of money in the economy, legislative tax policies, governmental budgetary matters, and the actions of the Federal Reserve.

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The following table shows the average balances of assets, liabilities and stockholders’ equity; the amount of interest income, on a tax-equivalent basis, and interest expense; the average yield or rate for each category of interest-earning assets and interest-bearing liabilities; and the net interest spread and the net interest margin for the periods indicated. All average balances are daily average balances.

	Three Months Ended
	June 30, 2015							June 30, 2014
	Average Balance			Interest Income / Expense		Average Yield / Rate		Average Balance			Interest Income / Expense		Average Yield / Rate
	(in thousands)
Assets
Interest-earning assets:
Gross loans, net of deferred loan fees (1)	$	2,839,601		$	36,915	5.21	%	$	2,298,996		$	27,522	4.80	%
Municipal securities-taxable	16,272			155		3.81	%	19,151			191		3.99	%
Municipal securities-tax exempt (2)	3,670			31		3.35	%	4,428			31		2.78	%
Obligations of other U.S. government agencies	63,512			315		1.98	%	85,160			401		1.88	%
Other debt securities	730,672			2,489		1.36	%	390,435			1,783		1.83	%
Equity securities	29,938			1,116		14.91	%	27,300			408		5.98	%
Interest-bearing deposits in other banks	65,346			40		0.25	%	28,561			18		0.25	%
Total interest-earning assets	3,749,011			41,061		4.39	%	2,854,031			30,354		4.27	%
Noninterest-earning assets:
Cash and cash equivalents	89,313							70,660
Allowance for loan losses	(53,159		)					(57,127		)
Other assets	238,585							133,486
Total noninterest-earning assets	274,739							147,019
Total assets	$	4,023,750						$	3,001,050
Liabilities and Stockholders’ Equity
Interest-bearing liabilities:
Deposits:
Savings	$	119,520		$	106	0.36	%	$	115,667		$	372	1.29	%
Money market checking and NOW accounts	796,664			928		0.47	%	572,949			759		0.53	%
Time deposits	1,525,023			2,768		0.73	%	991,125			2,022		0.82	%
FHLB advances	7,637			4		0.21	%	39,146			30		0.31	%
Subordinated debentures	18,596			151		3.26	%	—			—		—
Total interest-bearing liabilities	2,467,440			3,957		0.64	%	1,718,887			3,183		0.74	%
Noninterest-bearing liabilities:
Demand deposits	1,043,060							842,528
Other liabilities	39,116							21,761
Total noninterest-bearing liabilities	1,082,176							864,289
Total liabilities	3,549,616							2,583,176
Stockholders’ equity	474,134							417,874
Total liabilities and stockholders’ equity	$	4,023,750						$	3,001,050
Net interest income				$	37,104						$	27,171
Cost of deposits						0.44	%						0.50	%
Net interest spread (3)						3.75	%						3.53	%
Net interest margin (4)						3.97	%						3.82	%

⁽¹⁾  Loans are net of discounts, deferred fees and related direct costs and include LHFS and exclude the allowance for loan losses. Nonaccrual loans are included in the average loan balance. Loan fees have been included in the calculation of interest income. Loan fees were $755,000 and $404,000 for the three months ended June 30, 2015 and 2014, respectively.

⁽²⁾  Computed on a tax-equivalent basis using an effective marginal rate of 35 percent.

⁽³⁾  Represents the average yield earned on interest-earning assets less the average rate paid on interest-bearing liabilities.

⁽⁴⁾  Represents net interest income as a percentage of average interest-earning assets.

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Excluding the effects of acquisition accounting adjustments, the net interest margin was 3.48 percent for the three months ended June 30, 2015. The impact of acquisition accounting adjustments on core loan yield and net interest margin are summarized in the following table:

	Three Months Ended
	June 30, 2015
	Amount			Impact
	(in thousands)
Core loan interest income and yield	$	33,842		4.78	%
Accretion of discount on purchased loans	3,073			0.43	%
As reported	$	36,915		5.21	%
Core net interest income and margin excluding purchase accounting	$	32,568		3.48	%
Accretion of discount on Non-PCI loans	2,606			0.28	%
Accretion of discount on PCI loans	467			0.05	%
Accretion of time deposits premium	1,504			0.16	%
Amortization of subordinated debentures discount	(41		)	—
Net impact	4,536			0.49	%
As reported	$	37,104		3.97	%

The table below shows changes in interest income and interest expense and the amounts attributable to variations in interest rates and volumes for the periods indicated. The variances attributable to simultaneous volume and rate changes have been allocated to the change due to volume and the change due to rate categories in proportion to the relationship of the absolute dollar amount attributable solely to the change in volume and to the change in rate.

	Three Months Ended
	June 30, 2015 vs. June 30, 2014
	Increases (Decreases) Due to Change In
	Volume			Rate			Total
	(in thousands)
Interest and dividend income:
Gross loans, net of deferred loan fees	$	6,890		$	2,503		$	9,393
Municipal securities-taxable	(28		)	(8		)	(36		)
Municipal securities-tax exempt	(6		)	6			—
Obligations of other U.S. government agencies	(106		)	20			(86		)
Other debt securities	1,252			(546		)	706
Equity securities	43			665			708
Interest-bearing deposits in other banks	22			—			22
Total interest and dividend income	$	8,067		$	2,640		$	10,707
Interest expense:
Savings	$	12		$	(278	)	$	(266	)
Money market checking and NOW accounts	264			(95		)	169
Time deposits	989			(243		)	746
FHLB advances	(18		)	(8		)	(26		)
Subordinated debentures	151			—			151
Total interest expense	$	1,398		$	(624	)	$	774
Change in net interest income	$	6,669		$	3,264		$	9,933

Interest income on a tax-equivalent basis increased $10.7 million, or 35.3 percent, to $41.1 million for the three months ended June 30, 2015 from $30.4 million for the same period in 2014. Interest expense increased $774,000, or 24.3 percent, to $4.0 million for the three months ended June 30, 2015 from $3.2 million for the same period in 2014. For the three months ended June 30, 2015 and 2014, net interest income before provision for loan losses on a tax-equivalent basis was $37.1

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million and $27.2 million, respectively. The increase in net interest income before provision for loan losses was primarily attributable to growth in average loan balances and securities acquired in the CBI acquisition, primarily offset by increase in time deposits assumed in the CBI acquisition. The net interest spread and net interest margin for the three months ended June 30, 2015 were 3.75 percent and 3.97 percent, respectively, compared to 3.53 percent and 3.82 percent, respectively, for the same period in 2014.

Average gross loans increased $540.6 million, or 23.5 percent, to $2.84 billion for the three months ended June 30, 2015 from $2.30 billion for the same period in 2014. Average securities increased $317.6 million, or 60.3 percent, to $844.1 million for the three months ended June 30, 2015 from $526.5 million for the same period in 2014. Average interest-earning assets increased $895.0 million, or 31.4 percent, to $3.75 billion for the three months ended June 30, 2015 from $2.85 billion for the same period in 2014. The increase in average interest-earning assets was due mainly to loans and securities acquired in the CBI acquisition. Average interest-bearing liabilities increased $748.6 million to $2.47 billion for the three months ended June 30, 2015, compared to $1.72 billion for the same period in 2014. The increase in average interest-bearing liabilities resulted primarily from deposits assumed in the CBI acquisition, partially offset by reduction of high-cost time deposits.

The average yield on loans increased to 5.21 percent for the three months ended June 30, 2015 from 4.80 percent for the same period in 2014, primarily due to a 43 basis point increase in discount accretion on purchased loans. The average yield on securities decreased to 1.95 percent for the three months ended June 30, 2015 from 2.14 percent for the same period in 2014, attributable primarily to increases in lower yielding securities acquired in the CBI acquisition. The average yield on interest-earning assets increased 12 basis points to 4.39 percent for the three months ended June 30, 2015 from 4.27 percent for the same period in 2014, due mainly to the increased yield related to discount accretion on loans acquired in the CBI acquisition. The average cost on interest-bearing liabilities decreased 10 basis points to 0.64 percent for the three months ended June 30, 2015 from 0.74 percent for the same period in 2014, due mainly to $1.5 million amortization of time deposit premiums acquired in the CBI acquisition.

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The following table shows the average balances of assets, liabilities and stockholders’ equity; the amount of interest income, on a tax-equivalent basis, and interest expense; the average yield or rate for each category of interest-earning assets and interest-bearing liabilities; and the net interest spread and the net interest margin for the periods indicated. All average balances are daily average balances.

	Six Months Ended
	June 30, 2015							June 30, 2014
	Average Balance			Interest Income / Expense		Average Yield / Rate		Average Balance			Interest Income / Expense		Average Yield / Rate
	(in thousands)
Assets
Interest-earning assets:
Gross loans, net of deferred loan fees (1)	$	2,829,813		$	73,949	5.27	%	$	2,278,193		$	54,851	4.86	%
Municipal securities-taxable	16,587			318		3.83	%	25,152			520		4.13	%
Municipal securities-tax exempt (2)	4,003			62		3.07	%	8,790			148		3.36	%
Obligations of other U.S. government agencies	74,546			719		1.93	%	84,367			806		1.91	%
Other debt securities	797,213			5,776		1.45	%	386,297			3,586		1.86	%
Equity securities	29,896			1,598		10.69	%	26,284			812		6.18	%
Federal funds sold	—			—		—		6			—		—
Interest-bearing deposits in other banks	71,884			88		0.25	%	30,838			38		0.25	%
Total interest-earning assets	3,823,942			82,510		4.35	%	2,839,927			60,761		4.31	%
Noninterest-earning assets:
Cash and cash equivalents	87,842							74,010
Allowance for loan losses	(53,238		)					(57,887		)
Other assets	242,874							133,501
Total noninterest-earning assets	277,478							149,624
Total assets	$	4,101,420						$	2,989,551
Liabilities and Stockholders’ Equity
Interest-bearing liabilities:
Deposits:
Savings	$	119,884		$	220	0.37	%	$	116,067		$	776	1.35	%
Money market checking and NOW accounts	789,587			1,813		0.46	%	582,219			1,526		0.53	%
Time deposits	1,558,877			5,549		0.72	%	991,664			4,073		0.83	%
FHLB advances	67,376			60		0.18	%	47,967			78		0.33	%
Subordinated debentures	18,577			296		3.21	%	—			—		—
Total interest-bearing liabilities	2,554,301			7,938		0.63	%	1,737,917			6,453		0.75	%
Noninterest-bearing liabilities:
Demand deposits	1,037,031							821,395
Other liabilities	43,069							18,713
Total noninterest-bearing liabilities	1,080,100							840,108
Total liabilities	3,634,401							2,578,025
Stockholders’ equity	467,019							411,526
Total liabilities and stockholders’ equity	$	4,101,420						$	2,989,551
Net interest income				$	74,572						$	54,308
Cost of deposits						0.44	%						0.51	%
Net interest spread (3)						3.72	%						3.56	%
Net interest margin (4)						3.93	%						3.86	%

⁽¹⁾  Loans are net of discounts, deferred fees and related direct costs and include LHFS and exclude the allowance for loan losses. Nonaccrual loans are included in the average loan balance. Loan fees have been included in the calculation of interest income. Loan fees were $1.1 million and $781,000 for the six months ended June 30, 2015 and 2014, respectively.

⁽²⁾  Computed on a tax-equivalent basis using an effective marginal rate of 35 percent.

⁽³⁾  Represents the average yield earned on interest-earning assets less the average rate paid on interest-bearing liabilities.

⁽⁴⁾  Represents net interest income as a percentage of average interest-earning assets.

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Excluding the effects of acquisition accounting adjustments, the net interest margin was 3.38 percent for the six months ended June 30, 2015. The impact of acquisition accounting adjustments on core loan yield and net interest margin are summarized in the following table:

	Six Months Ended
	June 30, 2015
	Amount			Impact
	(in thousands)
Core loan interest income and yield	$	66,522		4.74	%
Accretion of discount on purchased loans	7,427			0.53	%
As reported	$	73,949		5.27	%
Core net interest income and margin excluding purchase accounting	$	64,114		3.38	%
Accretion of discount on Non-PCI loans	6,117			0.32	%
Accretion of discount on PCI loans	1,310			0.07	%
Accretion of time deposits premium	3,110			0.16	%
Amortization of subordinated debentures discount	(79		)	—
Net impact	10,458			0.55	%
As reported	$	74,572		3.93	%

The table below shows changes in interest income and interest expense and the amounts attributable to variations in interest rates and volumes for the periods indicated. The variances attributable to simultaneous volume and rate changes have been allocated to the change due to volume and the change due to rate categories in proportion to the relationship of the absolute dollar amount attributable solely to the change in volume and to the change in rate.

	Six Months Ended
	June 30, 2015 vs. June 30, 2014
	Increases (Decreases) Due to Change In
	Volume			Rate			Total
	(in thousands)
Interest and dividend income:
Gross loans, net of deferred loan fees	$	14,163		$	4,935		$	19,098
Municipal securities-taxable	(166		)	(36		)	(202		)
Municipal securities-tax exempt	(75		)	(11		)	(86		)
Obligations of other U.S. government agencies	(95		)	8			(87		)
Other debt securities	3,115			(925		)	2,190
Equity securities	125			661			786
Interest-bearing deposits in other banks	50			—			50
Total interest and dividend income	$	17,117		$	4,632		$	21,749
Interest expense:
Savings	$	—		$	(556	)	$	(556	)
Money market checking and NOW accounts	358			(71		)	287
Time deposits	1,640			(164		)	1,476
FHLB advances	8			(26		)	(18		)
Subordinated debentures	296			—			296
Total interest expense	$	2,302		$	(817	)	$	1,485
Change in net interest income	$	14,815		$	5,449		$	20,264

Interest income on a tax-equivalent basis increased $21.7 million, or 35.8 percent, to $82.5 million for the six months ended June 30, 2015 from $60.8 million for the same period in 2014. Interest expense increased $1.5 million, or 23.0 percent, to $7.9 million for the six months ended June 30, 2015 from $6.5 million for the same period in 2014. For the six months ended June 30, 2015 and 2014, net interest income before provision for loan losses on a tax-equivalent basis was $74.6 million and

55

$54.3 million, respectively. The increase in net interest income before provision for loan losses was primarily attributable to growth in average loan balances and securities acquired in the CBI acquisition, primarily offset by increase in time deposits assumed in the CBI acquisition. The net interest spread and net interest margin for the six months ended June 30, 2015 were 3.72 percent and 3.93 percent, respectively, compared to 3.56 percent and 3.86 percent, respectively, for the same period in 2014.

Average gross loans increased $551.6 million, or 24.2 percent, to $2.83 billion for the six months ended June 30, 2015 from $2.28 billion for the same period in 2014. Average securities increased $391.4 million, or 73.7 percent, to $922.2 million for the six months ended June 30, 2015 from $530.9 million for the same period in 2014. Average interest-earning assets increased $984.0 million, or 34.6 percent, to $3.82 billion for the six months ended June 30, 2015 from $2.84 billion for the same period in 2014. The increase in average interest-earning assets was due mainly to loans and securities acquired in the CBI acquisition. Average interest-bearing liabilities increased $816.4 million to $2.55 billion for the six months ended June 30, 2015, compared to $1.74 billion for the same period in 2014. The increase in average interest-bearing liabilities resulted primarily from deposits assumed in the CBI acquisition, partially offset by reduction of high-cost time deposits.

The average yield on loans increased to 5.27 percent for the six months ended June 30, 2015 from 4.86 percent for the same period in 2014, primarily due to a 53 basis point increase in discount accretion on purchased loans. The average yield on securities decreased to 1.84 percent for the six months ended June 30, 2015 from 2.21 percent for the same period in 2014, attributable primarily to increases in lower yielding securities acquired in the CBI acquisition. The average yield on interest-earning assets increased 4 basis points to 4.35 percent for the six months ended June 30, 2015 from 4.31 percent for the same period in 2014, due mainly to the increased yield related to discount accretion on loans acquired in the CBI acquisition. The average cost on interest-bearing liabilities decreased 12 basis points to 0.63 percent for the six months ended June 30, 2015 from 0.75 percent for the same period in 2014, due primarily to $3.1 million amortization of time deposit premiums acquired in the CBI acquisition.

Provision for Loan Losses

In anticipation of credit risks inherent in our lending business, we set aside allowance for loan losses through charges to earnings. These charges are made not only for our outstanding loan portfolio, but also for off-balance sheet items, such as commitments to extend credit, or letters of credit. The charges made for our outstanding loan portfolio are recorded to the allowance for loan losses, whereas charges for off-balance sheet items are recorded to the reserve for off-balance sheet items, and are presented as a component of other liabilities.

Net recoveries were $272,000 and $2.3 million for the three and six months ended June 30, 2015, respectively, compared to $806,000 of net charge-offs and $1.8 million of net recoveries for the same periods in 2014. Classified loans (excluding PCI loans) totaled $44.8 million as of June 30, 2015, compared to $46.2 million as of June 30, 2014. Other credit metrics also experienced improvements as the quality of the loan portfolio improved. Therefore, negative provisions for loan losses of $2.5 million and $4.5 million were recorded for the three and six months ended June 30, 2015, respectively, compared to negative provision for loan losses of $3.9 million and $7.2 million for the same periods in 2014. See “Nonperforming Assets” and “Allowance for Loan Losses and Allowance for Off-Balance Sheet Items” for further details.

Noninterest Income

The following table sets forth the various components of noninterest income for the periods indicated:

	Three Months Ended June 30,				Increase (Decrease)
	2015		2014		Amount			Percentage
	(in thousands)
Service charges on deposit accounts	$	3,169	$	2,568	$	601		23.4	%
Trade finance and other service charges and fees	1,109		1,166		(57		)	(4.9	)%
Gain on sale of SBA loans	1,573		498		1,075			215.9	%
Net gain on sales of securities	1,912		364		1,548			425.3	%
Disposition gains on PCI loans	2,470		—		2,470			—
Other operating income	900		892		8			0.9	%
Total noninterest income	$	11,133	$	5,488	$	5,645		102.9	%

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For the three months ended June 30, 2015, noninterest income was $11.1 million, an increase of $5.6 million, or 102.9 percent, compared to $5.5 million for the same period in 2014. The increase was primarily attributable to increases in disposition gains on PCI loans, net gain on sales of securities, gain on sales of SBA loans and service charges on deposit account. Service charges on deposit accounts, which represent 28.5 percent of total noninterest income for the three months ended June 30, 2015, increased $601,000, or 23.4 percent, to $3.2 million, compared to $2.6 million for the same period in 2014, mainly due to the CBI acquisition. Due to a $12.6 million increase in the sale of SBA loans, gain on sale of SBA loans increased $1.1 million to $1.6 million for the three months ended June 30, 2015, compared to $498,000 for the same period of 2014. Due to a $90.6 million increase in the sale of securities, net gain on sales of securities increased $1.5 million to $1.9 million for the three months ended June 30, 2015, compared to $364,000 for the same period in 2014. Disposition gains on PCI loans totaled $2.5 million for the three months ended June 30, 2015, compared to none for the same period in 2014.

The following table sets forth the various components of noninterest income for the periods indicated:

	Six Months Ended June 30,				Increase (Decrease)
	2015		2014		Amount		Percentage
	(in thousands)
Service charges on deposit accounts	$	6,380	$	5,041	$	1,339	26.6	%
Trade finance and other service charges and fees	2,376		2,188		188		8.6	%
Gain on sale of SBA loans	3,257		1,045		2,212		211.7	%
Net gain on sales of securities	4,096		1,785		2,311		129.5	%
Disposition gains on PCI loans	3,693		—		3,693		—
Other operating income	2,181		1,643		538		32.7	%
Total noninterest income	$	21,983	$	11,702	$	10,281	87.9	%

For the six months ended June 30, 2015, noninterest income was $22.0 million, an increase of $10.3 million, or 87.9 percent, compared to $11.7 million for the same period in 2014. The increase was primarily attributable to increases in disposition gains on PCI loans, net gain on sales of securities, gain on sales of SBA loans and service charges on deposit account. Service charges on deposit accounts, which represent 29.0 percent of total noninterest income for the six months ended June 30, 2015, increased $1.3 million, or 26.6 percent, to $6.4 million, compared to $5.0 million for the same period in 2014, mainly due to the CBI acquisition. Due to a $25.5 million increase in the sale of SBA loans, gain on sale of SBA loans increased $2.2 million to $3.3 million for the six months ended June 30, 2015, compared to $1.0 million for the same period of 2014. Due to a $203.6 million increase in the sale of securities, net gain on sales of securities increased $2.3 million to $4.1 million for the six months ended June 30, 2015, compared to $1.8 million for the same period in 2014. Disposition gains on PCI loans totaled $3.7 million for the six months ended June 30, 2015, compared to none for the same period in 2014.

Noninterest Expense

The following table sets forth the breakdown of noninterest expense for the periods indicated:

	Three Months Ended June 30,					Increase (Decrease)
	2015			2014		Amount			Percentage
	(in thousands)
Salaries and employee benefits	$	15,542		$	10,280	$	5,262		51.2	%
Occupancy and equipment	4,224			2,469		1,755			71.1	%
Merger and integration costs	136			72		64			88.9	%
Data processing	1,335			1,112		223			20.1	%
OREO expense	(13		)	—		(13		)	—
Professional fees	1,701			652		1,049			160.9	%
Supplies and communications	928			595		333			56.0	%
Advertising and promotion	1,046			753		293			38.9	%
Other operating expenses	2,219			2,206		13			0.6	%
Total noninterest expense	$	27,118		$	18,139	$	8,979		49.5	%

For the three months ended June 30, 2015, noninterest expense was $27.1 million, an increase of $9.0 million or 49.5 percent, compared to $18.1 million for the same period in 2014. The increase was due primarily to the increases in salaries and

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employee benefits, occupancy and equipment and professional fees. The largest component of noninterest expense for the three months ended June 30, 2015 was salaries and employee benefits, which represented 57.3 percent of total noninterest expense for the three months ended June 30, 2015. Salaries and employee benefits increased $5.3 million, or 51.2 percent, to $15.5 million, compared to $10.3 million for the same period in 2014, due mainly to an increase in the average number of employees added from the CBI acquisition and additional share-based compensation reflecting stock options and restricted stock awards granted. Occupancy and equipment costs for the three months ended June 30, 2015 increased $1.8 million, or 71.1 percent, to $4.2 million, compared to $2.5 million for the same period in 2014 as a result of the CBI acquisition. For the three months ended June 30, 2015, professional fees increased $1.0 million, or 160.9 percent, to $1.7 million, compared to $652,000 for the same period in 2014, mainly due to costs incurred to strengthen infrastructure to meet heightened control standards.

The following table sets forth the breakdown of noninterest expense for the periods indicated:

	Six Months Ended June 30,				Increase (Decrease)
	2015		2014		Amount		Percentage
	(in thousands)
Salaries and employee benefits	$	31,926	$	20,539	$	11,387	55.4	%
Occupancy and equipment	8,527		4,866		3,661		75.2	%
Merger and integration costs	1,747		157		1,590		1,012.7	%
Data processing	3,467		2,270		1,197		52.7	%
OREO expense	404		5		399		7,980.0	%
Professional fees	4,042		1,400		2,642		188.7	%
Supplies and communications	1,758		1,097		661		60.3	%
Advertising and promotion	1,569		1,333		236		17.7	%
Other operating expenses	5,382		4,270		1,112		26.0	%
Total noninterest expense	$	58,822	$	35,937	$	22,885	63.7	%

For the six months ended June 30, 2015, noninterest expense was $58.8 million, an increase of $23.0 million or 63.7 percent, compared to $35.9 million for the same period in 2014. The increase was due primarily to the increases in salaries and employee benefits, occupancy and equipment, data processing and professional fees. The largest component of noninterest expense for the six months ended June 30, 2015 was salaries and employee benefits, which represented 54.2 percent of total noninterest expense for the six months ended June 30, 2015. Salaries and employee benefits increased $11.4 million, or 55.4 percent, to $31.9 million, compared to $20.5 million for the same period in 2014, due mainly to an increase in the average number of employees added from the CBI acquisition and additional share-based compensation reflecting stock options and restricted stock awards granted. Occupancy and equipment costs for the six months ended June 30, 2015 increased $3.7 million, or 75.2 percent, to $8.5million, compared to $4.9 million for the same period in 2014 as a result of the CBI acquisition. Data processing costs for the six months ended June 30, 2015 increased $1.2 million, or 52.7 percent, to $3.5million, compared to $2.3 million for the same period in 2014 as a result of the CBI acquisition. For the six months ended June 30, 2015, professional fees increased $2.6 million, or 188.7 percent, to $4.0 million, compared to $1.4 million for the same period in 2014, mainly due to costs incurred to strengthen infrastructure to meet heightened control standards.

Provision for Income Taxes

Provision for income taxes from continuing operations totaled $9.6 million for the three months ended June 30, 2015, compared to $6.9 million for the same period in 2014. The effective income tax rate was 40.75 percent for the three months ended June 30, 2015, compared to 37.37 percent for the same period in 2014. Provision for income taxes from continuing operations totaled $17.2 million for the six months ended June 30, 2015, compared to $14.7 million for the same period in 2014. The effective income tax rate was 40.66 percent for the six months ended June 30, 2015, compared to 39.56 percent for the same period in 2014.

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Financial Condition

Securities

Securities are classified as held to maturity, available for sale, or trading in accordance with GAAP. There were no held to maturity or trading securities as of June 30, 2015 and December 31, 2014. Securities classified as available for sale are stated at fair value. The composition of our securities portfolio reflects our securities strategy of providing a relatively stable source of interest income while maintaining an appropriate level of liquidity. Our securities portfolio also provides a source of liquidity by pledging as collateral or through repurchase agreement and collateral for certain public funds deposits.

As of June 30, 2015, our securities portfolio was composed primarily of mortgage-backed securities, collateralized mortgage obligations and U.S. government agency securities. Most of the securities carried fixed interest rates. Other than holdings of U.S. government agency securities, there were no securities of any one issuer exceeding 10 percent of stockholders’ equity as of June 30, 2015 and December 31, 2014.

The following table summarizes the amortized cost, estimated fair value and unrealized gain (loss) on securities as of the dates indicated:

	June 30, 2015							December 31, 2014
	Amortized Cost		Estimated Fair Value		Unrealized Gain (Loss)			Amortized Cost		Estimated Fair Value		Unrealized Gain (Loss)
	(in thousands)
Securities available for sale:
Mortgage-backed securities (1) (2)	$	379,574	$	379,568	$	(6	)	$	571,678	$	573,286	$	1,608
Collateralized mortgage obligations (1)	154,968		155,369		401			188,704		188,047		(657		)
U.S. government agency securities	63,969		62,661		(1,308		)	129,857		128,207		(1,650		)
SBA loan pool securities	71,960		71,686		(274		)	109,983		109,447		(536		)
Municipal bonds-tax exempt	3,589		3,626		37			4,319		4,390		71
Municipal bonds-taxable	15,607		15,832		225			16,615		16,922		307
Corporate bonds	17,019		16,976		(43		)	17,018		16,948		(70		)
U.S. treasury securities	161		162		1			163		163		—
Other securities	22,916		22,803		(113		)	22,916		22,893		(23		)
Equity securities (3)	—		—		—			450		414		(36		)
Total securities available for sale	$	729,763	$	728,683	$	(1,080	)	$	1,061,703	$	1,060,717	$	(986	)

⁽¹⁾  Collateralized by residential mortgages and guaranteed by U.S. government sponsored entities.

⁽²⁾  A portion of the mortgage-backed securities is comprised of home mortgage-backed securities backed by home equity conversion mortgages.

⁽³⁾  During the second quarter of 2015, of the two equity securities, one was sold and the other was reclassified to other asset.

As of June 30, 2015, securities available for sale decreased 31.3 percent to $728.7 million, compared to $1.06 billion as of December 31, 2014, due mainly to a $307.4 million securities sold during the six months ended June 30, 2015. As of June 30, 2015, securities available for sale had a net unrealized loss of $1.1 million, comprised of $2.8 million of unrealized gains and $3.9 million of unrealized losses. As of December 31, 2014, securities available for sale had a net unrealized loss of $986,000, comprised of $4.0 million of unrealized gains and $5.0 million of unrealized losses.

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The following table summarizes the contractual maturity schedule for securities, at amortized cost, and their weighted-average yield as of June 30, 2015:

					After One Year But				After Five Years But
	Within One Year				Within Five Years				Within Ten Years				After Ten Years				Total
	Amount		Yield		Amount		Yield		Amount		Yield		Amount		Yield		Amount		Yield
									(in thousands)
Securities available for sale:
Mortgage-backed securities	$	—	—		$	35,092	1.39	%	$	196,232	2.01	%	$	148,250	1.39	%	$	379,574	1.71	%
Collateralized mortgage obligations	445		1.24	%	10,805		0.65	%	76,712		1.85	%	67,006		2.07	%	154,968		1.86	%
U.S. government agency securities	—		—		9,000		1.57	%	48,979		2.00	%	5,990		2.32	%	63,969		1.97	%
SBA loan pool securities	—		—		—		—		34,616		1.07	%	37,344		1.10	%	71,960		1.09	%
Municipal bonds-tax exempt (1)	—		—		722		2.82	%	2,867		3.49	%	—		—		3,589		3.36	%
Municipal bonds-taxable	—		—		2,425		3.23	%	11,734		4.01	%	1,448		4.13	%	15,607		3.90	%
Corporate bonds	11,998		1.17	%	5,021		0.75	%	—		—		—		—		17,019		1.04	%
U.S. treasury securities	—		—		161		1.17	%	—		—		—		—		161		1.17	%
Other securities	—		—		—		—		—		—		22,916		2.19	%	22,916		2.19	%
Total securities available for sale	$	12,443	1.17	%	$	63,226	1.32	%	$	371,140	1.96	%	$	282,954	1.61	%	$	729,763	1.76	%

⁽¹⁾  The yield on municipal bonds has been computed on a federal tax-equivalent basis of 35 percent.

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Loans

The following table shows the loan composition by type as of the dates indicated:

				Acquired CBI		Acquired CBI			Acquired
	Legacy Loans			Non-PCI Loans		PCI Loans			Loans Total			Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	658,776		$	31,321	$	9,358		$	40,679		$	699,455
Hospitality	416,014			76,275		10,345			86,620			502,634
Gas station	281,665			55,901		5,955			61,856			343,521
Other	824,726			16,009		5,885			21,894			846,620
Construction	20,876			434		—			434			21,310
Residential property	168,830			2,241		2,055			4,296			173,126
Total real estate loans	2,370,887			182,181		33,598			215,779			2,586,666
Commercial and industrial loans:
Commercial term	107,818			3,858		267			4,125			111,943
Commercial lines of credit	113,696			1,686		—			1,686			115,382
International loans	33,864			—		—			—			33,864
Total commercial and industrial loans	255,378			5,544		267			5,811			261,189
Consumer loans (1)	25,312			962		43			1,005			26,317
Gross loans	2,651,577			188,687		33,908			222,595			2,874,172
Allowance for loans losses	(49,468		)	—		(1,352		)	(1,352		)	(50,820		)
Deferred loan costs	2,734			—		—			—			2,734
Loans receivable, net	$	2,604,843		$	188,687	$	32,556		$	221,243		$	2,826,086
December 31, 2014
Real estate loans:
Commercial property
Retail	$	641,272		$	33,800	$	10,343		$	44,143		$	685,415
Hospitality	363,578			90,921		12,862			103,783			467,361
Gas station	293,827			68,413		7,745			76,158			369,985
Other	826,944			15,182		10,680			25,862			852,806
Construction	8,968			549		—			549			9,517
Residential property	118,592			2,340		2,499			4,839			123,431
Total real estate loans	2,253,181			211,205		44,129			255,334			2,508,515
Commercial and industrial loans:
Commercial term	111,658			4,415		327			4,742			116,400
Commercial lines of credit	91,808			2,052		—			2,052			93,860
International loans	38,929			—		—			—			38,929
Total commercial and industrial loans	242,395			6,467		327			6,794			249,189
Consumer loans (1)	26,458			1,054		45			1,099			27,557
Gross loans	2,522,034			218,726		44,501			263,227			2,785,261
Allowance for loans losses	(51,640		)	—		(1,026		)	(1,026		)	(52,666		)
Deferred loan costs	3,237			—		—			—			3,237
Loans receivable, net	$	2,473,631		$	218,726	$	43,475		$	262,201		$	2,735,832

⁽¹⁾  Consumer loans include home equity lines of credit.

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As of June 30, 2015 and December 31, 2014, loans receivable, net of deferred loan costs and allowance for loan losses, totaled $2.83 billion and $2.74 billion, respectively, representing an increase of $90.3 million, or 3.3 percent. Gross loans increased $88.9 million, or 3.2 percent, to $2.87 billion as of June 30, 2015, from $2.79 billion as of December 31, 2014. The increase was attributable to increases in commercial real estate loans by $28.5 million, construction loans by $11.8 million, residential property loans by $37.9 million and commercial lines of credits by $21.5 million, offset by decreases in commercial term loans by $4.5 million, international loans by $5.1 million and consumer loans by $1.2 million.

During the six months ended June 30, 2015, total loan disbursements comprised of $245.3 million in commercial real estate loans, $47.0 million in commercial and industrial loans, $52.7 million in SBA loans and $59.6 million in purchased residential property loans. The increase was offset by $201.6 million of payoffs and paydowns, $75.7 million of other net amortization and $39.2 million of transfers to loans held for sale.

Our loan portfolio included the following concentrations of loans to one type of industry that were greater than 10 percent of gross loans outstanding:

	Balance as of June 30, 2015		Percentage of Gross Loans Outstanding
Industry
	(in thousands)
Lessor of nonresidential buildings	$	725,296	25.2	%
Hospitality	$	506,095	17.6	%
Gas station	$	360,877	12.5	%

There was no other concentration of loans to any one type of industry exceeding 10.0 percent of gross loans outstanding.

Nonperforming Assets

Nonperforming loans (excluding PCI loans) consist of loans on nonaccrual status and loans 90 days or more past due and still accruing interest. Nonperforming assets consist of nonperforming loans and OREO. Non-purchased credit impaired (“Non-PCI”) loans are placed on nonaccrual status when, in the opinion of us, the full timely collection of principal or interest is in doubt. Generally, the accrual of interest is discontinued when principal or interest payments become more than 90 days past due, unless we believe the loan is adequately collateralized and in the process of collection. However, in certain instances, we may place a particular loan on nonaccrual status earlier, depending upon the individual circumstances surrounding the loan’s delinquency. When an asset is placed on nonaccrual status, previously accrued but unpaid interest is reversed against current income. Subsequent collections of cash are applied as principal reductions when received, except when the ultimate collectability of principal is probable, in which case interest payments are credited to income. Nonaccrual assets may be restored to accrual status when principal and interest become current and full repayment is expected. Interest income is recognized on the accrual basis for impaired loans not meeting the criteria for nonaccrual. OREO consists of properties acquired by foreclosure or similar means that wet intends to offer for sale.

Except for nonperforming loans set forth below and PCI loans, we are not aware of any loans as of June 30, 2015 and December 31, 2014 for which known credit problems of the borrower would cause serious doubts as to the ability of such borrowers to comply with their present loan repayment terms, or any known events that would result in the loan being designated as nonperforming at some future date. We cannot, however, predict the extent to which a deterioration in general economic conditions, real estate values, increases in general rates of interest, or changes in the financial condition or business of borrower may adversely affect a borrower’s ability to pay.

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The following table provides information with respect to the components of nonperforming assets (excluding PCI loans) as of the dates indicated:

	June 30, 2015			December 31, 2014			Increase (Decrease)
							Amount			Percentage
				(in thousands)
Nonperforming Non-PCI loans:
Real estate loans:
Commercial property
Retail	$	1,599		$	2,160		$	(561	)	-26.0	%
Hospitality	6,133			3,835			2,298			59.9	%
Gas station	5,664			3,478			2,186			62.9	%
Other	6,404			4,961			1,443			29.1	%
Residential property	1,141			1,588			(447		)	-28.1	%
Commercial and industrial loans:
Commercial term	5,108			7,052			(1,944		)	-27.6	%
Commercial lines of credit	417			466			(49		)	-10.5	%
Consumer loans	1,557			1,742			(185		)	-10.6	%
Total nonperforming Non-PCI loans	28,023			25,282			2,741			10.8	%
Loans 90 days or more past due and still accruing	—			—			—			—
Total nonperforming Non-PCI loans (1)	28,023			25,282			2,741			10.8	%
OREO	11,857			15,790			(3,933		)	-24.9	%
Total nonperforming assets	$	39,880		$	41,072		$	(1,192	)	-2.9	%
Nonperforming Non-PCI loans as a percentage of gross loans	0.97		%	0.91		%
Nonperforming assets as a percentage of assets	1.00		%	0.97		%
Total debt restructured performing Non-PCI loans	$	8,590		$	13,817

⁽¹⁾  Includes nonperforming TDRs of $13.3 million and $12.5 million as of June 30, 2015 and December 31, 2014, respectively.

Nonaccrual Non-PCI loans totaled $28.0 million as of June 30, 2015, compared to $25.3 million as of December 31, 2014, representing an increase of $2.7 million, or 10.8 percent. There were no PCI loans on nonaccrual as of June 30, 2015 and December 31, 2014. Delinquent loans (defined as 30 days or more past due) were $23.5 million as of June 30, 2015, compared to $24.3 million as of December 31, 2014, representing a 3.3 percent decrease. Delinquent loans of $12.5 million and $7.9 million were included in nonperforming Non-PCI loans as of June 30, 2015 and December 31, 2014. During the six months ended June 30, 2015, loans totaling $12.7 million were placed on nonaccrual status. The additions to nonaccrual loans were mainly offset by the receipt of a $1.5 million in SBA guaranty received, $6.3 million in principal payoffs and paydowns and $1.3 million in charge-offs.

The ratio of nonperforming Non-PCI loans to gross loans increased to 0.97 percent at June 30, 2015 from 0.91 percent at December 31, 2014. Of the $28.0 million nonperforming Non-PCI loans, approximately $26.7 million were impaired based on the definition contained in FASB ASC 310, Receivables, which resulted in aggregate impairment reserve of $5.0 million as of June 30, 2015. The allowance for collateral-dependent loans is calculated as the difference between the outstanding loan balance and the value of the collateral as determined by recent appraisals less estimated costs to sell. The allowance for collateral-dependent loans varies from loan to loan based on the collateral coverage of the loan at the time of designation as nonperforming. We continue to monitor the collateral coverage, based on recent appraisals, on these loans on a quarterly basis and adjust the allowance accordingly.

