The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   4,867 44,331 SH   SOLE 0 0 0 44,331
ABBVIE INC COM 00287Y109   8,072 49,944 SH   SOLE 0 23,234 50 26,582
ACCENTURE PLC FCLASS COM G1151C101   8,673 32,501 SH   SOLE 0 0 0 32,501
AES Corp. COM 00130H105   222 7,730 SH   SOLE 0 7,730 0 0
AFLAC INC COM 001055102   756 10,506 SH   SOLE 0 0 0 10,506
Akamai Technologies, Inc. COM 00971t101   2,313 27,442 SH   SOLE 0 27,442 68 0
ALERIAN MLP ETF ETF 00162Q452   948 24,897 SH   SOLE 0 0 0 19,264
ALLSTATE CORP COM 020002101   590 4,350 SH   SOLE 0 0 0 4,350
ALPHABET INC. CLASS COM 02079K305   2,914 33,028 SH   SOLE 0 27,668 0 5,360
ALPHABET INC. CLASS COM 02079K107   5,456 61,486 SH   SOLE 0 26,676 0 34,810
AMAZON.COM INC COM 023135106   3,771 44,887 SH   SOLE 0 41,627 100 3,260
AmerisourceBergen Corp. COM 03073E105   478 2,883 SH   SOLE 0 2,883 0 0
AMGEN INC. COM 031162100   259 988 SH   SOLE 0 0 0 988
APPLE INC COM 037833100   21,972 169,104 SH   SOLE 0 77,773 196 91,326
APPLIED MATERIALS COM 038222105   4,452 45,715 SH   SOLE 0 8,030 0 37,685
ARTHUR J GALLAGHER&C COM 363576109   8,585 45,533 SH   SOLE 0 0 0 45,533
Avery Dennison, Corp. COM 053611109   902 4,982 SH   SOLE 0 4,982 0 0
BANK OF AMERICA CORP COM 060505104   344 10,389 SH   SOLE 0 0 0 10,389
BERKSHIRE HATHAWAY CLASS B COM 084670702   258 834 SH   SOLE 0 0 0 834
BLACKROCK INC COM 09247X101   546 770 SH   SOLE 0 0 0 770
Booking Holdings, Inc. COM 09857l108   379 188 SH   SOLE 0 188 0 0
Bristol-Myers Squibb COM 110122108   2,543 35,345 SH   SOLE 0 35,345 91 0
CANADIAN NATL RAILWY F COM 136375102   3,697 31,099 SH   SOLE 0 0 0 31,099
CHARLES SCHWAB US MC ETF ETF 808524508   4,579 69,791 SH   SOLE 0 0 0 69,496
Charter Communications COM 16119p108   2,313 6,822 SH   SOLE 0 6,822 15 0
CHEVRON CORP COM 166764100   2,129 11,859 SH   SOLE 0 0 0 11,754
Chubb Limited COM h1467j104   3,245 14,710 SH   SOLE 0 14,710 34 0
CONSUMER STAPLES SELECT SECTOR ETF 81369Y308   1,456 19,529 SH   SOLE 0 0 0 14,174
Cummins, Inc. COM 231021106   613 2,528 SH   SOLE 0 2,528 0 0
CVS Health Corp. COM 126650100   4,001 42,931 SH   SOLE 0 42,931 99 0
D.R. Horton, Inc. COM 23331a109   872 9,787 SH   SOLE 0 9,787 0 0
Devon Energy Corp COM 25179M103   940 15,290 SH   SOLE 0 15,290 0 0
Dollar Tree, Inc. COM 256746108   2,612 18,469 SH   SOLE 0 18,469 48 0
ECOLAB INC COM 278865100   3,239 22,253 SH   SOLE 0 0 0 22,253
EDWARDS LIFESCIENCES COM 28176E108   216 2,900 SH   SOLE 0 0 0 2,900
