The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,363,140 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100   803,855 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   4,263,116 28,600 SH   SOLE   27,400 0 1,200
ABBVIE INC COM 00287Y109   1,237,198 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,001,578 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100   9,406,277 54,940 SH   SOLE   54,940 0 0
APPLIED MATLS INC COM 038222105   4,333,485 31,300 SH   SOLE   31,300 0 0
AT&T INC COM 00206R102   1,294,724 86,200 SH   SOLE   83,800 0 2,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   472,905 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,151,572 54,300 SH   SOLE   52,300 0 2,000
CISCO SYS INC COM 17275R102   4,365,312 81,200 SH   SOLE   77,500 0 3,700
CISCO SYS INC COM 17275R102   80,640 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   1,612,224 28,800 SH   SOLE   26,800 0 2,000
COCA COLA CO COM 191216100   44,784 800 SH   OTR   0 0 800
CORNING INC COM 219350105   1,718,508 56,400 SH   SOLE   54,000 0 2,400
EMERSON ELEC CO COM 291011104   4,007,655 41,500 SH   SOLE   40,000 0 1,500
EMERSON ELEC CO COM 291011104   144,855 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   129,808 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102   1,538,064 13,081 SH   OTR   0 0 13,081
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   217,796 3,201 SH   SOLE   3,201 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   56,269 827 SH   OTR   0 0 827
GEN DIGITAL INC COM 668771108   910,520 51,500 SH   SOLE   51,500 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,062,496 9,611 SH   SOLE   9,611 0 0
GENERAL ELECTRIC CO COM NEW 369604301   274,606 2,484 SH   OTR   0 0 2,484
GSK PLC SPONSORED ADR 37733W204   1,919,800 52,960 SH   SOLE   52,960 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   991,827 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105   1,467,470 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103   1,080,760 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100   4,514,850 127,000 SH   SOLE   122,000 0 5,000
INTEL CORP COM 458140100   104,872 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101   3,998,550 28,500 SH   SOLE   27,500 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101   149,279 1,064 SH   OTR   0 0 1,064
JOHNSON & JOHNSON COM 478160104   5,996,375 38,500 SH   SOLE   36,800 0 1,700
JOHNSON & JOHNSON COM 478160104   52,643 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   2,006,124 100,608 SH   SOLE   99,543 0 1,065
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   19,083 957 SH   OTR   0 0 957
MARSH & MCLENNAN COS INC COM 571748102   4,852,650 25,500 SH   SOLE   24,300 0 1,200
MERCK & CO INC COM 58933Y105   6,846,175 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105   308,850 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   11,903,775 37,700 SH   SOLE   36,400 0 1,300
MICROSOFT CORP COM 594918104   1,010,400 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   882,396 12,700 SH   SOLE   12,700 0 0
NUCOR CORP COM 670346105   4,096,370 26,200 SH   SOLE   24,700 0 1,500
NUCOR CORP COM 670346105   193,092 1,235 SH   OTR   0 0 1,235
ORACLE CORP COM 68389X105   1,023,187 9,660 SH   SOLE   9,660 0 0
ORGANON & CO COMMON STOCK 68622V106   860,362 49,560 SH   SOLE   49,560 0 0
ORGANON & CO COMMON STOCK 68622V106   5,208 300 SH   OTR   0 0 300
PFIZER INC COM 717081103   3,442,980 103,798 SH   SOLE   101,298 0 2,500
PFIZER INC COM 717081103   196,035 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,333,760 16,000 SH   SOLE   16,000 0 0
PROCTER AND GAMBLE CO COM 742718109   58,344 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   9,079,017 65,176 SH   SOLE   65,176 0 0
PROGRESSIVE CORP COM 743315103   70,009,533 502,581 SH   OTR   502,581 0 0
STRYKER CORPORATION COM 863667101   16,095,603 58,900 SH   SOLE   57,700 0 1,200
STRYKER CORPORATION COM 863667101   2,249,012 8,230 SH   OTR   0 0 8,230
THERMO FISHER SCIENTIFIC INC COM 883556102   5,560,277 10,985 SH   SOLE   10,585 0 400
UNILEVER PLC SPON ADR NEW 904767704   3,622,996 73,340 SH   SOLE   69,340 0 4,000
UNILEVER PLC SPON ADR NEW 904767704   133,380 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106   2,205,560 14,150 SH   SOLE   13,750 0 400
UNITED PARCEL SERVICE INC CL B 911312106   124,696 800 SH   OTR   0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104   1,479,063 45,636 SH   SOLE   44,136 0 1,500
VERIZON COMMUNICATIONS INC COM 92343V104   63,232 1,951 SH   OTR   0 0 1,951
WILEY JOHN & SONS INC CL A 968223206   1,799,028 48,400 SH   SOLE   48,400 0 0