As of June 30, 2015, OREO consisted of 19 properties with a combined carrying value of $11.9 million. Of the $11.9 million, $10.6 million were OREO as loans acquired in the CBI acquisition that were foreclosed subsequent to the acquisition date. As of December 31, 2014, OREO consisted of 25 properties with a combined carrying value of $15.8 million. Of the $15.8 million, $15.3 million were OREO as loans acquired in the CBI acquisition that were foreclosed subsequent to the acquisition date.

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Impaired Loans

We evaluate loan impairment in accordance with applicable GAAP. With the exception of PCI loans, loans are considered impaired when it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement, including scheduled interest payments. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as an expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent, less costs to sell. If the measure of the impaired loan is less than the recorded investment in the loan, the deficiency will be charged off against the allowance for loan losses or, alternatively, a specific allocation will be established. Additionally, impaired loans are specifically excluded from the quarterly migration analysis when determining the amount of the allowance for loan losses required for the period.

The following table provides information on impaired loans (excluding PCI loans) as of the dates indicated:

	June 30, 2015				December 31, 2014
	Recorded Investment		Percentage		Recorded Investment		Percentage
	(in thousands)
Real estate loans:
Commercial property
Retail	$	3,223	7.2	%	$	4,436	9.7	%
Hospitality	7,109		15.8	%	5,835		12.7	%
Gas station	8,538		19.0	%	8,974		19.6	%
Other	11,247		24.9	%	10,125		22.2	%
Residential property	2,678		6.0	%	3,127		6.7	%
Commercial and industrial loans:
Commercial term	7,055		15.7	%	7,614		16.6	%
Commercial lines of credit	2,064		4.6	%	466		1.0	%
International loans	1,282		2.8	%	3,546		7.7	%
Consumer loans	1,807		4.0	%	1,742		3.8	%
Total Non-PCI loans	$	45,003	100.0	%	$	45,865	100.0	%

Total impaired loans decreased $862,000, or 1.9 percent, to $45.0 million as of June 30, 2015, as compared to $45.9 million at December 31, 2014. Specific reserve allocations associated with impaired loans were $5.3 million and $5.2 million as of June 30, 2015 and December 31, 2014, respectively.

During the three months ended June 30, 2015 and 2014, interest income that would have been recognized had impaired loans performed in accordance with their original terms totaled $1.2 million and $1.2 million, respectively. Of these amounts, actual interest recognized on impaired loans was $800,000 and $794,000 for the three months ended June 30, 2015 and 2014, respectively. During the six months ended June 30, 2015 and 2014, interest income that would have been recognized had impaired loans performed in accordance with their original terms totaled $1.9 million and $2.4 million, respectively. Of these amounts, actual interest recognized on impaired loans was $1.5 million and $1.6 million for the six months ended June 30, 2015 and 2014, respectively.

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The following table provides information on TDRs (excluding PCI loans) as of dates indicated:

	June 30, 2015						December 31, 2014
	Nonaccrual TDRs		Accrual TDRs		Total		Nonaccrual TDRs		Accrual TDRs		Total
	(in thousands)
Real estate loans:
Commercial property
Retail	$	371	$	—	$	371	$	2,032	$	306	$	2,338
Hospitality	1,778		—		1,778		1,062		1,807		2,869
Gas station	2,868		349		3,217		1,075		2,335		3,410
Other	3,069		4,379		7,448		2,898		4,497		7,395
Residential property	716		304		1,020		742		308		1,050
Commercial and industrial loans:
Commercial term	3,968		1,661		5,629		4,050		2,208		6,258
Commercial lines of credit	417		1,647		2,064		466		2,156		2,622
International loans	—		—		—		—		200		200
Consumer loans	123		250		373		131		—		131
Total Non-PCI loans	$	13,310	$	8,590	$	21,900	$	12,456	$	13,817	$	26,273

For the three and months ended June 30, 2015, we restructured monthly payments for three and seven loans, respectively, with a net carrying value of $572,000 at the time of modification, which we subsequently classified as TDRs. Temporary payment structure modifications included, but were not limited to, extending the maturity date, reducing the amount of principal and/or interest due monthly, and/or allowing for interest only monthly payments for six months or less.

As of June 30, 2015, TDRs on accrual status totaled $8.6 million, all of which were temporary interest rate and payment reductions or extensions of maturity, and a $308,000 reserve relating to these loans was included in the allowance for loan losses. For the TDRs on accrual status, we determined that, based on the financial capabilities of the borrowers at the time of the loan restructuring and the borrowers’ past performance in the payment of debt service under the previous loan terms, performance and collection under the revised terms is probable. As of June 30, 2015, TDRs on nonaccrual status totaled $13.3 million, and a $1.7 million reserve relating to these loans was included in the allowance for loan losses.

As of December 31, 2014, TDRs on accrual status totaled $13.8 million, all of which were temporary interest rate and payment reductions or extensions of maturity, and an $844,000 reserve relating to these loans was included in the allowance for loan losses. For the TDRs on accrual status, we determined that, based on the financial capabilities of the borrowers at the time of the loan restructuring and the borrowers’ past performance in the payment of debt service under the previous loan terms, performance and collection under the revised terms is probable. As of December 31, 2014, TDRs on nonaccrual status totaled $12.5 million, and a $2.0 million reserve relating to these loans was included in the allowance for loan losses.

Allowance for Loan Losses and Allowance for Off-Balance Sheet Items

Provisions to allowance for loan losses are made quarterly to recognize probable loan losses. The quarterly provision is based on the allowance need, which is determined through analysis involving quantitative calculations based on historic loss rates for general reserves and individual impairment calculations for specific allocations to impaired loans as well as qualitative adjustments.

Prior to the first quarter of 2014, risk factor calculations were weighted at 50.0 percent for the most recent four quarters, 33.0 percent for the next four quarters, and 17.0 percent for the oldest four quarters. In the first quarter of 2014, management evaluated the look-back period and extended the periods to sixteen quarters to continue capturing a period of higher losses that would have been dropped off and to reflect probable losses in our current credit portfolio. Risk factor calculations are weighted at 46.0 percent for the first four quarters, 31.0 percent for the second four quarters, 15.0 percent for the third four quarters, and 8.0 percent for the last four quarters. The change in methodology maintained the Bank’s allowance at a level consistent with the prior quarter.

To determine general reserve requirements, existing loans are divided into 11 general loan pools of risk-rated loans, as well as three homogeneous loan pools. For risk-rated loans, migration analysis allocates historical losses by loan pool and risk

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grade to determine risk factors for potential loss inherent in the current outstanding loan portfolio. As 3 homogeneous loans are bulk graded, the risk grade is not factored into the historical loss analysis. In addition, specific reserves are allocated for loans deemed “impaired.”

When determining the appropriate level for allowance for loan losses, management considers qualitative adjustments for any factors that are likely to cause estimated loan losses associated with the Bank’s current portfolio to differ from historical loss experience, including, but not limited to, national and local economic and business conditions, volume and geographic concentrations, and problem loan trends.

To systematically quantify the credit risk impact of trends and changes within the loan portfolio, a credit risk matrix is utilized. The qualitative factors are considered on a loan pool by loan pool basis subsequent to, and in conjunction with, a loss migration analysis. The credit risk matrix provides various scenarios with positive or negative impact on the portfolio along with corresponding basis points for qualitative adjustments.

The following tables reflect our allocation of allowance for loan losses by loan category as well as the loans receivable for each loan type:

	June 30, 2015						December 31, 2014
	Allowance Amount		Percentage		Non- PCI Loans		Allowance Amount		Percentage		Non- PCI Loans
	(in thousands)
Real estate loans:
Commercial property
Retail	$	9,289	18.8	%	$	690,097	$	9,798	19.0	%	$	675,072
Hospitality	10,616		21.5	%	492,289		9,524		18.4	%	454,499
Gas station	4,798		9.7	%	337,566		5,433		10.5	%	362,240
Other	13,306		26.9	%	840,735		14,668		28.4	%	842,126
Construction	714		1.4	%	21,310		1,143		2.2	%	9,517
Residential property	1,175		2.4	%	171,071		628		1.3	%	120,932
Total real estate loans	39,898		80.7	%	2,553,068		41,194		79.8	%	2,464,386
Commercial and industrial loans:
Commercial term	5,537		11.2	%	111,676		6,232		12.1	%	116,073
Commercial lines of credit	2,278		4.6	%	115,382		2,228		4.3	%	93,860
International loans	430		0.9	%	33,864		683		1.3	%	38,929
Total commercial and industrial loans	8,245		16.7	%	260,922		9,143		17.7	%	248,862
Consumer loans	172		0.3	%	26,274		220		0.4	%	27,512
Unallocated	1,153		2.3	%	—		1,083		2.1	%	—
Total	$	49,468	100.0	%	$	2,840,264	$	51,640	100.0	%	$	2,740,760

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	June 30, 2015						December 31, 2014
	Allowance Amount		Percentage		PCI Loans		Allowance Amount		Percentage		PCI Loans
	(in thousands)
Real estate loans:
Commercial property
Retail	$	257	19.0	%	$	9,358	$	401	39.1	%	$	8,535
Hospitality	317		23.4	%	10,345		99		9.6	%	7,682
Gas station	503		37.2	%	5,955		302		29.4	%	7,745
Other	16		1.2	%	5,885		65		6.3	%	5,796
Residential property	196		14.6	%	2,055		28		2.7	%	14,371
Total real estate loans	1,289		95.4	%	33,598		895		87.1	%	44,129
Commercial and industrial loans:
Commercial term	63		4.6	%	267		131		12.9	%	327
Total commercial and industrial loans	63		4.6	%	267		131		12.9	%	327
Consumer loans	—		—		43		—		—		45
Total	$	1,352	100.0	%	$	33,908	$	1,026	100.0	%	$	44,501

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The following table sets forth certain information regarding allowance for loan losses and allowance for off-balance sheet items for the periods presented. Allowance for off-balance sheet items is determined by applying reserve factors according to loan pool and grade as well as actual current commitment usage figures by loan type to existing contingent liabilities.

	As of and for the Three Months Ended,												As of and for the Six Months Ended,
	June 30, 2015									June 30, 2014			June 30, 2015									June 30, 2014
	Non-PCI Loans			PCI Loans			Total						Non-PCI Loans			PCI Loans			Total
	(in thousands)
Allowance for loan losses:
Balance at beginning of period	$	51,515		$	1,436		$	52,951		$	56,593		$	51,640		$	1,026		$	52,666		$	57,555
Actual charge-offs	(1,221		)	52			(1,169		)	(2,547		)	(1,255		)	—			(1,255		)	(4,151		)
Recoveries on loans previously charged off	1,793			(352		)	1,441			1,741			3,485			—			3,485			5,992
Net loan recoveries	572			(300		)	272			(806		)	2,230			—			2,230			1,841
(Negative provision) provision charged to operating expense	(2,619		)	216			(2,403		)	(3,901		)	(4,402		)	326			(4,076		)	(7,510		)
Balance at end of period	$	49,468		$	1,352		$	50,820		$	51,886		$	49,468		$	1,352		$	50,820		$	51,886
Allowance for off-balance sheet items:
Balance at beginning of period	$	1,054		$	—		$	1,054		$	1,557		$	1,366		$	—		$	1,366		$	1,248
(Negative provision) provision charged to operating expense	(92		)	—			(92		)	35			(404		)	—			(404		)	344
Balance at end of period	$	962		$	—		$	962		$	1,592		$	962		$	—		$	962		$	1,592
Ratios:
Net loan (recoveries) charge-offs to average gross loans (1)	-0.08		%	3.21		%	-0.04		%	0.14		%	-0.32		%	—			-0.16		%	-0.16		%
Net loan (recoveries) charge-offs to gross loans (1)	-0.08		%	3.54		%	-0.04		%	0.14		%	-0.31		%	—			-0.16		%	-0.31		%
Allowance for loan losses to average gross loans	1.76		%	3.61		%	1.79		%	2.26		%	1.78		%	3.40		%	1.80		%	2.28		%
Allowance for loan losses to gross loans	1.74		%	3.99		%	1.77		%	2.21		%	1.74		%	3.99		%	1.77		%	2.21		%
Net loan recoveries to allowance for loan losses(1)	-4.63		%	88.76		%	-2.14		%	6.21		%	-9.02		%	—			-8.78		%	-7.10		%
Allowance for loan losses to nonperforming loans	176.53		%	—			181.35		%	207.26		%	176.53		%	—			181.35		%	207.26		%
Balance:
Average gross loans during period	$	2,807,940		$	37,425		$	2,845,365		$	2,298,996		$	2,785,547		$	39,783		$	2,825,330		$	2,278,193
Gross loans at end of period	$	2,840,264		$	33,908		$	2,874,172		$	2,349,235		$	2,840,264		$	33,908		$	2,874,172		$	2,349,235
Nonperforming loans at end of period	$	28,023		$	—		$	28,023		$	25,381		$	28,023		$	—		$	28,023		$	25,034

⁽¹⁾  Net loan recoveries are annualized to calculate the ratios.

Allowance for loan losses decreased $1.1 million, or 2.1 percent, to $50.8 million as of June 30, 2015, compared to $51.9 million as of June 30, 2014. The decrease in allowance for loan losses as of June 30, 2015 compared to June 30, 2014 was due primarily to improvements in historical loss rates. Due to the improvements in historical loss rates, general reserve decreased $5.7 million, or 44.7 percent, to $7.1 million as of June 30, 2015, compared to $12.8 million as of June 30, 2014.

Allowance for loan losses as a percentage of gross loans decreased 44 basis point to 1.77 percent as of June 30, 2015, compared to 2.21 percent as of June 30, 2014. For the three months ended June 30, 2015, a $2.5 million negative provision for loan losses was recorded, compared to a $3.9 million negative provision for loan losses for the three months ended June 30, 2014. For the six months ended June 30, 2015, a $4.5 million negative provision for loan losses was recorded, compared to a $7.2 million negative provision for loan losses for the six months ended June 30, 2014.

An allowance for off-balance sheet exposure, primarily unfunded loan commitments, totaled $962,000 and $1.6 million as of June 30, 2015 and June 30, 2014, respectively. The Bank closely monitors the borrower’s repayment capabilities, while funding existing commitments to ensure losses are minimized. Based on management’s evaluation and analysis of

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portfolio credit quality and prevailing economic conditions, we believe these reserves are adequate for losses inherent in the loan portfolio and off-balance sheet exposure as of June 30, 2015.

The following table presents a summary of net recoveries (charge-offs) by the loan portfolio:

	As of and for the Three Months Ended								As of and for the Six Months Ended
	Charge-offs			Recoveries		Net Recoveries (Charge-offs)			Charge-offs			Recoveries		Net Recoveries (Charge-offs)
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	(22	)	$	8	$	(14	)	$	(22	)	$	16	$	(6	)
Hospitality	(79		)	1,074		995			(79		)	1,073		994
Other	—			181		181			—			206		206
Commercial and industrial loans:
Commercial term	(921		)	506		(415		)	(955		)	2,120		1,165
Commercial lines of credit	—			24		24						55		55
International loans	(199		)	—		(199		)	(199		)	15		(184		)
Total Non-PCI loans	$	(1,221	)	$	1,793	$	572		$	(1,255	)	$	3,485	$	2,230
June 30, 2014
Real estate loans:
Commercial property
Retail	$	—		$	8	$	8		$	—		$	16	$	16
Hospitality	(57		)	—		(57		)	(1,085		)	25		(1,060		)
Gas station	(3		)	36		33			(3		)	36		33
Other	—			43		43			(100		)	2,928		2,828
Commercial and industrial loans:
Commercial term	(2,174		)	1,379		(795		)	(2,596		)	1,619		(977		)
Commercial lines of credit	(300		)	184		(116		)	(300		)	452		152
International loans	—			89		89			—			901		901
Consumer loans	(13		)	2		(11		)	(67		)	15		(52		)
Total Non-PCI loans	$	(2,547	)	$	1,741	$	(806	)	$	(4,151	)	$	5,992	$	1,841

For the three months ended June 30, 2015, total charge-offs were $1.2 million, a decrease of $1.3 million, or 52.1 percent, from $2.5 million for the same period in 2014, and total recoveries were $1.8 million, an increase of $52,000, or 2.9 percent, from $1.7 million for the same period in 2014. For the three months ended June 30, 2015, net recoveries were $572,000, compared to net charge-offs of $806,000 for the same period in 2014.

For the six months ended June 30, 2015, total charge-offs were $1.3 million, a decrease of $2.9 million, or 69.8 percent, from $4.2 million for the same period in 2014, and total recoveries were $3.5 million, a decrease of $2.5 million, or 41.8 percent, from $6.0 million for the same period in 2014. For the six months ended June 30, 2015, net recoveries were $2.2 million, compared to $1.8 million for the same period in 2014.

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Deposits

The following table shows the composition of deposits by type as of the dates indicated:

	June 30, 2015				December 31, 2014
	Balance		Percent		Balance		Percent
	(in thousands)
Demand – noninterest-bearing	$	1,061,823	30.9	%	$	1,022,972	28.7	%
Interest-bearing:
Savings	119,474		3.5	%	120,659		3.4	%
Money market checking and NOW accounts	779,684		22.7	%	796,490		22.4	%
Time deposits of $100,000 or more (1)	861,434		25.0	%	910,340		25.6	%
Other time deposits	617,366		17.9	%	706,285		19.9	%
Total deposits	$	3,439,781	100.0	%	$	3,556,746	100.0	%

⁽¹⁾  Includes $361.3 million of time deposits of $250,000 or more.

Deposits decreased $117.0 million, or 3.3 percent, to $3.44 billion as of June 30, 2015 from $3.56 billion as of December 31, 2014. The decrease in deposits resulting was attributable mainly to $88.9 million decreases in other time deposits and $48.9 million decreases in time deposits of $100,000 or more, offset mainly by $38.9 million increases in noninterest-bearing demand deposits.

Core deposits (defined as demand, savings, money market checking, NOW accounts and other time deposits) decreased $68.1 million, or 2.6 percent, to $2.58 billion at June 30, 2015 from $2.65 billion at December 31, 2014. Noninterest-bearing demand deposits as a percentage of deposits increased to 30.9 percent at June 30, 2015 from 28.7 percent at December 31, 2014. We had brokered deposits of $99,000 assumed in the CBI acquisition as of June 30, 2015 and December 31, 2014.

FHLB Advances and Other Borrowings

FHLB advances and other borrowings mostly take the form of advances from the FHLB of San Francisco and overnight federal funds. At June 30, 2015, there were no advances from the FHLB, a decrease of $150.0 million from $150.0 million at December 31, 2014. See Note 8 - Subordinated Debentures and Rescinded Stock Obligation for other liabilities assumed in the CBI acquisition.

Interest Rate Risk Management

Interest rate risk indicates our exposure to market interest rate fluctuations. The movement of interest rates directly and inversely affects the economic value of fixed-income assets, which is the present value of future cash flow discounted by the current interest rate; under the same conditions, the higher the current interest rate, the higher the denominator of discounting. Interest rate risk management is intended to decrease or increase the level of our exposure to market interest rates. The level of interest rate risk can be managed through such means as the changing of gap positions and the volume of fixed-income assets. For successful management of interest rate risk, we use various methods to measure existing and future interest rate risk exposures, giving effect to historical attrition rates of core deposits. In addition to regular reports used in business operations, repricing gap analysis, stress testing and simulation modeling are the main measurement techniques used to quantify interest rate risk exposure.

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The following table shows the status of our gap position as of June 30, 2015:

	Less Than Three Months			More Than Three Months But Less Than One Year			More Than One Year But Less Than Five Years			More Than Five Years			Noninterest- Sensitive			Total
	(in thousands)
Assets
Cash and due from banks	$	—		$	—		$	—		$	—		$	85,742		$	85,742
Interest-bearing deposits in other banks	67,489			—			—			—			—			67,489
Securities:
Fixed rate	24,191			52,772			284,513			210,745			—			572,221
Floating rate	133,181			3,804			20,443			—			—			157,428
Fair value adjustments	—			—			—			—			(966		)	(966		)
Loans:
Fixed rate	65,960			76,502			375,297			44,435			—			562,194
Floating rate	1,081,598			167,272			1,022,395			15,080			—			2,286,345
Nonaccrual	—			—			—			—			69,548			69,548
Deferred loan costs, discount, and allowance for loan losses	—			—			—			—			(87,843		)	(87,843		)
FHLB and FRB stock	—			—			—			29,902			—			29,902
Other assets	—			48,041			—			20,104			160,565			228,710
Total assets	$	1,372,419		$	348,391		$	1,702,648		$	320,266		$	227,046		$	3,970,770
Liabilities and Stockholders’ Equity
Liabilities:
Deposits:
Demand – noninterest-bearing	$	—		$	—		$	—		$	—		$	1,061,823		$	1,061,823
Savings	9,393			36,592			48,447			25,042			—			119,474
Money market checking and NOW accounts	52,273			112,281			329,720			285,409			—			779,683
Time deposits	327,548			729,812			415,482			5,959			—			1,478,801
FHLB advances	—			—			—			—			—			—
Subordinated debentures	18,623			—			—			—			—			18,623
Other liabilities	—			—			—			—			39,626			39,626
Stockholders’ equity	—			—			—			—			472,740			472,740
Total liabilities and stockholders’ equity	$	407,837		$	878,685		$	793,649		$	316,410		$	1,574,189		$	3,970,770
Repricing gap	964,582			(530,294		)	908,999			3,856			(1,347,143		)
Cumulative repricing gap	964,582			434,288			1,343,287			1,347,143			—
Cumulative repricing gap as a percentage of assets	24.29		%	10.94		%	33.83		%	33.93		%	—
Cumulative repricing gap as a percentage of interest-earning assets	26.23		%	11.81		%	36.53		%	36.63		%	—
Interest-earning assets																$	3,677,347

The repricing gap analysis measures the static timing of repricing risk of assets and liabilities (i.e., a point-in-time analysis measuring the difference between assets maturing or repricing in a period and liabilities maturing or repricing within the same period). Assets are assigned to maturity and repricing categories based on their expected repayment or repricing dates, and liabilities are assigned based on their repricing or maturity dates. Interest-bearing core deposits that have no maturity dates (savings, and money market checking and NOW accounts) are assigned to categories based on expected decay rates.

As of June 30, 2015, the cumulative repricing gap for the three-month period was at an asset-sensitive position and was 26.23 percent of interest-earning assets, which increased from 17.82 percent as of December 31, 2014. This increase was due mainly to a $244.9 million increase in floating rate loans and a $150.0 million decrease in FHLB advances, mainly offset by a $52.4 million increase in time deposits, a $46.4 million decrease in fixed rate loans and a $41.8 million decrease in floating rate securities.

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As of June 30, 2015, the cumulative repricing gap for the twelve-month period was at an asset-sensitive position and was 11.81 percent of interest-earning assets, which increased from 8.96 percent of an asset-sensitive position as of December 31, 2014. This increase was due mainly to a $75.3 million increase in floating rate loans and a $150.0 million decrease in FHLB advances, mainly offset by a $87.2 million decrease in fixed rate loans and $56.6 million decrease in floating rate securities and a $16.9 million decrease in fixed rate securities.

The following table summarizes the status of the cumulative gap position as of the dates indicated:

	Less Than Three Months						Less Than Twelve Months
	June 30, 2015			December 31, 2014			June 30, 2015			December 31, 2014
	(in thousands)
Cumulative repricing gap	$	964,582		$	707,266		$	434,288		$	355,461
Percentage of assets	24.29		%	16.71		%	10.94		%	8.40		%
Percentage of interest-earning assets	26.23		%	17.82		%	11.81		%	8.96		%

The spread between interest income on interest-earning assets and interest expense on interest-bearing liabilities is the principal component of net interest income, and interest rate changes substantially affect our financial performance. We emphasize capital protection through stable earnings rather than maximizing yield. In order to achieve stable earnings, we prudently manage our assets and liabilities and closely monitor the percentage changes in net interest income and equity value in relation to limits established within our guidelines.

To supplement traditional gap analysis, we perform simulation modeling to estimate the potential effects of interest rate changes. The following table summarizes one of the stress simulations performed to forecast the impact of changing interest rates on net interest income and the market value of interest-earning assets and interest-bearing liabilities reflected on our balance sheet (i.e., an instantaneous parallel shift in the yield curve of the magnitude indicated below). This sensitivity analysis is compared to policy limits, which specify the maximum tolerance level for net interest income exposure over a one-year horizon, given the basis point adjustment in interest rates reflected below.

	Percentage Changes		Change in Amount
Change in Interest Rate	Net Interest Income	Economic Value of Equity	Net Interest Income		Economic Value of Equity
	(in thousands)
300%	12.72%	(1.14)%	$	12,605	$	(5,752	)
200%	8.30%	(0.80)%	$	12,170	$	(4,060	)
100%	4.11%	0.41%	$	2,059	$	2,065
-100%	(1)	(1)	(1)		(1)

⁽¹⁾  Results are not meaningful in a low interest rate environment

The estimated sensitivity does not necessarily represent our forecast, and the results may not be indicative of actual changes to our net interest income. These estimates are based upon a number of assumptions including the nature and timing of interest rate levels including yield curve shape, prepayments on loans and securities, pricing strategies on loans and deposits, and replacement of asset and liability cash flows. While the assumptions used are based on current economic and local market conditions, there is no assurance as to the predictive nature of these conditions, including how customer preferences or competitor influences might change.

Capital Resources

Historically, our primary source of capital has been the retention of operating earnings. In order to ensure adequate levels of capital, the Board continually assesses projected sources and uses of capital in conjunction with projected increases in assets and levels of risk. Management considers, among other things, earnings generated from operations, and access to capital from financial markets through the issuance of additional securities, including common stock or notes, to meet our capital needs.

At June 30, 2015, the Bank’s total risk-based capital ratio of 15.20 percent, Tier 1 risk-based capital ratio of 13.94 percent, common equity Tier 1 capital ratio of 13.94 percent and Tier 1 leverage capital ratio of 10.99 percent, placed the Bank

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in the “well capitalized” category pursuant to new capital rule, which is defined as institutions with total risk-based capital ratio equal to or greater than 10.00 percent, Tier 1 risk-based capital ratio equal to or greater than 8.00 percent, common equity Tier 1 capital ratios equal to or greater than 6.50 percent and Tier 1 leverage capital ratio equal to or greater than 5.00 percent.

For a discussion of recently implemented changes to the capital adequacy framework prompted by Basel III and the Dodd-Frank Wall Street Reform and Consumer Protection Act, see Note 11 - Regulatory Matters of Notes to Consolidated Financial Statements (Unaudited) in this Quarterly Report on Form 10-Q.

Off-Balance Sheet Arrangements

For a discussion of off-balance sheet arrangements, see Note 15 - Off-Balance Sheet Commitments of Notes to Consolidated Financial Statements (Unaudited) in this Quarterly Report on Form 10-Q and “Item 1. Business - Off-Balance Sheet Commitments” in our 2014 Annual Report on Form 10-K.

Contractual Obligations

There have been no material changes to the contractual obligations described in our 2014 Annual Report on Form 10-K.

Recently Issued Accounting Standards

FASB ASU 2015-07, Disclosures for Investment in Certain Entities That Calculate Net Asset Value per Share (or Its Equivalent), which will eliminate the requirement to categorize investments in the fair value hierarchy if their fair value is measured at net asset value per share (or its equivalent) using the practical expedient in the FASB's fair value measurement guidance. Investments eligible for the practical expedient, but for which it has not been applied, will continue to be included in the fair value hierarchy. The effective date for public business entities is fiscal years beginning after December 31, 2015 and early adoption is permitted. Reporting entities are required to adopt the ASU retrospectively. The adoption of FASB ASU 2015-07 is not expected to have a significant impact on our financial condition or result of operations.

FASB ASU 2014-17, Pushdown Accounting (a consensus of the FASB Emerging Issues Task Force), which allows an acquired entity to elect to apply pushdown accounting in its separate financial statements on a change-in-control event. The acquired entity elects whether to apply pushdown accounting individually for each change-in-control event, and may apply pushdown accounting during the reporting period in which the change-in-control event occurs.Effective November 18, 2014, an acquired entity may apply ASU 2014-17 to future change-in-control events. The Company did not make an election to apply FASB ASU 2014-17 for the acquisition of CBI, which has no impact on our financial condition or result of operations.

FASB ASU 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, was issued to change the criteria for reporting discontinued operations and requires additional disclosures about discontinued operations. ASU 2014-08 requires that an entity report as a discontinued operation only a disposal that represents a strategic shift in operations that has a major effect on its operations and financial results. ASU 2014-08 is effective prospectively for new disposals (or classifications as held-for-sale) that occur within annual periods beginning on or after December 15, 2014, and interim periods within those annual periods, for public business entities and not-for-profit entities that have issued (or are a conduit obligor for) securities that are traded, listed, or quoted on an exchange or an over-the-counter market. For other entities, the ASU is effective for disposals (or classifications as held-for-sale) that occur within annual periods beginning on or after December 15, 2014, and interim periods thereafter. The adoption of FASB ASU 2014-08 is not expected to have a significant impact on our financial condition or result of operations.

FASB ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (Topic 310-40), was issued to define the term in substance a repossession or foreclosure and physical possession in accounting literature and when a creditor should derecognize the loan receivable and recognize the real estate property. The amendments in this update are intended to reduce diversity in practice by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amendment is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of FASB ASU 2014-04 is not expected to have a significant impact on our financial condition or result of operations.

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FASB ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the Emerging Issues Task Force), was issued to permit a reporting entity to make an accounting policy election to account for investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The amendments are expected to enable more entities to record the amortization of the investment in income tax expense together with the tax credits and other tax benefits generated from the partnership. The ASU is effective retrospectively for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. For all entities other than public business entities, the amendments are effective retrospectively for annual periods beginning after December 15, 2014, and interim periods within annual reporting periods beginning after December 15, 2015. Early adoption is permitted. The Company adopted FASB ASU 2014-01 effective April 1, 2014. See Note 3 - Accounting for Investment in Qualified Affordable Housing Projects for further details.

Item 3. Quantitative and Qualitative Disclosures about Market Risk

For quantitative and qualitative disclosures regarding market risks in Hanmi Bank’s portfolio, see “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations - Interest Rate Risk Management” and “- Capital Resources” in this Report.

Item 4. Controls and Procedures

Disclosure Controls and Procedures

As of June 30, 2015, Hanmi Financial carried out an evaluation of the effectiveness of our disclosure controls and procedures as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act, under the supervision and with the participation of our senior management, including our Chief Executive Officer (principal executive officer) and our Chief Financial Officer (principal financial and accounting officer). The purpose of the disclosure controls and procedures is to ensure that information required to be disclosed in the reports that are filed or submitted under the Exchange Act, is recorded, processed, summarized and reported, within the time periods specified in the SEC rules and forms, and that such information is accumulated and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, to allow timely decisions regarding required disclosure.

Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that Hanmi Financial’s disclosure controls and procedures were effective as of June 30, 2015.

Internal Controls

During our most recent fiscal quarter, there have been no changes in our internal control over financial reporting that has materially affected or is reasonably likely to materially affect our internal control over financial reporting.

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Part II — Other Information

Item 1. Legal Proceedings

From time to time, Hanmi Financial and its subsidiaries are parties to litigation that arises in the ordinary course of business, such as claims to enforce liens, claims involving the origination and servicing of loans, and other issues related to the business of Hanmi Financial and its subsidiaries. In the opinion of management, the resolution of any such issues would not have a material adverse impact on the financial condition, results of operations, or liquidity of Hanmi Financial or its subsidiaries.

Item 1A. Risk Factors

There have been no material changes in the risk factors previously disclosed under Part I, Item 1A Risk Factors of our 2014 Annual Report on Form 10-K.

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

None.

Item 3. Defaults Upon Senior Securities

None.

Item 4. Mine Safety Disclosures

Not applicable.

Item 5. Other Information

None.

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Item 6. Exhibits

Exhibit Number	Document
31.1	Certification of Principal Executive Officer pursuant to Rule 13a-14(a)/15d-14(a) of the Securities Exchange Act, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2	Certification of Principal Financial Officer pursuant to Rule 13a-14(a)/15d-14(a) of the Securities Exchange Act, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32.1	Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
32.2	Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
101.INS	XBRL Instance Document *
101.SCH	XBRL Taxonomy Extension Schema Document *
101.CAL	XBRL Taxonomy Extension Calculation Linkbase Document *
101.LAB	XBRL Taxonomy Extension Label Linkbase Document *
101.PRE	XBRL Taxonomy Extension Presentation Linkbase Document *
101.DEF	XBRL Taxonomy Extension Definition Linkbase Document *

* Attached as Exhibit 101 to this report are documents formatted in XBRL (Extensible Business Reporting Language).

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Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

			Hanmi Financial Corporation
Date:	August 10, 2015	By:	/s/ C. G. Kum
			C. G. Kum
			President and Chief Executive Officer
		By:	/s/ Michael W. McCall
			Michael McCall
			Executive Vice President and Chief Financial Officer

77

EX-31.1

Exhibit 31.1

Certification of Principal Executive Officer

Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

I, C. G. Kum, President and Chief Executive Officer, certify that:

1. I have reviewed this Quarterly Report on Form 10-Q of Hanmi Financial Corporation;

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report;

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this Report;

4. The Registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this Report is being prepared;

(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) evaluated the effectiveness of the Registrant’s disclosure controls and procedures and presented in this Report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report based on such evaluation; and

(d) disclosed in this Report any change in the Registrant’s internal control over financial reporting that occurred during the Registrant’s most recent fiscal quarter (the Registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the Registrant’s internal control over financial reporting; and

5. The Registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant’s auditors and the Audit Committee of the Registrant’s Board of Directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the Registrant’s ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant’s internal control over financial reporting.

Date:	August 10, 2015	/s/ C. G. Kum
		C. G. Kum
		President and Chief Executive Officer
		(Principal Executive Officer)

EX-31.2

Exhibit 31.2

Certification of Principal Financial Officer

Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

I, Michael W. McCall, Executive Vice President and Chief Financial Officer, certify that:

1. I have reviewed this Quarterly Report on Form 10-Q of Hanmi Financial Corporation;

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report;

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this Report;

4. The Registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this Report is being prepared;

(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) evaluated the effectiveness of the Registrant’s disclosure controls and procedures and presented in this Report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report based on such evaluation; and

(d) disclosed in this Report any change in the Registrant’s internal control over financial reporting that occurred during the Registrant’s most recent fiscal quarter (the Registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the Registrant’s internal control over financial reporting; and

5. The Registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant’s auditors and the Audit Committee of the Registrant’s Board of Directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the Registrant’s ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant’s internal control over financial reporting.

Date:	August 10, 2015	/s/ Michael W. McCall
		Michael W. McCall
		Executive Vice President and Chief Financial Officer
		(Principal Financial Officer)

EX-32.1

Exhibit 32.1

Certification Pursuant To

18 U.S.C. Section 1350,

As Adopted Pursuant To

Section 906 of The Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report of Hanmi Financial Corporation (the “Company”) on Form 10-Q for the period ended June 30, 2015, as filed with the Securities and Exchange Commission (the “SEC”) on the date hereof (the “Report”), I, C. G. Kum, President and Chief Executive Officer of the Company, certify pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge that:

(1) The Report fully complies with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of, and for, the period presented.

Date:	August 10, 2015	/s/ C. G. Kum
		C. G. Kum
		President and Chief Executive Officer

The foregoing certification is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed as part of the Report or as a separate disclosure statement. A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the SEC or its staff upon request.

EX-32.2

Exhibit 32.2

Certification Pursuant To

18 U.S.C. Section 1350,

As Adopted Pursuant To

Section 906 of The Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report of Hanmi Financial Corporation (the “Company”) on Form 10-Q for the period ended June 30, 2015, as filed with the Securities and Exchange Commission (the “SEC”) on the date hereof (the “Report”), I, Michael W. McCall, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge that:

(1) The Report fully complies with the requirements of Section13(a) or Section 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of, and for, the periods presented.

Date:	August 10, 2015	/s/ Michael W. McCall
		Michael W. McCall
		Executive Vice President and Chief Financial Officer

The foregoing certification is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed as part of the Report or as a separate disclosure statement. A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the SEC or its staff upon request.

