The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 277 2,548 SH   OTR   2,548 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,976 12,902 SH   DFND   12,172 0 730
ABBVIE INC COMMON STOCK 00287Y109 317 2,068 SH   OTR   2,068 0 0
AFLAC INC COMMON STOCK 001055102 1,754 31,704 SH   DFND   29,414 0 2,290
AFLAC INC COMMON STOCK 001055102 267 4,820 SH   OTR   4,820 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 292 2,000 SH   DFND   2,000 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 2,661 1,221 SH   DFND   1,191 0 30
ALPHABET INC CL A COMMON STOCK 02079K305 447 205 SH   OTR   205 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 556 254 SH   DFND   164 0 90
AMAZON COM INC COMMON STOCK 023135106 437 4,115 SH   DFND   380 0 3,735
AMERICAN EXPRESS CO COMMON STOCK 025816109 236 1,700 SH   DFND   1,000 0 700
APPLE INC COMMON STOCK 037833100 6,097 44,594 SH   DFND   38,854 0 5,740
APPLE INC COMMON STOCK 037833100 523 3,825 SH   OTR   3,825 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,790 8,521 SH   DFND   8,521 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 307 1,460 SH   OTR   1,460 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 409 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 3,473 12,719 SH   DFND   10,630 0 2,089
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 418 1,530 SH   OTR   1,530 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,229 13,601 SH   DFND   13,601 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 217 2,405 SH   OTR   2,405 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 391 10,976 SH   DFND   10,176 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 93 2,620 SH   OTR   2,620 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 315 2,178 SH   DFND   417 0 1,761
COCA-COLA CO COMMON STOCK 191216100 1,389 22,081 SH   DFND   19,745 0 2,336
COCA-COLA CO COMMON STOCK 191216100 149 2,372 SH   OTR   2,372 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,339 19,835 SH   DFND   19,835 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 204 3,030 SH   OTR   3,030 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,512 18,862 SH   DFND   16,242 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 254 3,169 SH   OTR   3,169 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,287 32,806 SH   DFND   32,806 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 237 6,045 SH   OTR   6,045 0 0
CUMMINS INC COMMON STOCK 231021106 1,284 6,634 SH   DFND   6,189 0 445
CUMMINS INC COMMON STOCK 231021106 214 1,105 SH   OTR   1,105 0 0
DANAHER CORP COMMON STOCK 235851102 2,698 10,644 SH   DFND   10,091 0 553
DANAHER CORP COMMON STOCK 235851102 399 1,575 SH   OTR   1,575 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,753 13,500 SH   DFND   13,500 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 319 2,460 SH   OTR   2,460 0 0
DISNEY WALT CO COMMON STOCK 254687106 232 2,454 SH   DFND   1,155 0 1,299
ELECTRONIC ARTS INC COMMON STOCK 285512109 533 4,380 SH   DFND   4,380 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 109 900 SH   OTR   900 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,586 18,522 SH   DFND   18,122 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 378 4,415 SH   OTR   4,415 0 0
FORTIVE CORP COMMON STOCK 34959J108 655 12,046 SH   DFND   11,492 0 554
FORTIVE CORP COMMON STOCK 34959J108 98 1,809 SH   OTR   1,809 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,453 19,252 SH   DFND   19,252 0 0
GENERAL MLS INC COMMON STOCK 370334104 238 3,150 SH   OTR   3,150 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,636 5,964 SH   DFND   5,394 0 570
HOME DEPOT INC COMMON STOCK 437076102 260 948 SH   OTR   948 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,100 6,034 SH   DFND   6,034 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 313 1,720 SH   OTR   1,720 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,040 7,366 SH   DFND   6,966 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 210 1,490 SH   OTR   1,490 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 652 15,593 SH   DFND   15,593 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 128 3,050 SH   OTR   3,050 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,571 20,222 SH   DFND   20,222 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 397 3,125 SH   OTR   3,125 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,439 13,738 SH   DFND   13,472 0 266
JOHNSON & JOHNSON COMMON STOCK 478160104 415 2,337 SH   OTR   2,337 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 472 4,192 SH   DFND   2,100 0 2,092
KIMBERLY CLARK CORP COMMON STOCK 494368103 813 6,012 SH   DFND   6,012 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 182 1,343 SH   OTR   1,343 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,537 15,266 SH   DFND   15,266 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 267 2,652 SH   OTR   2,652 0 0
LILLY ELI & CO COMMON STOCK 532457108 207 638 SH   DFND   638 0 0
LINDE PLC COMMON STOCK G5494J103 1,822 6,336 SH   DFND   6,336 0 0
LINDE PLC COMMON STOCK G5494J103 412 1,433 SH   OTR   1,433 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 399 4,789 SH   DFND   4,789 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 87 1,041 SH   OTR   1,041 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 237 2,601 SH   DFND   1,654 0 947
META PLATFORMS, INC COMMON STOCK 30303M102 722 4,479 SH   DFND   4,254 0 225
META PLATFORMS, INC COMMON STOCK 30303M102 106 655 SH   OTR   655 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,284 16,680 SH   DFND   13,159 0 3,521
MICROSOFT CORP COMMON STOCK 594918104 577 2,246 SH   OTR   2,246 0 0
NIKE INC CL B COMMON STOCK 654106103 2,436 23,836 SH   DFND   23,536 0 300
