8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549-1004

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of report (Date of earliest event reported): September 11, 2007

Hanmi Financial Corporation

(Exact Name of Registrant as Specified in its Charter)

Delaware	000-30421	95-4788120
(State or Other Jurisdiction of	(Commission File Number)	(IRS Employer
Incorporation)		Identification No.)

3660 Wilshire Boulevard	90010
Los Angeles, California
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code: (213) 382-2200

Not applicable
(Former name or former address, if changed since last report)

 2

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 3

Item 7.01.

     From September 11 to September 12, 2007, Dr. Sung Won Sohn, our President and Chief Executive Officer and Mr. Michael J. Winiarski, our Chief Financial Officer will make presentations to investors about Hanmi Financial Corp.’s business at the Lehman Brothers 2007 Financial Services Conference and other meetings in New York. A copy of the slide presentation to be used in the presentations is attached hereto as Exhibit 99.1. The information contained in this report and the attached exhibit is “furnished” but not “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended. A copy of the slide presentation will also be available on our website at www.hanmibank.com.

Item 9.01

     (d) Hanmi Financial Corporation Investor Presentation

 4

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: September 11, 2007	Hanmi Financial Corporation
	By:	/s/ Sung Won Sohn
		Sung Won Sohn
		President and Chief Executive Officer

 5

EXHIBIT INDEX

Exhibit No.	Exhibit
99.1	Investor Presentation Slides

EX-99.1

Exhibit 99.1

Lehman Brothers 2007 Financial Services Conference September 12, 2007

Certain statements contained in this presentation, including, without limitation, statements containing the words "believes," "plans," "expects," "anticipates," and words of similar import, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward- looking statements. Such factors include, among others, the following: general economic and business conditions in those areas in which the Company operates; demographic changes; competition; fluctuations in market interest rates; changes in credit quality; our ability to successfully integrate any acquisition we may make; and other risks detailed in the most recent quarterly and annual reports filed with the Securities Exchange Commission, including the Company's Form 10-K for the year ended December 31, 2006, Form 10-Q for the quarter ended June 30, 2007 and other filings. Given these uncertainties, undue reliance should not be placed on such forward-looking statements. The Company disclaims any obligation to update any such factors or to publicly announce the results of any revisions to any of the forward- looking statements contained herein to reflect future events or developments except as required by law. Safe Harbor Statement

Korean-American market nine-year (1997- 2006) history - Loans: 26% CAGR - Deposits: 23% CAGR 40% of the Korean-American population of 2.2 million reside in California. Highest rates of business ownership with one per every eight Korean-American High savings rate Korean-American Market (Source: US Korean Embassy and 2001 SBA Report)

Increased wealth in Korean-American community Korea is the 12th largest economy with a $6 billion current account surplus in 2006. Continuing immigration trend from Korea Wealthier and better educated recent immigrants Korea recently relaxed restrictions on overseas investment. Target Market Growth Drivers

Expertise in serving ethnic immigrant markets Expertise in real estate lending Expertise in small business lending Hanmi's Core Competencies

Commanding market share among Korean- American banks in California Loan & Deposit Market Shares HAFC 2973.1 NARA 1312.9 CLFC 1585.4 WIBC 1765.9 Others 1823.9 Deposits Net Loans Note: As of June 30, 2007, based on SEC & FDIC filings of each company. Excludes 27% of NARA's balances, which are not from California-based operations per 2006 FDIC deposit market share data. HAFC 3023.7 NARA 1357.7 CLFC 1583.8 WIBC 1653.7 Others 1700.5

Financial Performance Consistent Balance Sheet Growth 2000 2001 2002 2003 2004 2005 2006 2Q 07 Loans 620 820 1000 1270 2235 2469 2837 3024 Deposits 940 1040 1290 1450 2529 2826 2945 2973 Assets 1030 1160 1460 1790 3104 3414 3725 3871 ($ in millions)

Loan Portfolio Construction Loans 215.8 Consumer Loans 185.8 CRE-Investment Propertirs 759.5 CRE - Owner/User 1067.8 C & I Loans 829.1 As of June 30, 2007

Robust SBA loan production - Seven loan production offices Specialized in low-income housing lending - $33 million low-income housing loans closed in the 1st half of 2007 Trade finance - The average loan portfolio balance in the second quarter of 2007 was $131 million. Specialty Lending Activities

Korean vs. Non-Korean Business Hanmi has extended services to neighboring ethnic communities. Korean New Loans 0.58 Non-Korean New Loans 0.42 2Q 2007 2000 *Data was collected from funded loan list, using only surnames. Korean New Loans 0.75 Non-Korean New Loans 0.25

Sound Asset Quality 2000 2001 2002 2003 2004 2005 2006 2Q 07 Hanmi 0.004 0.0063 0.0065 0.0068 0.0027 0.0041 0.005 0.0074 2000 2001 2002 2003 2004 2005 2006 1H 07 Hanmi 0.0178 0.0119 0.0114 0.0106 0.01 0.01 0.0096 0.0105 Loan Loss Allowance / Gross Loans 1.05% 0.74% Non Performing Loans / Gross Loans