XML

Acquisition - Summarized of Consideration Paid, Assets Acquired and Liabilities Assumed (Detail) - Aug. 31, 2014 - Central Bancorp, Inc [Member] - USD ($) $ in Thousands	Total
Consideration paid:
CBI Stockholders	$ 50,000
Redemption of preferred stock and cumulative unpaid dividends	28,675
Total consideration paid:	78,675
Assets acquired:
Cash and cash equivalents	197,209
Securities available for sale	663,497
Loans	297,272
Premises and equipment	17,925
OREO	25,952
Income tax assets, net	12,011
Core deposit intangible	2,213
FDIC loss sharing assets	11,413
Bank-owned life insurance	18,296
Servicing assets	7,497
Other assets	14,636
Total assets acquired	1,267,921
Liabilities assumed:
Deposits	1,098,997
Subordinated debentures	18,473
Rescinded stock obligation	15,485
FHLB advances	10,000
Servicing liabilities	6,039
Other liabilities	25,675
Total liabilities assumed	1,174,669
Total identifiable net assets	93,252
Bargain purchase gain, net of deferred taxes	$ 14,577

XML

Loans - Allowance for Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Allowance for loan losses:
Balance at beginning of period			$ 52,666
Balance at end of period	$ 50,820		50,820
Loans receivable:
Balance at end of period	2,874,172		2,874,172
Real estate loans [Member]
Loans receivable:
Balance at end of period	2,586,666		2,586,666
Commercial and industrial loans [Member]
Loans receivable:
Balance at end of period	261,189		261,189
Consumer loans [Member]
Loans receivable:
Balance at end of period	26,317		26,317
PCI Loans [Member]
Allowance for loan losses:
Balance at beginning of period	1,436		1,026
Charge-offs	52
Recoveries on loans previously charged off	(352)
Provision (negative provision)	216		326
Balance at end of period	1,352		1,352
Loans receivable:
Balance at end of period	33,908		33,908
PCI Loans [Member] | Loans [Member]
Loans receivable:
Ending balance: acquired with deteriorated credit quality	33,908		33,908
PCI Loans [Member] | Real estate loans [Member]
Allowance for loan losses:
Balance at beginning of period	1,318		895
Charge-offs	52
Recoveries on loans previously charged off	0
Provision (negative provision)	(81)		394
Balance at end of period	1,289		1,289
Loans receivable:
Balance at end of period	33,598		33,598
PCI Loans [Member] | Real estate loans [Member] | Loans [Member]
Loans receivable:
Ending balance: acquired with deteriorated credit quality	33,598		33,598
PCI Loans [Member] | Commercial and industrial loans [Member]
Allowance for loan losses:
Balance at beginning of period	118		131
Charge-offs	0
Recoveries on loans previously charged off	(352)
Provision (negative provision)	297		(68)
Balance at end of period	63		63
Loans receivable:
Balance at end of period	267		267
PCI Loans [Member] | Commercial and industrial loans [Member] | Loans [Member]
Loans receivable:
Ending balance: acquired with deteriorated credit quality	267		267
PCI Loans [Member] | Consumer loans [Member]
Allowance for loan losses:
Balance at beginning of period	0		0
Charge-offs	0
Recoveries on loans previously charged off	0
Provision (negative provision)	0		0
Balance at end of period	0		0
Loans receivable:
Balance at end of period	43		43
PCI Loans [Member] | Consumer loans [Member] | Loans [Member]
Loans receivable:
Ending balance: acquired with deteriorated credit quality	43		43
PCI Loans [Member] | Unallocated [Member]
Allowance for loan losses:
Balance at beginning of period	0		0
Charge-offs	0
Recoveries on loans previously charged off	0
Provision (negative provision)	0		0
Balance at end of period	0		0
PCI Loans [Member] | Unallocated [Member] | Loans [Member]
Loans receivable:
Ending balance: acquired with deteriorated credit quality	0		0
Non-PCI Loans [Member]
Allowance for loan losses:
Balance at beginning of period	51,515	$ 56,593	51,640	$ 57,555
Charge-offs	(1,221)	(2,547)	(1,255)	(4,151)
Recoveries on loans previously charged off	1,793	1,741	3,485	5,992
Provision (negative provision)	(2,619)	(3,901)	(4,402)	(7,510)
Balance at end of period	49,468	51,886	49,468	51,886
Loans receivable:
Balance at end of period	2,840,264	2,349,235	2,840,264	2,349,235
Non-PCI Loans [Member] | Allowance for Loans and Leases Receivable [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	5,301	5,166	5,301	5,166
Ending balance: collectively evaluated for impairment	44,167	46,720	44,167	46,720
Non-PCI Loans [Member] | Loans [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	45,003	47,886	45,003	47,886
Ending balance: collectively evaluated for impairment	2,795,261	2,301,349	2,795,261	2,301,349
Non-PCI Loans [Member] | Real estate loans [Member]
Allowance for loan losses:
Balance at beginning of period	42,550	44,230	41,194	43,550
Charge-offs	(101)	(60)	(101)	(1,188)
Recoveries on loans previously charged off	1,263	87	1,295	3,005
Provision (negative provision)	(3,814)	(3,954)	(2,490)	(5,064)
Balance at end of period	39,898	40,303	39,898	40,303
Loans receivable:
Balance at end of period	2,553,068	2,090,083	2,553,068	2,090,083
Non-PCI Loans [Member] | Real estate loans [Member] | Allowance for Loans and Leases Receivable [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	3,798	2,448	3,798	2,448
Ending balance: collectively evaluated for impairment	36,100	37,855	36,100	37,855
Non-PCI Loans [Member] | Real estate loans [Member] | Loans [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	32,795	35,616	32,795	35,616
Ending balance: collectively evaluated for impairment	2,520,273	2,054,467	2,520,273	2,054,467
Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Allowance for loan losses:
Balance at beginning of period	7,786	10,425	9,142	11,287
Charge-offs	(1,120)	(2,474)	(1,154)	(2,896)
Recoveries on loans previously charged off	530	1,652	2,190	2,973
Provision (negative provision)	1,049	135	(1,933)	(1,626)
Balance at end of period	8,245	9,738	8,245	9,738
Loans receivable:
Balance at end of period	260,922	230,309	260,922	230,309
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Allowance for Loans and Leases Receivable [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	1,503	2,605	1,503	2,605
Ending balance: collectively evaluated for impairment	6,742	7,133	6,742	7,133
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Loans [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	10,401	10,741	10,401	10,741
Ending balance: collectively evaluated for impairment	250,521	219,568	250,521	219,568
Non-PCI Loans [Member] | Consumer loans [Member]
Allowance for loan losses:
Balance at beginning of period	185	633	220	1,427
Charge-offs	0	(13)	0	(67)
Recoveries on loans previously charged off	0	2	0	14
Provision (negative provision)	(13)	(82)	(48)	(834)
Balance at end of period	172	540	172	540
Loans receivable:
Balance at end of period	26,274	28,843	26,274	28,843
Non-PCI Loans [Member] | Consumer loans [Member] | Allowance for Loans and Leases Receivable [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	0	113	0	113
Ending balance: collectively evaluated for impairment	172	427	172	427
Non-PCI Loans [Member] | Consumer loans [Member] | Loans [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	1,807	1,529	1,807	1,529
Ending balance: collectively evaluated for impairment	24,467	27,314	24,467	27,314
Non-PCI Loans [Member] | Unallocated [Member]
Allowance for loan losses:
Balance at beginning of period	994	1,305	1,084	1,291
Charge-offs	0	0	0	0
Recoveries on loans previously charged off	0	0	0	0
Provision (negative provision)	159	0	69	14
Balance at end of period	1,153	1,305	1,153	1,305
Loans receivable:
Balance at end of period	0	0	0	0
Ending balance: collectively evaluated for impairment	0		0
Non-PCI Loans [Member] | Unallocated [Member] | Allowance for Loans and Leases Receivable [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	1,153	1,305	1,153	1,305
Non-PCI Loans [Member] | Unallocated [Member] | Loans [Member]
Loans receivable:
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	$ 0	$ 0	$ 0	$ 0

XML

Securities - Available for Sale Securities, Continuous Unrealized Loss Position, Fair value (Detail) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015 USD ($) Security	Dec. 31, 2014 USD ($) Security
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 1,210	$ 833
Available-for-Sale Within One Year, Estimated Fair Value	$ 199,627	$ 276,192
Available-for-Sale Within One Year, Number of Securities | Security	63	60
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 2,702	$ 4,133
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 101,766	$ 184,458
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	40	73
Available-for-Sale, Gross Unrealized Loss	$ 3,912	$ 4,966
Available-for-Sale, Estimated Fair Value	$ 301,393	$ 460,650
Available-for-Sale, Number of Securities | Security	103	133
Municipal bonds-taxable [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 46	$ 0
Available-for-Sale Within One Year, Estimated Fair Value	$ 6,086	$ 0
Available-for-Sale Within One Year, Number of Securities | Security	5	0
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 0	$ 91
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 0	$ 5,538
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	0	5
Available-for-Sale, Gross Unrealized Loss	$ 46	$ 91
Available-for-Sale, Estimated Fair Value	$ 6,086	$ 5,538
Available-for-Sale, Number of Securities | Security	5	5
Collateralized mortgage obligations [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 114	$ 350
Available-for-Sale Within One Year, Estimated Fair Value	$ 28,201	$ 78,191
Available-for-Sale Within One Year, Number of Securities | Security	8	21
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 546	$ 724
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 28,654	$ 33,308
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	12	13
Available-for-Sale, Gross Unrealized Loss	$ 660	$ 1,074
Available-for-Sale, Estimated Fair Value	$ 56,855	$ 111,499
Available-for-Sale, Number of Securities | Security	20	34
Mortgage-backed securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 595	$ 288
Available-for-Sale Within One Year, Estimated Fair Value	$ 94,908	$ 102,704
Available-for-Sale Within One Year, Number of Securities | Security	32	21
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 785	$ 915
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 22,781	$ 50,625
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	9	19
Available-for-Sale, Gross Unrealized Loss	$ 1,380	$ 1,203
Available-for-Sale, Estimated Fair Value	$ 117,689	$ 153,329
Available-for-Sale, Number of Securities | Security	41	40
U.S. government agency securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 394	$ 0
Available-for-Sale Within One Year, Estimated Fair Value	$ 29,596	$ 5,000
Available-for-Sale Within One Year, Number of Securities | Security	11	1
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 918	$ 1,822
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 30,061	$ 73,142
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	10	26
Available-for-Sale, Gross Unrealized Loss	$ 1,312	$ 1,822
Available-for-Sale, Estimated Fair Value	$ 59,657	$ 78,142
Available-for-Sale, Number of Securities | Security	21	27
SBA loan pool securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 19	$ 155
Available-for-Sale Within One Year, Estimated Fair Value	$ 13,971	$ 85,062
Available-for-Sale Within One Year, Number of Securities | Security	3	15
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 338	$ 433
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 11,362	$ 11,975
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	4	4
Available-for-Sale, Gross Unrealized Loss	$ 357	$ 588
Available-for-Sale, Estimated Fair Value	$ 25,333	$ 97,037
Available-for-Sale, Number of Securities | Security	7	19
Corporate bonds [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 17	$ 4
Available-for-Sale Within One Year, Estimated Fair Value	$ 5,004	$ 5,021
Available-for-Sale Within One Year, Number of Securities | Security	1	1
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 27	$ 68
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 7,971	$ 7,925
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	2	2
Available-for-Sale, Gross Unrealized Loss	$ 44	$ 72
Available-for-Sale, Estimated Fair Value	$ 12,975	$ 12,946
Available-for-Sale, Number of Securities | Security	3	3
Other securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss	$ 25	$ 0
Available-for-Sale Within One Year, Estimated Fair Value	$ 21,861	$ 0
Available-for-Sale Within One Year, Number of Securities | Security	3	0
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss	$ 88	$ 80
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value	$ 937	$ 1,945
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security	3	4
Available-for-Sale, Gross Unrealized Loss	$ 113	$ 80
Available-for-Sale, Estimated Fair Value	$ 22,798	$ 1,945
Available-for-Sale, Number of Securities | Security	6	4
Equity security [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale Within One Year, Gross Unrealized Loss		$ 36
Available-for-Sale Within One Year, Estimated Fair Value		$ 214
Available-for-Sale Within One Year, Number of Securities | Security		1
Available-for-Sale More than One Year, Holding Period, Gross Unrealized Loss		$ 0
Available-for-Sale More than One Year, Holding Period, Estimated Fair Value		$ 0
Available-for-Sale More than One Year, Holding Period, Number of Securities | Security		0
Available-for-Sale, Gross Unrealized Loss		$ 36
Available-for-Sale, Estimated Fair Value		$ 214
Available-for-Sale, Number of Securities | Security		1

XML

Stockholders' Equity - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Millions	Jul. 27, 2010	Dec. 31, 2014
Stockholders Equity Note [Line Items]
Number of shares of common stock to be purchased by issuing warrants	250,000
Exercise price of stock warrants (in usd per share)	$ 9.60
Fair value of warrants outstanding	$ 2.0
Stock warrants [Member]
Stockholders Equity Note [Line Items]
Percentage of weighted average expected stock volatility for warrant	111.46%
Contract term of expected life assumption	5 years
Percentage of risk free rate for warrants	2.07%
Dividend yield	0.00%
Outstanding stock warrants		0

XML

Loans - Credit Quality of Loan Portfolio (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 2,874,172	$ 2,785,261
Real estate loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,586,666	2,508,515
Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	699,455	685,415
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	502,634	467,361
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	343,521	369,985
Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	846,620	852,806
Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	21,310	9,517
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	173,126	123,431
Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	261,189	249,189
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	111,943	116,400
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	115,382	93,860
Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,864	38,929
Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	26,317	27,557
Non-PCI Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,840,264	2,740,760	$ 2,349,235
Non-PCI Loans [Member] | Pass/Pass-Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,724,993	2,607,886
Non-PCI Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	70,513	85,487
Non-PCI Loans [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	44,758	47,387
Non-PCI Loans [Member] | Real estate loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,553,068	2,464,386	2,090,083
Non-PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	690,097	675,072
Non-PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	492,289	454,499
Non-PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	337,566	362,240
Non-PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	840,735	842,126
Non-PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	21,310	9,517
Non-PCI Loans [Member] | Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	171,071	120,932
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	676,646	654,360
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	440,360	397,437
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	321,327	345,775
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	823,627	822,037
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	21,310	9,517
Non-PCI Loans [Member] | Real estate loans [Member] | Pass/Pass-Watch [Member] | Residential property [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	169,287	118,688
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	11,599	18,013
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	41,436	46,365
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	9,515	8,899
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,222	9,543
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Special Mention [Member] | Residential property [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	62	66
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,852	2,699
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,493	10,697
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,724	7,566
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,886	10,546
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Classified [Member] | Residential property [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,722	2,178
Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	260,922	248,862	230,309
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	111,676	116,073
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	115,382	93,860
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,864	38,929
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Pass/Pass-Watch [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	101,985	106,326
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Pass/Pass-Watch [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	112,553	92,312
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Pass/Pass-Watch [Member] | International loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,864	36,121
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Special Mention [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,373	1,225
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Special Mention [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	195	993
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Special Mention [Member] | International loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0	252
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Classified [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,318	8,522
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Classified [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,634	555
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Classified [Member] | International loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0	2,556
Non-PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	26,274	27,512	$ 28,843
Non-PCI Loans [Member] | Consumer loans [Member] | Pass/Pass-Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	24,034	25,313
Non-PCI Loans [Member] | Consumer loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	111	131
Non-PCI Loans [Member] | Consumer loans [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 2,129	$ 2,068

XML

Fair Value Measurements - Estimated Fair Values of Financial Instruments (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Dec. 31, 2013
Financial assets:
Securities available for sale	$ 728,683	$ 1,060,717
Accrued interest receivable	8,133	9,749
Investment in FRB stock	13,517	12,273
Financial liabilities:
Noninterest-bearing deposits	1,061,823	1,022,972
Interest-bearing deposits	2,377,958	2,533,774
Accrued interest payable	3,443	3,450
Carrying Amount [Member]
Financial assets:
Cash and cash equivalents	153,231	158,320
Securities available for sale	728,683	1,060,717
Loans receivable, net of allowance for loan losses	2,826,086	2,735,832
Loans held for sale	4,158	5,451
Accrued interest receivable	8,133	9,749
Servicing assets	13,125	13,773
Investment in FHLB stock	16,385	17,580
Investment in FRB stock	13,517	12,273
Financial liabilities:
Noninterest-bearing deposits	1,061,823	1,022,972
Interest-bearing deposits	2,377,958	2,533,774
Servicing liabilities	5,368	5,971
Borrowings	18,623	168,544
Accrued interest payable	3,443	3,450
Off-balance sheet items:
Commitments to extend credit	244,766	309,584
Standby letters of credit	5,426	8,982
Fair Value [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	153,231	158,320
Securities available for sale	22,965	23,056
Loans receivable, net of allowance for loan losses	0	0
Loans held for sale	0	0
Accrued interest receivable	8,133	9,749
Servicing assets	0	0
Investment in FHLB stock	0	0
Investment in FRB stock	0	0
Financial liabilities:
Noninterest-bearing deposits	0	0
Interest-bearing deposits	0	0
Servicing liabilities	0	0
Borrowings	0	0
Accrued interest payable	3,443	3,450
Off-balance sheet items:
Commitments to extend credit	0	0
Standby letters of credit	0	0
Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Securities available for sale	705,718	1,036,538
Loans receivable, net of allowance for loan losses	0	0
Loans held for sale	4,158	5,451
Accrued interest receivable	0	0
Servicing assets	0	0
Investment in FHLB stock	16,385	17,580
Investment in FRB stock	13,517	12,273
Financial liabilities:
Noninterest-bearing deposits	1,061,823	1,022,972
Interest-bearing deposits	0	0
Servicing liabilities	0	0
Borrowings	0	0
Accrued interest payable	0	0
Off-balance sheet items:
Commitments to extend credit	0	0
Standby letters of credit	0	0
Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Securities available for sale	0	1,123
Loans receivable, net of allowance for loan losses	2,829,963	2,738,401
Loans held for sale	0	0
Accrued interest receivable	0	0
Servicing assets	13,125	13,773
Investment in FHLB stock	0	0
Investment in FRB stock	0	0
Financial liabilities:
Noninterest-bearing deposits	0	0
Interest-bearing deposits	2,361,096	2,528,304
Servicing liabilities	5,368	5,971
Borrowings	18,623	168,544
Accrued interest payable	0	0
Off-balance sheet items:
Commitments to extend credit	244,766	309,584
Standby letters of credit	5,426	8,982
U.S. government agency securities [Member]
Financial assets:
Securities available for sale	62,661	128,207
U.S. government agency securities [Member] | Carrying Amount [Member]
Off-balance sheet items:
Fair value reclassification from Level 1 to Level 2		128,200
U.S. government agency securities [Member] | Carrying Amount [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Securities available for sale			$ 128,400
U.S. government agency securities [Member] | Carrying Amount [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Securities available for sale			$ 931,200
Other securities [Member]
Financial assets:
Securities available for sale	$ 22,803	22,893
Other securities [Member] | Carrying Amount [Member]
Off-balance sheet items:
Fair value reclassification from Level 2 to Level 1		$ 22,900

XML

Securities - Summary of Investment Securities Available for Sale (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 729,763	$ 1,061,703
Gross Unrealized Gain	2,832	3,980
Gross Unrealized Loss	3,912	4,966
Estimated Fair Value	728,683	1,060,717
Collateralized mortgage obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	154,968	188,704
Gross Unrealized Gain	1,061	417
Gross Unrealized Loss	660	1,074
Estimated Fair Value	155,369	188,047
Municipal bonds-tax exempt [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,589	4,319
Gross Unrealized Gain	37	71
Gross Unrealized Loss	0	0
Estimated Fair Value	3,626	4,390
Municipal bonds-taxable [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	15,607	16,615
Gross Unrealized Gain	271	398
Gross Unrealized Loss	46	91
Estimated Fair Value	15,832	16,922
Corporate bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	17,019	17,018
Gross Unrealized Gain	1	2
Gross Unrealized Loss	44	72
Estimated Fair Value	16,976	16,948
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	379,574	571,678
Gross Unrealized Gain	1,374	2,811
Gross Unrealized Loss	1,380	1,203
Estimated Fair Value	379,568	573,286
U.S. government agency securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	63,969	129,857
Gross Unrealized Gain	4	172
Gross Unrealized Loss	1,312	1,822
Estimated Fair Value	62,661	128,207
SBA loan pool securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	71,960	109,983
Gross Unrealized Gain	83	52
Gross Unrealized Loss	357	588
Estimated Fair Value	71,686	109,447
U.S. treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	161	163
Gross Unrealized Gain	1	0
Gross Unrealized Loss	0	0
Estimated Fair Value	162	163
Other securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	22,916	22,916
Gross Unrealized Gain	0	57
Gross Unrealized Loss	113	80
Estimated Fair Value	$ 22,803	22,893
Equity security [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		450
Gross Unrealized Gain		0
Gross Unrealized Loss		36
Estimated Fair Value		$ 414

XML

Fair Value Measurements (Tables)

6 Months Ended

Jun. 30, 2015

Fair Value Disclosures [Abstract]

Assets and Liabilities Measured at Fair Value on Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs with No Active Market with Identical Characteristics		Significant Unobservable Inputs		Balance
	(in thousands)
June 30, 2015
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	379,568	$	—	$	379,568
Collateralized mortgage obligations	—		155,369		—		155,369
U.S. government agency securities	—		62,661		—		62,661
SBA loan pools securities	—		71,686		—		71,686
Municipal bonds-tax exempt	—		3,626		—		3,626
Municipal bonds-taxable	—		15,832		—		15,832
Corporate bonds	—		16,976		—		16,976
U.S. treasury securities	162		—		—		162
Other securities	22,803		—		—		22,803
Total securities available for sale	$	22,965	$	705,718	$	—	$	728,683
December 31, 2014
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	573,286	$	—	$	573,286
Collateralized mortgage obligations	—		188,047		—		188,047
U.S. government agency securities (1)	—		128,207		—		128,207
SBA loan pools securities	—		109,447		—		109,447
Municipal bonds-tax exempt	—		3,681		709		4,390
Municipal bonds-taxable	—		16,922		—		16,922
Corporate bonds	—		16,948		—		16,948
U.S. treasury securities	163		—		—		163
Other securities (2)	22,893		—		—		22,893
Equity securities	—		—		414		414
Total securities available for sale	$	23,056	$	1,036,538	$	1,123	$	1,060,717

⁽¹⁾  U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets.

⁽²⁾  Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

Reconciliation and Income Statement Classification of Gains and Losses for All Assets and Liabilities

The table below presents a reconciliation and income statement classification of gains and losses for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2015:

	Beginning Balance as of January 1, 2015		Purchases, Issuances and Settlement			Realized Gains or (Losses) in Earnings			Unrealized Gains or Losses in Other Comprehensive Income		Ending Balance as of June 30, 2015
	(in thousands)
Assets:
Municipal bonds-tax exempt (1)	$	709	$	(709	)	$	—		$	—	$	—
Equity securities (2)	$	414	$	(339	)	$	(75	)	$	—	$	—

⁽¹⁾  A zero coupon tax credit municipal bond matured during the first quarter of 2015.

⁽²⁾  Reflects two equity securities that were not actively traded. During the second quarter of 2015, one equity security with a book value of $200,000 with a fair value of $200,000 as of December 31, 2014 was sold at $75,000 loss and the other equity security with a book value of $250,000 with a fair value of $214,000 as of December 31, 2014 was reclassified to other assets.

Assets and Liabilities Measured at Fair Value on Non-Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a non-recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the six Months Ended June 30, 2015
	(in thousands)
June 30, 2015
Assets:
Impaired loans (excluding PCI loans) (1)	$	—	$	28,607	$	3,217	$	1,579
OREO (2)	$	—	$	11,857	$	—	$	632
	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the Twelve Months Ended December 31, 2014
	(in thousands)
December 31, 2014
Assets:
Impaired loans (excluding PCI loans) (3)	$	—	$	32,171	$	781	$	2,774
OREO (4)	$	—	$	15,790	$	—	$	—

⁽¹⁾  Consists of real estate loans of $29.0 million, commercial and industrial loans of $1.0 million, and consumer loans of $1.8 million.

⁽²⁾  Consists of properties obtained from the foreclosure of commercial property loans of $11.7 million and residential property loans of $163,000.

⁽³⁾  Consists of real estate loans of $30.0 million, commercial and industrial loans of $1.2 million and consumer loans of $1.7 million.

⁽⁴⁾  Consists of properties obtained from the foreclosure of commercial property loans of $13.2 million and residential property loans of $2.6 million.

Estimated Fair Values of Financial Instruments

The estimated fair values of financial instruments were as follows:

	June 30, 2015
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	153,231	$	153,231	$	—	$	—
Securities available for sale	728,683		22,965		705,718		—
Loans receivable, net of allowance for loan losses	2,826,086		—		—		2,829,963
Loans held for sale	4,158		—		4,158		—
Accrued interest receivable	8,133		8,133		—		—
Servicing assets	13,125		—		—		13,125
Investment in FHLB stock	16,385		—		16,385		—
Investment in FRB stock	13,517		—		13,517		—
Financial liabilities:
Noninterest-bearing deposits	1,061,823		—		1,061,823		—
Interest-bearing deposits	2,377,958		—		—		2,361,096
Servicing liabilities	5,368		—		—		5,368
Borrowings	18,623		—		—		18,623
Accrued interest payable	3,443		3,443		—		—
Off-balance sheet items:
Commitments to extend credit	244,766		—		—		244,766
Standby letters of credit	5,426		—		—		5,426

	December 31, 2014
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	158,320	$	158,320	$	—	$	—
Securities available for sale (1)	1,060,717		23,056		1,036,538		1,123
Loans receivable, net of allowance for loan losses	2,735,832		—		—		2,738,401
Loans held for sale	5,451		—		5,451		—
Accrued interest receivable	9,749		9,749		—		—
Servicing assets	13,773		—		—		13,773
Investment in FHLB stock	17,580		—		17,580		—
Investment in FRB stock	12,273		—		12,273		—
Financial liabilities:
Noninterest-bearing deposits	1,022,972		—		1,022,972		—
Interest-bearing deposits	2,533,774		—		—		2,528,304
Servicing liabilities	5,971		—		—		5,971
Borrowings	168,544		—		—		168,544
Accrued interest payable	3,450		3,450		—		—
Off-balance sheet items:
Commitments to extend credit	309,584		—		—		309,584
Standby letters of credit	8,982		—		—		8,982

⁽¹⁾  Level 1 and Level 2 previously reported as $128.4 million and $931.2 million, respectively. U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets. Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

XML

Share-Based Compensation - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-based compensation expense	$ 494	$ 447	$ 1,022	$ 1,051
Related tax benefits on non-qualified stock options	$ 161	$ 149	$ 337	$ 368
Number of shares, stock options exercised	6,874	18,500	26,455	33,695

XML

Regulatory Matters - Capital Ratios of Hanmi Financial and Bank (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Hanmi Financial [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Capital, Total capital to risk-weighted assets	$ 476,897	$ 493,598
Actual Capital, Tier 1 capital to risk-weighted assets	437,453	454,582
Actual Capital, Common equity Tier 1 capital to risk-weighted assets	437,453
Actual Capital, Tier 1 capital to average assets	$ 437,453	$ 454,582
Actual Capital Ratio, Total capital to risk-weighted assets	15.27%	15.89%
Actual Capital Ratio, Tier 1 capital to risk-weighted assets	14.01%	14.63%
Actual Capital Ratio, Common equity Tier 1 capital to risk-weighted assets	14.01%
Actual Capital Ratio, Tier 1 capital to average assets	11.05%	10.91%
Minimum Regulatory Requirement Capital, Total capital to risk-weighted assets	$ 249,810	$ 248,501
Minimum Regulatory Requirement Capital, Tier 1 capital to risk-weighted assets	187,357	124,250
Minimum Regulatory Requirement Capital, Common equity Tier 1 capital to risk-weighted assets	140,518
Minimum Regulatory Requirement Capital, Tier 1 capital to average assets	$ 158,364	$ 166,600
Minimum Regulatory Requirement Ratio for Total capital to risk-weighted assets	8.00%	8.00%
Minimum Regulatory Requirement Ratio for Tier 1 capital to risk-weighted assets	6.00%	4.00%
Minimum Regulatory Requirement Ratio for Common equity Tier 1 capital to risk-weighted assets	4.50%
Minimum Regulatory Requirement Ratio for Tier 1 capital to average assets	4.00%	4.00%
Hanmi Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Capital, Total capital to risk-weighted assets	$ 474,037	$ 470,934
Actual Capital, Tier 1 capital to risk-weighted assets	434,642	431,971
Actual Capital, Common equity Tier 1 capital to risk-weighted assets	434,642
Actual Capital, Tier 1 capital to average assets	$ 434,642	$ 431,971
Actual Capital Ratio, Total capital to risk-weighted assets	15.20%	15.18%
Actual Capital Ratio, Tier 1 capital to risk-weighted assets	13.94%	13.93%
Actual Capital Ratio, Common equity Tier 1 capital to risk-weighted assets	13.94%
Actual Capital Ratio, Tier 1 capital to average assets	10.99%	10.39%
Minimum Regulatory Requirement Capital, Total capital to risk-weighted assets	$ 249,492	$ 248,157
Minimum Regulatory Requirement Capital, Tier 1 capital to risk-weighted assets	187,119	124,078
Minimum Regulatory Requirement Capital, Common equity Tier 1 capital to risk-weighted assets	140,340
Minimum Regulatory Requirement Capital, Tier 1 capital to average assets	$ 158,157	$ 166,332
Minimum Regulatory Requirement Ratio for Total capital to risk-weighted assets	8.00%	8.00%
Minimum Regulatory Requirement Ratio for Tier 1 capital to risk-weighted assets	6.00%	4.00%
Minimum Regulatory Requirement Ratio for Common equity Tier 1 capital to risk-weighted assets	4.50%
Minimum Regulatory Requirement Ratio for Tier 1 capital to average assets	4.00%	4.00%
Minimum to Be Categorized as Well Capitalized Capital, Total capital to risk-weighted assets	$ 311,866	$ 310,196
Minimum to Be Categorized as Well Capitalized Capital, Tier 1 capital to risk-weighted assets	249,492	186,118
Minimum to Be Categorized as Well Capitalized Capital, Common equity Tier 1 capital to risk-weighted assets	202,713
Minimum to Be Categorized as Well Capitalized Capital, Tier 1 capital to average assets	$ 197,696	$ 207,915
Minimum to Be Categorized as Well Capitalized Ratio, Total capital to risk-weighted assets	10.00%	10.00%
Minimum to Be Categorized as Well Capitalized Ratio, Tier 1 capital to risk-weighted assets	8.00%	6.00%
Minimum to Be Categorized as Well Capitalized Ratio, Common equity Tier 1 capital to risk-weighted assets	6.50%
Minimum to Be Categorized as Well Capitalized Ratio, Tier 1 capital to average assets	5.00%	5.00%

XML

Loans - Information on Impaired Loans, Disaggregated by Loan Class (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 45,003		$ 45,003		$ 45,865
Unpaid Principal Balance	49,280		49,280		49,586
With No Related Allowance Recorded	35,401		35,401		34,897
With an Allowance Recorded	9,602		9,602		10,968
Related Allowance	5,301		5,301		5,246
Average Recorded Investment	46,356	$ 48,351	46,837	$ 49,534
Interest Income Recognized	800	794	1,510	1,557
Real estate loans [Member] | Retail [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	3,223		3,223		4,436
Unpaid Principal Balance	3,485		3,485		4,546
With No Related Allowance Recorded	3,046		3,046		1,938
With an Allowance Recorded	177		177		2,498
Related Allowance	42		42		220
Average Recorded Investment	4,278	5,286	5,134	6,295
Interest Income Recognized	126	108	198	179
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	7,109		7,109		5,835
Unpaid Principal Balance	7,796		7,796		6,426
With No Related Allowance Recorded	5,329		5,329		4,581
With an Allowance Recorded	1,780		1,780		1,254
Related Allowance	3,276		3,276		1,828
Average Recorded Investment	7,128	4,712	6,700	4,121
Interest Income Recognized	118	80	300	129
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	8,538		8,538		8,974
Unpaid Principal Balance	9,299		9,299		9,594
With No Related Allowance Recorded	8,104		8,104		8,526
With an Allowance Recorded	434		434		448
Related Allowance	127		127		150
Average Recorded Investment	8,712	12,432	8,352	10,944
Interest Income Recognized	189	181	282	369
Real estate loans [Member] | Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	11,247		11,247		10,125
Unpaid Principal Balance	12,893		12,893		11,591
With No Related Allowance Recorded	9,783		9,783		8,890
With an Allowance Recorded	1,464		1,464		1,235
Related Allowance	353		353		319
Average Recorded Investment	11,294	10,624	10,774	11,124
Interest Income Recognized	196	228	404	451
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	2,678		2,678		3,127
Unpaid Principal Balance	2,843		2,843		3,268
With No Related Allowance Recorded	2,678		2,678		3,127
With an Allowance Recorded	0		0		0
Related Allowance	0		0		0
Average Recorded Investment	2,689	2,833	2,896	2,692
Interest Income Recognized	28	30	60	57
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	7,055		7,055		7,614
Unpaid Principal Balance	7,492		7,492		8,133
With No Related Allowance Recorded	3,640		3,640		2,999
With an Allowance Recorded	3,415		3,415		4,615
Related Allowance	1,481		1,481		2,443
Average Recorded Investment	7,190	9,085	7,634	10,952
Interest Income Recognized	97	140	196	317
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	2,064		2,064		466
Unpaid Principal Balance	2,186		2,186		575
With No Related Allowance Recorded	417		417		466
With an Allowance Recorded	1,647		1,647		0
Related Allowance	5		5		0
Average Recorded Investment	2,071	713	2,255	729
Interest Income Recognized	29	11	36	25
Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,282		1,282		3,546
Unpaid Principal Balance	1,282		1,282		3,546
With No Related Allowance Recorded	597		597		2,628
With an Allowance Recorded	685		685		918
Related Allowance	17		17		286
Average Recorded Investment	1,182	1,131	1,271	1,130
Interest Income Recognized	0	0	0	0
Consumer loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,807		1,807		1,742
Unpaid Principal Balance	2,004		2,004		1,907
With No Related Allowance Recorded	1,807		1,807		1,742
With an Allowance Recorded	0		0		0
Related Allowance	0		0		$ 0
Average Recorded Investment	1,812	1,535	1,821	1,547
Interest Income Recognized	$ 17	$ 16	$ 34	$ 30

XML

Fair Value Measurements - Reconciliation and Income Statement Classification of Gains and Losses for All Assets and Liabilities (Detail) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015 USD ($) Security	Jun. 30, 2014 USD ($)	Jun. 30, 2015 USD ($) Security	Jun. 30, 2014 USD ($)	Dec. 31, 2014 USD ($)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Estimated Fair Value	$ 728,683		$ 728,683		$ 1,060,717
Gross realized losses on sales of securities	$ (155)	$ (1)	$ (166)	$ (1)
Equity security [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Number of equity securities | Security	2		2
Recurring Basis [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Estimated Fair Value	$ 728,683		$ 728,683		1,060,717
Security One [Member] | Equity security [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Book value of equity security					200
Estimated Fair Value					200
Security Two [Member] | Equity security [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Book value of equity security					250
Estimated Fair Value					214
Gross realized losses on sales of securities			(75)
Fair Value, Inputs, Level 3 [Member] | Recurring Basis [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Estimated Fair Value	0		0		$ 1,123
Fair Value, Inputs, Level 3 [Member] | Recurring Basis [Member] | Municipal bonds-tax exempt [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance			709
Purchases, Issuances and Settlement			(709)
Realized Gains or Losses in Earnings			0
Unrealized Gains or Losses in Other Comprehensive Income			0
Ending Balance	0		0
Fair Value, Inputs, Level 3 [Member] | Recurring Basis [Member] | Equity security [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance			414
Purchases, Issuances and Settlement			(339)
Realized Gains or Losses in Earnings			(75)
Unrealized Gains or Losses in Other Comprehensive Income			0
Ending Balance	$ 0		$ 0

XML

Liquidity - Additional Information (Detail)	Jun. 30, 2015 USD ($) Financial_Institution	Dec. 31, 2014 USD ($)
Line of Credit Facility [Line Items]
Bank's FHLB borrowings	$ 0	$ 150,000,000
Line of credit	$ 95,000,000
Number of financial institutions | Financial_Institution	3
Hanmi Bank [Member]
Line of Credit Facility [Line Items]
Broker deposits	$ 99,000
Percentage of borrowings from FHLB (up to)	30.00%
Total borrowing capacity based on pledged collateral	$ 604,800,000	649,500,000
Borrowing capacity available based on pledged collateral	604,800,000	499,500,000
Bank's FHLB borrowings	$ 0	$ 150,000,000
Borrowing percentage of assets	0.00%	3.54%
Amount available from borrowing source	$ 42,900,000
Carrying value for loans pledged by Bank	60,300,000
Borrowings	0
Maximum borrowing capacity of line of credit (up to)	$ 100,000,000.0

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Share-Based Compensation - Summary of Stock Options Outstanding under Plans (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Number of Shares, Options outstanding at beginning of period	583,665	603,872		603,872
Number of Shares, Options granted	28,000			28,000
Number of Shares, Options exercised	(6,874)		(18,500)	(26,455)	(33,695)
Number of Shares, Options forfeited	(51,126)			(51,627)
Number of Shares, Options expired	(225)			(350)
Number of Shares, Options outstanding at end of period	553,440	583,665		553,440		603,872
Number of Shares, Options exercisable at end of period	216,289			216,289
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Weighted-Average Exercise Price Per Share, Options outstanding at beginning of period (in usd per share)	$ 24.09	$ 23.78		$ 23.78
Weighted-Average Exercise Price Per Share, Options granted (in usd per share)	23.47			23.47
Weighted-Average Exercise Price Per Share, Options exercised (in usd per share)	12.54			13.77
Weighted-Average Exercise Price Per Share, Options forfeited (in usd per share)	21.20			21.12
Weighted-Average Exercise Price Per Share, Options expired (in usd per share)	144.00			144.00
Weighted-Average Exercise Price Per Share, Options outstanding at end of period (in usd per share)	24.42	$ 24.09		24.42		$ 23.78
Weighted-Average Exercise Price Per Share, Options exercisable at end of period (in usd per share)	$ 34.63			$ 34.63
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term [Abstract]
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualLife	7 years 9 months 18 days	8 years		7 years 9 months 18 days		8 years
Weighted-Average Remaining Contractual Life, Options granted	9 years 10 months 24 days			9 years 10 months 24 days
Weighted-Average Remaining Contractual Life, Options exercised	7 years 6 months			7 years 8 months 12 days
Weighted-Average Remaining Contractual Life, Options forfeited	8 years 10 months 24 days			8 years 10 months 24 days
Weighted-Average Remaining Contractual Life, Options expired	9 months 18 days			9 months 18 days
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualLife	7 years 9 months 18 days	8 years		7 years 9 months 18 days		8 years
Weighted-Average Remaining Contractual Life, Options exercisable at end of period	6 years 8 months 12 days			6 years 8 months 12 days
Aggregate Intrinsic Value of In-the-Money Options, Options outstanding at beginning of period	$ 2,383	$ 2,853		$ 2,853
Aggregate Intrinsic Value of In-the-Money Options, Options outstanding at end of period	4,116	$ 2,383		4,116		$ 2,853
Aggregate Intrinsic Value of In-the-Money Options, Options exercisable at end of period	$ 1,764			$ 1,764
Intrinsic value represents the excess of the closing stock price related to options outstanding (in usd per share)	$ 24.84	$ 21.15		$ 24.84		$ 21.81

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Segment Reporting - Additional Information (Detail)	6 Months Ended
	Jun. 30, 2015 Segment
Segment Reporting [Abstract]
Number of operating segment	1

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Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Detail) - Non-recurring Basis [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unrealized losses impaired loans	$ 1,579	$ 2,774
Unrealized losses other real estate owned	632	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	28,607	32,171
Other real estate owned	11,857	15,790
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,217	781
Other real estate owned	0	0
Real estate loans [Member] | Impaired loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	29,000	30,000
Commercial and industrial loans [Member] | Impaired loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,000	1,200
Consumer loans [Member] | Impaired loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,800	1,700
Commercial property loan [Member] | OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	11,700	13,200
Residential property loan [Member] | OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 163	$ 2,600

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Accumulated Other Comprehensive Income - Activity in Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	$ 6,199	$ (5,509)	$ 463	$ (9,380)
Other comprehensive (loss) income before reclassification	(3,864)	3,723	4,056	9,015
Reclassification from accumulated other comprehensive income	(1,912)	(364)	(4,096)	(1,785)
Other comprehensive (loss) income	(5,776)	3,359	(40)	7,230
Balance at end of period	423	(2,150)	423	(2,150)
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	8,874	(11,510)	(985)	(18,187)
Other comprehensive (loss) income before reclassification	(8,041)	6,340	4,002	14,438
Reclassification from accumulated other comprehensive income	(1,912)	(364)	(4,096)	(1,785)
Other comprehensive (loss) income	(9,953)	5,976	(94)	12,653
Balance at end of period	(1,079)	(5,534)	(1,079)	(5,534)
Accumulated Net Unrealized Investment Gain (Loss) [Member] | Interest-Only Strip [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	16	17	16	16
Other comprehensive (loss) income before reclassification	0	0	0	1
Reclassification from accumulated other comprehensive income	0	0	0	0
Other comprehensive (loss) income	0	0	0	1
Balance at end of period	16	17	16	17
Tax Benefit (Expense) [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	(2,691)	5,984	1,432	8,791
Other comprehensive (loss) income before reclassification	4,177	(2,617)	54	(5,424)
Reclassification from accumulated other comprehensive income	0	0	0	0
Other comprehensive (loss) income	4,177	(2,617)	54	(5,424)
Balance at end of period	$ 1,486	$ 3,367	$ 1,486	$ 3,367

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Subsequent Events

6 Months Ended

Jun. 30, 2015

Subsequent Events [Abstract]

Subsequent Events

Subsequent Events

Management has evaluated subsequent events through the date of issuance of the financial data included herein. There have been no subsequent events that occurred during such period that would require disclosure in this Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2015, or would be required to be recognized in the Consolidated Financial Statements (Unaudited) as of June 30, 2015.

