The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc Del CL A 84670108 4,133 1,900 SH   SOLE   0 1,900 0
3M Co. COM 88579Y101 1,819 11,025 SH   SOLE   0 11,225 0
3M Co. COM 88579Y101 33 200 SH   OTR   0 0 0
Abbott Labs COM 2824100 1,170 25,254 SH   SOLE   0 25,254 175
Abbott Labs COM 2824100 8 175 SH   OTR   0 0 0
Abbvie Inc COM 00287Y109 1,604 27,404 SH   SOLE   0 27,404 450
Abbvie Inc COM 00287Y109 26 450 SH   OTR   0 0 0
Air Prods & Chems Inc COM 9158106 1,629 10,771 SH   SOLE   0 10,871 100
Air Prods & Chems Inc COM 9158106 30 200 SH   OTR   0 0 0
Altria Group Inc COM 02209S103 236 4,723 SH   SOLE   0 4,723 0
American Elec Pwr Inc COM 25537101 369 6,560 SH   SOLE   0 6,810 200
American Elec Pwr Inc COM 25537101 25 450 SH   OTR   0 0 0
American Express Co COM 25816109 469 6,000 SH   SOLE   0 6,000 0
Apple Inc COM 37833100 4,744 38,122 SH   SOLE   0 35,747 3,850
Apple Inc COM 37833100 184 1,475 SH   OTR   0 0 0
AT&T Inc. COM 00206R102 756 23,146 SH   SOLE   0 23,746 200
AT&T Inc. COM 00206R102 26 800 SH   OTR   0 0 0
Automatic Data Processing Inc COM 53015103 1,531 17,875 SH   SOLE   0 18,325 325
Automatic Data Processing Inc COM 53015103 66 775 SH   OTR   0 0 0
Berkshire Hathaway Inc Del CL B NEW 84670702 2,374 16,450 SH   SOLE   0 16,350 100
Bristol Myers Squibb Co COM 110122108 1,002 15,538 SH   SOLE   0 15,638 0
Bristol Myers Squibb Co COM 110122108 6 100 SH   OTR   0 0 0
Caterpillar Inc Del COM 149123101 965 12,057 SH   SOLE   0 12,057 0
Central Fed Corp COM NEW 15346Q202 1,580 1,128,400 SH   SOLE   0 1,136,866 0
Central Fed Corp COM NEW 15346Q202 12 8,466 SH   OTR   0 0 0
Chevron Corp New COM 166764100 3,575 34,058 SH   SOLE   0 34,233 500
Chevron Corp New COM 166764100 71 675 SH   OTR   0 0 0
Cisco Sys Inc COM 17275R102 370 13,450 SH   SOLE   0 13,450 0
Coca Cola Co COM 191216100 1,782 43,947 SH   SOLE   0 43,272 675
ConocoPhillips COM 20825C104 1,832 29,418 SH   SOLE   0 29,568 200
ConocoPhillips COM 20825C104 22 350 SH   OTR   0 0 0
Deere & Co COM 244199105 1,292 14,735 SH   SOLE   0 14,860 0
Deere & Co COM 244199105 11 125 SH   OTR   0 0 0
Diebold Inc COM 253651103 2,238 63,110 SH   SOLE   0 63,385 200
Diebold Inc COM 253651103 17 475 SH   OTR   0 0 0
Disney Walt Co COM DISNEY 254687106 1,828 17,429 SH   SOLE   0 17,029 400
Dominion Res Inc VA NEW COM 25746U109 590 8,330 SH   SOLE   0 8,330 0
Dow Chem Co COM 260543103 636 13,250 SH   SOLE   0 13,250 0
Du Pont E I De Nemours & Co COM 263534109 1,937 27,108 SH   SOLE   0 27,508 175
Du Pont E I De Nemours & Co COM 263534109 41 575 SH   OTR   0 0 0
E M C Corp Mass COM 268648102 518 20,250 SH   SOLE   0 20,250 0
Emerson Elec Co COM 291011104 1,758 31,054 SH   SOLE   0 30,904 400
Emerson Elec Co COM 291011104 14 250 SH   OTR   0 0 0
Ensco PLC SHS CLASS A G3157S106 299 14,200 SH   SOLE   0 14,200 0