Asset Quality Trends 1Q 06 2Q 06 3Q 06 4Q 06 1Q 07 2Q 07 Non-Performing Assets 10.8 12.1 13.5 14.2 19.5 23.7 Delinquent Loans 18.8 23.1 24.1 19.6 37.3 32 ($ in millions)

Deposits Composition Non-Interest Bearing 720 TDs of $100,000 or More 1408 TDs of Less than $100,000 309 Interest Bearing Demand and Savings 536 As of June 30, 2007

Change of Balance Sheet Mix 2004 2Q 07 Loans 0.72 0 0.78 Investments 0.13 0 0.09 Others 0.14 0 0.12 2004 2Q 07 DDA 0.27 0 0.21 Core Deposits 0.28 0 0.16 CDs 0.39 0 0.51 Borrowings 0.03 0 0.08 Others 0.04 0 0.04 Assets Liabilities Others Investments Loans Others Borrowings CDs Core DDA

Fixed vs. Adjustable Loan Mix Variable 0.66000000013148 Fixed 0.34 2Q 2007 2004 Variable 0.87 Fixed 0.13

1Q 06 2Q 06 3Q 06 4Q 06 1Q 07 2Q 07 Net Income 14.8 15.9 17.6 17.3 13 15.3 Net Income 1Q 06 2Q 06 3Q 06 4Q 06 1Q 07 2Q 07 Diluted EPS 0.3 0.32 0.36 0.35 0.26 0.31 Diluted EPS Net Income and Diluted EPS ($ in millions)

Return on Average Equity / Assets 2002 2003 2004 2005 2006 1H 07 ROE 0.1508 0.1451 0.1251 0.1394 0.1433 0.115 ROA 0.013 0.0118 0.0137 0.0179 0.0182 0.0151 ROTE 0.1535 0.1475 0.2573 0.2933 0.2709 0.206 ROE ROA 11.50% 20.60% 1.51%

Profitability Ratio Trends 1Q 06 2Q 06 3Q 06 4Q 06 1Q 07 2Q 07 Loan Yield 8.46% 8.65% 8.89% 8.77% 8.80% 8.68% Asset Yield 7.82% 8.06% 8.29% 8.18% 8.23% 8.17% Cost of Funds 3.97% 4.37% 4.73% 4.85% 4.87% 4.92% Spread 3.85% 3.69% 3.56% 3.33% 3.36% 3.25% NIM 4.92% 4.84% 4.79% 4.59% 4.61% 4.51%

Non-interest Income Growth 2000 2001 2002 2003 2004 2005 2006 1H 07 Service charges on deposits 8.9 9.2 9.2 10.3 14.4 15.8 17.1 8.9 Trade finance fees 1.9 1.9 2.4 2.9 4 4.3 4.6 2.5 Insurance commissions 0 0 0.1 0.1 0.3 0.7 0.8 2.4 Remittance fees 0.5 0.6 0.8 1 1.7 2.1 2.1 1 Other service charges 0.8 0.8 1.1 1.2 1.5 2.5 2.4 1.2 Other income 0.4 0.4 1.1 1.2 1.7 1.9 2.1 1.2 Non-core income 2.3 4.1 6.5 3.3 3.4 4.2 7.9 3.5 ($ in millions)

Efficiency Ratio 02 4Q 03 1Q 03 2Q 03 3Q 03 4Q 04 1Q 04 2Q 04 3Q 04 4Q 05 1Q 05 2Q 05 3Q 05 4Q 06 1Q 06 2Q 06 3Q 06 4Q 07 1Q 07 2Q Efficiency Ratio 0.5565 0.5374 0.528 0.5123 0.5131 0.4777 0.5181 0.5029 0.4951 0.4438 0.403 0.3834 0.4193 0.391 0.4159 0.4014 0.3959 0.4364 0.4361 Acquisition 0 0 0 0 0 0 0.0557 0.0087

Total Risk-Based Capital Ratio - Hanmi Financial 11.59% - Well-Capitalized Level 10.00% Uses of Capital - Acquisitions - Organic growth - Stock repurchases - Dividends Capital Management

Next Several Years

Regional Bank Korean Generations Multi-ethnic Key Directions

Products & Services Pricing & Funding Organization Size Regional Bank

Chinese Vietnamese Middle-eastern Multi-ethnic

Where Is Growth? Size

New Products New Services Technology Organic Growth

New Branches New LPOs New Business M&A Non-Organic Growth

Branches LPOs M&A Geography

Depth Breadth LPOs

Koreatown S.F. NY/NJ Atlanta Seattle M&A

Real Estate Non-real Estate Fee-based Products

ABL Cashflow Non-real Estate

Cash Management Insurance Wealth Management Internet Banking Loan Sales Fee Income

Branches Mini-branches Ethnic Branches LPOs BDOs Delivery: B&M

Tele-banking Fax Banking Mobile Banking ATM Remote Capture Delivery: Tech

Human Resources

Welcome Communication Recognition E3Wow

New Employees ---- Recruit, Hire, Deploy Current Employees ---- Engagement Hanmi U

Winner!