<SEC-DOCUMENT>0001103245-22-000009.txt : 20221025 <SEC-HEADER>0001103245-22-000009.hdr.sgml : 20221025 <ACCEPTANCE-DATETIME>20221025121911 ACCESSION NUMBER: 0001103245-22-000009 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221025 DATE AS OF CHANGE: 20221025 EFFECTIVENESS DATE: 20221025 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SMITHBRIDGE ASSET MANAGEMENT INC/DE CENTRAL INDEX KEY: 0001103245 IRS NUMBER: 232869588 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05213 FILM NUMBER: 221328070 BUSINESS ADDRESS: STREET 1: 6 HILLMAN DRIVE CITY: CHADDS FORD STATE: PA ZIP: 19317 BUSINESS PHONE: 6103619141 MAIL ADDRESS: STREET 1: 6 HILLMAN DRIVE CITY: CHADDS FORD STATE: PA ZIP: 19317 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001103245</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>09-30-2022</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>09-30-2022</reportCalendarOrQuarter> <filingManager> <name>SMITHBRIDGE ASSET MANAGEMENT INC/DE</name> <address> <com:street1>6 HILLMAN DRIVE</com:street1> <com:city>CHADDS FORD</com:city> <com:stateOrCountry>PA</com:stateOrCountry> <com:zipCode>19317</com:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-05213</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Jonathan Kolle</name> <title>President & CCO</title> <phone>610-361-9141</phone> <signature>Jonathan Kolle</signature> <city>Chadds Ford</city> <stateOrCountry>PA</stateOrCountry> <signatureDate>10-25-2022</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>92</tableEntryTotal> <tableValueTotal>243686</tableValueTotal> <isConfidentialOmitted>false</isConfidentialOmitted> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>SAM.13F.2022Q3.xml <TEXT> <XML> <informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <infoTable> <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>002824100</cusip> <value>4241</value> <shrsOrPrnAmt> <sshPrnamt>43831</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>43831</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ABBVIE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00287Y109</cusip> <value>3598</value> <shrsOrPrnAmt> <sshPrnamt>26810</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>26810</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ACCENTURE PLC FCLASS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>G1151C101</cusip> <value>8402</value> <shrsOrPrnAmt> <sshPrnamt>32655</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>32655</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AFLAC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>001055102</cusip> <value>607</value> <shrsOrPrnAmt> <sshPrnamt>10806</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>10806</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALLSTATE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>020002101</cusip> <value>550</value> <shrsOrPrnAmt> <sshPrnamt>4414</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4414</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC. 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</infoTable> <infoTable> <nameOfIssuer>QUALCOMM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>747525103</cusip> <value>4438</value> <shrsOrPrnAmt> <sshPrnamt>39280</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>39280</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>RAYTHEON TECHNOLOGIES CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>75513E101</cusip> <value>5921</value> <shrsOrPrnAmt> <sshPrnamt>72330</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>72330</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>REGIONS FINL CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>7591EP100</cusip> <value>2910</value> <shrsOrPrnAmt> <sshPrnamt>144991</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>144991</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ROCKWELL AUTOMATION</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>773903109</cusip> <value>2206</value> <shrsOrPrnAmt> <sshPrnamt>10257</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>10257</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHLUMBERGER LTD F</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>806857108</cusip> <value>663</value> <shrsOrPrnAmt> <sshPrnamt>18476</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>18476</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SKYWORKS SOLUTIONS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>83088M102</cusip> <value>3934</value> <shrsOrPrnAmt> <sshPrnamt>46134</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>46134</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STRYKER CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>863667101</cusip> <value>4047</value> <shrsOrPrnAmt> <sshPrnamt>19981</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>19981</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>T ROWE PRICE GROUP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>74144T108</cusip> <value>4654</value> <shrsOrPrnAmt> <sshPrnamt>44317</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>44317</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TARGET CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>87612E106</cusip> <value>2569</value> <shrsOrPrnAmt> <sshPrnamt>17312</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>17312</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>872540109</cusip> <value>5928</value> <shrsOrPrnAmt> <sshPrnamt>95423</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>95423</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITEDHEALTH GRP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>91324P102</cusip> <value>7621</value> <shrsOrPrnAmt> <sshPrnamt>15089</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>15089</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>91913Y100</cusip> <value>531</value> <shrsOrPrnAmt> <sshPrnamt>4967</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4967</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WILLIAMS