Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2016

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Composition of Loans Portfolio

The following table summarizes the composition of our loan and lease portfolio as of the dates indicated:

	June 30, 2016									December 31, 2015
	Non-PCI									Non-PCI
	Loans			PCI						Loans			PCI
	and Leases			Loans			Total			and Leases			Loans			Total
	(In thousands)
Real estate mortgage	$	5,581,646		$	120,633		$	5,702,279		$	5,706,903		$	168,725		$	5,875,628
Real estate construction and land	706,493			2,700			709,193			534,307			2,656			536,963
Commercial	8,065,687			13,311			8,078,998			7,977,067			17,415			7,994,482
Consumer	212,599			257			212,856			120,793			299			121,092
Total gross loans and leases	14,566,425			136,901			14,703,326			14,339,070			189,095			14,528,165
Deferred fees, net	(61,845		)	(21		)	(61,866		)	(49,861		)	(50		)	(49,911		)
Total loans and leases, net of deferred fees	14,504,580			136,880			14,641,460			14,289,209			189,045			14,478,254
Allowance for loan and lease losses	(132,000		)	(11,289		)	(143,289		)	(105,534		)	(9,577		)	(115,111		)
Total net loans and leases	$	14,372,580		$	125,591		$	14,498,171		$	14,183,675		$	179,468		$	14,363,143

Delinquent loans in loan portfolio

The following tables present an aging analysis of our Non‑PCI loans and leases by portfolio segment and class as of the dates indicated:

	June 30, 2016
	30 - 89		90 or More
	Days		Days		Total
	Past Due		Past Due		Past Due		Current		Total
	(In thousands)
Real estate mortgage:
Commercial	$	5,400	$	14,244	$	19,644	$	4,446,762	$	4,466,406
Residential	442		1,896		2,338		1,094,636		1,096,974
Total real estate mortgage	5,842		16,140		21,982		5,541,398		5,563,380
Real estate construction and land:
Commercial	—		—		—		414,466		414,466
Residential	—		—		—		281,767		281,767
Total real estate construction and land	—		—		—		696,233		696,233
Commercial:
Cash flow	458		1,852		2,310		3,039,552		3,041,862
Asset-based	—		—		—		2,682,264		2,682,264
Venture capital	3,548		—		3,548		1,657,719		1,661,267
Equipment finance	41,361		2,509		43,870		603,070		646,940
Total commercial	45,367		4,361		49,728		7,982,605		8,032,333
Consumer	—		4		4		212,630		212,634
Total Non-PCI loans and leases	$	51,209	$	20,505	$	71,714	$	14,432,866	$	14,504,580

	December 31, 2015
	30 - 89		90 or More
	Days		Days		Total
	Past Due		Past Due		Past Due		Current		Total
	(In thousands)
Real estate mortgage:
Commercial	$	3,947	$	13,075	$	17,022	$	4,534,936	$	4,551,958
Residential	3,391		905		4,296		1,131,809		1,136,105
Total real estate mortgage	7,338		13,980		21,318		5,666,745		5,688,063
Real estate construction and land:
Commercial	—		—		—		343,360		343,360
Residential	—		—		—		184,360		184,360
Total real estate construction and land	—		—		—		527,720		527,720
Commercial:
Cash flow	2,048		1,427		3,475		3,058,793		3,062,268
Asset-based	1		—		1		2,547,532		2,547,533
Venture capital	250		700		950		1,451,477		1,452,427
Equipment finance	359		94		453		889,896		890,349
Total commercial	2,658		2,221		4,879		7,947,698		7,952,577
Consumer	626		1,307		1,933		118,916		120,849
Total Non-PCI loans and leases	$	10,622	$	17,508	$	28,130	$	14,261,079	$	14,289,209

Schedule Of Non Accrual and Performing Restructured Impaired Financing Receivables

The following table presents our nonaccrual and performing Non‑PCI loans and leases by portfolio segment and class as of the dates indicated:

	June 30, 2016						December 31, 2015
	Nonaccrual		Performing		Total		Nonaccrual		Performing		Total
	(In thousands)
Real estate mortgage:
Commercial	$	29,183	$	4,437,223	$	4,466,406	$	52,363	$	4,499,595	$	4,551,958
Residential	4,238		1,092,736		1,096,974		4,914		1,131,191		1,136,105
Total real estate mortgage	33,421		5,529,959		5,563,380		57,277		5,630,786		5,688,063
Real estate construction and land:
Commercial	—		414,466		414,466		—		343,360		343,360
Residential	368		281,399		281,767		372		183,988		184,360
Total real estate construction and land	368		695,865		696,233		372		527,348		527,720
Commercial:
Cash flow	38,146		3,003,716		3,041,862		15,800		3,046,468		3,062,268
Asset-based	1,986		2,680,278		2,682,264		2,505		2,545,028		2,547,533
Venture capital	1,088		1,660,179		1,661,267		124		1,452,303		1,452,427
Equipment finance	52,432		594,508		646,940		51,410		838,939		890,349
Total commercial	93,652		7,938,681		8,032,333		69,839		7,882,738		7,952,577
Consumer	214		212,420		212,634		1,531		119,318		120,849
Total Non-PCI loans and leases	$	127,655	$	14,376,925	$	14,504,580	$	129,019	$	14,160,190	$	14,289,209

The following table presents the composition of our impaired loans and leases as of the dates indicated:

	June 30, 2016						December 31, 2015
			Performing		Total				Performing		Total
	Nonaccrual		Restructured		Impaired		Nonaccrual		Restructured		Impaired
	Loans/Leases		Loans		Loans/Leases		Loans/Leases		Loans		Loans/Leases
	(In thousands)
Real estate mortgage	$	33,421	$	59,549	$	92,970	$	57,277	$	27,133	$	84,410
Real estate construction and land	368		7,130		7,498		372		7,631		8,003
Commercial	93,652		4,799		98,451		69,839		5,221		75,060
Consumer	214		231		445		1,531		197		1,728
Total	$	127,655	$	71,709	$	199,364	$	129,019	$	40,182	$	169,201

CV of Loans Held for Investment by class by performing and nonperforming

The following table presents the credit risk rating categories for Non‑PCI loans and leases by portfolio segment and class as of the dates indicated. Nonclassified loans and leases are those with a credit risk rating of either pass or special mention, while classified loans and leases are those with a credit risk rating of either substandard or doubtful.

	June 30, 2016						December 31, 2015
	Classified		Nonclassified		Total		Classified		Nonclassified		Total
	(In thousands)
Real estate mortgage:
Commercial	$	99,573	$	4,366,833	$	4,466,406	$	98,436	$	4,453,522	$	4,551,958
Residential	15,256		1,081,718		1,096,974		12,627		1,123,478		1,136,105
Total real estate mortgage	114,829		5,448,551		5,563,380		111,063		5,577,000		5,688,063
Real estate construction and land:
Commercial	610		413,856		414,466		571		342,789		343,360
Residential	1,371		280,396		281,767		1,395		182,965		184,360
Total real estate construction and land	1,981		694,252		696,233		1,966		525,754		527,720
Commercial:
Cash flow	212,200		2,829,662		3,041,862		183,726		2,878,542		3,062,268
Asset-based	33,187		2,649,077		2,682,264		19,340		2,528,193		2,547,533
Venture capital	19,758		1,641,509		1,661,267		19,105		1,433,322		1,452,427
Equipment finance	58,705		588,235		646,940		54,054		836,295		890,349
Total commercial	323,850		7,708,483		8,032,333		276,225		7,676,352		7,952,577
Consumer	375		212,259		212,634		2,500		118,349		120,849
Total Non-PCI loans and leases	$	441,035	$	14,063,545	$	14,504,580	$	391,754	$	13,897,455	$	14,289,209

Troubled Debt Restructurings on Financing Receivables

The following tables present new troubled debt restructurings of Non-PCI loans for the periods indicated:

	Three Months Ended June 30,
	2016					2015
		Pre-		Post-			Pre-		Post-
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number	Recorded		Recorded		Number	Recorded		Recorded
Troubled Debt Restructurings:	of Loans	Investment		Investment		of Loans	Investment		Investment
	(Dollars in thousands)
Real estate mortgage:
Commercial	1	$	1,000	$	1,000	3	$	1,345	$	1,345
Residential	5	4,878		4,878		7	1,131		1,105
Real estate construction and land:
Commercial	—	—		—		2	7,004		7,004
Commercial:
Cash flow	6	30,300		30,300		4	112		112
Asset-based	2	1,504		1,504		6	3,309		3,309
Equipment finance	4	1,624		—		5	49,205		49,205
Consumer	2	738		30		—	—		—
Total	20	$	40,044	$	37,712	27	$	62,106	$	62,080