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Loans - Loans Receivable (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 2,874,172		$ 2,785,261
Allowance for loans losses	(50,820)		(52,666)
Deferred loan costs	2,734		3,237
Loans receivable, net	2,826,086		2,735,832
Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,586,666		2,508,515
Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	261,189		249,189
Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	26,317		27,557
Non-PCI Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,840,264		2,740,760	$ 2,349,235
Allowance for loans losses	(49,468)	$ (51,515)	(51,640)	(51,886)	$ (56,593)	$ (57,555)
Deferred loan costs	2,734		3,237
Loans receivable, net	2,793,530		2,692,357
Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,553,068		2,464,386	2,090,083
Allowance for loans losses	(39,898)	(42,550)	(41,194)	(40,303)	(44,230)	(43,550)
Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	260,922		248,862	230,309
Allowance for loans losses	(8,245)	(7,786)	(9,142)	(9,738)	(10,425)	(11,287)
Non-PCI Loans [Member] | Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	26,274		27,512	28,843
Allowance for loans losses	(172)	(185)	(220)	$ (540)	$ (633)	$ (1,427)
PCI Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	33,908		44,501
Allowance for loans losses	(1,352)	(1,436)	(1,026)
Loans receivable, net	32,556		43,475
PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	33,598		44,129
Allowance for loans losses	(1,289)	(1,318)	(895)
PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	267		327
Allowance for loans losses	(63)	(118)	(131)
PCI Loans [Member] | Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	43		45
Allowance for loans losses	0	$ 0	0
Loans receivable, net	43		45
Retail [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	699,455		685,415
Retail [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	690,097		675,072
Retail [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	9,358		10,343
Allowance for loans losses	(257)		(401)
Loans receivable, net	9,101		9,942
Hospitality [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	502,634		467,361
Hospitality [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	492,289		454,499
Hospitality [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	10,345		12,862
Allowance for loans losses	(317)		(99)
Loans receivable, net	10,028		12,763
Gas station [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	343,521		369,985
Gas station [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	337,566		362,240
Gas station [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	5,955		7,745
Allowance for loans losses	(503)		(302)
Loans receivable, net	5,452		7,443
Other [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	846,620		852,806
Other [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	840,735		842,126
Other [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	5,885		10,680
Allowance for loans losses	(16)		(65)
Loans receivable, net	5,869		10,615
Construction [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	21,310		9,517
Construction [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	21,310		9,517
Construction [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,055		2,499
Allowance for loans losses	(196)		(28)
Loans receivable, net	1,859		2,471
Residential property [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	173,126		123,431
Residential property [Member] | Non-PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	171,071		120,932
Residential property [Member] | PCI Loans [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,055		2,499
Allowance for loans losses	(196)		(28)
Loans receivable, net	1,859		2,471
Commercial term [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	111,943		116,400
Commercial term [Member] | Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	111,676		116,073
Commercial term [Member] | PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	267		327
Allowance for loans losses	(63)		(131)
Loans receivable, net	204		196
Commercial lines of credit [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	115,382		93,860
Commercial lines of credit [Member] | Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	115,382		93,860
International loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	33,864		38,929
International loans [Member] | Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	33,864		38,929
Owner occupied real estate [Member] | Commercial property [Member] | Real estate loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 1,160,000		$ 1,120,000

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Accounting for Investments in Qualified Affordable Housing Projects - Additional Information (Detail) - USD ($)		3 Months Ended			6 Months Ended		12 Months Ended
	Jan. 01, 2012	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Accounting Changes and Error Corrections [Abstract]
Cumulative effect of retrospective application of accounting principle	$ 1,100,000
Decrease in net income				$ 44,000
Impairment of investments					$ 0	$ 0	$ 0
Investment in low income housing		$ 20,100,000			20,100,000		21,300,000
Unfunded commitments on low income housing		8,500,000			8,500,000		$ 11,900,000
Income tax expense		586,000	$ 276,000		1,200,000	447,000
Tax credit and other benefit received from tax expenses		$ 832,000	$ 423,000		$ 1,600,000	$ 665,000

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Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	$ 728,683	$ 1,060,717
U.S. government agency securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	62,661	128,207
Other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	22,803	22,893
Equity security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		414
Municipal bonds-tax exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	3,626	4,390
Municipal bonds-taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	15,832	16,922
Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	155,369	188,047
Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	728,683	1,060,717
Recurring Basis [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	379,568	573,286
Recurring Basis [Member] | U.S. government agency securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	62,661	128,207
Recurring Basis [Member] | Corporate bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	16,976	16,948
Recurring Basis [Member] | U.S treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	162	163
Recurring Basis [Member] | Other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	22,803	22,893
Recurring Basis [Member] | Equity security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		414
Recurring Basis [Member] | SBA loan pools securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	71,686	109,447
Recurring Basis [Member] | Municipal bonds-tax exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	3,626	4,390
Recurring Basis [Member] | Municipal bonds-taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	15,832	16,922
Recurring Basis [Member] | Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	155,369	188,047
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	22,965	23,056
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. government agency securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | U.S treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	162	163
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	22,803	22,893
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Equity security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | SBA loan pools securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal bonds-tax exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal bonds-taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	705,718	1,036,538
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	379,568	573,286
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. government agency securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	62,661	128,207
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	16,976	16,948
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | U.S treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Equity security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		0
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | SBA loan pools securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	71,686	109,447
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal bonds-tax exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	3,626	3,681
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal bonds-taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	15,832	16,922
Recurring Basis [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	155,369	188,047
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	1,123
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. government agency securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | U.S treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Equity security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		414
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | SBA loan pools securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal bonds-tax exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	709
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal bonds-taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	$ 0	$ 0

XML

Basis of Presentation - Additional Information (Details)	1 Months Ended
	Jun. 30, 2014 Subsidiary
Chun Ha and All World To Chunha Holdings Corporation [Member] | Discontinued Operations, Disposed of by Sale [Member]
Significant Acquisitions and Disposals [Line Items]
Number of subsidiaries sold	2

XML

Loans - Loans Receivable to Loans Held for Sale (Detail) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Reclassification From Portfolio Loans To Loans Held For Sale [Roll Forward]
Balance at beginning of period	$ 8,677,000	$ 390,000	$ 5,451,000	$ 0
Origination of loans held for sale	14,834,000	10,215,000	37,942,000	16,569,000
Reclassification from loans receivable to loans held for sale	360,000	0	360,000	0
Sales of loans held for sale	(19,689,000)	(6,759,000)	(39,543,000)	(12,717,000)
Principal payoffs and amortization	(24,000)	(4,000)	(52,000)	(10,000)
Balance at end of period	4,158,000	3,842,000	4,158,000	3,842,000
Real estate loans [Member]
Financing Receivable, Reclassification From Portfolio Loans To Loans Held For Sale [Roll Forward]
Balance at beginning of period	7,226,000	390,000	3,323,000	0
Origination of loans held for sale	6,807,000	8,124,000	23,734,000	14,393,000
Reclassification from loans receivable to loans held for sale	360,000		360,000
Sales of loans held for sale	(12,321,000)	(5,944,000)	(25,335,000)	(11,818,000)
Principal payoffs and amortization	(5,000)	(2,000)	(15,000)	(7,000)
Balance at end of period	2,067,000	2,568,000	2,067,000	2,568,000
Commercial and industrial loans [Member]
Financing Receivable, Reclassification From Portfolio Loans To Loans Held For Sale [Roll Forward]
Balance at beginning of period	1,451,000	0	2,128,000	0
Origination of loans held for sale	8,027,000	2,091,000	14,208,000	2,176,000
Reclassification from loans receivable to loans held for sale	0		0
Sales of loans held for sale	(7,368,000)	(815,000)	(14,208,000)	(899,000)
Principal payoffs and amortization	(19,000)	(2,000)	(37,000)	(3,000)
Balance at end of period	$ 2,091,000	$ 1,274,000	$ 2,091,000	$ 1,274,000

XML

Loans - Changes in Servicing Assets (Detail) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance at beginning of period	$ 13,773	$ 6,833
Addition related to sale of SBA loans	1,181	413
Amortization	(1,829)	(891)
Balance at end of period	13,125	6,355
Servicing Liability at Fair Value, Amount [Roll Forward]
Balance at beginning of period	5,971	106
Amortization	(603)	(3)
Balance at end of period	$ 5,368	$ 103

XML

Loans - Troubled Debt Restructurings, Disaggregated by Type of Concession and by Loan Type (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	$ 6,586	$ 4,116
Non-Accrual TDRs, Deferral of Principal and Interest	1,680	1,444
Non-Accrual TDRs, Reduction of Principal and Interest	3,017	3,246
Non-Accrual TDRs, Extension of Maturity	2,027	3,650
Non-Accrual TDRs, Total	13,310	12,456
Accrual TDRs, Deferral of Principal	4,544	9,004
Accrual Tdrs Deferral Of Principal and Interest	220	226
Accrual TDRs, Reduction of Principal and Interest	1,067	1,549
Accrual TDRs, Extension of Maturity	2,759	3,038
Accrual TDRs	8,590	13,817
Real estate loans [Member] | Retail [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	0	0
Non-Accrual TDRs, Deferral of Principal and Interest	0	0
Non-Accrual TDRs, Reduction of Principal and Interest	0	0
Non-Accrual TDRs, Extension of Maturity	371	2,032
Non-Accrual TDRs, Total	371	2,032
Accrual TDRs, Deferral of Principal	0	306
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	0	0
Accrual TDRs	0	306
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	1,852	1,115
Non-Accrual TDRs, Deferral of Principal and Interest	(74)	(53)
Non-Accrual TDRs, Reduction of Principal and Interest	0	0
Non-Accrual TDRs, Extension of Maturity	0	0
Non-Accrual TDRs, Total	1,778	1,062
Accrual TDRs, Deferral of Principal	0	1,807
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	0	0
Accrual TDRs	0	1,807
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	2,868	1,075
Non-Accrual TDRs, Deferral of Principal and Interest	0	0
Non-Accrual TDRs, Reduction of Principal and Interest	0	0
Non-Accrual TDRs, Extension of Maturity	0	0
Non-Accrual TDRs, Total	2,868	1,075
Accrual TDRs, Deferral of Principal	349	2,335
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	0	0
Accrual TDRs	349	2,335
Real estate loans [Member] | Other [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	920	943
Non-Accrual TDRs, Deferral of Principal and Interest	1,749	1,498
Non-Accrual TDRs, Reduction of Principal and Interest	384	433
Non-Accrual TDRs, Extension of Maturity	16	24
Non-Accrual TDRs, Total	3,069	2,898
Accrual TDRs, Deferral of Principal	2,249	2,343
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	760	782
Accrual TDRs, Extension of Maturity	1,370	1,372
Accrual TDRs	4,379	4,497
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	716	742
Non-Accrual TDRs, Deferral of Principal and Interest	0	0
Non-Accrual TDRs, Reduction of Principal and Interest	0	0
Non-Accrual TDRs, Extension of Maturity	0	0
Non-Accrual TDRs, Total	716	742
Accrual TDRs, Deferral of Principal	0	0
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	304	308
Accrual TDRs	304	308
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	10	14
Non-Accrual TDRs, Deferral of Principal and Interest	5	(1)
Non-Accrual TDRs, Reduction of Principal and Interest	2,396	2,556
Non-Accrual TDRs, Extension of Maturity	1,557	1,481
Non-Accrual TDRs, Total	3,968	4,050
Accrual TDRs, Deferral of Principal	49	57
Accrual Tdrs Deferral Of Principal and Interest	220	226
Accrual TDRs, Reduction of Principal and Interest	307	567
Accrual TDRs, Extension of Maturity	1,085	1,358
Accrual TDRs	1,661	2,208
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	220	227
Non-Accrual TDRs, Deferral of Principal and Interest	0	0
Non-Accrual TDRs, Reduction of Principal and Interest	114	126
Non-Accrual TDRs, Extension of Maturity	83	113
Non-Accrual TDRs, Total	417	466
Accrual TDRs, Deferral of Principal	1,647	2,156
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	0	0
Accrual TDRs	1,647	2,156
Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal		0
Non-Accrual TDRs, Deferral of Principal and Interest		0
Non-Accrual TDRs, Reduction of Principal and Interest		0
Non-Accrual TDRs, Extension of Maturity		0
Non-Accrual TDRs, Total		0
Accrual TDRs, Deferral of Principal		0
Accrual Tdrs Deferral Of Principal and Interest		0
Accrual TDRs, Reduction of Principal and Interest		200
Accrual TDRs, Extension of Maturity		0
Accrual TDRs		200
Consumer loans [Member]
Financing Receivable, Modifications [Line Items]
Non-Accrual TDRs, Deferral of Principal	0	0
Non-Accrual TDRs, Deferral of Principal and Interest	0	0
Non-Accrual TDRs, Reduction of Principal and Interest	123	131
Non-Accrual TDRs, Extension of Maturity	0	0
Non-Accrual TDRs, Total	123	131
Accrual TDRs, Deferral of Principal	250	0
Accrual Tdrs Deferral Of Principal and Interest	0	0
Accrual TDRs, Reduction of Principal and Interest	0	0
Accrual TDRs, Extension of Maturity	0	0
Accrual TDRs	$ 250	$ 0

XML

Securities - Schedule of Amortized Cost and Estimated Fair Value of Investment Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of Investment Holdings [Line Items]
Available-for-Sale Within one year, Amortized Cost	$ 11,998
Available-for-Sale Over one year through five years, Amortized Cost	17,329
Available-for-Sale Over five years through ten years, Amortized Cost	98,196
Available-for-Sale Over ten years, Amortized Cost	44,782
Available-for-Sale, Amortized Cost	729,763	$ 1,061,703
Available-for-Sale Within one year, Estimated Fair Value	11,973
Available-for-Sale Over one year through five years, Estimated Fair Value	17,208
Available-for-Sale Over five years through ten years, Estimated Fair Value	97,498
Available-for-Sale Over ten years, Estimated Fair Value	44,264
Securities available for sale	728,683	1,060,717
Collateralized mortgage obligations [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale, Amortized Cost	154,968	188,704
Securities available for sale	155,369	188,047
Mortgage-backed securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale, Amortized Cost	379,574	571,678
Securities available for sale	379,568	573,286
Other securities [Member]
Summary of Investment Holdings [Line Items]
Available-for-Sale, Amortized Cost	22,916	22,916
Securities available for sale	$ 22,803	$ 22,893

XML

Acquisition

6 Months Ended

Jun. 30, 2015

Business Combinations [Abstract]

Acquisition

Acquisition

Acquisition of Central Bancorp, Inc.

On August 31, 2014, Hanmi Financial completed its acquisition of CBI, the parent company of United Central Bank (“UCB”). In the merger with CBI, each share of CBI common stock was exchanged for $17.64 per share or $50.0 million in the aggregate. In addition, Hanmi Financial paid $28.7 million to redeem CBI preferred stock immediately prior to the consummation of the merger. The merger consideration was funded from consolidated cash of Hanmi Financial. At August 31, 2014, CBI had total assets, liabilities and net assets of $1.27 billion, $1.17 billion and $93.3 million respectively. Total loans and deposits were $297.3 million and $1.10 billion, respectively, at August 31, 2014.

CBI was headquartered in Garland, Texas and through UCB, operated 23 branch locations within Texas, Illinois, Virginia, New York, New Jersey and California. The combined companies operate as Hanmi Financial Corporation and Hanmi Bank, respectively, with banking operations under the Hanmi Bank brand. The acquisition was accounted for under the acquisition method of accounting pursuant to ASC 805, Business Combinations. The assets and liabilities, both tangible and intangible, were recorded at their estimated fair values as of the acquisition date. The Company made significant estimates and exercised significant judgment in estimating the fair values and accounting for such acquired assets and assumed liabilities. Such fair values are preliminary estimates and are subject to adjustment for up to one year after the acquisition date or when additional information relative to the closing date fair values becomes available and such information is considered final, whichever is earlier. The fair values are based on provisional valuation estimates of the fair values of the acquired assets and assumed liabilities. The valuation of acquired income tax assets and liabilities were based on a preliminary estimates and are subject to change as the provisional amounts are finalized. Such changes to the preliminary estimates during the measurement period are recorded as retrospective adjustments to the consolidated financial statements. During the measurement period, the Company identified retrospective adjustments to certain of the provisional amounts recorded that had the net effect of increasing the bargain purchase gain, net of deferred taxes by $8.0 million.

The following table presents the purchase price allocation reported as of the acquisition date:

	(in thousands)
Consideration paid:
CBI Stockholders	$	50,000
Redemption of preferred stock and cumulative unpaid dividends	28,675
	78,675
Assets acquired:
Cash and cash equivalents	197,209
Securities available for sale	663,497
Loans	297,272
Premises and equipment	17,925
OREO	25,952
Income tax assets, net	12,011
Core deposit intangible	2,213
FDIC loss sharing assets	11,413
Bank-owned life insurance	18,296
Servicing assets	7,497
Other assets	14,636
Total assets acquired	1,267,921
Liabilities assumed:
Deposits	1,098,997
Subordinated debentures	18,473
Rescinded stock obligation	15,485
FHLB advances	10,000
Servicing liabilities	6,039
Other liabilities	25,675
Total liabilities assumed	1,174,669
Total identifiable net assets	$	93,252
Bargain purchase gain, net of deferred taxes	$	14,577

The provisional application of the acquisition method of accounting resulted in a bargain purchase gain of $14.6 million. The operations of CBI are included in our operating results since the acquisition date. Acquisition-related costs of $6.6 million for the year ended December 31, 2014 were expensed as incurred as merger and integration costs. These expenses are comprised primarily of system conversion costs and professional fees. For the three and six months ended June 30, 2015, acquisition costs of $136,000 and $1.7 million, respectively, were expensed as incurred as merger and integration costs. The $297.3 million estimated fair value of loans acquired from CBI was determined by utilizing a discounted cash flow methodology considering credit and interest rate risk. Cash flows were determined by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value based on a current market rate for similar loans. There was no carryover of CBI’s allowance for loan losses associated with the loans acquired as loans were initially recorded at fair value.

The following table summarizes the accretable yield on the purchased credit impaired loans acquired from the CBI merger at August 31, 2014.

	(in thousands)
Undiscounted contractual cash flows	$	93,623
Nonaccretable discount	(17,421		)
Undiscounted cash flow to be collected	76,202
Estimated fair value of PCI loans	65,346
Accretable yield	$	10,856

The core deposit intangible (“CDI”) of $2.2 million was recognized for the core deposits acquired from CBI. The CDI is amortized over its useful life of approximately ten years on an accelerated basis and reviewed for impairment at least quarterly. The amortization of the CDI for the three and six months ended June 30, 2015 was $95,000 and $190,000, respectively.

The fair value of savings and transactional deposit accounts was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. Expected cash flows were utilized for fair value calculation of the certificates of deposit based on the contractual terms of the certificates of deposit and the cash flows were discounted based on a current market rate for certificates of deposit with corresponding maturities. The premium of $11.3 million was recognized for certificates of deposit acquired from CBI. The amortization of premium for the three and six months ended June 30, 2015 were $1.5 million and $3.1 million, respectively.

The fair value of subordinated debentures was determined by estimating projected future cash flows and discounting them at a market rate of interest. A discount of $8.3 million was recognized for subordinated debentures, which will be amortized over their contractual term. The amortization of discount for the three and six months ended June 30, 2015 were $41,000 and $79,000, respectively.

Unaudited Pro Forma Results of Operations

The following table presents our unaudited pro forma results of operations for the periods presented as if the CBI acquisition had been completed on January 1, 2014. The unaudited pro forma results of operations include the historical accounts of Hanmi Financial and CBI and pro forma adjustments as may be required, including the amortization of intangibles with definite lives and the amortization or accretion of any premiums or discounts arising from fair value adjustments for assets acquired and liabilities assumed. The unaudited pro forma information is intended for informational purposes only and is not necessarily indicative of our future operating results or operating results that would have occurred had the CBI acquisition been completed at the beginning of 2014. No assumptions have been applied to the pro forma results of operations regarding possible revenue enhancements, expense efficiencies or asset dispositions.

	Three Months Ended June 30,				Six Months Ended June 30,
	2015		2014		2015		2014
	(in thousands, except per share data)
Pro forma revenues (net interest income plus noninterest income)	$	53,491	$	49,343	$	107,022	$	105,589
Pro forma net income from continuing operations	$	15,276	$	8,521	$	27,887	$	24,801
Pro forma earnings per share from continuing operations:
Basic	$	0.48	$	0.27	$	0.88	$	0.78
Diluted	$	0.48	$	0.27	$	0.87	$	0.78

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Loans - Troubled Debt Restructurings, Disaggregated by Loan Class (Detail) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015 USD ($) SecurityLoan	Jun. 30, 2014 USD ($) SecurityLoan	Jun. 30, 2015 USD ($) SecurityLoan	Jun. 30, 2014 USD ($) SecurityLoan
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	3	6	7	11
Pre-Modification Outstanding Recorded Investment	$ 572	$ 2,588	$ 1,116	$ 4,057
Post-Modification Outstanding Recorded Investment	$ 572	$ 2,450	$ 1,049	$ 3,865
Real estate loans [Member] | Retail [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	0	1	0	1
Pre-Modification Outstanding Recorded Investment	$ 0	$ 2,002	$ 0	$ 2,002
Post-Modification Outstanding Recorded Investment	$ 0	1,882	$ 0	1,882
Amount of loan modification through extension of maturity		$ 1,900		$ 1,900
Real estate loans [Member] | Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	1	1	1	2
Pre-Modification Outstanding Recorded Investment	$ 313	$ 65	$ 313	$ 1,011
Post-Modification Outstanding Recorded Investment	313	62	313	1,005
Amount of loan modification through extension of maturity		$ 62		62
Loan modification made through deferrals principal payment	$ 313		$ 313	$ 943
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	0	1	0	1
Pre-Modification Outstanding Recorded Investment	$ 0	$ 316	$ 0	$ 317
Post-Modification Outstanding Recorded Investment	$ 0	313	$ 0	313
Amount of loan modification through extension of maturity		$ 313		$ 313
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	1	2	5	5
Pre-Modification Outstanding Recorded Investment	$ 9	$ 59	$ 553	$ 327
Post-Modification Outstanding Recorded Investment	9	53	486	287
Amount of loan modification through extension of maturity			476
Loan modifications made through reduction of principal or accrued interest payments	$ 9	12	$ 9	140
Loan modification made through deferrals principal payment		$ 41		$ 238
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	0	1	0	2
Pre-Modification Outstanding Recorded Investment	$ 0	$ 146	$ 0	$ 400
Post-Modification Outstanding Recorded Investment	$ 0	140	$ 0	378
Loan modifications made through reduction of principal or accrued interest payments		$ 140		140
Loan modification made through deferrals principal payment				$ 238
Consumer loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | SecurityLoan	1	0	1	0
Pre-Modification Outstanding Recorded Investment	$ 250	$ 0	$ 250	$ 0
Post-Modification Outstanding Recorded Investment	250	$ 0	250	$ 0
Loan modification made through deferrals principal payment	$ 250		$ 250

XML

Sale of Insurance Subsidiaries and Discontinued Operations - Additional Information (Detail) $ / shares in Units, $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended
	Jun. 30, 2014 USD ($) Subsidiary Installment	Jun. 30, 2015 USD ($) $ / shares	Jun. 30, 2014 USD ($) $ / shares	Jun. 30, 2015 USD ($) $ / shares	Jun. 30, 2014 USD ($) $ / shares
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net loss from discontinued operations		$ 0	$ 467	$ 0	$ 444
Loss from discontinued operation per diluted share (in usd per share) | $ / shares		$ (0.00)	$ 0.01	$ (0.00)	$ 0.01
Noninterest income		$ 11,133	$ 5,488	$ 21,983	$ 11,702
Noninterest expense		$ 27,118	18,139	$ 58,822	35,937
Discontinued Operations, Disposed of by Sale [Member] | Chun Ha and All World To Chunha Holdings Corporation [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of subsidiaries sold | Subsidiary	2
Total assets	$ 5,636		5,636		5,636
Net assets of discontinued operations	3,343		3,343		3,343
Total sale price	3,500		3,500		3,500
Sale consideration received	2,000
Consideration due	$ 1,500		1,500		1,500
Number of installments payable | Installment	3
Gain on sale	$ 51
Capital gain tax	470
Operating loss	14		52		14
Income tax expense	$ 11
Net loss from discontinued operations			$ 467		444
Loss from discontinued operation per diluted share (in usd per share) | $ / shares			$ 0.01
Noninterest income			$ 1,300		2,700
Noninterest expense			$ 1,400		$ 2,700

XML

Securities (Tables)

6 Months Ended

Jun. 30, 2015

Investments, Debt and Equity Securities [Abstract]

Summary of Investment Securities Available for Sale

The following is a summary of securities available for sale as of June 30, 2015 and December 31, 2014:

	Amortized Cost		Gross Unrealized Gain		Gross Unrealized Loss		Estimated Fair Value
	(in thousands)
June 30, 2015
Mortgage-backed securities (1) (2)	$	379,574	$	1,374	$	1,380	$	379,568
Collateralized mortgage obligations (1)	154,968		1,061		660		155,369
U.S. government agency securities	63,969		4		1,312		62,661
SBA loan pool securities	71,960		83		357		71,686
Municipal bonds-tax exempt	3,589		37		—		3,626
Municipal bonds-taxable	15,607		271		46		15,832
Corporate bonds	17,019		1		44		16,976
U.S. treasury securities	161		1		—		162
Other securities	22,916		—		113		22,803
Total securities available for sale	$	729,763	$	2,832	$	3,912	$	728,683
December 31, 2014
Mortgage-backed securities (1) (2)	$	571,678	$	2,811	$	1,203	$	573,286
Collateralized mortgage obligations (1)	188,704		417		1,074		188,047
U.S. government agency securities	129,857		172		1,822		128,207
SBA loan pool securities	109,983		52		588		109,447
Municipal bonds-tax exempt	4,319		71		—		4,390
Municipal bonds-taxable	16,615		398		91		16,922
Corporate bonds	17,018		2		72		16,948
U.S. treasury securities	163		—		—		163
Other securities	22,916		57		80		22,893
Equity securities	450		—		36		414
Total securities available for sale	$	1,061,703	$	3,980	$	4,966	$	1,060,717

⁽¹⁾  Collateralized by residential mortgages and guaranteed by U.S. government sponsored entities

⁽²⁾  A portion of the mortgage-backed securities is comprised of home mortgage-backed securities backed by home equity conversion mortgages

Schedule of Amortized Cost and Estimated Fair Value of Investment Securities by Contractual Maturity

The amortized cost and estimated fair value of securities as of June 30, 2015, by contractual maturity, are shown below. Although mortgage-backed securities and collateralized mortgage obligations have contractual maturities through 2064, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

	Available for Sale
	Amortized Cost		Estimated Fair Value
	(in thousands)
Within one year	$	11,998	$	11,973
Over one year through five years	17,329		17,208
Over five years through ten years	98,196		97,498
Over ten years	44,782		44,264
Mortgage-backed securities	379,574		379,568
Collateralized mortgage obligations	154,968		155,369
Other securities	22,916		22,803
Total	$	729,763	$	728,683

Available for Sale Securities, Continuous Unrealized Loss Position, Fair Value

Gross unrealized losses on securities available for sale, the estimated fair value of the related securities and the number of securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows as of June 30, 2015 and December 31, 2014

	Holding Period
	Less Than 12 Months					12 Months or More					Total
	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities
	(in thousands, except number of securities)
June 30, 2015
Mortgage-backed securities	$	595	$	94,908	32	$	785	$	22,781	9	$	1,380	$	117,689	41
Collateralized mortgage obligations	114		28,201		8	546		28,654		12	660		56,855		20
U.S. government agency securities	394		29,596		11	918		30,061		10	1,312		59,657		21
SBA loan pool securities	19		13,971		3	338		11,362		4	357		25,333		7
Municipal bonds-taxable	46		6,086		5	—		—		—	46		6,086		5
Corporate bonds	17		5,004		1	27		7,971		2	44		12,975		3
Other securities	25		21,861		3	88		937		3	113		22,798		6
Total	$	1,210	$	199,627	63	$	2,702	$	101,766	40	$	3,912	$	301,393	103
December 31, 2014
Mortgage-backed securities	$	288	$	102,704	21	$	915	$	50,625	19	$	1,203	$	153,329	40
Collateralized mortgage obligations	350		78,191		21	724		33,308		13	1,074		111,499		34
U.S. government agency securities	—		5,000		1	1,822		73,142		26	1,822		78,142		27
SBA loan pool securities	155		85,062		15	433		11,975		4	588		97,037		19
Municipal bonds-taxable	—		—		—	91		5,538		5	91		5,538		5
Corporate bonds	4		5,021		1	68		7,925		2	72		12,946		3
Other securities	—		—		—	80		1,945		4	80		1,945		4
Equity securities	36		214		1	—		—		—	36		214		1
Total	$	833	$	276,192	60	$	4,133	$	184,458	73	$	4,966	$	460,650	133

Realized Gains and Losses on Sales of Investment Securities

Realized gains and losses on sales of securities and proceeds from sales of securities were as follows for the periods indicated:

	Three Months Ended June 30,						Six Months Ended June 30,
	2015			2014			2015			2014
	(in thousands)
Gross realized gains on sales of securities	$	2,067		$	365		$	4,262		$	1,786
Gross realized losses on sales of securities	(155		)	(1		)	(166		)	(1		)
Net realized gains on sales of securities	$	1,912		$	364		$	4,096		$	1,785
Proceeds from sales of securities	$	130,594		$	40,822		$	307,442		$	126,056

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Sale of Insurance Subsidiaries and Discontinued Operations (Tables)

6 Months Ended

Jun. 30, 2015

Discontinued Operations and Disposal Groups [Abstract]

Summarized Financial Information of Discontinued Operations

Summarized financial information for our discontinued operations related to Chun-Ha and All World are as follows:

	June 30, 2014
	(in thousands)
Cash and cash equivalents	$	1,602
Premises and equipment, net	90
Other intangible assets, net	1,089
Other assets	2,855
Total assets	$	5,636
Income tax payable	$	415
Accrued expenses and other liabilities	1,878
Total liabilities	$	2,293
Net assets of discontinued operations	$	3,343

	June 30, 2014
	Three Months Ended			Six Months Ended
	(in thousands)
Noninterest loss	$	(52	)	$	(14	)
Gain on disposal	51			51
(Loss) income before taxes	(1		)	37
Provision for income taxes	466			481
Net loss from discontinued operations	$	(467	)	$	(444	)

XML

Loans - Analysis of Past Due Loans, Disaggregated by Loan Class, Non-PCI (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 2,874,172	$ 2,785,261
Accruing 90 Days or More Past Due	0	0
Real estate loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,586,666	2,508,515
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	502,634	467,361
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	343,521	369,985
Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	21,310	9,517
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	173,126	123,431
Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	261,189	249,189
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	111,943	116,400
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	115,382	93,860
Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	33,864	38,929
Consumer loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	26,317	27,557
Non-PCI Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	7,814	9,713
60-89 Days Past Due	3,218	6,729
90 Days or More Past Due	12,498	7,857
Total Past Due	23,530	24,299
Current	2,816,734	2,716,461
Total Loans	2,840,264	2,740,760	$ 2,349,235
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,553,068	2,464,386	2,090,083
Non-PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	543	1,554
60-89 Days Past Due	177	281
90 Days or More Past Due	1,166	1,920
Total Past Due	1,886	3,755
Current	688,211	671,317
Total Loans	690,097	675,072
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	3,837	1,531
60-89 Days Past Due	0	2,340
90 Days or More Past Due	4,356	433
Total Past Due	8,193	4,304
Current	484,096	450,195
Total Loans	492,289	454,499
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	1,085	2,991
60-89 Days Past Due	1,687	1,113
90 Days or More Past Due	842	353
Total Past Due	3,614	4,457
Current	333,952	357,783
Total Loans	337,566	362,240
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	1,209	1,674
60-89 Days Past Due	447	2,156
90 Days or More Past Due	3,477	1,142
Total Past Due	5,133	4,972
Current	835,602	837,154
Total Loans	840,735	842,126
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days or More Past Due	0	0
Total Past Due	0	0
Current	21,310	9,517
Total Loans	21,310	9,517
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	167
60-89 Days Past Due	0	0
90 Days or More Past Due	108	687
Total Past Due	108	854
Current	170,963	120,078
Total Loans	171,071	120,932
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	260,922	248,862	230,309
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	390	1,107
60-89 Days Past Due	337	490
90 Days or More Past Due	1,991	2,847
Total Past Due	2,718	4,444
Current	108,958	111,629
Total Loans	111,676	116,073
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	500	0
60-89 Days Past Due	570	0
90 Days or More Past Due	220	227
Total Past Due	1,290	227
Current	114,092	93,633
Total Loans	115,382	93,860
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Commercial and industrial loans [Member] | International loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	200
60-89 Days Past Due	0	0
90 Days or More Past Due	0	0
Total Past Due	0	200
Current	33,864	38,729
Total Loans	33,864	38,929
Accruing 90 Days or More Past Due	0	0
Non-PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	250	489
60-89 Days Past Due	0	349
90 Days or More Past Due	338	248
Total Past Due	588	1,086
Current	25,686	26,426
Total Loans	26,274	27,512	$ 28,843
Accruing 90 Days or More Past Due	$ 0	$ 0

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Sale of Insurance Subsidiaries and Discontinued Operations - Summarized Financial Information of Discontinued Operations (Detail) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
(Loss) income before taxes		$ 0	$ (1)	$ 0	$ 37
Provision for income taxes		0	466	0	481
Loss from discontinued operations, net of taxes		$ 0	(467)	$ 0	(444)
Discontinued Operations, Disposed of by Sale [Member] | Chun Ha and All World To Chunha Holdings Corporation [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Cash and cash equivalents	$ 1,602		1,602		1,602
Premises and equipment, net	90		90		90
Other intangible assets, net	1,089		1,089		1,089
Other assets	2,855		2,855		2,855
Total assets	5,636		5,636		5,636
Income tax payable	415		415		415
Accrued expenses and other liabilities	1,878		1,878		1,878
Total liabilities	2,293		2,293		2,293
Net assets of discontinued operations	3,343		3,343		3,343
Noninterest loss	$ (14)		(52)		(14)
Gain on disposal			51		51
(Loss) income before taxes			(1)		37
Provision for income taxes			466		481
Loss from discontinued operations, net of taxes			$ (467)		$ (444)

XML

Loans (Tables)

6 Months Ended

Jun. 30, 2015

Loans Receivable

Loans receivable consisted of the following as of the dates indicated:

	June 30, 2015									December 31, 2014
	Non-PCI Loans			PCI Loans			Total			Non-PCI Loans			PCI Loans			Total
	(in thousands)
Real estate loans:
Commercial property (1)
Retail	$	690,097		$	9,358		$	699,455		$	675,072		$	10,343		$	685,415
Hospitality	492,289			10,345			502,634			454,499			12,862			467,361
Gas station	337,566			5,955			343,521			362,240			7,745			369,985
Other	840,735			5,885			846,620			842,126			10,680			852,806
Construction	21,310			—			21,310			9,517			—			9,517
Residential property	171,071			2,055			173,126			120,932			2,499			123,431
Total real estate loans	2,553,068			33,598			2,586,666			2,464,386			44,129			2,508,515
Commercial and industrial loans:
Commercial term	111,676			267			111,943			116,073			327			116,400
Commercial lines of credit	115,382			—			115,382			93,860			—			93,860
International loans	33,864			—			33,864			38,929			—			38,929
Total commercial and industrial loans	260,922			267			261,189			248,862			327			249,189
Consumer loans	26,274			43			26,317			27,512			45			27,557
Total gross loans	2,840,264			33,908			2,874,172			2,740,760			44,501			2,785,261
Allowance for loans losses	(49,468		)	(1,352		)	(50,820		)	(51,640		)	(1,026		)	(52,666		)
Deferred loan costs	2,734			—			2,734			3,237			—			3,237
Loans receivable, net	$	2,793,530		$	32,556		$	2,826,086		$	2,692,357		$	43,475		$	2,735,832

⁽¹⁾  Includes owner-occupied property loans of $1.16 billion and $1.12 billion as of June 30, 2015 and December 31, 2014, respectively.