Elevance Health, Inc. COM 036752103   896 1,747 SH   SOLE 0 1,747 0 0
Eli Lilly & Co. COM 532457108   4,024 10,998 SH   SOLE 0 10,998 26 0
ENERGY SELECT SECTOR SPDR E ETF 81369Y506   1,303 14,892 SH   SOLE 0 0 0 10,445
ENERGY TRANSFER LP COM 29273V100   226 19,016 SH   SOLE 0 0 0 19,016
ENTERPRISE PRODS PART LP COM 293792107   2,791 115,697 SH   SOLE 0 0 0 115,697
EOG Resources, Inc. COM 26875P101   3,356 25,910 SH   SOLE 0 25,910 63 0
Equinix, Inc. COM 29444u700   545 832 SH   SOLE 0 832 0 0
Fidelity National Info Srv COM 31620m106   1,716 25,291 SH   SOLE 0 25,291 57 0
FIRST TRUST DJ SEL MICROC ETF 33718M105   337 6,079 SH   SOLE 0 0 0 6,079
FISERV INC COM 337738108   5,201 51,457 SH   SOLE 0 0 0 51,457
GENERAL DYNAMICS CO COM 369550108   1,005 4,050 SH   SOLE 0 0 0 4,050
GLOBAL X AUTONOM ELECTR ETF 37954Y624   857 43,118 SH   SOLE 0 0 0 30,757
GLOBAL X INTERNET OF THINGS ETF 37954Y780   1,241 42,915 SH   SOLE 0 0 0 29,957
GLOBAL X LITHIUM BATTERYTECH E ETF 37954Y855   756 12,901 SH   SOLE 0 0 0 9,015
GOLDMAN SACHS GROUP COM 38141G104   2,772 8,074 SH   SOLE 0 0 0 8,074
HOME DEPOT INC COM 437076102   283 895 SH   SOLE 0 0 0 895
HONEYWELL INTL INC COM 438516106   7,388 34,476 SH   SOLE 0 0 0 34,476
ILLINOIS TOOL WORKS COM 452308109   782 3,550 SH   SOLE 0 0 0 3,550
INTERDIGITAL INC. COM 45867G101   421 8,500 SH   SOLE 0 0 0 8,500
INVESCO S&P 500 EQUAL WEIGHT ETF 46137V357   939 6,646 SH   SOLE 0 0 0 6,607
ISHARES CORE HIGH DIVIDE ETF 46429B663   306 2,933 SH   SOLE 0 0 0 2,103
ISHARES CORE S&P 500 ETF ETF 464287200   4,997 13,005 SH   SOLE 0 0 0 9,332
ISHARES CORE S&P MID CAPETF IV ETF 464287507   4,979 20,585 SH   SOLE 0 0 0 14,912
ISHARES CORE S&P SMALL CAP ET ETF 464287804   4,387 46,350 SH   SOLE 0 0 0 33,130
ISHARES INTERNATIONAL SEL DI ETF 464288448   436 16,050 SH   SOLE 0 0 0 16,050
ISHARES MSCI INTL MULTIF ETF 46434V274   1,611 65,483 SH   SOLE 0 0 0 65,143
iShares Russell 2000 Growth ET ETF 464287648   243 1,131 SH   SOLE 0 1,131 0 0
iShares Russell 2000 Value ETF ETF 464287630   437 3,153 SH   SOLE 0 3,153 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   1,106 7,624 SH   SOLE 0 0 0 5,828
ISHARES TOTAL US STOCK MARKET ETF 464287150   204 2,400 SH   SOLE 0 0 0 2,400
ISHARES US TECHNOLOGY ETF IV ETF 464287721   1,201 16,123 SH   SOLE 0 0 0 11,698
J P Morgan Chase & Co. COM 46625h100   6,684 49,841 SH   SOLE 0 3,749 0 46,092
JOHNSON & JOHNSON COM 478160104   7,559 42,788 SH   SOLE 0 0 0 42,788
