The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 296 2,498 SH   OTR   2,498 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,119 13,071 SH   DFND   12,341 0 730
ABBVIE INC COMMON STOCK 00287Y109 337 2,078 SH   OTR   2,078 0 0
AFLAC INC COMMON STOCK 001055102 2,047 31,784 SH   DFND   29,494 0 2,290
AFLAC INC COMMON STOCK 001055102 305 4,730 SH   OTR   4,730 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 327 2,000 SH   DFND   2,000 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 3,388 1,218 SH   DFND   1,188 0 30
ALPHABET INC CL A COMMON STOCK 02079K305 542 195 SH   OTR   195 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 723 259 SH   DFND   169 0 90
AMAZON COM INC COMMON STOCK 023135106 740 227 SH   DFND   44 0 183
AMERICAN EXPRESS CO COMMON STOCK 025816109 318 1,700 SH   DFND   1,000 0 700
APPLE INC COMMON STOCK 037833100 6,789 38,879 SH   DFND   32,857 0 6,022
APPLE INC COMMON STOCK 037833100 654 3,745 SH   OTR   3,745 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,954 8,588 SH   DFND   8,588 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 332 1,460 SH   OTR   1,460 0 0
BANK AMER CORP COMMON STOCK 060505104 313 7,584 SH   DFND   5,161 0 2,423
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 529 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 5,755 16,307 SH   DFND   14,134 0 2,173
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 621 1,760 SH   OTR   1,760 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,198 13,639 SH   DFND   13,639 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 211 2,405 SH   OTR   2,405 0 0
BROADCOM INC COMMON STOCK 11135F101 205 326 SH   DFND   73 0 253
CARRIER GLOBAL CORP COMMON STOCK 14448C104 515 11,221 SH   DFND   10,421 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 120 2,620 SH   OTR   2,620 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 355 2,178 SH   DFND   417 0 1,761
COCA-COLA CO COMMON STOCK 191216100 1,377 22,213 SH   DFND   19,877 0 2,336
COCA-COLA CO COMMON STOCK 191216100 144 2,322 SH   OTR   2,322 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,781 19,862 SH   DFND   19,862 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 260 2,905 SH   OTR   2,905 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,471 19,398 SH   DFND   16,778 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 240 3,169 SH   OTR   3,169 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,517 32,411 SH   DFND   32,411 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 278 5,945 SH   OTR   5,945 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 224 389 SH   DFND   39 0 350
CUMMINS INC COMMON STOCK 231021106 1,367 6,663 SH   DFND   6,218 0 445
CUMMINS INC COMMON STOCK 231021106 223 1,085 SH   OTR   1,085 0 0
DANAHER CORP COMMON STOCK 235851102 3,130 10,670 SH   DFND   10,117 0 553
DANAHER CORP COMMON STOCK 235851102 444 1,515 SH   OTR   1,515 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,912 13,486 SH   DFND   13,486 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 349 2,460 SH   OTR   2,460 0 0
DISNEY WALT CO COMMON STOCK 254687106 474 3,454 SH   DFND   2,155 0 1,299
EXXON MOBIL CORP COMMON STOCK 30231G102 1,567 18,972 SH   DFND   18,572 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 361 4,365 SH   OTR   4,365 0 0
FORTIVE CORP COMMON STOCK 34959J108 730 11,974 SH   DFND   11,420 0 554
FORTIVE CORP COMMON STOCK 34959J108 105 1,729 SH   OTR   1,729 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,826 26,963 SH   DFND   26,963 0 0
GENERAL MLS INC COMMON STOCK 370334104 247 3,650 SH   OTR   3,650 0 0
GLOBANT SA COMMON STOCK L44385109 218 833 SH   DFND   0 0 833
HOME DEPOT INC COMMON STOCK 437076102 1,795 5,996 SH   DFND   5,426 0 570
HOME DEPOT INC COMMON STOCK 437076102 290 968 SH   OTR   968 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 204 1,050 SH   DFND   310 0 740
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 187 12,802 SH   DFND   7,256 0 5,546