Exxon Mobil Corp COM 30231G102 4,238 49,861 SH   SOLE   0 50,136 325
Exxon Mobil Corp COM 30231G102 51 600 SH   OTR   0 0 0
Farmers Natl Banc Cp Oh COM 309627107 1,682 205,395 SH   SOLE   0 209,995 0
Farmers Natl Banc Cp Oh COM 309627107 38 4,600 SH   OTR   0 0 0
Fifth Third Bancorp COM 316773100 1,449 76,887 SH   SOLE   0 76,187 1,613
Fifth Third Bancorp COM 316773100 17 913 SH   OTR   0 0 0
First Ctzns Banc Corp COM NO PAR 319459202 1,018 92,203 SH   SOLE   0 92,953 0
First Ctzns Banc Corp COM NO PAR 319459202 8 750 SH   OTR   0 0 0
First Ctzns Banc Corp 6.50% PFD SER B 319459400 3,478 100,775 SH   SOLE   0 100,775 0
Firstmerit Corp COM 337915102 1,063 55,768 SH   SOLE   0 55,262 506
Freeport-McMoran Copper & Gold COM 35671D857 615 32,450 SH   SOLE   0 32,450 0
Frontier Communications Corp COM 35906A108 123 17,500 SH   SOLE   0 17,608 0
Frontier Communications Corp COM 35906A108 1 108 SH   OTR   0 0 0
General Dynamics Corp COM 369550108 1,410 10,387 SH   SOLE   0 10,637 0
General Dynamics Corp COM 369550108 34 250 SH   OTR   0 0 0
General Electric Co COM 369604103 3,138 126,469 SH   SOLE   0 129,019 1,350
General Electric Co COM 369604103 97 3,900 SH   OTR   0 0 0
Goldman Sachs Group Inc COM 38141G104 418 2,225 SH   SOLE   0 2,225 0
Google Inc CL C 38259P706 1,055 1,925 SH   SOLE   0 1,925 0
Hershey Co COM 427866108 2,215 21,953 SH   SOLE   0 22,453 0
Hershey Co COM 427866108 50 500 SH   OTR   0 0 0
Home Depot Inc COM 437076102 773 6,800 SH   SOLE   0 6,550 495
Home Depot Inc COM 437076102 28 245 SH   OTR   0 0 0
Huntington Bancshares Inc COM 446150104 2,604 235,660 SH   SOLE   0 237,060 0
Huntington Bancshares Inc COM 446150104 15 1,400 SH   OTR   0 0 0
Huntington Bancshares Inc PFD CONV SER A 446150401 470 348 SH   SOLE   0 348 0
Ingersoll-Rand PLC SHS G47791101 1,229 18,050 SH   SOLE   0 18,400 0
Ingersoll-Rand PLC SHS G47791101 24 350 SH   OTR   0 0 0
Intel Corp COM 458140100 1,050 33,569 SH   SOLE   0 34,269 625
Intel Corp COM 458140100 41 1,325 SH   OTR   0 0 0
International Business Machs COM 459200101 1,922 11,975 SH   SOLE   0 11,975 141
International Business Machs COM 459200101 23 141 SH   OTR   0 0 0
Ishares MSCI EAFE ETF 464287465 1,883 29,340 SH   SOLE   0 25,190 4,450
Ishares MSCI EAFE ETF 464287465 19 300 SH   OTR   0 0 0
JPMorgan Chase & Co COM 46625H100 1,474 24,330 SH   SOLE   0 24,330 0
Johnson & Johnson COM 478160104 4,100 40,751 SH   SOLE   0 41,051 465
Johnson & Johnson COM 478160104 77 765 SH   OTR   0 0 0
Joy Global Inc COM 481165108 254 6,475 SH   SOLE   0 6,475 0
Kraft Foods Group Inc COM 50076Q106 400 4,591 SH   SOLE   0 4,591 0
Lowes Cos Inc COM 548661107 1,049 14,100 SH   SOLE   0 14,100 0
McDonalds Corp COM 580135101 258 2,650 SH   SOLE   0 2,650 0
Merck & Co Inc NEW COM 58933Y105 1,136 19,759 SH   SOLE   0 19,884 0
Merck & Co Inc NEW COM 58933Y105 7 125 SH   OTR   0 0 0