KIMBERLY CLARK CORP COM 494368103   252 1,860 SH   SOLE 0 0 0 1,860
KINDER MORGAN INC COM 49456B101   1,092 60,416 SH   SOLE 0 0 0 59,498
Kroger Co. COM 501044101   308 6,908 SH   SOLE 0 6,908 0 0
L & L ENERGY INC XXXREGIST COM 50162D100   0 11,000 SH   SOLE 0 0 0 11,000
LAB CO OF AMER HLDG COM 50540R409   2,307 9,795 SH   SOLE 0 0 0 9,719
Landstar System, Inc. COM 515098101   2,842 17,446 SH   SOLE 0 17,446 44 0
LIFESTANCE HEALTH GROUP COM 53228f101   722 146,195 SH   SOLE 0 0 0 146,195
LKQ Corporation COM 501889208   2,557 47,873 SH   SOLE 0 47,873 120 0
LOCKHEED MARTIN CORP COM 539830109   5,920 12,169 SH   SOLE 0 0 0 12,169
Lowes Companies Inc. COM 548661107   512 2,570 SH   SOLE 0 2,570 0 0
MARIMED INC COM 56782V107   63 177,370 SH   SOLE 0 0 0 177,370
Mastercard, Inc. Class A COM 57636q104   2,578 7,414 SH   SOLE 0 7,414 19 0
MEDTRONIC PLC F COM G5960L103   3,341 42,988 SH   SOLE 0 0 0 42,988
Metlife, Inc. COM 59156r108   387 5,349 SH   SOLE 0 5,349 0 0
Microchip Technology, Inc. COM 595017104   667 9,493 SH   SOLE 0 9,493 0 0
MICROSOFT CORP COM 594918104   14,949 62,333 SH   SOLE 0 23,926 48 38,343
NetApp, Inc. COM 64110d104   257 4,286 SH   SOLE 0 4,286 0 0
NIKE INC CLASS COM 654106103   5,661 48,379 SH   SOLE 0 0 0 48,379
Northrop Grumman Corp COM 666807102   650 1,192 SH   SOLE 0 1,192 0 0
NOVARTIS AG FSPONSO ADR 66987V109   3,686 40,627 SH   SOLE 0 0 0 40,627
NOVO-NORDISK A S FSPONSO ADR 670100205   7,268 53,700 SH   SOLE 0 0 0 53,700
NVIDIA CORP COM 67066G104   1,996 13,655 SH   SOLE 0 0 0 13,655
O REILLY AUTOMOTIVE COM 67103H107   380 450 SH   SOLE 0 0 0 450
Occidental Petroleum Corp. COM 674599105   3,429 54,434 SH   SOLE 0 54,434 133 0
ON Semiconductor Co. COM 682189105   3,259 52,260 SH   SOLE 0 52,260 140 0
PAYCHEX INC COM 704326107   399 3,450 SH   SOLE 0 0 0 3,450
PEPSICO INC COM 713448108   4,249 23,521 SH   SOLE 0 2,961 0 20,560
PNC Financial Services COM 693475105   500 3,168 SH   SOLE 0 3,168 0 0
PROCTER & GAMBLE COM 742718109   5,442 35,908 SH   SOLE 0 0 0 35,908
Public Storage, Inc. COM 74460d109   697 2,486 SH   SOLE 0 2,486 0 0
QUALCOMM INC COM 747525103   7,158 65,108 SH   SOLE 0 25,925 65 39,183
RAYTHEON TECHNOLOGIES CO COM 75513E101   7,336 72,687 SH   SOLE 0 0 0 72,687
Regeneron Pharmaceutical COM 75886f107   3,085 4,276 SH   SOLE 0 4,276 11 0
REGIONS FINL CO COM 7591EP100   3,160 146,555 SH   SOLE 0 0 0 146,555
ROCKWELL AUTOMATION COM 773903109   2,579 10,014 SH   SOLE 0 0 0 10,014