	Six Months Ended June 30,
	2016					2015
		Pre-		Post-			Pre-		Post-
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number	Recorded		Recorded		Number	Recorded		Recorded
Troubled Debt Restructurings:	of Loans	Investment		Investment		of Loans	Investment		Investment
	(Dollars in thousands)
Real estate mortgage:
Commercial	5	$	4,140	$	4,140	12	$	6,506	$	6,458
Residential	6	5,043		5,043		12	2,044		1,878
Real estate construction and land:
Commercial	—	—		—		3	9,614		9,614
Commercial:
Cash flow	10	30,557		30,557		8	873		694
Asset-based	4	2,133		2,133		12	4,708		4,708
Equipment finance	6	4,284		2,660		9	53,338		53,338
Consumer	3	798		90		1	91		91
Total	34	$	46,955	$	44,623	57	$	77,174	$	76,781

Subsequently Defaulted Trouble Debt Restructurings

The following tables present troubled debt restructurings that subsequently defaulted for the periods indicated:

	Three Months Ended June 30,
	2016				2015
Troubled Debt Restructurings	Number	Recorded			Number	Recorded
That Subsequently Defaulted:	of Loans	Investment(1)			of Loans	Investment(1)
	(Dollars in thousands)
Real estate mortgage:
Commercial	2	$	2,572		1	$	971
Residential	—	—			2	263
Commercial:
Asset-based	—	—			1	375
Equipment finance	1	39,912		(4)	2	1,635
Consumer	—	—			1	16
Total	3	$	42,484	(2)	7	$	3,260	(3)

_________________________

(1) The population of defaulted restructured loans for the period indicated includes only those loans restructured during the preceding 12-month period. The table excludes defaulted troubled restructurings in those classes for which the recorded investment was zero at the end of the period.

(2) Represents the balance at June 30, 2016, and there were nocharge-offs.

(3) Represents the balance at June 30, 2015, and there were no charge-offs.

(4) The term of the modification for this loan expired in the second quarter of 2016 and was not renewed until the third quarter of 2016. Thus, the loan was in payment default under the loan's original terms at June 30, 2016. As of the date of this filing, the borrower is current in accordance with the renewed contractual terms, which are generally consistent with those of the prior modification.

	Six Months Ended June 30,
	2016				2015
Troubled Debt Restructurings	Number	Recorded			Number	Recorded
That Subsequently Defaulted:	of Loans	Investment(1)			of Loans	Investment(1)
	(Dollars in thousands)
Real estate mortgage:
Commercial	2	$	2,572		1	$	971
Residential	—	—			2	263
Commercial:
Asset-based	—	—			1	375
Equipment finance	1	39,912		(4)	2	1,635
Consumer	—	—			1	16
Total	3	$	42,484	(2)	7	$	3,260	(3)

_________________________

(1) The population of defaulted restructured loans for the period indicated includes only those loans restructured during the preceding 12-month period. The table excludes defaulted troubled restructurings in those classes for which the recorded investment was zero at the end of the period.

(2) Represents the balance at June 30, 2016, and there were no charge-offs.

(3) Represents the balance at June 30, 2015, and there were no charge-offs.

(4) The term of the modification for this loan expired in the second quarter of 2016 and was not renewed until the third quarter of 2016. Thus, the loan was in payment default under the loan's original terms at June 30, 2016. As of the date of this filing, the borrower is current in accordance with the renewed contractual terms, which are generally consistent with those of the prior modification.

