8-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                  F O R M 8 - K

                                 CURRENT REPORT

         Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported)   November 6,  2000
                                                         -----------------------


                                NORTH BAY BANCORP
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             (Exact name of registrant as specified in its charter)

          California                                        68-0434802
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(State or other jurisdiction of    (Commission             (IRS Employer
        incorporation)             File Number)          Identification No.)

 1500 Soscol Avenue, Napa, California                        94559-3045
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(Address of principal executive offices)                     (Zip Code)

Registrant's telephone number, including area code   (707) 257-8585
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                                       N/A
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          (Former name or former address, if changed since last report)






Item 5.      Other Events.


Earnings Release.  On November 6, 2000, North Bay Bancorp issued a press release
announcing its earnings for the quarter ended  September 30, 2000. A copy of the
press  release  is  attached  to  this  Current   Report  as  Exhibit  99.1  and
incorporated into this report by reference.

Item 7.  Financial Statements and Exhibits.

         (b)      Exhibits

Exhibit 99.1 Press release  announcing  earnings for the quarter ended September
30, 2000.







                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

Date: November 6, 2000           NORTH BAY BANCORP



                                 /s/ Terry L. Robinson
                                 -----------------------------------------------
                                 Terry L. Robinson, President and Chief
                                 Executive Officer (Principal Executive Officer)

EX-99.1

                                  Exhibit 99.1

   Press Release Announcing Earnings for the Quarter ended September 30, 2000.





                                  Exhibit 99.1

                                NORTH BAY BANCORP


                                  PRESS RELEASE

                                November 6, 2000

North Bay Bancorp,  holding company for The Vintage Bank (headquartered in Napa)
and Solano Bank  (headquartered  in Vacaville)  announced  third  quarter,  2000
financial results.

Net income for the three months ended  September 30, 2000 was $589,366,  or $.31
per share,  compared with earnings of $706,182, or $.43 per share, for the third
quarter of 1999. Year to date earnings were $2,049,592,  or $1.18 per share, for
the nine months ended  September 30, 2000 compared with earnings of  $2,037,726,
or $1.23 per share, for the nine months ended September 30, 1999.

Total  assets  as  of  September  30,  2000  were  $229,916,898   compared  with
$197,654,862  as of September  30, 1999,  equating to a 16% increase  during the
previous year.  Deposits increased 15% from a year earlier while loans increased
28%.

President  & CEO  Terry  Robinson  explained,  "As we have  stated  in  previous
earnings  announcements,  we  projected  earnings  per share to decline with the
opening  of  Solano  Bank.  These  results  are  consistent  with our  forecasts
regarding the impact of the new Bank, which opened in mid-July. We are delighted
with the Solano communities' response to our opening; the deposit growth to date
is particularly encouraging."

Stock of North Bay  Bancorp  is quoted on the  Over-The-Counter  (OTC)  Bulletin
Board, Symbol NBAN.OB.

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Questions  regarding  this press release should be directed to Terry L. Robinson
(707) 258-3969.