The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc Del CL A 84670108 3,710 1,900 SH   SOLE   0 1,900 0
3M Co. COM 88579Y101 1,546 10,905 SH   SOLE   0 11,105 0
3M Co. COM 88579Y101 28 200 SH   OTR   0 0 0
Abbott Labs COM 2824100 1,007 25,034 SH   SOLE   0 25,034 175
Abbott Labs COM 2824100 7 175 SH   OTR   0 0 0
Abbvie Inc COM 00287Y109 1,490 27,384 SH   SOLE   0 27,384 440
Abbvie Inc COM 00287Y109 24 440 SH   OTR   0 0 0
Air Prods & Chems Inc COM 9158106 1,368 10,722 SH   SOLE   0 10,822 100
Air Prods & Chems Inc COM 9158106 26 200 SH   OTR   0 0 0
Altria Group Inc COM 02209S103 257 4,723 SH   SOLE   0 4,723 0
American Elec Pwr Inc COM 25537101 353 6,210 SH   SOLE   0 6,460 200
American Elec Pwr Inc COM 25537101 26 450 SH   OTR   0 0 0
American Express Co COM 25816109 445 6,000 SH   SOLE   0 6,000 0
Apple Inc COM 37833100 4,247 38,500 SH   SOLE   0 36,125 3,850
Apple Inc COM 37833100 163 1,475 SH   OTR   0 0 0
AT&T Inc. COM 00206R102 748 22,946 SH   SOLE   0 23,546 200
AT&T Inc. COM 00206R102 26 800 SH   OTR   0 0 0
Automatic Data Processing Inc COM 53015103 1,436 17,875 SH   SOLE   0 18,325 325
Automatic Data Processing Inc COM 53015103 62 775 SH   OTR   0 0 0
Berkshire Hathaway Inc Del CL B NEW 84670702 2,244 17,210 SH   SOLE   0 17,110 100
Boeing Co COM 97023105 203 1,550 SH   SOLE   0 1,550 0
Bristol Myers Squibb Co COM 110122108 920 15,543 SH   SOLE   0 15,643 0
Bristol Myers Squibb Co COM 110122108 6 100 SH   OTR   0 0 0
Caterpillar Inc Del COM 149123101 801 12,258 SH   SOLE   0 12,258 0
Central Fed Corp COM NEW 15346Q202 1,511 1,127,900 SH   SOLE   0 1,136,366 0
Central Fed Corp COM NEW 15346Q202 11 8,466 SH   OTR   0 0 0
Chevron Corp New COM 166764100 2,784 35,293 SH   SOLE   0 35,468 500
Chevron Corp New COM 166764100 53 675 SH   OTR   0 0 0
Cisco Sys Inc COM 17275R102 356 13,550 SH   SOLE   0 13,550 0
Civista Bancshares Inc COM NO PAR 178867107 851 84,041 SH   SOLE   0 84,791 0
Civista Bancshares Inc COM NO PAR 178867107 8 750 SH   OTR   0 0 0
Civista Bancshares Inc 6.50% PFD SER B 178867206 3,777 113,775 SH   SOLE   0 113,775 0
Coca Cola Co COM 191216100 1,728 43,063 SH   SOLE   0 42,388 675
ConocoPhillips COM 20825C104 1,394 29,066 SH   SOLE   0 29,216 200
ConocoPhillips COM 20825C104 17 350 SH   OTR   0 0 0
Deere & Co COM 244199105 1,100 14,860 SH   SOLE   0 14,985 0
Deere & Co COM 244199105 9 125 SH   OTR   0 0 0
Diebold Inc COM 253651103 1,934 64,955 SH   SOLE   0 65,230 200
Diebold Inc COM 253651103 14 475 SH   OTR   0 0 0
Disney Walt Co COM DISNEY 254687106 1,760 17,224 SH   SOLE   0 16,899 325
Dominion Res Inc VA NEW COM 25746U109 586 8,330 SH   SOLE   0 8,330 0
Dow Chem Co COM 260543103 562 13,250 SH   SOLE   0 13,250 0
Du Pont E I De Nemours & Co COM 263534109 1,856 38,508 SH   SOLE   0 38,908 175
Du Pont E I De Nemours & Co COM 263534109 28 575 SH   OTR   0 0 0