Loans Receivable to Loans Held for Sale

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	7,226		$	1,451		$	—	$	8,677
Origination of loans held for sale	6,807			8,027			—		14,834
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(12,321		)	(7,368		)	—		(19,689		)
Principal payoffs and amortization	(5		)	(19		)	—		(24		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	390		$	—		$	—	$	390
Origination of loans held for sale	8,124			2,091			—		10,215
Sales of loans held for sale	(5,944		)	(815		)	—		(6,759		)
Principal payoffs and amortization	(2		)	(2		)	—		(4		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	3,323		$	2,128		$	—	$	5,451
Origination of loans held for sale	23,734			14,208			—		37,942
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(25,335		)	(14,208		)	—		(39,543		)
Principal payoffs and amortization	(15		)	(37		)	—		(52		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	—		$	—		$	—	$	—
Origination of loans held for sale	14,393			2,176			—		16,569
Sales of loans held for sale	(11,818		)	(899		)	—		(12,717		)
Principal payoffs and amortization	(7		)	(3		)	—		(10		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

Allowance for Non-PCI Losses and Allowance for Off-Balance Sheet Items

Activity in the allowance for loan losses and allowance for off-balance sheet items was as follows for the periods indicated:

	As of and for the Three Months Ended												As of and for the Six Months Ended
	June 30, 2015									June 30, 2014			June 30, 2015								June 30, 2014
	Non-PCI Loans			PCI Loans			Total						Non-PCI Loans			PCI Loans		Total
	(in thousands)
Allowance for loan losses:
Balance at beginning of period	$	51,515		$	1,436		$	52,951		$	56,593		$	51,640		$	1,026	$	52,666		$	57,555
Charge-offs	(1,221		)	52			(1,169		)	(2,547		)	(1,255		)	—		(1,255		)	(4,151		)
Recoveries on loans previously charged off	1,793			(352		)	1,441			1,741			3,485			—		3,485			5,992
Net loan recoveries (charge-offs)	572			(300		)	272			(806		)	2,230			—		2,230			1,841
(Negative provision) provision charged to operating expense	(2,619		)	216			(2,403		)	(3,901		)	(4,402		)	$	326	(4,076		)	(7,510		)
Balance at end of period	$	49,468		$	1,352		$	50,820		$	51,886		$	49,468		$	1,352	$	50,820		$	51,886
Allowance for off-balance sheet items:
Balance at beginning of period	$	1,054		$	—		$	1,054		$	1,557		$	1,366		$	—	$	1,366		$	1,248
(Negative provision) provision charged to operating expense	(92		)	—			(92		)	35			(404		)	$	—	(404		)	344
Balance at end of period	$	962		$	—		$	962		$	1,592		$	962		$	—	$	962		$	1,592

Allowance for Loan Losses by Portfolio Segment

The following table details the information on the allowance for loan losses by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	42,550		$	7,786		$	185		$	994	$	51,515
Charge-offs	(101		)	(1,120		)	—			—		(1,221		)
Recoveries on loans previously charged off	1,263			530			—			—		1,793
(Negative provision) provision	(3,814		)	1,049			(13		)	159		(2,619		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	1,318		$	118		$	—		$	—	$	1,436
Charge-offs	52			—			—			—		52
Recoveries on loans previously charged off	$	—		(352		)	—			—		(352		)
Provision	(81		)	297			—			—		216
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	44,230		$	10,425		$	633		$	1,305	$	56,593
Charge-offs	(60		)	(2,474		)	(13		)	—		(2,547		)
Recoveries on loans previously charged off	87			1,652			2			—		1,741
(Negative provision) provision	(3,954		)	135			(82		)	—		(3,901		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

The following table details the information on the allowance for loan losses by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	41,194		$	9,142		$	220		$	1,084	$	51,640
Charge-offs	(101		)	(1,154		)	—			—		(1,255		)
Recoveries on loans previously charged off	1,295			2,190			—			—		3,485
(Negative provision) provision	(2,490		)	(1,933		)	(48		)	69		(4,402		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	895		$	131		$	—		$	—	$	1,026
Provision	394			(68		)	—			—		326
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	43,550		$	11,287		$	1,427		$	1,291	$	57,555
Charge-offs	(1,188		)	(2,896		)	(67		)	—		(4,151		)
Recoveries on loans previously charged off	3,005			2,973			14			—		5,992
(Negative provision) provision	(5,064		)	(1,626		)	(834		)	14		(7,510		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

Information on Impaired Loans, Disaggregated by Loan Class

The following tables provide information on impaired loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	Recorded Investment		Unpaid  Principal Balance		With No Related Allowance Recorded		With an Allowance Recorded		Related Allowance
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	3,223	$	3,485	$	3,046	$	177	$	42
Hospitality	7,109		7,796		5,329		1,780		3,276
Gas station	8,538		9,299		8,104		434		127
Other	11,247		12,893		9,783		1,464		353
Residential property	2,678		2,843		2,678		—		—
Commercial and industrial loans:
Commercial term	7,055		7,492		3,640		3,415		1,481
Commercial lines of credit	2,064		2,186		417		1,647		5
International loans	1,282		1,282		597		685		17
Consumer loans	1,807		2,004		1,807		—		—
Total Non-PCI loans	$	45,003	$	49,280	$	35,401	$	9,602	$	5,301
December 31, 2014
Real estate loans:
Commercial property
Retail	$	4,436	$	4,546	$	1,938	$	2,498	$	220
Hospitality	5,835		6,426		4,581		1,254		1,828
Gas station	8,974		9,594		8,526		448		150
Other	10,125		11,591		8,890		1,235		319
Residential property	3,127		3,268		3,127		—		—
Commercial and industrial loans:
Commercial term	7,614		8,133		2,999		4,615		2,443
Commercial lines of credit	466		575		466		—		—
International loans	3,546		3,546		2,628		918		286
Consumer loans	1,742		1,907		1,742		—		—
Total Non-PCI loans	$	45,865	$	49,586	$	34,897	$	10,968	$	5,246

	Average Recorded Investment for the Three Months Ended		Interest Income Recognized  for the Three Months Ended		Average Recorded Investment  for the Six Months Ended		Interest Income Recognized for the Six Months Ended
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	4,278	$	126	$	5,134	$	198
Hospitality	7,128		118		6,700		300
Gas station	8,712		189		8,352		282
Other	11,294		196		10,774		404
Residential property	2,689		28		2,896		60
Commercial and industrial loans:
Commercial term	7,190		97		7,634		196
Commercial lines of credit	2,071		29		2,255		36
International loans	1,182		—		1,271		—
Consumer loans	1,812		17		1,821		34
Total Non-PCI loans	$	46,356	$	800	$	46,837	$	1,510
June 30, 2014
Real estate loans:
Commercial property
Retail	$	5,286	$	108	$	6,295	$	179
Hospitality	4,712		80		4,121		129
Gas station	12,432		181		10,944		369
Other	10,624		228		11,124		451
Residential property	2,833		30		2,692		57
Commercial and industrial loans:
Commercial term	9,085		140		10,952		317
Commercial lines of credit	713		11		729		25
International loans	1,131		—		1,130		—
Consumer loans	1,535		16		1,547		30
Total Non-PCI loans	$	48,351	$	794	$	49,534	$	1,557

Summary of Interest Foregone on Impaired Loans

The following is a summary of interest foregone on impaired loans (excluding PCI loans) for the periods indicated:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	(in thousands)
Interest income that would have been recognized had impaired loans performed in accordance with their original terms	$	1,177		$	1,215		$	1,917		$	2,427
Less: Interest income recognized on impaired loans	(800		)	(794		)	(1,510		)	(1,557		)
Interest foregone on impaired loans	$	377		$	421		$	407		$	870

Non-Accrual Loans, Disaggregated by Loan Class

The following table details nonaccrual loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Real estate loans:
Commercial property
Retail	$	1,599	$	2,160
Hospitality	6,133		3,835
Gas station	5,664		3,478
Other	6,404		4,961
Residential property	1,141		1,588
Commercial and industrial loans:
Commercial term	5,108		7,052
Commercial lines of credit	417		466
Consumer loans	1,557		1,742
Total nonaccrual Non-PCI loans	$	28,023	$	25,282

Non-Performing Assets

The following table details nonperforming assets (excluding PCI loans) as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Nonaccrual Non-PCI loans	$	28,023	$	25,282
Loans 90 days or more past due and still accruing	—		—
Total nonperforming Non-PCI loans	28,023		25,282
OREO	11,857		15,790
Total nonperforming assets	$	39,880	$	41,072

Troubled Debt Restructurings, Disaggregated by Type of Concession and by Loan Type

The following table details TDRs (excluding PCI loans), disaggregated by concession type and by loan type, as of June 30, 2015 and December 31, 2014:

	Nonaccrual TDRs											Accrual TDRs
	Deferral of Principal		Deferral of Principal and Interest			Reduction of Principal and Interest		Extension of Maturity		Total		Deferral of Principal		Deferral of Principal and Interest		Reduction of Principal and Interest		Extension of Maturity		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	371	$	371	$	—	$	—	$	—	$	—	$	—
Hospitality	1,852		(74		)	—		—		1,778		—		—		—		—		—
Gas station	2,868		—			—		—		2,868		349		—		—		—		349
Other	920		1,749			384		16		3,069		2,249		—		760		1,370		4,379
Residential property	716		—			—		—		716		—		—		—		304		304
Commercial and industrial loans:
Commercial term	10		5			2,396		1,557		3,968		49		220		307		1,085		1,661
Commercial lines of credit	220		—			114		83		417		1,647		—		—		—		1,647
Consumer loans	—		—			123		—		123		250		—		—		—		250
Total Non-PCI loans	$	6,586	$	1,680		$	3,017	$	2,027	$	13,310	$	4,544	$	220	$	1,067	$	2,759	$	8,590
December 31, 2014
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	2,032	$	2,032	$	306	$	—	$	—	$	—	$	306
Hospitality	1,115		(53		)	—		—		1,062		1,807		—		—		—		1,807
Gas station	1,075		—			—		—		1,075		2,335		—		—		—		2,335
Other	943		1,498			433		24		2,898		2,343		—		782		1,372		4,497
Residential property	742		—			—		—		742		—		—		—		308		308
Commercial and industrial loans:
Commercial term	14		(1		)	2,556		1,481		4,050		57		226		567		1,358		2,208
Commercial lines of credit	227		—			126		113		466		2,156		—		—		—		2,156
International loans	—		—			—		—		—		—		—		200		—		200
Consumer loans	—		—			131		—		131		—		—		—		—		—
Total Non-PCI loans	$	4,116	$	1,444		$	3,246	$	3,650	$	12,456	$	9,004	$	226	$	1,549	$	3,038	$	13,817

Troubled Debt Restructurings, Disaggregated by Loan Class

The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the six months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		2	1,011		1,005
Residential property (3)	—	—		—		1	317		313
Commercial and industrial loans:
Commercial term (4)	5	553		486		5	327		287
Commercial lines of credit (5)	—	—		—		2	400		378
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	7	$	1,116	$	1,049	11	$	4,057	$	3,865

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the six months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the six months ended June 30, 2015 and modifications of $62,000 through an extension of maturity and $943,000 through a payment deferral for the six months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the six months ended June 30, 2014.

⁽⁴⁾  Includes modifications of $476,000 through extensions of maturity and a modification of $9,000 through a reduction of principal or accrued interest for the six months ended June 30, 2015, and modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁵⁾  Includes modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the three months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		1	65		62
Residential property (3)	—	—		—		1	316		313
Commercial and industrial loans:
Commercial term (4)	1	9		9		2	59		53
Commercial lines of credit (5)	—	—		—		1	146		140
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	3	$	572	$	572	6	$	2,588	$	2,450

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the three months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the three months ended June 30, 2015 and a modification of $62,000 through an extension of maturity for the three months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the three months ended June 30, 2014.

⁽⁴⁾  Includes a modification of $9,000 through a reduction of principal or accrued interest for the three months ended June 30, 2015 and modifications of $41,000 through a payment deferral and $12,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁵⁾  Includes a modification of $140,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

Troubled Debt Restructurings that Defaulted Subsequent to Modifications Occurring Within Previous Twelve Months, Disaggregated by Loan Class

The following table details TDRs (excluding PCI loans) that defaulted subsequent to the modifications occurring within the previous twelve months, disaggregated by loan class, for the three and six months ended June 30, 2015 and 2014, respectively:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail	—	$	—	—	$	—	—	$	—	1	$	309
Hospitality	1	821		—	—		1	821		1	996
Gas station	1	1,856		—	—		1	1,856		—	—
Other	1	379		—	—		1	379		1	364
Commercial and industrial loans:
Commercial term	—	—		2	212		—	—		2	212
Commercial lines of credit	—	—		1	140		—	—		1	140
Total Non-PCI loans	3	$	3,056	3	$	352	3	$	3,056	6	$	2,021

Schedule of Changes in Outstanding Balance and Carrying Amount of PCI Loans

The following table summarizes the changes in carrying value of PCI loans during the six months ended June 30, 2015:

	Carrying Amount			Accretable Yield
	(in thousands)
Balance at January 1, 2015	$	43,475		$	(11,025	)
Accretion	1,758			1,758
Payments received	(13,792		)	—
Disposal/transfer to OREO	1,441			—
Change in expected cash flows, net	—			92
Provision for credit losses	(326		)	—
Balance at June 30, 2015	$	32,556		$	(9,175	)

Changes in Servicing Assets

The changes in servicing assets for the six months ended June 30, 2015 and 2014 were as follows:

	2015			2014
	(in thousands)
Servicing assets:
Balance at beginning of period	$	13,773		$	6,833
Addition related to sale of SBA loans	1,181			413
Amortization	(1,829		)	(891		)
Balance at end of period	$	13,125		$	6,355
Servicing liabilities:
Balance at beginning of period	$	5,971		$	106
Amortization	(603		)	(3		)
Balance at end of period	$	5,368		$	103

Non-PCI Loans [Member]

Credit Quality of Loan Portfolio

    As of June 30, 2015 and December 31, 2014, pass/pass-watch, special mention and classified loans (excluding PCI loans), disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	676,646	$	11,599	$	1,852	$	690,097
Hospitality	440,360		41,436		10,493		492,289
Gas station	321,327		9,515		6,724		337,566
Other	823,627		6,222		10,886		840,735
Construction	21,310		—		—		21,310
Residential property	169,287		62		1,722		171,071
Commercial and industrial loans:
Commercial term	101,985		1,373		8,318		111,676
Commercial lines of credit	112,553		195		2,634		115,382
International loans	33,864		—		—		33,864
Consumer loans	24,034		111		2,129		26,274
Total Non-PCI loans	$	2,724,993	$	70,513	$	44,758	$	2,840,264
December 31, 2014
Real estate loans:
Commercial property
Retail	$	654,360	$	18,013	$	2,699	$	675,072
Hospitality	397,437		46,365		10,697		454,499
Gas station	345,775		8,899		7,566		362,240
Other	822,037		9,543		10,546		842,126
Construction	9,517		—		—		9,517
Residential property	118,688		66		2,178		120,932
Commercial and industrial loans:
Commercial term	106,326		1,225		8,522		116,073
Commercial lines of credit	92,312		993		555		93,860
International loans	36,121		252		2,556		38,929
Consumer loans	25,313		131		2,068		27,512
Total Non-PCI loans	$	2,607,886	$	85,487	$	47,387	$	2,740,760

Analysis of Past Due Loans, Disaggregated by Loan Class

The following is an aging analysis of gross loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Accruing 90 Days or More Past Due
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	543	$	177	$	1,166	$	1,886	$	688,211	$	690,097	$	—
Hospitality	3,837		—		4,356		8,193		484,096		492,289		—
Gas station	1,085		1,687		842		3,614		333,952		337,566		—
Other	1,209		447		3,477		5,133		835,602		840,735		—
Construction	—		—		—		—		21,310		21,310		—
Residential property	—		—		108		108		170,963		171,071		—
Commercial and industrial loans:
Commercial term	390		337		1,991		2,718		108,958		111,676		—
Commercial lines of credit	500		570		220		1,290		114,092		115,382		—
International loans	—		—		—		—		33,864		33,864		—
Consumer loans	250		—		338		588		25,686		26,274		—
Total Non-PCI loans	$	7,814	$	3,218	$	12,498	$	23,530	$	2,816,734	$	2,840,264	$	—
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,554	$	281	$	1,920	$	3,755	$	671,317	$	675,072	$	—
Hospitality	1,531		2,340		433		4,304		450,195		454,499		—
Gas station	2,991		1,113		353		4,457		357,783		362,240		—
Other	1,674		2,156		1,142		4,972		837,154		842,126		—
Construction	—		—		—		—		9,517		9,517		—
Residential property	167		—		687		854		120,078		120,932		—
Commercial and industrial loans:
Commercial term	1,107		490		2,847		4,444		111,629		116,073		—
Commercial lines of credit	—		—		227		227		93,633		93,860		—
International loans	200		—		—		200		38,729		38,929		—
Consumer loans	489		349		248		1,086		26,426		27,512		—
Total Non-PCI loans	$	9,713	$	6,729	$	7,857	$	24,299	$	2,716,461	$	2,740,760	$	—

PCI Loans [Member]

Credit Quality of Loan Portfolio

As of June 30, 2015, pass/pass-watch, special mention and classified PCI loans, disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total		Allowance		Total PCI Loans
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,199	$	177	$	7,982	$	9,358	$	257	$	9,101
Hospitality	191		—		10,154		10,345		317		10,028
Gas station	—		188		5,767		5,955		503		5,452
Other	51		—		5,834		5,885		16		5,869
Residential property	—		—		2,055		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		267		267		63		204
Consumer loans	—		—		43		43		—		43
Total PCI loans	$	1,441	$	365	$	32,102	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,207	$	219	$	8,917	$	10,343	$	401	$	9,942
Hospitality	—		—		12,862		12,862		99		12,763
Gas station	—		1,242		6,503		7,745		302		7,443
Other	—		—		10,680		10,680		65		10,615
Residential property	—		—		2,499		2,499		28		2,471
Commercial and industrial loans:
Commercial term	—		—		327		327		131		196
Consumer loans	—		—		45		45		—		45
Total PCI loans	$	1,207	$	1,461	$	41,833	$	44,501	$	1,026	$	43,475

Analysis of Past Due Loans, Disaggregated by Loan Class

The following table presents a summary of the borrowers' underlying payment status of PCI loans as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Allowance Amount		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,759	$	—	$	4,851	$	6,610	$	2,748	$	9,358	$	257	$	9,101
Hospitality	36		—		5,614		5,650		4,695		10,345		317		10,028
Gas station	63		—		1,874		1,937		4,018		5,955		503		5,452
Other	8		—		5,330		5,338		547		5,885		16		5,869
Residential property	—		—		1,406		1,406		649		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		70		70		197		267		63		204
Consumer loans	—		—		43		43		—		43		—		43
Total PCI loans	$	1,866	$	—	$	19,188	$	21,054	$	12,854	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	93	$	287	$	5,623	$	6,003	$	4,340	$	10,343	$	401	$	9,942
Hospitality	312		—		7,670		7,982		4,880		12,862		99		12,763
Gas station	1,139		1,053		3,178		5,370		2,375		7,745		302		7,443
Other	—		—		10,119		10,119		561		10,680		65		10,615
Residential property	—		—		1,722		1,722		777		2,499		28		2,471
Commercial and industrial loans:
Commercial term	30		—		135		165		162		327		131		196
Consumer loans	—		17		28		45		—		45		—		45
Total PCI loans	$	1,574	$	1,357	$	28,475	$	31,406	$	13,095	$	44,501	$	1,026	$	43,475

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Accumulated Other Comprehensive Income (Tables)

6 Months Ended

Jun. 30, 2015

Equity [Abstract]

Activity in Accumulated Other Comprehensive Income

Activity in accumulated other comprehensive income for the three months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the three months ended June 30, 2015
Balance at beginning of period	$	8,874		$	16	$	(2,691	)	$	6,199
Other comprehensive income before reclassification	(8,041		)	—		4,177			(3,864		)
Reclassification from accumulated other comprehensive income	(1,912		)	—		—			(1,912		)
Period change	(9,953		)	—		4,177			(5,776		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the three months ended June 30, 2014
Balance at beginning of period	$	(11,510	)	$	17	$	5,984		$	(5,509	)
Other comprehensive income before reclassification	6,340			—		(2,617		)	3,723
Reclassification from accumulated other comprehensive income	(364		)	—		—			(364		)
Period change	5,976			—		(2,617		)	3,359
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

Activity in accumulated other comprehensive income for the six months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses  on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the six months ended June 30, 2015
Balance at beginning of period	$	(985	)	$	16	$	1,432		$	463
Other comprehensive income before reclassification	4,002			—		54			4,056
Reclassification from accumulated other comprehensive income	(4,096		)	—		—			(4,096		)
Period change	(94		)	—		54			(40		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the six months ended June 30, 2014
Balance at beginning of period	$	(18,187	)	$	16	$	8,791		$	(9,380	)
Other comprehensive income before reclassification	14,438			1		(5,424		)	9,015
Reclassification from accumulated other comprehensive income	(1,785		)	—		—			(1,785		)
Period change	12,653			1		(5,424		)	7,230
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

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Basis of Presentation

6 Months Ended

Jun. 30, 2015

Accounting Policies [Abstract]

Basis of Presentation

Basis of Presentation

Hanmi Financial Corporation (“Hanmi Financial,” the “Company,” “we,” “us” or “our”) was formed as a holding company of Hanmi Bank (the “Bank”) and registered with the Securities and Exchange Commission under the Securities Exchange Act of 1934 in 2000. Our primary operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money through operation of the Bank.

On August 31, 2014, Hanmi Financial completed its acquisition of Central Bancorp, Inc., a Texas corporation (“CBI”). See Note 2 - Acquisition and Note 6 - Loans for accounting policies regarding purchased loans. During the second quarter of 2014, we sold two subsidiaries, Chun-Ha Insurance Services, Inc., a California corporation (“Chun-Ha”), and All World Insurance Services, Inc., a California corporation (“All World”). See Note 4 - Sale of Insurance Subsidiaries and Discontinued Operations.

In management’s opinion, the accompanying unaudited consolidated financial statements of Hanmi Financial and its subsidiaries reflect all adjustments of a normal and recurring nature that are necessary for a fair presentation of the results for the interim period ended June 30, 2015, but are not necessarily indicative of the results that will be reported for the entire year or any other interim period. Certain information and footnote disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted. The aforementioned unaudited consolidated financial statements are in conformity with GAAP. Such interim consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q pursuant to the rules and regulations of the Securities and Exchange Commission. The interim information should be read in conjunction with our Annual Report on Form 10-K for the fiscal year ended December 31, 2014 (the “2014 Annual Report on Form 10-K”).

The preparation of interim consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates subject to change include, among other items, the fair value estimates of assets acquired and liabilities assumed in the CBI acquisition as discussed in Note 2 - Acquisition. The acquired assets and assumed liabilities of CBI were measured at their estimated fair values. The Company made significant estimates and exercised significant judgment in estimating fair values and accounting for such acquired assets and assumed liabilities. Certain prior period amounts have been reclassified to conform to current period presentation.

Descriptions of our significant accounting policies are included in Note 1 - Summary of Significant Accounting Policies in our 2014 Annual Report on Form 10-K. During the second quarter of 2014, we adopted an accounting policy related to accounting for investments in low-income housing tax credit according toFinancial Accounting Standards Board (“FASB”) ASU2014-01, Accounting for Investments in Qualified Affordable Housing Projects. See Note 3 - Accounting for Investments in Qualified Affordable Housing Projects.

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Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2015

Banking and Thrift [Abstract]

Capital Ratios of Hanmi Financial and Bank

The capital ratios of Hanmi Financial and the Bank as of June 30, 2015 and December 31, 2014 were as follows:

	Actual				Minimum Regulatory Requirement				Minimum to Be Categorized as “Well Capitalized”
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(in thousands)
June 30, 2015
Total capital (to risk-weighted assets):
Hanmi Financial	$	476,897	15.27	%	$	249,810	8.00	%	N/A		N/A
Hanmi Bank	$	474,037	15.20	%	$	249,492	8.00	%	$	311,866	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	187,357	6.00	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	187,119	6.00	%	$	249,492	8.00	%
Common equity Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	140,518	4.50	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	140,340	4.50	%	$	202,713	6.5	%
Tier 1 capital (to average assets):
Hanmi Financial	$	437,453	11.05	%	$	158,364	4.00	%	N/A		N/A
Hanmi Bank	$	434,642	10.99	%	$	158,157	4.00	%	$	197,696	5.00	%
December 31, 2014
Total capital (to risk-weighted assets):
Hanmi Financial	$	493,598	15.89	%	$	248,501	8.00	%	N/A		N/A
Hanmi Bank	$	470,934	15.18	%	$	248,157	8.00	%	$	310,196	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	454,582	14.63	%	$	124,250	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	13.93	%	$	124,078	4.00	%	$	186,118	6.00	%
Tier 1 capital (to average assets):
Hanmi Financial	$	454,582	10.91	%	$	166,600	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	10.39	%	$	166,332	4.00	%	$	207,915	5.00	%

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Earnings Per Share - Reconciliation of Components Used to Derive Basic and Diluted EPS (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Income from continuing operations, net of tax	$ 13,984	$ 11,509	$ 25,038	$ 22,477
Income from discontinued operations, net of tax	0	(467)	0	(444)
Net income	$ 13,984	$ 11,042	$ 25,038	$ 22,033
Basic EPS, weighted average shares	31,774,692	31,681,033	31,761,067	31,670,436
Income from continuing operations, net of taxes (in usd per share)	$ 0.44	$ 0.36	$ 0.79	$ 0.71
Income from discontinued operations, net of tax (in usd per share)	0.00	(0.01)	0.00	(0.01)
Basic earnings per share (in usd per share)	$ 0.44	$ 0.35	$ 0.79	$ 0.70
Effect of dilutive securities - options and unvested restricted stock	134,027	293,220	113,417	279,877
Diluted EPS, weighted average shares	31,908,719	31,974,253	31,874,484	31,950,313
Income from continuing operations, net of tax (in usd per share)	$ 0.44	$ 0.36	$ 0.79	$ 0.70
Income from discontinued operations, net of tax (in usd per share)	0.00	(0.01)	0.00	(0.01)
Diluted earnings per share (in usd per share)	$ 0.44	$ 0.35	$ 0.79	$ 0.69

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Acquisition - Summary Of Accretable Yield On Purchased Credit Impaired Loans Acquired (Detail) - Central Bancorp, Inc [Member] $ in Thousands	Aug. 31, 2014 USD ($)
Loans At Acquisition Date [Line Items]
Undiscounted contractual cash flows	$ 93,623
Nonaccretable discount	(17,421)
Undiscounted cash flow to be collected	76,202
Estimated fair value of PCI loans	65,346
Accretable yield	$ 10,856

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Loans - Allowance for Loan Losses and Allowance for Off-Balance Sheet Items (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Allowance for loan losses:
Balance at beginning of period			$ 52,666
Balance at end of period	$ 50,820		50,820
Allowance for loan losses [Member]
Allowance for loan losses:
Balance at beginning of period	52,951	$ 56,593	52,666	$ 57,555
Charge-offs	(1,169)	(2,547)	(1,255)	(4,151)
Recoveries on loans previously charged off	1,441	1,741	3,485	5,992
Net loan (charge-offs) recoveries	272	(806)	2,230	1,841
(Negative provision) provision charged to operating expense	(2,403)	(3,901)	(4,076)	(7,510)
Balance at end of period	50,820	51,886	50,820	51,886
Allowance for off-balance sheet items [Member]
Allowance for loan losses:
Balance at beginning of period	1,054	1,557	1,366	1,248
(Negative provision) provision charged to operating expense	(92)	35	(404)	344
Balance at end of period	962	1,592	962	1,592
Non-PCI Loans [Member]
Allowance for loan losses:
Balance at beginning of period	51,515	56,593	51,640	57,555
Charge-offs	(1,221)	(2,547)	(1,255)	(4,151)
Recoveries on loans previously charged off	1,793	1,741	3,485	5,992
(Negative provision) provision charged to operating expense	(2,619)	(3,901)	(4,402)	(7,510)
Balance at end of period	49,468	$ 51,886	49,468	$ 51,886
Non-PCI Loans [Member] | Allowance for loan losses [Member]
Allowance for loan losses:
Balance at beginning of period	51,515		51,640
Charge-offs	(1,221)		(1,255)
Recoveries on loans previously charged off	1,793		3,485
Net loan (charge-offs) recoveries	572		2,230
(Negative provision) provision charged to operating expense	(2,619)		(4,402)
Balance at end of period	49,468		49,468
Non-PCI Loans [Member] | Allowance for off-balance sheet items [Member]
Allowance for loan losses:
Balance at beginning of period	1,054		1,366
(Negative provision) provision charged to operating expense	(92)		(404)
Balance at end of period	962		962
PCI Loans [Member]
Allowance for loan losses:
Balance at beginning of period	1,436		1,026
Charge-offs	52
Recoveries on loans previously charged off	(352)
(Negative provision) provision charged to operating expense	216		326
Balance at end of period	1,352		1,352
PCI Loans [Member] | Allowance for loan losses [Member]
Allowance for loan losses:
Balance at beginning of period	1,436		1,026
Charge-offs	52		0
Recoveries on loans previously charged off	(352)		0
Net loan (charge-offs) recoveries	(300)		0
(Negative provision) provision charged to operating expense	216		326
Balance at end of period	1,352		1,352
PCI Loans [Member] | Allowance for off-balance sheet items [Member]
Allowance for loan losses:
Balance at beginning of period	0		0
(Negative provision) provision charged to operating expense	0		0
Balance at end of period	$ 0		$ 0

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Accumulated Other Comprehensive Income - Additional Information (Detail) - USD ($)	3 Months Ended				6 Months Ended		12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income [Line Items]
Net gain on sales of securities	$ 1,912,000		$ 364,000		$ 4,096,000	$ 1,785,000
Unrealized gain					0	0	$ 0
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income [Line Items]
Net gain on sales of securities	$ 1,900,000		$ 364,000		$ 4,100,000	$ 1,800,000
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Other-than-Temporary Impairment [Member]
Accumulated Other Comprehensive Income [Line Items]
Unrealized gain		$ 4,100,000		$ 100,000			$ 1,200,000	$ 177,000

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Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 153,231	$ 158,320
Securities available for sale, at fair value (amortized cost of $729,763 as of June 30, 2015 and $1,061,703 as of December 31, 2014)	728,683	1,060,717
Loans held for sale, at the lower of cost or fair value	4,158	5,451
Loans receivable, net of allowance for loan losses of $50,820 as of June 30, 2015 and $52,666 as of December 31, 2014	2,826,086	2,735,832
Accrued interest receivable	8,133	9,749
Premises and equipment, net	30,656	30,912
Other real estate owned (OREO), net	11,857	15,790
Customers’ liability on acceptances	1,638	1,847
Servicing assets	13,125	13,773
Other intangible assets, net	1,890	2,080
Investment in Federal Home Loan Bank (FHLB) stock, at cost	16,385	17,580
Investment in Federal Reserve Bank (FRB) stock, at cost	13,517	12,273
Income tax assets	82,819	84,371
Bank-owned life insurance	48,041	48,866
Prepaid expenses and other assets	30,551	34,882
Total assets	3,970,770	4,232,443
Deposits:
Noninterest-bearing	1,061,823	1,022,972
Interest-bearing	2,377,958	2,533,774
Total deposits	3,439,781	3,556,746
Accrued interest payable	3,443	3,450
Bank’s liability on acceptances	1,638	1,847
FHLB advances	0	150,000
Servicing liabilities	5,368	5,971
Federal Deposit Insurance Corporation (FDIC) loss sharing liability	116	2,074
Rescinded stock obligation	150	933
Subordinated debentures	18,623	18,544
Accrued expenses and other liabilities	28,911	39,491
Total liabilities	3,498,030	3,779,056
Stockholders’ equity:
Common stock, $0.001 par value; authorized 62,500,000 shares; issued 32,552,736 shares (31,974,842 shares outstanding) as of June 30, 2015 and 32,488,097 shares (31,910,203 shares outstanding) as of December 31, 2014	257	257
Additional paid-in capital	556,289	554,904
Accumulated other comprehensive income, net of tax benefit of $1,486 as of June 30, 2015 and $1,432 as of December 31, 2014	423	463
Accumulated deficit	(14,371)	(32,379)
Less: treasury stock, at cost; 577,894 shares as of June 30, 2015 and December 31, 2014	(69,858)	(69,858)
Total stockholders’ equity	472,740	453,387
Total liabilities and stockholders’ equity	$ 3,970,770	$ 4,232,443

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Securities - Additional Information (Detail) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Investment Securities [Line Items]
Other-than-temporary impairment charge			$ 0	$ 0	$ 0
Impairment charges on securities in continuous unrealized loss position for 12 months or longer	$ 0		0		0
Net realized gains on sales of securities	1,912,000	$ 364,000	4,096,000	1,785,000
Recognized in earnings resulting from the sale of securities	4,100,000	$ 100,000	1,200,000	$ 177,000
Securities available for sale	728,683,000		728,683,000		1,060,717,000
Collateralized mortgage obligations [Member]
Investment Securities [Line Items]
Securities available for sale	155,369,000		155,369,000		188,047,000
Mortgage-backed securities [Member]
Investment Securities [Line Items]
Securities available for sale	379,568,000		$ 379,568,000		573,286,000
Mortgage-backed securities [Member] | Collateralized mortgage obligations [Member]
Investment Securities [Line Items]
Contractual maturities			2064
Securities Pledged as Collateral [Member]
Investment Securities [Line Items]
Securities available for sale	$ 71,100,000		$ 71,100,000		$ 76,200,000

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Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock - Number of Shares, Shares Issued [Member]	Common Stock - Number of Shares, Treasury Shares [Member]	Common Stock - Number of Shares, Shares Outstanding [Member]	Stockholders' Equity Additional Paid-in Capital [Member]	Stockholders' Equity Accumulated Other Comprehensive Income (Loss) [Member]	Stockholders' Equity Accumulated Deficit [Member]
Beginning balance at Dec. 31, 2013	$ 400,077	$ 257	$ (69,858)		$ 552,270	$ (9,380)	$ (73,212)
Beginning balance, shares at Dec. 31, 2013		32,339,444	577,894	31,761,550
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Exercises of stock options	$ 418				418
Exercises of stock options, shares	33,695	33,695		33,695
Exercises of stock warrants	$ 2				2
Exercises of stock warrants, shares		363		363
Restricted stock awards, net of shares forfeited	0				0
Restricted stock awards, net of shares forfeited, shares		65,348		65,348
Share-based compensation expense	1,051				1,051
Cash dividends declared	(4,463)						(4,463)
Comprehensive income:
Net income	22,033						22,033
Change in unrealized loss on securities available for sale and interest-only strips, net of income taxes	7,230					7,230
Ending balance at Jun. 30, 2014	426,348	$ 257	$ (69,858)		553,741	(2,150)	(55,642)
Ending balance, shares at Jun. 30, 2014		32,438,850	577,894	31,860,956
Beginning balance at Dec. 31, 2014	453,387	$ 257	$ (69,858)		554,904	463	(32,379)
Beginning balance, shares at Dec. 31, 2014		32,488,097	577,894	31,910,203
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Exercises of stock options	$ 363				363
Exercises of stock options, shares	26,455	26,455		26,455
Restricted stock awards, net of shares forfeited	$ 0				0
Restricted stock awards, net of shares forfeited, shares		38,184		38,184
Share-based compensation expense	1,022				1,022
Cash dividends declared	(7,030)						(7,030)
Comprehensive income:
Net income	25,038						25,038
Change in unrealized loss on securities available for sale and interest-only strips, net of income taxes	(40)					(40)
Ending balance at Jun. 30, 2015	$ 472,740	$ 257	$ (69,858)		$ 556,289	$ 423	$ (14,371)
Ending balance, shares at Jun. 30, 2015		32,552,736	577,894	31,974,842

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Loans - Non-Accrual Loans, Disaggregated by Loan Class (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	$ 28,023	$ 25,282
Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	1,599	2,160
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	6,133	3,835
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	5,664	3,478
Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	6,404	4,961
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	1,141	1,588
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	5,108	7,052
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	417	466
Consumer loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accrual Non-PCI loans	$ 1,557	$ 1,742

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Earnings Per Share (Tables)

6 Months Ended

Jun. 30, 2015

Earnings Per Share [Abstract]

Reconciliation of Components Used to Derive Basic and Diluted EPS

The following table is a reconciliation of the components used to derive basic and diluted EPS for the periods indicated:

	2015					2014
	Net Income (Numerator)		Weighted-Average Shares (Denominator)	Per Share Amount		Net Income (Numerator)			Weighted-Average Shares (Denominator)	Per Share Amount
	(in thousands, except share and per share data)
Three months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	13,984	31,774,692	$	0.44	$	11,509		31,681,033	$	0.36
Income from discontinued operations, net of tax	—		31,774,692	—		(467		)	31,681,033	(0.01		)
Basic EPS	$	13,984	31,774,692	$	0.44	$	11,042		31,681,033	$	0.35
Effect of dilutive securities - options and unvested restricted stock			134,027						293,220
Diluted EPS
Income from continuing operations, net of tax	$	13,984	31,908,719	$	0.44	$	11,509		31,974,253	$	0.36
Income from discontinued operations, net of tax	—		31,908,719	—		(467		)	31,974,253	(0.01		)
Diluted EPS	$	13,984	31,908,719	$	0.44	$	11,042		31,974,253	$	0.35
Six months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	25,038	31,761,067	$	0.79	$	22,477		31,670,436	$	0.71
Income from discontinued operations, net of tax	—		31,761,067	—		(444		)	31,670,436	(0.01		)
Basic EPS	$	25,038	31,761,067	$	0.79	$	22,033		31,670,436	$	0.70
Effect of dilutive securities - options and unvested restricted stock			113,417						279,877
Diluted EPS
Income from continuing operations, net of tax	$	25,038	31,874,484	$	0.79	$	22,477		31,950,313	$	0.70
Income from discontinued operations, net of tax	—		31,874,484	—		(444		)	31,950,313	(0.01		)
Diluted EPS	$	25,038	31,874,484	$	0.79	$	22,033		31,950,313	$	0.69

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Loans - Credit Quality of PCI Loan (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 2,874,172		$ 2,785,261
Allowance	50,820		52,666
Loans receivable, net	2,826,086		2,735,832
Real estate loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,586,666		2,508,515
Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	699,455		685,415
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	502,634		467,361
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	343,521		369,985
Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	846,620		852,806
Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	21,310		9,517
Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	261,189		249,189
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	111,943		116,400
Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	26,317		27,557
PCI Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,908		44,501
Allowance	1,352	$ 1,436	1,026
Loans receivable, net	32,556		43,475
PCI Loans [Member] | Real estate loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,598		44,129
Allowance	1,289	1,318	895
PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	9,358		10,343
Allowance	257		401
Loans receivable, net	9,101		9,942
PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,345		12,862
Allowance	317		99
Loans receivable, net	10,028		12,763
PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,955		7,745
Allowance	503		302
Loans receivable, net	5,452		7,443
PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,885		10,680
Allowance	16		65
Loans receivable, net	5,869		10,615
PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,055		2,499
Allowance	196		28
Loans receivable, net	1,859		2,471
PCI Loans [Member] | Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	267		327
Allowance	63	118	131
PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	267		327
Allowance	63		131
Loans receivable, net	204		196
PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	43		45
Allowance	0	$ 0	0
Loans receivable, net	43		45
Pass/Pass-Watch [Member] | PCI Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,441		1,207
Pass/Pass-Watch [Member] | PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,199		1,207
Pass/Pass-Watch [Member] | PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	191		0
Pass/Pass-Watch [Member] | PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Pass/Pass-Watch [Member] | PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	51		0
Pass/Pass-Watch [Member] | PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Pass/Pass-Watch [Member] | PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Pass/Pass-Watch [Member] | PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Special Mention [Member] | PCI Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	365		1,461
Special Mention [Member] | PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	177		219
Special Mention [Member] | PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Special Mention [Member] | PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	188		1,242
Special Mention [Member] | PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Special Mention [Member] | PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Special Mention [Member] | PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Special Mention [Member] | PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	0		0
Classified [Member] | PCI Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	32,102		41,833
Classified [Member] | PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	7,982		8,917
Classified [Member] | PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,154		12,862
Classified [Member] | PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,767		6,503
Classified [Member] | PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,834		10,680
Classified [Member] | PCI Loans [Member] | Real estate loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,055		2,499
Classified [Member] | PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	267		327
Classified [Member] | PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 43		$ 45

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Off-Balance Sheet Commitments

6 Months Ended

Jun. 30, 2015

Risks and Uncertainties [Abstract]

Off-Balance Sheet Commitments

Off-Balance Sheet Commitments

The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk similar to the risk involved with on-balance sheet items recognized in the Consolidated Balance Sheets.

