The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc Del CL A 84670108 4,108 1,900 SH   SOLE   0 1,900 0
3M Co. COM 88579Y101 1,568 8,900 SH   SOLE   0 9,100 0
3M Co. COM 88579Y101 35 200 SH   OTR   0 0 0
Abbott Labs COM 2824100 1,078 25,484 SH   SOLE   0 25,484 175
Abbott Labs COM 2824100 7 175 SH   OTR   0 0 0
Abbvie Inc COM 00287Y109 1,623 25,734 SH   SOLE   0 25,734 340
Abbvie Inc COM 00287Y109 21 340 SH   OTR   0 0 0
Air Prods & Chems Inc COM 9158106 1,628 10,826 SH   SOLE   0 10,926 100
Air Prods & Chems Inc COM 9158106 30 200 SH   OTR   0 0 0
Alphabet Inc CAP STK CL C 02079K107 1,543 1,985 SH   SOLE   0 1,985 0
Altria Group Inc COM 02209S103 291 4,598 SH   SOLE   0 4,598 0
American Elec Pwr Inc COM 25537101 373 5,810 SH   SOLE   0 5,960 200
American Elec Pwr Inc COM 25537101 22 350 SH   OTR   0 0 0
American Express Co COM 25816109 384 6,000 SH   SOLE   0 6,000 0
Apple Inc COM 37833100 3,957 35,000 SH   SOLE   0 36,300 175
Apple Inc COM 37833100 167 1,475 SH   OTR   0 0 0
AT&T Inc. COM 00206R102 920 22,646 SH   SOLE   0 23,246 200
AT&T Inc. COM 00206R102 32 800 SH   OTR   0 0 0
Automatic Data Processing Inc COM 53015103 1,541 17,475 SH   SOLE   0 17,925 275
Automatic Data Processing Inc COM 53015103 64 725 SH   OTR   0 0 0
Berkshire Hathaway Inc Del CL B NEW 84670702 2,404 16,637 SH   SOLE   0 16,537 100
Boeing Co COM 97023105 244 1,850 SH   SOLE   0 1,850 0
Bristol Myers Squibb Co COM 110122108 968 17,955 SH   SOLE   0 18,055 0
Bristol Myers Squibb Co COM 110122108 5 100 SH   OTR   0 0 0
Caterpillar Inc Del COM 149123101 1,095 12,338 SH   SOLE   0 12,338 0
Central Fed Corp COM NEW 15346Q202 1,569 1,112,622 SH   SOLE   0 1,121,088 0
Central Fed Corp COM NEW 15346Q202 12 8,466 SH   OTR   0 0 0
Chevron Corp New COM 166764100 3,775 36,675 SH   SOLE   0 36,850 500
Chevron Corp New COM 166764100 69 675 SH   OTR   0 0 0
Cisco Sys Inc COM 17275R102 430 13,550 SH   SOLE   0 13,550 0
Civista Bancshares Inc COM NO PAR 178867107 1,039 73,291 SH   SOLE   0 74,041 0
Civista Bancshares Inc COM NO PAR 178867107 11 750 SH   OTR   0 0 0
Civista Bancshares Inc 6.50% PFD SER B 178867206 4,830 112,775 SH   SOLE   0 112,775 0
Coca Cola Co COM 191216100 1,779 42,027 SH   SOLE   0 41,352 675
ConocoPhillips COM 20825C104 1,075 24,741 SH   SOLE   0 24,891 200
ConocoPhillips COM 20825C104 15 350 SH   OTR   0 0 0
Deere & Co COM 244199105 1,234 14,460 SH   SOLE   0 14,585 0
Deere & Co COM 244199105 11 125 SH   OTR   0 0 0
Diebold Inc COM 253651103 1,596 64,380 SH   SOLE   0 64,580 200
Diebold Inc COM 253651103 10 400 SH   OTR   0 0 0
Disney Walt Co COM DISNEY 254687106 1,519 16,359 SH   SOLE   0 16,034 325
Dominion Res Inc VA NEW COM 25746U109 589 7,930 SH   SOLE   0 7,930 0
Dow Chem Co COM 260543103 588 11,350 SH   SOLE   0 11,350 0
