Exhibit 99.1
                                NORTH BAY BANCORP
                                  PRESS RELEASE

                                February 5, 2002


The Board of  Directors of North Bay  Bancorp,  holding  company for The Vintage
Bank and Solano Bank, has declared a 5% stock dividend and a $.20 per share cash
dividend for  shareholders  of record as of March 4, 2002.  Both  dividends  are
payable on March 22, 2002.

President & CEO Terry Robinson noted that this marks the third  consecutive year
that North Bay  Bancorp has paid a 5% stock  dividend  and a $.20 per share cash
dividend.  Prior to forming the holding company,  The Vintage Bank paid 5% stock
dividends for nine  consecutive  years and a cash dividend for five  consecutive
years.

Stock of North Bay  Bancorp  is quoted on the  Over-The-Counter  (OTC)  Bulletin
Board, Symbol NBAN.OB.


This press  release  contains  forward-looking  statements  with  respect to the
financial condition,  results of operation and business of North Bay Bancorp and
its subsidiaries.  These include, but are not limited to, statements that relate
to or are  dependent on estimates or  assumptions  relating to the  prospects of
loan growth,  credit quality and certain operating  efficiencies  resulting from
the  operations  of The  Vintage  Bank and Solano  Bank.  These  forward-looking
statements  involve  certain  risks and  uncertainties.  Factors  that may cause
actual  results  to  differ   materially   from  those   contemplated   by  such
forward-looking  statements include, among others, the following  possibilities:
(1)  competitive   pressure  among  financial   services   companies   increases
significantly;  (2) changes in the interest  rate  environment  reduce  interest
margins; (3) general economic conditions, internationally,  nationally or in the
State of  California  are less  favorable  than  expected;  (4)  legislation  or
regulatory  requirements or changes  adversely  affect the business in which the
combined organization will be engaged; and (5) other risks detailed in the North
Bay Bancorp reports filed with the Securities and Exchange Commission.




Questions regarding this press release should be directed to Terry L. Robinson,
                                                               (707) 259-2346.