The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 323 2,298 SH   OTR   2,298 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,695 12,521 SH   DFND   11,791 0 730
ABBVIE INC COMMON STOCK 00287Y109 274 2,023 SH   OTR   2,023 0 0
ACCENTURE PLC COMMON STOCK G1151C101 227 548 SH   DFND   153 0 395
AFLAC INC COMMON STOCK 001055102 1,831 31,363 SH   DFND   29,073 0 2,290
AFLAC INC COMMON STOCK 001055102 261 4,470 SH   OTR   4,470 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 254 1,500 SH   DFND   1,500 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 3,552 1,226 SH   DFND   1,196 0 30
ALPHABET INC CL A COMMON STOCK 02079K305 608 210 SH   OTR   210 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 576 199 SH   DFND   109 0 90
AMAZON COM INC COMMON STOCK 023135106 650 195 SH   DFND   12 0 183
APPLE INC COMMON STOCK 037833100 6,913 38,929 SH   DFND   32,907 0 6,022
APPLE INC COMMON STOCK 037833100 678 3,820 SH   OTR   3,820 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,036 8,258 SH   DFND   8,258 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 333 1,350 SH   OTR   1,350 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 451 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 4,652 15,558 SH   DFND   13,385 0 2,173
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 544 1,820 SH   OTR   1,820 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,079 12,724 SH   DFND   12,724 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 167 1,975 SH   OTR   1,975 0 0
BROADCOM INC COMMON STOCK 11135F101 217 326 SH   DFND   73 0 253
CARRIER GLOBAL CORP COMMON STOCK 14448C104 608 11,201 SH   DFND   10,401 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 141 2,600 SH   OTR   2,600 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 256 2,178 SH   DFND   417 0 1,761
COCA-COLA CO COMMON STOCK 191216100 1,292 21,824 SH   DFND   19,488 0 2,336
COCA-COLA CO COMMON STOCK 191216100 142 2,392 SH   OTR   2,392 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,714 19,317 SH   DFND   19,317 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 232 2,615 SH   OTR   2,615 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,609 18,857 SH   DFND   16,237 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 245 2,869 SH   OTR   2,869 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,520 30,193 SH   DFND   30,193 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 255 5,065 SH   OTR   5,065 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 221 389 SH   DFND   39 0 350
CUMMINS INC COMMON STOCK 231021106 1,431 6,558 SH   DFND   6,113 0 445
CUMMINS INC COMMON STOCK 231021106 221 1,015 SH   OTR   1,015 0 0
DANAHER CORP COMMON STOCK 235851102 3,329 10,118 SH   DFND   9,562 0 556
DANAHER CORP COMMON STOCK 235851102 498 1,515 SH   OTR   1,515 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 2,232 12,618 SH   DFND   12,618 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 405 2,290 SH   OTR   2,290 0 0
DISNEY WALT CO COMMON STOCK 254687106 380 2,454 SH   DFND   1,155 0 1,299
ECOLAB INC COMMON STOCK 278865100 303 1,293 SH   DFND   200 0 1,093
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 330 1,457 SH   DFND   1,457 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 268 1,180 SH   OTR   1,180 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,070 17,494 SH   DFND   17,094 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 269 4,400 SH   OTR   4,400 0 0
FORTIVE CORP COMMON STOCK 34959J108 870 11,409 SH   DFND   10,855 0 554
FORTIVE CORP COMMON STOCK 34959J108 114 1,499 SH   OTR   1,499 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,482 21,988 SH   DFND   21,988 0 0
GENERAL MLS INC COMMON STOCK 370334104 220 3,270 SH   OTR   3,270 0 0
GLOBANT SA COMMON STOCK L44385109 263 836 SH   DFND   0 0 836
HOME DEPOT INC COMMON STOCK 437076102 2,324 5,599 SH   DFND   5,029 0 570
HOME DEPOT INC COMMON STOCK 437076102 362 873 SH   OTR   873 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 222 1,065 SH   DFND   325 0 740