S E I Investments Co. COM 784117103   1,504 25,801 SH   SOLE 0 25,801 0 0
SCHLUMBERGER LTD F COM 806857108   1,015 18,985 SH   SOLE 0 0 0 18,985
SCHWAB EMERGING MARKETS EQUITY ETF 808524706   2,223 93,909 SH   SOLE 0 0 0 93,604
SCHWAB INTERNATIONAL EQUITY ETF 808524805   546 16,945 SH   SOLE 0 0 0 15,929
SCHWAB US BROAD MARKET ETF ETF 808524102   959 21,400 SH   SOLE 0 0 0 21,400
SCHWAB US DIVIDEND EQUITY ETF 808524797   7,555 100,014 SH   SOLE 0 0 0 99,574
SCHWAB US LARGE CAP GROWTH ETF 808524300   4,365 78,570 SH   SOLE 0 0 0 78,160
SCHWAB US SMALL CAP ETF ETF 808524607   2,372 58,558 SH   SOLE 0 0 0 57,166
SELECT SECTOR HEALTH CARE S ETF 81369Y209   1,461 10,756 SH   SOLE 0 0 0 7,513
Sherwin-Williams Co. COM 824348106   3,676 15,487 SH   SOLE 0 15,487 39 0
SKYWORKS SOLUTIONS COM 83088M102   4,514 49,533 SH   SOLE 0 4,648 0 44,885
SPDR FUND CONSUMER DISCRE ETF 81369Y407   1,304 10,093 SH   SOLE 0 0 0 6,669
SPDR PORTFOLIO S&P 500 VALUE E ETF 78464A508   3,886 99,933 SH   SOLE 0 0 0 99,528
STRYKER CORP COM 863667101   4,972 20,338 SH   SOLE 0 0 0 20,338
T ROWE PRICE GROUP COM 74144T108   4,841 44,391 SH   SOLE 0 0 0 44,391
TARGET CORP COM 87612E106   2,711 18,190 SH   SOLE 0 0 0 18,190
Thermo Fisher Scientific COM 883556102   4,120 7,482 SH   SOLE 0 7,482 19 0
TJX COMPANIES INC COM 872540109   7,612 95,631 SH   SOLE 0 0 0 95,631
UNILEVER PLC FSPONSO ADR 904767704   2,413 47,927 SH   SOLE 0 0 0 47,927
United Rentals, Inc. COM 911363109   4,364 12,278 SH   SOLE 0 12,278 32 0
UnitedHealth Group, Inc. COM 91324p102   12,975 24,472 SH   SOLE 0 9,498 24 14,974
VALERO ENERGY CORP COM 91913Y100   1,341 10,572 SH   SOLE 0 5,606 0 4,966
VANECK AGRIBUSINESS ETF ETF 92189F700   240 2,800 SH   SOLE 0 0 0 2,800
VANGUARD DIVIDEND APPREC ETF 921908844   1,282 8,445 SH   SOLE 0 0 0 8,445
VANGUARD FTSE DEVELOPED MKTS E ETF 921943858   4,992 118,943 SH   SOLE 0 0 0 118,543
VANGUARD MEGA CAP ETF IV ETF 921910873   221 1,670 SH   SOLE 0 0 0 1,670
VANGUARD SMALL CAP GROWTH ETF 922908595   1,209 6,029 SH   SOLE 0 0 0 5,979
VANGUARD SMALL CAP VALUEETF IV ETF 922908611   220 1,385 SH   SOLE 0 0 0 1,385
VANGUARD TOTAL STOCK MARKET ETF 922908769   965 5,048 SH   SOLE 0 0 0 5,031
VISA INC CLASS COM 92826C839   440 2,118 SH   SOLE 0 0 0 2,033
WILLIAMS SONOMA COM 969904101   306 2,660 SH   SOLE 0 0 0 2,660
WISDOMTREE INTL SMALLCP DIVIDE ETF 97717W760   1,422 24,528 SH   SOLE 0 0 0 24,353
WISDOMTREE US SMALLCAP ETF ETF 97717W562   4,259 99,989 SH   SOLE 0 0 0 99,539