NIKE INC CL B COMMON STOCK 654106103 692 6,768 SH   OTR   6,768 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 329 1,448 SH   DFND   1,018 0 430
NUCOR CORP COMMON STOCK 670346105 1,668 15,978 SH   DFND   15,978 0 0
NUCOR CORP COMMON STOCK 670346105 216 2,065 SH   OTR   2,065 0 0
NVIDIA CORP COMMON STOCK 67066G104 235 1,552 SH   DFND   136 0 1,416
OLD REP INTL CORP COMMON STOCK 680223104 3 133 SH   DFND   133 0 0
OLD REP INTL CORP COMMON STOCK 680223104 305 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 2,014 28,824 SH   DFND   25,824 0 3,000
ORACLE CORP COMMON STOCK 68389X105 322 4,608 SH   OTR   4,608 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 450 6,365 SH   DFND   5,965 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 110 1,560 SH   OTR   1,560 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 623 8,923 SH   DFND   8,481 0 442
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 106 1,520 SH   OTR   1,520 0 0
PEPSICO INC COMMON STOCK 713448108 1,701 10,209 SH   DFND   9,790 0 419
PEPSICO INC COMMON STOCK 713448108 459 2,755 SH   OTR   2,755 0 0
PFIZER INC COMMON STOCK 717081103 335 6,385 SH   DFND   3,500 0 2,885
POLARIS INC COMMON STOCK 731068102 708 7,129 SH   DFND   7,129 0 0
POLARIS INC COMMON STOCK 731068102 129 1,295 SH   OTR   1,295 0 0
PRINCIPAL FINANCIAL GROUP INC COMMON STOCK 74251V102 200 3,000 SH   DFND   3,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 410 2,850 SH   DFND   957 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,066 11,141 SH   DFND   11,141 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 184 1,920 SH   OTR   1,920 0 0
QUALCOMM INC COMMON STOCK 747525103 3,041 23,806 SH   DFND   23,406 0 400
QUALCOMM INC COMMON STOCK 747525103 521 4,078 SH   OTR   4,078 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,221 12,704 SH   DFND   11,904 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 596 6,205 SH   OTR   6,205 0 0
REALTY INCOME CORP COMMON STOCK 756109104 1,904 27,891 SH   DFND   27,891 0 0
REALTY INCOME CORP COMMON STOCK 756109104 356 5,219 SH   OTR   5,219 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 919 25,694 SH   DFND   25,694 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 138 3,850 SH   OTR   3,850 0 0
SNAP-ON INC COMMON STOCK 833034101 764 3,877 SH   DFND   3,877 0 0
SNAP-ON INC COMMON STOCK 833034101 130 660 SH   OTR   660 0 0
STATE STR CORP COMMON STOCK 857477103 1,111 18,021 SH   DFND   17,621 0 400
STATE STR CORP COMMON STOCK 857477103 197 3,195 SH   OTR   3,195 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,216 10,703 SH   DFND   10,703 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 219 1,930 SH   OTR   1,930 0 0
TARGET CORP COMMON STOCK 87612E106 1,445 10,235 SH   DFND   9,024 0 1,211
TARGET CORP COMMON STOCK 87612E106 203 1,440 SH   OTR   1,440 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 3,947 7,265 SH   DFND   7,124 0 141
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 843 1,552 SH   OTR   1,552 0 0
TIMKEN CO COMMON STOCK 887389104 1,055 19,880 SH   DFND   19,880 0 0
TIMKEN CO COMMON STOCK 887389104 212 3,995 SH   OTR   3,995 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,310 19,983 SH   DFND   19,983 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 237 3,610 SH   OTR   3,610 0 0
UNION PAC CORP COMMON STOCK 907818108 2,326 10,907 SH   DFND   10,907 0 0
UNION PAC CORP COMMON STOCK 907818108 405 1,900 SH   OTR   1,900 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 312 1,708 SH   DFND   197 0 1,511
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 509 991 SH   DFND   538 0 453
US BANCORP DEL COMMON STOCK 902973304 227 4,932 SH   DFND   2,752 0 2,180
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,751 34,504 SH   DFND   33,528 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 261 5,145 SH   OTR   5,145 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 373 1,892 SH   DFND   1,426 0 466
WABTEC CORP COMMON STOCK 929740108 776 9,457 SH   DFND   9,457 0 0
WABTEC CORP COMMON STOCK 929740108 135 1,650 SH   OTR   1,650 0 0
WALMART INC COMMON STOCK 931142103 1,600 13,161 SH   DFND   12,361 0 800
WALMART INC COMMON STOCK 931142103 341 2,803 SH   OTR   2,803 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 577 4,658 SH   DFND   4,658 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 416 10,623 SH   DFND   9,104 0 1,519
3M CO COMMON STOCK 88579Y101 201 1,554 SH   DFND   1,554 0 0
3M CO COMMON STOCK 88579Y101 104 800 SH   OTR   800 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 253 5,000 SH   DFND   0 0 5,000
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 922 22,588 SH   DFND   22,588 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 211 5,071 SH   DFND   5,071 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 769 9,010 SH   DFND   9,010 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 925 7,867 SH   DFND   7,867 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 206 1,750 SH   OTR   1,750 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,271 10,801 SH   DFND   10,505 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 24 200 SH   OTR   200 0 0
ISHARES S&P MIDCAP 400 GROWTH OTHER 464287606 269 4,216 SH   DFND   3,416 0 800
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 749 12,919 SH   DFND   403 0 12,516
SCHWAB US DVD EQUITY ETF OTHER 808524797 299 4,171 SH   DFND   0 0 4,171
VANGUARD GROWTH ETF OTHER 922908736 797 3,575 SH   DFND   3,575 0 0
VANGUARD MID CAP ETF OTHER 922908629 292 1,480 SH   DFND   1,480 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 718 4,077 SH   DFND   4,077 0 0
VANGUARD VALUE ETF OTHER 922908744 435 3,298 SH   DFND   3,298 0 0