<SEC-DOCUMENT>0001103245-22-000009.txt : 20221025
<SEC-HEADER>0001103245-22-000009.hdr.sgml : 20221025
<ACCEPTANCE-DATETIME>20221025121911
ACCESSION NUMBER:		0001103245-22-000009
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220930
FILED AS OF DATE:		20221025
DATE AS OF CHANGE:		20221025
EFFECTIVENESS DATE:		20221025

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMITHBRIDGE ASSET MANAGEMENT INC/DE
		CENTRAL INDEX KEY:			0001103245
		IRS NUMBER:				232869588
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-05213
		FILM NUMBER:		221328070

	BUSINESS ADDRESS:	
		STREET 1:		6 HILLMAN DRIVE
		CITY:			CHADDS FORD
		STATE:			PA
		ZIP:			19317
		BUSINESS PHONE:		6103619141

	MAIL ADDRESS:	
		STREET 1:		6 HILLMAN DRIVE
		CITY:			CHADDS FORD
		STATE:			PA
		ZIP:			19317
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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      <liveTestFlag>LIVE</liveTestFlag>
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        <confirmingCopyFlag>false</confirmingCopyFlag>
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      <filer>
        <credentials>
          <cik>0001103245</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2022</periodOfReport>
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  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2022</reportCalendarOrQuarter>
      <filingManager>
        <name>SMITHBRIDGE ASSET MANAGEMENT INC/DE</name>
        <address>
          <com:street1>6 HILLMAN DRIVE</com:street1>
          <com:city>CHADDS FORD</com:city>
          <com:stateOrCountry>PA</com:stateOrCountry>
          <com:zipCode>19317</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-05213</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Jonathan Kolle</name>
      <title>President &amp; CCO</title>
      <phone>610-361-9141</phone>
      <signature>Jonathan Kolle</signature>
      <city>Chadds Ford</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>10-25-2022</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>92</tableEntryTotal>
      <tableValueTotal>243686</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>SAM.13F.2022Q3.xml
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		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
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		<nameOfIssuer>ALPHABET INC.           CLASS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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	<infoTable>
		<nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>994</value>
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	<infoTable>
		<nameOfIssuer>AMGEN INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
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		<nameOfIssuer>ARTHUR J GALLAGHER&amp;C</nameOfIssuer>
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		<nameOfIssuer>BERKSHIRE HATHAWAY CLASS B</nameOfIssuer>
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		<nameOfIssuer>CANADIAN NATL RAILWY   F</nameOfIssuer>
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		<nameOfIssuer>EDWARDS LIFESCIENCES</nameOfIssuer>
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		<nameOfIssuer>GENERAL DYNAMICS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>859</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
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		<value>2299</value>
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		<value>5838</value>
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		<value>623</value>
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		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>4874</value>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46646</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1880</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>1034</value>
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			<sshPrnamt>62121</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62121</None>
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		<nameOfIssuer>LAB CO OF AMER HLDG</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50540R409</cusip>
		<value>2169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10589</None>
		</votingAuthority>
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		<nameOfIssuer>LIFESTANCE HEALTH GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>53228f101</cusip>
		<value>968</value>
		<shrsOrPrnAmt>
			<sshPrnamt>146195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>146195</None>
		</votingAuthority>
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		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>4686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12130</None>
		</votingAuthority>
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		<nameOfIssuer>MARIMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56782V107</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>177370</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC          F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>4101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50790</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>8928</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38335</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NIKE INC                CLASS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>654106103</cusip>
		<value>4013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48281</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>1688</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13907</None>
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	<infoTable>
		<nameOfIssuer>O REILLY AUTOMOTIVE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>450</None>
		</votingAuthority>
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		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3450</None>
		</votingAuthority>
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		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>3388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20750</None>
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		<nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>4538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35945</None>
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		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>4438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>39280</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RAYTHEON TECHNOLOGIES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>5921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>72330</None>
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	<infoTable>
		<nameOfIssuer>REGIONS FINL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>2910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144991</None>
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		<nameOfIssuer>ROCKWELL AUTOMATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>2206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10257</None>
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		<nameOfIssuer>SCHLUMBERGER LTD       F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18476</None>
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	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83088M102</cusip>
		<value>3934</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46134</None>
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		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>4047</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19981</None>
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		<nameOfIssuer>T ROWE PRICE GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>4654</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44317</None>
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		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>2569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17312</None>
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		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>5928</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95423</None>
