<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q FOR BERKSHIRE HILLS BANCORP, INC. FOR THE THREE AND NINE MONTHS ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          22,031
<INT-BEARING-DEPOSITS>                             130
<FED-FUNDS-SOLD>                                 1,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     95,498
<INVESTMENTS-CARRYING>                          31,828
<INVESTMENTS-MARKET>                            31,844
<LOANS>                                        793,661
<ALLOWANCE>                                     10,249
<TOTAL-ASSETS>                                 983,160
<DEPOSITS>                                     702,252
<SHORT-TERM>                                    69,947
<LIABILITIES-OTHER>                             55,169
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            77
<OTHER-SE>                                     155,715
<TOTAL-LIABILITIES-AND-EQUITY>                 983,160
<INTEREST-LOAN>                                 46,125
<INTEREST-INVEST>                                5,390
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                51,515
<INTEREST-DEPOSIT>                              20,111
<INTEREST-EXPENSE>                              24,233
<INTEREST-INCOME-NET>                           27,282
<LOAN-LOSSES>                                    2,430
<SECURITIES-GAINS>                                 293
<EXPENSE-OTHER>                                 25,127
<INCOME-PRETAX>                                  3,229
<INCOME-PRE-EXTRAORDINARY>                       3,229
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,125
<EPS-BASIC>                                        .35
<EPS-DILUTED>                                      .35
<YIELD-ACTUAL>                                    7.96
<LOANS-NON>                                      1,649
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,534
<CHARGE-OFFS>                                    1,025
<RECOVERIES>                                       310
<ALLOWANCE-CLOSE>                               10,249
<ALLOWANCE-DOMESTIC>                            10,249
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0