Duke Energy Corp New COM NEW 62441C204 199 2,492 SH   SOLE   0 2,625 0
Duke Energy Corp New COM NEW 62441C204 11 133 SH   OTR   0 0 0
Du Pont E I De Nemours & Co COM 263534109 2,454 36,636 SH   SOLE   0 37,036 175
Du Pont E I De Nemours & Co COM 263534109 39 575 SH   OTR   0 0 0
Emerson Elec Co COM 291011104 1,930 35,408 SH   SOLE   0 35,258 400
Emerson Elec Co COM 291011104 14 250 SH   OTR   0 0 0
Exxon Mobil Corp COM 30231G102 4,797 54,961 SH   SOLE   0 55,236 325
Exxon Mobil Corp COM 30231G102 52 600 SH   OTR   0 0 0
Farmers Natl Banc Cp Oh COM 309627107 9,076 841,900 SH   SOLE   0 851,147 1,000
Farmers Natl Banc Cp Oh COM 309627107 110 10,247 SH   OTR   0 0 0
Fifth Third Bancorp COM 316773100 1,431 69,931 SH   SOLE   0 69,231 1,613
Fifth Third Bancorp COM 316773100 19 913 SH   OTR   0 0 0
Freeport-McMoran Copper & Gold COM 35671D857 350 32,200 SH   SOLE   0 32,200 0
General Dynamics Corp COM 369550108 1,332 8,587 SH   SOLE   0 8,807 0
General Dynamics Corp COM 369550108 34 220 SH   OTR   0 0 0
General Electric Co COM 369604103 3,640 122,899 SH   SOLE   0 125,449 1,250
General Electric Co COM 369604103 113 3,800 SH   OTR   0 0 0
Goldman Sachs Group Inc COM 38141G104 206 1,275 SH   SOLE   0 1,275 0
Hershey Co COM 427866108 3,006 31,440 SH   SOLE   0 31,940 0
Hershey Co COM 427866108 48 500 SH   OTR   0 0 0
Home Depot Inc COM 437076102 788 6,125 SH   SOLE   0 5,925 388
Home Depot Inc COM 437076102 24 188 SH   OTR   0 0 0
Huntington Bancshares Inc COM 446150104 3,562 361,218 SH   SOLE   0 361,748 870
Huntington Bancshares Inc COM 446150104 14 1,400 SH   OTR   0 0 0
Huntington Bancshares Inc PFD CONV SER A 446150401 487 338 SH   SOLE   0 338 0
Ingersoll-Rand PLC SHS G47791101 1,197 17,625 SH   SOLE   0 17,975 0
Ingersoll-Rand PLC SHS G47791101 24 350 SH   OTR   0 0 0
Intel Corp COM 458140100 1,285 34,044 SH   SOLE   0 34,744 625
Intel Corp COM 458140100 50 1,325 SH   OTR   0 0 0
International Business Machs COM 459200101 1,978 12,450 SH   SOLE   0 12,450 131
International Business Machs COM 459200101 21 131 SH   OTR   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,476 24,970 SH   SOLE   0 25,270 0
ISHARES TR MSCI EAFE ETF 464287465 18 300 SH   OTR   0 0 0
JPMorgan Chase & Co COM 46625H100 1,652 24,805 SH   SOLE   0 24,805 0
Johnson & Johnson COM 478160104 4,676 39,581 SH   SOLE   0 39,881 465
Johnson & Johnson COM 478160104 90 765 SH   OTR   0 0 0
Joy Global Inc COM 481165108 355 12,800 SH   SOLE   0 12,800 0
Kraft Heinz Co COM 500754106 377 4,209 SH   SOLE   0 4,209 0
Lowes Cos Inc COM 548661107 1,007 13,950 SH   SOLE   0 13,950 0
McDonalds Corp COM 580135101 301 2,605 SH   SOLE   0 2,605 0
Merck & Co Inc NEW COM 58933Y105 1,216 19,483 SH   SOLE   0 19,608 0