Microsoft Corp COM 594918104 1,934 47,575 SH   SOLE   0 47,775 500
Microsoft Corp COM 594918104 28 700 SH   OTR   0 0 0
Mondelez Intl Inc CL A 609207105 396 10,978 SH   SOLE   0 10,978 0
Northrop Grumman Corp COM 666807102 1,284 7,978 SH   SOLE   0 8,178 0
Northrop Grumman Corp COM 666807102 32 200 SH   OTR   0 0 0
Oracle Corp COM 68389X105 403 9,350 SH   SOLE   0 9,350 0
Pepsico Inc COM 713448108 1,836 19,205 SH   SOLE   0 19,205 150
Pepsico Inc COM 713448108 14 150 SH   OTR   0 0 0
Petroleo Brasileiro SA PETRO SPONSORED ADR 71654V408 118 19,600 SH   SOLE   0 19,600 0
Pfizer Incorporated COM 717081103 1,385 39,801 SH   SOLE   0 39,449 500
Pfizer Incorporated COM 717081103 5 148 SH   OTR   0 0 0
Philip Morris Intl Inc COM 718172109 252 3,350 SH   SOLE   0 3,350 0
Potash Corp SASK Inc COM 73755L107 341 10,575 SH   SOLE   0 10,575 0
Procter & Gamble Co COM 742718109 4,007 48,902 SH   SOLE   0 49,247 325
Procter & Gamble Co COM 742718109 55 670 SH   OTR   0 0 0
Qualcomm Inc COM 747525103 1,172 16,901 SH   SOLE   0 17,201 0
Qualcomm Inc COM 747525103 21 300 SH   OTR   0 0 0
RPM Intl Inc COM 749685103 212 4,412 SH   SOLE   0 4,412 0
Reynolds American Inc COM 761713106 276 4,000 SH   SOLE   0 4,000 0
Sanofi SPONSORED ADR 80105N105 612 12,370 SH   SOLE   0 12,370 0
Schlumberger LTD COM 806857108 949 11,375 SH   SOLE   0 11,375 0
Select Sector SPDR TR SBI INT-ENERGY 81369Y506 431 5,560 SH   SOLE   0 925 4,635
Siemens A G SPONSORED ADR 826197501 1,609 14,875 SH   SOLE   0 14,975 0
Siemens A G SPONSORED ADR 826197501 11 100 SH   OTR   0 0 0
Southern Co COM 842587107 315 7,105 SH   SOLE   0 7,405 300
Southern Co COM 842587107 27 600 SH   OTR   0 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 708 9,050 SH   SOLE   0 9,050 0
Teva Pharmaceutical Inds Ltd ADR 881624209 782 12,555 SH   SOLE   0 12,855 0
Teva Pharmaceutical Inds Ltd ADR 881624209 19 300 SH   OTR   0 0 0
Timkensteel Corp COM 887399103 1,606 60,687 SH   SOLE   0 61,207 0
Timkensteel Corp COM 887399103 14 520 SH   OTR   0 0 0
Total S A SPONSORED ADR 89151E109 671 13,515 SH   SOLE   0 13,515 0
United Parcel Service Inc CL B 911312106 1,020 10,527 SH   SOLE   0 10,327 200
Vanguard Index FDS TOTAL STK MKT 922908769 2,577 24,025 SH   SOLE   0 3,300 20,725
Vanguard Specialized Portfolio DIV APP ETF 921908844 385 4,790 SH   SOLE   0 870 3,920
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 1,449 35,445 SH   SOLE   0 27,360 8,385
Vanguard INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 12 300 SH   OTR   0 0 0
Vanguard Index FDS REIT ETF 922908553 223 2,640 SH   SOLE   0 0 2,640
Verizon Communications Inc COM 92343V104 781 16,058 SH   SOLE   0 16,861 0
Verizon Communications Inc COM 92343V104 39 803 SH   OTR   0 803 0
Whole Foods Mkt Inc COM 966837106 1,736 33,325 SH   SOLE   0 32,725 600
Yum Brands Inc COM 988498101 909 11,542 SH   SOLE   0 11,542 0