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,545 6,262 SH   DFND   6,262 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 407 1,650 SH   OTR   1,650 0 0
INTEL CORP COMMON STOCK 458140100 192 3,734 SH   DFND   644 0 3,090
INTEL CORP COMMON STOCK 458140100 27 525 SH   OTR   525 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,361 10,184 SH   DFND   9,784 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 200 1,495 SH   OTR   1,495 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 685 14,578 SH   DFND   14,578 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 124 2,630 SH   OTR   2,630 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,730 19,611 SH   DFND   19,611 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 452 3,245 SH   OTR   3,245 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,341 13,684 SH   DFND   13,418 0 266
JOHNSON & JOHNSON COMMON STOCK 478160104 390 2,277 SH   OTR   2,277 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 664 4,192 SH   DFND   2,100 0 2,092
KIMBERLY CLARK CORP COMMON STOCK 494368103 812 5,682 SH   DFND   5,682 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 168 1,173 SH   OTR   1,173 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,273 14,315 SH   DFND   14,315 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 222 2,502 SH   OTR   2,502 0 0
LINDE PLC COMMON STOCK G5494J103 2,183 6,302 SH   DFND   6,302 0 0
LINDE PLC COMMON STOCK G5494J103 503 1,453 SH   OTR   1,453 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 871 9,013 SH   DFND   9,013 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 153 1,586 SH   OTR   1,586 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 236 3,076 SH   DFND   2,129 0 947
MICROSOFT CORP COMMON STOCK 594918104 5,693 16,926 SH   DFND   13,401 0 3,525
MICROSOFT CORP COMMON STOCK 594918104 759 2,256 SH   OTR   2,256 0 0
NIKE INC CL B COMMON STOCK 654106103 3,805 22,828 SH   DFND   22,528 0 300
NIKE INC CL B COMMON STOCK 654106103 1,108 6,648 SH   OTR   6,648 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 431 1,448 SH   DFND   1,018 0 430
NUCOR CORP COMMON STOCK 670346105 1,972 17,275 SH   DFND   17,275 0 0
NUCOR CORP COMMON STOCK 670346105 247 2,165 SH   OTR   2,165 0 0
NVIDIA CORP COMMON STOCK 67066G104 458 1,557 SH   DFND   136 0 1,421
OLD REP INTL CORP COMMON STOCK 680223104 3 133 SH   DFND   133 0 0
OLD REP INTL CORP COMMON STOCK 680223104 335 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 2,529 29,003 SH   DFND   26,003 0 3,000
ORACLE CORP COMMON STOCK 68389X105 368 4,218 SH   OTR   4,218 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 550 6,320 SH   DFND   5,920 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 128 1,465 SH   OTR   1,465 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 286 900 SH   DFND   400 0 500
PEPSICO INC COMMON STOCK 713448108 1,896 10,917 SH   DFND   10,498 0 419
PEPSICO INC COMMON STOCK 713448108 489 2,815 SH   OTR   2,815 0 0
PFIZER INC COMMON STOCK 717081103 230 3,900 SH   DFND   1,015 0 2,885
POLARIS INC COMMON STOCK 731068102 712 6,474 SH   DFND   6,474 0 0
POLARIS INC COMMON STOCK 731068102 127 1,160 SH   OTR   1,160 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 540 3,300 SH   DFND   1,407 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,228 11,341 SH   DFND   11,341 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 201 1,860 SH   OTR   1,860 0 0
QUALCOMM INC COMMON STOCK 747525103 4,433 24,243 SH   DFND   23,843 0 400
QUALCOMM INC COMMON STOCK 747525103 735 4,018 SH   OTR   4,018 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,070 12,432 SH   DFND   11,632 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 528 6,130 SH   OTR   6,130 0 0
REALTY INCOME CORP COMMON STOCK 756109104 1,988 27,776 SH   DFND   27,776 0 0
REALTY INCOME CORP COMMON STOCK 756109104 280 3,914 SH   OTR   3,914 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 289 1,138 SH   DFND   178 0 960
SCHLUMBERGER LTD COMMON STOCK 806857108 783 26,144 SH   DFND   26,144 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 111 3,700 SH   OTR   3,700 0 0
SNAP-ON INC COMMON STOCK 833034101 818 3,800 SH   DFND   3,800 0 0