E M C Corp Mass COM 268648102 476 19,700 SH   SOLE   0 19,700 0
Emerson Elec Co COM 291011104 1,578 35,716 SH   SOLE   0 35,566 400
Emerson Elec Co COM 291011104 11 250 SH   OTR   0 0 0
Exxon Mobil Corp COM 30231G102 3,812 51,267 SH   SOLE   0 51,542 325
Exxon Mobil Corp COM 30231G102 45 600 SH   OTR   0 0 0
Farmers Natl Banc Cp Oh COM 309627107 6,872 836,004 SH   SOLE   0 846,251 0
Farmers Natl Banc Cp Oh COM 309627107 84 10,247 SH   OTR   0 0 0
Fifth Third Bancorp COM 316773100 1,409 74,487 SH   SOLE   0 73,787 1,613
Fifth Third Bancorp COM 316773100 17 913 SH   OTR   0 0 0
Firstmerit Corp COM 337915102 961 54,368 SH   SOLE   0 53,862 506
Freeport-McMoran Copper & Gold COM 35671D857 347 35,850 SH   SOLE   0 35,850 0
Frontier Communications Corp COM 35906A108 88 18,500 SH   SOLE   0 18,608 0
Frontier Communications Corp COM 35906A108 1 108 SH   OTR   0 0 0
General Dynamics Corp COM 369550108 1,272 9,222 SH   SOLE   0 9,472 0
General Dynamics Corp COM 369550108 34 250 SH   OTR   0 0 0
General Electric Co COM 369604103 3,139 124,473 SH   SOLE   0 127,023 1,350
General Electric Co COM 369604103 98 3,900 SH   OTR   0 0 0
Goldman Sachs Group Inc COM 38141G104 334 1,925 SH   SOLE   0 1,925 0
Google Inc CL C 38259P706 1,171 1,925 SH   SOLE   0 1,925 0
Hershey Co COM 427866108 2,961 32,231 SH   SOLE   0 32,731 0
Hershey Co COM 427866108 46 500 SH   OTR   0 0 0
Home Depot Inc COM 437076102 745 6,450 SH   SOLE   0 6,250 401
Home Depot Inc COM 437076102 23 201 SH   OTR   0 0 0
Huntington Bancshares Inc COM 446150104 2,367 223,260 SH   SOLE   0 224,660 0
Huntington Bancshares Inc COM 446150104 15 1,400 SH   OTR   0 0 0
Huntington Bancshares Inc PFD CONV SER A 446150401 465 348 SH   SOLE   0 348 0
Ingersoll-Rand PLC SHS G47791101 916 18,050 SH   SOLE   0 18,400 0
Ingersoll-Rand PLC SHS G47791101 18 350 SH   OTR   0 0 0
Intel Corp COM 458140100 1,013 33,594 SH   SOLE   0 34,294 625
Intel Corp COM 458140100 40 1,325 SH   OTR   0 0 0
International Business Machs COM 459200101 1,742 12,015 SH   SOLE   0 12,015 131
International Business Machs COM 459200101 19 131 SH   OTR   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,678 29,270 SH   SOLE   0 25,120 4,450
ISHARES TR MSCI EAFE ETF 464287465 17 300 SH   OTR   0 0 0
JPMorgan Chase & Co COM 46625H100 1,471 24,130 SH   SOLE   0 24,130 0
Johnson & Johnson COM 478160104 3,889 41,656 SH   SOLE   0 41,956 465
Johnson & Johnson COM 478160104 71 765 SH   OTR   0 0 0
Joy Global Inc COM 481165108 246 16,475 SH   SOLE   0 16,475 0
Kraft Kraft Heinz Co COM 500754106 315 4,458 SH   SOLE   0 4,458 0
Lowes Cos Inc COM 548661107 951 13,800 SH   SOLE   0 13,800 0
McDonalds Corp COM 580135101 261 2,650 SH   SOLE   0 2,650 0
Merck & Co Inc NEW COM 58933Y105 972 19,684 SH   SOLE   0 19,809 0