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,373 6,559 SH   DFND   6,559 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 359 1,715 SH   OTR   1,715 0 0
INTEL CORP COMMON STOCK 458140100 185 3,734 SH   DFND   644 0 3,090
INTEL CORP COMMON STOCK 458140100 26 525 SH   OTR   525 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,447 11,129 SH   DFND   10,729 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 252 1,935 SH   OTR   1,935 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 716 15,523 SH   DFND   15,523 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 136 2,950 SH   OTR   2,950 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,826 20,508 SH   DFND   20,508 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 432 3,135 SH   OTR   3,135 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,548 14,374 SH   DFND   14,108 0 266
JOHNSON & JOHNSON COMMON STOCK 478160104 414 2,337 SH   OTR   2,337 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 571 4,192 SH   DFND   2,100 0 2,092
KIMBERLY CLARK CORP COMMON STOCK 494368103 742 6,022 SH   DFND   6,022 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 165 1,343 SH   OTR   1,343 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,649 15,265 SH   DFND   15,265 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 286 2,652 SH   OTR   2,652 0 0
LINDE PLC COMMON STOCK G5494J103 2,066 6,469 SH   DFND   6,469 0 0
LINDE PLC COMMON STOCK G5494J103 458 1,433 SH   OTR   1,433 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 929 9,307 SH   DFND   9,307 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 160 1,606 SH   OTR   1,606 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 215 2,616 SH   DFND   1,669 0 947
MICROSOFT CORP COMMON STOCK 594918104 5,267 17,084 SH   DFND   13,563 0 3,521
MICROSOFT CORP COMMON STOCK 594918104 689 2,236 SH   OTR   2,236 0 0
NIKE INC CL B COMMON STOCK 654106103 3,259 24,223 SH   DFND   23,923 0 300
NIKE INC CL B COMMON STOCK 654106103 919 6,828 SH   OTR   6,828 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 413 1,448 SH   DFND   1,018 0 430
NUCOR CORP COMMON STOCK 670346105 2,432 16,360 SH   DFND   16,360 0 0
NUCOR CORP COMMON STOCK 670346105 307 2,065 SH   OTR   2,065 0 0
NVIDIA CORP COMMON STOCK 67066G104 423 1,552 SH   DFND   136 0 1,416
OLD REP INTL CORP COMMON STOCK 680223104 3 133 SH   DFND   133 0 0
OLD REP INTL CORP COMMON STOCK 680223104 352 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 2,387 28,849 SH   DFND   25,849 0 3,000
ORACLE CORP COMMON STOCK 68389X105 375 4,528 SH   OTR   4,528 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 498 6,470 SH   DFND   6,070 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 120 1,560 SH   OTR   1,560 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 255 900 SH   DFND   400 0 500
PEPSICO INC COMMON STOCK 713448108 1,865 11,140 SH   DFND   10,721 0 419
PEPSICO INC COMMON STOCK 713448108 466 2,785 SH   OTR   2,785 0 0
PFIZER INC COMMON STOCK 717081103 331 6,400 SH   DFND   3,515 0 2,885
POLARIS INC COMMON STOCK 731068102 744 7,064 SH   DFND   7,064 0 0
POLARIS INC COMMON STOCK 731068102 136 1,295 SH   OTR   1,295 0 0
PRINCIPAL FINANCIAL GROUP INC COMMON STOCK 74251V102 220 3,000 SH   DFND   3,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 435 2,850 SH   DFND   957 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,329 11,246 SH   DFND   11,246 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 221 1,870 SH   OTR   1,870 0 0
QUALCOMM INC COMMON STOCK 747525103 3,641 23,828 SH   DFND   23,428 0 400
QUALCOMM INC COMMON STOCK 747525103 606 3,968 SH   OTR   3,968 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,269 12,807 SH   DFND   12,007 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 612 6,175 SH   OTR   6,175 0 0
REALTY INCOME CORP COMMON STOCK 756109104 1,935 27,916 SH   DFND   27,916 0 0
REALTY INCOME CORP COMMON STOCK 756109104 362 5,219 SH   OTR   5,219 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 241 1,135 SH   DFND   178 0 957