Allowance for Credit Losses on Financing Receivables

The following tables present a summary of the activity in the allowance for loan and lease losses on Non‑PCI loans and leases by portfolio segment and PCI loans for the periods indicated:

	Three Months Ended June 30, 2016
				Real Estate
	Real Estate			Construction								Total			Total
	Mortgage			and Land		Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	29,099		$	6,876	$	83,957		$	875		$	120,807		$	9,554		$	130,361
Charge-offs	(866		)	—		(655		)	(191		)	(1,712		)	(168		)	(1,880		)
Recoveries	939			6		312			23			1,280			—			1,280
Provision	159			971		9,790			705			11,625			1,903			13,528
Balance, end of period	$	29,331		$	7,853	$	93,404		$	1,412		$	132,000		$	11,289		$	143,289

	Six Months Ended June 30, 2016
				Real Estate
	Real Estate			Construction								Total			Total
	Mortgage			and Land		Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	36,654		$	7,137	$	61,082		$	661		$	105,534		$	9,577		$	115,111
Charge-offs	(1,603		)	—		(4,700		)	(782		)	(7,085		)	(331		)	(7,416		)
Recoveries	1,938			158		626			39			2,761			—			2,761
Provision (negative provision)	(7,658		)	558		36,396			1,494			30,790			2,043			32,833
Balance, end of period	$	29,331		$	7,853	$	93,404		$	1,412		$	132,000		$	11,289		$	143,289
Amount of the allowance
applicable to loans and leases:
Individually evaluated for impairment	$	1,230		$	16	$	27,624		$	186		$	29,056
Collectively evaluated for impairment	$	28,101		$	7,837	$	65,780		$	1,226		$	102,944
Acquired loans with deteriorated credit quality															$	11,289
The ending balance of the
loan and lease portfolio is
composed of loans and leases:
Individually evaluated for impairment	$	92,284		$	7,498	$	98,247		$	394		$	198,423
Collectively evaluated for impairment	$	5,471,096		$	688,735	$	7,934,086		$	212,240		$	14,306,157
Acquired loans with deteriorated credit quality															$	136,880
Ending balance of
loans and leases	$	5,563,380		$	696,233	$	8,032,333		$	212,634		$	14,504,580		$	136,880		$	14,641,460

	Three Months Ended June 30, 2015
				Real Estate
	Real Estate			Construction								Total			Total
	Mortgage			and Land		Commercial			Consumer			Non-PCI			PCI		Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	30,911		$	2,173	$	45,794		$	802		$	79,680		$	12,698	$	92,378
Charge-offs	(62		)	—		(534		)	(27		)	(623		)	—		(623		)
Recoveries	200			12		1,744			34			1,990			101		2,091
Provision (negative provision)	(1,141		)	1,723		3,527			(109		)	4,000			1,529		5,529
Balance, end of period	$	29,908		$	3,908	$	50,531		$	700		$	85,047		$	14,328	$	99,375

	Six Months Ended June 30, 2015
				Real Estate
	Real Estate			Construction									Total			Total
	Mortgage			and Land			Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	25,097		$	4,248		$	39,858		$	1,253		$	70,456		$	13,999		$	84,455
Charge-offs	(1,515		)	—			(8,929		)	(90		)	(10,534		)	(579		)	(11,113		)
Recoveries	1,495			644			2,154			228			4,521			112			4,633
Provision (negative provision)	4,831			(984		)	17,448			(691		)	20,604			796			21,400
Balance, end of period	$	29,908		$	3,908		$	50,531		$	700		$	85,047		$	14,328		$	99,375
Amount of the allowance
applicable to loans and leases:
Individually evaluated for impairment	$	1,461		$	49		$	13,305		$	193		$	15,008
Collectively evaluated for impairment	$	28,447		$	3,859		$	37,226		$	507		$	70,039
Acquired loans with deteriorated credit quality																$	14,328
The ending balance of the
loan and lease portfolio is
composed of loans and leases:
Individually evaluated for impairment	$	56,297		$	8,118		$	98,767		$	3,585		$	166,767
Collectively evaluated for impairment	$	5,354,134		$	340,621		$	5,867,335		$	82,694		$	11,644,784
Acquired loans with deteriorated credit quality																$	222,638
Ending balance of
loans and leases	$	5,410,431		$	348,739		$	5,966,102		$	86,279		$	11,811,551		$	222,638		$	12,034,189

Non Purchased Credit Impaired Loans and Leases

Accounts, Notes, Loans and Financing Receivable [Line Items]

Impaired Financing Receivables, Average Balances And Interest Income Recognized

The following tables present information regarding our Non‑PCI impaired loans and leases by portfolio segment and class as of and for the dates indicated:

