The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,470,744 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100   840,458 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   4,557,982 28,600 SH   SOLE   27,400 0 1,200
ABBVIE INC COM 00287Y109   1,322,771 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,476,286 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100   9,059,606 54,940 SH   SOLE   54,940 0 0
APPLIED MATLS INC COM 038222105   3,844,579 31,300 SH   SOLE   31,300 0 0
AT&T INC COM 00206R102   1,659,350 86,200 SH   SOLE   83,800 0 2,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   416,839 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,763,533 54,300 SH   SOLE   52,300 0 2,000
CISCO SYS INC COM 17275R102   4,244,730 81,200 SH   SOLE   77,500 0 3,700
CISCO SYS INC COM 17275R102   78,412 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   1,786,464 28,800 SH   SOLE   26,800 0 2,000
COCA COLA CO COM 191216100   49,624 800 SH   OTR   0 0 800
CORNING INC COM 219350105   1,989,792 56,400 SH   SOLE   54,000 0 2,400
EMERSON ELEC CO COM 291011104   3,616,310 41,500 SH   SOLE   40,000 0 1,500
EMERSON ELEC CO COM 291011104   130,710 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   121,065 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102   1,434,462 13,081 SH   OTR   0 0 13,081
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   262,578 3,201 SH   SOLE   3,201 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   67,839 827 SH   OTR   0 0 827
GEN DIGITAL INC COM 668771108   883,740 51,500 SH   SOLE   51,500 0 0
GENERAL ELECTRIC CO COM NEW 369604301   918,812 9,611 SH   SOLE   9,611 0 0
GENERAL ELECTRIC CO COM NEW 369604301   237,470 2,484 SH   OTR   0 0 2,484
GSK PLC SPONSORED ADR 37733W204   1,884,317 52,960 SH   SOLE   52,960 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   909,603 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105   1,675,885 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103   973,340 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100   4,149,090 127,000 SH   SOLE   122,000 0 5,000
INTEL CORP COM 458140100   96,376 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101   139,480 1,064 SH   OTR   0 0 1,064
INTERNATIONAL BUSINESS MACHS COM 459200101   3,736,065 28,500 SH   SOLE   27,500 0 1,000
JOHNSON & JOHNSON COM 478160104   5,967,500 38,500 SH   SOLE   36,800 0 1,700
JOHNSON & JOHNSON COM 478160104   52,390 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   1,767,325 96,312 SH   SOLE   95,292 0 1,020
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   16,827 917 SH   OTR   0 0 917
MARSH & MCLENNAN COS INC COM 571748102   4,247,025 25,500 SH   SOLE   24,300 0 1,200
MERCK & CO INC COM 58933Y105   7,074,935 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105   319,170 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   11,041,890 38,300 SH   SOLE   37,000 0 1,300
MICROSOFT CORP COM 594918104   922,560 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   1,119,251 12,700 SH   SOLE   12,700 0 0
NUCOR CORP COM 670346105   4,047,114 26,200 SH   SOLE   24,700 0 1,500
NUCOR CORP COM 670346105   190,770 1,235 SH   OTR   0 0 1,235
ORACLE CORP COM 68389X105   2,388,044 25,700 SH   SOLE   25,700 0 0
ORGANON & CO COMMON STOCK 68622V106   7,056 300 SH   OTR   0 0 300
ORGANON & CO COMMON STOCK 68622V106   1,214,808 51,650 SH   SOLE   51,650 0 0
PFIZER INC COM 717081103   3,292,478 80,698 SH   SOLE   78,198 0 2,500
PFIZER INC COM 717081103   241,128 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,379,040 16,000 SH   SOLE   16,000 0 0
PROCTER AND GAMBLE CO COM 742718109   59,476 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   9,452,260 66,072 SH   SOLE   66,072 0 0
PROGRESSIVE CORP COM 743315103   72,614,538 507,581 SH   OTR   507,581 0 0
STRYKER CORPORATION COM 863667101   17,099,653 59,900 SH   SOLE   58,700 0 1,200
STRYKER CORPORATION COM 863667101   2,349,418 8,230 SH   OTR   0 0 8,230
THERMO FISHER SCIENTIFIC INC COM 883556102   6,331,424 10,985 SH   SOLE   10,585 0 400
UNILEVER PLC SPON ADR NEW 904767704   3,808,546 73,340 SH   SOLE   69,340 0 4,000
UNILEVER PLC SPON ADR NEW 904767704   140,211 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106   2,744,958 14,150 SH   SOLE   13,750 0 400
UNITED PARCEL SERVICE INC CL B 911312106   155,192 800 SH   OTR   0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104   1,774,784 45,636 SH   SOLE   44,136 0 1,500
VERIZON COMMUNICATIONS INC COM 92343V104   75,874 1,951 SH   OTR   0 0 1,951
WILEY JOHN & SONS INC CL A 968223206   1,876,468 48,400 SH   SOLE   48,400 0 0