SCHLUMBERGER LTD COMMON STOCK 806857108 1,075 26,029 SH   DFND   26,029 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 155 3,750 SH   OTR   3,750 0 0
SNAP-ON INC COMMON STOCK 833034101 800 3,895 SH   DFND   3,895 0 0
SNAP-ON INC COMMON STOCK 833034101 132 640 SH   OTR   640 0 0
STATE STR CORP COMMON STOCK 857477103 1,554 17,841 SH   DFND   17,441 0 400
STATE STR CORP COMMON STOCK 857477103 257 2,945 SH   OTR   2,945 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,608 10,638 SH   DFND   10,638 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 286 1,890 SH   OTR   1,890 0 0
TARGET CORP COMMON STOCK 87612E106 2,181 10,275 SH   DFND   9,064 0 1,211
TARGET CORP COMMON STOCK 87612E106 306 1,440 SH   OTR   1,440 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,413 7,472 SH   DFND   7,278 0 194
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 940 1,592 SH   OTR   1,592 0 0
TIMKEN CO COMMON STOCK 887389104 1,205 19,853 SH   DFND   19,853 0 0
TIMKEN CO COMMON STOCK 887389104 236 3,895 SH   OTR   3,895 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,593 20,063 SH   DFND   20,063 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 275 3,460 SH   OTR   3,460 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 219 1,200 SH   DFND   1,200 0 0
UNION PAC CORP COMMON STOCK 907818108 3,159 11,561 SH   DFND   11,561 0 0
UNION PAC CORP COMMON STOCK 907818108 511 1,870 SH   OTR   1,870 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 366 1,708 SH   DFND   197 0 1,511
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 505 991 SH   DFND   538 0 453
US BANCORP DEL COMMON STOCK 902973304 262 4,932 SH   DFND   2,752 0 2,180
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,765 34,649 SH   DFND   33,673 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 262 5,145 SH   OTR   5,145 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 508 2,292 SH   DFND   1,826 0 466
WABTEC CORP COMMON STOCK 929740108 918 9,545 SH   DFND   9,545 0 0
WABTEC CORP COMMON STOCK 929740108 159 1,650 SH   OTR   1,650 0 0
WALMART INC COMMON STOCK 931142103 1,967 13,210 SH   DFND   12,410 0 800
WALMART INC COMMON STOCK 931142103 417 2,803 SH   OTR   2,803 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 651 4,658 SH   DFND   4,658 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 537 11,073 SH   DFND   9,554 0 1,519
WEST PHARMACEUTICAL SERVICES I COMMON STOCK 955306105 203 494 SH   DFND   0 0 494
3M CO COMMON STOCK 88579Y101 231 1,554 SH   DFND   1,554 0 0
3M CO COMMON STOCK 88579Y101 119 800 SH   OTR   800 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 526 10,171 SH   DFND   10,171 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 885 18,436 SH   DFND   18,436 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 201 4,362 SH   DFND   4,362 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 915 9,038 SH   DFND   9,038 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 1,034 7,935 SH   DFND   7,935 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 231 1,770 SH   OTR   1,770 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,640 12,801 SH   DFND   12,505 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 26 200 SH   OTR   200 0 0
ISHARES S&P MIDCAP 400 GROWTH OTHER 464287606 326 4,216 SH   DFND   3,416 0 800
ISHARES S&P SMALL CAP 600 GRWT OTHER 464287887 230 1,838 SH   DFND   0 0 1,838
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 967 12,919 SH   DFND   618 0 12,301
SCHWAB US DVD EQUITY ETF OTHER 808524797 329 4,171 SH   DFND   0 0 4,171
SCHWAB US LARGE CAP VALUE OTHER 808524409 211 2,961 SH   DFND   0 0 2,961
SPDR S&P 500 ETF TRUST OTHER 78462F103 209 463 SH   DFND   463 0 0
VANGUARD GROWTH ETF OTHER 922908736 1,028 3,575 SH   DFND   3,575 0 0
VANGUARD MID CAP ETF OTHER 922908629 352 1,480 SH   DFND   1,480 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 798 3,755 SH   DFND   3,755 0 0
VANGUARD VALUE ETF OTHER 922908744 436 2,950 SH   DFND   2,950 0 0