The Bank’s exposure to loan losses in the event of non-performance by the other party to commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for extending loan facilities to customers. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, was based on management’s credit evaluation of the counterparty.

Collateral held varies but may include accounts receivable, inventory, premises and equipment, and income-producing or borrower-occupied properties. The following table shows the distribution of undisbursed loan commitments as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Commitments to extend credit	$	270,702	$	309,584
Standby letters of credit	5,426		8,982
Commercial letters of credit	4,645		7,046
Total undisbursed loan commitments	$	280,773	$	325,612

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Off-Balance Sheet Commitments (Tables)

6 Months Ended

Jun. 30, 2015

Risks and Uncertainties [Abstract]

Distribution of Undisbursed Loan Commitments

The following table shows the distribution of undisbursed loan commitments as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Commitments to extend credit	$	270,702	$	309,584
Standby letters of credit	5,426		8,982
Commercial letters of credit	4,645		7,046
Total undisbursed loan commitments	$	280,773	$	325,612

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Segment Reporting

6 Months Ended

Jun. 30, 2015

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Through our branch network and lending units, we provide a broad range of financial services to individuals and companies. These services include demand, time and savings deposits; and real estate, commercial and industrial and consumer lending. While our chief decision makers monitor the revenue streams of our various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, we consider all of our operations to be aggregated in one reportable operating segment.

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Income Taxes - Additional Information (Detail) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Provision (benefit) for income taxes for continuing operations	$ 9,619,000	$ 6,866,000	$ 17,153,000	$ 14,710,000
Effective income tax rate	40.75%	37.37%	40.66%	39.56%
Valuation allowance	$ 0		$ 0

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Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 25,038,000	$ 22,033,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	9,573,000	3,283,000
Share-based compensation expense	1,022,000	1,051,000
Negative provision for loan losses	(4,480,000)	(7,166,000)
Gain on sales of securities	(4,096,000)	(1,785,000)
Gain on sales of loans	(3,257,000)	(1,045,000)
Disposition gains on PCI loans	(3,693,000)	0
Loss on sale of OREO	0	2,000
Loss on sales of subsidiaries	0	419,000
Valuation adjustment on OREO	(228,000)	0
Origination of loans held for sale	(37,942,000)	(16,569,000)
Proceeds from sales of SBA loans	43,443,000	14,009,000
Change in accrued interest receivable	1,616,000	700,000
Change in FDIC loss sharing liability	(1,958,000)	0
Change in bank-owned life insurance	(498,000)	(447,000)
Change in prepaid expenses and other assets	4,225,000	(4,777,000)
Change in income tax assets	1,606,000	5,202,000
Change in accrued interest payable	(7,000)	57,000
Change in accrued expenses and other liabilities	(14,405,000)	11,416,000
Net cash provided by operating activities	15,959,000	26,383,000
Cash flows from investing activities:
Proceeds from redemption of FHLB stock	1,195,000	0
Proceeds from matured or called securities	62,863,000	36,553,000
Proceeds from sales of securities	307,442,000	126,056,000
Proceeds from sales of OREO	6,096,000	734,000
Proceeds from sales of loans held for sale	360,000	0
Proceeds from bank-owned life insurance	1,323,000	0
Net proceeds from sales of subsidiaries	0	398,000
Change in loans receivable, net of purchases	(23,135,000)	(118,166,000)
Purchases of securities	(40,484,000)	(124,442,000)
Purchases of premises and equipment	(1,292,000)	(611,000)
Purchases of loans receivable	(64,553,000)	0
Purchases of FRB stock	(1,244,000)	(2,643,000)
Net cash provided by (used in) investing activities	248,571,000	(82,121,000)
Cash flows from financing activities:
Change in deposits	(116,965,000)	32,524,000
Change in FHLB advances	(150,000,000)	(30,546,000)
Redemption of rescinded stock obligation	(783,000)	0
Proceeds from exercise of stock options	363,000	418,000
Cash dividends paid	(2,234,000)	(2,233,000)
Net cash (used in) provided by financing activities	(269,619,000)	163,000
Net decrease in cash and cash equivalents	(5,089,000)	(55,575,000)
Cash and cash equivalents at beginning of year	158,320,000	179,357,000
Cash and cash equivalents at end of period	153,231,000	123,782,000
Cash paid during the period for:
Interest	7,945,000	6,396,000
Income taxes	14,338,000	8,916,000
Non-cash activities:
Transfer of loans receivable to OREO	2,711,000	1,714,000
Transfer of loans receivable to loans held for sale	360,000	0
Note receivable from sale of insurance subsidiaries	0	1,394,000
Conversion of stock warrants into common stock	0	2,000
Income tax benefit (expense) related to items of other comprehensive income	54,000	(5,424,000)
Change in unrealized gain in accumulated other comprehensive income	(4,002,000)	(14,438,000)
Cash dividends declared	$ (7,030,000)	$ (2,230,000)

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Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Amortized cost of securities available for sale	$ 729,763	$ 1,061,703
Allowance for loan losses of loans receivable	$ 50,820	$ 52,666
Common stock, par value (in usd per share)	$ 0.001	$ 0.001
Common stock, shares authorized	62,500,000	62,500,000
Common stock, shares issued	32,552,736	32,488,097
Common stock, shares outstanding	31,974,842	31,910,203
Accumulated other comprehensive loss, net of tax benefit	$ 1,486	$ 1,432
Treasury stock, shares	577,894	577,894

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Accumulated Other Comprehensive Income

6 Months Ended

Jun. 30, 2015

Equity [Abstract]

Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

Activity in accumulated other comprehensive income for the three months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the three months ended June 30, 2015
Balance at beginning of period	$	8,874		$	16	$	(2,691	)	$	6,199
Other comprehensive income before reclassification	(8,041		)	—		4,177			(3,864		)
Reclassification from accumulated other comprehensive income	(1,912		)	—		—			(1,912		)
Period change	(9,953		)	—		4,177			(5,776		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the three months ended June 30, 2014
Balance at beginning of period	$	(11,510	)	$	17	$	5,984		$	(5,509	)
Other comprehensive income before reclassification	6,340			—		(2,617		)	3,723
Reclassification from accumulated other comprehensive income	(364		)	—		—			(364		)
Period change	5,976			—		(2,617		)	3,359
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

For the three months ended June 30, 2015, there was a $1.9 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $1.9 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized gain of $4.1 million in accumulated other comprehensive income as of March 31, 2015.

For the three months ended June 30, 2014, there was a $364,000 reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $364,000 reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized gain of $100,000 in accumulated other comprehensive income as of March 31, 2014.

Activity in accumulated other comprehensive income for the six months ended June 30, 2015 and 2014 was as follows:

	Unrealized Gains and Losses  on Available for Sale Securities			Unrealized Gains and Losses on Interest-Only Strip		Tax Benefit (Expense)			Total
	(in thousands)
For the six months ended June 30, 2015
Balance at beginning of period	$	(985	)	$	16	$	1,432		$	463
Other comprehensive income before reclassification	4,002			—		54			4,056
Reclassification from accumulated other comprehensive income	(4,096		)	—		—			(4,096		)
Period change	(94		)	—		54			(40		)
Balance at end of period	$	(1,079	)	$	16	$	1,486		$	423
For the six months ended June 30, 2014
Balance at beginning of period	$	(18,187	)	$	16	$	8,791		$	(9,380	)
Other comprehensive income before reclassification	14,438			1		(5,424		)	9,015
Reclassification from accumulated other comprehensive income	(1,785		)	—		—			(1,785		)
Period change	12,653			1		(5,424		)	7,230
Balance at end of period	$	(5,534	)	$	17	$	3,367		$	(2,150	)

For the six months ended June 30, 2015, there was a $4.1 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $4.1 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized gain of $1.2 million in accumulated other comprehensive income as of December 31, 2014.

For the six months ended June 30, 2014, there was a $1.8 million reclassification from accumulated other comprehensive income to gains in earnings resulting from the sale of available-for-sale securities. The $1.8 million reclassification adjustment out of accumulated other comprehensive income was included in net gain on sales of securities under noninterest income. The securities sold had a recorded unrealized loss of $177,000 in accumulated other comprehensive income as of December 31, 2013.

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Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2
Trading Symbol	HAFC
Entity Registrant Name	HANMI FINANCIAL CORP
Entity Central Index Key	0001109242
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		31,977,091

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Regulatory Matters

6 Months Ended

Jun. 30, 2015

Banking and Thrift [Abstract]

Regulatory Matters

Regulatory Matters

Risk-Based Capital

In July 2013, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation approved the Basel III regulatory capital framework and related Dodd-Frank Wall Street Reform and Consumer Protection Act changes. The rules revise minimum capital requirements and adjust prompt corrective action thresholds. The rules also revise the regulatory capital elements, add a new common equity Tier I capital ratio, and increase the minimum Tier I capital ratio requirement. The revisions permit banking organizations to retain, through a one-time election, the existing treatment for accumulated other comprehensive income. Additionally, a new rule on the capital conservation buffer will be implemented beginning January 1, 2016. Under the final rules, institutions are subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if certain capital levels fall below newly required amounts. The rules became effective January 1, 2015 for smaller, non-complex banking organizations with full implementation of certain deductions and adjustments to regulatory capital through January 1, 2019. All prior period data is based on Basel I rules.

The capital ratios of Hanmi Financial and the Bank as of June 30, 2015 and December 31, 2014 were as follows:

	Actual				Minimum Regulatory Requirement				Minimum to Be Categorized as “Well Capitalized”
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(in thousands)
June 30, 2015
Total capital (to risk-weighted assets):
Hanmi Financial	$	476,897	15.27	%	$	249,810	8.00	%	N/A		N/A
Hanmi Bank	$	474,037	15.20	%	$	249,492	8.00	%	$	311,866	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	187,357	6.00	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	187,119	6.00	%	$	249,492	8.00	%
Common equity Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	437,453	14.01	%	$	140,518	4.50	%	N/A		N/A
Hanmi Bank	$	434,642	13.94	%	$	140,340	4.50	%	$	202,713	6.5	%
Tier 1 capital (to average assets):
Hanmi Financial	$	437,453	11.05	%	$	158,364	4.00	%	N/A		N/A
Hanmi Bank	$	434,642	10.99	%	$	158,157	4.00	%	$	197,696	5.00	%
December 31, 2014
Total capital (to risk-weighted assets):
Hanmi Financial	$	493,598	15.89	%	$	248,501	8.00	%	N/A		N/A
Hanmi Bank	$	470,934	15.18	%	$	248,157	8.00	%	$	310,196	10.00	%
Tier 1 capital (to risk-weighted assets):
Hanmi Financial	$	454,582	14.63	%	$	124,250	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	13.93	%	$	124,078	4.00	%	$	186,118	6.00	%
Tier 1 capital (to average assets):
Hanmi Financial	$	454,582	10.91	%	$	166,600	4.00	%	N/A		N/A
Hanmi Bank	$	431,971	10.39	%	$	166,332	4.00	%	$	207,915	5.00	%

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Share-Based Compensation - Unrecognized Share-Based Compensation Expense (Detail) - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized Expense	$ 3,879
Average Expected Recognition Period	2 years
Stock option awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized Expense	$ 1,002
Average Expected Recognition Period	1 year 6 months
Restricted stock awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized Expense	$ 2,877
Average Expected Recognition Period	2 years 1 month 6 days

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Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and dividend income:
Interest and fees on loans	$ 36,915	$ 27,522	$ 73,949	$ 54,851
Taxable interest on securities	2,959	2,375	6,813	4,912
Tax-exempt interest on securities	20	20	40	96
Interest on interest-bearing deposits in other banks	40	18	88	38
Dividends on FRB stock	201	172	385	340
Dividends on FHLB stock	915	236	1,213	472
Total interest and dividend income	41,050	30,343	82,488	60,709
Interest expense:
Interest on deposits	3,802	3,153	7,582	6,375
Interest on FHLB advances	4	30	60	78
Interest on subordinated debentures	151	0	296	0
Total interest expense	3,957	3,183	7,938	6,453
Net interest income before provision for loan losses	37,093	27,160	74,550	54,256
Negative provision for loan losses	(2,495)	(3,866)	(4,480)	(7,166)
Net interest income after provision for loan losses	39,588	31,026	79,030	61,422
Noninterest income:
Service charges on deposit accounts	3,169	2,568	6,380	5,041
Trade finance and other service charges and fees	1,109	1,166	2,376	2,188
Gain on sales of Small Business Administration (SBA) loans	1,573	498	3,257	1,045
Net gain on sales of securities	1,912	364	4,096	1,785
Disposition gains on Purchased Credit Impaired (PCI) loans	2,470	0	3,693	0
Other operating income	900	892	2,181	1,643
Total noninterest income	11,133	5,488	21,983	11,702
Noninterest expense:
Salaries and employee benefits	15,542	10,280	31,926	20,539
Occupancy and equipment	4,224	2,469	8,527	4,866
Merger and integration costs	136	72	1,747	157
Data processing	1,335	1,112	3,467	2,270
OREO expense	(13)	0	404	5
Professional fees	1,701	652	4,042	1,400
Supplies and communications	928	595	1,758	1,097
Amortization of other intangible assets	1,046	753	1,569	1,333
Other operating expenses	2,219	2,206	5,382	4,270
Total noninterest expense	27,118	18,139	58,822	35,937
Income from continuing operations before provision for income taxes	23,603	18,375	42,191	37,187
Provision for income taxes	9,619	6,866	17,153	14,710
Income from continuing operations, net of taxes	13,984	11,509	25,038	22,477
Discontinued operations:
(Loss) income from operations of discontinued subsidiaries	0	(1)	0	37
Income tax expense	0	466	0	481
Loss from discontinued operations, net of taxes	0	(467)	0	(444)
Net income	$ 13,984	$ 11,042	$ 25,038	$ 22,033
Basic earnings per share:
Income from continuing operations, net of taxes (in usd per share)	$ 0.44	$ 0.36	$ 0.79	$ 0.71
Loss from discontinued operations, net of taxes (in usd per share)	0.00	(0.01)	0.00	(0.01)
Basic earnings per share (in usd per share)	0.44	0.35	0.79	0.70
Diluted earnings per share:
Income from continuing operations, net of taxes (in usd per share)	0.44	0.36	0.79	0.70
Loss from discontinued operations, net of taxes (in usd per share)	0.00	(0.01)	0.00	(0.01)
Diluted earnings per share (in usd per share)	$ 0.44	$ 0.35	$ 0.79	$ 0.69
Weighted-average shares outstanding:
Basic (shares)	31,774,692	31,681,033	31,761,067	31,670,436
Diluted (shares)	31,908,719	31,974,253	31,874,484	31,950,313

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Securities

6 Months Ended

Jun. 30, 2015

Investments, Debt and Equity Securities [Abstract]

Securities

Securities

The following is a summary of securities available for sale as of June 30, 2015 and December 31, 2014:

	Amortized Cost		Gross Unrealized Gain		Gross Unrealized Loss		Estimated Fair Value
	(in thousands)
June 30, 2015
Mortgage-backed securities (1) (2)	$	379,574	$	1,374	$	1,380	$	379,568
Collateralized mortgage obligations (1)	154,968		1,061		660		155,369
U.S. government agency securities	63,969		4		1,312		62,661
SBA loan pool securities	71,960		83		357		71,686
Municipal bonds-tax exempt	3,589		37		—		3,626
Municipal bonds-taxable	15,607		271		46		15,832
Corporate bonds	17,019		1		44		16,976
U.S. treasury securities	161		1		—		162
Other securities	22,916		—		113		22,803
Total securities available for sale	$	729,763	$	2,832	$	3,912	$	728,683
December 31, 2014
Mortgage-backed securities (1) (2)	$	571,678	$	2,811	$	1,203	$	573,286
Collateralized mortgage obligations (1)	188,704		417		1,074		188,047
U.S. government agency securities	129,857		172		1,822		128,207
SBA loan pool securities	109,983		52		588		109,447
Municipal bonds-tax exempt	4,319		71		—		4,390
Municipal bonds-taxable	16,615		398		91		16,922
Corporate bonds	17,018		2		72		16,948
U.S. treasury securities	163		—		—		163
Other securities	22,916		57		80		22,893
Equity securities	450		—		36		414
Total securities available for sale	$	1,061,703	$	3,980	$	4,966	$	1,060,717

⁽¹⁾  Collateralized by residential mortgages and guaranteed by U.S. government sponsored entities

⁽²⁾  A portion of the mortgage-backed securities is comprised of home mortgage-backed securities backed by home equity conversion mortgages

The amortized cost and estimated fair value of securities as of June 30, 2015, by contractual maturity, are shown below. Although mortgage-backed securities and collateralized mortgage obligations have contractual maturities through 2064, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

	Available for Sale
	Amortized Cost		Estimated Fair Value
	(in thousands)
Within one year	$	11,998	$	11,973
Over one year through five years	17,329		17,208
Over five years through ten years	98,196		97,498
Over ten years	44,782		44,264
Mortgage-backed securities	379,574		379,568
Collateralized mortgage obligations	154,968		155,369
Other securities	22,916		22,803
Total	$	729,763	$	728,683

FASB ASC 320, Investments – Debt and Equity Securities, requires us to periodically evaluate our investments for other-than-temporary impairment (“OTTI”). There was no OTTI charge during the six months ended June 30, 2015 and 2014.

Gross unrealized losses on securities available for sale, the estimated fair value of the related securities and the number of securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows as of June 30, 2015 and December 31, 2014

	Holding Period
	Less Than 12 Months					12 Months or More					Total
	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities	Gross Unrealized Loss		Estimated Fair Value		Number of Securities
	(in thousands, except number of securities)
June 30, 2015
Mortgage-backed securities	$	595	$	94,908	32	$	785	$	22,781	9	$	1,380	$	117,689	41
Collateralized mortgage obligations	114		28,201		8	546		28,654		12	660		56,855		20
U.S. government agency securities	394		29,596		11	918		30,061		10	1,312		59,657		21
SBA loan pool securities	19		13,971		3	338		11,362		4	357		25,333		7
Municipal bonds-taxable	46		6,086		5	—		—		—	46		6,086		5
Corporate bonds	17		5,004		1	27		7,971		2	44		12,975		3
Other securities	25		21,861		3	88		937		3	113		22,798		6
Total	$	1,210	$	199,627	63	$	2,702	$	101,766	40	$	3,912	$	301,393	103
December 31, 2014
Mortgage-backed securities	$	288	$	102,704	21	$	915	$	50,625	19	$	1,203	$	153,329	40
Collateralized mortgage obligations	350		78,191		21	724		33,308		13	1,074		111,499		34
U.S. government agency securities	—		5,000		1	1,822		73,142		26	1,822		78,142		27
SBA loan pool securities	155		85,062		15	433		11,975		4	588		97,037		19
Municipal bonds-taxable	—		—		—	91		5,538		5	91		5,538		5
Corporate bonds	4		5,021		1	68		7,925		2	72		12,946		3
Other securities	—		—		—	80		1,945		4	80		1,945		4
Equity securities	36		214		1	—		—		—	36		214		1
Total	$	833	$	276,192	60	$	4,133	$	184,458	73	$	4,966	$	460,650	133

All individual securities that have been in a continuous unrealized loss position for 12 months or longer as of June 30, 2015 and December 31, 2014 had investment grade ratings upon purchase. The issuers of these securities have not established any cause for default on these securities and the various rating agencies have reaffirmed these securities’ long-term investment grade status as of June 30, 2015 and December 31, 2014. These securities have fluctuated in value since their purchase dates as market interest rates have fluctuated.

FASB ASC 320 requires OTTI securities to be written down when fair value is below amortized cost in circumstances where: (1) an entity has the intent to sell a security; (2) it is more likely than not that an entity will be required to sell the security before recovery of its amortized cost basis; or (3) an entity does not expect to recover the entire amortized cost basis of the security. If an entity intends to sell a security or if it is more likely than not the entity will be required to sell the security before recovery, an OTTI write-down is recognized in earnings equal to the entire difference between the security’s amortized cost basis and its fair value. If an entity does not intend to sell the security or it is not more likely than not that it will be required to sell the security before recovery, the OTTI write-down is separated into an amount representing credit loss, which is recognized in earnings, and the amount related to all other factors, which is recognized in other comprehensive income.

The Company does not intend to sell these securities and it is more likely than not that we will not be required to sell the investments before the recovery of its amortized cost basis. In addition, the unrealized losses on municipal and corporate bonds are not considered other-than-temporarily impaired, as the bonds are rated investment grade and there are no credit quality concerns with the issuers. Interest payments have been made as scheduled, and management believes this will continue in the future and that the bonds will be repaid in full as scheduled. Therefore, in management’s opinion, all securities that have been in a continuous unrealized loss position for the past 12 months or longer as of June 30, 2015 and December 31, 2014 were not other-than-temporarily impaired, and therefore, no impairment charges as of June 30, 2015 and December 31, 2014 were warranted.

Realized gains and losses on sales of securities and proceeds from sales of securities were as follows for the periods indicated:

	Three Months Ended June 30,						Six Months Ended June 30,
	2015			2014			2015			2014
	(in thousands)
Gross realized gains on sales of securities	$	2,067		$	365		$	4,262		$	1,786
Gross realized losses on sales of securities	(155		)	(1		)	(166		)	(1		)
Net realized gains on sales of securities	$	1,912		$	364		$	4,096		$	1,785
Proceeds from sales of securities	$	130,594		$	40,822		$	307,442		$	126,056

For the three months ended June 30, 2015, there was a $1.9 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $4.1 million in comprehensive income. For the three months ended June 30, 2014, there was a $364,000 net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $100,000 in comprehensive income.

For the six months ended June 30, 2015, there was a $4.1 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized gains of $1.2 million in comprehensive income. For the three months ended June 30, 2014, there was a $1.8 million net gain in earnings resulting from the sale of securities that had previously been recorded as net unrealized losses of $177,000 in comprehensive income.

Securities available for sale with market values of $71.1 million and $76.2 million as of June 30, 2015 and December 31, 2014, respectively, were pledged to secure FHLB advances, public deposits and for other purposes as required or permitted by law.

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Sale of Insurance Subsidiaries and Discontinued Operations

6 Months Ended

Jun. 30, 2015

Discontinued Operations and Disposal Groups [Abstract]

Sale of Insurance Subsidiaries and Discontinued Operations

Sale of Insurance Subsidiaries and Discontinued Operations

In June, 2014, Hanmi Financial sold its insurance subsidiaries, Chun-Ha and All World, and entered into a stock purchase agreement for their sale. The subsidiaries were classified as held for sale in April 2014 and accounted for as discontinued operations. The operations and cash flows of the businesses have been eliminated and in accordance with the provisions of ASC 205, Presentation of Financial Statements, the results are reported as discontinued operations for all periods presented.

Hanmi Financial completed the sale of its two insurance subsidiaries to Chunha Holding Corporation on June 30, 2014 when total assets and net assets of Chun-Ha and All World were $5.6 million and $3.3 million as of June 30, 2014, respectively. The total sales price was $3.5 million, of which $2.0 million was paid upon signing. The remaining $1.5 million will be payable in three equal installments on each anniversary of the closing date through June 30, 2017.

The sale resulted in a $51,000 gain, offset by a $470,000 capital gain tax, a $14,000 operating loss and an $11,000 income tax expense. Consequently, the net loss from discontinued operations for the second quarter of 2014 was $444,000, or $0.01 per diluted share. For the three and six months ended June 30, 2014, the discontinued operations generated noninterest income, primarily in the line item for insurance commissions, of $1.3 million and $2.7 million, respectively. They also incurred noninterest expense in various line items of $1.4 million and $2.7 million for the three and six months ended June 30, 2014.

Summarized financial information for our discontinued operations related to Chun-Ha and All World are as follows:

	June 30, 2014
	(in thousands)
Cash and cash equivalents	$	1,602
Premises and equipment, net	90
Other intangible assets, net	1,089
Other assets	2,855
Total assets	$	5,636
Income tax payable	$	415
Accrued expenses and other liabilities	1,878
Total liabilities	$	2,293
Net assets of discontinued operations	$	3,343

	June 30, 2014
	Three Months Ended			Six Months Ended
	(in thousands)
Noninterest loss	$	(52	)	$	(14	)
Gain on disposal	51			51
(Loss) income before taxes	(1		)	37
Provision for income taxes	466			481
Net loss from discontinued operations	$	(467	)	$	(444	)

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Liquidity

6 Months Ended

Jun. 30, 2015

Liquidity [Abstract]

Liquidity

Liquidity

Hanmi Financial

Management believes that Hanmi Financial, on a stand-alone basis, has adequate liquid assets to meet its operating cash needs through June 30, 2016.

Hanmi Bank

The principal objective of our liquidity management program is to maintain the Bank’s ability to meet the day-to-day cash flow requirements of our customers who either wish to withdraw funds or to draw upon credit facilities to meet their cash needs. Management believes that the Bank, on a stand-alone basis, has adequate liquid assets to meet its current obligations. The Bank’s primary funding source will continue to be deposits originating from its branch platform. The Bank’s wholesale funds historically consisted of FHLB advances and brokered deposits. As of June 30, 2015, the Bank had $99,000 of brokered deposits assumed in the CBI acquisition.

We monitor the sources and uses of funds on a regular basis to maintain an acceptable liquidity position. The Bank’s primary source of borrowings is the FHLB, from which the Bank is eligible to borrow up to 30 percent of its assets. As of June 30, 2015, the total borrowing capacity available based on pledged collateral and the remaining available borrowing capacity were $604.8 million and $604.8 million, respectively, compared to $649.5 million and $499.5 million, respectively, as of December 31, 2014. The Bank’s FHLB borrowings as of June 30, 2015 and December 31, 2014 totaled zero and $150.0 million, respectively, which represented zero percent and 3.54 percent of assets as of June 30, 2015 and December 31, 2014, respectively.

The amount that the FHLB is willing to advance differs based on the quality and character of qualifying collateral pledged by the Bank, and the advance rates for qualifying collateral may be adjusted upwards or downwards by the FHLB from time to time. To the extent deposit renewals and deposit growth are not sufficient to fund maturing and withdrawable deposits, repay maturing borrowings, fund existing and future loans and securities and otherwise fund working capital needs and capital expenditures, the Bank may utilize the remaining borrowing capacity from its FHLB borrowing arrangement.

As a means of augmenting its liquidity, the Bank had an available borrowing source of $42.9 million from the Federal Reserve Discount Window, to which the Bank pledged loans with a carrying value of $60.3 million, and had no borrowings as of June 30, 2015. The Bank has a line of credit with Raymond James & Associates, Inc. for repurchase agreements up to $100.0 million. The Bank established unsecured federal funds lines of credit totaling $95.0 million from three financial institutions to support short-term liquidity.

The Bank has Contingency Funding Plans (“CFPs”) designed to ensure that liquidity sources are sufficient to meet its ongoing obligations and commitments, particularly in the event of a liquidity contraction. The CFPs are designed to examine and quantify its liquidity under various “stress” scenarios. Furthermore, the CFPs provide a framework for management and other critical personnel to follow in the event of a liquidity contraction or in anticipation of such an event. The CFPs address authority for activation and decision making, liquidity options and the responsibilities of key departments in the event of a liquidity contraction.

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Fair Value Measurements

6 Months Ended

Jun. 30, 2015

Fair Value Disclosures [Abstract]

Fair Value Measurements

Fair Value Measurements

Fair Value Measurements

FASB ASC 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for measuring fair value including a three-level valuation hierarchy, and expands disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The three-level fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The three levels of inputs that may be used to measure fair value are defined as follows:

• Level 1 - Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

• Level 2 - Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data.

• Level 3 - Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

Fair value is used on a recurring basis for certain assets and liabilities in which fair value is the primary basis of accounting. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes.

We record securities available for sale at fair value on a recurring basis. Certain other assets, such as loans held for sale, impaired loans, OREO, and other intangible assets, are recorded at fair value on a non-recurring basis. Non-recurring fair value measurements typically involve assets that are periodically evaluated for impairment and for which any impairment is recorded in the period in which the re-measurement is performed.

The following methods and assumptions were used to estimate the fair value of each class of financial instrument below:

Securities available for sale - The fair values of securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges. If quoted prices are not available, fair values are measured using matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities, or other model-based valuation techniques requiring observable inputs other than quoted prices such as yield curve, prepayment speeds, and default rates. Level 1 securities include U.S. treasury securities and mutual funds that are traded on an active exchange or by dealers or brokers in active over-the-counter markets. The fair value of these securities is determined by quoted prices on an active exchange or over-the-counter market. Level 2 securities primarily include mortgage-backed securities, collateralized mortgage obligations, U.S. government agency securities, SBA loan pool securities, municipal bonds and corporate bonds in markets that are not active. In determining the fair value of the securities categorized as Level 2, we obtain reports from nationally recognized broker-dealers detailing the fair value of each investment security held as of each reporting date. The broker-dealers use prices obtained from nationally recognized pricing services to value our fixed income securities. The fair value of the municipal bonds is determined based on a proprietary model maintained by the broker-dealers. We review the prices obtained for reasonableness based on our understanding of the marketplace, and also consider any credit issues related to the bonds. As we have not made any adjustments to the market quotes provided to us and as they are based on observable market data, they have been categorized as Level 2 within the fair value hierarchy. Level 3 securities are instruments that are not traded in the market. As such, no observable market data for the instrument is available, which necessitates the use of significant unobservable inputs.

SBA loans held for sale - SBA loans held for sale are carried at the lower of cost or fair value. As of June 30, 2015 and December 31, 2014, we had $4.2 million and $5.5 million SBA loans held for sale, respectively. Management obtains quotes, bids or pricing indication sheets on all or part of these loans directly from the purchasing financial institutions. Premiums received or to be received on the quotes, bids or pricing indication sheets are indicative of the fact that cost is lower than fair value. At June 30, 2015, the entire balance of SBA loans held for sale was recorded at its cost. We record SBA loans held for sale on a nonrecurring basis with Level 2 inputs.

Impaired loans (excluding PCI loans) - Nonaccrual loans and performing restructured loans are considered impaired for reporting purposes and are measured and recorded at fair value on a non-recurring basis. Nonaccrual Non-PCI loans with an unpaid principal balance over $100,000 and all performing restructured loans are reviewed individually for the amount of impairment, if any. Nonaccrual Non-PCI loans with an unpaid principal balance of $100,000 or less are evaluated for impairment collectively. The Company does not record loans at fair value on a recurring basis. However, from time to time, nonrecurring fair value adjustments to collateral dependent impaired loans are recorded based on either the current appraised value of the collateral, a Level 2 measurement, or management’s judgment and estimation of value reported on older appraisals that are then adjusted based on recent market trends, a Level 3 measurement.

OREO - Fair value of OREO is based primarily on third party appraisals, less costs to sell and result in a Level 2 classification of the inputs for determining fair value. Appraisals are required annually and may be updated more frequently as circumstances require and the fair value adjustments are made to OREO based on the updated appraised value of the property.

Nonperforming loans held for sale- We reclassify certain nonperforming loans as held for sale when we decide to sell those loans. The fair value of nonperforming loans held for sale is generally based upon the quotes, bids or sales contract prices which approximate their fair value. Nonperforming loans held for sale are recorded at estimated fair value less anticipated liquidation cost. As of June 30, 2015 and December 31, 2014, we did not have nonperforming loans held for sale, which are measured on a nonrecurring basis with Level 2 inputs.

Assets and Liabilities Measured at Fair Value on a Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs with No Active Market with Identical Characteristics		Significant Unobservable Inputs		Balance
	(in thousands)
June 30, 2015
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	379,568	$	—	$	379,568
Collateralized mortgage obligations	—		155,369		—		155,369
U.S. government agency securities	—		62,661		—		62,661
SBA loan pools securities	—		71,686		—		71,686
Municipal bonds-tax exempt	—		3,626		—		3,626
Municipal bonds-taxable	—		15,832		—		15,832
Corporate bonds	—		16,976		—		16,976
U.S. treasury securities	162		—		—		162
Other securities	22,803		—		—		22,803
Total securities available for sale	$	22,965	$	705,718	$	—	$	728,683
December 31, 2014
Assets:
Securities available for sale:
Mortgage-backed securities	$	—	$	573,286	$	—	$	573,286
Collateralized mortgage obligations	—		188,047		—		188,047
U.S. government agency securities (1)	—		128,207		—		128,207
SBA loan pools securities	—		109,447		—		109,447
Municipal bonds-tax exempt	—		3,681		709		4,390
Municipal bonds-taxable	—		16,922		—		16,922
Corporate bonds	—		16,948		—		16,948
U.S. treasury securities	163		—		—		163
Other securities (2)	22,893		—		—		22,893
Equity securities	—		—		414		414
Total securities available for sale	$	23,056	$	1,036,538	$	1,123	$	1,060,717

⁽¹⁾  U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets.

⁽²⁾  Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

The table below presents a reconciliation and income statement classification of gains and losses for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2015:

	Beginning Balance as of January 1, 2015		Purchases, Issuances and Settlement			Realized Gains or (Losses) in Earnings			Unrealized Gains or Losses in Other Comprehensive Income		Ending Balance as of June 30, 2015
	(in thousands)
Assets:
Municipal bonds-tax exempt (1)	$	709	$	(709	)	$	—		$	—	$	—
Equity securities (2)	$	414	$	(339	)	$	(75	)	$	—	$	—

⁽¹⁾  A zero coupon tax credit municipal bond matured during the first quarter of 2015.

⁽²⁾  Reflects two equity securities that were not actively traded. During the second quarter of 2015, one equity security with a book value of $200,000 with a fair value of $200,000 as of December 31, 2014 was sold at $75,000 loss and the other equity security with a book value of $250,000 with a fair value of $214,000 as of December 31, 2014 was reclassified to other assets.

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis

As of June 30, 2015 and December 31, 2014, assets and liabilities measured at fair value on a non-recurring basis are as follows:

	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the six Months Ended June 30, 2015
	(in thousands)
June 30, 2015
Assets:
Impaired loans (excluding PCI loans) (1)	$	—	$	28,607	$	3,217	$	1,579
OREO (2)	$	—	$	11,857	$	—	$	632
	Level 1		Level 2		Level 3
	Quoted Prices in Active Markets for Identical Assets		Significant Observable Inputs With No Active Market With Identical Characteristics		Significant Unobservable Inputs		Loss During the Twelve Months Ended December 31, 2014
	(in thousands)
December 31, 2014
Assets:
Impaired loans (excluding PCI loans) (3)	$	—	$	32,171	$	781	$	2,774
OREO (4)	$	—	$	15,790	$	—	$	—

⁽¹⁾  Consists of real estate loans of $29.0 million, commercial and industrial loans of $1.0 million, and consumer loans of $1.8 million.

⁽²⁾  Consists of properties obtained from the foreclosure of commercial property loans of $11.7 million and residential property loans of $163,000.

⁽³⁾  Consists of real estate loans of $30.0 million, commercial and industrial loans of $1.2 million and consumer loans of $1.7 million.

⁽⁴⁾  Consists of properties obtained from the foreclosure of commercial property loans of $13.2 million and residential property loans of $2.6 million.

FASB ASC 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are measured on a recurring basis or non-recurring basis are discussed above.

The estimated fair value of financial instruments has been determined by using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data in order to develop estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that we could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.

The estimated fair values of financial instruments were as follows:

	June 30, 2015
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	153,231	$	153,231	$	—	$	—
Securities available for sale	728,683		22,965		705,718		—
Loans receivable, net of allowance for loan losses	2,826,086		—		—		2,829,963
Loans held for sale	4,158		—		4,158		—
Accrued interest receivable	8,133		8,133		—		—
Servicing assets	13,125		—		—		13,125
Investment in FHLB stock	16,385		—		16,385		—
Investment in FRB stock	13,517		—		13,517		—
Financial liabilities:
Noninterest-bearing deposits	1,061,823		—		1,061,823		—
Interest-bearing deposits	2,377,958		—		—		2,361,096
Servicing liabilities	5,368		—		—		5,368
Borrowings	18,623		—		—		18,623
Accrued interest payable	3,443		3,443		—		—
Off-balance sheet items:
Commitments to extend credit	244,766		—		—		244,766
Standby letters of credit	5,426		—		—		5,426

	December 31, 2014
	Carrying		Fair Value
	Amount		Level 1		Level 2		Level 3
	(in thousands)
Financial assets:
Cash and cash equivalents	$	158,320	$	158,320	$	—	$	—
Securities available for sale (1)	1,060,717		23,056		1,036,538		1,123
Loans receivable, net of allowance for loan losses	2,735,832		—		—		2,738,401
Loans held for sale	5,451		—		5,451		—
Accrued interest receivable	9,749		9,749		—		—
Servicing assets	13,773		—		—		13,773
Investment in FHLB stock	17,580		—		17,580		—
Investment in FRB stock	12,273		—		12,273		—
Financial liabilities:
Noninterest-bearing deposits	1,022,972		—		1,022,972		—
Interest-bearing deposits	2,533,774		—		—		2,528,304
Servicing liabilities	5,971		—		—		5,971
Borrowings	168,544		—		—		168,544
Accrued interest payable	3,450		3,450		—		—
Off-balance sheet items:
Commitments to extend credit	309,584		—		—		309,584
Standby letters of credit	8,982		—		—		8,982

⁽¹⁾  Level 1 and Level 2 previously reported as $128.4 million and $931.2 million, respectively. U.S. government agency securities of $128.2 million were reclassified as level 2 rather than level 1 as originally classified due to significant other observable inputs other than quoted prices for identical assets in active markets. Other securities of $22.9 million were reclassified as level 1 rather than level 2 as originally classified due to the availability of quoted prices in active markets of the holdings.