SNAP-ON INC COMMON STOCK 833034101 126 585 SH   OTR   585 0 0
STATE STR CORP COMMON STOCK 857477103 1,610 17,311 SH   DFND   16,911 0 400
STATE STR CORP COMMON STOCK 857477103 252 2,705 SH   OTR   2,705 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,960 9,968 SH   DFND   9,968 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 334 1,700 SH   OTR   1,700 0 0
TARGET CORP COMMON STOCK 87612E106 2,328 10,060 SH   DFND   8,849 0 1,211
TARGET CORP COMMON STOCK 87612E106 317 1,370 SH   OTR   1,370 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,589 6,877 SH   DFND   6,683 0 194
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 1,082 1,622 SH   OTR   1,622 0 0
TIMKEN CO COMMON STOCK 887389104 1,289 18,608 SH   DFND   18,608 0 0
TIMKEN CO COMMON STOCK 887389104 248 3,575 SH   OTR   3,575 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,546 20,158 SH   DFND   20,158 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 255 3,325 SH   OTR   3,325 0 0
TYLER TECHNOLOGIES INC COMMON STOCK 902252105 201 373 SH   DFND   0 0 373
UNION PAC CORP COMMON STOCK 907818108 2,710 10,756 SH   DFND   10,756 0 0
UNION PAC CORP COMMON STOCK 907818108 479 1,900 SH   OTR   1,900 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 375 1,748 SH   DFND   237 0 1,511
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 297 591 SH   DFND   138 0 453
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,651 31,784 SH   DFND   30,808 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 210 4,045 SH   OTR   4,045 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 432 1,992 SH   DFND   1,526 0 466
WABTEC CORP COMMON STOCK 929740108 773 8,390 SH   DFND   8,390 0 0
WABTEC CORP COMMON STOCK 929740108 146 1,580 SH   OTR   1,580 0 0
WALMART INC COMMON STOCK 931142103 1,804 12,470 SH   DFND   11,670 0 800
WALMART INC COMMON STOCK 931142103 380 2,623 SH   OTR   2,623 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 635 4,658 SH   DFND   4,658 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 334 6,952 SH   DFND   5,433 0 1,519
WEST PHARMACEUTICAL SERVICES I COMMON STOCK 955306105 232 495 SH   DFND   0 0 495
3M CO COMMON STOCK 88579Y101 27 154 SH   DFND   154 0 0
3M CO COMMON STOCK 88579Y101 178 1,000 SH   OTR   1,000 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 656 12,171 SH   DFND   12,171 0 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 237 2,330 SH   DFND   2,330 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 257 4,769 SH   DFND   4,769 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 703 8,300 SH   DFND   8,300 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 849 16,636 SH   DFND   16,636 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 216 4,362 SH   DFND   4,362 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 2,924 27,218 SH   DFND   27,218 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 1,068 6,999 SH   DFND   6,999 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 240 1,570 SH   OTR   1,570 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 845 1,772 SH   DFND   172 0 1,600
ISHARES DOW JONES SELECT DIV I OTHER 464287168 2,121 17,301 SH   DFND   17,005 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 25 200 SH   OTR   200 0 0
ISHARES RUSSELL 1000 VALUE IND OTHER 464287598 246 1,465 SH   DFND   0 0 1,465
ISHARES S&P MIDCAP 400 GROWTH OTHER 464287606 359 4,216 SH   DFND   3,416 0 800
ISHARES S&P SMALL CAP 600 GRWT OTHER 464287887 255 1,838 SH   DFND   0 0 1,838
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 1,075 6,567 SH   DFND   309 0 6,258
SCHWAB US DVD EQUITY ETF OTHER 808524797 337 4,171 SH   DFND   0 0 4,171
SCHWAB US LARGE CAP VALUE OTHER 808524409 217 2,961 SH   DFND   0 0 2,961
SPDR S&P 500 ETF TRUST OTHER 78462F103 220 463 SH   DFND   463 0 0
VANGUARD ENERGY ETF OTHER 92204A306 481 6,200 SH   DFND   6,200 0 0
VANGUARD GROWTH ETF OTHER 922908736 1,643 5,120 SH   DFND   5,120 0 0
VANGUARD MID CAP ETF OTHER 922908629 487 1,910 SH   DFND   1,910 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 1,063 4,705 SH   DFND   4,705 0 0
VANGUARD VALUE ETF OTHER 922908744 375 2,550 SH   DFND   2,550 0 0