SONOMA</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>969904101</cusip> <value>313</value> <shrsOrPrnAmt> <sshPrnamt>2660</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>2660</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NOVARTIS AG FSPONSO</nameOfIssuer> <titleOfClass>ADR</titleOfClass> <cusip>66987V109</cusip> <value>3508</value> <shrsOrPrnAmt> <sshPrnamt>46151</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>46151</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NOVO-NORDISK A S FSPONSO</nameOfIssuer> <titleOfClass>ADR</titleOfClass> <cusip>670100205</cusip> <value>5388</value> <shrsOrPrnAmt> <sshPrnamt>54076</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>54076</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNILEVER PLC FSPONSO</nameOfIssuer> <titleOfClass>ADR</titleOfClass> <cusip>904767704</cusip> <value>2088</value> <shrsOrPrnAmt> <sshPrnamt>47626</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>47626</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>00162Q452</cusip> <value>837</value> <shrsOrPrnAmt> <sshPrnamt>22897</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>22897</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CHARLES SCHWAB US MC ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>808524508</cusip> <value>4188</value> <shrsOrPrnAmt> <sshPrnamt>69192</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>69192</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CONSUMER STAPLES SELECT SECTOR</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>81369Y308</cusip> <value>1318</value> <shrsOrPrnAmt> <sshPrnamt>19749</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>19749</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ENERGY SELECT SECTOR SPDR E</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>81369Y506</cusip> <value>1184</value> <shrsOrPrnAmt> <sshPrnamt>16439</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16439</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TRUST DJ SEL MICROC</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>33718M105</cusip> <value>268</value> <shrsOrPrnAmt> <sshPrnamt>5363</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>5363</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GLOBAL X AUTONOM ELECTR</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>37954Y624</cusip> <value>1041</value> <shrsOrPrnAmt> <sshPrnamt>51730</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>51730</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GLOBAL X INTERNET OF THINGS</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>37954Y780</cusip> <value>1072</value> <shrsOrPrnAmt> <sshPrnamt>43109</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>43109</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GLOBAL X LITHIUM BATTERYTECH E</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>37954Y855</cusip> <value>1162</value> <shrsOrPrnAmt> <sshPrnamt>17577</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>17577</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO S&P 500 EQUAL WEIGHT</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>46137V357</cusip> <value>830</value> <shrsOrPrnAmt> <sshPrnamt>6524</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>6524</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES CORE S&P 500 ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>464287200</cusip> <value>4749</value> <shrsOrPrnAmt> <sshPrnamt>13241</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>13241</None> </votingAuthority> </infoTable> <infoTable> 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<shrsOrPrnAmt> <sshPrnamt>7726</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>7726</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES US TECHNOLOGY ETF IV</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>464287721</cusip> <value>1187</value> <shrsOrPrnAmt> <sshPrnamt>16178</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16178</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB US BROAD MARKET ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>808524102</cusip> <value>1001</value> <shrsOrPrnAmt> <sshPrnamt>23850</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>23850</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB US DIVIDEND EQUITY</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>808524797</cusip> <value>6769</value> <shrsOrPrnAmt> <sshPrnamt>101898</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>101898</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB US LARGE CAP GROWTH</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>808524300</cusip> <value>4333</value> <shrsOrPrnAmt> <sshPrnamt>77632</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>77632</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB US SMALL CAP ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>808524607</cusip> <value>2103</value> <shrsOrPrnAmt> <sshPrnamt>55639</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>55639</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR HEALTH CARE S</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>81369Y209</cusip> <value>1322</value> <shrsOrPrnAmt> <sshPrnamt>10916</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>10916</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR FUND CONSUMER DISCRE</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>81369Y407</cusip> <value>1450</value> <shrsOrPrnAmt> <sshPrnamt>10178</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>10178</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR PORTFOLIO S&P 500 VALUE E</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>78464A508</cusip> <value>3475</value> <shrsOrPrnAmt> <sshPrnamt>100753</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>100753</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK AGRIBUSINESS ETF</nameOfIssuer> <titleOfClass>ETF</titleOfClass> <cusip>92189F700</cusip> <value>226</value> <shrsOrPrnAmt> <sshPrnamt>2800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> 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