The methods and assumptions used to estimate the fair value of each class of financial instruments for which it was practicable to estimate that value are explained below:

Cash and cash equivalents - The carrying amounts of cash and cash equivalents approximate fair value due to the short-term nature of these instruments (Level 1).

Securities - The fair value of securities, consisting of securities available for sale, is generally obtained from market bids for similar or identical securities, from independent securities brokers or dealers, or from other model-based valuation techniques described above (Level 1, 2 and 3).

Loans receivable, net of allowance for loan losses - Loans receivable include Non-PCI loans, PCI loans and Non-PCI impaired loans. The fair value of Non-PCI loans receivable is estimated based on the discounted cash flow approach. The discount rate was derived from the associated yield curve plus spreads and reflects the offering rates offered by the Bank for loans with similar financial characteristics. Yield curves are constructed by product type using the Bank’s loan pricing model for like-quality credits. The discount rates used in the Bank’s model represent the rates the Bank would offer to current borrowers for like-quality credits. These rates could be different from what other financial institutions could offer for these loans. No adjustments have been made for changes in credit within the loan portfolio. It is our opinion that the allowance for loan losses relating to performing and nonperforming loans results in a fair valuation of such loans. Additionally, the fair value of our loans may differ significantly from the values that would have been used had a ready market existed for such loans and may differ materially from the values that we may ultimately realize (Level 3).

The fair value of PCI loans receivable was estimated based on discounted expected cash flows. Increases in expected cash flows and improvements in the timing of cash flows over those previously estimated increase the amount of accretable yield and are recognized as an increase in yield and interest income prospectively. Decreases in the amount and delays in the timing of expected cash flows compared to those previously estimated decrease the amount of accretable yield and usually result in a provision for loan losses and the establishment of an allowance for loan losses (Level 3).

The fair value of impaired loans (excluding PCI loans) is estimated based on the net realizable fair value of the collateral or the observable market price of the most recent sale or quoted price from loans held for sale.  The Company does not record loans at fair value on a recurring basis.  Nonrecurring fair value adjustments to collateral dependent impaired loans are recorded based on the current appraised value of the collateral (Level 3).

Loans held for sale - Loans held for sale are carried at the lower of aggregate cost or fair market value, as determined based upon quotes, bids or sales contract prices, or as may be assessed based upon the fair value of the collateral which is obtained from recent real estate appraisals (Level 2). Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustment is typically significant and results in Level 3 classification of the inputs for determining fair value.

Accrued interest receivable - The carrying amount of accrued interest receivable approximates its fair value (Level 1).

Servicing assets or servicing liabilities - Servicing assets or servicing liabilities are carried at implied fair value. The fair values of the servicing assets or servicing liabilities are estimated by discounting future cash flows using market-based discount rates and prepayments speeds. The discount rate is based on the current U.S. Treasury yield curve, as published by the Department of the Treasury, plus a spread for the marketplace risk associated with these assets. (Level 3)

Investment in FHLB and FRB stock - The carrying amounts of investments in FHLB and FRB stock approximate fair value as such stock may be resold to the issuer at carrying value (Level 2). Subsequent to the issuance of the Company's consolidated financial statements, the Company determined that investments in FHLB and FRB stock of $17.6 million and $12.3 million, respectively, should be classified as Level 2 rather than Level 1 as originally classified as ownership of these investments is restricted to member banks, the securities are non-marketable equity investments and purchases and sales of these securities are at par with the issuer. Accordingly, the Company has revised the classification of these investments from Level 1 to Level 2 in the table of fair value measurements as of December 31, 2014.

Noninterest-bearing deposits - The fair value of noninterest-bearing deposits is the amount payable on demand at the reporting date (Level 2).

Interest-bearing deposits - The fair value of interest-bearing deposits, such as savings accounts, money market checking, and certificates of deposit, is estimated based on discounted cash flows. The cash flows for non-maturity deposits, including savings accounts and money market checking, are estimated based on their historical decaying experiences. The discount rate used for fair valuation is based on interest rates currently being offered by the Bank on comparable deposits as to amount and term (Level 3).

Borrowings- Borrowings consist of FHLB advances, subordinated debentures and other borrowings. Discounted cash flows based on current market rates for borrowings with similar remaining maturities are used to estimate the fair value of borrowings (Level 3).

Accrued interest payable - The carrying amount of accrued interest payable approximates its fair value (Level 1).

Commitments to extend credit and standby letters of credit - The fair values of commitments to extend credit and standby letters of credit are based upon the difference between the current value of similar loans and the price at which the Bank has committed to make the loans (Level 3).

XML

Earnings Per Share - Additional Information (Detail) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Stock option awards [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive shares	83,500	88,975	113,500	58,975

XML

Subordinated Debentures and Rescinded Stock Obligation

6 Months Ended

Jun. 30, 2015

Debt Disclosure [Abstract]

Subordinated Debentures and Rescinded Stock Obligation

Subordinated Debentures and Rescinded Stock Obligation

Subordinated Debentures

During the third quarter of 2014, the Company assumed CBI’s Junior Subordinated Deferrable Interest Debentures (“Subordinated Debentures”) with an unpaid principal balance of $26.8 million and an estimated fair value of $18.5 million. The $8.3 million discount will be amortized to interest expense over the remaining term. In December 2005, a trust was formed by CBI and issued $26.0 million of Trust Preferred Securities (“TPS”) at 6.26 percent fixed rate for the first five years and a variable rate at the 3 month LIBOR plus 140 basis thereafter and invested the proceeds in Subordinated Debentures. The Subordinated Debentures will mature on December 31, 2035, however, the Bank may redeem the Subordinated Debentures at an earlier date if certain conditions are met. The TPS will be subject to mandatory redemption if the Subordinated Debentures are repaid by the Company. Interest is payable quarterly, and the Company has the option to defer interest payments on the Subordinated Debentures from time to time for a period not to exceed five consecutive years. The amortization was $41,000 and $79,000 for the three and six months ended June 30, 2015.

Rescinded Stock Obligation

Hanmi Financial assumed a rescinded stock obligation of $15.5 million and related accrued interest payable of $4.5 million at the closing date of the CBI acquisition. The obligation resulted from the issuance of CBI common shares that CBI was not legally authorized to issue in 2010 and 2009. Interest has been accrued on the obligation at statutory interest rates that vary from state to state. The rescinded stock obligation and accrued interest as of June 30, 2015 were $150,000 and $65,000, respectively and were $933,000 and $288,000, respectively, as of December 31, 2014.

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Loans - Non-Performing Assets (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Receivables [Abstract]
Non-accrual Non-PCI loans	$ 28,023	$ 25,282
Loans 90 days or more past due and still accruing	0	0
Total non-performing loans	28,023	25,282
OREO	11,857	15,790
Total non-performing assets	$ 39,880	$ 41,072

XML

Loans

6 Months Ended

Jun. 30, 2015

Receivables [Abstract]

Loans

Loans

The loan portfolio includes originated and purchased loans. Loans are originated by the Company with the intent to hold them for investment and are stated at the principal amount outstanding, net of unearned income. Unearned income includes deferred unamortized nonrefundable loan fees and direct loan origination costs. Net deferred fees or costs are recognized as an adjustment to interest income over the contractual life of the loans using the effective interest method or taken into income when the related loans are paid off or sold. The amortization of loan fees or costs is discontinued when a loan is placed on nonaccrual status. Interest income is recorded on an accrual basis in accordance with the terms of the respective loan and includes prepayment penalties.

Purchased loans, which are loans we have acquired through our acquisition of other banks or purchased from other institutions, are stated at the principal amount outstanding, net of unearned discounts or unamortized premiums. All loans acquired in acquisitions are initially measured and recorded at their fair value on the acquisition date. A component of the initial fair value measurement is an estimate of the credit losses over the life of the purchased loans. Purchased loans are also evaluated for impairment as of the acquisition date and are accounted for as "acquired non-impaired" or "purchased credit impaired" loans.

Purchased non-impaired loans are those loans for which there was no evidence of credit deterioration at their acquisition date and it was probable that we would be able to collect all contractually required payments. Purchased non-impaired loans, together with originated loans, are referred to as non-purchased credit impaired ("Non-PCI") loans. Purchase discounts or premiums on Non-PCI loans is recognized as an adjustment to interest income over the contractual life of such loans using the effective interest method or taken into income when the related loans are paid off or sold.

Purchased credit impaired ("PCI") loans are accounted for in accordance with ASC Subtopic 310-30, "Loans and Debt Securities Acquired with Deteriorated Credit Quality." A purchased loan is deemed to be credit impaired when there is evidence of credit deterioration since its origination and it is probable at the acquisition date that we would be unable to collect all contractually required payments. We apply PCI loan accounting when we acquire loans deemed to be impaired.

For PCI loans, at the time of acquisition we (i) calculated the contractual amount and timing of undiscounted principal and interest payments (the "undiscounted contractual cash flows") and (ii) estimated the amount and timing of undiscounted expected principal and interest payments (the "undiscounted expected cash flows"). The difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference. The nonaccretable difference represents an estimate of the loss exposure of principal and interest related to the PCI loan portfolios; such amount is subject to change over time based on the performance of such loans. The carrying value of PCI loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.

The excess of expected cash flows at acquisition over the initial fair value of acquired impaired loans is referred to as the "accretable yield" and is recorded as interest income over the estimated life of the loans using the effective yield. If estimated cash flows are indeterminable, the recognition of interest income will cease to be recognized.

At acquisition, the Company may aggregate PCI loans into pools having common credit risk characteristics such as product type, geographic location and risk rating. Increases in expected cash flows over those previously estimated increase the accretable yield and are recognized as interest income prospectively. Decreases in the amount and changes in the timing of expected cash flows compared to those previously estimated decrease the accretable yield and usually result in a provision for loan losses and the establishment of an allowance for loan losses. As the accretable yield increases or decreases from changes in cash flow expectations, the offset is a decrease or increase to the nonaccretable difference. The accretable yield is measured at each financial reporting date based on information then currently available and represents the difference between the remaining undiscounted expected cash flows and the current carrying value of the loans.

The Board of Directors and management review and approve the Bank’s loan policy and procedures on a regular basis to reflect issues such as regulatory and organizational structure changes, strategic planning revisions, concentrations of credit, loan delinquencies and nonperforming loans, problem loans, and policy adjustments.

Real estate loans are loans secured by liens or interest in real estate, to provide purchase, construction, and refinance on real estate properties. Commercial and industrial loans consist of commercial term loans, commercial lines of credit, and Small Business Administration (“SBA”) loans. Consumer loans consist of auto loans, personal loans, and home equity lines of credit. We maintain management loan review and monitoring departments that review and monitor pass graded loans as well as problem loans to prevent further deterioration.

The majority of the Bank’s loan portfolio consists of commercial real estate, and commercial and industrial loans. The Bank has been diversifying and monitoring commercial real estate loans based on property types, tightening underwriting standards and portfolio liquidity and management, and has not exceeded certain specified limits set forth in the Bank’s loan policy.

Loans receivable consisted of the following as of the dates indicated:

	June 30, 2015									December 31, 2014
	Non-PCI Loans			PCI Loans			Total			Non-PCI Loans			PCI Loans			Total
	(in thousands)
Real estate loans:
Commercial property (1)
Retail	$	690,097		$	9,358		$	699,455		$	675,072		$	10,343		$	685,415
Hospitality	492,289			10,345			502,634			454,499			12,862			467,361
Gas station	337,566			5,955			343,521			362,240			7,745			369,985
Other	840,735			5,885			846,620			842,126			10,680			852,806
Construction	21,310			—			21,310			9,517			—			9,517
Residential property	171,071			2,055			173,126			120,932			2,499			123,431
Total real estate loans	2,553,068			33,598			2,586,666			2,464,386			44,129			2,508,515
Commercial and industrial loans:
Commercial term	111,676			267			111,943			116,073			327			116,400
Commercial lines of credit	115,382			—			115,382			93,860			—			93,860
International loans	33,864			—			33,864			38,929			—			38,929
Total commercial and industrial loans	260,922			267			261,189			248,862			327			249,189
Consumer loans	26,274			43			26,317			27,512			45			27,557
Total gross loans	2,840,264			33,908			2,874,172			2,740,760			44,501			2,785,261
Allowance for loans losses	(49,468		)	(1,352		)	(50,820		)	(51,640		)	(1,026		)	(52,666		)
Deferred loan costs	2,734			—			2,734			3,237			—			3,237
Loans receivable, net	$	2,793,530		$	32,556		$	2,826,086		$	2,692,357		$	43,475		$	2,735,832

⁽¹⁾  Includes owner-occupied property loans of $1.16 billion and $1.12 billion as of June 30, 2015 and December 31, 2014, respectively.

Accrued interest on loans receivable was $6.1 million and $6.4 million at June 30, 2015 and December 31, 2014, respectively. At June 30, 2015 and December 31, 2014, loans receivable totaling $735.2 million and $840.0 million respectively, were pledged to secure advances from the FHLB and the FBR discount window.

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	7,226		$	1,451		$	—	$	8,677
Origination of loans held for sale	6,807			8,027			—		14,834
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(12,321		)	(7,368		)	—		(19,689		)
Principal payoffs and amortization	(5		)	(19		)	—		(24		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	390		$	—		$	—	$	390
Origination of loans held for sale	8,124			2,091			—		10,215
Sales of loans held for sale	(5,944		)	(815		)	—		(6,759		)
Principal payoffs and amortization	(2		)	(2		)	—		(4		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

For the three months ended June 30, 2015, a Non-PCI loan receivable of $360,000 was reclassified as loans held for sale and Non-PCI loans held for sale of $19.7 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the three months ended June 30, 2015. For the three months ended June 30, 2014, there was no reclassification of Non-PCI loans receivable as Non-PCI loans held for sale and Non-PCI loans held for sale of $6.8 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the three months ended June 30, 2014.

The following table details the information on the sales and reclassifications of loans receivable to loans held for sale (excluding PCI loans) by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer		Total Non-PCI
	(in thousands)
June 30, 2015
Balance at beginning of period	$	3,323		$	2,128		$	—	$	5,451
Origination of loans held for sale	23,734			14,208			—		37,942
Reclassification from loans receivable to loans held for sale	360			—			—		360
Sales of loans held for sale	(25,335		)	(14,208		)	—		(39,543		)
Principal payoffs and amortization	(15		)	(37		)	—		(52		)
Balance at end of period	$	2,067		$	2,091		$	—	$	4,158
June 30, 2014
Balance at beginning of period	$	—		$	—		$	—	$	—
Origination of loans held for sale	14,393			2,176			—		16,569
Sales of loans held for sale	(11,818		)	(899		)	—		(12,717		)
Principal payoffs and amortization	(7		)	(3		)	—		(10		)
Balance at end of period	$	2,568		$	1,274		$	—	$	3,842

For the six months ended June 30, 2015, a Non-PCI loan receivable of $360,000 was reclassified as loans held for sale and Non-PCI loans held for sale of $39.5 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the six months ended June 30, 2015. For the six months ended June 30, 2014, there was no reclassification of Non-PCI loans receivable as Non-PCI loans held for sale, and Non-PCI loans held for sale of $12.7 million were sold. In addition, there was no reclassification from Non-PCI loans held for sale to Non-PCI loans receivable for the six months ended June 30, 2014.

Activity in the allowance for loan losses and allowance for off-balance sheet items was as follows for the periods indicated:

	As of and for the Three Months Ended												As of and for the Six Months Ended
	June 30, 2015									June 30, 2014			June 30, 2015								June 30, 2014
	Non-PCI Loans			PCI Loans			Total						Non-PCI Loans			PCI Loans		Total
	(in thousands)
Allowance for loan losses:
Balance at beginning of period	$	51,515		$	1,436		$	52,951		$	56,593		$	51,640		$	1,026	$	52,666		$	57,555
Charge-offs	(1,221		)	52			(1,169		)	(2,547		)	(1,255		)	—		(1,255		)	(4,151		)
Recoveries on loans previously charged off	1,793			(352		)	1,441			1,741			3,485			—		3,485			5,992
Net loan recoveries (charge-offs)	572			(300		)	272			(806		)	2,230			—		2,230			1,841
(Negative provision) provision charged to operating expense	(2,619		)	216			(2,403		)	(3,901		)	(4,402		)	$	326	(4,076		)	(7,510		)
Balance at end of period	$	49,468		$	1,352		$	50,820		$	51,886		$	49,468		$	1,352	$	50,820		$	51,886
Allowance for off-balance sheet items:
Balance at beginning of period	$	1,054		$	—		$	1,054		$	1,557		$	1,366		$	—	$	1,366		$	1,248
(Negative provision) provision charged to operating expense	(92		)	—			(92		)	35			(404		)	$	—	(404		)	344
Balance at end of period	$	962		$	—		$	962		$	1,592		$	962		$	—	$	962		$	1,592

The allowance for off-balance sheet items is maintained at a level believed to be sufficient to absorb probable losses related to these unfunded credit facilities. The determination of the allowance adequacy is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. As of June 30, 2015 and 2014, the allowance for off-balance sheet items amounted to $1.0 million and $1.6 million, respectively. Net adjustments to the allowance for off-balance sheet items are included in the provision for loan losses.

The following table details the information on the allowance for loan losses by portfolio segment for the three months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	42,550		$	7,786		$	185		$	994	$	51,515
Charge-offs	(101		)	(1,120		)	—			—		(1,221		)
Recoveries on loans previously charged off	1,263			530			—			—		1,793
(Negative provision) provision	(3,814		)	1,049			(13		)	159		(2,619		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	1,318		$	118		$	—		$	—	$	1,436
Charge-offs	52			—			—			—		52
Recoveries on loans previously charged off	$	—		(352		)	—			—		(352		)
Provision	(81		)	297			—			—		216
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	44,230		$	10,425		$	633		$	1,305	$	56,593
Charge-offs	(60		)	(2,474		)	(13		)	—		(2,547		)
Recoveries on loans previously charged off	87			1,652			2			—		1,741
(Negative provision) provision	(3,954		)	135			(82		)	—		(3,901		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

The following table details the information on the allowance for loan losses by portfolio segment for the six months ended June 30, 2015 and 2014:

	Real Estate			Commercial and Industrial			Consumer			Unallocated		Total
	(in thousands)
June 30, 2015
Allowance for loan losses:
Beginning balance	$	41,194		$	9,142		$	220		$	1,084	$	51,640
Charge-offs	(101		)	(1,154		)	—			—		(1,255		)
Recoveries on loans previously charged off	1,295			2,190			—			—		3,485
(Negative provision) provision	(2,490		)	(1,933		)	(48		)	69		(4,402		)
Ending balance	$	39,898		$	8,245		$	172		$	1,153	$	49,468
Ending balance: individually evaluated for impairment	$	3,798		$	1,503		$	—		$	—	$	5,301
Ending balance: collectively evaluated for impairment	$	36,100		$	6,742		$	172		$	1,153	$	44,167
Loans receivable:
Ending balance	$	2,553,068		$	260,922		$	26,274		$	—	$	2,840,264
Ending balance: individually evaluated for impairment	$	32,795		$	10,401		$	1,807		$	—	$	45,003
Ending balance: collectively evaluated for impairment	$	2,520,273		$	250,521		$	24,467		$	—	$	2,795,261
Allowance for loan losses on PCI loans:
Beginning balance	$	895		$	131		$	—		$	—	$	1,026
Provision	394			(68		)	—			—		326
Ending balance: acquired with deteriorated credit quality	$	1,289		$	63		$	—		$	—	$	1,352
PCI loans receivable:
Ending balance: acquired with deteriorated credit quality	$	33,598		$	267		$	43		$	—	$	33,908
June 30, 2014
Allowance for loan losses on Non-PCI loans:
Beginning balance	$	43,550		$	11,287		$	1,427		$	1,291	$	57,555
Charge-offs	(1,188		)	(2,896		)	(67		)	—		(4,151		)
Recoveries on loans previously charged off	3,005			2,973			14			—		5,992
(Negative provision) provision	(5,064		)	(1,626		)	(834		)	14		(7,510		)
Ending balance	$	40,303		$	9,738		$	540		$	1,305	$	51,886
Ending balance: individually evaluated for impairment	$	2,448		$	2,605		$	113		$	—	$	5,166
Ending balance: collectively evaluated for impairment	$	37,855		$	7,133		$	427		$	1,305	$	46,720
Non-PCI loans receivable:
Ending balance	$	2,090,083		$	230,309		$	28,843		$	—	$	2,349,235
Ending balance: individually evaluated for impairment	$	35,616		$	10,741		$	1,529		$	—	$	47,886
Ending balance: collectively evaluated for impairment	$	2,054,467		$	219,568		$	27,314		$	—	$	2,301,349

Credit Quality Indicators

As part of the on-going monitoring of the credit quality of our loan portfolio, we utilize an internal loan grading system to identify credit risk and assign an appropriate grade, from 0 to 8, for each loan in our loan portfolio. A third party loan review is performed on an annual basis. Additional adjustments are made when determined to be necessary. The loan grade definitions are as follows:

Pass and Pass-Watch: Pass and pass-watch loans, grades 0-4, are in compliance in all respects with the Bank’s credit policy and regulatory requirements, and do not exhibit any potential or defined weaknesses as defined under “Special Mention,” “Substandard” or “Doubtful.” This category is the strongest level of the Bank’s loan grading system. It incorporates all performing loans with no credit weaknesses. It includes cash and stock/security secured loans or other investment grade loans.

Special Mention: A special mention credit, grade 5, has potential weaknesses that deserve management’s close attention. If not corrected, these potential weaknesses may result in deterioration of the repayment prospects of the debt and result in a Substandard classification. Loans that have significant actual, not potential, weaknesses are considered more severely classified.

Substandard: A substandard credit, grade 6, has a well-defined weakness that jeopardizes the liquidation of the debt. A credit graded Substandard is not protected by the sound worth and paying capacity of the borrower, or of the value and type of collateral pledged. With a Substandard loan, there is a distinct possibility that the Bank will sustain some loss if the weaknesses or deficiencies are not corrected.

Doubtful: A doubtful credit, grade 7, is one that has critical weaknesses that would make the collection or liquidation of the full amount due improbable. However, there may be pending events which may work to strengthen the credit, and therefore the amount or timing of a possible loss cannot be determined at the current time.

Loss: A loan classified as loss, grade 8, is considered uncollectible and of such little value that their continuance as an active bank asset is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this asset even though partial recovery may be possible in the future. Loans classified as loss are charged off in a timely manner.

Under regulatory guidance, loans graded special mention or worse are considered criticized loans and loans graded substandard or worse are considered classified loans.

    As of June 30, 2015 and December 31, 2014, pass/pass-watch, special mention and classified loans (excluding PCI loans), disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	676,646	$	11,599	$	1,852	$	690,097
Hospitality	440,360		41,436		10,493		492,289
Gas station	321,327		9,515		6,724		337,566
Other	823,627		6,222		10,886		840,735
Construction	21,310		—		—		21,310
Residential property	169,287		62		1,722		171,071
Commercial and industrial loans:
Commercial term	101,985		1,373		8,318		111,676
Commercial lines of credit	112,553		195		2,634		115,382
International loans	33,864		—		—		33,864
Consumer loans	24,034		111		2,129		26,274
Total Non-PCI loans	$	2,724,993	$	70,513	$	44,758	$	2,840,264
December 31, 2014
Real estate loans:
Commercial property
Retail	$	654,360	$	18,013	$	2,699	$	675,072
Hospitality	397,437		46,365		10,697		454,499
Gas station	345,775		8,899		7,566		362,240
Other	822,037		9,543		10,546		842,126
Construction	9,517		—		—		9,517
Residential property	118,688		66		2,178		120,932
Commercial and industrial loans:
Commercial term	106,326		1,225		8,522		116,073
Commercial lines of credit	92,312		993		555		93,860
International loans	36,121		252		2,556		38,929
Consumer loans	25,313		131		2,068		27,512
Total Non-PCI loans	$	2,607,886	$	85,487	$	47,387	$	2,740,760

The following is an aging analysis of gross loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Accruing 90 Days or More Past Due
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	543	$	177	$	1,166	$	1,886	$	688,211	$	690,097	$	—
Hospitality	3,837		—		4,356		8,193		484,096		492,289		—
Gas station	1,085		1,687		842		3,614		333,952		337,566		—
Other	1,209		447		3,477		5,133		835,602		840,735		—
Construction	—		—		—		—		21,310		21,310		—
Residential property	—		—		108		108		170,963		171,071		—
Commercial and industrial loans:
Commercial term	390		337		1,991		2,718		108,958		111,676		—
Commercial lines of credit	500		570		220		1,290		114,092		115,382		—
International loans	—		—		—		—		33,864		33,864		—
Consumer loans	250		—		338		588		25,686		26,274		—
Total Non-PCI loans	$	7,814	$	3,218	$	12,498	$	23,530	$	2,816,734	$	2,840,264	$	—
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,554	$	281	$	1,920	$	3,755	$	671,317	$	675,072	$	—
Hospitality	1,531		2,340		433		4,304		450,195		454,499		—
Gas station	2,991		1,113		353		4,457		357,783		362,240		—
Other	1,674		2,156		1,142		4,972		837,154		842,126		—
Construction	—		—		—		—		9,517		9,517		—
Residential property	167		—		687		854		120,078		120,932		—
Commercial and industrial loans:
Commercial term	1,107		490		2,847		4,444		111,629		116,073		—
Commercial lines of credit	—		—		227		227		93,633		93,860		—
International loans	200		—		—		200		38,729		38,929		—
Consumer loans	489		349		248		1,086		26,426		27,512		—
Total Non-PCI loans	$	9,713	$	6,729	$	7,857	$	24,299	$	2,716,461	$	2,740,760	$	—

Impaired Loans

Loans are considered impaired when the Bank will be unable to collect all interest and principal payments per contractual terms of the loan agreement, unless the loan is both well-collateralized and in the process of collection; or they are classified as Troubled Debt Restructurings (“TDRs”) because, due to the financial difficulties of the borrowers, we have granted concessions to the borrowers we would not otherwise consider; or when current information or events make it unlikely to collect in full according to the contractual terms of the loan agreements; or there is a deterioration in the borrower’s financial condition that raises uncertainty as to timely collection of either principal or interest; or full payment of both interest and principal is in doubt according to the original contractual terms.

We evaluate loan impairment in accordance with applicable GAAP. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent, less estimated costs to sell. If the measure of the impaired loan is less than the recorded investment in the loan, the deficiency is either charged off against the allowance for loan losses or we establish a specific allocation in the allowance for loan losses. Additionally, loans that are considered impaired are specifically excluded from the quarterly migration analysis when determining the amount of the allowance for loan losses required for the period.

The allowance for collateral-dependent loans is determined by calculating the difference between the outstanding loan balance and the value of the collateral as determined by recent appraisals. The allowance for collateral-dependent loans varies from loan to loan based on the collateral coverage of the loan at the time of designation as nonperforming. We continue to monitor the collateral coverage, using recent appraisals, on these loans on a quarterly basis and adjust the allowance accordingly.

The following tables provide information on impaired loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	Recorded Investment		Unpaid  Principal Balance		With No Related Allowance Recorded		With an Allowance Recorded		Related Allowance
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	3,223	$	3,485	$	3,046	$	177	$	42
Hospitality	7,109		7,796		5,329		1,780		3,276
Gas station	8,538		9,299		8,104		434		127
Other	11,247		12,893		9,783		1,464		353
Residential property	2,678		2,843		2,678		—		—
Commercial and industrial loans:
Commercial term	7,055		7,492		3,640		3,415		1,481
Commercial lines of credit	2,064		2,186		417		1,647		5
International loans	1,282		1,282		597		685		17
Consumer loans	1,807		2,004		1,807		—		—
Total Non-PCI loans	$	45,003	$	49,280	$	35,401	$	9,602	$	5,301
December 31, 2014
Real estate loans:
Commercial property
Retail	$	4,436	$	4,546	$	1,938	$	2,498	$	220
Hospitality	5,835		6,426		4,581		1,254		1,828
Gas station	8,974		9,594		8,526		448		150
Other	10,125		11,591		8,890		1,235		319
Residential property	3,127		3,268		3,127		—		—
Commercial and industrial loans:
Commercial term	7,614		8,133		2,999		4,615		2,443
Commercial lines of credit	466		575		466		—		—
International loans	3,546		3,546		2,628		918		286
Consumer loans	1,742		1,907		1,742		—		—
Total Non-PCI loans	$	45,865	$	49,586	$	34,897	$	10,968	$	5,246

	Average Recorded Investment for the Three Months Ended		Interest Income Recognized  for the Three Months Ended		Average Recorded Investment  for the Six Months Ended		Interest Income Recognized for the Six Months Ended
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	4,278	$	126	$	5,134	$	198
Hospitality	7,128		118		6,700		300
Gas station	8,712		189		8,352		282
Other	11,294		196		10,774		404
Residential property	2,689		28		2,896		60
Commercial and industrial loans:
Commercial term	7,190		97		7,634		196
Commercial lines of credit	2,071		29		2,255		36
International loans	1,182		—		1,271		—
Consumer loans	1,812		17		1,821		34
Total Non-PCI loans	$	46,356	$	800	$	46,837	$	1,510
June 30, 2014
Real estate loans:
Commercial property
Retail	$	5,286	$	108	$	6,295	$	179
Hospitality	4,712		80		4,121		129
Gas station	12,432		181		10,944		369
Other	10,624		228		11,124		451
Residential property	2,833		30		2,692		57
Commercial and industrial loans:
Commercial term	9,085		140		10,952		317
Commercial lines of credit	713		11		729		25
International loans	1,131		—		1,130		—
Consumer loans	1,535		16		1,547		30
Total Non-PCI loans	$	48,351	$	794	$	49,534	$	1,557

The following is a summary of interest foregone on impaired loans (excluding PCI loans) for the periods indicated:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	(in thousands)
Interest income that would have been recognized had impaired loans performed in accordance with their original terms	$	1,177		$	1,215		$	1,917		$	2,427
Less: Interest income recognized on impaired loans	(800		)	(794		)	(1,510		)	(1,557		)
Interest foregone on impaired loans	$	377		$	421		$	407		$	870

There were no commitments to lend additional funds to borrowers whose loans are included above.

Nonaccrual Loans

Loans are placed on nonaccrual status when, in the opinion of management, the full timely collection of principal or interest is in doubt. Generally, the accrual of interest is discontinued when principal or interest payments become more than 90 days past due, unless management believes the loan is adequately collateralized and in the process of collection. However, in certain instances, we may place a particular loan on nonaccrual status earlier, depending upon the individual circumstances surrounding the loan’s delinquency. When a loan is placed on nonaccrual status, previously accrued but unpaid interest is reversed against current income. Subsequent collections of cash are applied as principal reductions when received, except when the ultimate collectability of principal is probable, in which case interest payments are credited to income. Nonaccrual loans may be restored to accrual status when principal and interest payments become current and full repayment is expected.

The following table details nonaccrual loans (excluding PCI loans), disaggregated by loan class, as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Real estate loans:
Commercial property
Retail	$	1,599	$	2,160
Hospitality	6,133		3,835
Gas station	5,664		3,478
Other	6,404		4,961
Residential property	1,141		1,588
Commercial and industrial loans:
Commercial term	5,108		7,052
Commercial lines of credit	417		466
Consumer loans	1,557		1,742
Total nonaccrual Non-PCI loans	$	28,023	$	25,282

The following table details nonperforming assets (excluding PCI loans) as of the dates indicated:

	June 30, 2015		December 31, 2014
	(in thousands)
Nonaccrual Non-PCI loans	$	28,023	$	25,282
Loans 90 days or more past due and still accruing	—		—
Total nonperforming Non-PCI loans	28,023		25,282
OREO	11,857		15,790
Total nonperforming assets	$	39,880	$	41,072

As of June 30, 2015, OREO consisted of 19 properties with a combined carrying value of $11.9 million. Of the $11.9 million, $10.6 million were OREO acquired in the CBI acquisition or were obtained as a result of PCI loan collateral foreclosures subsequent to the acquisition date. As of December 31, 2014, OREO consisted of 25 properties with a combined carrying value of $15.8 million. Of the $15.8 million, $15.3 million were OREO acquired in the CBI acquisition or were obtained as a result of PCI loan collateral foreclosures subsequent to the acquisition date.

Troubled Debt Restructurings

The following table details TDRs (excluding PCI loans), disaggregated by concession type and by loan type, as of June 30, 2015 and December 31, 2014:

	Nonaccrual TDRs											Accrual TDRs
	Deferral of Principal		Deferral of Principal and Interest			Reduction of Principal and Interest		Extension of Maturity		Total		Deferral of Principal		Deferral of Principal and Interest		Reduction of Principal and Interest		Extension of Maturity		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	371	$	371	$	—	$	—	$	—	$	—	$	—
Hospitality	1,852		(74		)	—		—		1,778		—		—		—		—		—
Gas station	2,868		—			—		—		2,868		349		—		—		—		349
Other	920		1,749			384		16		3,069		2,249		—		760		1,370		4,379
Residential property	716		—			—		—		716		—		—		—		304		304
Commercial and industrial loans:
Commercial term	10		5			2,396		1,557		3,968		49		220		307		1,085		1,661
Commercial lines of credit	220		—			114		83		417		1,647		—		—		—		1,647
Consumer loans	—		—			123		—		123		250		—		—		—		250
Total Non-PCI loans	$	6,586	$	1,680		$	3,017	$	2,027	$	13,310	$	4,544	$	220	$	1,067	$	2,759	$	8,590
December 31, 2014
Real estate loans:
Commercial property
Retail	$	—	$	—		$	—	$	2,032	$	2,032	$	306	$	—	$	—	$	—	$	306
Hospitality	1,115		(53		)	—		—		1,062		1,807		—		—		—		1,807
Gas station	1,075		—			—		—		1,075		2,335		—		—		—		2,335
Other	943		1,498			433		24		2,898		2,343		—		782		1,372		4,497
Residential property	742		—			—		—		742		—		—		—		308		308
Commercial and industrial loans:
Commercial term	14		(1		)	2,556		1,481		4,050		57		226		567		1,358		2,208
Commercial lines of credit	227		—			126		113		466		2,156		—		—		—		2,156
International loans	—		—			—		—		—		—		—		200		—		200
Consumer loans	—		—			131		—		131		—		—		—		—		—
Total Non-PCI loans	$	4,116	$	1,444		$	3,246	$	3,650	$	12,456	$	9,004	$	226	$	1,549	$	3,038	$	13,817

As of June 30, 2015 and December 31, 2014, total TDRs, excluding loans held for sale, were $21.9 million and $26.3 million, respectively. A debt restructuring is considered a TDR if we grant a concession that we would not have otherwise considered to the borrower, for economic or legal reasons related to the borrower’s financial difficulties. Loans are considered to be TDRs if they were restructured through payment structure modifications such as reducing the amount of principal and interest due monthly and/or allowing for interest only monthly payments for three months or more. All TDRs are impaired and are individually evaluated for specific impairment using one of these three criteria: (1) the present value of expected future cash flows discounted at the loan’s effective interest rate; (2) the loan’s observable market price; or (3) the fair value of the collateral if the loan is collateral dependent.

At June 30, 2015 and December 31, 2014, TDRs, excluding loans held for sale, were subjected to specific impairment analysis, and $2.0 million and $2.9 million, respectively, of reserves relating to these loans were included in the allowance for loan losses.

The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the three months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		1	65		62
Residential property (3)	—	—		—		1	316		313
Commercial and industrial loans:
Commercial term (4)	1	9		9		2	59		53
Commercial lines of credit (5)	—	—		—		1	146		140
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	3	$	572	$	572	6	$	2,588	$	2,450

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the three months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the three months ended June 30, 2015 and a modification of $62,000 through an extension of maturity for the three months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the three months ended June 30, 2014.

⁽⁴⁾  Includes a modification of $9,000 through a reduction of principal or accrued interest for the three months ended June 30, 2015 and modifications of $41,000 through a payment deferral and $12,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁵⁾  Includes a modification of $140,000 through a reduction of principal or accrued interest for the three months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

During the three months ended June 30, 2015, we restructured monthly payments on three loans, with a net carrying value of $572,000 as of June 30, 2015, through temporary payment structure modifications. For the restructured loans on accrual status, we determined that, based on the financial capabilities of the borrowers at the time of the loan restructuring and the borrowers’ past performance in the payment of debt service under the previous loan terms, performance and collection under the revised terms are probable.

The following table details TDRs (excluding PCI loans), disaggregated by loan class, for the six months ended June 30, 2015 and 2014:

	June 30, 2015					June 30, 2014
	Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Loans	Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail (1)	—	$	—	$	—	1	$	2,002	$	1,882
Other (2)	1	313		313		2	1,011		1,005
Residential property (3)	—	—		—		1	317		313
Commercial and industrial loans:
Commercial term (4)	5	553		486		5	327		287
Commercial lines of credit (5)	—	—		—		2	400		378
Consumer loans (6)	1	250		250		—	—		—
Total Non-PCI loans	7	$	1,116	$	1,049	11	$	4,057	$	3,865

⁽¹⁾  Includes a modification of $1.9 million through an extension of maturity for the six months ended June 30, 2014.

⁽²⁾  Includes a modification of $313,000 through a payment deferral for the six months ended June 30, 2015 and modifications of $62,000 through an extension of maturity and $943,000 through a payment deferral for the six months ended June 30, 2014.

⁽³⁾  Includes a modification of $313,000 through an extension of maturity for the six months ended June 30, 2014.

⁽⁴⁾  Includes modifications of $476,000 through extensions of maturity and a modification of $9,000 through a reduction of principal or accrued interest for the six months ended June 30, 2015, and modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁵⁾  Includes modifications of $140,000 through a reduction of principal or accrued interest and $238,000 through a payment deferral for the six months ended June 30, 2014.