	June 30, 2016						December 31, 2015
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Commercial	$	26,853	$	28,163	$	1,085	$	17,967	$	19,219	$	777
Residential	2,160		2,208		145		2,278		2,435		681
Real estate construction and land:
Residential	740		740		16		747		747		26
Commercial:
Cash flow	26,356		26,989		4,830		14,072		20,312		7,079
Asset-based	2,352		2,766		1,954		3,901		4,423		2,511
Venture capital	1,088		1,090		752		—		—		—
Equipment finance	52,433		59,609		20,088		11,193		11,894		8,032
Consumer	361		368		186		365		372		157
With No Related Allowance Recorded:
Real estate mortgage:
Commercial	$	54,482	$	64,272			$	58,678	$	68,333
Residential	9,475		14,619				5,487		11,406
Real estate construction and land:
Commercial	6,758		6,756				7,256		7,256
Commercial:
Cash flow	12,512		21,612				2,825		5,121
Asset-based	3,710		3,777				2,729		2,726
Venture capital	—		—				124		125
Equipment finance	—		—				40,216		44,194
Consumer	84		152				1,363		1,945
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	92,970	$	109,262	$	1,230	$	84,410	$	101,393	$	1,458
Real estate construction and land	7,498		7,496		16		8,003		8,003		26
Commercial	98,451		115,843		27,624		75,060		88,795		17,622
Consumer	445		520		186		1,728		2,317		157
Total	$	199,364	$	233,121	$	29,056	$	169,201	$	200,508	$	19,263

	Three Months Ended June 30,
	2016				2015
	Weighted		Interest		Weighted		Interest
	Average		Income		Average		Income
	Balance(1)		Recognized		Balance(1)		Recognized
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Commercial	$	26,853	$	258	$	14,634	$	173
Residential	2,160		14		2,423		8
Real estate construction and land:
Commercial	—		—		392		5
Residential	740		4		755		4
Commercial:
Cash flow	26,356		9		15,688		12
Asset-based	2,352		10		6,090		37
Venture capital	693		—		—		—
Equipment finance	50,390		—		9,178		—
Consumer	359		3		302		2
With No Related Allowance Recorded:
Real estate mortgage:
Commercial	$	51,378	$	778	$	32,871	$	80
Residential	7,908		46		5,663		7
Real estate construction and land:
Commercial	6,758		56		6,971		58
Commercial:
Cash flow	12,512		1		3,535		38
Asset-based	3,178		42		1,257		17
Equipment finance	—		—		57,873		—
Consumer	82		—		3,359		2
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	88,299	$	1,096	$	55,591	$	268
Real estate construction and land	7,498		60		8,118		67
Commercial	95,481		62		93,621		104
Consumer	441		3		3,661		4
Total	$	191,719	$	1,221	$	160,991	$	443

_________________________

(1) For Non-PCI loans and leases reported as impaired at June 30, 2016 and 2015, amounts were calculated based on the period of time such loans and leases were impaired during the reported period.

	Six Months Ended June 30,
	2016				2015
	Weighted		Interest		Weighted		Interest
	Average		Income		Average		Income
	Balance(1)		Recognized		Balance(1)		Recognized
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Commercial	$	23,959	$	516	$	14,215	$	333
Residential	1,609		22		2,305		15
Real estate construction and land:
Commercial	—		—		392		11
Residential	740		8		755		8
Commercial:
Cash flow	17,914		18		15,664		22
Asset-based	2,289		18		5,289		55
Venture capital	347		—		—		—
Equipment finance	48,914		—		6,446		—
Consumer	336		6		302		5
With No Related Allowance Recorded:
Real estate mortgage:
Commercial	$	52,810	$	968	$	31,715	$	151
Residential	6,796		60		5,082		13
Real estate construction and land:
Commercial	6,758		112		6,971		114
Commercial:
Cash flow	12,432		2		3,535		84
Asset-based	2,710		71		1,123		30
Equipment finance	—		—		32,547		—
Consumer	82		1		3,359		4
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	85,174	$	1,566	$	53,317	$	512
Real estate construction and land	7,498		120		8,118		133
Commercial	84,606		109		64,604		191
Consumer	418		7		3,661		9
Total	$	177,696	$	1,802	$	129,700	$	845

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(1) For Non-PCI loans and leases reported as impaired at June 30, 2016 and 2015, amounts were calculated based on the period of time such loans and leases were impaired during the reported period.