-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RQIXQjcYgdWxRFux0z5Hj4zs6Uufd3gHTOKE19vLshkHKcvWjrl0aUBaSTXD4IKx CjsQAnHS49YRukRfcttNtw== 0000909654-05-001446.txt : 20050628 0000909654-05-001446.hdr.sgml : 20050628 20050628164056 ACCESSION NUMBER: 0000909654-05-001446 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20050628 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050628 DATE AS OF CHANGE: 20050628 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BERKSHIRE HILLS BANCORP INC CENTRAL INDEX KEY: 0001108134 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036] IRS NUMBER: 043510455 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-15781 FILM NUMBER: 05921286 BUSINESS ADDRESS: STREET 1: 24 NORTH ST. CITY: PITTSFIELD STATE: MA ZIP: 01201 BUSINESS PHONE: 4134435601 MAIL ADDRESS: STREET 1: 24 NORTH ST CITY: PITTSFIELD STATE: MA ZIP: 01201 8-K 1 berkshire8kjune28.txt 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) June 28, 2005 ------------- BERKSHIRE HILLS BANCORP, INC. ----------------------------- (Exact name of registrant as specified in its charter) Delaware 1-15781 04-3510455 -------- --------- ---------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 24 North Street, Pittsfield, Massachusetts 01201 ------------------------------------------ ------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (413) 443-5601 -------------- Not Applicable -------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) 2 ITEM 7.01 REGULATION FD DISCLOSURE. ------------------------ On June 28, 2005, Berkshire Hills Bancorp, Inc. (the "Company"), the holding company for Berkshire Bank (the "Bank"), announced that the Bank has opened a full service branch at 41 State Street in Albany, New York. A copy of the Company's press release dated June 28, 2005 is attached as Exhibit 99.1 and incorporated herein by reference. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS. --------------------------------- (a) Financial Statements of Businesses Acquired: Not applicable (b) Pro Forma Financial Information: Not applicable (c) Exhibits Number Description ------ ----------- 99.1 Press Release Dated June 28, 2005 2 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BERKSHIRE HILLS BANCORP, INC. Dated:June 28, 2005 By: /s/ Wayne F. Patenaude ---------------------------------- Wayne F. Patenaude Senior Vice President and Chief Financial Officer EX-99.1 2 berkshirexb99june28.txt 1 FOR IMMEDIATE RELEASE BERKSHIRE HILLS BANCORP, INC. OPENS FIRST FULL SERVICE BRANCH IN ALBANY, NEW YORK REGION FULL SERVICE BRANCH LOCATED AT 41 STATE STREET PITTSFIELD, MA, June 28, 2005 - Berkshire Hills Bancorp, Inc. (the "Company"), (AMEX:BHL), the holding company for Berkshire Bank (the "Bank") announced today that the Bank has opened a full service branch at 41 State Street in downtown Albany, New York. This is the Bank's second branch in the State of New York. The Bank offers a full array of its financial products and services at this branch, including personal and business checking and savings accounts, certificates of deposit, IRAs, safe deposit boxes, residential and commercial mortgages, auto loans and a wide variety of other types of consumer loans, home equity loans, retirement products and wealth and investment management. The Bank purchased its first New York branch, located in Oriskany Falls, from The National Bank of Vernon in October 2004. The Bank also maintains a representative office at 54 State Street in Albany, which it opened in July 2004. Commenting on the Bank's continued expansion in New York, Michael P. Daly, President and Chief Executive Officer of the Company and the Bank, said, "As I stated one year ago when we announced the opening of our representative office in Albany, Berkshire Bank has developed relationships with many commercial loan customers in Albany and the surrounding areas and we plan to build on those relationships and establish new ones. We have assembled a great team in Albany and are very pleased with the location of our branch in one of the major buildings in the heart of downtown Albany." The manager of this new branch is Thomas Kraupner, a resident of Glenmont, New York. He comes to the Bank from KeyBank in Albany where he was employed since 2002, most recently as a Sales and Service Manager. Berkshire Hills Bancorp, Inc. is the holding company for Berkshire Bank. Established in 1846, Berkshire Bank is one of Massachusetts' oldest and largest independent banks and is the largest banking institution based in Western Massachusetts. The Bank is headquartered in Pittsfield, Massachusetts with branch offices serving communities throughout Western Massachusetts and Northeastern New York and a representative office in New York. The Bank is committed to continuing to operate as an independent super community bank, delivering exceptional customer service and a broad array of competitively priced retail and commercial products to its customers. 2 Statements contained in this news release contain forward-looking statements within the meaning of the Private Securities Legislation Reform Act of 1995. These statements are based on the beliefs and expectations of management, as well as the assumptions made using information currently available to management. Since these statements reflect the views of management concerning future events, these statements involve risks, uncertainties and assumptions. These risks and uncertainties include, among others: changes in market interest rates and general and regional economic conditions; changes in government regulations; changes in accounting principles; and the quality or composition of the loan and investment portfolios and other factors that may be described in the Company's quarterly reports on Form 10-Q for the quarters ended March 31, June 30, September 30, and in its annual report on Form 10-K, each filed with the Securities and Exchange Commission, which are available at the Securities and Exchange Commission's Internet Web site (WWW.SEC.GOV) and to which reference ----------- is hereby made. Therefore, actual future results may differ significantly from results discussed in these forward-looking statements. # # # Media contact: Michael P. Daly President and Chief Executive Officer Berkshire Hills Bancorp, Inc. (413) 236-3194 -----END PRIVACY-ENHANCED MESSAGE-----