Exhibit 99.1

   Press Release Announcing Earnings for the Quarter ended September 30, 2000.





                                  Exhibit 99.1

                                NORTH BAY BANCORP


                                  PRESS RELEASE

                                November 6, 2000

North Bay Bancorp,  holding company for The Vintage Bank (headquartered in Napa)
and Solano Bank  (headquartered  in Vacaville)  announced  third  quarter,  2000
financial results.

Net income for the three months ended  September 30, 2000 was $589,366,  or $.31
per share,  compared with earnings of $706,182, or $.43 per share, for the third
quarter of 1999. Year to date earnings were $2,049,592,  or $1.18 per share, for
the nine months ended  September 30, 2000 compared with earnings of  $2,037,726,
or $1.23 per share, for the nine months ended September 30, 1999.

Total  assets  as  of  September  30,  2000  were  $229,916,898   compared  with
$197,654,862  as of September  30, 1999,  equating to a 16% increase  during the
previous year.  Deposits increased 15% from a year earlier while loans increased
28%.

President  & CEO  Terry  Robinson  explained,  "As we have  stated  in  previous
earnings  announcements,  we  projected  earnings  per share to decline with the
opening  of  Solano  Bank.  These  results  are  consistent  with our  forecasts
regarding the impact of the new Bank, which opened in mid-July. We are delighted
with the Solano communities' response to our opening; the deposit growth to date
is particularly encouraging."

Stock of North Bay  Bancorp  is quoted on the  Over-The-Counter  (OTC)  Bulletin
Board, Symbol NBAN.OB.

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Questions  regarding  this press release should be directed to Terry L. Robinson
(707) 258-3969.