Merck & Co Inc NEW COM 58933Y105 6 125 SH   OTR   0 0 0
Microsoft Corp COM 594918104 2,106 47,575 SH   SOLE   0 47,775 500
Microsoft Corp COM 594918104 31 700 SH   OTR   0 0 0
Mondelez Intl Inc CL A 609207105 451 10,778 SH   SOLE   0 10,778 0
Northrop Grumman Corp COM 666807102 1,246 7,508 SH   SOLE   0 7,708 0
Northrop Grumman Corp COM 666807102 33 200 SH   OTR   0 0 0
Oracle Corp COM 68389X105 322 8,925 SH   SOLE   0 8,925 0
Pepsico Inc COM 713448108 1,806 19,155 SH   SOLE   0 19,155 150
Pepsico Inc COM 713448108 14 150 SH   OTR   0 0 0
Petroleo Brasileiro SA PETRO SPONSORED ADR 71654V408 76 17,500 SH   SOLE   0 17,500 0
Pfizer Incorporated COM 717081103 1,238 39,401 SH   SOLE   0 39,049 500
Pfizer Incorporated COM 717081103 5 148 SH   OTR   0 0 0
Philip Morris Intl Inc COM 718172109 266 3,350 SH   SOLE   0 3,350 0
Potash Corp SASK Inc COM 73755L107 384 18,675 SH   SOLE   0 18,675 0
Procter & Gamble Co COM 742718109 3,813 52,996 SH   SOLE   0 53,341 325
Procter & Gamble Co COM 742718109 48 670 SH   OTR   0 0 0
Qualcomm Inc COM 747525103 1,092 20,316 SH   SOLE   0 20,616 0
Qualcomm Inc COM 747525103 16 300 SH   OTR   0 0 0
RPM Intl Inc COM 749685103 184 4,382 SH   SOLE   0 4,382 0
Reynolds American Inc COM 761713106 354 8,000 SH   SOLE   0 8,000 0
Sanofi SPONSORED ADR 80105N105 579 12,190 SH   SOLE   0 12,190 0
Schlumberger LTD COM 806857108 929 13,475 SH   SOLE   0 13,475 0
Select Sector SPDR TR SBI INT-ENERGY 81369Y506 340 5,560 SH   SOLE   0 925 4,635
Siemens A G SPONSORED ADR 826197501 1,319 14,775 SH   SOLE   0 14,875 0
Siemens A G SPONSORED ADR 826197501 9 100 SH   OTR   0 0 0
Southern Co COM 842587107 323 7,225 SH   SOLE   0 7,525 300
Southern Co COM 842587107 27 600 SH   OTR   0 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 622 8,625 SH   SOLE   0 8,625 0
Teva Pharmaceutical Inds Ltd ADR 881624209 698 12,355 SH   SOLE   0 12,655 0
Teva Pharmaceutical Inds Ltd ADR 881624209 17 300 SH   OTR   0 0 0
Timkensteel Corp COM 887399103 1,070 105,762 SH   SOLE   0 106,282 0
Timkensteel Corp COM 887399103 5 520 SH   OTR   0 0 0
Total S A SPONSORED ADR 89151E109 595 13,315 SH   SOLE   0 13,315 0
United Parcel Service Inc CL B 911312106 1,039 10,529 SH   SOLE   0 10,329 200
Vanguard Specialized Portfolio DIV APP ETF 921908844 366 4,970 SH   SOLE   0 1,050 3,920
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 1,156 34,920 SH   SOLE   0 26,835 8,385
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 10 300 SH   OTR   0 0 0
Vanguard Index Fds TOTAL STK MKT 922908769 2,372 24,025 SH   SOLE   0 3,300 20,725
Verizon Communications Inc COM 92343V104 695 15,980 SH   SOLE   0 16,783 0
Verizon Communications Inc COM 92343V104 35 803 SH   OTR   0 803 0
Whole Foods Mkt Inc COM 966837106 1,063 33,575 SH   SOLE   0 32,975 600
Yum Brands Inc COM 988498101 923 11,542 SH   SOLE   0 11,542 0