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		<nameOfIssuer>UNITEDHEALTH GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>7621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15089</None>
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		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4967</None>
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		<nameOfIssuer>WILLIAMS SONOMA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969904101</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2660</None>
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		<nameOfIssuer>NOVARTIS AG            FSPONSO</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>3508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46151</None>
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		<nameOfIssuer>NOVO-NORDISK A S       FSPONSO</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>5388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>54076</None>
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		<nameOfIssuer>UNILEVER PLC           FSPONSO</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>904767704</cusip>
		<value>2088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47626</None>
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		<nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>00162Q452</cusip>
		<value>837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22897</None>
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		<nameOfIssuer>CHARLES SCHWAB US MC    ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524508</cusip>
		<value>4188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69192</None>
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		<nameOfIssuer>CONSUMER STAPLES SELECT SECTOR</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>1318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19749</None>
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		<nameOfIssuer>ENERGY SELECT SECTOR    SPDR E</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>1184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16439</None>
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		<nameOfIssuer>FIRST TRUST DJ SEL      MICROC</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>33718M105</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5363</None>
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	<infoTable>
		<nameOfIssuer>GLOBAL X AUTONOM        ELECTR</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>37954Y624</cusip>
		<value>1041</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51730</None>
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	<infoTable>
		<nameOfIssuer>GLOBAL X INTERNET OF    THINGS</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>37954Y780</cusip>
		<value>1072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43109</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43109</None>
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	<infoTable>
		<nameOfIssuer>GLOBAL X LITHIUM BATTERYTECH E</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>37954Y855</cusip>
		<value>1162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO S&amp;P 500 EQUAL   WEIGHT</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>46137V357</cusip>
		<value>830</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6524</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P 500    ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>4749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P MID CAPETF IV</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>4782</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21811</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P SMALL  CAP ET</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>4075</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES S&amp;P 500 VALUE   ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7726</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES US TECHNOLOGY   ETF IV</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464287721</cusip>
		<value>1187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16178</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US BROAD MARKET  ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524102</cusip>
		<value>1001</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US DIVIDEND      EQUITY</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524797</cusip>
		<value>6769</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101898</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>101898</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US LARGE CAP     GROWTH</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524300</cusip>
		<value>4333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>77632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US SMALL CAP ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524607</cusip>
		<value>2103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55639</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR HEALTH    CARE S</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>81369Y209</cusip>
		<value>1322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10916</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10916</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR FUND CONSUMER      DISCRE</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>1450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10178</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 VALUE E</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>78464A508</cusip>
		<value>3475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100753</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK AGRIBUSINESS ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>92189F700</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD DIVIDEND       APPREC</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>1143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8455</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MEGA CAP ETF IV</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>921910873</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SMALL CAP      GROWTH</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>922908595</cusip>
		<value>1182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6060</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TOTAL STOCK    MARKET</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>922908769</cusip>
		<value>900</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5013</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE US SMALLCAP  ETF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>97717W562</cusip>
		<value>4002</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>102180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INTERNATIONAL   SEL DI</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>464288448</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES MSCI INTL       MULTIF</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>46434V274</cusip>
		<value>1376</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>65718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB EMERGING MARKETS EQUITY</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524706</cusip>
		<value>2170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>96896</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB INTERNATIONAL    EQUITY</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>808524805</cusip>
		<value>444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15790</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD FTSE DEVELOPED MKTS E</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>4303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>118345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE INTL SMALLCP DIVIDE</nameOfIssuer>
		<titleOfClass>ETF</titleOfClass>
		<cusip>97717W760</cusip>
		<value>1271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>0</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24699</None>
		</votingAuthority>
	</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>