Exhibit 99.1

                                NORTH BAY BANCORP

                                  PRESS RELEASE

                                  JULY 24, 2001

North Bay  Bancorp,  holding  company  for The  Vintage  Bank and  Solano  Bank,
announced  earnings of $621,975,  or $.31 per share,  for the three months ended
June 30, 2001. This compares with earnings of $554,042,  or $.28 per share,  for
the first quarter of 2001,  representing a 12% increase.  Year-to-date  earnings
for the six  months  ended  June 30,  2001 were  $1,176,017,  or $.60 per share,
compared to $1,460,226, or $.83 per share, for the first six months of 2000.

Consolidated  assets were  $311,160,688 as of June 30, 2001,  representing a 42%
increase from a year earlier.  Deposits increased 44% from a year earlier, while
loans outstanding increased 22%.

President and CEO Terry Robinson  expressed  pleasure with the Company's  growth
and noted that the decline in earnings from the prior year was  consistent  with
the Company's  long-term business plan. "Solano Bank opened July 17, 2000. A new
bank typically  generates losses for one to three years following  opening.  The
losses  recorded by Solano Bank are declining and we continue to anticipate that
Solano Bank will achieve break-even operations near the end of the first quarter
of 2002. We are most pleased with the Company's strong growth while  maintaining
very  high  asset   quality.   Both  The  Vintage  Bank  and  Solano  Bank  have
significantly exceeded growth expectations for this point in the year."

Stock of North Bay  Bancorp  is quoted on the  Over-The-Counter  (OTC)  Bulletin
Board, Symbol NBAN.OB.

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This press  release  contains  forward-looking  statements  with  respect to the
financial condition,  results of operation and business of North Bay Bancorp and
its subsidiaries.  These include, but are not limited to, statements that relate
to or are  dependent on estimates or  assumptions  relating to the  prospects of
loan growth,  credit quality and certain operating  efficiencies  resulting from
the  operations  of The  Vintage  Bank and Solano  Bank.  These  forward-looking
statements  involve  certain  risks and  uncertainties.  Factors  that may cause
actual  results  to  differ   materially   from  those   contemplated   by  such
forward-looking  statements include, among others, the following  possibilities:
(1)  competitive   pressure  among  financial   services   companies   increases
significantly;  (2) changes in the interest  rate  environment  reduce  interest
margins; (3) general economic conditions, internationally,  nationally or in the
State of  California  are less  favorable  than  expected;  (4)  legislation  or
regulatory  requirements or changes  adversely  affect the business in which the
combined organization will be engaged; and (5) other risks detailed in the North
Bay Bancorp reports filed with the Securities and Exchange Commission.

Questions  regarding  this press release should be directed to Terry L. Robinson
(707) 258-3969.