The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,660,088 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100   904,866 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   3,853,278 28,600 SH   SOLE   27,400 0 1,200
ABBVIE INC COM 00287Y109   1,118,259 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,152,475 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100   10,656,712 54,940 SH   SOLE   54,940 0 0
APPLIED MATLS INC COM 038222105   4,524,102 31,300 SH   SOLE   31,300 0 0
AT&T INC COM 00206R102   1,374,890 86,200 SH   SOLE   83,800 0 2,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   460,350 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,472,485 54,300 SH   SOLE   52,300 0 2,000
CISCO SYS INC COM 17275R102   4,201,288 81,200 SH   SOLE   77,500 0 3,700
CISCO SYS INC COM 17275R102   77,610 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   1,734,336 28,800 SH   SOLE   26,800 0 2,000
COCA COLA CO COM 191216100   48,176 800 SH   OTR   0 0 800
CORNING INC COM 219350105   1,976,256 56,400 SH   SOLE   54,000 0 2,400
EMERSON ELEC CO COM 291011104   3,751,185 41,500 SH   SOLE   40,000 0 1,500
EMERSON ELEC CO COM 291011104   135,585 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   118,404 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102   1,402,937 13,081 SH   OTR   0 0 13,081
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   260,049 3,201 SH   SOLE   3,201 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   67,185 827 SH   OTR   0 0 827
GEN DIGITAL INC COM 668771108   955,325 51,500 SH   SOLE   51,500 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,055,768 9,611 SH   SOLE   9,611 0 0
GENERAL ELECTRIC CO COM NEW 369604301   272,867 2,484 SH   OTR   0 0 2,484
GSK PLC SPONSORED ADR 37733W204   1,887,494 52,960 SH   SOLE   52,960 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   959,280 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105   1,753,541 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103   1,104,540 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100   4,246,880 127,000 SH   SOLE   122,000 0 5,000
INTEL CORP COM 458140100   98,648 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101   3,813,585 28,500 SH   SOLE   27,500 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101   142,374 1,064 SH   OTR   0 0 1,064
JOHNSON & JOHNSON COM 478160104   6,372,520 38,500 SH   SOLE   36,800 0 1,700
JOHNSON & JOHNSON COM 478160104   55,946 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   2,182,188 100,608 SH   SOLE   99,543 0 1,065
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   20,757 957 SH   OTR   0 0 957
MARSH & MCLENNAN COS INC COM 571748102   4,796,040 25,500 SH   SOLE   24,300 0 1,200
MERCK & CO INC COM 58933Y105   7,673,435 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105   346,170 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   12,838,358 37,700 SH   SOLE   36,400 0 1,300
MICROSOFT CORP COM 594918104   1,089,728 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   941,578 12,700 SH   SOLE   12,700 0 0
NUCOR CORP COM 670346105   4,296,276 26,200 SH   SOLE   24,700 0 1,500
NUCOR CORP COM 670346105   202,515 1,235 SH   OTR   0 0 1,235
ORACLE CORP COM 68389X105   1,150,409 9,660 SH   SOLE   9,660 0 0
ORGANON & CO COMMON STOCK 68622V106   1,031,344 49,560 SH   SOLE   49,560 0 0
ORGANON & CO COMMON STOCK 68622V106   6,243 300 SH   OTR   0 0 300
PFIZER INC COM 717081103   3,807,311 103,798 SH   SOLE   101,298 0 2,500
PFIZER INC COM 717081103   216,779 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,427,840 16,000 SH   SOLE   16,000 0 0
PROCTER AND GAMBLE CO COM 742718109   60,696 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   8,627,347 65,176 SH   SOLE   65,176 0 0
PROGRESSIVE CORP COM 743315103   66,526,647 502,581 SH   OTR   502,581 0 0
STRYKER CORPORATION COM 863667101   17,969,801 58,900 SH   SOLE   57,700 0 1,200
STRYKER CORPORATION COM 863667101   2,510,891 8,230 SH   OTR   0 0 8,230
THERMO FISHER SCIENTIFIC INC COM 883556102   5,731,424 10,985 SH   SOLE   10,585 0 400
UNILEVER PLC SPON ADR NEW 904767704   3,823,214 73,340 SH   SOLE   69,340 0 4,000
UNILEVER PLC SPON ADR NEW 904767704   140,751 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106   2,536,387 14,150 SH   SOLE   13,750 0 400
UNITED PARCEL SERVICE INC CL B 911312106   143,400 800 SH   OTR   0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104   1,734,393 46,636 SH   SOLE   45,136 0 1,500
VERIZON COMMUNICATIONS INC COM 92343V104   72,558 1,951 SH   OTR   0 0 1,951
WILEY JOHN & SONS INC CL A 968223206   1,647,052 48,400 SH   SOLE   48,400 0 0