⁽⁶⁾  Includes a modification of $250,000 through a payment deferral for the three months ended June 30, 2015.

The following table details TDRs (excluding PCI loans) that defaulted subsequent to the modifications occurring within the previous twelve months, disaggregated by loan class, for the three and six months ended June 30, 2015 and 2014, respectively:

	Three Months Ended						Six Months Ended
	June 30, 2015			June 30, 2014			June 30, 2015			June 30, 2014
	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
	(in thousands, except number of loans)
Real estate loans:
Commercial property
Retail	—	$	—	—	$	—	—	$	—	1	$	309
Hospitality	1	821		—	—		1	821		1	996
Gas station	1	1,856		—	—		1	1,856		—	—
Other	1	379		—	—		1	379		1	364
Commercial and industrial loans:
Commercial term	—	—		2	212		—	—		2	212
Commercial lines of credit	—	—		1	140		—	—		1	140
Total Non-PCI loans	3	$	3,056	3	$	352	3	$	3,056	6	$	2,021

Purchased Credit Impaired Loans

As part of the acquisition of CBI, the Company purchased loans for which there was, at acquisition, evidence of deterioration of credit quality subsequent to origination and it was probable, at acquisition, that all contractually required payments would not be collected. Outstanding balance of PCI loans, the undiscounted sum of all amounts including amounts deemed principal, interest, fees and penalties, were $49.0 million and $64.3 million, respectively as of June 30, 2015 and December 31, 2014. The following table summarizes the changes in carrying value of PCI loans during the six months ended June 30, 2015:

	Carrying Amount			Accretable Yield
	(in thousands)
Balance at January 1, 2015	$	43,475		$	(11,025	)
Accretion	1,758			1,758
Payments received	(13,792		)	—
Disposal/transfer to OREO	1,441			—
Change in expected cash flows, net	—			92
Provision for credit losses	(326		)	—
Balance at June 30, 2015	$	32,556		$	(9,175	)

As of June 30, 2015, pass/pass-watch, special mention and classified PCI loans, disaggregated by loan class, were as follows:

	Pass/Pass-Watch		Special Mention		Classified		Total		Allowance		Total PCI Loans
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,199	$	177	$	7,982	$	9,358	$	257	$	9,101
Hospitality	191		—		10,154		10,345		317		10,028
Gas station	—		188		5,767		5,955		503		5,452
Other	51		—		5,834		5,885		16		5,869
Residential property	—		—		2,055		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		267		267		63		204
Consumer loans	—		—		43		43		—		43
Total PCI loans	$	1,441	$	365	$	32,102	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	1,207	$	219	$	8,917	$	10,343	$	401	$	9,942
Hospitality	—		—		12,862		12,862		99		12,763
Gas station	—		1,242		6,503		7,745		302		7,443
Other	—		—		10,680		10,680		65		10,615
Residential property	—		—		2,499		2,499		28		2,471
Commercial and industrial loans:
Commercial term	—		—		327		327		131		196
Consumer loans	—		—		45		45		—		45
Total PCI loans	$	1,207	$	1,461	$	41,833	$	44,501	$	1,026	$	43,475

Loans accounted for as PCI are generally considered accruing and performing loans as the accretable discount is accreted to interest income over the estimated life of the loan when cash flows are reasonably estimable. Accordingly, PCI loans that are contractually past due are still considered to be accruing and performing loans. If the timing and amount of future cash flows is not reasonably estimable, the loans are classified as nonaccrual loans and interest income is not recognized until the timing and amount of future cash flows can be reasonably estimated. As of June 30, 2015 and December 31, 2014, we had no PCI loans on nonaccrual status and included in the delinquency table below.

The following table presents a summary of the borrowers' underlying payment status of PCI loans as of the dates indicated:

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total		Allowance Amount		Total
	(in thousands)
June 30, 2015
Real estate loans:
Commercial property
Retail	$	1,759	$	—	$	4,851	$	6,610	$	2,748	$	9,358	$	257	$	9,101
Hospitality	36		—		5,614		5,650		4,695		10,345		317		10,028
Gas station	63		—		1,874		1,937		4,018		5,955		503		5,452
Other	8		—		5,330		5,338		547		5,885		16		5,869
Residential property	—		—		1,406		1,406		649		2,055		196		1,859
Commercial and industrial loans:
Commercial term	—		—		70		70		197		267		63		204
Consumer loans	—		—		43		43		—		43		—		43
Total PCI loans	$	1,866	$	—	$	19,188	$	21,054	$	12,854	$	33,908	$	1,352	$	32,556
December 31, 2014
Real estate loans:
Commercial property
Retail	$	93	$	287	$	5,623	$	6,003	$	4,340	$	10,343	$	401	$	9,942
Hospitality	312		—		7,670		7,982		4,880		12,862		99		12,763
Gas station	1,139		1,053		3,178		5,370		2,375		7,745		302		7,443
Other	—		—		10,119		10,119		561		10,680		65		10,615
Residential property	—		—		1,722		1,722		777		2,499		28		2,471
Commercial and industrial loans:
Commercial term	30		—		135		165		162		327		131		196
Consumer loans	—		17		28		45		—		45		—		45
Total PCI loans	$	1,574	$	1,357	$	28,475	$	31,406	$	13,095	$	44,501	$	1,026	$	43,475

Servicing Assets and Liabilities

The changes in servicing assets for the six months ended June 30, 2015 and 2014 were as follows:

	2015			2014
	(in thousands)
Servicing assets:
Balance at beginning of period	$	13,773		$	6,833
Addition related to sale of SBA loans	1,181			413
Amortization	(1,829		)	(891		)
Balance at end of period	$	13,125		$	6,355
Servicing liabilities:
Balance at beginning of period	$	5,971		$	106
Amortization	(603		)	(3		)
Balance at end of period	$	5,368		$	103

At June 30, 2015 and 2014, we serviced loans sold to unaffiliated parties in the amounts of $486.1 million and $333.0 million respectively. These represented loans that have been sold for which the Bank continues to provide servicing. These loans are maintained off balance sheet and are not included in the loans receivable balance. All of the loans being serviced were SBA loans.

FDIC Loss Sharing Asset and Liability

The FDIC loss sharing asset related to the assumption of Single Family and Commercial Shared-Loss Agreement (“SLAs”) between CBI and the FDIC arising from the CBI’s acquisition of Mutual Bank. The loss sharing asset was measured at its fair value as of August 31, 2014 in conjunction with the acquisition of CBI. During the third quarter of 2014, the Bank submitted losses in excess of the stated reimbursement threshold of $611.0 million, increasing the reimbursable percentage to 95 percent from 80 percent. The three-year recovery period on the Commercial Share-Loss Portfolio commenced on October 1, 2014. During this period, 95 percent of any recoveries of previously charged-off and reimbursed Commercial SLA loans need to be reimbursed to the FDIC, less any reasonable recovery costs incurred until cumulative submitted losses fall below the stated reimbursement threshold. As of June 30, 2015, the FDIC loss sharing liability was a net payable to the FDIC of $116,000, which consisted of $806,000 of FDIC recoveries partially offset by $690,000 of reimbursable expenses owed to the Bank. Of the $116,000 net payable to the FDIC, all activity is related to the Non-Single Family SLA Portfolio.

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Income Taxes

6 Months Ended

Jun. 30, 2015

Income Tax Disclosure [Abstract]

Income Taxes

Income Taxes

The Company’s income tax expenses for the continuing operations were $9.6 million and $17.2 million for the three and six months ended June 30, 2015, respectively, compared to $6.9 million and $14.7 million for the same periods in 2014. The effective income tax rates were 40.75 percent and 40.66 percent, respectively, for the three and six months ended June 30, 2015, compared to 37.37 percent and 39.56 percent for the same periods in 2014. Management concluded that no valuation allowance is required for the deferred tax assets as of June 30, 2015.

As of June 30, 2015, the Company was subject to examinations by various federal and state tax authorities for the tax years ended December 31, 2004 through 2013. As of June 30, 2015, the Company was subjected to audits or examinations by the Internal Revenue Service for the 2009 tax year and the California Franchise Tax Board for the 2008 and 2009 tax years. Management does not anticipate any material changes in our financial statements due to the results of the audits.

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Stockholders' Equity

6 Months Ended

Jun. 30, 2015

Stockholders' Equity Note [Abstract]

Stockholders' Equity

Stockholders’ Equity

Stock Warrants

As part of an agreement dated as of July 27, 2010 with Cappello Capital Corp., the placement agent in connection with our best efforts offering and the financial advisor in connection with our completed rights offering, we issued warrants to purchase 250,000 shares of our common stock for services performed. The warrants had an exercise price of $9.60 per share. According to the agreement, the warrants vested on October 14, 2010 and were exercisable until their expiration on October 14, 2015. The Company followed the guidance of FASB ASC Topic 815-40, Derivatives and Hedging—Contracts in Entity’s Own Stock, which established a framework for determining whether certain freestanding and embedded instruments are indexed to a company’s own stock for purposes of evaluation of the accounting for such instruments under existing accounting literature. Under GAAP, the issuer is required to measure the fair value of the equity instruments in the transaction as of the earlier of (i) the date at which a commitment for performance by the counterparty to earn the equity instruments is reached or (ii) the date at which the counterparty’s performance is complete. The fair value of the warrants at the date of issuance totaling $2.0 million was recorded as a liability and a cost of equity, which was determined by the Black-Scholes option pricing model. The expected stock volatility was based on historical volatility of our common stock over the expected term of the warrants. We used a weighted average expected stock volatility of 111.46 percent. The expected life assumption was based on the contract term of five years. The dividend yield of zero was based on the fact that we had no intention to pay cash dividends for the term at the grant date. The risk free rate of 2.07 percent used for the warrants was equal to the zero coupon rate in effect at the time of the grant. During the years of 2012, 2013 and 2014, all the stock warrants were exercised and there were no outstanding stock warrants as of December 31, 2014.

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Loans - Schedule of Changes in Outstanding Balance and Carrying Amount of PCI Loans (Detail) - Jun. 30, 2015 - USD ($) $ in Thousands	Total	Total
Carrying Amount
Balance at beginning of period		$ 2,735,832
Balance at end of period	$ 2,874,172	2,874,172
PCI Loans [Member]
Carrying Amount
Balance at beginning of period		43,475
Accretion		1,758
Payment received		(13,792)
Disposals/transfers to OREO		1,441
Change in expected cash flows, net		0
Provision for credit losses	(216)	(326)
Balance at end of period	33,908	33,908
Accretable Yield
Balance at beginning of period		(11,025)
Accretion		1,758
Payment received		0
Disposals/transfers to OREO		0
Change in expected cash flows, net		92
Provision for credit losses		0
Balance at end of period	$ (9,175)	$ (9,175)

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Off-Balance Sheet Commitments - Distribution of Undisbursed Loan Commitments (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Total undisbursed loan commitments	$ 280,773	$ 325,612
Commitments to extend credit [Member]
Loss Contingencies [Line Items]
Total undisbursed loan commitments	270,702	309,584
Standby letters of credit [Member]
Loss Contingencies [Line Items]
Total undisbursed loan commitments	5,426	8,982
Commercial letters of credit [Member]
Loss Contingencies [Line Items]
Total undisbursed loan commitments	$ 4,645	$ 7,046

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Loans - Analysis of Past Due Loans, Disaggregated by Loan Class, PCI (Detail) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 2,874,172		$ 2,785,261
Allowance	50,820		52,666
Loans receivable, net	2,826,086		2,735,832
Real estate loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	2,586,666		2,508,515
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	502,634		467,361
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	343,521		369,985
Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	173,126		123,431
Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	261,189		249,189
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	111,943		116,400
Consumer loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	26,317		27,557
PCI Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	1,866		1,574
60-89 Days Past Due	0		1,357
90 Days or More Past Due	19,188		28,475
Total Past Due	21,054		31,406
Current	12,854		13,095
Total Loans	33,908		44,501
Allowance	1,352	$ 1,436	1,026
Loans receivable, net	32,556		43,475
PCI Loans [Member] | Real estate loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	33,598		44,129
Allowance	1,289	1,318	895
PCI Loans [Member] | Real estate loans [Member] | Retail [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	1,759		93
60-89 Days Past Due	0		287
90 Days or More Past Due	4,851		5,623
Total Past Due	6,610		6,003
Current	2,748		4,340
Total Loans	9,358		10,343
Allowance	257		401
Loans receivable, net	9,101		9,942
PCI Loans [Member] | Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	36		312
60-89 Days Past Due	0		0
90 Days or More Past Due	5,614		7,670
Total Past Due	5,650		7,982
Current	4,695		4,880
Total Loans	10,345		12,862
Allowance	317		99
Loans receivable, net	10,028		12,763
PCI Loans [Member] | Real estate loans [Member] | Gas station [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	63		1,139
60-89 Days Past Due	0		1,053
90 Days or More Past Due	1,874		3,178
Total Past Due	1,937		5,370
Current	4,018		2,375
Total Loans	5,955		7,745
Allowance	503		302
Loans receivable, net	5,452		7,443
PCI Loans [Member] | Real estate loans [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	8		0
60-89 Days Past Due	0		0
90 Days or More Past Due	5,330		10,119
Total Past Due	5,338		10,119
Current	547		561
Total Loans	5,885		10,680
Allowance	16		65
Loans receivable, net	5,869		10,615
PCI Loans [Member] | Real estate loans [Member] | Residential property [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0		0
60-89 Days Past Due	0		0
90 Days or More Past Due	1,406		1,722
Total Past Due	1,406		1,722
Current	649		777
Total Loans	2,055		2,499
Allowance	196		28
Loans receivable, net	1,859		2,471
PCI Loans [Member] | Commercial and industrial loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	267		327
Allowance	63	118	131
PCI Loans [Member] | Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0		30
60-89 Days Past Due	0		0
90 Days or More Past Due	70		135
Total Past Due	70		165
Current	197		162
Total Loans	267		327
Allowance	63		131
Loans receivable, net	204		196
PCI Loans [Member] | Consumer loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0		0
60-89 Days Past Due	0		17
90 Days or More Past Due	43		28
Total Past Due	43		45
Current	0		0
Total Loans	43		45
Allowance	0	$ 0	0
Loans receivable, net	$ 43		$ 45

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Loans - Troubled Debt Restructurings that Defaulted Subsequent to Modifications Occurring Within Previous Twelve Months, Disaggregated by Loan Class (Detail) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015 USD ($) SecurityLoan	Jun. 30, 2014 USD ($) SecurityLoan	Jun. 30, 2015 USD ($) SecurityLoan	Jun. 30, 2014 USD ($) SecurityLoan
Financing Receivable, Modifications [Line Items]
Number of Loans	3	3	3	6
Recorded Investment | $	$ 3,056	$ 352	$ 3,056	$ 2,021
Real estate loans [Member] | Retail [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	0	0	0	1
Recorded Investment | $	$ 0	$ 0	$ 0	$ 309
Real estate loans [Member] | Hospitality [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1	0	1	1
Recorded Investment | $	$ 821	$ 0	$ 821	$ 996
Real estate loans [Member] | Gas station [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1	0	1	0
Recorded Investment | $	$ 1,856	$ 0	$ 1,856	$ 0
Real estate loans [Member] | Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1	0	1	1
Recorded Investment | $	$ 379	$ 0	$ 379	$ 364
Commercial and industrial loans [Member] | Commercial term [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	0	2	0	2
Recorded Investment | $	$ 0	$ 212	$ 0	$ 212
Commercial and industrial loans [Member] | Commercial lines of credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	0	1	0	1
Recorded Investment | $	$ 0	$ 140	$ 0	$ 140

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Share-Based Compensation (Tables)

6 Months Ended

Jun. 30, 2015

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Unrecognized Share-Based Compensation Expense

As of June 30, 2015, unrecognized share-based compensation expense was as follows:

	Unrecognized Expense		Average Expected Recognition Period
	(in thousands)
Stock option awards	$	1,002	1.5 years
Restricted stock awards	2,877		2.1 years
Total unrecognized share-based compensation expense	$	3,879	2.0 years

Summary of Stock Options Outstanding under Plans

The table below provides stock option information for the three months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted- Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	583,665		$	24.09	8.0 years	$	2,383	(1)
Options granted	28,000		$	23.47	9.9 years	—
Options exercised	(6,874	)	$	12.54	7.5 years	—
Options forfeited	(51,126	)	$	21.20	8.9 years	—
Options expired	(225	)	$	144.00	0.8 years	—
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.15 as of March 31, 2015, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

The table below provides stock option information for the six months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	603,872		$	23.78	8	$	2,853	(1)
Options granted	28,000		$	23.47	9.9 years
Options exercised	(26,455	)	$	13.77	7.7 years
Options forfeited	(51,627	)	$	21.12	8.9 years
Options expired	(350	)	$	144.00	0.8 years
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.81 as of December 31, 2014, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

Schedule of Restricted Stock Awards

The table below provides information for restricted stock awards for the three and six months ended June 30, 2015:

	Three Months Ended				Six Months Ended
	Number of Shares		Weighted- Average Grant Date Fair Value Per Share		Number of Shares		Weighted- Average Grant Date Fair Value Per Share
Restricted stock at beginning of period	175,072		$	19.55	173,222		$	19.58
Restricted stock granted	49,334		$	22.59	53,184		$	22.43
Restricted stock vested	(16,151	)	$	22.26	(18,151	)	$	22.50
Restricted stock forfeited	(15,000	)	$	21.83	(15,000	)	$	21.83
Restricted stock at end of period	193,255		$	19.92	193,255		$	19.92

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Loans - Additional Information (Detail)	3 Months Ended		6 Months Ended
	Jun. 30, 2015 USD ($) Property SecurityLoan	Jun. 30, 2014 USD ($)	Jun. 30, 2015 USD ($) Property	Jun. 30, 2014 USD ($)	Dec. 31, 2014 USD ($) Property	Sep. 30, 2014 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrued interest receivable	$ 8,133,000		$ 8,133,000		$ 9,749,000
Loans receivable	2,826,086,000		2,826,086,000		2,735,832,000
Transfer of loans receivable to loans held for sale	360,000	$ 0	360,000	$ 0
Sale of loans held for sale	19,689,000	6,759,000	39,543,000	12,717,000
Loans reclassified from held to sale to loans receivable	0	0	0	0
Allowance for off-balance sheet items	1,000,000	1,600,000	1,000,000	1,600,000
Loans on non-accrual status	$ 28,023,000		$ 28,023,000		$ 25,282,000
Number of real estate properties | Property	19		19		25
Other real estate owned (OREO), net	$ 11,857,000		$ 11,857,000		$ 15,790,000
TDR loans receivable	21,900,000		$ 21,900,000		26,300,000
Principal and interest due			3 months
Reserves relating to loans included in allowance for loan losses	$ 2,000,000		$ 2,000,000		2,900,000
Number of loans restructured | SecurityLoan	3
Serviced loans sold to unaffiliated parties	$ 486,100,000	$ 333,000,000	$ 486,100,000	$ 333,000,000
Insurance reimbursements settlement						$ 611,000,000
Recoveries of previously charged-off and reimbursed Commercial SLA loans which needs to be reimbursed			95.00%
Recovery period			3 years
FDIC loss sharing asset	116,000		$ 116,000
FDIC recoveries partially offset			806,000
Reimbursable expense owed to bank			690,000
Single-family loans covered	116,000		116,000
PCI Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	32,556,000		32,556,000		43,475,000
Delinquent loans (defined as 30 days or more past due)	21,054,000		21,054,000		31,406,000
Outstanding balance of PCI loans - the undiscounted sum of all amounts including amounts deemed principal, interest, fees and penalties	49,000,000		$ 49,000,000		64,300,000
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recoveries of previously charged-off and reimbursed Commercial SLA loans which needs to be reimbursed			95.00%
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recoveries of previously charged-off and reimbursed Commercial SLA loans which needs to be reimbursed			80.00%
Central Bancorp, Inc [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other real estate owned (OREO), net	10,600,000		$ 10,600,000		15,300,000
Securities Pledged as Collateral [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	735,200,000		735,200,000		840,000,000
Residential Properties [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other real estate owned (OREO), net	572,000		572,000
Loans and Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrued interest receivable	$ 6,100,000		$ 6,100,000		$ 6,400,000

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Earnings Per Share

6 Months Ended

Jun. 30, 2015

Earnings Per Share [Abstract]

Earnings Per Share

Earnings Per Share

Earnings per share (“EPS”) is calculated on both a basic and a diluted basis. Basic EPS excludes dilution and is computed by dividing income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted from the issuance of common stock that then shared in earnings, excluding common shares in treasury. Unvested restricted stock is excluded from the calculation of weighted-average common shares for basic EPS. For diluted EPS, weighted-average common shares include the impact of restricted stock under the treasury method.

The following table is a reconciliation of the components used to derive basic and diluted EPS for the periods indicated:

	2015					2014
	Net Income (Numerator)		Weighted-Average Shares (Denominator)	Per Share Amount		Net Income (Numerator)			Weighted-Average Shares (Denominator)	Per Share Amount
	(in thousands, except share and per share data)
Three months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	13,984	31,774,692	$	0.44	$	11,509		31,681,033	$	0.36
Income from discontinued operations, net of tax	—		31,774,692	—		(467		)	31,681,033	(0.01		)
Basic EPS	$	13,984	31,774,692	$	0.44	$	11,042		31,681,033	$	0.35
Effect of dilutive securities - options and unvested restricted stock			134,027						293,220
Diluted EPS
Income from continuing operations, net of tax	$	13,984	31,908,719	$	0.44	$	11,509		31,974,253	$	0.36
Income from discontinued operations, net of tax	—		31,908,719	—		(467		)	31,974,253	(0.01		)
Diluted EPS	$	13,984	31,908,719	$	0.44	$	11,042		31,974,253	$	0.35
Six months ended June 30
Basic EPS
Income from continuing operations, net of tax	$	25,038	31,761,067	$	0.79	$	22,477		31,670,436	$	0.71
Income from discontinued operations, net of tax	—		31,761,067	—		(444		)	31,670,436	(0.01		)
Basic EPS	$	25,038	31,761,067	$	0.79	$	22,033		31,670,436	$	0.70
Effect of dilutive securities - options and unvested restricted stock			113,417						279,877
Diluted EPS
Income from continuing operations, net of tax	$	25,038	31,874,484	$	0.79	$	22,477		31,950,313	$	0.70
Income from discontinued operations, net of tax	—		31,874,484	—		(444		)	31,950,313	(0.01		)
Diluted EPS	$	25,038	31,874,484	$	0.79	$	22,033		31,950,313	$	0.69

For the three months ended June 30, 2015 and 2014, stock options totaling 83,500 and 88,975, respectively, were not included in the computation of diluted EPS. For the six months ended June 30, 2015 and 2014, stock options totaling 113,500 and 58,975, respectively, were not included in the computation of diluted EPS.

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Fair Value Measurements (Policies)

6 Months Ended

Jun. 30, 2015

Fair Value Disclosures [Abstract]

Fair Value Measurements

The estimated fair value of financial instruments has been determined by using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data in order to develop estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that we could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.

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Securities - Realized Gains and Losses on Sales of Investment Securities (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Gross realized losses on sales of securities	$ 2,067	$ 365	$ 4,262	$ 1,786
Gross realized losses on sales of securities	(155)	(1)	(166)	(1)
Net realized gains on sales of securities	1,912	364	4,096	1,785
Proceeds from sales of securities	$ 130,594	$ 40,822	$ 307,442	$ 126,056

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Acquisition - Business Acquisition, Unaudited Proforma Result of Operation Information (Detail) - Central Bancorp, Inc [Member] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Loans At Acquisition Date [Line Items]
Pro forma revenues (net interest income plus noninterest income)	$ 53,491	$ 49,343	$ 107,022	$ 105,589
Pro forma net income from continuing operations	$ 15,276	$ 8,521	$ 27,887	$ 24,801
Pro forma earnings per share from continuing operations:
Basic (in usd per share)	$ 0.48	$ 0.27	$ 0.88	$ 0.78
Diluted (in usd per share)	$ 0.48	$ 0.27	$ 0.87	$ 0.78

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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 13,984	$ 11,042	$ 25,038	$ 22,033
Unrealized gain on securities
Unrealized holding (loss) gain arising during period	(8,041)	6,340	4,002	14,438
Less: reclassification adjustment for net gain included in net income	(1,912)	(364)	(4,096)	(1,785)
Unrealized gain on interest-only strip of servicing assets	0	0	0	1
Income tax benefit (expense) related to items of other comprehensive income	4,177	(2,617)	54	(5,424)
Other comprehensive (loss) income	(5,776)	3,359	(40)	7,230
Comprehensive income	$ 8,208	$ 14,401	$ 24,998	$ 29,263

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Accounting for Investments in Qualified Affordable Housing Projects

6 Months Ended

Jun. 30, 2015

Accounting Changes and Error Corrections [Abstract]

Accounting for Investments in Qualified Affordable Housing Projects

Accounting for Investments in Qualified Affordable Housing Projects

The Bank invests in qualified affordable housing projects (low income housing) and previously accounted for them under the equity method of accounting. The Bank recognized its share of partnership losses in other operating expenses with the tax benefits recognized in the income tax provision. In January 2014, the FASB issued ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects, which amends ASC 323 to provide the ability to elect the proportional amortization method with the amortization expense and tax benefits recognized through the income tax provision. This ASU is effective for the annual period beginning after December 15, 2014, with early adoption being permitted. The Bank elected to early adopt the provisions of the ASU in the second quarter of 2014 and elected the proportional amortization method as retrospective transition. This accounting change in the amortization methodology resulted in changes to account for amortization recognized in prior periods, which impacted the balance of tax credit investments and related tax accounts. The investment amortization expense is presented as a component of the income tax provision.

The cumulative effect of the retrospective application of this accounting principle was a $1.1 million charge to stockholders' equity as of January 1, 2012. Net income in the three months ended March 31, 2014 decreased by $44,000 due to the change in accounting principle.

The Bank determined that there were no events or changes in circumstances indicating that it is more likely than not that the carrying amount of the investment will not be realized. Therefore, no impairment was recognized as of June 30, 2015 or December 31, 2014. The investment in low income housing was $20.1 million and $21.3 million as of June 30, 2015 and December 31, 2014, respectively. The Bank’s unfunded commitments related to low income housing investments were $8.5 million and $11.9 million as of June 30, 2015 and December 31, 2014, respectively. As a component of income tax expense, the Bank recognized amortizations of $586,000 and $1.2 million during the three and six months ended June 30, 2015, respectively and $276,000 and $447,000 during the three and six months ended June 30, 2014, respectively. Tax credits and other benefits received from the tax expenses were $832,000 and $1.6 million during the three and six months ended June 30, 2015 and $423,000 and $665,000 during the three and six months ended June 30, 2014, respectively.

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Loans - Summary of Interest Foregone on Impaired Loans (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Receivables [Abstract]
Interest income that would have been recognized had impaired loans performed in accordance with their original terms	$ 1,177	$ 1,215	$ 1,917	$ 2,427
Less: Interest income recognized on impaired loans	(800)	(794)	(1,510)	(1,557)
Interest foregone on impaired loans	$ 377	$ 421	$ 407	$ 870

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Share-Based Compensation - Schedule of Restricted Stock Awards (Detail) - Jun. 30, 2015 - Restricted stock awards [Member] - $ / shares	Total	Total
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Number of Shares, Restricted stock at beginning of period	175,072	173,222
Number of Shares, Restricted stock granted	49,334	53,184
Number of Shares, Restricted stock vested	(16,151)	(18,151)
Number of Shares, Restricted stock forfeited	(15,000)	(15,000)
Number of Shares, Restricted stock at end of period	193,255	193,255
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Weighted-Average Grant Date Fair Value Per Share, Restricted stock at beginning of period (in usd per share)	$ 19.55	$ 19.58
Weighted-Average Grant Date Fair Value Per Share, Restricted stock granted (in usd per share)	22.59	22.43
Weighted-Average Grant Date Fair Value Per Share, Restricted stock vested (in usd per share)	22.26	22.50
Weighted-Average Grant Date Fair Value Per Share, Restricted stock forfeited (in usd per share)	21.83	21.83
Weighted-Average Grant Date Fair Value Per Share, Restricted stock at end of period (in usd per share)	$ 19.92	$ 19.92
Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years
Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years

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Subordinated Debentures and Rescinded Stock Obligation - Additional Information (Detail) - USD ($)		1 Months Ended	3 Months Ended	6 Months Ended
	Dec. 31, 2005	Dec. 31, 2005	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Aug. 31, 2014
Debt Instrument [Line Items]
Amortization of subordinated debentures			$ 41,000	$ 79,000
Rescinded stock obligation			150,000	150,000	$ 933,000		$ 15,500,000
Accrued interest payable			65,000	65,000	$ 288,000		4,500,000
Central Bancorp, Inc [Member]
Debt Instrument [Line Items]
Estimated fair value							18,473,000
Central Bancorp, Inc [Member] | Subordinated Debentures [Member]
Debt Instrument [Line Items]
Unpaid principal balance						$ 26,800,000
Estimated fair value						18,500,000
Debt instrument discount						$ 8,300,000	$ 8,300,000
Subordinated debentures issued	$ 26,000,000.0	$ 26,000,000.0
Fixed interest rate	6.26%	6.26%
Term for the initial fixed interest rate		5 years
Variable interest rate basis		3 month LIBOR plus 140 basis
Optional interest payment deferral period (not to exceed)		5 years
Amortization of subordinated debentures			$ 41,000	$ 79,000
3-month London Interbank Offered Rate (LIBOR) [Member] | Central Bancorp, Inc [Member] | Subordinated Debentures [Member]
Debt Instrument [Line Items]
Basis spread	1.40%

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Acquisition (Tables)

6 Months Ended

Jun. 30, 2015

Business Combinations [Abstract]

Summary Of Consideration Paid, Provisional Estimate Of Fair Value Of Assets Acquired and Liabilities Assumed

The following table presents the purchase price allocation reported as of the acquisition date:

	(in thousands)
Consideration paid:
CBI Stockholders	$	50,000
Redemption of preferred stock and cumulative unpaid dividends	28,675
	78,675
Assets acquired:
Cash and cash equivalents	197,209
Securities available for sale	663,497
Loans	297,272
Premises and equipment	17,925
OREO	25,952
Income tax assets, net	12,011
Core deposit intangible	2,213
FDIC loss sharing assets	11,413
Bank-owned life insurance	18,296
Servicing assets	7,497
Other assets	14,636
Total assets acquired	1,267,921
Liabilities assumed:
Deposits	1,098,997
Subordinated debentures	18,473
Rescinded stock obligation	15,485
FHLB advances	10,000
Servicing liabilities	6,039
Other liabilities	25,675
Total liabilities assumed	1,174,669
Total identifiable net assets	$	93,252
Bargain purchase gain, net of deferred taxes	$	14,577

Summary Of Accretable Yield On Purchased Credit Impaired Loans Acquired

The following table summarizes the accretable yield on the purchased credit impaired loans acquired from the CBI merger at August 31, 2014.

	(in thousands)
Undiscounted contractual cash flows	$	93,623
Nonaccretable discount	(17,421		)
Undiscounted cash flow to be collected	76,202
Estimated fair value of PCI loans	65,346
Accretable yield	$	10,856

Business Acquisition, Unaudited Proforma Result of Operation Information

The following table presents our unaudited pro forma results of operations for the periods presented as if the CBI acquisition had been completed on January 1, 2014. The unaudited pro forma results of operations include the historical accounts of Hanmi Financial and CBI and pro forma adjustments as may be required, including the amortization of intangibles with definite lives and the amortization or accretion of any premiums or discounts arising from fair value adjustments for assets acquired and liabilities assumed. The unaudited pro forma information is intended for informational purposes only and is not necessarily indicative of our future operating results or operating results that would have occurred had the CBI acquisition been completed at the beginning of 2014. No assumptions have been applied to the pro forma results of operations regarding possible revenue enhancements, expense efficiencies or asset dispositions.

	Three Months Ended June 30,				Six Months Ended June 30,
	2015		2014		2015		2014
	(in thousands, except per share data)
Pro forma revenues (net interest income plus noninterest income)	$	53,491	$	49,343	$	107,022	$	105,589
Pro forma net income from continuing operations	$	15,276	$	8,521	$	27,887	$	24,801
Pro forma earnings per share from continuing operations:
Basic	$	0.48	$	0.27	$	0.88	$	0.78
Diluted	$	0.48	$	0.27	$	0.87	$	0.78

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Fair Value Measurements - Additional Information (Detail) - USD ($)	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$ 4,158,000	$ 8,677,000	$ 5,451,000	$ 3,842,000	$ 390,000	$ 0
Investment in FRB stock	13,517,000		12,273,000
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unpaid principal balance of Non-accrual Non-PCI loans reviewed individually for amount of impairment	100,000
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unpaid principal balance of Non-accrual Non-PCI loans reviewed collectively for amount of impairment	100,000
Fair Value, Inputs, Level 2 [Member] | Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment in FHLB stock	16,385,000		17,580,000
Investment in FRB stock	13,517,000		12,273,000
Fair Value, Inputs, Level 2 [Member] | Non-recurring Basis [Member] | Non-Performing Loans Held for Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0		0
Fair Value, Inputs, Level 2 [Member] | Non-recurring Basis [Member] | Small Business Administration Loans Held for Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$ 4,200,000		$ 5,500,000

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Acquisition - Additional Information (Detail) $ / shares in Units, $ in Thousands		3 Months Ended			6 Months Ended		12 Months Ended
	Aug. 31, 2014 USD ($) branch $ / shares	Jun. 30, 2015 USD ($)	Sep. 30, 2014 USD ($)	Jun. 30, 2014 USD ($)	Jun. 30, 2015 USD ($)	Jun. 30, 2014 USD ($)	Dec. 31, 2014 USD ($)
Loans At Acquisition Date [Line Items]
Merger and integration expense		$ 136		$ 72	$ 1,747	$ 157
Amortization of subordinated debentures		41			79
Central Bancorp, Inc [Member]
Loans At Acquisition Date [Line Items]
Common stock, price per share after acquisition | $ / shares	$ 17.64
Consideration paid	$ 50,000
Consideration paid for redemption of preferred stock and cumulative unpaid dividends	28,675
Total assets acquired	1,267,921
Total liabilities assumed	1,174,669
Total identifiable net assets	93,252
Loans	297,272
Total deposits	$ 1,098,997
Number of branch locations | branch	23
Bargain purchase gain, net of deferred taxes	$ 14,577
Merger and integration expense		136			1,700		$ 6,600
Core deposit intangible	$ 2,213
Core deposit intangible, useful life	10 years
Amortization expense of core deposit intangible		95			190
Certificates of deposit	$ 11,300
Amortization of certificates of deposit		1,500			3,100
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Gain Recognized, Amount			$ 8,000
Central Bancorp, Inc [Member] | Subordinated Debentures [Member]
Loans At Acquisition Date [Line Items]
Discount on subordinated debentures	$ 8,300		$ 8,300
Amortization of subordinated debentures		$ 41			$ 79

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Share-Based Compensation

6 Months Ended

Jun. 30, 2015

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Share-Based Compensation

Share-Based Compensation

Share-Based Compensation Expense

For the three months ended June 30, 2015 and 2014, share-based compensation expenses were $494,000 and $447,000, respectively, and net tax benefits recognized from stock option exercises and restricted stock awards were $161,000 and $149,000, respectively. For the six months ended June 30, 2015 and 2014, share-based compensation expenses were $1.0 million and $1.1 million, respectively, and net tax benefits recognized from stock option exercises and restricted stock awards were $337,000 and $368,000, respectively.

Unrecognized Share-Based Compensation Expense

As of June 30, 2015, unrecognized share-based compensation expense was as follows:

	Unrecognized Expense		Average Expected Recognition Period
	(in thousands)
Stock option awards	$	1,002	1.5 years
Restricted stock awards	2,877		2.1 years
Total unrecognized share-based compensation expense	$	3,879	2.0 years

The table below provides stock option information for the three months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted- Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	583,665		$	24.09	8.0 years	$	2,383	(1)
Options granted	28,000		$	23.47	9.9 years	—
Options exercised	(6,874	)	$	12.54	7.5 years	—
Options forfeited	(51,126	)	$	21.20	8.9 years	—
Options expired	(225	)	$	144.00	0.8 years	—
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.15 as of March 31, 2015, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

The table below provides stock option information for the six months ended June 30, 2015:

	Number of Shares		Weighted- Average Exercise Price Per Share		Weighted Average Remaining Contractual Life	Aggregate Intrinsic Value of In-the- Money Options
	(in thousands, except share and per share data)
Options outstanding at beginning of period	603,872		$	23.78	8	$	2,853	(1)
Options granted	28,000		$	23.47	9.9 years
Options exercised	(26,455	)	$	13.77	7.7 years
Options forfeited	(51,627	)	$	21.12	8.9 years
Options expired	(350	)	$	144.00	0.8 years
Options outstanding at end of period	553,440		$	24.42	7.8 years	$	4,116	(2)
Options exercisable at end of period	216,289		$	34.63	6.7 years	$	1,764	(2)

⁽¹⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $21.81 as of December 31, 2014, over the exercise price, multiplied by the number of options.

⁽²⁾  Intrinsic value represents the excess of the closing stock price on the last trading day of the period, which was $24.84 as of June 30, 2015, over the exercise price, multiplied by the number of options.

There were 6,874 and 18,500 stock options exercised during the three months ended June 30, 2015 and 2014, respectively and 26,455 and 33,695 stock options exercised during the six months ended June 30, 2015 and 2014.

Restricted Stock Awards

Restricted stock awards under the Company’s 2007 and 2013 Equity Compensation Plans typically vest over three to five years, and are subject to forfeiture if employment terminates prior to the lapse of restrictions. Hanmi Financial becomes entitled to an income tax deduction in an amount equal to the taxable income reported by the holders of the restricted shares when the restrictions are released and the shares are issued. Forfeitures of restricted stock are treated as canceled shares.

The table below provides information for restricted stock awards for the three and six months ended June 30, 2015:

	Three Months Ended				Six Months Ended
	Number of Shares		Weighted- Average Grant Date Fair Value Per Share		Number of Shares		Weighted- Average Grant Date Fair Value Per Share
Restricted stock at beginning of period	175,072		$	19.55	173,222		$	19.58
Restricted stock granted	49,334		$	22.59	53,184		$	22.43
Restricted stock vested	(16,151	)	$	22.26	(18,151	)	$	22.50
Restricted stock forfeited	(15,000	)	$	21.83	(15,000	)	$	21.83
Restricted stock at end of period	193,255		$	19.92	193,255		$	19.92