Merck & Co Inc NEW COM 58933Y105 8 125 SH   OTR   0 0 0
Microsoft Corp COM 594918104 2,559 44,425 SH   SOLE   0 44,625 500
Microsoft Corp COM 594918104 40 700 SH   OTR   0 0 0
Mondelez Intl Inc CL A 609207105 431 9,828 SH   SOLE   0 9,828 0
Northrop Grumman Corp COM 666807102 1,462 6,833 SH   SOLE   0 7,033 0
Northrop Grumman Corp COM 666807102 43 200 SH   OTR   0 0 0
Oracle Corp COM 68389X105 292 7,425 SH   SOLE   0 7,425 0
Pepsico Inc COM 713448108 2,065 18,985 SH   SOLE   0 18,985 150
Pepsico Inc COM 713448108 16 150 SH   OTR   0 0 0
Petroleo Brasileiro SA PETRO SPONSORED ADR 71654V408 159 17,000 SH   SOLE   0 17,000 0
Pfizer Incorporated COM 717081103 1,345 39,701 SH   SOLE   0 39,251 500
Pfizer Incorporated COM 717081103 2 50 SH   OTR   0 0 0
Philip Morris Intl Inc COM 718172109 272 2,800 SH   SOLE   0 2,800 0
Potash Corp SASK Inc COM 73755L107 231 14,175 SH   SOLE   0 14,175 0
Procter & Gamble Co COM 742718109 4,581 51,038 SH   SOLE   0 51,383 325
Procter & Gamble Co COM 742718109 60 670 SH   OTR   0 0 0
Qualcomm Inc COM 747525103 1,481 21,616 SH   SOLE   0 21,916 0
Qualcomm Inc COM 747525103 21 300 SH   OTR   0 0 0
RPM Intl Inc COM 749685103 235 4,382 SH   SOLE   0 4,382 0
Reynolds American Inc COM 761713106 377 8,000 SH   SOLE   0 8,000 0
Sanofi SPONSORED ADR 80105N105 448 11,740 SH   SOLE   0 11,740 0
Schlumberger LTD COM 806857108 1,070 13,600 SH   SOLE   0 13,600 0
Siemens A G SPONSORED ADR 826197501 1,774 15,125 SH   SOLE   0 15,225 0
Siemens A G SPONSORED ADR 826197501 12 100 SH   OTR   0 0 0
Southern Co COM 842587107 364 7,100 SH   SOLE   0 7,400 300
Southern Co COM 842587107 31 600 SH   OTR   0 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 709 8,400 SH   SOLE   0 8,400 0
Teva Pharmaceutical Inds Ltd ADR 881624209 593 12,880 SH   SOLE   0 13,180 0
Teva Pharmaceutical Inds Ltd ADR 881624209 14 300 SH   OTR   0 0 0
Timkensteel Corp NOTE 6.000% 6/0 887399AA1 2,060 1,850 PRN   SOLE   0 1,825 25
Timkensteel Corp COM 887399103 1,841 176,212 SH   SOLE   0 175,712 1,500
Timkensteel Corp COM 887399103 10 1,000 SH   OTR   0 0 0
Total S A SPONSORED ADR 89151E109 566 11,865 SH   SOLE   0 11,865 0
United Parcel Service Inc CL B 911312106 1,152 10,534 SH   SOLE   0 10,334 200
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 983 26,110 SH   SOLE   0 26,010 400
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 11 300 SH   OTR   0 0 0
Vanguard Index Fds TOTAL STK MKT 922908769 367 3,300 SH   SOLE   0 3,300 0
Verizon Communications Inc COM 92343V104 943 18,134 SH   SOLE   0 18,809 0
Verizon Communications Inc COM 92343V104 35 675 SH   OTR   0 0 0
Whole Foods Mkt Inc COM 966837106 956 33,725 SH   SOLE   0 33,125 600
Yum Brands Inc COM 988498101 1,048 11,542 SH   SOLE   0 11,542 0